B.B.A. (IV Sem.

)
1373 coM 205

B.B.A. GOURTH SEMESTER)

EXAMINATION, 2019
,^

COM 205- Emerging Banking Services

Tnas Auowrp : Trnsr Houns
MaximumMarks- 60

Attempt five questions in all, selecting one qiestion

f,.om each Unil. All questions carry equal marlcs.
Calcalatoy is allswed.

Uxrr I
I
l6 (a) Customer Relationship Management (CRhd) has changed
the service d3aranrics of the krdian banking indusflry. Do
you agree? Justi$. 6
(b) Banking system ira lndia has changed over the years.
Discuss the emerging Indian banking scanario. 6

L. Discuss a growth case study of any ane emerging Indian

bank. L2

Uxn tr
3. (a) Differentiate bet\ffeen Cash Reserve Ratic and Statutory
LiquidityRatio. 6

Tum over
 (b) "Every banker foilows generalprinciples for lending when
appraising an advance proposal.,'Discuss.
6

4. Assume you are planning tbr a vacation to go abroad

with your
famiiy but you are shorr of funds. you approached a bank
for a
loan requirement. Discuss rn detail the personar
loan appraisar
process you will follow to aqply for a loan from a bank. 12

UNn'Itr
5. Nowadays krdian banl6 are facing a serrous issue of rising
NPA's (Non-Performing Assets). Discuss the resolution
strategies which banks will adopt to tackle this problem ,
iz

6. Write short notes on:-

(a) Business Credit
(b) SAREAESI A$. 6+6

Uxrr [V
? " sumit and Sanj ay get Rs. l 0 lakhs each from their father. Bank
sffers interest rate of 6-5ya per asrnum for r to 10 years. on
0 tr .01 .20CI8, they place the money in fixed deposits rrdth a bank
under simple interest scheme.
Sumit : Fixed deposit of Rs. l0 lakhs for 3 years at 6.5yo
p.a.
Sanjay : FixeddepositofRs. l0laidrsfor i year at6.S%op.a.
and renews the principal twice on due dates (Jan.
lst 2004 and January 2005).
t373 2
 The bank announces changes in the interest rate as below:-
1.5.2003 -7.5'/oP.a.
10.8.2004 - 60/o P.a.
L6.2005 - 5o/o P.a-

Calculate the interest eamed by Sumit and Sanjay for the 3

years. 12

Bancassurance plays an important role in today's insurance

induslry. Diseuss. Also elaborate the bancassurance models
used in india. 12

UNn V
'9. Are payment banks acting as disnrptors in the lndian banking
iadustry? Do you agree? Justi$. 12

10. i&tite short notes or :

(a) Post-shiprnent financing

(b) Pre*hipmer, t financing
{c} Leti*r cf oredit
(ci) Forex cards. 3x4:l?

131 3