SHASHANK RAO LinkedIn: hups://www.linkedin.com/in/raoshashank4293 ‘Mail Id: shashanisrso4203@ gmail com Contaet Not 9833967054 Address: 202, Sabari Hill Grange, Ghatla Road, Chembur, Mumbai-400071 ACADEMIC QUALIFICATIONS Year College/University Course | CGPA/Percentage 2017-2019 lational Institute of Bank PGDM, | 6.38 fanagement, Pune (@anking and Financial Services) fambai Univerity 2014-2016 ‘M.Com (Accounts and Finance) ow institute OF Chartered Accountants OF Tec 21d india 52% ISIRS College Of Commerce And 2oi2ns Ronee BCom 2009-2011 SIE College Of Commerce And HISG, Maharashtra State Board [Economics 2009 ILPS High School ‘SSC, Maharashtra State Board 2% PROFESSIONAL WORK EXPERIENCE 1. INDUSIND BANK (Nov 2021- Present) Designation: Credit Analyst (Chief Manages) in the Credit. Key responsibilities Analysis of corporate loan applications initiated by Business ceam majorly covering key risks such as financial, business, industry, ‘management and structural risk, ial of Lange corporates segment of the bank. Credi underwriting of the Large Corporate deals for domestic and global clients having annual turnover greater than TNR 1,500 Crores, by preparation of derailed credit notes in adherence to Reserve Bank Of India and bank policy guidelines, which is placed to sanctioning oF approval Handling portfolio risk management, annual review of credit facilites, credit monitoring for early warning signals, industry analysis, eer group analysis, monitoring economic and industry developments, and financial parameters of clients to detect potential rsk triggers or signs of stress and taking appropriate steps to mitigate risks, ‘Managing fund:-based and non-fund based credit products like Term Loan, Bank Guarantee, other working capital and international trade finance product like Letter of Credit (LC), SBLC, Buyers’ Credit, Pre & Post shipment Export finance, Overdzale, Cash Credit, Invoice/Bill Discounting, vendor/supplier financing on Trade Receivables Discounting System (TReDS), derivatives To analyse the credit risk in funding potential clients spread across diverse domains/sectors like Real Estat, infrastructure construction, textiles, cement, solar power, data-centres, dary commerce, edible oil, logistics, water treatment, pesticides Banking Finance institutions (NBFC) dealing in Housing/retai/corporate finance aging ete as well as Non Coordination with Relaionship Managers, cents, Legal and Credit Administration teams for the entire lending, portfolio management and other day to day activities, 2. CSB BANK (Formerly known as the Catholic Syrian Bank) (August 2019- Nov 2021) Designation: Credit Analyst/Portfolio Manager in the Wholesale Banking team at C Key responsibilities Bank, Mumbai | Handling Credit proposals of ticket size greater than INR 25 Crores, from corporate clients having annual turnover greater than 500 (Crores, Credit risk analysis and underwriting of large corporate /mid-market loan proposals post in-depth discussions with clients ; Deal structuring, due diligence, preparation of the credit note to be placed to the sanctioning authority within desirable TAT; Assessment of credit quality ofthe existing borrowers via internal credit rating exercise, conducting annual review/ renewals ctedit portfolio monitoring, Also attended consortium meetings, conducted factory visits. Handled mukiple cred products and industries Managing the enti fresh loan lending process end-to-end covering underwriting and obtaining sanction followed by loan agreement disbursement in coordination with selationship managers and operations, legal and ris personnel, and relationship management/ client servicing thereafter. documentation, valuation of cola3. AXIS BANK (Prior to MBA) (Giuly 2014-May 2016) Designation : Officer Key responsibilities ‘As part of Retail Operations (Central Processing Unit) team, handled the onboarding of retail customers into the bank by serutinizing applications, ensuring KYC compliance and timely, error free checking account opening procedures with customer due diligence 1. SUMMER INTERNSHIP at HDFC Bank (April-June 2018) Project titled “Review of the Money Matket, Investment, Primary Dealership and CSGI. processes at Treasury department” (April- Jane 2018) 2, §.Raghunath and Associates Chartered Accountants (December ~ February 2013) Jaterned at the audit firm and worked on accounting, auditing, and tax advisory. = Member Of Placement Committee & Stadene Council during MBA "= Projecs on Assessing the Global impact of IFRS 9 (Financial Instraments) Implementation across European banks. "Accounting technician by virtue of elearing CA-CPT, IPCC + Credle Appraisal by CRISIL, (@ Standard & Poor company), Cash flow-based lending by CARE Ratings, Assessment of Fund/Non fand based Working capital limits by NIBM, Programme on Trade Finance by Satyadevi lostieute of Financial Learning (Acceedited by ACL FMA, Pacis) © Incer-personal and client management skills, well versed with banking regulator guidelines, financial analysis, financial modelling 2nd es of MS Office a "Avid follower of various sports snd a gourmand. Other hobbies include travelling reading, playing cricket snd badminton, word. ‘ames, and working out at gym, long-distance running