O O {oifonn Reston Loan Applicaton a ee heen cm ne ‘ct gs be fe CIEE WORTORGE ANOTERAFOE ie. Se oa i pronto fe Pope ee aeoLoN ET rer == pes a Cammar rama ral nels fees CURSES arenes ao SSS Eyes | enti nes] | : : ER emesis nase 2m, Clee vse i oT ST nee Son naa a RL SB nericors per —— Tg oma suc laeamne [apis i Cee Sas [an Ca a a a a a TT RETR a TT TT Bananas oe Clee Cle ee SE Cor Cee IF Stye corn ein ore Ua oye af ont po aS poco ES REET naa ccormen | OHUTOR || WORKE Rabse EI Yaga | SORE TET STAT RT a Tae aos a a Ta Raa TER Tear ae | OTT Ta ae rm ees wn BoCy SRT EAA OE UT PTET eae [pa ae ee Senne ro POT = Sire PT ase, asset peal aa ea ASSETS ANOLE THABITIES ERO EES] wad Saree aro ard Cor fem SRR ae ee eee hace meonens ¢ v ero] 35.54.00 jefe ET Same ses ie — _ aes heat as erees pe : Rear remees |e [:. Total Monthly Payments ie eas. at Tame a a ge oe eea ag ash uhINITIAL ESCROW ACCOUNT DISCLOSURE STATEMENT Disclosure Date:_Aug 3, 2009 oreaenis ae avo ADDRESS [NERSER SERIE TOME AD NODES TORY G. GAFFNEY | Windermere Mortgage Services Series, LLC 7705 63RD STREET NE 601 Union St., #2100 MARYSVILLE, WA 98270 Seattle, WA 98101-2326 Phone Number: 206-623-0393 443240 I ‘Your first Monthly mortgage payment for the coming year will be $1209.63, of which $985.07 wil be for principal and interest, and $224.56 will 90 inio your escrow account This is en estimate of activity in your escrow account during the coming year based on payments anticipated to be made from your account. Bare peseeenONtE T eXnowscor | “csenowacer | aac” Escrow Computation Year Boginning Balance: 4571.96 ‘Oct 71,2008 | Monthly Payment 224.56 ‘oa 112009 _| 1008: County Property Tax | i s102.88 693.64 Nov 1,2009__| Monthly Payment. } 224.56 | | 918.20 Dec _1, 2009 | Monthly Payment 224.56, | 4142.76, “Jan 1.2010 Monthly Payment 2456 | [1367.32 Feb 1.2010 | Monthly Payment [ 224.56 | [1591.88 Mar 1.2010" Monthy Payment cael i Mar_1,2010_| 1001: Hazard Insurance | 490.00 | 1327.44 ‘Apr 1,2010 | Monthly Payment | 224.58 | | ‘Apr 1.2010 | 1004: County Property Tax. | [L___ 1102.88 449.12 May 1.2010 | Monthly Payment [286 | 673.68 ‘Jun 4, 2070 | Monthly Payment | 22456 | i 898.24 ‘Jul 1.2010 Monthly Payment tT 224.56 4122.80 ‘Aug 1,200! Monthly Payment 224.56 | : 1347.36 ‘Sep 1.2010! Monthiy Payment [22456 1874.92 ‘Sep 30,2010 Balance at End of Disclosure Period 1571.92 ‘Fane heap ms eaten orcomparsan wn he acl peat yor ami al he Gna ha eas acouringconpulion yea) Cushion selected by servicer: $449.12 By signing below, lwe acknowledge receipt of a copy of this Initial Escrow Account Disclosure Statement, Doh pee 8-404 ete Eom sonia 12 Page tof Teueccah roneaesass eaxtietonstForm W-9 (Rev. November 2005) Tans or shor oyu Roos NT TORY G. GAFFNEY Request for Taxpayer Identification Number and Certification ve form to tho requester. Do not Send to the IRS. cect sometime __—_[] tt [ estvomie [| orw be. [seme Tes (orb, sa 3 ev) 7705 63RD STREET NE Print or type. egies rane nd nas torah WINDERMERE MORTGAGE SERVICES iy s,s 2 MARYSVILLE, WA 08270 SERIES LLC. {£01 Union St, Suite 2100, Seatle, WA 98101 {steer mm) hr ona aas240 ‘BRAD Taxpayer Mentifcation Number (IN) 3 Enter your TIN Inthe appropriate box. The TIN provided must match the name given on Une 1 to avold backup withholding. For individuals, this is your social scurty number (SSN). However, for a resident lon, sole proprelr, or disregarded ently, coe the Pat |inetuctons on {your employer identiication number conter IER contncation Under penalties of perry, | erty hat 1 “The number shown on this form Is my correct taxpayer identification number (or | am waiting for a number tobe issued to me), | am not subject to backup withholding because: (3) | am exempt rom backup withholding or(b) | have not been nettied by the intemal 2 Revenue Service (IRS) that lam subject o backup withholding a otifed me that | am no longer subject backup withhoing, and 8, lam aS. person (Including a US. resident alien). (EIN) Ifyou do not have a number, see How fo get a TIN on page 3 Note, ithe account sin more then one name, see the chart an page 4 for guidlines on whose number i sesar esr aaner S13 | 140) of 313 Jo 14 age 8. For other entities, is result ofa failure to report al nterest or dividends, or () the IRS has. Cortfication instructions. You must cross out tem 2 above if you have been noted by the IRS that you are currently subject to backup withholding because you have flied to report al interest and dhvkdends on your tax rotum. Fer real estat transactions, tom 2 doss not apply. For mortgage intrest paid, acquistion or abandonment of secured property, cancelation of debt, contributions to an individual retirement ‘rangement (IRA), and generally, payments other than interest and dividends, you are not required to sign the Certification, but you must provide your coroct TIN. (See the instructions on page 4.) Signature of US. person > Wat bill Purpose of Farm ‘A person who is require fo file an information rtur with the IRS must ‘obtain your correc taxpayer Identfcation number (TIN) to report, for ‘example, Income paid to you, real estate transactions, marigage interest you paid, aequiston of abandonment of secired propery, cancelation of deb, or contributions you made to en IRA, U.S. person. Use Form W-9 only f you area U.S. parson (including @ resident alien), fo provide your comact TIN tothe person requesting it (the requester} and, when applicable, to: 4. Cert thatthe TIN you are giving fs corect (or you are waiting for ‘2 number to be iesued), 2. Ceriy that you are not subject to backup withholding, or 3. Claim exemption from backup withholding fyou aro a U.S. exempt payee. In 3 above, ifapplicable, you are alco certiying that ae a U.S. person, your allocable share of any parinership income from a U.S. trade or business is nt subject fo the withholding tax on foreign petners share of effectively connected income. Note. Ifa requester gives you a form other than Form W-0 to request ‘your TN, you must use the requester’s form fits substantially similar to this Form W-9, For federal tax purposes, you are considered porson #you are + An individual who ls eltzen or resident ofthe United State, + A partnership, corporation, eompany, or association created of lorpanized inthe United States or under the laws ofthe United States, + Any estate (other than a foreign estat) or rust. See Regulations sections 301.7701-8(a) and 7(a) fr atonal information ewe es baer $-4-04 ‘Special rules for partnerships. Partnerships that conduct a trade or business in the United States are generally require to pay a ‘withhalding tax on any foreign partners’ share af income fom such business. Further, in certain cases where a Form Was not been, received, a partnership is required to presume thats pariner isa foeian pereon, and pay the withholding tax. Therefore, you are a US. person ‘hat Is @ pariner ina partnership conducting a bade or business Inthe United States, provide Form W-0 tothe partnership to establish your USS. statue and avoid withholding on your share of pariership income, “The person who gives Farm W- tothe psrnership for purposes of establishing its US. status and avoiding withholding ants allocable share of netincome fom the parfership conducting a tade or business in the United States isin the following cases: + The US. ouner ofa daregarsed entity and not the entity, + The US. grantor or other owner of grantor tus and not the trust, ae + Tho U.S. tust (thor than a grantor tru!) and net the beneficlar ofthe trust Foreign person. I you area frsign person, do not use Form W-2. Instead, use the appropriate Form W-8 (see Publication 515, \Wittholding of Tax on Nonresident Allens an Foreign Enos), ‘Nonresident alion who becomes aresident alien, ‘Generally, only a nonresident alien indivual may Use the tems of ax treaty to reduce or eliminate US. tax on certain pes of come, However, most tax treaties contain provision known as “saving Clause” Exoeptions spectied inthe saving clause may pert an ‘exemption fom tx to continue for certain types of income even afr the recipient has otherwise become a US. resident alan for tax purposes, Form W-9 (Rev. 11-2005)C) < Form W-9 (Rev. 11-2005) Ifyou are @ U.S. resident allen wh Is relying on an exception ‘contsined inthe saving clause ofa tx treaty to claim an exemption ‘fom US. tax on certain types of income, you must atlach a statement to Form W-0 that specifies the following five tems: 41, The treaty country, Generally, ths must be the same treaty under ‘which you claimed exemption from tax as a nonreskent allen, 2. The treaty atcle addressing te income, 3. The article number (or location) inthe tax treaty that contain the saving clause and ite exceptions, 4. The type end amount of income that qualifies forthe exemption fiom tax 5. Sufficient facts to ust the exemption from tax under the tems of, the treaty article Example, tcl 20 of the U.S.-Chins income tx treaty allows an exemption from tx for scholarship income received by 8 Chinese student temporary presentin the United Sites, Under U.S, la, his student wil become a resident allen for ax purposes ifhis orher sty in the United Slates excoode 5 calendar years. However, paragraph 2 of he fret Protocol othe U.S -China trey (dated Apr 30, 1984) stows the provsions of Article 20 fe continue o apply even after the Chinese student becomes resident allen ofthe United States. A Chinese student who ‘uals for his excepton (under paragraph 2 ofthe fret protocol) and Is relying en this exception ta cai an exemption fom tak on his arher ‘scholarship or fellowship income wauid atach to Farm W.9 2 statement ‘hat includes the information described above to suppot that exemption. Ifyou are @ nonresident allen ors foreign entity not eublecto backup ‘withholding give the requester the appropriate completed Form W-8, ‘What is backup withholding? Persons making certain payments to you must under certain conditions withhold and payto the IRS 28% of such payments (aftr December 31, 2002), Thi le elled "backup wibholding” Payments that may be subject to backup withholding inch interest ddvidends, broker and barter exchange tancactons, rnts, royals, ‘nonemployee pay, and certain payments ffom fishing boat operators, Realestate transactions are not subject to backup withhoaing, ‘You wil note subject o backup withholing on payments you receive ‘you give the requester your correct TIN, make the proper cetfieaions, ‘and report all your table Interest and dhidends on your tx return Payments you receive willbe subject to backup wathholding Hf 1. You do not furnish your TIN fo the requester, 2. You do net certy your TIN when required (see the Pat I instructions on page 4 for details), 8. The IRS tells the requester that you furnished an incorrect TIN, 4. The IRS tells you that you are subject to backup withholding because you didnot repar ll your interest and dividends on your tax return (for reportable intorest and dividends ony), or 5. You do not cory othe requester that you are nt subject to bockup withholding under 4 above (for reportable interest an dividend ‘accounts opened after 1983 enly), Certain payees and payments are exempt from backup wehholding, ‘See the instructions below and the separate instructions for the Requester of Form W.9, ‘Also 900 Spocialrulos regarding partnerships on page 1 Penalties Failure to furnish TIN. Ifyou fal o furnish your corect TIN o a requester, you ae subject to a penalty of $50 for each such fake Unless your faire fe due to reasonable cause and not to wiful neglect Civil penalty for fase information with respect to withholding. If you make a false statement with no reasonable basis that resus In no Dackup withholding, you are subject toa $500 pensiy ‘Criminal panalty for falsifying Information. Will falsiving Certfcations or afemations may subject you to criminal penalties Including fines andor imprtzonment Misuse of TIN. I the requester discloses or uses TINe In violation of {federal law, the requestor may be subject to chil and cminal penalties. roa rosa (esta) Page 2 Specific Instructions Name ‘you are an individual, you must generally entorthe name shown on your income tx return. However, you have changed your lat name, for instance, du to marriage without informing the Social Security ‘Administration ofthe name change, ener your frst name, the lastname shown on your soci security card, and your new last name Ifthe accounts in joint names, list frst, and then crcl, the name of the person or entity whose number you entered in Part! ofthe form, Sole proprictor. Enter your individual name as shown on your income tax retum on the "Name" Ine. You may enter your buses, rade, oF ‘doing business as (DBA) name on the ‘Business name" Ine Limited uabitty company (LLC). you are a single-member LLC (inctuding a foreign LLC witha domestic owner) that is dregarded as ‘an entty separate from is sumer under Treasury regulations section 01.7701-3, enter the owner's name an the ‘Name line. Enter the LLC's name on the “Business name ne, Check the appropriate box for your fling status (sole propreter, corporation, ota), than check the box. for "Other and enter ULC" inthe space provided ‘Other entities. Enter your business name as shown on required federal ‘tx documents onthe Name" ine. Tis name should match the name how on the chartar or other logal document crating the ently. You may {enter any busines, trado, or DBA name on tho ‘Businecs nam no. Note. You are requested o check the appropriate box for your statue (individuasole proprietor, corporation, etc) Exempt From Backup Withholding If you are exempt, enter your name as described above and check the ‘approptate box for your stalus, then check the Exempt from backup ‘holding box inthe line folowing the business name, sign and date the form, Generally, individuals (including sole proprietors) are not exempt fom backup withholding. Corporations are exempt from backup withholding ‘or certain payments, euch as interest and dividends. Note. Ifyou are exempt from backup wihnoling, you should il complete this frm to avoid possible erroneous backup withholding, Exempt payess. Backup withholding Is not required on any payments made fo the fllowing payoee! 1. An organization exempt from tax under section 501(a), any IRA, oF ‘2 custodial account under section 403(6)(7) ifthe account sate tho requirements of section 401(%(2), 2. The United Stats or any ofits agencies or instrumentalltes, 3. slate, the District of Columbia, a possession ofthe United States, ‘or any of ther political subdivisions or instrument 4,A foreign government or any ofits pot cor instumentalies, or 5. An intomational organization or any ofits agencies or instrumentaities (Other payees that may be exempt from backup withholding include: ©. corporation, 7. foreign central bank of issue, 8.A dealer in secutties or commdes required to repstrin the United ‘Stains, the District of Columbia, ora possession athe United States, 9. futures commission merchant registered withthe Commadly Futures Trading Commission, 410, Aral estate Investment trust, 11. An eniyregistored a all ime during the tax year under the Investment Company Act of 1940, 412. commen trast fund operated by a bank under section S842), 418, A nancial institution, “14. A middleman know inthe investment community as @ nominee orcustodian, or 15, Atrust exempt from tax under section 654 or desorbed in ection 4947, 1 subdivisions, agencios,Q Form W-9 (Rev. 11-2005) “The chart below shows types of payments that may be exempl rom backup withholding, The chart applies to the exempt recipients listed above, 1 trough 16. IF the payments for .. THEN the payments exempt fore Interest and dividend payments | Allexemptrecsionts except ‘or Broker transactions Exemptrecipients 1 trough 19. ‘Also, a person registered under ‘the Investment Advisers Act of +1040 who regularly acts as a broker Barter exchange transactions Exempt recipients 1 through 5 ‘and patronage divdends Generally, compl recipients 1 through 72 Payments over $600 required to be reported and direct sales over $5,000" 1 See Form 1090:MISC, Macellneous Income, and ts instructions. 2 However th alowng payments ee o a crporaion (reliing gos roceds pals an aomey unr eacton 604), even the atomey i corporation) and ‘porte on Far 1088496 ore not exempt om backup wong: media ‘neha care payment, storeys foes and payee eevioes ily = ‘eerlexacimveapeey. Page Part |, Taxpayer Identification Number (TIN) Enter your TIN in the appropriate box. If you are a resifent aon and you do not have and are not eligible to get an SSN, your TIN is {yur IRS individ! taxpayer ientitcaton number (TIN). Enter itn the ‘ocil security number box, I you de not have an ITIN, see How to get a TIN below. If you area sole proprietor and you have an EIN, you may enter either your SSN or EIN, However, the IRS prefers thst you use your SSN, if you ae a ingle-owner LLC tha is csegarded as an entity separate from it over (eee Lined labilty company (LLC) on pags 2), tnler your SSN (or EIN, yu have one). Ifthe LLC isa corporation, partnership, et, enter the entity's EIN. Note, See the chart on page 4 for furberclrifeation ofname and TIN, ‘combinations How to get a TIN. you do nothave a TIN, apa for one immediately, “To apply for an SSN, get Form SS-5, Application fora Socist Security Card, from your local Social Secunty Administration office or get his ‘orm online at ww. socalsecurty.gev. You may also get this frm by calling 1-800-772-1213. Use Form W-7, Appicalion {or IRS Individual Taxpayer Identfication Number, to apply fran ITN, fo Form 88-4, Application for Employer lentfication Number, ‘apply for an EIN. You can apply for an EIN online by accessing tho IRS website at worn.ie.gov/businesses and clicking on Employer ID Numbers under Related Topies. You can get Forms W-T and ‘88-4 from the IRS by visting wyurs.gov or by cling 4-800-TAX-FORM (1-800-829-9076). {you ate asked to complete Form W.9 but donot have a TIN, write “Applied For" in the space forthe TIN, eign and date the fonm, and give ito the requester. For interest and diidend payments, and certain payments made with respect to readily tradable ineuments, generally SJouwil ave 80 daye to gata TIN and give ito the requester before Youtare subject to backup withholding on payments. The OO-day rule {does not apply to other types af payments. You will be subject backup withholding on ll auch payments unt you provide your TIN to the requester. Note. Wiitng “Applied For’ means that you have already applied for “TIN or that you Intand t apply fr one soon, Caution: A dleregarded domestic entity tat has a foreign owner must ee the appropriate Foxm Wis.Form W-9 (Rev. 11-2006) Pago Part Il. Certification What Name and Number To Give the Requester ‘To establish to the withholding agent that you are a US. person, oF Fortis ype of account: | Give name and SSNofi resident alien, sign Form W-0. You may be requested t sign by the ee oheite, 1 Indviduat “The individual withholding agent even iftems 1, 4, and 5 below indicate other ead ry Lindi nna For ajpint account, anly the person whose TIN is shawn in Part (eint account) if combined funds, the fest india) ‘should sign (when roqured). Exempt recipients, see Exempt From nie account” Backup Withholding on page 2 9. Custodian account ofa | The minor? ‘Signature requirements. Complete the certification as indicated in cer tem at through § below. pratt) 4. a.The usual revocable ‘The grantrcustee * 4. Interest, dividend, and barter exchange accounts opened ‘savings trast (grantor ie aleo| before 1984 and broker accounts considered active during 1983, trustee) ‘You must give your correct TIN, but you do not have to sigh the So-called ust account | The actuelowner ! certfeation. that Ie nota logel er vald trust under state law 2. Interest, dividond, broker, and barter exchange accounts ‘opened after 1983 and broker accounts considered inactive during _®: Sol proprietorship or uy 1983. You must sign the ceifcation or backup withholng wll apply. _inele-owner LLC ‘you are subject to backup witnholding and you are merely providing For this type of account: | Give name and EIN of ‘your correct TIN tothe requestor, you must eross out tom 2 inthe —er_—"—_ Ccertfcation before signing the frm, 5. Sole proprietorship or The owner? 3.Real estate transactions. You must ign the cetiication. You may __Snale-owner LLC ‘ross outitem 2 ofthe certcation 7. Avalid rust, estate, oF Legal entity ¢ poneion trust 4. Other payments. You must give your correct TIN, but you do nat, Corporate or LLC electing | The corporation have to sigh the certfcation unless you have been nated that you ‘comport status on Pom hhave previously given an incorrect TIN, “Other payments" include 5032 payments made in the course of the requester’ trade orbusiness for _g, Association, club, religious, | The organization rents, royalties, gods (other than bills for merchandise), medical and ‘hatitable, educational, or healthcare services (cluding payments to corporations), payments to ‘thor tax-exempt erpanizaton| "a nonomployes for services, payments to certain ishing Boat crew 410,Parinerehip or multimember | The partnership members and fishermen, and gross proceeds paid to attomeys uc’ (including payments to corporations) 11. broker or ragitored ‘The broker or nominee 5. Mortgage Interest paid by you, acquisition or abandonmentof nominee ‘secured property, cancellation of debt, qualified tution program _12:Assountwitn te Department J The Public ety payments (undor section 529), IRA, Coverdell ESA, Archer MSA or Agriculture in the name of, ‘public ently (such as a state or local government, school dist, or prison) that Tecoives agricultural program payments HSA contvibutions or distributions, and pension distributions. You ‘must give your corect TIN, but you do not have fo sign the catetion * st et and il tb rao oth person whese ruber you Krish, ony one person on ajot account hse an SSN, Uk persons mmbor must be funishe. 2 Cite the minor's name and furish he minor's SSN, 3 You mast show you nv ame nd ou may alo enter your bins or “DSA” nome on he second rene Ee, You may ioe eer your SSN or EG Yyoutsve ene), youre Sle pope, RS encourages Youle ues your SSN, Let at nd ale the nam ofthe og rst exe, or pension st. (Donat {unis he TI of the poreonalrprecentave ar usiee uns the fg nity Isofe ret dosknated Inthe secourk il) Ako soe Spel rues regarding parersipson pooe Note. ifno names cred when more than one name fisted, the ‘number wil be considered to be thal of the rst namo tod Privacy Act Notice ‘Section 6109 of the intemal Revenue Code requires you to prove your correct TIN to persone who must le information retuns with te IRS to report interes, dividends, and certin other income pad to you, mortgage interes! you pal, the acquisiton or abandonment of secured property, ‘cancelation of debt, or contributions you made to an IRA, or Archer MSA or HSA. The IRS uses the numbers fr lentfestion purposes and t help vey he accuracy of your tx return The IRS may also provide this formation to the Department of Justice fr cil and criminal igation, ahd iis, states, the Distiet of Columbia, and U.S, possessions to carry out the tax laws. We may aizo disclose this information to other counties, Under a tax realy, te federal and slate agencies to enforce federal nontax criminal laws, ofa federal law snforcement and insligence apencies to ‘combat terri, ‘You must provide your TIN whether or not you are required to fle tax retum, Payers must generally withhold 28% of taxable interest, cvidend, ‘and cerain ther payments to 8 payee who doet not give @ TIN fo payer, Ceriain penalles may also apoly re e526 (95%2)O CO VU) © Request for Transcript of Tax Return ' rom 4506-T > Do not sign this form unless all applicable lines have been completes. (Rev. January 2008) ‘Read the Inatrutions on page 2 (ome No, 1545-872 Depeiner se ean > Request may be rejected if the form is incomplete, Wegible, or any required ‘era Ree See Tine was bank atthe tine of signature. [ips Use Farm 45067 to order Vansoipl ox oher alum information fee of craig. Seo tho produatlstbalow. You car also a 600-825-1040 tb oar _aeanscit vu noed # copy of your tum, Use Form 4608, Request or apy of Tax Rel, Thetis a fos 10 gel a copy of vour return ‘fa Name show on tx tun Faint relum, enter the name shown fst ‘1b First social security number on tax return or ‘mplayer ientifenion uber ees istrvetions) ‘TORY 6. GAFFNEY 581-08.3900 Za Tra pint retum, enter spouse's name shown on tx Tour Bb Second social security number W joint ax return 3 Garren name, adeess nauding apl, Foor, o ule no) ly, Sas, and ZIP code TORY G. GAFFNEY 7708 63RD STREET NE, MARYSVILLE, WA 96270 7 Previus aderaas dhown on fs Ins Taura fed Waiters rom ie 3 3 ihe Garsarptor ax informations lobe mailed loa bid party (euch as @moigage company), ener fe Bd pariys name, scares, end elephons umber The IRS hes no eonrl over what the id pay does wth the tax Infomation, RomeSivea Bonk Aire AuaGualy Cont! 601 Union St, #2000, Seale, WA 99101 Gaillon: DO NOT SIGN this form if thie party requires you o complete Form 4506-7, and ines 6 and 9 are blank, 1 Tanserpt requested tr he tax form number ar (100,185,110, <) snd check te appa box below Ens ly ane tbe fm ruber ar eaves i oS 2 Rotun Transl wich ns most fe ine es of xt oa 9 ing wa eS, Tracts ae aly val fhe ating ums Frm 040 Sten Foun 1066 Fann 1125, Forty 120% Form 1120, Form 200, snd For 208_ Return waneerte ar avaiable fre cure year end ems fronaiou sug the pr 9 roteang yer, Mou rauoss hil be processed wih YO business dys we Account Transpl. wtich conan inomation onthe facil sists of Ne sosunl, sch a payers mason te acount. pany asnssmenis, ons GeStttar eadoty you oe Sate he orn wastes. Retun wtomaion nid ate suc a nx ably snd estas fx Pens. ACEO ‘Panscrips are avedatis for most wiv, Mes! request wil be processed within 90 calendar days (ea) Record of Account, wns combination af ine Re imation an ater as Het reguets we rcenred wun 30 old day 77 Verflention of Nnfing which oom te IRS hat yu dd ae fe a een or the yar Most oq wil be processed wis 10 buses aye {Fox W2, Form 1098 series, Form 1008 eas or Form S428 series vans. The RS can pov a ens at eludes dala om ese intron okinawa lomaton ot nuded wath be Fam Wa lomaton, The I ray be slew provide his rensoiptnfometan fr op 19 yer. Inman rhe cert yas every natant rs ha oa erie Hed wi si, Por erm, +2 norman fr 200, Hein 207. wa ok be ‘Notas omnes ttl 208, yeu ed W2 raton fasten pupore, You sel soe he Sac Seay Adeintton a 200-772-213 Aotregveas wl be proceso with 45 75 QO ‘Caution: I you need a copy of Form Wi? or Form 1099, you should fst contact the payer. To eta copy ofthe Form W.2or Form 1099 fled with your tetum, you must use Form 4508 and request 2 copy of your alu, which incudes a alachments. {Year or period requested, Enter the ending date of fe year or pared, using the ranidalyyy format. Ifyou are requesting more than four years 0° pavode, you mustatach ances Form #008-T. For requast relating fo query lx elu, suchas Form 941, you must ener ch quate tax pated separately 13,41, 07 129/28 ' L oo “Signature of texpayer(s),| dacs that ram elmer te axpayer whore nao is shown on ine tao 2a, ora person authorized to ois he tx information requested. the request applies ib ontretu, ener husbang or fe mus lon. stoned by acrporae ofer, partner, quadon ax mates pane, xe, carat eres fete ory anertan te xpyar ety tat hve bony eset orm 450 on bate toa. Ke | 8-04-41 (42S )Ee8 = Lte2) Cee ee Sign ‘Tile (ine Te bows Isa corporation, partnership, estaie, or mast Here ia ‘ve Uaemahe 7 2 l For Piveay ha nd Paperwork Redon Ra NR Fs OE Fam ABET an) sre eras ezsem MFCD2100 443240Fown 4806-7 (Roy. 12008) General Instructions Purpose of form. Use Form 4505-T to request taxetum inrmaon Yeu can aso designate a tid party toreceve the nfrmaton, See Tne 6 “ip, Use Form 4508, Request for Copy of Tax Rtn to rexestecpies of tax returns. Whore to fo. a er ax Ferm 4506-1 othe adress belo forthe state you ved in ore Ste your business wasn, when thal et was fod. Thor ae bo aires chars one for individual transcipts (Form 1040 sees and Form W2) and one fr all oer ransos. If ou ae requesting more han one transerot corolher produ! and ths cher below hows io Siferent RAIS teams, send Your request othe team based on he adress of your most recent Note. You can also cal 1-800-820-1040 0 request ransarb or get mar information, Chart for individual transcripts (Form 1040 series and Form W-2) you Med an Mai or fax tothe Individual return “nternal Revenue sand lived in Srvce” at Distic of Curia, RAIVS Tearn Maine. Mariand, Stop 679. Massachusets, Andover, WA 05501 New Hampshir, Now York, Vermont 970-247-9055 ‘Mabams,Dabware, RAIVS Team Florida, Georgia, P.O. Box 47-421 Nort Garoine, Stop $1 Rhode Ilan. Doravile, GA 30360 ‘South Carling, iginia 70455-2595 Kentucky, Lousiana, RAIVS Tear Mississipi Slop 6716 AUSC Tennessee. Texas, a foreign county oF ‘stn, TK T3301 APO. PO. baress ‘12400-2272 ‘Alaska, zona, RAIVS Team Catfomia, Colorado, Sup 37108 Hawa lane, twa, Kansas, Minnesota, Montana, Nebraska, ‘Nevada, New hxc, ‘Nort Dakota, ‘Oklahoma, Oregon, ‘South Dakots, Ulan, Fresno, OA 99888 550-456-5875 RAIVS Team Slop 6708-341 Kansas Ciy, MO 64909 Connect, ins, Indians, Menge, isour, Now doreey, Ohi, Pennsylvania, West Viina 816.202.6102 ew sr.2 0209 MECH D100 Chart for all other transcripts Wyoulivedinor —— Mailorfaxto the yourbusiness. “Internal Revenue Was in: Service” at: ‘abame, Masks, ‘Aizon, Aransas, Caifomia, Colsrado, Fords, Goorcia, was oho, fra, Kansas, Louiona, Miseisipi Missour, Montana, Nebraska, Nevada, New slot, Norm Dakot, Odahoms, Org, South Dakota, “Tonnesseo, Texas, sah, Washington. Wyoming, a foreign county, or AP.O. or FP. sasress| Connects Delaware, Distt of Coumei, nals, Inefana, entice, Maine, Maran, Massachusets, Michigan, Now ampstie, New “oteey, New York, ‘Now Garena, hi, Pennsylvania, Rhode stand, South Carona, Vermont, Virani, West Wirgiia, Wisconsin 059.098.9582 Line 1, Enter your employer cencation number (EIN) f your quest relates oa business rum. Otherwise, eto theft socal securiy number (SSN) shown on the return For example, you ae requesting Form 1040 ‘at eludes Schedule € (Form 1040), eter your SSN, Line 6. Enter only one tx form number par request ‘Signature and date. Foon 4508-7 must be ‘Signed and datod by the taxpayer std on Ine 1a of 23 you complete ine 5 fequestng the bration be seo 9 tikd fry, the IRS must receive Form 4505-7 within 50 deys ofthe dae signed by bo taxpayer ort ‘ibe ejected Individuals. Transp of ont fled tax reaurs may 6 fumisied is elfner Spouse. Only tne sgnature Is requed, Sign Form 4506-7 fexacty 9s your name appeared on the orginal return, i you changed you came aso sign your eurent name: ‘Corporations. Generally, Frm 4508-7 canbe signed by (1) an offs Paving legal ‘Suharto bins the corperaton(2) ay Berson designated bythe board of cectrs ar abner governing body, or) any offeror playa twice eoquest by any principal offear and Sasted ta bythe sacretay ox oer offer RAIVS Tear P.O, Box 2041 Mal Stop 6734 aden, UT 84400 sot-s20ez RAIVS Team P.O. Box 145500 Stop 2800 F inca, OF 45250 Page 2 Partnerships. General, Form 4506-7 ean be signed by any person who was a member of ‘ie parinership asing any pat of i tax patod requested on All others. See intemal Revenue code section 6103) fhe taxpayer nas de, ts ‘nsoWenl, i a dgcalvod covporaton, orf see, guathan, execute, seceher, Aminsator is acting fr the taxpayer. Documentation, For enttiss ofr than Fnidoat, you mut atach te outborzation docament For example, tis could be the leer om the penapalofcer authorizing an employee ofthe corporation othe Letts ‘Testamentary auhotalng 30 nds © aetforan estate, Privacy Act and Paperwork Reduction Act Notes, We ask fr the nferaton on Bs form to establish your right to gain access othe Fequested tax information under the ileal Revenue Code. We need ts formation to proparly ently the lx formation and respond 1 your request. Sections 6103 and 1109 require yout provi hs information, fnotding your SON or EIN, I you 0 cat provide tis infomation, we may not be ale {fo process your aquest Proving aise or fraudulent formation ray subject you ponates. Routine uses of his nformaton include ivng io the Department of lust fer ci nd enminal gabon, ad cies, slates, and {he Distt of rumba for use fo admeistedng ‘hol tx awe. We may also Gsdose bis informaton to other counties under @ ae realy, to federal are state agencies lo arfores eos nantax cma fs, of dea [aw enforcement and inleligence agencies ‘You ae not roquied to provide he information requested ona fern tats sebject ‘o the Paperwork Reduction Act unless he frm Gdeplays vad OMB contol number. Books ‘or records relating fo frm or Bs insvetons fhustbe retained as long as their contents may [become materia inthe acmnistation of ny Internal Revenue fw Generally, tax eumns 2nd return information are confentel, a oqutod by cocton 9108, “The tma needs to complete and le Form 4506-7 wil vary depending on invizal ‘ckcumslances, Tha estimated average be is: Lsarning abot he aw oft frm, 10 in Preparing the form, 2 miaand Copying, ‘assembling, and Sending the form tothe Ins, 20 min. Ifyou have comments concerning te accuracy of these tne estimates or suggestions for making Form a506- simpler we would be happy to hear fom you You can we ty normal Revanue Service, Tax Products Cooinating Coren, SEW.CARSIPT TSP, 1111 Constiuon Ave NW, 186529, Wastingion, 06 20224. Do not send te form io this adress. Instead, see ‘itor to eon Ins page 443240lo i) e Windermere Mortgage services Dale 04/21/2009 SERVICING DISCLOSURE STATEMENT NOTICE TO FIRST UEN MORTGAGE LOAN APPLICANTS: THE RIGHT TO COLLECT YOUR MORTGAGE LOAN PAYMENTS MAY BE ‘TRANSFERRED You are applying for a mortgage Ioan covered by the Real Estale Settlement Procedures Act (RESPA) (12 U.S.C. Section 2601 et seq.). RESPA gives you certain rights under Federal law. This statement describes whether the servicing for this loan may be transferred to a different loan servicer. "Servicing" refers to collecting your principal, interest and escrow account payments, if any, a8 well as sending any monthly or annual statements tracking account balances, and handling other aspects of your loan. You will be given advance notice before a transfer occurs. Servicing Transfer information We do not service mortgage loans of the type for which you applied. We intend to assign, sell, or transfer the servicing of your mortgage loan before the first payment is due. A copy of this disclosure has been received by the undersigned Tia bl veeser (10)C) / SIGNATURE/NAME AFF IDAVIT DATE: 8/03/00 LOANNO.: 443240 BORROWER: TORY G. GAFFNEY ‘This is to certify that my legal signature is as written and typed below. (This signature must exactly match the signature on the Note. and Mortgage/Deed of Trust.) TORY.G.GAFENEY Be (Pat orTyp= Name) Sigaue TORY G. GAFFNEY (if applicable, complete the following.) ‘further certify that TORY G. GAFFNEY is one and the same person as TORY GAFFNEY Who executed a Mortgage/Deed of Trust to WINDERMERE MORTGAGE SERVICES SERIES LLC. A DELAWARE SERIES LIMITED LIABILITY COMPANY [ADD ANY NECESSARY JURAT OR NOTARY CERTIFICATES.} Subscribed and svom (afimed) before me this & dayot at 20¢ Jia © crearano to? worse vamsoneen Cie se fencer an Mrcp2101Borrower: TORY G GAFFNEY Lender: Windermere Mortgage Services Sefiee LLC Loan originated through: Windermere Mortgage Services| Series LLOM2 Property Address: 7705 63RD SY NE MARYSVILLE, WA 98270 Date: 04172009 SERVICE PROVIDERS, PARTICULAR PROWDERS OF SERVICES REQUIRED. Li bw ae pov of eve wich we route you w wa The Salges or argesineaied Pe Good Fain Eerat rete ion areoponang to muerte poses este bl | Someone Sens oeson tina rr pony errs rae we es | LINE 804CREDTT AGENCIES __LINE 810 =-TAXSERUICE, LINE 812 FLOOD DETERMINATION i First American Credco [El First American Real Estate Tax | [@] Fist American Flood Data Service 12595 Peta oy Sertoe 1435 8 stemorons Freeway Poway, Ch 92088 84358 SlemmoneFrooway Dates, TK 75207 (woo 2a22 Dats, 75247 (enor saea _ 00}25.6428 et 400 — LINE 814 PLAN REVIEWICONSULTANT Lie 615. FEE MSPECTOR (Rana Leane On) = (Rehab Loans Oni) = o 0 Lue 902- MORTGAGE INSURERS ‘our Merigage insurance provider willbe saci from the folowing st Unites Guaranty Services nc. GC. Pat 230 Nery Em Stet 27401 Male Pace 601 Monigsmary St Greensboro, NC 27420-1567 270 E.Kiboum Ave SanFranceca, G8 B41tt (eooysstaseo. Mwaukeo, Ww 55202 (aoojese670 | - 2004-642 J APPLICANT DECLARATION hereby rein! nce Margao Seve Sys LLC CMS). eau i WAS oprating sce hla ny an apa, apt She ocss my apse fos an ib seaznd oy he as pop aan ne mana al is wea igo ae 2 aa gare go aren anna efecto aon eo oe WASHINGTON TRANSACTIONS: The folowing nace is appicable for non-cwmer cccupied loans: NOTICE: ORAL. [AGREEMENTS OF ORAL COMMITMENTS TO LEND MONEY, EXTEND CREDIT OR FORBEAR FROM ENFORCING REPAYMENT OF A DEBT ARE NOT ENFORCEABLE UNDER WASHINGTON STATE LAW. OREGON TRANSACTIONS: NOTICE: UNDER OREGON LAW, MOST AGREEMENTS, PROMISES AND COMMITMENTS MADE BY US CONCERNING LOANS AND OTHER CREDIT EXTENSIONS THAT ARE NOT FOR PERSONAL, FAMILY OR HOUSEHOLD PURPOSES OR SECURED SOLELY BY THE EORROWER'S RESIDENCE MUST BE IN WRITING, EXPRESS CONSIDERATION AND BE SIGHED BY US TO BE ENFORCEABLE !DAHO TRANSACTIONS: NOTICE: PROMISES OR COMMITMENTS TO LEND MONEY OR EXTEND CREDIT IN AN ORIGINAL PRINCIPAL AMOUNT OF $50,000 OR MORE BY A PERSON ENGAGED IN THE BUSINESS OF LENDING MONEY OR EXTENDING CREDIT MUST BE IN WRITING. | st pay a can es wc wi ete y WMS wat he cat of fe pty srs ei ces non aetan setae hat at Sao py Sch Cn eas neta yan sn nd at Ws my So) ny pe oye fete i oye secre wit’ act tng ny eget ens Be soca oa toe i arene we eases es Gna an xt ena cae She mages ach pte Tey Che pete pes HE ‘nrg on veteet copy ft apres on amano nsadysenrgs mes ogee ang Saare NoMGe To APPLICANT ~OREGON aa AHO TRANSACTIONS: You haven a coy spe geen canston wih ou ‘Wpteaton Ct yo wish copy, lease ous tbe mang secs wo av provd, We mses at Yc eet bo 20 a et nent obo eon taro au eek epaten © you taw yor open, aERTE omen sears Tg A, WinerO O) APPRAISAL DISCLOSURE / | = arawer Names [ender | sore ¢. GREENE fwnozmeee vonecase sazvices suRIBS 1c | 9502 198 Avenva SE, Suite R, Bverett, WA sezoe Frpery Aaa lea: Fis ano oF we 04/23/2009, fanesvtias, wa 90270 ‘You have the right to « eopy ofthe appraisal report used in connection with your appliaton for eed Ifyou wish s copy, plase write to us at the maling edéress we have provided. Wo must hear from you no later than 90° days sttor we notify you about the action taken on your credit application or you withdraw your _ppicaton, Contact: KARE BREWER ended Broker: HIIDERMERE WORGAGE SeRVICeS SERIES TEC Address! 9502 19th Rvenus SE, Suite A Everett, 96208 Telephone: HaS3g=95— Jn you eter, give ut he following information: The name(s) of the applicant (2). ‘The address of the appraised Eroperty. ‘the address to which we should send the copy of the report. ‘the application munber 2079 pate, __B7 4- 0% aia RT TT Ta< AFFILIATED BUSINESS Windermere ARRANGEMENT DISCLOSURE mortgage services NOTICE This is to give you notice that Windermere Real Estate/M2, Inc. ("WRE/MZ") has a business relationship with Windermere Mortgage Services Series LLC, a Delaware series limited liability company (‘WMS"), and it's operating series, Windermere Mortgage Services Series LLC/M2 (WMS/M2"). The relationship derives from WRE/M2's ownership of a Fifty Percent (50%) membership interest in WMS/M2, and WMS/M2's existence as an operating series of WMS. Because of this relationship, this referral may provide WREIM2 a financial or other benefit Set forth below is the estimated charge or range of charges for the settlement services listed You ate NOT required to use the listed provider as a condition for setfiement of your loan on the subject property. THERE ARE FREQUENTLY OTHER SETTLEMENT SERVICE PROVIDERS: AVAILABLE WITH SIMILAR SERVICES. YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE SERVICES. 6 LLC Windermere Mortgage Services Se Range of Fees Loan Origination Fee 0-3% of Loan Amount Loan Discount Fee 0-6% of Loan Amount Funding Fee 30 to $695.00 ACKNOWLEDGMENT lwe have read this disclosure form, and understand that WRE/M2 andior WMS/M2 is referring melus to purchase the above-described settiement service(s) and may receive a finencial or other benefit as the result of this referral owe_B-4-O4 sonar xe LLGED - Date: Co-Borrower \wram2abed (0197) arasr2008,ee) Windétmere morigageservices morons AOORESS.776 63RD ST NE TMARSILLE Wa 86270 Lomno: APPLICANT (S) CERTIFICATION AND AUTHORIZATION BY SIGNING BELOW. as an applicant or morgage en and as borowerifs mangoge los meds ome, leary, suhore ena ‘(e235 lows: 4. have sppfed for © mangage fan rm Windermere Mongage Senices/ M2, an opeaing cares of Windemere sengage Sonvices Series Lo CMS), “AMES” troup te operating sense designtay above, acing 3s Ihelende or manpage roe nhs trensocon. and ny fen i nla be faded by WMS ora rd pay ss’ wih whom WMS" coneacs Unies corse Fitcsed on my spc, am appa fy wth he aia} inceted on my mopeton. 2 Tne sppeston | complete contains Information sbeut th purpose ofthe oa, the amount and sue of he down payment ‘cnploymert tnd income, and assets en laiies. {ce hat the informaton suppied tue and complete. "| have made no Imarprecetabone inthe loon sppaon of ewe documents, nor ta any print norma. T agree fo fom WMS in the ‘ental gicat tang ny employment ot ranch oe Stem a Tuy undeaand at i ron, 7 ian cs ase ne. sles bire l ie.Ues Sne Code ecin 10. pan tousethe sonar aropany as my EZ pnp eine CI secondary residence CI vestimentary. 2, | autora "WME", te successors, aselgne and he morgage laura) seguir ay cred repos, red istry and Yo ‘any any irtormaton past terreno adn he ret cecion, processing or eng of oan to re ca pr hr uly cnt ‘rogram The fee ancwn en my HUD for ret report fee wil icude an “OFAC check fo of 4.20 pc borrower. undesand tt Formato that wit be vei laces bus nol Eres othe flowing: ter second morpage loan accounts, lane conte, ‘tals crc cos sceouns, sage Soom, employment maha, ox ots and any account requed fr depos, dow ‘eymenl or clara forthe wertgage es. understand Ma te islomaton willbe Wana Srecay om the verhingscire to ins" nd wi net be wanemiaod oy mo any oe pay 44 undertand ha, when used i is caren, he term Yan aplator means the omaton coserbes in paagrah 2. abo, te mloomatenscmired by "WAS" 8 desrbad npargraph 3. bore the laa aptation for, appre, He repo, and ay oer ‘nlomaton necessary te comolete my ean applcabon package. '5._Lunderstan het “WMS” may deci to tckar my ban appli a one of mere landers who ay erate my an eppicaion ‘fr one rma of he aan pool | suoras “So provide my oan appieaon Wo one ot mor loners revlon 36 ME} ‘So so wnout gnng me fre noes han prvises ths paroaph. NOTICE TO BORROWERS: This le noes to you as requed by the Right wo Fhancal Priacy Ac of 1978 Pat FUDIFHA* ns @ rit of acsee oPnanea recrce hat by franca installs fy cannecton wth the consideration oF ‘boninsrton of aansane o ou. Financia records nvr yout Paraacion) wi be walle to HUDIFHA wot Finer noice & soso it wl ol be dace teanaed by tis nsluon 1 acther Government AQENY oF Deparment wihou your consent excep! a ecu or erie by I “NOTE: KUD, through he Office of Feral Housing Enterprise Oversight she regustor FNMA and FHLMG. 6. | understand thet “ORS" may share information atsined fm me or Kom third pains wih thd party srdce powders whose ‘ccrneal expertise "WVS" uses to Rap compele loan Vareschons, mudi wot Bvaion closing agent, sppraels and 7. understand tral as pa of “WMS"s conning efor o roid rpc eusiomer seve, forms an documents nt consting annigentalborromer info canbe sort tome and Ts pay seve providers by ema. Loan docurents may be electric {fanemied fo csrow companies twough a zeae web. Conzmer pracy ep pry af "WMS" ol Ow acy ley 1 _valube on out webate et wsndenmacsmarsaaesaiiget.cam er rm you mongage come. |. fa margoge loans made tome; | gi okay coopers in he comtecon of any oro, using thoze of alte alr, on fy loan document tequested by "WAS" Is succesur,asagns, he Woing agen or he Waeacton othe manage insure nyt agree to coopoata wih WMS" supping any documento cad Necessary by WMS” fr he ppose of anaer ae of to tan by "HS" 0 anf Festa, such ae te Poser Netonal Mergoge Aesoccon, the Federal Home Loss Morgage Cerporeton. the Federal Houseg Administ or fe Deparment of Veterans Aa. To,HOM IT MAY CONCERN: My spire below orgs yout nih elem eee by MS” wnt my 2a signature on forms for veryng be rican descibed above paragraphs 2 and 3. My name hyped 0” pied ne ‘Surzed signature area onary vencaon orm along wah eopy a ths ApotcanNs)Ceiaten and Aubwvzaon canbe secepled ' permisiono soppy te Infomation requested by "WMS" Al ferences to te gu,“ or example, ine the lal more han one nda Sins hie coment 8-44-04 Borrower Signeure Cearower Sige ta ares° Windermere mortgage services GENERAL HOLD HARMLESS AGREEMENT Loan Number: Borrower(s}: Windermere Mortgage Services Series LLC and its series ("WMS") is in the business of originating home mortgages and is pleased to be processing your home loan application. Part of that process involves a review of evaluations of the property you are financing, such as appraisals and inspections, which may include pest, building, roof, septic, and/or well inspections, etc. Although you may be required to pay part or allof the costs of obtaining the appraisal and other inspections and you may receive copies of these reports, you should be aware that these are being obtained solely for “WMS" benefit. "WMS" uses these evaluations to determine whether the property will serve as adequate collateral for the loan. This is very different from the determination you must make - whether the value and condition of this, propery is suitable for your use as a residence or investment property You need to determine independently whether the value and condition of the property is satisfactory to you. You may want to retain your own appraiser andior inspectors to assist you in identifying any defects or deficiencies before you close on the purchase or refinance of the property, By signing below, you acknowledge and agree that: 1, "WMS" makes no warranties whatsoever, express or implied, regarding the value or condition of the property. "WNIS" is not responsible for the accuracy or thoroughness of ‘any appraisals or inspections performed regarding the property or for notifying you of any defects or deficiencies identified in such reports, 2. Youwaive, release, and agree to hold "WMS" (together with its employees, staff appraisers, owners, affilates, officers and directors) harmless from and against any and all claims for damage, loss, injury, costs and/or expenses relating in any way to the value or condition of the property, including any alleged defects or deficiencies in such value or condition occurring or existing prior to or after the closing of your loan. conower Bt LAE bate 874-09 Borrower Date vwmsghh (0405) arev2009NOTICE OF RIGHT TO CANCEL (@~ - O To: TORY G, GAFFNEY Properly 7705 63RD STREET NE ‘Address: MARYSVILLE, WA 98270 Your Right to Cancel ‘You are entering into a transaction that will result in a mortgage, lion or security interest onvin your home. You have 2 legal right under federal law to cancel this transaction, without cost, within three (3) business days from whichever of the following events occur lst: (1) the date of the transaction, whichis Ugur %,2 907 «oy (2) the date you received your Truth in Lending disclosures; or (8) the date you received this notice of your right to cance Hf you cancel this transaction, the mortgage, lien or security interest is also cancelled, Within twenty (20) calendar days after we receive your notice, we must take the steps necessary to reflect the fact that the mortgage, lien or security interest on/in your home has been cancelled, and we must return to you any money or property you have given to us or 10 anyone else in connection with this transaction. ‘You may keep any money or property we have given you until we have done the things mentioned above, but you must then offer to return the money or property. If itis impractical or unfair for you to return the property, you must offer its reasonable value. You may offer to return the property at your home or at the location of the property. Money must be retumed to the address below. If we do not take possession of the money or property within twenty (20) calendar days of your offer, you may keep it without further obligation, How to Cancel HH you decide to cancel this transaction, you may do so by notifying us in writing at: (Name of Lender) WINDERMERE MORTGAGE SERVICES SERIES LLC 9502 19TH AVE SE, STE A (Business Address) EVERETT, WA 98208 You may use any written statement that is signed and dated by you and states your intention to cancel, or you may Use this notice by dating and signing below. Keep one (1) copy of this notice because it contains important information about your rights. Kl Hyou cancel by mailor telegram, you must send the notice no later than midnight of ’ ase ; 72.00 (or midnight of the third business day following the latest of the three events listed above). If you send or deliver your written notice to cancel some other way, it must be delivered to the above address no later than that time, 1 WISH TO CANCEL. Ba Each borrower/owner in this transaction has the right to cancel. The exercise of this right by one borrower/owner shall be effective as to all borrowers/owners. | herewith acknowledge receipt of two copies of this notice. “04 Pek fee Bredo4 Trews crn 0 Tooncak tonsa Case MFCD2070 443240IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT (USA Patriot Act Form) To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account (which includes deposit accounts, loans, safe deposits and investment accounts). What this means fo you: When you open an account or obtain a loan, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. For business related accounts we will require appropriate documentation to verify the existence of the business. ‘Your understanding and cooperation with these requirements are appreciated. Name: ATety 4 Arepu€¢ Date of Birth: >__1)- 24 - 1462 Current Residential Street Address: _, 770G ST Ne. MALYSUILE ity F820. Previous Address: Social Security or Tax ID No: A $B)- Olo~ 3304 ‘The undersigned certifies the above information to be true and accurate. eae ee Borrower Information belo is to be completed by lender representative or notary public. ‘The undersigned certifies that they have reviewed an unexpired government issued identification evidencing address or nationality and bearing a photograph for the borrower above. ‘Type of Identiti Document: _ Issuance Date: /¢-1?- 08 Expiration Date: 11-27-77 Identification Number: : LA State Lender Represeniaive's Signpture Print Name: (qian Title: COO Subscribed and swom (affirmed) before me this“ day of hug au ih 206fWASHINGTON paIvenuceNse ssouesane 110-208 | on 1428-1983.Employee: GAFFNETG (7) SS.Ne §31-06-3309 ‘As Of: 08/2009 () Status: Active ‘Type: Salaried Phone: (425) 355-7354 Sex: Male Hourlypay rate: 20,00 Marital status: Single Pay period: Weekly Date of birth 11/28/1983 Overtime multiplier: 1.5 Date of employment: 8/1/2000 Date of raise: 8/7/2008 Date of termination: Amount of raise: 0.50 Union: Billing rate: 0.00 Local: State: WA Class: Locality: EVERETT Location: Workers Comp: 0518 Race: Department: LABORERS Sick hours: 0.00 Vacation hours: 50.00 Monthly accum. rate: 0.00 Monthly acum. rate: 0.00 Tax Filing Status Federal Single - Exemptions:1 WA State None ~ Deduction Base Rate Per Hour Percent Cap GAFFNEY-TRUCK PAYMENT 498.71 0.00 0 Fringe Bese Rate Per Hour Cap GAFFNEY-TRUCK PAYMENT 498.71 0.00 Month — Quarter - ~ Year Type of Pay Hours Amount Hours Amount Hours Amount “Regular 0.00 0.00 184.00 3,680.00 1194.00 23,880.00 Overtime 0.00 0.00 0.00 0.00 0.00 0.00 Double 0.00 0.00 0.00 0.00 0.00 0.00 Sick 0.00 0.00 0.00 0.00 0.00 0.00 Vacation 0.00 0.00 16.00 320.00 22.00 440.00 Holiday 0.00 0.00 0.00 0.00 24.00 480.00 Other 0.00 923.56 6,464.92 Nontax, 0.00 0.00 0.00 Bonus _ 0.00 0.00 0.00 T06 000 © 200.00 792356 1240.00 3726492 Monthly Quarterly Yearly Fica 0.00 305.27 4,938.43 Medicare 0.00 71.39 "453.34 Federal Tax 0.00 569.83 3,738.78 Advance EIC 0.00 0.00 0.00 Employee WComp_ 0.00 0.00 486.31 Deduction Quarterly Yearly GAFFNEY-TRUCK PAYMENT 498.71 3,490.97, 8.71 3,490.97 Cash Fringes Monthly Quarterly Yearly GAFFNEY-TRUCK PAYMENT 0.00 498.71 3,490.97 0.00 498.71 3490.97Windét ager CLOSING INSTRUCTIONS Windermere Mortgage Services Series LLC {01 Union St, Suite 2100 Seattle, WA 88101 Email: mgaralde@windermere.com Contact Person: Mary Ann Gane Phone: 206-515-2305 B-Fax: 206-621-3300 Date: ar av2000 ‘tention lx gt: BxYTONW ESCROW consetperon FS Weelee eer Cac ron So a Ewored, wh qeghs Rah OE 26a 87 > We have been informed that you will set as closinglsetemant agent th connection wiih The oan described Bolow. These instructions are tobe observed and follawed carefully. In the event you are unable fo comply wih ‘any of the requirements sa forth in these instructions, you are not authorized to close this loan or disburse loan Proceeds. Do not deviate from these instructions without our prior approval. You may not record the ‘documents provided to you for closing until you have received our final approval and Windermere Mortgage Services Series LLG (“Lender”) can be assured of a fst len dead of trust against the propery described below, These instructions and settiement agent responsibiies will survive closing untl fil completion of al quirements including, but not limited to, tile clearance, tite elimination, disbursement of proceeds, and {suance of an appropriate lender's tle policy. Your agreement to the terms hersin shall be evidence by your ‘execution of the certification set forth at the end of these Instructions. "Your careful attention Is expected, required and appreciated, N you are unable to comply with these instructions, you must immediatly wire funds back othe lender. ‘You are receiving confidential brewer Information that may not be shared with anyone without the prior written consent ofthe borrawer Loan Description: 7 Loan No: 443240 PuciGemetinance Spredued to Close: 8/0/2008 Loan Type: FABIA (ONLY) 30 YR-STREAMLINE 1 Bortower: TORY G. GAFFNEY Loan amt 163,500.00 Bovtower: Term: 30. months Borower Interost Rte: 5.0000 Borrower: Lock Exp. Date: 8/14/2000 Bomrower: ‘Documeni Exp. Oat: Borrower: See Adaltional Instructions on Exhiit“A for Alona Boomers, any Govt case Ne MI GertiComnit No, Property Addres:7705 63RD STREET NE, MARYSVILLE, WA, 98270 SNOHOMISH Seles Price: ‘his Loan Must Close On of Before the Expiration Date Set Forth Above, The hterest se sated shovels abject to ‘Shange and adios! fees may be ncured bythe borowe o borowBr led abow (newualy oy cabectey,¥ rte nes one "Borryer ihe en does nol oles by ths Expat Dae. Ihe ban dees tok Gove Oy the Beran Dae you Mas at Us at HUD Settlement Statement and Calculations of Net Proceeds to Closing Agent We toque the ga HUD Settement Statement be faxed 1 ou office by 5:0 pam. the day of reording. ura ruber 28) 2>(~S 40D 7 ‘You must dover final HUD-t Settlement Stslament,on our Beal tothe Borrower andthe Sale onthe day of losing oF ‘85 s00n thereat as possible. You must also dolverscertifed copy ofthe final HUE~? Seement Statement tus onthe ay ‘9 closing. “Fars to dliver a competed final HUD Sater Siaterant fo al parties ts wolton of ths Rest Sree, Settoment Procedures Act (RESPA). Nica condlion of our song io our clesng tis rasan ta! Ya cossls and ‘You ae further Instructed to prepare the HUD-1Sotlement Satan: accordance wth RESPA, by showing al rms of he \wansocton incising who pals and al payees to thom a teen mate Schurse ncuding at fees pale ossice ot osiny (©.0.6) You ar to Ident our tan number and corapletsadares, lta show al oe latowinglencers charges aed res, Te amounts sot forth below are suect tonal ast. W any legitimate mmonstay emer fe ecoveres, t's We be ‘ssiessod and inmeatly collected from orrfvnded to tne partie alo treor, wasesingnge (05)“*™*Please see the attached HUD Page 2 for fees to be collected."** (We are only guarantesing the accuracy of feos to 3rd parties listed in Sections 800-1000, unless otherwise noted) Fees in Sections 800, 900 and 1000 are made payable to lender unless otherwise noted on attached HUD Page 2 “= Any POC items need to be shown on the final HUDA 28 being paid by Windermere Mortgage Services Series ue ows Mf your Escrow Fee charged to the Borrower is more than the amount indicated on the attached HUD Page 2, please callus immediately. This Toe Is an APR related item and a new TIL may have to be drawn forthe Borower ‘"Blaase show borrowers fees hslna pei by sll on salle sie of HUD-{soement stslement. DONOT show ae ‘featng ere not disburse any funds und all ofthe requirements set forth In these instructions have been matt you do nol ‘vnderiand or cabot comely wit these instavcions endl othe condilors set for ren, do not proceed us you have Slated us fo ablinlartetion er sulhorition for any ehenaes ADDITIONAL, INSTRUCTIONS; LIMITED CASH OUT REFINANCE - MAX CASH TO BORROWER $2,000 OR 2% OF THE LOAN AMOUNT, “PAYING OFF CHASE BORROWER TO PROVIDE MOST RECENT PAYSTUB, Documents Reaulred for Closing: ‘Tne folowing documents sre provided to you by Lender and musi be exeouled fn connection wih the closing of tis transaction end either sen or recoding, retuned o Lender or thervise dealt wih as indicated below. Do nat alter our loan documents without our prior consent. All documents are tobe signed by Borrower exactiy as thar names sre typed on the documents. Pleaso give coples of all cocuments to orrower af closing, Uniess otherwise insiructad below, please return the original documents eigned and dated by Borrower, pp __toanene Monthy Payment Scheduafist Payment Coupon please give to Borrower SH Reenter eRe a #8 “rath in Lending Decosie & Heian of Aunt Financed o 6 Private Mortgage surance Disclosure o oO ‘Aimortzation Sehedue kas to Sooner oe Note orga &1 coy ded by Saroner win on page niles 0 ‘enum to Not Schedule Aga and | eopy ened by Brower a Signatureame Aida) ongia 1 apy sped by each Boomer & otras g OF Deed of frost on eed ony Riders: on res ony Pu Co conga C1 +4 Famty C1 ara C1 second Home 1 Goneruiton El eben LI tant Cl un Loan ; was’ Ty Os6- C1 RHS.L) Home Ghocs” Ly Fa Non Owner a a? ‘Loan Application - original with Borrower signatures on pages 1, 3,4, & 5 applicable o HUDIA Addendum fo Appeadon, (260049982) o 6g Direct Endorsement Approval (92900 pa) gs A Inia Escrow Account DislstreSatomant 5 NomPsymont of inorest on Resowes H 4 Reserve Waiver Authoaton Note regsring tre sreae n monthly th payrent taf Escrow Ave Dlesoaur ogordng tues go 6O Eterow Acct Disclosure rgardng Insurance 4 4 eS Form 00 FB etic tpn mc nrc ag Servicing Teanater Notice a SGanera ol a a Specie Hold Harmless 2 Note of Right to Caneel “SEE ADDTIONAL INSTRUCTIONS ON PAGE 68 Notes to Mortaagor at Loan Closing Regarding Prpayinent gq UDG Addendum (ACFOSDI0) oral sgn by pares GG ‘addendum to HUDA (CFOZ?90) WMSesinginse (0805)=) Ss) < pocument FHA Rea! Estate Cortetion / Amendstory Clause orginal signa bya Important Notice to Homebuyer atic to Homeowner ‘RenovatioRanasiltaion Loan Agreement Selttelp Agreement omeowneriConsactor Agreement —crgnal sad by Borower and Coneacor 203k Borrower Rcknowiedgment ‘One Step Custom Residental Construction Loan Agreement -ofina anes by Bortonar and Conractr Notice to Borrower Regarding Taxes and Insurance epee and Certieton of Lan Obursemant [VA form 26-1820) - Orginal ‘gre by voor wih 36 sed 28 compton ‘Va tnerest Rats ane Discount Disclosure (One ana the Same Later Counseling Checklist for Miltary Homebuyers FaderalCollocvon Poi Notice Veteran Refinance Statement, Mortgage Insurance Rsk Sharing Disclosure Disclosure of Loan Serving Sale, Tranfer, and Assignment Rights (Good Fath Estimate ‘Addendum to Good Fath Estate (Roqured Providers Addondum) Alisted Business Arrangement Disclosure ‘Applicant's Curtieaion and Autrorzation Privacy Policy = gv to Borower ‘Customer nformation Verfiaton (USA Patt Act Form) return compl form \opy of Azprisal~ pve Borower Propery Inspection Waiver Disclosure Homebuyer Summary & Waiver Request ‘Completion Holdback Agreement~ ogee stgnod by a pares Request fr Notice ~one cries coy ‘Subordination Agroament sone cries copy Baytown Disclosure Gopdaye Lote 1 oD Fins HUD ~Fax cover shest must be completed a faxed with Fina HUD on the dy of ung Tus. Rudy poesbie pater ongfaooooooootiokbpedoooooo 00 ooooooooR “ecrghioonoockas¢noocoom3 00 oooooooO ‘The following adiional dacuments must also be obtained or prepared by you and, where appropriate, executod a connection wih the closing of his transaction and retame ta Lender as wdialed below’ Deed core cony Please be sue our Basco ape esd, ‘Dal.on dead aust on ar fre he de on no one of ‘BuyerfSolr Estates Closing Slaloment copy sgned by all paior BuyetSller Escrow instructions oop) sgnou by al partes (Copy of Tite Ciosing Onder (Racording Instructions with correct ALTA coverage & ‘he flowing andorsomente ALTA Coverage (100) Bl Adres (1160710, BB EnvionmontProtcton (6.1), F Mnora Rights 10029), Ci conae (eaes, 07.22)" L]PUD (50), ARIS (6.0,6330¢7.150) C}ARM wih Negative Amerizaton (6.2) Moti Hone (0.7201 745.” CY Uraeeae Evan (08.1) ase ty root Taxes Ped (Copy oF Porch ‘sp year Warranty -copysaned by a putes Pestinspecons gnats ges by al paras Copy offs HUD-1on sae of Boon caren ome 2 Sale Agreement end sl addond signed andor Inala by soooooo oo |ACCOPY OF THESE INSTRUCTIONS WITH THE CERTIFICATION SIGNED BY THE ‘your WigitG INSTRUCTIONS a The Documants mest be returned tous by 42:00 pm. atleart ONE dayel) ports closing ‘You are to send Documents tote ile company fr recoring only wit you have sailed lth conditions to closing set {orth heroin ana eve rcelved verbal auhorzaion from us Upon providing such verbal authotizaton, Lende wil wre Nat {Coan Proceeds to your tat secount Wadsesingase (401)Additional Closing Conditions. ‘Te Requirements, Vou must hove vera lendar We arene he momng ofthe aburserent,asering that our oan wl be itsten postion on te 2005 ALTA an pole tobe sued by COMMONWEALTH TITLE CO, ‘dec NWRI-40035905 ror ocisbrseret of any fas Wild 9 You by Us. 1s brat al we have onal Lenger' Exanded Coveape ise Pey Insuring Windermere Mertoage Sencar Series LLC. Delaware Seies Uned Liab, Gompeny, Its successors andor assigns winn two (2l wees fort dae of Gosna. Please provide us with copies ofa Socunents oF nderaty agreements tat wers require to la ile encumbrances Sequeation of Counts Tax illiog_ the te corre shows the property sscuing ti oan to be taxed win ches propery Under oe tax aceon, you ae requ one ha ppeaton for segregation hasbeen Sat fo the Coun Cosy, Truth in Lending Disclosure, You ae instuced to presntthe Thin Lending Diese lo Sovomer and, In aconnce with Regulation Zo nave Borowotseseis ta aoiosure pro ry obe loan documents ela cos cate w ata olved, ou must conse us st loos wen) four (2) hour adranca oon anew Glows saan. afnnce Nate of lato Cane ea of lhe Cans encoae, you ae inte i (G) Ener he “Transacson Da" on hear, wach he dle rower sgn be closing document; and (2) Enter he -Rescsson Dae on tha oe, uhh te sous be fea busmaee aye ake be Tenescon Dale {Gusiess days are Monday tough Ssuroy xcing gal Mooys) Do not request rocording of our Deed of Tractor reust loan funds unt four business daye ater you have delivered to {ach Borrower and Owner-Occupant nelusng spouse occupant n WA) the Truth Lending Dsclaere TL") and fo ‘opies ofthe Notice of Right to Canc! and (i) each Sorewar has dated a signed te TL, and each Borrower and Owner ‘cetpenthas cated srl lgna the Recast of Notes of Right to Cancel and you Rave fturcd te signed aginst 3 Borer or cwner occupant wisas to cancel is ansacionirevocaly, batindvial rst sin, dala ad etm tha canoalaton atemert note han mihi fhe thi bushes ay flowing eco th Noto of ght io Cancel. Wis oceurs, noty us Immediately anc fax copy ofthe eanceliton statement to Closing with a Power of Attorney. 1 Power of Atomey ste be UE by he Borower fe owe of atiomey ‘scooby Lenisr ane Tie o_bafore ner documents ae sane. The power falomay mut be died ono Deore the eo ‘te Note. Ones aporoved, be power ate rt be cave ine county whch Ine pope tees prior oie recog tthe dees of bus. On VA loan, we require a power of atomay spelteally authorizing VA loans, unis the veteran hz ‘Signed the earnest money agreemant and losn aplication, Ther tro rsttens ot Sele’: power of ans. The sileced ‘ecumontssl hen be sane soos Sonos: Jahn Dos, by Jane A Dos, heat n fact ‘Typed: Jahn = Ove y ane A Doe, He sy Tac Gonvevances to Botrowars who specifically wih to seguro te 3¢ Jolt Tenants_Vestng on both the dood an dood of st ‘Soul state" as eran wi rah of survrrahip you re sing the fo or dodo! wn. bower mst tl the change, “The olowina snaunae mut added (othe deed nd mut be sane each Boome. By ther signatures below, Grantees evidencs tel ftenton te sequel inert grated them herndor 25 oint tonanta wit right of eurdvorship, and nat as eammunty property oa tenants n common, Aeenowedged and approved nia day of 0 Granteas sdMobie Home ns, The Caria of Taleo any mansctirednobl home lead on the srosty mu be imnstr. You wi ersure tal Le lnated i ezardnce wh appleble tat aw ed nde and halt ushers om ‘ty nd 3 cos, damages, and laity tat may res tom ary Ceres af Te ot having been ebminated, his inpecatve ate tee eranain be compe a scons gost. Pav rondo ws win a apy of eect equ rs earnian win 3D Says dass Detetion and Prevention of Tha sin Roar! shal nada noi nero ny acy that can be contre rea o enti tet ncn but nt ned | altered «fated documents tincuanglensealon doesmens) an nonsisien isrmaton on erty dares, Cosy ‘Agen sal sta Srproprste eee to prevent and maga e ocean oF erty He vehing Homesteat customs Hscatoneaus._There i © be no expense to Windermere Monigoge Saves Safes LLC in connection with his rangacon, We ‘esere te igiib cancel or moat cur susions a ane upon prior otc YOu “Thank yu fo your cooperation, Wem roige Sar Ses Lo wr__ CL FeSO CARATSE ‘ian Fer sifeston of Closing Agen {contfy that wit comply with al the foregoing Lends loan and disbursement 9 's Instructions and requirements prior to closing of the Acknowledged by: Print Name: Tite: \alsesingnstr (1108) 4Certification of Closing Agent By complying with these instructions the elosing agent further agrees to the following: 4. Ciosing Agent acknowledges hat Windermere Morigge Servioas Series LLC CWWMS") hes 2 ‘esponstiy to is customers to keep thr records and Infomation conical end propstny [Allnformation and documents daciosed by WMIS ta Closing Agent or which come 1 Closing, ‘Agent tintin during the course of ts provision of Services to WMS constitute vali Bes ‘of end re proprietary Io WIS andlor bs eustomere, 2, Closing Agent agrees i implement ans maintain ata tines procedures and ‘contol fo ensure at al tes the secury anc conden of al of WIUS's customer Information; lo proect again! sy entipetes treata or hazards to bye eect or negty of such information and to protect agains! unauthorized access to o ws of such information thet ‘oui result substan haem or nponveniance to any customer of WidS, 3, Closing Agent apres to Immediately notty WIS of any sscuty breach, any uneuorized ‘elease of cuslomeriformalon, or any unauthorized attempt to access customer information, ‘Such notice wil incude, a minimum, the date and ie of any such event, the nature and {exlent of customer information involved in any such event, and he eoretive measures taken by ‘osing Agent in response to any such oven 4. Closing Agent scknowiedges tne Importance of protecting customer privacy and agrees nots iscioss oF use, ether intentional unintentionally, any custome informiton excep for 28 ‘ecossay 1 cry out the purpose of is Agrocmeni. Cling Agent sarees to develop Sd ‘malnsin appropriate measures to ensure proper disposal of consumer Bfommaton mn abcardance wit he Fair anc Accurate Creat Transactions Aat of 2003. srsenge 10/0) 5EXHIBIT “A” ADDITIONAL INSTRUCTIONS. Please fax our Final HUD ~ FAX COVER SHEET form with the recording numbers filled in on the day of funding Mary Ann Garalde ~@ Please fax estimated HUD-| Settlement Statement to me at 206-621-3300 prior to the Borrower signing, afd also to: 2, nat? Karen Promeye, eee Cadena ecu Hf the Final HUD-{ shows Borrower receiving more than this amount, the closing agent «will be responsible for collecting excess funds from Borrower to be applied as principal reduction on this loan. (Please credit to Borrower for the following: (1 FHA MP Refund / FHA Case No: Inthe amount of $ wasesingin (204)WINDERMERE MORTGAGE SERVICES SERIES LLC. ‘Tax Information Sheet Name of Mergagor & CoMoraagor TaTTaan Escrowing Tor Taxes? TORY 6. GAFFNEY Yes ‘Siveat Address of Propary ‘Giese Many Tax Deposit ‘708 63RD STREET NE.MARYSVILLE.WA 96270 183.81 | Prev Owners Name | Ris any Tass Du win 60 Daye? Ay taxes dve within 20 days must be pad at oosng. Basra an Naber 8-4-09 a 443240 Refinance (q)Yes ( )No Tew Gonatruaion —(y (No F YES, SELECT ONE OF THE FOLLOWING: = “Taxes are curently assessed ar 1 unimPROVED, and te estimated annual improved tax amount il be 8 OR... LO__Fury meroven : Taning Auihoriy aie & Aadiess of Tax Castor Type ot Tax ISNOHOMISH COUNTY TREASURER, 3000 ROCKEFELLER AVE.. EVERETT, Wh 98201 _ county Fale or Tax Pavesi Numbar Tnsialiment Last Pai (nctde tax payments made a closing) | Amount PA l00907000002300 FIRST HALF 2009 s_1102.88 Text isialinant Dus Dale : Payment Frequency ‘Amount to be Paid 10-31-09 (annual (eembennual ( ) quater $1102.88 Toxine Auto Name & Address of Tax Colecior Type ofa Fale or Tax Pareal Number Tnslalinent Laat Paid (nce tx payments made aT Gouna) | Amount Pad ie 5 ‘Wed instziment Das Date Payment Frequency “Amoun io Bo Paid (annaat Ceamtennusl ( ) quater s Teaig Auoriy Namie & Aasross oF Tax Colecior Type of Tax Fa ar Tax Parcel Nambar Thelalinent Last Pad (rahe tx payrnente made ar casing) | Amount Pad 7 _ _ts 7 Text iataliment Due Date Payment Frequency “Arnount obo Paid (Cennual CJ semicannual { ) quarterly s — Tegal Desarpion (CERI Atachod - ‘Notice: Its very important hat the tax Information oni lan bs accurate and complete, as our mutual Customers mongaGE payment based onthe information provided en this form. Incorect nformalon may result in tax penalties or nes rant Statement: the above infomation sre, comect and complete and that here ar no unpald taxes agains this proprty except as noted above. l accuplresponsily forany ponales which must be pad because of noampate or nsceurete information proved SOL7_CLAREMONT WAY, EVERETT, wa 96203 Sarai adress ED MEDEMA 425-252-5773 Namo of Ging Agent (ypeaprnted) - “Telephone Number - 8~4-09 Date texinfo (12103) wiroDeors sasz40SETTLEMENT. CHARGES eee Fee ~ Pao rca | paso rom rare eS ahem ———* —*»—L_hegeiins | RES ms . [_sermeoer | serruewenr 703, Conisin pid stance orton agar ee 108 5 Tao 09, fora Fe: UNASSIGNED 6 Gat age: Greed ne (5. Lendes pete 5, Negeas vance aan oe (7, peptone 098, RENBURSEVENT TO WM - APPRAISAL FE e001 1510. TocReltao Fees Fat maa Real Eee Tex Se, ‘409 1811 Supamenal Loan Felco Mat Fee 412 Daler Fab 0 at mero 2 O38 San. ss. (15. wetuecuEagretig Foes Lana pcos 2 17, orn Fea — ENE REDO PAE Tor. hieestter BOI te aa SFR ery 2, ore re pani ar ro. a 9, Had iraoe perm ioe So STATEFARMINSURANCE 1506. Flood irwrance Premium for 1 49 Noonal ood eurnice Progam oF 505 VA Frc Fee 508, HOA Conder Dele 0.6 50 Res Ocos ie WINGO TOIL, Hass ern Thome ee OT perm T ai 102. Monge ease one 003. cy reper ver fronts eS Forno 008, craw oper ee Trane $1881 fermen 1 22scr| 4008. Aas erent rome @§ peor 1008, Fd hearer rons @S Ferman “07. OR/ Condon Due oats Fermoxt 408 Hares aren rents 8S Ferman, $008 AGGREGATE RESERVES ADUUSTHENTS. or! “i. Seine rg Ts WEATTONN ESCROW 1100, Tee emmiatono 1108. Dosarent pepo | 1105. tay ees MOT. Atma tee (chao toe Bo Nabe: d 98, Ta noe oCOMONMIEALTH-PTLE CO, f “aca {ices bo toms Numbers: , 100. sreconege'§ 110. Omrseonnst§ 1718.D0eFee a faon 0) 113.cautataso Tang Fo 120, GEREN ARON TOS BAS "ot. Meringies Deeds crags 55.00 cfanamn SED wee 102, Opry: Osea Mosooge$ 120 Saletalsunes Deed engage $ ww. @ 105. Mogae Pees Fane @ 0.0000 300, ADOMENA ETE CES 1202, Petnpectonts 12047 Up Perats 1504 conte Repats (ed) 1598 Goningeney a $00 TOTAL SETTLEMENT CRUGTGES Ton ta 1 Sin J-an ,SGn =i aaa {a cay tv i UD eel Sane eo cau Uw adele elt aap IN feytsnat pmo ica The ty ltd yon San Sone Sow seahes POC eg oes sates, ‘yun Siemet ee wi dso Tne cd No ens be en are We Sereno Agen ous La06/17/2009 23:12 42531R_ ) PAGE 02 DECLARATIONS Icoverage afforded by this policy is | We will provide the Iprovided by: I insurance described in i I this policy in return for the premium |STATE FARM FIRE ANO CASUALTY COMPANY | ith all applicable 1P0 BOX 5000 1 1 i 1 1 1 and compliance w provisions of this policy. |DUPOWT Wa 98327-S000 2 ee =| 47-G9-1984-6 Policy Numbe IA Stock Company with Home Offices in !Bloomington, Illinois. Named Inourad and Mailing Address I GAFENEY, TORY G 7705 63RD ST NE MARYSVILLE, WA 98270-8940 The Policy Period begins and ends at [Automatic Renewal - If he Policy 12:01 a.m. Standard Time at the residence [Period is shown as 12 menthe, this premises Ipolicy will be renewed auto- Imaticaily subject to the premiums, 03/21/2009 Egfectave Date |rules and forms in effect each 2monthe-Policy Period |succeeding policy period. If this 03/31/2010 Expiration of Policy Period |policy is terminated, we will give ~ = lyou and the Vortgagee/Lienholder Limit of Liability - Section 1 lwritten notice in compliance with Ithe policy provisions or as $ 139,000 Coverage A Dwelling lzequired by law. 1 |Deductibles - Section 1 500 Policy Type IALL LOSSES In case of loss under Homeowners Policy Ithis policy, the deductible will be Dwell Repl Cost ~ Similar Construction japplied per occurrence and will be Increase Dwlg Up to $27,800 - Option ID |deducted from the amount of the - |loss. Other deductibles may apply Location of Premises |- refer to your policy. 7705 63RD ST NE 1 MARYSVILLE, WA 98270-8940 t |Policy Premium 9489.00 Forms, Options, & Endoxsements FP~7955 HOMEOWNERS POL SP AL SMLR CONST-A LSP BL IMP RPLC COST-B opr 1D COV A-INCR DWLG opt on BLD ORD/ZAW-10% PE-7298.8 AMENDATORY ERD FE~5320 POLICY END FE-S452 MOTOR VEHICLE TELECOMMUTER FE-5405 COLLAPSE END Mortgageo Agent Nama & Address WINDERMERS MORTGAGE SERVICES RENJEN INS AND FIN SERV ITS SUCCESSORS AND/OR ASSIGNS EVERETT, WA 601 UNEON STREET, SUITE 2100 28208-6752 (425) 316-9966 1 I SERIES LLC | 2803 132ND sT 1 1 SEATTLE, WA 98102 1 I 1 Loan Number: 443240 2805 Agent's Code 559-916.5 MORTGAGEE COPYPREMIUM NOTICE STATE FARM INSURANCE COMPANIES AGENT ISSUED DECLARATIONS | POLICY NUMBER | BILLING PERIOD | AGENT CODE | | 47-GQ-7964-6 | FROM 03/31/2009 | TO 03/31/2010 | 2805 i LOCATION 7705 63RD ST NE MARYSVILLE, WA 98270-8940 PReMIIM $ 489.00 7708 63RD ST NE MARYSVILLE, WA 98270-8940 AMOUNT PAID $ 489.00 AMOUNT DUE 5 -00 DATE DUE MORTGAGEE AGENT NAME & ADDRESS WINDERVERE MORTGAGE SERVICES RENSEN INS AND FIN SERV SERIES LLC 2803 132ND ST ITS SUCCESSORS AND/OR ASSIGNS 601 UNION STREET, SUITE 2100 SEATTLE, WA 98101 Loan Number: 443290 EVERETT, WA 98208-6752 (425) 316-9966 STATE FARM INSURANCE COMPANTES PO BOX 5000 DUPONT WA 98327-500036/17/2089 23:12 eS casas mene near () PAGE a2 RENJEN INSURANCE AND FINANCIAL SERVICES INC. P. RENJEN, AGENT STATE PARON 2803 132" Street SE Everett, WA,98208 PH: 425-316-9966 FAX; 425-316-9988 WWW.PRENJEN.COM ‘Se Habla Espafiol From : YADIRA ESTRADA PAGES 5) Phone: 206,515.2271 Date: 06/19/09 Re: TORY GAFFNEY cc: LOAN 443240 Receive a Gift when you refer someone to our office CALL THE OFFICE IF YOU HAVE ANY QUESTIONS THANK YOU YADIRA ESTRADA ©APR-25-2889 185; Bad earn Sace, WINDERMERE S USPS Hom ZPCedet Find a ZIP + 4@ Code By Address Results You Gave Us 7708 63RD ST NE MARYSVILLE WA Lookup Another ZIP Code™ Full Adare in Sandor Porat ‘7705 68RD ST NE MARYSVILLE WA 98270-8040 Related Links Calculate Postage Calculate postage for your letter or package ontina! Rate Caleulator Siea Customer Serve Eat Copyright® 2009 USPS, Al Rights Reserved. btip:/zip4.usps.com/zip4/zel_0_results.jsp ‘Mailing Industry Information Residential and Business Lookup Print Shipping Labels Print shipping labels from Find an address with Your decking end ray onine, ihitePagee ickcN-Ship® Beonle Search and Other Postage Business powered by WhitePages.com" SedSevces camaz —‘imcyRoley Tamactusa Sites naar ta [No FEAR Act EEO Data FOUN @ kee 4/25/2009ApR-25-2009 18130 WINDERMERE P.a2 Sd O Oo Windermere Mortgage services Notice to Settlement Agent To Prior to : EDIBAYTOWN ESCROW 4 From : THERESA DANIELSON [ST BE FAXED BACK TO 206- 515-2271 PRIOR TO DOC D: WI ing loan documents, Windermere Mortgage Services Series LLC (WMS) must know what seitlement fees, including applicable sales tax, will be charged the borrower in association with this ‘transaction. Borrower: GAFFNEY WMS Loan No: 443240 Escrow No. “Sd “AZo First Mortgage: $ 183,200.00 Settlement! ria Escrow Fee: $_ Wire Fee: $ Courier Fee: $. E-doc Fee: % —. Reconveyance Tracking: ‘Second Mortgage: § -0- ct (Piggybacks only) Misc Fee": $. 8. et PA Recording Fee rate: 5. 1" Pg. § each add page "Misc Fees are any additional fees that may be charged by you or the title company, as applicable (e.9, post closing fee, doc prep fee, legal fee, sub-escrow fee), -ond mortgages under $50,000 do not require title insurance. ‘Additionally, the HUD-1 must disclose the correct payee information forall fees. The payees shown on the Fee Sheet page of our Closing Instructions must appear exactly the same on the HUD-1. DO NOT Use Windermere Mortgage Services as the payee unless specified on the Fee Sheet. ‘Any changes to your fees after documents have been drawn will require redrawing one or more socuments, will delay the closing and authorization for funding or release of funds may not occur unt a correct HUD-1 is received and approved, our E-Doe emnail address; ANVTVOWN ESCROW Dye cizsn, assy Name of cose; EA ac Lise Rey 120507 ‘Submitted acknowled Escrow Agent Signature Windermere Mortgage Services Series LLC, a Delaware series limited liability compariy 801 Union Street, Suite 2100 / Seattle, Washington 98101-1378 Phone (206) 623-0333 / Toll Free (800) 867-1337 / Facsimile (206) 623-1333PPR-25-2009 18:29 WINDERMERE, Pat ° Escrow & Title Windermere Setup Request mortgage services Date: 4/24/09 PLEASE COMPLETE AND FAX BACK Branch Manager/Mortgage Consultant: KAREN BREWER/EVERETT SOUTH [ESCROW GOMPANY. Company: BAYTOWN ESCROW EscrowNo, Q°YO%2o Address: Closer: ED i Phone: 426/252-5773 Fax: 425-259-0898 ESTIMATED CLOSING DATE: 5/30/09 Title Company: COMMONWEALTH TITLE CO. Order No; __ASOBSAAY Phone: 425-646-3510 Fax: 425-646-3513 [INSTRUCTIONS TO ESCROW] Dd ‘Order 2006 ALTA title report including all takeoff pages and CC&R's. 1 2% Mortgage — include junior policy. BX Order payoffs: CHASE #1846426160 $177,205 & GMAC #02401 1025456, $14,896.00 DQ _ Fax request back to (206) 515-2271 with escrow and title numbers and escrow fees. [2] Request Titleto fax TRIO. (Taxes, legal description and vesting info) to us within 24 hours (E-MAIL - tdanielson@windermere.com BORROWER(S) INFORMATION Borrower: TORY G. GAFFNEY Marital Status SINGLE Phone:(h) 425-583-9947 Phone: (w) 425-355-5500 Vesting: UNMARRIED INDIVIDUAL tis Windermere Mortgage Services’ expectation that all Non Public Customer Information Beeb directly from the customer. SELLER(S) INFORMATION Seller(s) PROPERTY INFORMATION Property Address: 7705 63°° STREET NE. _ | MARYSVILLE. Lwa_| 98270 Street Cit Stat Zio & sFR [] Condo” [] Manufactured Home | (] New Construction 0 Lot LOAN DETAILS ~] Sales Price: & id also Loan Amount (1%): $ 183,200 li > $ Purpose of oan; =] a INSTRUCTIONS FOR TITLE “J— ‘COMMENTS/SPECIAL INSTRUCTIONS Ba FAX & MAIL to:: ESCROW, PLEASE COMPLETE ATTACHED FEE Windermere Mortgage Services Series LLC) Select Series Name here Attention: THERESA DANIELSON SHEET AND FAX BACK WITH WIRE INSTRUCTIONS 601 Union Street, Suite 2100 Seattle, WA 98101 THANK YOU Direct: (206) 515-2306 Fex (206) 516-2271 THERESA 7868