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Teq= 0.012445138 Seguro degravamen 0.

00047
Fc= 0.09022725 Seguro multiriesgo 0.00026

Interes Seguro Seguro Cuota sin


Operación Saldo de capital Capital K Calculo de interes periodo desgravamen multiriesgo seguro Cuota total
Desembolso 20000
1 cuota 18444.35776 1555.64224 20000*1.2445% 248.902758 9.4 5.2 1804.544998 1819.47594
2 cuota 16869.35534 1575.002422 18444.35776*1.2445% 229.5425758 8.66884815 4.795533018 1804.544998 1819.47594
3 cuota 15274.75179 1594.603545 16869.3553*1.2445% 209.9414535 7.92859701 4.386032388 1804.544998 1819.47594
4 cuota 13660.30319 1614.448606 15274.7517*1.2445% 190.0963925 7.17913334 3.971435466 1804.544998 1819.47594
5 cuota 12025.76255 1634.540641 13660.3031*1.2445% 170.0043569 6.4203425 3.551678829 1804.544998 1819.47594
6 cuota 10370.87982 1654.882725 12025.76255*1.2445% 149.6622732 5.6521084 3.126698262 1804.544998 1819.47594
7 cuota 8695.401853 1675.477968 10870.87982*1.2445% 129.0670295 4.87431352 2.696428754 1804.544998 1819.47594
8 cuota 6999.072331 1696.329523 8695.4018*1.2445% 108.2154752 4.08683887 2.260804482 1804.544998 1819.47594
9 cuota 5281.631753 1717.440578 6999.0723*1.2445% 87.10442033 3.289564 1.819758806 1804.544998 1819.47594
10 cuota 3542.81739 1738.814362 5281.6317*1.2445% 65.7306355 2.48236692 1.373224256 1804.544998 1819.47594
11 cuota 1782.363243 1760.454147 3542.8173*1.2445% 44.09085098 1.66512417 0.921132522 1804.544998 1819.47594
12 cuota 0 1782.363242 1782.3632*1.2445% 22.18175635 0.83771072 0.463414443 1804.544998 1819.47594
Interes = 1654.539978 62.4849476 34.56614122
9.61306886 5.317867881

C= (D*Fc)+ prima seguro desgravamen + prima fe seguro multiriesgo


C= 1804.544998 * 0.09022724999+ 9.61306886+5.31786788
C= 1804.545 + 9.61306886+5.31786788
C= 1819.475937
Teq= 0.011707585 Seguro degravamen 0.0005
Fc= 0.092869671 Seguro multiriesgo 0.00027

Interes Seguro Seguro Cuota sin


Operación Saldo de capital Capital K Calculo de interes periodo desgravamen multiriesgo seguro Cuota total
Desembolso 20000
1 cuota 18376.75751 1623.242492 20000*1.2445% 234.151708 10 5.4 1857.3942 1872.624356
2 cuota 16734.51077 1642.246742 18376.75*1.2445% 215.1474579 9.18837875 4.961724527 1857.3942 1872.624356
3 cuota 15073.03728 1661.473486 16734.51077*1.2445% 195.9207139 8.36725538 4.518317907 1857.3942 1872.624356
4 cuota 13392.11195 1680.925329 15073.03728*1.2445% 176.4688712 7.53651864 4.069720066 1857.3942 1872.624356
5 cuota 11691.50705 1700.604906 13392.11*1.2445% 156.7892944 6.69605598 3.615870227 1857.3942 1872.624356
6 cuota 9970.992163 1720.514883 11691.50*1.2445% 136.8793172 5.84575352 3.156706902 1857.3942 1872.624356
7 cuota 8230.334205 1740.657958 9970.9921*1.2445% 116.7362423 4.98549608 2.692167884 1857.3942 1872.624356
8 cuota 6469.297345 1761.036859 8230.3342*1.2445% 96.35734057 4.1151671 2.222190235 1857.3942 1872.624356
9 cuota 4687.642997 1781.654349 6469.29*1.2445% 75.73985115 3.23464867 1.746710283 1857.3942 1872.624356
10 cuota 2885.129777 1802.513219 4687.642997*1.2445% 54.88098071 2.3438215 1.265663609 1857.3942 1872.624356
11 cuota 1061.513481 1823.616297 2885.129777*1.2445% 33.77790326 1.44256489 0.77898504 1857.3942 1872.624356
12 cuota 0 1844.96644 1061.5134*1.2445% 12.42775973 0.53075674 0.28660864 1857.3942 1872.624356
1505.27744 64.2864173 34.71466532
9.89021804 5.340717741

C= (D*Fc)+ prima seguro desgravamen + prima fe seguro multiriesgo


C= 20000 * 0.092869671+ 9.89021804+5.340717741
C= 1857.39342 + 9.61306886+5.31786788
C= 1872.624356

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