RETAIL PURCHASE AGREEMENT (BUYERS ORDER) Date,_ 04/28/2023 Dest Number: Sslesperson:MILAD HANNA cole NORTHEAST AUTO CREDIT LLC DBA NORTH COAST AUTO MAL information 5700 BROOKPARK RO CLEVELAND, OH 48129) (21600-0082 Buyer) ‘vernon: LZWAN RAGA Unformation | 808 SE HUMMINGEIRD LN BENTONVILLE, AR 72712 comy___BENTON owe eshone__ 318862485 an aphre__COTP72GBT2 nv aat@umal. con. niin gS ti ‘The Seller we" or"s"] ave requested he information dove so thot we may verily the erty ofthe Buyer) ted above (Yow), By ving below, you represent {hat you oe at lest 1 years of age and have athory to enter nt ths Reta Purchase Agremant (Buyers Orde) the "Agreement| forthe purchst of the vehicle derrbnd Seow the "Veo ] aR Tine en. j 2018 VOLKSWAGEN cua wate cooraeo2 | SALTO T BDOMETERAILENGE STATEMENT Ta Serie The Vee now eady_—— ata ——) [Sods acirate les ced bow | awvas7aMo03172 £5 oemter lenge ot crt, Rferto the Fedara Mileage Statement fol cure [PRIOR USE DISCLOSURE: | uso CGOEMONSTIATOR—_CIACTORVOMICAL __ORENTAL__Clovie _| ‘Wanna STATEMENT eas rie OF VERE 2804 | | Ail warranties, W any, by a manufacturer oF supplier other than Seller are theirs, not Sellers, and only | | Rthmumuacrer ete spp sal elle fo petrmance der sch ware Unies Seer |ADOTIONA.GooossseRvces | | tues eayer win separate rhten waranty or ede cnet made by Sle on Rs own bea, Scher hereby duchins'an worantes expt oe pied, ncang any mphed wares of Adana roduc | ‘orcas ines fos pry pupese In onnon wh the Wace and sry eed oem | NA | precucs and tvs sed by Soler soe neter sur orators sy ctw peso sue | service Contact ia {eritany ably In connection wi thesia the Veioe nd the rsted peau on sencen IF “i are prog 2 USED vance LreD WARRANTY in comacon wh he Panacon. Any | Oocurentan Fee a | noted weranter pi orthe draton othe tea Warn _ CONTRACTUAL DISCLOSURE STATEMENT (USED VEHICLES ONLY}: The information you see on the window | Ne | fem forts Vie part of hs ontaceintrmatin onthe window for avers ay cosy | 7 ‘runes econ sl SPAN TRANSATION: Glo pare comprar Svea naan. i 'erormecln ue ve on laa de a ventana pars se vel forms pre el pean {Seta Ia itarmain el fomutar en vena es sin feo toda dupenson en nea | ora SLUNG PRICE | conoid on fconeat a vee | a0, = THADEn VEE AT FORNTION ———— ADEN TOWNE | ra.so0.cl ar we No! a T 16 Woucswacen __TIGuAN BLACK sera ‘Bieter esd surrovaL hwosvraxscwsez216 __Cmotacevate 68938 sas, radeth i] Aowanc: aes Swed Ue a hecae nn Na ine TRADE vec ORATION aes Tak_SO_¥ — aad Yar wa Ted! ae a = is NA NA aes WA era: Fiehiinea eer eT nN wa__fum NA ‘Trade-in (2) Allowance: Balance Owed & Lienhoider: ——_-Negative Equity" [PLUS: BALANCE OWED ON TRADE- iA Na Na INS) nds ay agate ety) [i Nine” ane oetiuihant Pome" guy onyouradewAcne tan venis ceer an Trane TOTAL DUE 11,010.30 i aithaartee one geo nec Td a [of a Deposit, we wit refrain selfing the vehicie for| le ieee TOTAL DEEMED DOWN ma \ hk ASH BAC fo stoner i t {UNPAID BAAN 7501039ADDITIONAL TERMS AND CONDITIONS 1. We have the right to increase the Vehicle price. We may increase the price of the Vehicle after we accept this Agreement if any Trade In Vehicle deserved above i reappraised, new equipments required by state or federal law, or the increas is caused by state or federal tax rate changes. Ifthe price is increased, you may cancel this ‘Agreement with fll refund of any Deposit/Down Payment, provided ‘that the cancellation occurs prior to you taking delivery of the purchased Vehicle. Manufacturer ~ New Vehicle Pricing, Design and Availablity. The manufacturer of the Vehicle (the "Manufacturer”) may change of modify the design of or any part or accessory of its new vehicles without notice tus, IF this occurs, you agree that you will not have ‘any claim or right against us if the Vehicle does not contain such ‘changes oF modification, nor shall we be requied to effect such ‘changes or modifications tothe Vehicle Buyer Representations and Warranties. You represent, warrant and affirm tous that)» you are not purchasing anew Vehicie for resale ‘or export within the period begining onthe date the Vehicle title's Issued to you and ending on the date 1 year thereafter, + you acknowledge that we are relying on this representation and agree ‘that we would no sel the Vehicle to you without this representation. IF we are required by the Manufacturer to forfelt or repay any ‘manufacturer Incentives, allowance and/or speeal pricing, or if we fuller any loss or harm 35a result of your breach ofthis provision, ‘you agree to indemnity and hold us harmless rom any such cost, 15s Cor harm suffered asa result of or aking because of your breach; « the Deposit/Down Payment and any amounts due to us have been paid in ul, any check give tous wil be honored by your bank, and that no part ofthe Depost/Oown Payment has been loaned to you by us of any third party; « all statements made by you Io ths ‘Agreement and any other documents completed in connection with this transaction are true and correct; * you are the person you have epresented yoursel to be and you have purchased the Vehicle for Your own use and not on behalf of another person, unless you have {closed otherwise tous; and any Tradesin Vehicle delivered to us has been property titled to you, has never been titled as or declared 4 total os, salvage, junk, rebuilt, aod, or lemon buyback vehicle; ‘hat you have the right to slr otherwise convey such vehicle; that such vehicle fee and clear of lens or encumbrances, except as may benotedin this Agreement al emissions control equipment son the ‘vehicle ad in satisfactory working order; and, unless you have told Us otherwise, that you have not removed any equipment from the ‘vehicle subsequent to our appraisal and that the odometer reading shown is acurate, ‘Tradesn Vehicle: Any Trade-In Vehicle delivered by you to us in connection with this transaction must be accompanied by 2 Certfeate of Titi of documents sufcent to enable us to obtain 2 Certfeate of Tite to the Trade-in Vehicle in accordance with applicable state law. if you are delivering 9 Trade-in Vehicle in Connection with this transaction and the actual amount of the balance owed on the Trade-in Vehicle is greter than the amount of the Balance Owed as iste inthis Agreement, ou agree to pay the difference to us. the actual amount ofthe balance owed slessthan ‘the amount listed, we wil pay or credit the difference to you. Ifyou fare delivering a Trade-in Vehicle to us in connection with this transaction and the delivery will not be made untl delivery of the Vehicle Belng purchased from us, we have the right to reappraise your Trade-in Vehicle at the time of delivery. The reappraised {rsount shall be the amount allowed forthe Tradesin Vehicle inthis transaction. If you are dissatisfied with the reapprasal, you may Cancel this Agreement with full refund of any Depost/Down Payment, provided that the cancellation occurs prior f0 you taking delivery ofthe purchased Vehicle Cancellation Remedies: You agree thet we are not liable for any < master ROGERS AR 72758-6217 LAA ovens I enteee Tee noone eceane sea ea Ee aeons 13) Soo ack se forinstuctors, rr scien@ RENEWAL ADDRESS VICE eUSEHAHUN LeRFRCATE DEPARTMENT OF FINANCE ANB ADMINISTRATION KEEP THIS DOCUMENT IN YOUR VEHICLE BENTONVILLE AR 72713-2213, "ownr most sia th pce ded tk! heer”OD ACTUAL ae PO BOX 9% a FORT WO! cs we RAIA, RIZWAN 4400 SW GALLATINE AVE BENTONVILLE AR 72713 UP MORGAN CHASE BANK NA POBOX 901093 JPMorGenChaso BsTkNLA, §] FORT WORTH Tx 76101-2008 L EOF LLM aaznaRZe i Ri Eailey i, d(OHIO DEPARTMENT OF PUBLIC SAFETY STOCKS: oost72F02 BUREAU OF MOTOR VEHICLES. APPLICATION FOR DEALER ASSIGNMENT POWER OF ATTORNEY TO TRANSFER OWNERSHIP AND ATTESTATION OF MILEAGE AND IDENTITY FOR THE TRANSFER OF OWNERSHIP. OF A VEHICLE OR WATERCRAFT TO OR FROM A MOTOR VEHICLE OR WATERCRAFT DEALER LICENSED BY CHAPTERS 4517/1547 PURSUANT TO OHIO REVISED CODE 4606,0923/1548,032 AND APPLICATION FOR CERTIFICATE OF TITLE. ‘ASSIGNMENT OF OWNERSHIP | (we) catty the vehicle or watercraft or outboard motor described inthis statement was delivered on (4282023 forthe prcw of $RESALE to; NORTHEAST AUTO CREDIT LLG OBA NORTH COAST AUTO MAL. Is Selera Minor? Yes BNO TRANSFEREE'S [BUYER'S PRINTED NAME "TRANSFEREE'S BUYER'S PRINTED ADDRESS NORTHEAST AUTO CREDIT LLC OBA NORTH COAST AUTO __| 5700 BROOKPARK RD CLEVELAND, OH 44129 ‘Waring to ranteror and transferee (seller and buyer) You are required by lato sate the us seling pice. A flee statement valaton of secon 221.13 ofthe Ohio Revised Cade ands punishable by six months imprisonment and afin of up to one thousand dlars or both. All ¥anfors are ‘uted bythe Department of Taxation The sallr and buyer must provide any lniormatin requesed bythe Deparment of Taxation. The buyer may be ‘assossad any additonal ax found to be due. PICTURE To ISSUED FROM STATE OF ~~ | OPERATOR UIGENSE NUNSER GR 1S NUNER” | GORRENT THTED OWNERS) WANE a aizwan Raia CORTROT HOMEER YER [WORE OSE BODY PE TENGE zis |vourswacen __|nicuaw is ITE WOWGER FE CURRENT FTLE TBE THES VERIGLE WIS OF RPPLGRBTEY recur rorwen Lan enroncewent VR Osavace Bronwen rae WVGBVTAXGGWSA2215 Dorr Ron Birtoc venice Fedora and Sita avs roqr Hat you Sa re milage in connec wn anaa fomarsip, Faro conde of provg se Womatan nay eet nfs andr gtr Treecotvowe omtatmy oortnnecrs atte ccimcroncess C0) [e] (al, (2) Ga) [e] sormemes ‘and isthe actual mileage ofthe vehicle unless one ofthe flloning statements is checked. C1 Tho icage stated iin oxcoss ofthe mechanical limits. [] The odometer reacing isnot the actual mileage. WARNNG-ODOMETEROISCREPANCY “APPLICATION FOR GERTIFIGATE OF TITLE (Type or Print ni) Fee 0 $5.00 fo alr to apply for We widin 50 days of angen CHECK TYPE OF APPLICATIONS) Gucronvencie uevoranount wateronart {3 puPLicaTe (check On) Oursoano MoToR Sage REN AGEMENT ag A Se Bast APRCANTS PRINTED WAVE SEW NORTHEAST AUTO GREOIT LLC DBA NORTH COAST AUTO MAL i APPLICANTS PRIVTED STREET ADDRES ory 2 coe] com roo sRooKPARK RO CLEVELAND ayo__|wa PURCHGE PACE RAGE WATOWANCE ROSS TAROUE TEROORS OSCOUNT SRESME Sha SNA SNA ea RECENT COVES SERLERS PERI NORBERT ina REASON TENSORS HONE 1 SONDITION OF VEHISLE OR Wh TERRAFT GH OUTSCURD WOTOR (GHECK ONLY OE} [feces "ran tvoon Gwe ‘HEN FORAIATONE Ws sais re Visa a ie anc sant of aT ators UBveLaeareonmniecoae eer rv STATE. | ZPcODE Tyas ata ran ted apn aoe TS APAIEANT A MINOR? VES INS HppLicaNTS SIGNATURE eae eee x Bz TRANSFEREE | BUVENS ACIGIOWLEDGENENT OF ABOVE GOOMETER CERTIFICATION ANOIOR DUPLGATE THANGAGTIONS TRANSFEREE'S BUYERS OR APPLICANTS PRITED NANE, | TRANSFEREES BUYERS SCART NORTHEAST AUTO GREDITLuc beANORTMCORST AUTOM |X Wie he current ited owner or applicant, appoint NORTHEAST AUTO CREDIT LLC DBA N a8 my tus and lawful attomey-infact to execute any ‘and al anpcation for assignment of Ceritcata of Tile forthe motor vehicle Tsted above, Tatlet tothe above odometer reading, ratetbetie ean TAS FEROS SELES PANTEDNIE “ASPEN TERS RATE ro Ra nye TTUNGPERONS SELLERS FRNTED ADDRESS ory a TCE Tons HOMMINGER Li SENTONVLLE n___ [a OTE: Alan sacs sav mui bn conaiod Etre lnoleavnt ot pcan, voa WA WORE ace oe Sonivaw nnn’ ny vec oa nena teonmsson ene 7 ce x x ESCO SATS HTT RE REE ua 3772 7 (17601081)Ohio Bureau of Motor Vehicles POWER OF ATTORNEY Know all men by these presents, that the undersigned does hereby make, constitute and appoint TST RANE) RST NAME wr IRTHEAST AUTO CREDIT LLC DBA NORTH COAST AUTO MAL STREET ADDRESS any SAE [BP CoBe 5700 BROOKPARKRD LEVELAND 2 on | aarzn My true and lawful attorney-in-fact for me and in my name, place and stead, to make and execute the assignment of or application for my Certificate of Title covering the following described motor vehicle, to-wit: WARE YERR ES NO: VOLKSWAGEN 2016 WVGBVTAX9GW542215 ‘And granting to my said attorney-in-fact full authority to do and perform all and every act and thing whatsoever, requisite, necessary and proper to be done in and about the premises as fully and to all intents and purposes as the undersigned might or could do with full power of substitution and revocation hereby ratifying and Confirming all that said attorney or his substitute shall lawfully do or cause to be done by virtue hereof. In Witness whereof, the undersigned has caused his name to be subscribed hereto thi 28 day of 4 2023, x é ersszs161 SIGNATURE OF PERSON GWVING POWER OF ATTORNEY SOGIAT SECURITY NUMBER OF BUVERIOWNER RIZWAN RAIA 208 SE HUNMINGEIRO LN BENTONVILLE, AR 72712 ACKNOWLEDGEMENT State of Ohio, County of, ‘Subscribed and sworn to before me a Notary Public in and for said County personally appeared who acknowledged the signing of the foregoing instrument and that such signing is his free act and deed. In Testimony Whereof, | have hereunto set my hand and affixed my official seal this 28 day of 4 2023___in the county of, State of Ohio. NOTARY PUBLIC ‘My commission expires Mv 3771 404Dealertrack Zl Capital One Auto Finance Applicant(s) Applicant Name RIZWAN RAJA Co-Applicant Name - App income $10,000.00 Co-App Income - Total income $10,000.00 Financing Information Approved Product Retail Tier Level Tero Term T2mos Amount Approved $11,011.00, ‘otal Dealer Fee $0.00 Buy Rate 6.10% Max Participation 2% Approved Structure : Sales Price $22,493.00 Doc Fee $250.00 Front End Products $0.00 cash down $0.00 Trade $12,800.00 Rebate $0.00 ‘Approved Front End $9,983.00, Approved FE % 45.87% rat, $1,068.00 warranty $0.00 cap $0.00 Credit Life $0.00 Accident/Health $0.00 ‘Approved ATF $11,011.00, ‘Approved LTV % 50.80 Reference Link Click here to update directly in Dealer Navigator Reference APP ID 248967058 North East Auto Credit 207148 *248' 51 96 7058ROH* Vehicle NewlUsed useo vin 2018/VOLKSWAGENITIGUAN Tim 2.07 SEL 4MOTION vIn SWV2B7AXXJMOOS172 Mileage 41,897 Book ! Invoice $21,675.00, Stipulations 41. Vehicle must befor personal use, Contracts indicating use for any other purpose wil be etumed 2. Must receive contract and have sts complete by 0512812023 or app wil expire. Additional Information + FOR THIS APPLICATION: + Submited deal structure meets COAF approval criteria, “+ GAP is not allowed on current structure + Max Allowable Maintenance Is $2.167 CommentsApproval Date 04/28/2028 2:16 p.m. Relationship Manager Relationship Manager: Misty Carpenter Ph (88) 396-2623 Ext. 6221 Fax (888) 722.5186 Funding Manager Funding Manager: Blake Boysen Ph (600) 945-9875 Ext. 6324 Fax (988) 722.5186 Approval Expiration 05/27/2023 8:00 pam. Use invoice or aden value for book value. Kelly Blue Book limited to AZ,CA,CO,ID.MT.NMLNV,OR,UTAWA AND WY. All approvals are subject to verfication. Contract purchase is subject to satisfaction of stipulations ané recelt ofall required documentation as specified in Captal One Auto Finance program guidelines. All deals must be racelved and funded within 30 days from the date ofthe original Approval. Customer APR cannot ‘exceed lower of state limit ar 24.99%,Tiss Aan Cay, LAW 553-OH-ARB-e 4/23 RETAIL INSTALLMENT SALE CONTRACT - SIMPLE FINANCE CHARGE (WITH ARBITRATION PROVISION) ‘BjarNaa ard Adress (nclung Couiy and ip Gods] Gr Buyer Nae and Aes ang Cnn ard Zo Cady] Sobor Gradtor (Narna ana AGSOSS) LAWAN RAL NA NORTH COAST AUTOWALL CLEVELAN gS HLNNNarao 21 SiS BROORP ARC HD BENTONVILLE, AR BENTON 1272 ELEVELAND, on 841 cot: NA cca: NA mat: RWANRAINIOGGHAL.COM Emak: NA ‘ou. te Buyer (and Co-Buyr, an) ay buy the wee Dlow fash evn edi By aging ls cova you choos wy Te veld on cre under he agrornents nis contac. You ares fo pay the Salle - Credo sometimes "we ot-us"n ts conta) he Aunt Franced ad Financ Charge in US. ands accoang to he payment schedule blo. We wl pur our nance cherge ona daly bass atthe Base Fate Gf -B0% per yea Tho Tahin-Lending Dislosures bow ae part ths contact Pewee S| ea at and Venice ersizaton Number | Mizage | Panay Use For whch Pucased Cesinae | Seana ws | moe vousiacen rout swaamamorm | Becta” | Dossinss —t1915— | Dagriouturat_) NA ___ FEDERAL TRUTHIN-LENDING DISCLOSURES Taturved Check Charger Wu ae Foyt Talat Sale| | cnarge not to exceed $20 any check you ge ‘The total cost ot | | us is dshonored. your purchase on Pamosit-al a edion Fee Paid in Cash wet Pore ro cance area ‘eneae avast] | Buyer and Co-buyer sign here, the oe | See aa provisions of the Right to. Cancel tection on page 4 which gives you T2__|s 194.24 Monthy beginning 06/12/2023 ‘and Seller the right to cancel if Seller eet lua onNA ia unabe fo auelgn tle contact win m7 77 1 18. days, will apply. Please see { AAS TA) foese «ot ts contact tor important f 1 wy terms of this right to cancel. ‘Late Charge. If payment is not raceived in ful within 18__ days, gfier' 2 Wil pay A fate ch of§ 20 or_§_% ofeach instalment, fie_oreatae |p ae) v Prepayment. you pay early, you wil nat have o pay a pnally l Z| | Buyer signs x_ Aa” ‘Security interest. You ar ging a secur itarestin he vehi being purchased ‘Adonal Information: Seo this canract tor more infomation icucnginlrmaton about nonpayment, ‘Co-uye Signs XNA Cau, any reqs repayment nul blo the Scheel dt and secur rest on ‘OPTIONAL GAP CONTRACT Aap conta (0 canes crt) is ral eared edt ad wl rls pod ures yu sp bow ard apes aye wa cage. you rome | bya gan conta, he charge shown Hen 2 fe Heian Ano. Frances. See you gap contacter eon be es acd protest apart corac Tem NA hos NA arta bya acon. nen Buyr Sonex NA NOTICE: ANY HOLDER OF THIS CONSUMER CREDIT CONTRACT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH ‘THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HERETO OR. WITH THE PROCEEDS HEREOF. RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY ‘THE DEBTOR HEREUNDER. ‘The preceding NOTICE applies only to goods or services obtained primarily for personal, family, or household use. In all other cases, Buyer will not assert against any subsequent holder or assignee of this contract any claims or defenses the Buyer (debtor) may have against the Seller, or against the manufacturer of the vehicle or equipment obtained under this contract. “Agreement fo Arbitrate: By signing below. you agree Thal, pursuant othe Afivaion Provision on page 5 ofthis contact, you oF we may elect io res0}ve any ‘depute by neutal, ning arltaton and nol by a court action, See the Arian Provision for adoration conceming the agreement o artate Buyer Sor CoB Sane x NA LAW SS2.0H-ARB-2 429 v1 Page ofSTTENIZATION OF AMOURT FINANCED Insurance, vou may bay te pyc damage awares te conc egures tam anyre you ehasse wn Decumeniay Foo 6 Ragjtatin convenes oe 2 wing ota, you are to py fe for eit sevens poe 1 Serato your neque anyou snopes opr Oe charges (Seer mus idently who is pa and describe pupore) weQEMER or TEMPORARY TAGE _'g__— 2000 1 Cash pres a vile, accassves, and taxes $__23.138.30 _y] | Szepafo toca You may. to provide th, prycal 2 Ober charges inkcng anc plo tat on our bea (Ser ay aap Sarage surance tough an wising pocy one et ceenaienns rere ery econ fequed oy ay ober imsares oan oe 1 Goverment nis rot edeain 1 shove $ NA any ance ls Sse ol, geist rec rgaton hes cartesian th named raach cops 8 oan nn ‘ \ ecto eee and conan cova cae of tees nating en ein WA 4.00 ‘heck te insrance you wa and aig ble D netadeinpayioMA NA Optional Credit insurance Opts! Gop contact Coes: Cewer Cooter Dean ocr Dstt Byer Clcoeyer Cl Bom Premium Crest ule $NA CS lesurance Company Name NA wg tA tag NA wo for WA s. NA Homa Oce Adress NA toNA fo Ms s NA. No eNA eA NA. red ie Fasance oo ced aay Hummes 3 tk ‘eM for s. NA, ‘OPTION: You pay ne fiance charge the Amount Financed, item 7, is pald in fll on or before Year WA SELLERS INTIAL NA toNA__ forMiA gg NA fou oN “J os ot j tot sora | Ss to WA Joc WA | toa NS eta (SA IN ‘il her ares nd ava pio ren our eal 2 Tones +2) 4 Downpayment Other Optional Insurance “rain UE YRASHAGEN GUN Oa aS ‘way pea war 7 Gest Aare | s_tao000 Pro Lea ay Ot ae By Stare NA Innes Conan tae pasar 1] 7s Ct ia cash \ ({ sCEE WALT \\ | soe ose sess |+ Other NA AS it NAT NAL + Other os \ a NWA —* oe i /) ator i Total downpayment = (it negative enter “O" and see line 20 above) Be eee eee 5 Unpaid balance of cash price {3 minus 4) $11,010.30 _ (6) | insurance Company Name NA 6 ese ee A. Cost of optional credit insurance paid to the insurance company or companies: ‘Home Office Address NA We — Oatbiy_—_sNAs_NA in el a tid 8 Ow oral paar pad ware CrpanyorCompns—~—~S«S__NA oretegen ty otrejta ae inal ene wl ‘Total insurance charges: $____N/A__(6)| | provided unioss you sign and agree to pay the axtra cost 1 pa roc so an) (5 +6) $__11010.20— 0} | te smvanee ected ton € Reitatn comerane fe (pad arc hace) seemed | ere ‘By signing this contrac, you agroe to pay this foe for registration services provided by x A ‘Saller-Creditoc, and you acknowledge thatthe service Is requed by the secured party. nee “ 4: France cage weld te ead tone ) 297498 | | x wa 10 Walt pymats ere sc) (+8) s__13.0528- (0) | Star Sa aan THIS INSURANCE DOES NOT INCLUDE INSURANCE ON YOUR LIABILITY FOR BODILY INJURY OR PROPERTY DAMAGE CAUSED TO OTHERS. WITHOUT SUCH INSUR- ANCE YOU MAY NOT OPERATE THIS VEHICLE ON PUBLIC HIGHWAYS. LAW SSS-OH-ARB2 423i Page aS§ OTHER IMPORTANT AGREEMENTS 1. FINANCE CHARGE AND PAYMENTS. b. a How we will figure Finance Charge. We will eat any prepaid finance charge as fully earned on the date ofthis ‘contract. We wil gure the rest of the Finance Charge on a dally basis at the Base Rate on the unpaid part of the Principal Amount. Your Principal Amount is the sum ofthe ‘Amount Financed and the Prepaid Finance Charge, It any How we will apply payments. We may apply each payment to the earned and unpaid part of the Finance Charge, to the unpaid part of the Amount Financed and to other amounts you owe under this contract in ary order we ‘choose as the law allows. How late payments or early payments change what you must pay. We based the Finance Charge, Total of Payments, and Total Sale Price shown on page 1 of this ‘contract on the assumption that you will make every payment on the day tis due. Your Finance Charge, Total of Payments, and Total Sale Price wll be more it you pay late ‘and les if you pay early. Changes may take the form of a larger or smaller final payment or, at our option, more or fewer payments of the same amount as your scheduled payment with a smaller final payment. We will send you @ atice tolling you about these changes belore the final scheduled paymer You may prepa) ofthe unedid you do s0, you Finance Charge. your payment. : Your right to refinance an Irregular payment schedule. ‘An iregular payment schedule is one with payments not scheduled to be paid in substantially equal consecutive payments. If you have an iregular payment schedule and it you are buying the vehicle primarily for personal, family, oF household use, you may refinance this contract without penalty. The terms ofthe refinancing will ben less favor Biot you than te tema of Yoo cone TR frowson dows nl apely Ite adused your payer spl your seasonal regu income. | | 2. YOUR OTHER PROMISES TO US ie) ao ite veh le damaged, destroys aN agree to pay us all you owe under this contfact even if the vehicle is damaged, destroyed, or missing. Using the vehicle. You agree not to remove the vehicle trom the U.S. oF Canada, of to sel, rent, lease, or transfor any intrest inthe vehicle or this contact without our writen permission. You agree not to expose the vehicle to misuse, Seizure, confiscation, or involuntary transfer. If we pay any repair bits, storage bills, taxes, fines, or charges on the vehicle, you agree to repay the amount when we ask fort Security Interest. ‘You give us a security interest in: ‘+The vehicle and all parts or goods put on + Allmoney or goods received (proceeds) for the vehicle: * All insurance, maintenance, service or other contract we finance for you; and + Al proceeds from insurance, maintenance, service or ‘other contracts we finance for you. This includes any relunds of premiums or charges from the contracts. ‘This secures payment of all ou owe on ths contract. It also ‘secures your other agreements in this contract. You will make sure the tle shows our secury interest (in) in the vehicle. You will not allow any other security interest to be placed on the tte without our written permission YB d. Insurance you must have on the vehicle. ‘You agree to have physical damage insurance covering loss ‘of er damage tothe vehicle forthe term of this contract. The Ingurance must cover our interest inthe vehicle. You agree ta name us on your insurance policy as loss payee. If you do not have this insurance, we may exercise our rights under this contract, or f we choose, buy physical damage Insurance covering our interest in the vehicle. tthe vehicie is lost or damaged, you agree that we may use any Insurance settlement o reduce what you owe oF repair the vehicle, ©. What happens to returned insurance, maintenance, service, or other contract charges. If we get a refund of insurance, maintenance, service, or other contract charges, you agree that we may subtract the refund from what you IF YOU PAY LATE OR BREAK YOUR OTHER PROMISES a. You may owe late charges. You wil pay alate charge on ‘each late payment as shown on page 1 of this contract. Acceptance of a late payment or late charge does not ‘excuse your late payment or mean that you may keep ‘making late payments. If you pay late, we may also take the stops described below. \* aaa gatas etn Ne eee \ Te She oa Ble ) co 5 IE dedusZhedelept on ine : ‘You aive false, incomplet during credit application; 3, You star a proceeding in bankruptcy or one is started against you or your property; or 4, You break any agreements inthis contract. IW your only defauitis that you did not pay a payment on time, we may accelerate this contract only if your default, continues for at least 30 days. Otherwise, we may accelerate any time after you default. Our right to accelerate ject) any right the law gives you to relnsate this ‘0 misteading information \ ‘bonty \_// hea nanced pus tne eared and unpaid part ota Finanéé Charge, any late charges, and any amounts due you defaulted '&.Wemay take the vehicle from you. It you defaut. we may take (repossess) the vehicle trom you it we do so peacetuly and the law alows it. your vehi has an electronic tracking device (such as GPS), you agre that we may Use the device to find the vehicle. H we take the vehicle, any accessories, equipment, and replacement parts wil stay with the vehicle. I any personal items ae inthe vehicle, we may store ther for you. f you do not ask for these items back, we may depose of them as the law allows. How you can get the vehicle back if we take it.I we repossess the vehicle, n many situations, he law gives you the right o pay to gett back. We wil tl you what you have to doto gel the vehicle back. LAW 553-0H-ARB.0 423v1 Page 30l5We will sell the vehicle if you do not get it back. f you do Not do what is required o get the vehicle back, we will sell the vehicle, We will apply the money from the sale, less allowed expenses, 10 the amount you owe. Allowed expenses are ‘expenses we pay as a direct result of taking the vehicle, holding it, preparing it forsale, and seling tf any money i left (surplus), we wil pay it to you unless the law requires us to pay It to someone else. if money from the sale is not enough to pay the amount you owe, you must pay the rest tous. If you do not pay this amount when we ask, we may charge you interest atthe greater ofthe Base Rate shown, fon page 1 of this contract, or the highest rate the law permits, What we may do about optional insurance, main- tonance, service, or othor contracts. This contract may contain ‘charges for optional insurance, ‘maintenance, service, or other contracts. if we demand that you pay a You owe at once or we repossess the vehicle, you agree that we may claim benefits under these contracts and ‘cancel them to obiain refunds of unearned charges to reduce what you owe of repair the vehicle. Ifthe vehicie is a {olal loss because tis confiscated, damaged, or stolen, we ‘SERVICING AND COLLECTION CONTACTS In consideration of our extension ot cred o you, you agree to provide us your contact information for our servicing and Collection purposes. You agree that we may use this information to contact you in witing, by e-mail, or using prerecorded/articil voice messages, tert messages, and automaic telephone dialing systems, as the law allows. You also agros that we may try to contact you in these and other ways at any address or telephone rrumber you provide us, even if hone number is a cel Phone number or the contact results in a charge to you. You ‘agree to allow our agents and service providers to contact you as agreed above. You agroo that you wil, within a reasonable time, notify us of any change in your contact information ‘APPLICABLE LAW Federal law and the law ofthe state of Ohio apply to this contract NEGATIVE CREDIT REPORT NOTICE We may report Information about your account to credit bureaus. Late payments, missed payments, or other defaults fon your account may be reflected in your credit report. ‘may claim benefits under these contracts and cancel them to obtain refunds of unearned charges to reduce what you —Eleetronie Contracting and Signature Acknowledgment. You owe. ‘agree that () this contract is an electronic contract executed by you using your electronic signature, (i) your electronic signature signifies WARRANTIES SELLI {Ur Infant to antor into this contract and that this contrac be legally Ve terms tothe same exter ( aa cr ut wien signature and (( G)de'siroavebay otis contact Caunorave Copy) anal \\ Ge) sat este in @ document management te s of auhortaive copes of ‘lectronic records, which shall be deemed held by usin the ordinary ‘course of business. Notwithstanding the foregoing, if the Authoritative Copy is converted by printing @ paper copy which is marked by us as the original (the “Paper Contract’), then you acknowledge and agree that (1) your signing ofthis contract with your electronic signature also constitutes issuance and delivery of such Paper Contract. (2) your electronic signature associated with this contract, when affixed tothe Paper Contract. consitutes your legally valid and binding signature on chantabilty or of This provision does not affect any warranties covering the vehicle that the vehicle manufacturer may provide. Used Car Buyers Guide. The information you see on the win- ou wl e eke Yor name, ses, en. ‘erties 02°” Perr nerbly you You may alo be asked 10 see your dwar’ keense or ehor Kenting documents STATE NOTICES Ccalitornia Residents: An applicant. marred, may appl fora separate account Mune and Tenessee Residents: You mst have phys drape inane coverng los or darage oe veil fs rt Fora Mie a a bay wxzance ar Sabo ha ese. You ay purchase requires sanctity Soest broker and Jase you mus ase ls reasonby scope os, You are nt equ el wih any of ut ates whan ce Sas ‘broker or fo a ee ce urance ano. boker Fs i a ae our eed Jatin, longa the nsuence proves acetal =weaae titan igure who meets our reasonable requirements uw Hampshire Resident: I you ae appieg for 9 aloe payment acl you are ei yo an ese 8 wri anes 2 monty New em pen(ratnancrg re baloon parent core ie cet exting nance ogra, Yow wee Ween A the estimate gaye ar tatoo pret coac, baoot cont a sme sles cota wl fal cheddad payment a ee tice he ict of one of he eater schectled eaval perio instaent payments ew Yor Renders: comecton wn your apse ced consume gor may be sna fom consume epurina ages SNES New Yor Resident: comment tenon edt or oldeg such edt may Or aiona consume repos cennecten hy oro onde, Pay fy ok you wb td wee 2 consi report was eave and fo, te name and assess of any erst ‘poring agency (ert bureau) rom which such credit repor was obtained Chie Reidents: Ohio lave gaa! eciminton rquce a lustre make cast equal salle 0 a cediwoey sone es creat Chie et rican soporte tian on bah dvi upon eqs. Te Oho Ci Rigs Commission admis compare wit ns aw, rtnod land Residents: Consuer repos maybe request conecion wih is opplalon., Buyer haste Fahl fe osm stein eee ee ravenc oquted mn comnecon with is vaneacton subject ou resonable aprovainsoordence wh sppkae Vemont Residents: You autboren ut on ary fear nsttutlon wth which is rst appcaon hard and enc of spec es rar tan se vat norton ast you (nang one or mee ced repos, womatn abel You emer! 9 eaSD fond ret A a an omcbsary oapropiae ns evaing your cost aprzaion. yd cr aplcatin ao¥e4 oe granted, seater ath pares rang oo aig your asm, ater respectveonpeyes and agen, © 94 a ‘red reports and yousdso aa te Pai etic wn ovsung he e=aunteensnge availa et on he acai apate akg cern on be ‘ecount, ofr any ater legitmate purse, arted wreconsin Residents: No rovon oan maa propery agree, ay unatral tatmer unr Wo. Sut 6 760.09 9 Ss are ec oreeestn ora propery adversely ales our ers ness You furs a cop of aaa alent OVS nave unde §T6E.TO apt Tes prov before cea is ranted. you are making hi re appeaon nual and ot ares tee Sc cee uns yur ond Sakon 8 about eu ro-npieant spouse, You onsprkca spouse sod mot son he el aplication you ‘are applying for ncivicual ered SE Behan ne Aten sr, ores rt on 00820231257FoR USEONLY DEALER SECTION oaar # | Voice Tipe] Wicape Fea ok Naar Ey 2orias fuse | 41897 Retail erties Pre Owned ED ear | ww Mecar Tam va 2018 | Volkswagen Tiguan 2.07 SEL 4MOTION 3VV2B7AXXJMOOS172 Farm oash Suing Pree [Suen Tox [TEL ‘Camron | Freed Fees | Rabate —[NotTaae Ra Fe parce 72_| 22,193.00 [1,350.00 _| 37.00 0.00 250.00 12,800.00 11,030.00 aesdeniar rs. [cree newanca os [Seve Pan (Gecknd Fos Ext Are Frances 41,030.00 Re Tpasca Whcesaa Vas | Wrasse Soe] Rat Val] Rata Soares ‘imand Paymet | Roeneiog PR 21,675.00 J.D, Power 23,725.00 _| 1.0. Power BookaulOae [Lander Par vei Bockout OD vee Options | TRADE W norton Year ake Tear Tim 2016 _ {Volkswagen Tiguan |AMOTION 4 Auto S oy Paar Ss Seer ne Aas ane ores Pemden 201257North East Auto Credit Your Credit Score and the Price You Pay for Credit (Crect Score For Rizwan Raa Your Credit Score Score: 785 | Source: TransUnion | Date: Apri 28,2023, 12:11 pin, Understanding Your Credit Score Your cra score ie a number that reflect the information in your ere report. What you should know about erect ron Your cre report isa record of your cet history It inludes information about whether you pay your bilson time and how much you owe to creitors. Your credit score can change, depending on how your credit history changes. How wo use your ees ‘Your erat score can affect whether you can get loan and how much you will have o psy for that oan ‘Scores range from alow of 250 toa high of 800. Generally the higher your score, the more likely you are tobe ‘The ange of scores Srerag beter cred terms. How your score compares othe ee fsoares of oer it i What fthere are You have aright to dispute any inaccurate information in your credit report. you find mistakes on your rect mistakes in your report, contact the consumer reporing agency, It'S a good idea to check your credit report to make sue the cract report? information i contains i accurate Under federal aw, you have the right to obtain a free copy of your creat report rom each ofthe nationwide consumer reporting agencies once a year. To order your fre annual erat report By telephon: Call tol roe: 1-877-922-8228 How can you obtain a Hoven ce = ‘Mall your completed Annual Crest Report Request Form (wich you can obiain from the Federal Trade Commission's web ate at ito iv fe gov depleoline/instuserequestforminal pt ‘Annual Credit Report Request Service P.0. Box 105281 Allanta, GA 30348-5285 How can you get_ For more information about credit reports and your rights under Federal law, vst the Consumer Financial more information? Protection Bareau's website at yew. consumerfnance.qovilarnmare \ | Signature A Date tet f \ \AGREEMENT TO PROVIDE INSURANCE understand that CAPITAL ONE requires that the vehicle listed below be continuously covered by physical damage insurance providing both $500.00 deductible comprehensive and $ 500.00 deductible collision coverage, beginning on the date of my motor vehicle contr4act. | also understand that | have the option of furnishing the required insurance either though existing policies of insurance owned or authorized to transact business in this state. | agree to deliver 2018 voLKSwAGEN _—_within 30 days from the date hereof an insurance policy with a loss payable endorsement in the favor of: CAPITAL ONE PO BOX 660068, SACRAMENTO, CA 95865 as loss payee and keep said coverage in force as long as there is an outstanding balance due on my account. urther understand that if for any reason physical damage insurance is not obtained and continuously maintained, CAPITAL ONE may, at its option, secure insurance for its own protection, for such insurance to my contract balance and understand that such insurance DOES NOT PROVIDE ME WITH BODILY INJURY OR PROPERTY DAMAGE LIABILITY INSURANCE COVERAGE, AND DOES NOT COMPLY WITH ‘ANY NO FAULT INSURANCE OR FINANCIAL RESPONSIBILITY LAWS. [var [MARE MODEL wi [mw | vouxswacen ___noun aver sxanooas72 INSURED NAME:rizwan Rasa CURRENT INSURANCE AGENT Address ses vumancernoun Name:wa BENTONVILLE, AR 72712 Telephone #: (331)888-3485, Telephone #: NA ‘CURRENT INSURANCE COMPANY ‘CURRENT COVERAGE Name: ¢eico Policy # Na Effective Date: 42072023 Expirantion Date: NA Comprehensive Deductible: Nia Collision Deductible:wa Yy % rzerooza 202025 Buyers Signature Date Co-Buyers Signature Date 2023 Dealer/Salesperson Signature Date(OHIO DEPARTMENT OF PUBLIC SAFETY BUREAU OF MOTOR VEHICLES APPLICATION(S) FOR CERTIFICATE OF TITLE TO A MOTOR VEHICLE (Type oc Pantin ink) CHECK TYPE OF APPLICATION(S) Fee of $5.00 for fare to apply for tie within 30 days of assignment ‘COUNTY BENTON PRIMARY APPLICANT'S NAME ‘SSNTEW IRUZWAN RAJA eresz3i4t PRIMARY APPLICANT'S ADDRESS 1806 SE HUMMINGBIRD LN BENTONVILLE.AR 72712 —_ NAME SNTEN ‘SECONDARY APPLICANT S ADDRESS L Haroby declares onde penaly of priuty that ha she ste law (owner purchaser Ran laa) of ha Tolowng aciibed mola vehide and evaby_ rakes applcaton fr te following J ORIGINAL CERTIFICATE OF TITLE Evidence of ownership THC, PT TH Wa RESON Applicant acquired said motor vehicle by stata how acquired) fiom: Name of Previous Owner NORTHEAST AUTO CREDIT LLC DBA NORTH COAS Is Seller a Minor? [1 Yes [i No Address of Previous Owner {5700 BROOKPARK RO CLEVELAND, OH 44128 “The flowing is 2 ful tatement of aliens on said moor vehicle, nolien sale “hans, more than one len attach statment ofall adlonal Nene, PO BOX 860088 Lien Holder CAPITAL ONE: (Code # Ado SACRAMENTO, CA 95868 (DUPLICATE CERTIFICATE OF TITLE Applicant states that Certiiate of Tile Number has been ea alan, destayed thal said motor vehicle has not been sold or disposed of except as stated below: “The vehicle is in the possession of residing at ‘and that if sai Certificate of Title be hereby recovered by this applicant he wil deliver same fo the Clerk of Courts for cancelation, ‘The flowing is fl statement of allons on sald motor vehicle. Io len state ‘none, f more than one len attach statement ofall adaltiona ons, Lion Holder FE Code # Adress (COREPLACEMENT CERTIFICATE OF TITLE for Cettificate of Tile Number [MEMORANDUM CERTIFICATE OF TITLE for Certificate of Title Number (CUSALVAGE CERTIFICATE OF TITLE ‘Applicant states thatthe orginal Certificate of Tite Number thas been surrendered to the Clerk of Courts. YEAR T vin MODEL 2018 | awvasraxxouoost72 TiGuAN BOOY TPE aR CONVERSION 2oT SEL awomion | vvouxswacen PURCHASE PRICE TRADE WN ATLOWANCE GROSS TAKOUE VENDORS DISCOUNT $ 22,743.00 $ 42,800.00 s 646.30 $ 488 TARP TAKEXEHPTION OERLERS PERUT ROMER 8 es T1Yes _ Reason. WA VENDORS ROMBER CONDITION OF VENIGLE WRTERORAFT ar OUTBOARD WOTOR (Shc oy oa) NA (Good Di Fair (Poor (Wrecked ‘Warning: Vu ae reqired by law to sate the true sling pie. A false satis vation of secon 2021.13 the Oho Revised Gade a punishable by ‘Skmons Inpsenmert an 8 ne of up o ona thousand Sar rbot. antes are audited bythe Deparment of Taxation, Tho sl ans Buyer must So ary ores reqs Depre lay be anon a acid x ound a ee Applicants signature _X a 1s Applicant a Minor? CI Yes ‘Swom to and subseribed in my presence this__28 day of APRIL 2023 in NA County, State of on (Notary Seal) ees ean ee My commission expires Signature of Notary Public or other Authorized Offer bylaw BMV 3774 19724 [17601081]