3/31/2023

k|:t'tLs/0fsf] ?k/]vf

;fj{hlgs k/LIf0fsf] kl/ro / o;sf] dxTj,

;fj{hlgs k/LIf0fsf] gLltut k|fjwfg, ;+rfng
ljlw / k|lqmof ;fj{hlgs k/LIf0f sfof{Gjog ljlw,

xflb{s gd:sf/ tyf :jfut ! gLltut Aoj:yf,

k|of]u ;DaGwL ljlw / k|lqmof,

pdË d}gfnL
(*%$)$)$*^

;fj{hlgs k/LIf0fsf] p2]Zo

;fj{hlgs k/LIf0f s] xf] <
 cfof]hgf th'{df ubf{ /flvPsf] nIo / 9fFrf cg';f/
;DkGg eof] jf ePg eg]/ ;/f]sf/jfnfaf6
n]vfhf]vf u/fpg] ljlw .
 cfof]hgf ;+rfns / ;/f]sf/jfnfx? Ps}7fpFdf
a;]/ cfof]hgf jf sfo{qmdsf af/]df n]vfhf]vf ub}{
;dLIff ug]{ ljlw .
 cfof]hgf s] s;/L ;+rfng eof] < To;df s]–slt
/ sf]af6 nufgL ePsf] 5 < s] df slt vr{ eof] <
sfdsf] u'0f:t/ s:tf] 5 < vr{ k|lqmof tyf ljj/0f
l7s 5÷5}g < eg]/ x]g{ kfpg] pkef]Qmfsf] clwsf/
;'lglZrt ug]{ ljlw .
3 • of]hgfsf] bLuf]kgf agfpg] .
• of]hgfsf] cfDbfgL tyf vr{ ljj/0fx? cfd pkef]Qmfx?
;dIf /fvL pkef]Qmfx?sf] k|ltlqmof lng] .
• of]hgfk|lt hgrf;f] a[l4 u/L ;DalGwt ;/f]sf/jfnfx?sf]
;xefuLtf a[l4 ug]{ .
• lg0f{o k|lqmofdf k|hftflGqs k|lqmof / kf/bzL{ Jojxf/
cjnDag ug{÷u/fpg ;hu u/fpg] .
• of]hgfdf x'g ;Sg] clgoldttf lgoGq0f ug]{ / s'g}
clgoldttf ePsf] kfO{Pdf lgoGq0f ug{ pkef]Qmfx?nfO{
lhDd]af/ agfpg] .
• of]hgfdf cfd pkef]Qmfx?sf] :jfldTj efj :yflkt ug]{ .

;fj{hlgs k/LIf0f lsg ul/G5 <
;+rflnt of]hgfsf nflu
• sFxfaf6 slt k};f cfof],
• slt k};f vr{ eof],
• sf]–sf] JolQm ;+nUg eP/ vr{ ul/of],
• s:tf] vl/b k|lqmof ckgfO{of],
• vr{ kf/bzL{ 9+un] ul/of] ls ul/Pg,
• of]hgf ;+rfng ubf{ s] s:tf sdL sdhf]/L eP,
• /fd|f k|of; s]–s] eP,
• cfufdL of]hgf s] /x]sf] 5 <
eGg] af/]df of]hgf;Fu ;/f]sf/ /fVg] JolQmaf6
k[i7kf]if0f lnO{ of]hgf km/kmf/ssf] nflu k]z
ug{ .
;fj{hlgs k/LIf0fsf] dxTj
• ;fj{hlgs lgsfon] ;+rfng ug]{ of]hgf
tyf sfo{qmdx?df hafkmb]lxtf
a9fpg, kf/bzL{tf vf]Hg / ;"rgfsf]
xssf] pkof]u ug]{ ;:+sf/sf] ljsf;
ug{,
• of]hgfdf x'g] ;+efljt a]lylt tyf
clgoldttf /f]Sg,
• sdL sdhf]/L b]lvPdf va/bf/L ug'{sf
;fy} sf/aflxsf nflu cuf8L a9\g,
• ;/f]sf/jfnf tyf pkef]QmfnfO{
lhDd]jf/k"0f{ 9+un] k|:t't x'g / cfˆgf
u'gf;f tyf ef]ufO{ :ki6 /fVg .
;fj{hlgs k/LIf0f lsg <
• ;fj{hlgs lgsfox¿n] cfˆgf] If]qleq ;+rflnt sfo{qmd jf cfof]hgfx¿sf] sfof{Gjog
;'lglZrt u/L ;Dkfbg x'g] jf ;Dkflbt sfdsf] kl/df0f, nfut, u'0f:t/ ;d]tsf]
n]vfhf]vf ug{ :yfgLo nfeflGjt pkef]Qmf tyf ;/f]sf/jfnfx¿sf] ;xeflutfdf
;fj{hlgs k/LIf0f ug{'kb{5 .
• ;+rflnt sfo{qmd jf cfof]hgfx¿ tf]lsPsf] ;do / sfo{tflnsf cg'?k sfof{Gjog eP,
ePgg\ < To;df s] slt / s;af6 nufgL ePsf] 5 < s] df slt vr{{ eof] < sfdsf]
u'0f:t/Lotf s:tf] 5 < vr{ k|lqmof tyf ljj/0f 7Ls 5g\ jf 5}gg\ < s] s:tf ;'wf/
sfo{ ug{ pkof]uL x'G5 cflb kIfaf/] ;/f]sf/jfnf;Fu ul/g] 5nkmn, cGt/lqmof, laZn]if0f
/ ;"rgfsf] cfbfg–k|bfgn] :yfgLo :t/df ul/g] ljsf;sf sfo{qmdx¿nfO{ kf/bzL{,
hjfkmb]xL, pQ/bfoL / hgd'vL t'Nofpg] dfq xf]Og :yfgLo pkef]Qmfx¿nfO{ cfˆgf
efjgf JoQm ug{ ;Ifd agfpFb5 . ;fj{hlgs k/LIf0f ;fdflhs ;zlQms/0f, ;fd'bflos
;xefuLtf tyf gful/s lgufgLsf] lglDt cfjZosLo cf}hf/ klg xf] .

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 3/31/2023

;fj{hlgs k/LIf0f ;+rfng ljlw

;fj{hlgs k/LIf0f s;n] ;fj{hlgs k/LIf0fsf] nlIft ;d"x • pkl:ylt k'l:tsf v8f u/L ;Dk"0f{ ;xefuLx?sf] pkl:ylt lng],
;+rfng u5{g\ < • of]hgf;Fu k|ToIf ;/f]sf/ /fVg] AolQm jf
lgsfox?,
• %!% eGbf a9L k|ToIf nfeflGjt pkef]Qmfsf] pkl:ylt ;'lglZrt
u/fpg],
:yfgLo ufpFkflnsf tyf • of]hgf ;+rfng eO{/x]sf] 7fpFsf ;Dk"0f{ • of]hgfsf] ;a} kIf cWoog u/L tf]lsPsf] 9fFrfdf k|ltj]bg tof/
gu/kflnsfsf] cfly{s pkef]Qmfx?, ug]{,
;xof]udf pkef]Qmf ;ldlt, • pkef]Qmf ;ldltsf kbflwsf/Lx?, • of]hgfsf] k"0f{ ljj/0f e]nfdf k|:t't ug]{,
u}/;/sf/L ;+:yf, 6f]n • ;xof]u ug]{ lgsfosf sd{rf/L tyf k|fljlwsx?, • k|:t't k|ltj]bg dfly ;xefuLx?sf cfˆgf ljrf/ /fVg cj;/ lbg],
ljsf; ;+:yf / ;fd'bflos • cg'udg tyf ;'kl/j]If0f ;ldltsf kbflwsf/Lx?, • ;xefuLx?sf k|ltlqmof tyf ;'emfa l6kf]6 ug]{ .

cfof]hgfsf] clGtd e'QmfgL • :yfgLo /fhg}lts bnsf k|ltlglw, • lg0f{o k'l:tsfdf ptf/ ug]{,

?kdf • :yfgLo a'l4hLlj cflb .

• l6kf]6 ul/Psf k|ltlqmof, ;'emfa tyf lg0f{o ;xefuLx?nfO{ ;'gfO{
k"j{ clgjfo{ k|dfl0ft u/fpg],
-:yfgLo hgk|ltlglwsf] pkl:yltdf ubf{ cToGt} k|efjsf/L x'g] ._
;fj{hlgs k/LIf0f ug'{kg]{ . • lg0f{osf] k|ltlnlk ;lxt of]hgfsf] ljj/0f of]hgf sfof{Gjog u/fpg]
lgsfo ;dIf clGtd km/kmf/ssf nflu k]z ug]{ .

tof/L v08 sfof{Gjog v08 Wofg lbg'kg]{ s'/f

• ljifo 5gf}6M ;/f]sf/jfnfsf] klxrfg, sfo{ • sfo{qmd :ynsf] tof/L • cfd pkef]Qmf e]nf eP gePsf], • dlxnf, blnt / lk5l8Psf ju{sf] prLt
• ;xefuLsf] gfdbtf{ -pkl:ylt_ • of]hgfsf] ;"rgf af]8{ /flvPsf] 5 ls 5}g, k|ltlglwTj eP÷gePsf],
tflnsf lgdf{0f, ldlt, ;do / :yfg lgwf{/0f,
• sfo{qmd ;xhLs/0f • cg'udg ;"rsx? tof/ ul/Psf], gul/Psf], • of]hgfn] ;d]6]sf] If]qsf] ;dfg'kflts k|ltlglwTj
• ;"rgf ;Dk|i] f0fM JolQmut lgDtf] ljt/0f, eP÷gePsf],
• sfo{qmddf :jfut • of]hgf vftf k|i6;Fu el/Psf] 5 ls 5}g,
3/b}nf] sfo{qmd, kf]i6l/Ë, jfn k]l06Ë, • of]hgfsf]
sfof{Gjog l:yltaf/] hfgsf/L
• ;fj{hlgs k/LIf0fsf] p2]Zo dfly k|sfz • sfd ug]{ dflg;x?n] k'/} Hofnf kfPsf 5g\, 5}gg,
;fj{hlgs ;"rgf k|jfx u/fO{Psf]÷gu/fO{Psf],
• cfrf/ ;+lxtfsf] k|:t'tL • ;xefuLx?nfO{ nfu]sf s'/fx? Af]Ng lbO{Psf],
• of]hgfsf hjfkmb]xLjQmfsf] pkl:yltsf] • of]hgfsf] ef}lts / laQLo k|utL hfgsf/L
• hjfkmb]xL jQmfaf6 tYofÍ k|:t'tL glbO{Psf],
u/fO{Psf]÷gu/fO{Psf],
;'lglZrttfM ;/f]sf/jfnf gful/ssf] • hjfkmb]xL jQmfsf] k|:t'tLsf ;DaGwdf v'nf • cg'udgaf6 b]lvPsf sdhf]/Lx? ;'wf/ ul/Psf],
• lautsf k/LIf0fdf cf}NofO{Psf ;'emfax?sf]
k|ltlglwTjsf] ;'lglZrttf, k|:t'tLs/0fsf] tof/L, 5nkmn gul/Psf],
k|ltj]bs ,:jo+;]js sfof{Gjog eP÷gePsf],
• v'nf 5nkmndf k|Zgf]Q/, • k|fljlwsx?n] k6s–k6s ;'kl/j]If0f u/]sf 5g\ ls
• ;xefuLx?sf ljrf/nfO{ h:tfsf] To:t}
• ;xefuL pkl:yltsf] ;'lglZrttfM • ;jfn l6kf]6
5}gg\,
k|ltj]bgdf k|:t't ul/Psf]÷gul/Psf],
• vl/b k|lqmof P]g, lgod tyf lgb]{lzsf adf]lhd ePsf],
gePsf],

;fj{hlgs k/LIf0fdf cfrf/;Flxtf

cfof]hgfsf] ;"rgfkf6Lsf] 9fFrf != ljifoj:t'df dfq s]Gb|Lt /xL 5nkmn ug]{,
sfo{qmd jf cfof]hgf gfdM================================ @= af]Nbf kfn} kfnf] af]Ng / Pp6f JolQmn] Psk6s dfq
sfdsf] d'Vo ljj/0fM========================= af]Ng] .
lgdf{0f sfo{ ;'? ldltM========================== #= JolQm jf ;+:yfsf ;fj{hlgs dof{bf / lzi6frf/nfO{
lgdf{0f sfo{ ;DkGg x'g] cjlwM ============================== sfod /fVg],
sfo{qmd jf cfof]hgfsf] nfut÷ ah]6M========================= $= gLhL jf JolQmut s'/fdf l6Kk0fL gug]{ tyf JolQmut
sfo{qmd jf cfof]hgf sfof{Gjog ug]{ ;+:yf jf pkef]Qmf cfIf]k gnufpg],
;ldltsf] gfdM============= %= ;xefuLx¿nfO{ ljrf/ /fVg k|f]T;fxg ug]{ / ljrf/ /fv]
nfut Joxf]g]{ d'Vo ;+:yf÷sfof{noM===================== jfkt wGojfb lbg],
pkef]Qmf÷;d'bfoaf6 Joxf]l/g] /sdM========================== ^= ;xhstf{n] af]Ng ;do lbPkl5 dfq ;xefuLx¿n]
pkef]Qmf ;ldltsf] ;Dks{ AolQmsf] gfd M====================== cfˆgf s'/fx¿ /fVg],
;Dks{ g+ M===================================================== &= ;xefuLx¿n] JoQm u/]sf ljrf/df k|ltjfb gug]{, k|fKt
k|ltlqmof, ;'emfj tyf l6Kk0fLnfO{ ;sf/fTds ?kdf
lng],
11

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 3/31/2023

;fj{hlgs k/LIf0fsf r'gf}tL

 kf/bzL{ sfo{z}nL ckgfpg sl7g
 :yfgLo gful/sdf lasf; ah]6df clgoldttf g} x'G5
eGg] ;f]rsf] ljsf; x'g'
 cgfjZos z+sfn] ubf{ ;fj{hlgs k/LIf0f ubf{ ljjfb
cfpg;Sg]
 cfof]hgfsf af:tljs nfeu|fxL ;fj{hlgs k/LIf0faf/]
hfgsf/L gkfP/ Go"g pkl:ylt x'g'
 cfof]hgf ;+rfnsn] cfDbfgL tyf vr{sf] oyfy{ ljj/0f
lbg cfgfsfgL ug'{
 ;fj{hlgs k/LIf0f ;+rfng ug]{ ;xhstf{sf] tof/L kof{Kt
gx'g' .

;fa{hlgs k/LIf0f ;DaGwL ;d"x cEof;sf nflu of]hgfx?

;d"x g+= of]hgfsf] gfd 7]ufgf of]hgfsf] ah]6

! l3l;ª6f]n vfg]kfgL of]hgf a}t]Zj/ ufkf % & nfv %) xhf/

@ lkknaf]6b]lv tNnf]6f/ ;8s :tf/f]GgQL an]kmL ufkf & !) nfv

# dlxnf pBdzLntf sfo{qmd sfln~rf]s ufkf ! % nfv %) xhf/

$ j8f g+ @ afn pBfg 3]/fjf/ of]hgf Eff]6]sf];L ufkf @ # nfv ^) xhf/

;lqmo ;xefuLtf / w}o{tfsf nflu wGoafb !
% u}/Lv]t l;+rfO{ of]hgf - %) ld6/ s'nf] lgdf{0f_ eLd]Zj/ gkf # * nfv #) xhf/