wa ao aeee % > giv Cinp. Abat supp re hyre dopagiy Date: ~ CANES, 7 Inewrmnee to depoc.tirs in American cronmureral [ethecattapee oP CiIizan Vatoy tl banig A saving hanes (WHAT! silicon Valley Bank? @ Founded pla © Headquatered in [ 7 @ loth largest Santa Clara. CA Silicon Valley Bank YS bank bY It collapse K ave 21 offre : Awrougnont US @ © Spevalize in finaming & : Had assets totaling baniing 4 Venture Apttal $04 Vilion at de batke d startup companies end of 9002, recording Ctechnatoga, companies ) to the Federal Depocit Indrance Grpeation CEDIC) aes [EWHY? S¥B was mportant to tech tector? Dey proide _financin for olmist holt of ail vs @Pandamie in 2030 was a [\ventie back teh X Wwalthcare Conmpanies ot martet for tech companisc at congunus spent oot _¢-(Why SV was impevtant to 7D Sve was a preferred oF wore on Argital Sewn tet Seetoy 2 bank boo thy Support electrons a Stavtup companies teat {\ not ait bavi would W Adept Aue to htaher whith lead 40 tech companien have Lares tek Goh Way 2 SVB Series wae needed Heat tye tu bold Hety Gath for bushuts expenies Lvaysall). Bantales invested maw ot these dope citHip Date: (WHY UN th estas? lade of awercitiatn & bank van + many cmutowes withdtth shir deperits Aimultanesudy due te fears ot bane, tolbenc) Lavk of diversi Ftaation. + 8vB inverted laye omint of bank ceprsit th long tem US treaswits & agen Mortagage backed secunbits « FH, ted Revsowe Bank amennad thant interett ate *, Pk VBA BA bods AY svoswny 445 4G L Genntevenrevaterteebandebatuenb) is + Wien 4b hiked interest wate in 2622 to tight oblation VB bond pert fdto_ Started te 4 + They wenid have reavered ite capital of tog hud Huse bond until maturity date > SVB wed to lend ont wmored in chort durations but nm 2031, they chifted to lng - hove Seuwnties Crore yi) => fey cid Hot protect Herr Ieabilifies w short - term _investrnent for_ quick Mtynidntionc. =? Tuy were medvert for wanthe bee they could not Irqudate their assets wlo a large loss VBR SAR Y Ing lo 4 WP, FIR OA Hid HABITS Ay Us. |[_ 2eonomice factors hid the tech ectors u Ormany vans withdraw meney as Vertare capital Starled drying ap @ Sve dont have cash on band to liquidate these alepostt bes they wee tread wp in clona_term invectments Q started seting bonds at lose = csires to tustomners K tnvertors yp wethn airhis after dsdcting tu sale of Aucets, the bank allapeed . Bank vn * Fp! beter alavned thet te wink way chert on capital when SVB Annmeed Hun gI-45 billion capital jacing m9) + Word Spreads mately rn Covr\ media tant the banks clon! have enongla funclt sCitunals. started 40 _Withdrow marry in wares 2 Sve 4s stick plummeted by Col on YS Atter its capital taving annewenurt M7 wv Gotten ring Gust tue bank den om /5 § ieNo. Date: 2 SVB has lave, accounts (dt w personal banking) + Many Wnihee ls had duprts mame then 9250, 200 Fou limit + Many Stavinps company Lett mamey in Sve avvennts 4o pay expenatture C payrolls £ bills) [WHOS etfectul by dve cillapee @ stocrhaiders 2 mvestors (Cnt bated ny POH ) who? ——5 —@ tech compnns Cty, Ro blex, Rocket tab, Ketu) G FDIC _mewes mmect bantt but the ations were only onsured up fo $260,000 Cnet much for company ace bus dug maw cpend_wibleag mA Minth Gn 2415, FIC _annoned AMAL Fret Gitten Band wil) parchate Siliun Bane £ asnne tue majority ot ike ceporite # loans - PO Gov will not bail SVB and SVB will Hay callayed of the is another bank yurchate_it [pO Als, Cov quovantid 4v curr al\ tw deposits at sve ( aves not inchide shanehelde ov uincecured oveacten> What & the 2 © Mi depasits «f SVG were transfered 40 Hue Natinal bank rf Santa [Federal Resevere Cain and tronted hewsiton had ncceves 40 tar fonds on ‘21> ~ daing? (DIC wl yay unnaned cepectore an advuntd evden 2 wil vewred a curt w Yemaining amturk of Huiy mnirawed funds te tale toy vemareiny amant of deposits) (4 @ wie wince afaed bank's asses to obereNos Date: How Gelhd ts calne afect mail vusinacs & finanenl cectiy mle Pature 2 Olmmediate panic eoay eubrde Wy 4H VS gouannent’s_qnaraniee of pant crstomer depocits QD Secks & Pmanceal fatues inercared © Stovty compres a Satur the quasente by hte 2% many [fae fundry Caves a4 otedy Wane are FG. now created Bai Tn t Seared 10 tate the vice agen C poder oans 2 © Lavgey tech Companies. ants and Orechit unions For Meer, Stavteng, to unt sta tied into VS Treatny 2 mortgage Wawred censrtiog to weet +o Ey demands of cnsternarrs - = Cprravonts ants sili long-term qav- te urities for \0ss huring stresstat_tinees )