Enable Direct Fee

Mode 1

First Year Fee

Tuition fee ₹2,45,500
Summer Term Fee ₹85,700
Admission Fee ₹53,900

Direct Fee Mode Hike Mode

Second year ₹2,57,000 Second year 8.79%
Third year ₹2,69,500 Third year 9.01%
Fourth year ₹2,82,500 Fourth year 8.90%
Fifth Year ₹2,96,500 Fifth Year 8.95%

Calculations and Rough Work Other Fee

First year tuition fee ₹2,45,500 Hostel ₹18,800
Second year tuition fee ₹2,57,000 Mess ₹19,000
Other
Third year tuition fee ₹2,69,500 Charges ₹12,000
Fourth year tuition fee ₹2,82,500
Fifth year tuition fee ₹2,96,500

Hike after first year 4.68%

Hike after second year 4.86%
Hike after third year 4.82%
Hike after fourth year 4.96%

PS-1 Summer term ₹89,714

Admission Fee (Dual
Degree) ₹56,425

PS-2 Summer Term

(Single Degree) ₹98,616
PS-2 Summer Term
(Dual Degree) ₹1,03,503

Hostel Adjustment for

Goa/Hyd (Single
Degree) ₹45,150
Hostel Adjustment for
Goa/Hyd (Dual
Degree) ₹58,050

Miscellaneeous
Expenses ₹0
 Other Fee Miscellaneous Expenses (Total, not annual)
Hostel Fee (Pilani) ₹18,800 Travel ₹0
Hostel Fee (Goa/Hyd) ₹25,250 Laptop ₹0
Mess Advance ₹10,000 General Expenses ₹0
Other Advance ₹12,000 Extra - 1 ₹0
Caution Deposit ₹3,000 Extra - 2 ₹0

Assumptions
1) Mess and hostel charges stay same
2) Excluded minor charges like student union fee and student aid fund
3) Miscellaneous expenses would include total travel to and from college,
PS1 accommodation, laptop, laundry, fests, club expenses etc.
4) PS2 accommodation will most likely be covered by the stipend
 Upfront Fee (Pilani) Upfront Fee (Goa/Hyd)
Admission Fee ₹53,900 Admission Fee ₹53,900
First Sem Tuition Fee ₹2,45,500 First Sem Tuition Fee ₹2,45,500
Hostel ₹18,800 Hostel ₹25,250
Mess ₹10,000 Mess ₹10,000
Other ₹12,000 Other ₹12,000
Caution ₹3,000 Caution ₹3,000
Total ₹3,43,200 Total ₹3,49,650
 First Sem Third Sem Fifth Sem
Admission fee ₹53,900 Tuition fee ₹2,57,000 Tuition fee ₹2,69,500
Tuition fee ₹2,45,500 Hostel fee ₹18,800 Hostel fee ₹18,800
Hostel fee ₹18,800 Mess fee ₹19,000 Mess fee ₹19,000
Mess fee ₹19,000 Other charges ₹12,000 Other charges ₹12,000
Other charges ₹12,000
Caution ₹3,000
Total Sem-1 ₹3,52,200 Total Sem-3 ₹3,06,800 Total Sem-5 ₹3,19,300

Second Sem Fourth Sem Sixth Sem

Tuition fee ₹2,45,500 Tuition fee ₹2,57,000 Tuition fee ₹2,69,500
Hostel fee ₹18,800 Hostel fee ₹18,800 Hostel fee ₹18,800
Mess fee ₹19,000 Mess fee ₹19,000 Mess fee ₹19,000
Other charges ₹12,000 Other charges ₹12,000 Other charges ₹12,000
Summer Term PS-1 ₹89,714
Total Sem-2 ₹2,95,300 Total Sem-4 ₹3,96,514 Total Sem-6 ₹3,19,300

Total Year - 1 ₹6,47,500 Total Year - 2 ₹7,03,314 Total Year - 3 ₹6,38,600

Grand Total
Grand Total For
Miscellaneous For Single
₹0 Single Degree in ₹27,14,831 ₹27,59,981
Expenses Degree in
Pilani
Goa/Hyd
 Seventh Sem
Tuition fee ₹2,82,500
Hostel fee ₹18,800
Mess fee ₹19,000
Other charges ₹12,000

Total Sem-7 ₹3,32,300

Eighth Sem
Tuition fee ₹2,82,500
Hostel fee 0
Mess fee 0
Other charges ₹12,000
Summer Term PS-2 ₹98,616
Total Sem-8 ₹3,93,116

Total Year - 4 ₹7,25,416

 First Sem Third Sem Fifth Sem
Admission fee ₹53,900 Tuition fee ₹2,57,000 Tuition fee ₹2,69,500
Tuition fee ₹2,45,500 Hostel fee ₹18,800 Hostel fee ₹18,800
Hostel fee ₹18,800 Mess fee ₹19,000 Mess fee ₹19,000
Mess fee ₹19,000 Other charges ₹12,000 Other charges ₹12,000
Other charges ₹12,000 Admission fee (dual) ₹56,425
Caution ₹3,000
Total Sem-1 ₹3,52,200 Total Sem-3 ₹3,63,225 Total Sem-5 ₹3,19,300

Second Sem Fourth Sem Sixth Sem

Tuition fee ₹2,45,500 Tuition fee ₹2,57,000 Tuition fee ₹2,69,500
Hostel fee ₹18,800 Hostel fee ₹18,800 Hostel fee ₹18,800
Mess fee ₹19,000 Mess fee ₹19,000 Mess fee ₹19,000
Other charges ₹12,000 Other charges ₹12,000 Other charges ₹12,000
Summer Term PS-1 ₹89,714
Total Sem-2 ₹2,95,300 Total Sem-4 ₹3,96,514 Total Sem-6 ₹3,19,300

Total Year - 1 ₹6,47,500 Total Year - 2 ₹7,59,739 Total Year - 3 ₹6,38,600

Grand Total
Grand Total For
Miscellaneous For Dual
₹0 Dual Degree in ₹34,68,743 ₹35,26,793
Expenses Degree in
Pilani
Goa/Hyd
 Seventh Sem Ninth Sem
Tuition fee ₹2,82,500 Tuition fee ₹2,96,500
Hostel fee ₹18,800 Hostel fee ₹18,800
Mess fee ₹19,000 Mess fee ₹19,000
Other charges ₹12,000 Other charges ₹12,000

Total Sem-7 ₹3,32,300 Total Sem-9 ₹3,46,300

Eighth Sem Tenth Sem

Tuition fee ₹2,82,500 Tuition fee ₹2,96,500
Hostel fee ₹18,800 Hostel fee 0
Mess fee ₹19,000 Mess fee 0
Other charges ₹12,000 Other charges ₹12,000
Summer Term PS- ₹1,03,503
Total Sem-8 ₹3,32,300 Total Sem-10 ₹4,12,003

Total Year - 4 ₹6,64,600 Total Year - 5 ₹7,58,303

 Single Degree - Scholarship Amount (The "Discount") Dual Degree - Scho
Semester 80% 40% 25% 15% Semester
1 ₹1,96,400 ₹98,200 ₹61,375 ₹36,825 1
2 ₹1,96,400 ₹98,200 ₹61,375 ₹36,825 2
3 ₹2,05,600 ₹1,02,800 ₹64,250 ₹38,550 3
4 ₹2,05,600 ₹1,02,800 ₹64,250 ₹38,550 4
5 ₹2,15,600 ₹1,07,800 ₹67,375 ₹40,425 5
6 ₹2,15,600 ₹1,07,800 ₹67,375 ₹40,425 6
7 ₹2,26,000 ₹1,13,000 ₹70,625 ₹42,375 7
8 ₹2,26,000 ₹1,13,000 ₹70,625 ₹42,375 8
- - - - - 9
- - - - - 10
PS-1 Summer Term ₹71,772 ₹35,886 ₹22,429 ₹13,457 PS-1 Summer Term
PS-2 Summer Term ₹78,893 ₹39,446 ₹24,654 ₹14,792 PS-2 Summer Term

Total Discount ₹18,37,864 ₹9,18,932 ₹5,74,333 ₹3,44,600 Total Discount

Pilani Fee after Pilani Fee after

Scholarship ₹8,76,966 ₹17,95,898 ₹21,40,498 ₹23,70,231 Scholarship
Goa/Hyd Fee after Goa/Hyd Fee
Scholarship ₹9,22,116 ₹18,41,048 ₹21,85,648 ₹24,15,381 after Scholarship
Dual Degree - Scholarship Amount (The "Discount")
80% 40% 25% 15%
₹1,96,400 ₹98,200 ₹61,375 ₹36,825
₹1,96,400 ₹98,200 ₹61,375 ₹36,825
₹2,05,600 ₹1,02,800 ₹64,250 ₹38,550
₹2,05,600 ₹1,02,800 ₹64,250 ₹38,550
₹2,15,600 ₹1,07,800 ₹67,375 ₹40,425
₹2,15,600 ₹1,07,800 ₹67,375 ₹40,425
₹2,26,000 ₹1,13,000 ₹70,625 ₹42,375
₹2,26,000 ₹1,13,000 ₹70,625 ₹42,375
₹2,37,200 ₹1,18,600 ₹74,125 ₹44,475
₹2,37,200 ₹1,18,600 ₹74,125 ₹44,475
₹71,772 ₹35,886 ₹22,429 ₹13,457
₹82,803 ₹41,401 ₹25,876 ₹15,525

₹23,16,174 ₹11,58,087 ₹7,23,804 ₹4,34,283

₹11,52,568 ₹23,10,655 ₹27,44,938 ₹30,34,460

₹12,10,618 ₹23,68,705 ₹28,02,988 ₹30,92,510

 Parameter Value
Assume Interest paid
Principal ₹20,00,000 (80%) during
Scholarship moratorium?
Rate (yearly
6.90% 1 1
%)
Period (years) 15

EMI (Single) -₹7,833

EMI (Dual) -₹10,295

Expected In- % salary

hand towards % Hike
Single
component of payment of annually
salary loan
₹80,000 33.00% 8.00% Sem
1
EMI++ ₹26,400 2
3
Monthly
0.58% 4
Interest
5
6
7
8
Total borrowed
 Co-pay Co-pay
CSIS availed? percentage percentage
(single) (dual)
0 0.00% 0.00%

Single Degree Dual Degree

Fee Co-pay Borrow Sem Fee Co-pay

₹1,55,800 ₹0 ₹1,55,800 1 ₹1,55,800 ₹0
₹98,900 ₹0 ₹98,900 2 ₹98,900 ₹0
₹1,01,200 ₹0 ₹1,01,200 3 ₹1,57,625 ₹0
₹1,19,143 ₹0 ₹1,19,143 4 ₹1,19,143 ₹0
₹1,03,700 ₹0 ₹1,03,700 5 ₹1,03,700 ₹0
₹1,03,700 ₹0 ₹1,03,700 6 ₹1,03,700 ₹0
₹1,06,300 ₹0 ₹1,06,300 7 ₹1,06,300 ₹0
₹88,223 ₹0 ₹88,223 8 ₹1,06,300 ₹0
Total borrowed ₹8,76,966 9 ₹1,09,100 ₹0
10 ₹92,001 ₹0
Total borrowed
ee

Borrow
₹1,55,800
₹98,900
₹1,57,625
₹1,19,143
₹1,03,700
₹1,03,700
₹1,06,300
₹1,06,300
₹1,09,100
₹92,001
₹11,52,568
 Principal
Principal
Outstanding
Outstanding
Month at the Interest Due Amount Paid
at the end of
1 beginning
₹1,55,800of ₹896 ₹896 ₹1,55,800
the period
2 the period
₹1,55,800 ₹896 ₹896 ₹1,55,800
3 ₹1,55,800 ₹896 ₹896 ₹1,55,800
4 ₹1,55,800 ₹896 ₹896 ₹1,55,800
5 ₹1,55,800 ₹896 ₹896 ₹1,55,800
6 ₹1,55,800 ₹896 ₹896 ₹1,55,800
7 ₹2,54,700 ₹1,465 ₹1,465 ₹2,54,700
8 ₹2,54,700 ₹1,465 ₹1,465 ₹2,54,700
9 ₹2,54,700 ₹1,465 ₹1,465 ₹2,54,700
10 ₹2,54,700 ₹1,465 ₹1,465 ₹2,54,700
11 ₹2,54,700 ₹1,465 ₹1,465 ₹2,54,700
12 ₹2,54,700 ₹1,465 ₹1,465 ₹2,54,700
13 ₹3,55,900 ₹2,046 ₹2,046 ₹3,55,900
14 ₹3,55,900 ₹2,046 ₹2,046 ₹3,55,900
15 ₹3,55,900 ₹2,046 ₹2,046 ₹3,55,900
16 ₹3,55,900 ₹2,046 ₹2,046 ₹3,55,900
17 ₹3,55,900 ₹2,046 ₹2,046 ₹3,55,900
18 ₹3,55,900 ₹2,046 ₹2,046 ₹3,55,900
19 ₹4,75,043 ₹2,731 ₹2,731 ₹4,75,043
20 ₹4,75,043 ₹2,731 ₹2,731 ₹4,75,043
21 ₹4,75,043 ₹2,731 ₹2,731 ₹4,75,043
22 ₹4,75,043 ₹2,731 ₹2,731 ₹4,75,043
23 ₹4,75,043 ₹2,731 ₹2,731 ₹4,75,043
24 ₹4,75,043 ₹2,731 ₹2,731 ₹4,75,043
25 ₹5,78,743 ₹3,328 ₹3,328 ₹5,78,743
26 ₹5,78,743 ₹3,328 ₹3,328 ₹5,78,743
27 ₹5,78,743 ₹3,328 ₹3,328 ₹5,78,743
28 ₹5,78,743 ₹3,328 ₹3,328 ₹5,78,743
29 ₹5,78,743 ₹3,328 ₹3,328 ₹5,78,743
30 ₹5,78,743 ₹3,328 ₹3,328 ₹5,78,743
31 ₹6,82,443 ₹3,924 ₹3,924 ₹6,82,443
32 ₹6,82,443 ₹3,924 ₹3,924 ₹6,82,443
33 ₹6,82,443 ₹3,924 ₹3,924 ₹6,82,443
34 ₹6,82,443 ₹3,924 ₹3,924 ₹6,82,443
35 ₹6,82,443 ₹3,924 ₹3,924 ₹6,82,443
36 ₹6,82,443 ₹3,924 ₹3,924 ₹6,82,443
37 ₹7,88,743 ₹4,535 ₹4,535 ₹7,88,743
38 ₹7,88,743 ₹4,535 ₹4,535 ₹7,88,743
39 ₹7,88,743 ₹4,535 ₹4,535 ₹7,88,743
40 ₹7,88,743 ₹4,535 ₹4,535 ₹7,88,743
41 ₹7,88,743 ₹4,535 ₹4,535 ₹7,88,743
42 ₹7,88,743 ₹4,535 ₹4,535 ₹7,88,743
43 ₹8,76,966 ₹5,043 ₹5,043 ₹8,76,966
44 ₹8,76,966 ₹5,043 ₹5,043 ₹8,76,966
45 ₹8,76,966 ₹5,043 ₹5,043 ₹8,76,966
46 ₹8,76,966 ₹5,043 ₹5,043 ₹8,76,966
47 ₹8,76,966 ₹5,043 ₹5,043 ₹8,76,966 EMI Breakdown
48 ₹8,76,966 ₹5,043 ₹5,043 ₹8,76,966 Principal
49 ₹8,76,966 ₹5,043 ₹26,400 ₹8,55,609 ₹21,357
50 ₹8,55,609 ₹4,920 ₹26,400 ₹8,34,128 ₹21,480
51 ₹8,34,128 ₹4,796 ₹26,400 ₹8,12,525 ₹21,604
52 ₹8,12,525 ₹4,672 ₹26,400 ₹7,90,797 ₹21,728
53 ₹7,90,797 ₹4,547 ₹26,400 ₹7,68,944 ₹21,853
54 ₹7,68,944 ₹4,421 ₹26,400 ₹7,46,965 ₹21,979
55 ₹7,46,965 ₹4,295 ₹26,400 ₹7,24,860 ₹22,105
56 ₹7,24,860 ₹4,168 ₹26,400 ₹7,02,628 ₹22,232
57 ₹7,02,628 ₹4,040 ₹26,400 ₹6,80,268 ₹22,360
58 ₹6,80,268 ₹3,912 ₹26,400 ₹6,57,780 ₹22,488
59 ₹6,57,780 ₹3,782 ₹26,400 ₹6,35,162 ₹22,618
60 ₹6,35,162 ₹3,652 ₹26,400 ₹6,12,414 ₹22,748
61 ₹6,12,414 ₹3,521 ₹28,512 ₹5,87,424 ₹24,991
62 ₹5,87,424 ₹3,378 ₹28,512 ₹5,62,289 ₹25,134
63 ₹5,62,289 ₹3,233 ₹28,512 ₹5,37,010 ₹25,279
64 ₹5,37,010 ₹3,088 ₹28,512 ₹5,11,586 ₹25,424
65 ₹5,11,586 ₹2,942 ₹28,512 ₹4,86,016 ₹25,570
66 ₹4,86,016 ₹2,795 ₹28,512 ₹4,60,298 ₹25,717
67 ₹4,60,298 ₹2,647 ₹28,512 ₹4,34,433 ₹25,865
68 ₹4,34,433 ₹2,498 ₹28,512 ₹4,08,419 ₹26,014
69 ₹4,08,419 ₹2,348 ₹28,512 ₹3,82,256 ₹26,164
70 ₹3,82,256 ₹2,198 ₹28,512 ₹3,55,942 ₹26,314
71 ₹3,55,942 ₹2,047 ₹28,512 ₹3,29,476 ₹26,465
72 ₹3,29,476 ₹1,894 ₹28,512 ₹3,02,859 ₹26,618
73 ₹3,02,859 ₹1,741 ₹30,793 ₹2,73,807 ₹29,052
74 ₹2,73,807 ₹1,574 ₹30,793 ₹2,44,589 ₹29,219
75 ₹2,44,589 ₹1,406 ₹30,793 ₹2,15,202 ₹29,387
76 ₹2,15,202 ₹1,237 ₹30,793 ₹1,85,647 ₹29,556
77 ₹1,85,647 ₹1,067 ₹30,793 ₹1,55,921 ₹29,725
78 ₹1,55,921 ₹897 ₹30,793 ₹1,26,025 ₹29,896
79 ₹1,26,025 ₹725 ₹30,793 ₹95,956 ₹30,068
80 ₹95,956 ₹552 ₹30,793 ₹65,715 ₹30,241
81 ₹65,715 ₹378 ₹30,793 ₹35,300 ₹30,415
82 ₹35,300 ₹203 ₹30,793 ₹4,710 ₹30,590
83 ₹4,710 ₹27 ₹30,793 ₹26,056 ₹30,766
84 ₹26,056 ₹150 ₹30,793 ₹56,999 ₹30,943
85 ₹56,999 ₹328 ₹33,256 ₹90,583 ₹33,584
86 ₹90,583 ₹521 ₹33,256 ₹124,360 ₹33,777
87 ₹124,360 ₹715 ₹33,256 ₹158,332 ₹33,971
88 ₹158,332 ₹910 ₹33,256 ₹192,498 ₹34,167
89 ₹192,498 ₹1,107 ₹33,256 ₹226,862 ₹34,363
90 ₹226,862 ₹1,304 ₹33,256 ₹261,422 ₹34,561
91 ₹261,422 ₹1,503 ₹33,256 ₹296,182 ₹34,760
92 ₹296,182 ₹1,703 ₹33,256 ₹331,141 ₹34,959
93 ₹331,141 ₹1,904 ₹33,256 ₹366,302 ₹35,160
94 ₹366,302 ₹2,106 ₹33,256 ₹401,665 ₹35,363
95 ₹401,665 ₹2,310 ₹33,256 ₹437,231 ₹35,566
96 ₹437,231 ₹2,514 ₹33,256 ₹473,001 ₹35,770
97 ₹473,001 ₹2,720 ₹35,917 ₹511,638 ₹38,637
98 ₹511,638 ₹2,942 ₹35,917 ₹550,496 ₹38,859
99 ₹550,496 ₹3,165 ₹35,917 ₹589,579 ₹39,082
100 ₹589,579 ₹3,390 ₹35,917 ₹628,886 ₹39,307
101 ₹628,886 ₹3,616 ₹35,917 ₹668,419 ₹39,533
102 ₹668,419 ₹3,843 ₹35,917 ₹708,179 ₹39,760
103 ₹708,179 ₹4,072 ₹35,917 ₹748,168 ₹39,989
104 ₹748,168 ₹4,302 ₹35,917 ₹788,387 ₹40,219
105 ₹788,387 ₹4,533 ₹35,917 ₹828,837 ₹40,450
106 ₹828,837 ₹4,766 ₹35,917 ₹869,520 ₹40,683
107 ₹869,520 ₹5,000 ₹35,917 ₹910,436 ₹40,917
108 ₹910,436 ₹5,235 ₹35,917 ₹951,588 ₹41,152
109 ₹951,588 ₹5,472 ₹38,790 ₹995,850 ₹44,262
110 ₹995,850 ₹5,726 ₹38,790 ₹1,040,367 ₹44,516
111 ₹1,040,367 ₹5,982 ₹38,790 ₹1,085,139 ₹44,772
112 ₹1,085,139 ₹6,240 ₹38,790 ₹1,130,169 ₹45,030
113 ₹1,130,169 ₹6,498 ₹38,790 ₹1,175,457 ₹45,289
114 ₹1,175,457 ₹6,759 ₹38,790 ₹1,221,007 ₹45,549
115 ₹1,221,007 ₹7,021 ₹38,790 ₹1,266,818 ₹45,811
116 ₹1,266,818 ₹7,284 ₹38,790 ₹1,312,892 ₹46,074
117 ₹1,312,892 ₹7,549 ₹38,790 ₹1,359,232 ₹46,339
118 ₹1,359,232 ₹7,816 ₹38,790 ₹1,405,837 ₹46,606
119 ₹1,405,837 ₹8,084 ₹38,790 ₹1,452,711 ₹46,874
120 ₹1,452,711 ₹8,353 ₹38,790 ₹1,499,855 ₹47,143
121 ₹1,499,855 ₹8,624 ₹41,893 ₹1,550,372 ₹50,518
122 ₹1,550,372 ₹8,915 ₹41,893 ₹1,601,180 ₹50,808
123 ₹1,601,180 ₹9,207 ₹41,893 ₹1,652,281 ₹51,100
124 ₹1,652,281 ₹9,501 ₹41,893 ₹1,703,675 ₹51,394
125 ₹1,703,675 ₹9,796 ₹41,893 ₹1,755,364 ₹51,690
126 ₹1,755,364 ₹10,093 ₹41,893 ₹1,807,351 ₹51,987
127 ₹1,807,351 ₹10,392 ₹41,893 ₹1,859,637 ₹52,286
128 ₹1,859,637 ₹10,693 ₹41,893 ₹1,912,223 ₹52,586
129 ₹1,912,223 ₹10,995 ₹41,893 ₹1,965,112 ₹52,889
130 ₹1,965,112 ₹11,299 ₹41,893 ₹2,018,305 ₹53,193
131 ₹2,018,305 ₹11,605 ₹41,893 ₹2,071,804 ₹53,499
132 ₹2,071,804 ₹11,913 ₹41,893 ₹2,125,610 ₹53,806
133 ₹2,125,610 ₹12,222 ₹45,245 ₹2,183,077 ₹57,467
134 ₹2,183,077 ₹12,553 ₹45,245 ₹2,240,875 ₹57,798
135 ₹2,240,875 ₹12,885 ₹45,245 ₹2,299,005 ₹58,130
136 ₹2,299,005 ₹13,219 ₹45,245 ₹2,357,469 ₹58,464
137 ₹2,357,469 ₹13,555 ₹45,245 ₹2,416,269 ₹58,800
138 ₹2,416,269 ₹13,894 ₹45,245 ₹2,475,408 ₹59,139
139 ₹2,475,408 ₹14,234 ₹45,245 ₹2,534,887 ₹59,479
140 ₹2,534,887 ₹14,576 ₹45,245 ₹2,594,707 ₹59,821
141 ₹2,594,707 ₹14,920 ₹45,245 ₹2,654,872 ₹60,165
142 ₹2,654,872 ₹15,266 ₹45,245 ₹2,715,382 ₹60,510
143 ₹2,715,382 ₹15,613 ₹45,245 ₹2,776,241 ₹60,858
144 ₹2,776,241 ₹15,963 ₹45,245 ₹2,837,449 ₹61,208
145 ₹2,837,449 ₹16,315 ₹45,245 ₹2,899,009 ₹61,560
146 ₹2,899,009 ₹16,669 ₹45,245 ₹2,960,923 ₹61,914
147 ₹2,960,923 ₹17,025 ₹45,245 ₹3,023,194 ₹62,270
148 ₹3,023,194 ₹17,383 ₹45,245 ₹3,085,822 ₹62,628
149 ₹3,085,822 ₹17,743 ₹45,245 ₹3,148,810 ₹62,988
150 ₹3,148,810 ₹18,106 ₹45,245 ₹3,212,161 ₹63,351
151 ₹3,212,161 ₹18,470 ₹45,245 ₹3,275,876 ₹63,715
152 ₹3,275,876 ₹18,836 ₹45,245 ₹3,339,957 ₹64,081
153 ₹3,339,957 ₹19,205 ₹45,245 ₹3,404,407 ₹64,450
154 ₹3,404,407 ₹19,575 ₹45,245 ₹3,469,227 ₹64,820
155 ₹3,469,227 ₹19,948 ₹45,245 ₹3,534,420 ₹65,193
 Time to Repay Total Interest Total Repayment to Bank
2.9 ₹2,38,452 ₹11,15,418

EMI Breakdown
Interest
₹5,043
₹4,920
₹4,796
₹4,672
₹4,547
₹4,421
₹4,295
₹4,168
₹4,040
₹3,912
₹3,782
₹3,652
₹3,521
₹3,378
₹3,233
₹3,088
₹2,942
₹2,795
₹2,647
₹2,498
₹2,348
₹2,198
₹2,047
₹1,894
₹1,741
₹1,574
₹1,406
₹1,237
₹1,067
₹897
₹725
₹552
₹378
₹203
₹27
₹150
₹328
₹521
₹715
₹910
₹1,107
₹1,304
₹1,503
₹1,703
₹1,904
₹2,106
₹2,310
₹2,514
₹2,720
₹2,942
₹3,165
₹3,390
₹3,616
₹3,843
₹4,072
₹4,302
₹4,533
₹4,766
₹5,000
₹5,235
₹5,472
₹5,726
₹5,982
₹6,240
₹6,498
₹6,759
₹7,021
₹7,284
₹7,549
₹7,816
₹8,084
₹8,353
₹8,624
₹8,915
₹9,207
₹9,501
₹9,796
₹10,093
₹10,392
₹10,693
₹10,995
₹11,299
₹11,605
₹11,913
₹12,222
₹12,553
₹12,885
₹13,219
₹13,555
₹13,894
₹14,234
₹14,576
₹14,920
₹15,266
₹15,613
₹15,963
₹16,315
₹16,669
₹17,025
₹17,383
₹17,743
₹18,106
₹18,470
₹18,836
₹19,205
₹19,575
₹19,948
 Principal
Principal
Outstanding
Outstanding
Month at the Interest Due Amount Paid
at the end of
1 beginning
₹1,55,800of ₹896 ₹896 ₹1,55,800
the period
2 the period
₹1,55,800 ₹896 ₹896 ₹1,55,800
3 ₹1,55,800 ₹896 ₹896 ₹1,55,800
4 ₹1,55,800 ₹896 ₹896 ₹1,55,800
5 ₹1,55,800 ₹896 ₹896 ₹1,55,800
6 ₹1,55,800 ₹896 ₹896 ₹1,55,800
7 ₹2,54,700 ₹1,465 ₹1,465 ₹2,54,700
8 ₹2,54,700 ₹1,465 ₹1,465 ₹2,54,700
9 ₹2,54,700 ₹1,465 ₹1,465 ₹2,54,700
10 ₹2,54,700 ₹1,465 ₹1,465 ₹2,54,700
11 ₹2,54,700 ₹1,465 ₹1,465 ₹2,54,700
12 ₹2,54,700 ₹1,465 ₹1,465 ₹2,54,700
13 ₹4,12,325 ₹2,371 ₹2,371 ₹4,12,325
14 ₹4,12,325 ₹2,371 ₹2,371 ₹4,12,325
15 ₹4,12,325 ₹2,371 ₹2,371 ₹4,12,325
16 ₹4,12,325 ₹2,371 ₹2,371 ₹4,12,325
17 ₹4,12,325 ₹2,371 ₹2,371 ₹4,12,325
18 ₹4,12,325 ₹2,371 ₹2,371 ₹4,12,325
19 ₹5,31,468 ₹3,056 ₹3,056 ₹5,31,468
20 ₹5,31,468 ₹3,056 ₹3,056 ₹5,31,468
21 ₹5,31,468 ₹3,056 ₹3,056 ₹5,31,468
22 ₹5,31,468 ₹3,056 ₹3,056 ₹5,31,468
23 ₹5,31,468 ₹3,056 ₹3,056 ₹5,31,468
24 ₹5,31,468 ₹3,056 ₹3,056 ₹5,31,468
25 ₹6,35,168 ₹3,652 ₹3,652 ₹6,35,168
26 ₹6,35,168 ₹3,652 ₹3,652 ₹6,35,168
27 ₹6,35,168 ₹3,652 ₹3,652 ₹6,35,168
28 ₹6,35,168 ₹3,652 ₹3,652 ₹6,35,168
29 ₹6,35,168 ₹3,652 ₹3,652 ₹6,35,168
30 ₹6,35,168 ₹3,652 ₹3,652 ₹6,35,168
31 ₹7,38,868 ₹4,248 ₹4,248 ₹7,38,868
32 ₹7,38,868 ₹4,248 ₹4,248 ₹7,38,868
33 ₹7,38,868 ₹4,248 ₹4,248 ₹7,38,868
34 ₹7,38,868 ₹4,248 ₹4,248 ₹7,38,868
35 ₹7,38,868 ₹4,248 ₹4,248 ₹7,38,868
36 ₹7,38,868 ₹4,248 ₹4,248 ₹7,38,868
37 ₹8,45,168 ₹4,860 ₹4,860 ₹8,45,168
38 ₹8,45,168 ₹4,860 ₹4,860 ₹8,45,168
39 ₹8,45,168 ₹4,860 ₹4,860 ₹8,45,168
40 ₹8,45,168 ₹4,860 ₹4,860 ₹8,45,168
41 ₹8,45,168 ₹4,860 ₹4,860 ₹8,45,168
42 ₹8,45,168 ₹4,860 ₹4,860 ₹8,45,168
43 ₹9,51,468 ₹5,471 ₹5,471 ₹9,51,468
44 ₹9,51,468 ₹5,471 ₹5,471 ₹9,51,468
45 ₹9,51,468 ₹5,471 ₹5,471 ₹9,51,468
46 ₹9,51,468 ₹5,471 ₹5,471 ₹9,51,468
47 ₹9,51,468 ₹5,471 ₹5,471 ₹9,51,468
48 ₹9,51,468 ₹5,471 ₹5,471 ₹9,51,468
49 ₹10,60,568 ₹6,098 ₹6,098 ₹10,60,568
50 ₹10,60,568 ₹6,098 ₹6,098 ₹10,60,568
51 ₹10,60,568 ₹6,098 ₹6,098 ₹10,60,568
52 ₹10,60,568 ₹6,098 ₹6,098 ₹10,60,568
53 ₹10,60,568 ₹6,098 ₹6,098 ₹10,60,568
54 ₹10,60,568 ₹6,098 ₹6,098 ₹10,60,568
55 ₹11,52,568 ₹6,627 ₹6,627 ₹11,52,568
56 ₹11,52,568 ₹6,627 ₹6,627 ₹11,52,568
57 ₹11,52,568 ₹6,627 ₹6,627 ₹11,52,568
58 ₹11,52,568 ₹6,627 ₹6,627 ₹11,52,568
59 ₹11,52,568 ₹6,627 ₹6,627 ₹11,52,568 EMI Breakdown
60 ₹11,52,568 ₹6,627 ₹6,627 ₹11,52,568 Principal
61 ₹11,52,568 ₹6,627 ₹26,400 ₹11,32,796 ₹19,773
62 ₹11,32,796 ₹6,514 ₹26,400 ₹11,12,909 ₹19,886
63 ₹11,12,909 ₹6,399 ₹26,400 ₹10,92,908 ₹20,001
64 ₹10,92,908 ₹6,284 ₹26,400 ₹10,72,793 ₹20,116
65 ₹10,72,793 ₹6,169 ₹26,400 ₹10,52,561 ₹20,231
66 ₹10,52,561 ₹6,052 ₹26,400 ₹10,32,213 ₹20,348
67 ₹10,32,213 ₹5,935 ₹26,400 ₹10,11,749 ₹20,465
68 ₹10,11,749 ₹5,818 ₹26,400 ₹9,91,166 ₹20,582
69 ₹9,91,166 ₹5,699 ₹26,400 ₹9,70,465 ₹20,701
70 ₹9,70,465 ₹5,580 ₹26,400 ₹9,49,646 ₹20,820
71 ₹9,49,646 ₹5,460 ₹26,400 ₹9,28,706 ₹20,940
72 ₹9,28,706 ₹5,340 ₹26,400 ₹9,07,646 ₹21,060
73 ₹9,07,646 ₹5,219 ₹28,512 ₹8,84,353 ₹23,293
74 ₹8,84,353 ₹5,085 ₹28,512 ₹8,60,926 ₹23,427
75 ₹8,60,926 ₹4,950 ₹28,512 ₹8,37,364 ₹23,562
76 ₹8,37,364 ₹4,815 ₹28,512 ₹8,13,667 ₹23,697
77 ₹8,13,667 ₹4,679 ₹28,512 ₹7,89,834 ₹23,833
78 ₹7,89,834 ₹4,542 ₹28,512 ₹7,65,863 ₹23,970
79 ₹7,65,863 ₹4,404 ₹28,512 ₹7,41,755 ₹24,108
80 ₹7,41,755 ₹4,265 ₹28,512 ₹7,17,508 ₹24,247
81 ₹7,17,508 ₹4,126 ₹28,512 ₹6,93,122 ₹24,386
82 ₹6,93,122 ₹3,985 ₹28,512 ₹6,68,595 ₹24,527
83 ₹6,68,595 ₹3,844 ₹28,512 ₹6,43,928 ₹24,668
84 ₹6,43,928 ₹3,703 ₹28,512 ₹6,19,118 ₹24,809
85 ₹6,19,118 ₹3,560 ₹30,793 ₹5,91,885 ₹27,233
86 ₹5,91,885 ₹3,403 ₹30,793 ₹5,64,496 ₹27,390
87 ₹5,64,496 ₹3,246 ₹30,793 ₹5,36,949 ₹27,547
88 ₹5,36,949 ₹3,087 ₹30,793 ₹5,09,243 ₹27,706
89 ₹5,09,243 ₹2,928 ₹30,793 ₹4,81,378 ₹27,865
90 ₹4,81,378 ₹2,768 ₹30,793 ₹4,53,353 ₹28,025
91 ₹4,53,353 ₹2,607 ₹30,793 ₹4,25,167 ₹28,186
92 ₹4,25,167 ₹2,445 ₹30,793 ₹3,96,819 ₹28,348
93 ₹3,96,819 ₹2,282 ₹30,793 ₹3,68,308 ₹28,511
94 ₹3,68,308 ₹2,118 ₹30,793 ₹3,39,632 ₹28,675
95 ₹3,39,632 ₹1,953 ₹30,793 ₹3,10,792 ₹28,840
96 ₹3,10,792 ₹1,787 ₹30,793 ₹2,81,786 ₹29,006
97 ₹2,81,786 ₹1,620 ₹33,256 ₹2,50,150 ₹31,636
98 ₹2,50,150 ₹1,438 ₹33,256 ₹2,18,332 ₹31,818
99 ₹2,18,332 ₹1,255 ₹33,256 ₹1,86,331 ₹32,001
100 ₹1,86,331 ₹1,071 ₹33,256 ₹1,54,146 ₹32,185
101 ₹1,54,146 ₹886 ₹33,256 ₹1,21,776 ₹32,370
102 ₹1,21,776 ₹700 ₹33,256 ₹89,220 ₹32,556
103 ₹89,220 ₹513 ₹33,256 ₹56,477 ₹32,743
104 ₹56,477 ₹325 ₹33,256 ₹23,545 ₹32,932
105 ₹23,545 ₹135 ₹33,256 ₹9,576 ₹33,121
106 ₹9,576 ₹55 ₹33,256 ₹42,887 ₹33,311
107 ₹42,887 ₹247 ₹33,256 ₹76,390 ₹33,503
108 ₹76,390 ₹439 ₹33,256 ₹110,086 ₹33,696
109 ₹110,086 ₹633 ₹35,917 ₹146,636 ₹36,550
110 ₹146,636 ₹843 ₹35,917 ₹183,396 ₹36,760
111 ₹183,396 ₹1,055 ₹35,917 ₹220,367 ₹36,971
112 ₹220,367 ₹1,267 ₹35,917 ₹257,552 ₹37,184
113 ₹257,552 ₹1,481 ₹35,917 ₹294,949 ₹37,398
114 ₹294,949 ₹1,696 ₹35,917 ₹332,562 ₹37,613
115 ₹332,562 ₹1,912 ₹35,917 ₹370,391 ₹37,829
116 ₹370,391 ₹2,130 ₹35,917 ₹408,438 ₹38,047
117 ₹408,438 ₹2,349 ₹35,917 ₹446,703 ₹38,265
118 ₹446,703 ₹2,569 ₹35,917 ₹485,189 ₹38,485
119 ₹485,189 ₹2,790 ₹35,917 ₹523,896 ₹38,707
120 ₹523,896 ₹3,012 ₹35,917 ₹562,825 ₹38,929
121 ₹562,825 ₹3,236 ₹38,790 ₹604,851 ₹42,027
122 ₹604,851 ₹3,478 ₹38,790 ₹647,120 ₹42,268
123 ₹647,120 ₹3,721 ₹38,790 ₹689,631 ₹42,511
124 ₹689,631 ₹3,965 ₹38,790 ₹732,386 ₹42,756
125 ₹732,386 ₹4,211 ₹38,790 ₹775,388 ₹43,001
126 ₹775,388 ₹4,458 ₹38,790 ₹818,637 ₹43,249
127 ₹818,637 ₹4,707 ₹38,790 ₹862,134 ₹43,497
128 ₹862,134 ₹4,957 ₹38,790 ₹905,882 ₹43,748
129 ₹905,882 ₹5,209 ₹38,790 ₹949,881 ₹43,999
130 ₹949,881 ₹5,462 ₹38,790 ₹994,133 ₹44,252
131 ₹994,133 ₹5,716 ₹38,790 ₹1,038,639 ₹44,507
132 ₹1,038,639 ₹5,972 ₹38,790 ₹1,083,402 ₹44,762
133 ₹1,083,402 ₹6,230 ₹41,893 ₹1,131,525 ₹48,123
134 ₹1,131,525 ₹6,506 ₹41,893 ₹1,179,925 ₹48,400
135 ₹1,179,925 ₹6,785 ₹41,893 ₹1,228,603 ₹48,678
136 ₹1,228,603 ₹7,064 ₹41,893 ₹1,277,561 ₹48,958
137 ₹1,277,561 ₹7,346 ₹41,893 ₹1,326,800 ₹49,239
138 ₹1,326,800 ₹7,629 ₹41,893 ₹1,376,323 ₹49,523
139 ₹1,376,323 ₹7,914 ₹41,893 ₹1,426,130 ₹49,807
140 ₹1,426,130 ₹8,200 ₹41,893 ₹1,476,224 ₹50,094
141 ₹1,476,224 ₹8,488 ₹41,893 ₹1,526,605 ₹50,382
142 ₹1,526,605 ₹8,778 ₹41,893 ₹1,577,277 ₹50,671
143 ₹1,577,277 ₹9,069 ₹41,893 ₹1,628,240 ₹50,963
144 ₹1,628,240 ₹9,362 ₹41,893 ₹1,679,496 ₹51,256
145 ₹1,679,496 ₹9,657 ₹45,245 ₹1,734,398 ₹54,902
146 ₹1,734,398 ₹9,973 ₹45,245 ₹1,789,615 ₹55,218
147 ₹1,789,615 ₹10,290 ₹45,245 ₹1,845,151 ₹55,535
148 ₹1,845,151 ₹10,610 ₹45,245 ₹1,901,005 ₹55,855
149 ₹1,901,005 ₹10,931 ₹45,245 ₹1,957,181 ₹56,176
150 ₹1,957,181 ₹11,254 ₹45,245 ₹2,013,680 ₹56,499
151 ₹2,013,680 ₹11,579 ₹45,245 ₹2,070,503 ₹56,824
152 ₹2,070,503 ₹11,905 ₹45,245 ₹2,127,654 ₹57,150
153 ₹2,127,654 ₹12,234 ₹45,245 ₹2,185,133 ₹57,479
154 ₹2,185,133 ₹12,565 ₹45,245 ₹2,242,942 ₹57,809
155 ₹2,242,942 ₹12,897 ₹45,245 ₹2,301,084 ₹58,142
156 ₹2,301,084 ₹13,231 ₹45,245 ₹2,359,560 ₹58,476
Time to Repay Total Interest Total repayment to Bank
3.8 ₹3,98,087 ₹15,50,656
EMI Breakdown
Interest
₹6,627
₹6,514
₹6,399
₹6,284
₹6,169
₹6,052
₹5,935
₹5,818
₹5,699
₹5,580
₹5,460
₹5,340
₹5,219
₹5,085
₹4,950
₹4,815
₹4,679
₹4,542
₹4,404
₹4,265
₹4,126
₹3,985
₹3,844
₹3,703
₹3,560
₹3,403
₹3,246
₹3,087
₹2,928
₹2,768
₹2,607
₹2,445
₹2,282
₹2,118
₹1,953
₹1,787
₹1,620
₹1,438
₹1,255
₹1,071
₹886
₹700
₹513
₹325
₹135
₹55
₹247
₹439
₹633
₹843
₹1,055
₹1,267
₹1,481
₹1,696
₹1,912
₹2,130
₹2,349
₹2,569
₹2,790
₹3,012
₹3,236
₹3,478
₹3,721
₹3,965
₹4,211
₹4,458
₹4,707
₹4,957
₹5,209
₹5,462
₹5,716
₹5,972
₹6,230
₹6,506
₹6,785
₹7,064
₹7,346
₹7,629
₹7,914
₹8,200
₹8,488
₹8,778
₹9,069
₹9,362
₹9,657
₹9,973
₹10,290
₹10,610
₹10,931
₹11,254
₹11,579
₹11,905
₹12,234
₹12,565
₹12,897
₹13,231