Comercio Exterior

DINÁMICA: INTERPRETACIÓN DE CARTA DE CRÉDITO

SESIÓN 22
 
Caso 1:

      DATE: 19 MAY 2015           SWIFT MESSAGE - MT700

            BANCO SANTANDER CENTRAL HISPANO
            SANTIAGO
            CHILE
{1:F01BINPPEPLAXXX0000000000}{2:I700BSCHCLRMXXXXU1003}{4:
:27:  SEQUENCE  OF  TOTAL
1/1
:40A: FORM OF DOCUMENTARY CREDIT
IRREVOCABLE
:20:  DOCUMENTARY CREDIT  NUMBER
Y510437
:31C: DATE  OF  ISSUE
150519
:40E: APPLICABLE RULES
UCPURR LATEST VERSION
:31D: DATE  AND PLACE OF EXPIRY
150817CHILE
:50:  APPLICANT
PEVISA AUTO PARTS S.A.
AV.SEPARADORA INDUSTRIAL 2187 ATE
:59:  BENEFICIARY
GENERAL MOTORS CHILE LIMITADA
AV.AMERICO VESPUCIO 811 HUECHURABA
SANTIAGO CHILE TELEFONO
005625206100
:32B: CURRENCY CODE, AMOUNT
USD 64,938.25
:39A: PERCENTAGE CREDIT AMOUNT TOLERANCE
5/5
:41A: AVAILABLE WITH...BY...
BSCHCLRM
BY PAYMENT
:43P: PARTIAL SHIPMENTS
PARTIAL SHIPMENTS ARE ALLOWED
:43T: TRANSHIPMENT
TRANSHIPMENTS ARE ALLOWED
:44E: PORT OF LOADING /AIRPORT OF DEPARTURE
ANY PORT OF CHILE

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:44F: PORT OF DISCHARGE/AIRPORT OF DESTINATION

CALLAO PERU
:45A: DESCRIPTION OF GOODS AND/OR SERVICES
520 BATERIAS AUTOMOTRICES PJ11062
PRICE: USD 124,88 PER UNIT
CFR INCOTERMS ® 2010
:46A: DOCUMENTS REQUIRED
+ 3/3 OF ORIG. CLEAN ON BOARD MARINE BILL OF LADING
MADE OUT TO THE ORDER OF BANCO INTERNACIONAL DEL PERU
(INTERBANK) NOTIFY APPLICANT, MARKED FREIGHT PREPAID
PLUS 03 NON NEGOTIABLES COPIES.
+ COMMERCIAL INVOICE IN 01 ORIGINAL AND 01 COPIES  SHOWING
GOODS DESCRIPTION, FOB VALUE AND FREIGHT CHARGES

:47A: ADDITIONAL CONDITIONS

+ IF WE DO NOT RECEIVE YOUR ACKNOWLEDGE RECEIPT WITHIN 72
WORKING HOURS, WE ASSUME THE ACCEPTANCE OF THE LETTER OF
CREDIT FOR YOUR PART.
+  DATE OF ADVISE MUST BE INFORMED
TO US  BY SAME WAY MENTIONING YOUR REFERENCE NUMBER .
+ INSURANCE TO BE COVERED BY BUYERS IN LIMA, PERU.
+ AT TIME OF NEGOTIATION, KINDLY INFORM US VIA SWIFT NAME
AND BILL NUMBER OF COURIER
+ AT NEGOTIATION, THREE WORKING DAYS BEFORE CLAIM
REIMBURSE/DEBIT OUR ACCOUNT, PLEASE INFORM US THE
//NEWP
TOTAL AMOUNT TO BE DEBITED DETAILING FOB VALUE AND
FREIGHT CHARGES AS WELL AS VALUE  DATE AND SHIPPING DATE.
+ ALL DOCUMENTS  MUST STATE  NAME OF BANCO INTERNACIONAL
DEL PERU AND NUMBER OF THIS L/C
+ THIS L/C REPRESENTS 100 PERCENT OF INVOICE VALUE.
+ IF DOCUMENTS ARE WITH DISCREPANCIES, PLS EXPECT OUR
REIMBUS.INSTRUCTIONS.
+ IF THIS CREDIT IS NOT UTILIZED UP TO EXPIRING DATE PLS.
 ADVISE US BY SAME WAY ASAP.
+ DOCUMENTS WITH CORRECTIONS AND AMENDMENTS ARE NOT
PERMITTED UNLESS THEY HAVE BEEN DULY AUTHENTICATED.
+  IN CASE THAT OF DOCUMENTS PRESENTED CONTAIN DISCREPANCIES
WE WILL DEDUCT USD 80.00. THIS CHARGE WILL ALWAYS BE FOR THE
BENEFICIARYS ACCOUNT.
+ WE MAY SEEK A WAIVER OF SUCH DISCREPANCIES FROM THE APPLICANT,
SHOULD SUCH A WAIVER BE OBTAINED WE MAY RELEASE THE DOCUMENTS
AND EFFECT PAYMENT ACCORDING L/C TERMS AND CONDITIONS. OTHERWISE

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WE MAINTAIN DOCUMENTS AT PRESENTERS DISPOSAL.

+  THE AMOUNT OF EACH DRAFT NEGOTIATED UNDER THIS CREDIT
 MUST BE ENDORSED ON THE REVERSE OF THIS CREDIT AND THE
PRESENTATION OF ANY SUCH DRAFT TO US SHALL BE WARRANTY
BY THE PRESENTING BANK THAT SUCH ENDORSEMENT HAS
BEEN MADE.
+ ONE ADDITIONAL COPY OF DOCUMENTS IS REQUIRED TO BE
PRESENTED TOGETHER WITH DOCUMENTS FOR ISSUING BANKS
RETENTION, USD 10.00 WILL BE DEDUCTED IF EXTRA COPY NOT
PRESENTED.
+ UNLESS OTHERWISE  STATED, ALL ORIGINAL DOCUMENTS
MUST BE MARKED ORIGINAL.
+ ALL DOCUMENTS MUST INDICATE THE TITLE.
:71B: CHARGES
ALL BANKING CHARGES OUTSIDE OF PERU
ARE FOR APPLICANTS ACCOUNT
:48:  PERIOD FOR PRESENTATION
DOCUMENTS MUST BE PRESENTED
WITHIN 15 DAYS AFTER ISSUANCE
OF THE TRANSPORT DOCUMENT BUT
WITHIN THE VALIDITY OF THIS CREDIT
:49:  CONFIRMATION INSTRUCTIONS
CONFIRM
:53A: REIMBURSING BANK
SCBLUS33
:78:  INSTRUCTIONS TO THE PAYING/ACCEPTING/NEGOTIATING BANK
AGAINST OUR APPROVAL MESSAGE OF PAYMENT
PLEASE CLAIM REIMBURSE THROUGH SCBLUS33
FOR PRINCIPAL AMOUNT
UNDER ADVICE TO US QUOTING OUR REF. NUMBER
DOCS. MUST BE  FORWARDED TO US IN ONE LOT VIA COURIER TO:
AV.CARLOS VILLARAN 140 LIMA13, PERU. ATT. SERVICIO AL CLIENTE
DE COMERCIO EXTERIOR.
:72:  SENDER TO RECEIVER INFORMATION
PLEASE ADVISE L/C TO BENEFICIARY
AND INFORM US YOUR ACKNOWLEDGE OF
THIS L/C BY MT730. ALSO ADD YOUR
CONFIRMATION AS PER L/C TERMS.
IF NOT  PLEASE EXPLAIN THE REASONS

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CASO CARTA DE CRÉDITO

 
1. ¿Cuál es el nombre del Banco Confirmador? - banco del exportador

            BANCO SANTANDER CENTRAL HISPANO

            SANTIAGO

2. ¿Cuál es el nombre Banco Emisor? – banco de importador

BANCO INTERNACIONAL DEL PERU

(INTERBANK)

3. ¿Cuál es la validez de la Carta de Crédito?

3 meses - 150817

4. ¿La Carta de Crédito es confirmada o notificada?

Confirmada

5. ¿Es la Carta de Crédito Irrevocable?

Si

6. ¿Hasta cuando tiene el exportador para presentar sus documentos de embarque al

banco?

15 dias después de la entrega del DOCUMENTO DE TRANSPORTE

7. Suponga que la mercadería ya fue embarcada el 15 de junio de 2015. Indique la

fecha máxima en que el exportador puede presentar los documentos de embarque
al banco.
30-06

8. ¿Se permiten transbordos de la mercadería?

SI

9. ¿Se permiten embarques parciales?

SI

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10. ¿Qué empresa es el Aplicante? – IMPORTADOR

PEVISA AUTO PARTS S.A.

11. ¿Qué empresa es el Beneficiario? – EXPORTADOR

GENERAL MOTORS CHILE LIMITADA

12. ¿Cuál es el valor máximo a exportar?

68185.16

13. ¿Cuál es el importe mínimo a embarcar?

61691.33

Caso 2:

DATE: 06 MARCH 2015 SWIFT MESSAGE - MT700

RECEIVER:
BANCO SCOTIABANK
LIMA – PERU

MUR: Banking Priority:

-------------------------------------------Message Text -------------------------------------------------------

27: Sequence of total

1/1
40A: Form of Documentary Credit
IRREVOCABLE
20: Documentary Credit Number
AKI8600098
31C: Date of Issue
150306
31D: Date and Place of Expiry
150605 PERU
50: Applicant
H&M
DROTTNINGGATAN 56 STOCKHOLM
08-545 855 40 SWEDEN
59: Beneficiary
PERUVIAN TEXTILES SAC

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AV. SANTUARIO NRO. 3423 SAN JUAN DE LURIGANCHO LIMA - PERU

32B: Currency Code Amount
Currency : USD (US DOLLAR)
Amount : USD 240,000.00
39A: Percentage Credit Amount Tolerance
10/10
41A: Available with …..By ………- Name/Addr
ADVISING BANK
BANCO SCOTIABANK
AV.CANAVAL Y MOREYRA 282 San Isidro LIMA – PERU
43P: Partial Shipments
Partial shipments are not allowed
43T: Transhipment
Transhipments are not allowed
44E: Port of loading / Airport of Departure
CALLAO - PERU
44F: Port of discharge / Airport of destination
STOCKHOLM - SWEDEN
45A: Description of Goods and/or Services
30,000 POLO-SHIRTS FOR MEN
COLORS WHITE AND BLUE SIZE L – XL
PRICE: USD 8.00 PER UNIT
TERMS OF DELIVERY: FOB CALLAO PORT PERU INCOTERMS ® 2010
INSURANCE TO BE COVERED BY BUYERS
46A: Documents Required
+ SIGNED COMMERCIAL INVOICE, 4-FOLD
+ SIGNED PACKING LIST, 4 FOLD
+ CERTIFICATE OF QUALITY, 2-FOLD, ISSUED BY SGS DEL PERU
+ GENERALIZED SYSTEM OF PREFERENCES, CERTIFICATE OF ORIGIN,
FORM A, (COMBINED DECLARATION AND CERTIFICATE), EVIDENCING
' P ' AS WELL AS CUSTOMS TARIFF NO. ' 6109.10.00.31' UNDER POINT 8
+ PRESHIPMENT SURVEY REPORT, 2-FOLD, ISSUED BY SGS DEL PERU
+ 3/3 OF CLEAN ON BOARD MARINE BILL OF LADING
MADE OUT TO THE ORDER OF NORDEA BANK SVERIGE AB
, NOTIFY APPLICANT, MARKED: ' FREIGHT COLLECT ' PLUS 03 NON NEGOTIABLE
COPIES.
+ CERTIFICATE OF SAMPLING/ANALYSIS, 2-FOLD, ISSUED BY SGS DEL PERU

47A: Additional Conditions

PLEASE FORWARD THE DOCUMENTS TO OUR ADDRESS:
NORDEA BANK SVERIGE AB
HAMNGATAN 12
STOCKHOLM 105 71 SWEDEN
FOR COURIER DISPATCH.

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DOCUMENTS TO BE SENT TO US IN ONE LOT BY DHL - COURIER SERVICE

IF REQUESTED BY BENEFICIARIES YOU MAY ADD YOUR CONFIRMATION.
IN THIS CASE CONFIRMATION CHARGES ARE FOR BENEFICIARIES ACCOUNT.
48:  Period for presentation:
DOCUMENTS MUST BE PRESENTED
WITHIN 21 DAYS AFTER ISSUANCE
OF THE TRANSPORT DOCUMENT BUT
WITHIN THE VALIDITY OF THIS CREDIT
49: Confirmation Instructions:
WITHOUT
THIS IS AN OPERATION INSTRUMENTS,NO CONFIRMATION FOLLOW.

CASO CARTA DE CRÉDITO

1.- ¿Cuál es el nombre del Banco Avisador?

_________________________________________________________________

2.- ¿Cuál es el nombre del Banco Emisor?

________________________________________________________________

3.- ¿Cuál es la validez de la Carta de Crédito?

________________________________________________________________

4.- ¿La Carta de Crédito es confirmada o notificada?

_______________________________________________________________

5.- ¿Es la Carta de Crédito irrevocable?

______________________________________________________________

6.- ¿Cuándo se deben presentar los documentos?

____________________________________________________________

7.- ¿Se permiten transbordos de la mercadería?

____________________________________________________________

8.- ¿Se permiten embarques parciales?

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____________________________________________________________

9.- ¿Cuál es el nombre del aplicante?

____________________________________________________________

10.- ¿Cuál es el nombre del beneficiario?

____________________________________________________________

11.- ¿Cuál es el valor máximo a exportar?

____________________________________________________________

12.- ¿Cuál es el importe mínimo a embarcar?

____________________________________________________________

13.- Suponga que la mercadería ya fue embarcada el 20 de abril de 2015. Indique la fecha
máxima en que el exportador puede presentar los documentos de embarque al banco.

_________________________________________________________________________