ON

BETEL NUT (SUPARI)

Submitted By
NAME : MRS SADHAN DEBI CHAKMA
HUSBAND’S NAME : SRI DHABAL CHANDRA CHAKMA
ADDRESS : KUMARIYA ROAJA PARA, MANIKPUR
PO : CHAMANU, SUBDIVISION-LTV
PS :CHAMANU, DHALAI
DISTRICT : DHALAI, TRIPURA, PIN NO- 799273
CONTACT NO :

1|Page
 HIGHLIGHT OF THE PROJECT SUMMERY

1 Name of the Activity : BETEL NUT (SUPARI)

2 Name of the Entrepreneur : Mrs. Sadhan debi Chakma
3 Husband’s Name` : Sri Dhabal Chandra chakma
5 Location of the proposed unit : Manikpur
6 Cast : ST
7 Qualification :
8 Date of birth : 01-01-1989
9 Aadhar No : 5250-6842-6754
10 Pan card No :
11 Contact No :
12 Technical qualification & other :
13 Experience : 15 years
14 Employment potential : 02 nos
15 Proposed bank :
16 IFSC Code :
16 Repayment Method : As per bank norms
17 Total project cost:- : Rs. 2,00,00.00
a) Working capital : Rs. 50,000.00
b) Fixed capital : Rs.1,50,000.00
18 Source of fund:-
a) Own contribution (5%) : Rs. 10,000.00
b) Bank loan : Rs.1,90,000.00
19 Address of raw materials : Agartala, Dharmanagar, Silchar & Kolkata.
20 Cost of production (PA) :
21 Turn Over (PA) :
22 B.E.P : 25%
23 profit on sale : 20% to 30%

2|Page
 FINANCIAL ASPECT
A. Fixed Expenditure : Rs.1,50,000.00

1. Cost of nursery of betel nut(supari) cultivate : Rs. 1,25,000.00

(approx. 5,000 nos)
2. Miss. Expenses : Rs. 15,000.00
3. Expenses over the decoration of the land : Rs. 10,000.00
THUS THE TOTAL FIXED CAPITAL RS.1,50,000.00
(1+2+3 of A)

B. Working Capital

1. RAW MATERIALS : Rs. 46,000.00

(Fertilizer, packaging accessories,
Quality control processing)
2. MANPOWER (PA)
i. Manager cum Supervisor : SELF
ii. Skilled sell man 2No. @ Rs.2,500/- : Rs. 2500.00
3. Land OWN

a) Transportation : Rs. 2000.00

b) Insurance : Rs. 1000.00
c) Advertisement : Rs. 800.00
d) Power : Rs. 00.00
4. Utility : Rs. 200.00

Total- Rs. 4,000.00

Thus, total working capital Rs. 50,000.00

TOTAL EXPENDITURE OF THE PROJECT

a) NON-RECURRUNG EXPENDITURE : Rs. 1,50,000.00
b) RECURRING EXPENDITURE : Rs. 50,000.00
Total Amount Rs.2,00,000.00

MEANCE OF FINANCE
a) Own Contribution 5% : Rs. 10,000.00
b) Bank Loan under swabalamban @ 95% : Rs.1,90,000.00
………..………………………
Total – Rs.2,00,000.00

3|Page
COST OF PRODUCTION (PER ANNUMN)
a) Raw materials : Rs. 5,00,000.00
b) Man power for 12 month : Rs. 60,000.00
c) Other expenses for 12 month : Rs. 10,000.00
d) Interest on loan @ 12% : Rs. 24,000.00
….………………………….
Total- Rs.5,94,000.00
SALE REALIZATION (PER ANNUMN)
Turnover per year Total: 8,50,000.00
PROFITABILITY ACCOUNT (P.A):

SALE REVENUE COST OF PRODUCTION OPERATING PROFIT

RS.8,50,000/- RS.5,94,000/- RS.2,40,000

*Operating profit : Rs.2,40,000

*IT payable : Rs.00.00
*Net Profit : Rs.2,40,000

% of profit on sale : profit X 100

………………………………
Sale
240000 X 100
…..……………………….
850000

= 28%
BREAKING EVEN POINT ANALYSIS

Thus, B.E.P = Fixed Cost x 100

------------------------------
Fixed Cost + Profit

=20%

4|Page
INTEREST CALCULATION & REPAYMENT SCHEDULE

*Rate of Interest : @ 12% P.A

*Repayment Period : 5 Years
*Moratorium : Nil
Amortization Schedule Rs.2,20,000.00

Year Repayment interest Principal Balance

1st Year 61,030.14 26,400.00 34,630.14 185,369.86
2nd Year 61,030.14 22,244.38 38,785.76 146,584.10
3rd Year 61,030.14 17,590.09 43,440.05 103,144.05
4th Year 61,030.14 12,377.29 48,652.85 54,491.20
5th Year 61,030.14 6,538.94 54,491.20 0.00

Note: Particulars Capacity Utilization (Rs in '000)

1. All figures mentioned above are only indicative.
2. If the investment on Building is replaced by Rental then
a. Total Cost of Project will be reduced.
b. Profitability will be increased.
c. Interest on C.E.will be reduced.

Signature of applicant

5|Page