Professional Documents
Culture Documents
Government payments
20 March 2023 to 30 June 2023
On behalf of the Department of Social Services, the Department of Agriculture, Fisheries and Forestry and the
Department of Education.
The information in this publication is general and does not cover the support and related rules for people in all situations.
Rates may change if there is a change in a person’s circumstances, or in legislation. Contact us on the relevant payment line
for detailed information based on individual circumstances.
People affected by coronavirus can go to servicesaustralia.gov.au/covid19 to find out about payments, services and
information to help them.
servicesaustralia.gov.au
FAMILIES
PAGE 2 A GUIDE TO AUSTRALIAN GOVERNMENT PAYMENTS
Family Tax Benefit Part A • Families can choose to have their payments made either
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instalments or as an annual lump sum. after the end of that year, and
For more information go to servicesaustralia.gov.au/ftb – the claimant and their partner must lodge an income
or call us on the Families line (page 56). tax return, or tell us that they are not required to lodge
an income tax return, within 12 months after the end
Basic conditions of eligibility of that year.
CARERS
• Claimant must have a Family Tax Benefit child • For families receiving fortnightly instalments, the
(page 55). recipient and their partner must lodge an income
• Can be paid to a parent, guardian or an approved tax return, or tell us that they’re not required to lodge
care organisation. an income tax return, within 12 months after the end
• Only one member of a couple can receive payment. of the financial year. If they don’t, they must repay any
Eligibility follows the child, not the parent. amounts they have received.
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may apply).
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• May be paid for up to 6 weeks of a recipient or • a person and their partner must lodge an income tax
child’s temporary absence from Australia. However, return, or tell us that they are not required to lodge an
specified temporary visa holders may only be paid in income tax return, within 12 months after the end of the
limited circumstances. financial year.
CIRCUMSTANCES
overpayments.
Family situation Per fortnight Per year
Multiple Birth Allowance
Maximum rates
Multiple Birth Allowance is a supplementary payment to
Each child aged 0 to 12 $197.96 $5,978.70
SUPPLEMENTARY
Each child aged 13 to 19 $257.46 $7,529.95 or more. It is paid as part of Family Tax Benefit Part A and
Each child aged 0 to 19, in an doesn’t require a separate claim.
$63.56 $1,657.10
approved care organisation Families with at least 3 children born during the same
Base rate multiple birth may be eligible until the children turn 16, or if
at least 3 of the children are in full-time study, until the
Each child aged 0 to 19 $63.56 $2,474.70
CONCESSION
may share these rates with another carer or carers. Families receiving Family Tax Benefit Part A are often
• Parents caring for a child for 14% to 34% of the time also eligible for Family Tax Benefit Part B (page 4).
can’t receive these rates, but may be able to receive The table below outlines some other common forms of
Rent Assistance, a Health Care Card, Remote Area supplementary support for Family Tax Benefit Part A
CROSS-PAYMENT
Allowance, Child Care Subsidy and the lower threshold recipients, if they meet the eligibility criteria.
INFORMATION
AUSTRALIANS
(page 10) annual adjusted taxable income (page 54). Families
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Dad and Partner Pay receiving fortnightly instalments provide an estimate of
recipients with a newborn or newly their income for the financial year. To reduce or avoid
(page 12)
adopted child. overpayment, families can elect to be paid at a lower rate
Newborn Supplement
throughout the year. The income test doesn’t apply to
and Newborn Upfront
Payment (page 4) families where a parent receives certain income support
DISABILITY
payments (including certain Department of Veterans’
SUPPORT
Parenting Payment recipients with principal care of a Affairs payments) at a rate above nil.
(page 12) young child.
In most cases, the rate is calculated using 2 income
Child Care Subsidy recipients with a child in approved tests. The test that results in the higher rate applies.
(page 6) child care.
Maximum rate income test
recipients renting in the private
CARERS
• Income up to $58,108 per year has no effect on the rate
rental market or community housing.
of payment.
Rent Assistance Go to servicesaustralia.gov.au/
(page 37) rentassistance for more • Each dollar of income between $58,108 and $103,368
information about eligibility and reduces the maximum rate of payment by 20 cents.
related rules. • Each dollar of income above $103,368 reduces the
SEEKERS
maximum rate of payment by 30 cents.
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Concession cards Automatically issued to:
Base rate income test
Health Care Card
lower income families. • Income up to $103,368 per year has no effect on the
(page 44)
rate of payment.
For more information about payments and • Each dollar of income above $103,368 reduces the base
YOUTH AND
STUDENTS
services based on individual circumstances, go to rate of payment by 30 cents.
servicesaustralia.gov.au/paymentfinder
Annual income limits above which Family Tax Benefit
Family Tax Benefit advance Part A may not be paid
Families may also be able to access a lump sum Family
Tax Benefit advance if their fortnightly rate of Family Tax Number of Aged 13 to 19
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Benefit Part A is at least the base rate for one child, and
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children
if repayment of the advance will not cause them to suffer 0 1 2 3
financial hardship. Up to 7.5% of a family’s annual Family 0 $108,892 $117,944 $140,319
Tax Benefit Part A entitlement may be paid in advance at
Aged 1 $108,892 $114,416 $135,148 $157,522
any one time, up to a $1,202.54 limit.
CIRCUMSTANCES
0 to 12 2 $114,416 $129,977 $152,351 $174,726
Go to servicesaustralia.gov.au/advancepayments for
SPECIAL
more information about eligibility and related rules. 3 $124,806 $147,181 $169,555 $191,930
Income limits vary depending on a family’s circumstances and
Immunisation and health check requirements may be higher if they receive additional supplements, such as
To meet the immunisation requirements, a child must be Energy Supplement or Rent Assistance. Please contact us for
SUPPLEMENTARY
up to date with their early childhood vaccinations, on a more information based on your circumstances.
PAYMENTS
catch-up schedule according to the current Australian
Immunisation Handbook or have a valid exemption. How maintenance affects Family Tax Benefit
Families have their rate reduced for each child not A person’s rate may be affected if they or their partner
meeting the immunisation requirements. receive child support or spousal maintenance from a
Health check requirements also apply to families where former partner, or if they don’t take reasonable action to
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the recipient or their partner receive an income support obtain child support.
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payment and who have a child that turns 4 during the For more information go to
financial year. These families have their rate reduced if servicesaustralia.gov.au/csandftba or call us on the
their child hasn’t had a health check by the time they turn Families line (page 56).
5, or if the family hasn’t told us the child has had their
health check. Maintenance action test
If a person or their partner cares for children
TESTING
MEANS
• No assets test.
INFORMATION
they may only receive the base rate of Family Tax Benefit
Part A for the children.
BACK TO CONTENTS PAGE
FAMILIES
PAGE 4 A GUIDE TO AUSTRALIAN GOVERNMENT PAYMENTS
For more information, or if there are circumstances that Payment rates and methods of payment
make it difficult for you to apply for child support from
the other parent, call us on the Families line (page 56). Newborn
AUSTRALIANS
Newborn
Supplement Total (over
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rate for children who don’t attract maintenance. Subsequent children $596.05 $595 $1,191.05
Maintenance income • Newborn Supplement is paid fortnightly with
Family situation
free area (per year) Family Tax Benefit Part A for up to 13 weeks, or as
Single parent, or one of a couple part of a lump sum claim after the end of the financial
$1,752.00
receiving maintenance year. If paid fortnightly, the first instalment includes
CARERS
Newborn Supplement and Newborn that recognises some parents and non-parent carers
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with the costs of a newborn or adopted child. instalments or as an annual lump sum.
Newborn Upfront Payment provides an initial lump For more information go to servicesaustralia.gov.au/ftb
sum to assist with immediate costs. or call us on the Families line (page 56).
Families receiving Family Tax Benefit Part A are
automatically assessed for eligibility if they aren’t Basic conditions of eligibility
accessing Parental Leave Pay for the child. • Claimant must:
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For more information go to – have a Family Tax Benefit child (page 55) aged
servicesaustralia.gov.au/newbornsupplement or call us under 13, or
on the Families line (page 56). – have a Family Tax Benefit child aged 13, up to the
end of the calendar year they turn 18, and be a
CIRCUMSTANCES
• Payable in addition to Family Tax Benefit Part A for a • Only one member of a couple can receive payment.
child who is: Eligibility follows the child, not the parent.
– aged less than one and in the care of a parent, or • Family Tax Benefit Part B can’t be paid to a person
– aged less than one and becomes entrusted to the or their partner for any days or periods they receive
SUPPLEMENTARY
care of a non-parent carer for a continuous period of Parental Leave Pay (page 10).
PAYMENTS
at least 13 weeks, or
– any age and becomes entrusted to care through the
Residence requirements
process of adoption, and the adopting parent or their • Claimant must be an Australian resident (page 55),
partner is eligible for Family Tax Benefit Part A within an SCV holder (page 55) residing in Australia, or the
12 months of the child’s entrustment to care. holder of a specified temporary visa (page 55).
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• Families can’t receive both Newborn Supplement and • The child must meet the above requirements or must
CARDS
Parental Leave Pay (page 10) for the same child. be living with the claimant.
For multiple births (for example, twins or triplets), • May be paid for up to 6 weeks of a recipient or
Parental Leave Pay may be paid for one child and child’s temporary absence from Australia. However,
Newborn Supplement for the other child or children, specified temporary visa holders may only be paid in
or Newborn Supplement may be paid for each child. limited circumstances.
TESTING
MEANS
AUSTRALIANS
certain income support payments (including certain
(page 38). Department of Veterans’ Affairs payments) or if their
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• Parents caring for a child for 35% to 64% of the time annual income is $104,432 or less. If their income is
may share these rates with another carer or carers. above this amount, Family Tax Benefit Part B is not
• Parents caring for a child for 14% to 34% of the time paid to the family.
can’t receive these rates, but may be able to receive Couple families
DISABILITY
SUPPORT
Rent Assistance, a Health Care Card, Remote Area
• The higher earner must have an annual income of
Allowance, Child Care Subsidy and the lower threshold
$104,432 or less. If their income is above this amount,
of the Medicare Safety Net.
Family Tax Benefit Part B is not paid to the family.
• Families can submit a claim up to 3 months before
• The lower earner can have an annual income of up
the expected birth of the child or when the child is
to $6,059 and still receive the maximum rate. Each
expected to enter their care.
dollar of income above this amount reduces the rate of
CARERS
• Families can choose to have their payments made
payment by 20 cents. Income support payments count
either fortnightly or as a lump sum after the end of the
as income towards this test.
financial year. Families with outstanding tax returns
or related debts may not be able to receive their The rate of payment reaches nil at the income limits in
payments fortnightly. the table below.
SEEKERS
• For families claiming after the end of a financial year:
Annual income limits above which Family Tax Benefit
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– the claimant must submit the claim within 12 months Part B may not be paid
after the end of that year, and
Family Age of
– the claimant and their partner must lodge an income
situation youngest child Higher earner Lower earner
tax return, or tell us that they are not required to lodge
Aged under 5 $104,432 n/a
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an income tax return, within 12 months after the end Single
STUDENTS
of that year. families Aged 5 to 18 $104,432 n/a
• For families receiving fortnightly instalments, the Couple Aged under 5 $104,432 $29,985
recipient and their partner must lodge an income tax families Aged 5 to 18 $104,432 $23,360
return, or tell us that they’re not required to lodge an
income tax return, within 12 months after the end of
Income limits vary depending on a family’s circumstances
SUPPORT
the financial year. If they don’t, they must repay any and may be higher if they receive Energy Supplement.
FARM
amounts they have received. Please contact us for more information based on
your circumstances.
• Call us on the Families line (page 56) if there are
circumstances preventing you from submitting your
claim or lodging your income tax return.
CIRCUMSTANCES
Family Tax Benefit Bereavement
SPECIAL
End of year supplement
The Family Tax Benefit Part B end of year supplement Payment
($397.85 per family) is paid after the end of the Family Tax Benefit can be paid for a child who dies, either
financial year. as a lump sum payment, or fortnightly for up to 14 weeks.
SUPPLEMENTARY
To be eligible for the end of year supplement, a person For more information go to
and their partner must lodge an income tax return, servicesaustralia.gov.au/bereavement or call us on the PAYMENTS
or tell us that they are not required to lodge an income Families line (page 56).
tax return, within 12 months after the end of the
financial year.
The end of year supplement may be used to offset Stillborn Baby Payment
CONCESSION
overpayments.
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as a result of a stillbirth, if the child would have been a an SCV holder (page 55) residing in Australia, or the
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Family Tax Benefit child (page 55). holder of a specified temporary visa (page 55).
• Families can’t receive both Stillborn Baby Payment and • The child must also meet these requirements or be
Parental Leave Pay (page 10) for the same child. living with the claimant.
For multiple births (for example, twins or triplets), • May be paid for up to 6 weeks of a temporary absence
Parental Leave Pay may be paid for one child and from Australia. However, specified temporary visa
DISABILITY
SUPPORT
Stillborn Baby Payment for the other child or children, holders may only be paid in limited circumstances.
or Stillborn Baby Payment may be paid for each child. • Different rules may apply if a person is covered by an
International Social Security Agreement. For more
Residence requirements information go to servicesaustralia.gov.au/international
• Claimant must be an Australian resident (page 55),
an SCV holder (page 55) residing in Australia, or the Payment rates
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holder of a specified temporary visa (page 55). Family situation Per fortnight
Assets test Base rate $72.60
• No assets test. An additional component may be paid. The additional
component is the difference between the guardian’s
Income test
SEEKERS
• Estimated adjusted taxable income (page 54) of the Family Tax Benefit received for the child immediately
person and their partner must be $67,161 or less for the before they became a double orphan. The additional
6 months from the day of the child’s delivery. component is not paid to approved care organisations.
• The income test doesn’t apply if:
Assets test
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STUDENTS
payment for people caring for a child whose parents can’t Benefit must claim Single Income Family Supplement
PAYMENTS
care for them or have died. annually and lodge a tax return within 12 months after
For more information go to the end of the financial year to be assessed.
servicesaustralia.gov.au/orphanpension or call us on the For more information about eligibility and income testing
Families line (page 56). go to servicesaustralia.gov.au/sifs
• Claimant must be caring for a Family Tax Benefit child Child Care Subsidy
(page 55) whose parents have both died, or one
parent has died and either: Child Care Subsidy aims to assist families with the
– the whereabouts of the other parent is unknown cost of approved child care to support their workforce
participation, and to meet the early childhood education
– the other parent is in prison for at least 10 years
TESTING
AUSTRALIANS
• attend approved child care • the claimant’s, and their partner’s if they have one,
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• be a Family Tax Benefit or regular care child of the combined annual adjusted taxable income (page 54)
claimant or their partner • the activity level of the claimant and their partner,
• be 13 or younger and not attending secondary school if they have one
• meet the immunisation requirements. • the type of approved child care service used,
and whether the child attends school
DISABILITY
In some circumstances a claimant may be eligible for a
SUPPORT
child who is aged 13 or under attending secondary school, • whether a family has multiple Child Care Subsidy
or a child aged 14 and up to 18. For example, a child with a eligible children aged five years or under.
disability or medical condition. For general enquiries, families should
use the Payment and Service Finder on
The claimant or their partner must meet both of these:
servicesaustralia.gov.au/estimators to help work out
• meet the residence requirements
how much Child Care Subsidy they may get.
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• have a genuine liability for the payment of child care
fees under a Complying Written Arrangement with their Assets test
child care provider.
• No assets test.
Residence requirements Income test
SEEKERS
• Claimant or their partner must be an Australian
• Services Australia use income thresholds to determine
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resident (page 55), an SCV holder (page 55)
a family’s Child Care Subsidy percentage. If a claimant
residing in Australia, or the holder of a specified
has a partner, we combine their income to determine
temporary visa (page 55), or be one of the following:
their subsidy percentage.
– a student from outside Australia directly sponsored
• Families earning $72,466 or less get a subsidy of 85%
YOUTH AND
by the Australian Government, or
STUDENTS
of the actual fee charged (up to 85% of an hourly fee
– a non‑resident experiencing hardship or cap). For family incomes above $72,466, the subsidy
special circumstances. gradually decreases to 20% when family income
reaches $346,756. For families with incomes of
Immunisation requirements $356,756 or more, the subsidy is 0%.
To meet the immunisation requirements the child
SUPPORT
needs to be up to date with their early childhood Subsidy % of the actual
FARM
vaccinations, on a catch‑up schedule according to the fee charged (up to
Combined family income
relevant percentage of the
current Australian Immunisation Handbook or have a
hourly rate cap)
valid exemption.
Up to $72,466 85%
CIRCUMSTANCES
Other factors affecting eligibility More than Decreasing to 50%
SPECIAL
There are several other factors affecting Child Care $72,466 to below by 1% for each $3,000
Subsidy eligibility. For example, the session of care must $177,466 of family income
be provided in Australia, and must not be provided as $177,466 to below
part of the compulsory education program in the state or 50%
$256,756
SUPPLEMENTARY
territory where the care is provided. Decreasing to 20%
PAYMENTS
$256,756 to below
Child Care Subsidy can be paid for up to 42 allowable by 1% for each $3,000
$346,756
absences per child per financial year for any reason of family income
without the family needing to provide evidence. If the $346,756 to below
20%
42 allowable absences are used, additional absence $356,756
days are available for certain reasons, such as the child $356,756 or more 0%
CONCESSION
care provider. All Child Care Subsidy rates in this guide take effect
from 11 July 2022. Previous year rates can be
Children will have 10 extra allowable absences for the located in the previous version of this guide found at
2022ge P23 financial year because of the continued servicesaustralia.gov.au/paymentsguide
impact of COVID-19. This is on top of the standard 42
allowable absences. These will be applied automatically.
TESTING
MEANS
Hours of recognised
Step of hours of subsidy For the hourly rate caps, a child is considered to be
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3 More than 48 hours 100 hours • the child attends the year of school before grade 1
• the child attends primary or secondary school
• The claimant can combine recognised activities,
• the child is home schooled as recognised in the state
and include reasonable travel time, when declaring
or territory where the child resides
their hours of activity. Travel time is the time taken
• the child would be attending school (the year of
travelling from the approved child care service to the
school before grade 1, primary school or secondary
SUPPORT
per fortnight to support their preschool‑aged child’s comparing the amount of Child Care Subsidy paid based
PAYMENTS
attendance at a preschool program in a centre based on the family’s estimated adjusted taxable income, with
day care service. The child must be in the year, the amount they are entitled to receive based on their
2 years before grade 1 at school. Children who are not actual adjusted taxable income (page 54).
preschool-age in the family may be entitled to 24 hours
Throughout the year all families have 5% of their weekly
of subsidised care through the Child Care Safety Net if
entitlement to Child Care Subsidy withheld as a way
CONCESSION
In order for Child Care Subsidy to be balanced, you and Additional Child Care Subsidy (child wellbeing)
your partner must confirm your income by lodging an Families who need practical help with the cost of
income tax return, or telling Services Australia you are
AUSTRALIANS
child care to support their child’s safety and wellbeing
not required to lodge and providing your actual income.
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may get support with the cost of child care through
If you have separated from your partner you may need to Additional Child Care Subsidy (child wellbeing).
contact us to discuss their tax lodgement requirements.
You need to do this within 12 months after the relevant Approved child care providers give families access to this
financial year or your ongoing Child Care Subsidy subsidy through a certificate or determination.
will stop. The claimant must:
DISABILITY
SUPPORT
If after 24 months you still have not confirmed your • be getting Child Care Subsidy
income for the relevant financial year, any Child Care • care for a child who is considered at risk of abuse
Subsidy you received for that year will have to be repaid or neglect.
and your payments will be cancelled. Once you have Additional Child Care Subsidy (child wellbeing) gives a
confirmed your income you will have to lodge a new claim claimant a higher rate of subsidy for up to 6 weeks. If the
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if you wish to be paid Child Care Subsidy. child care provider considers this subsidy is needed for
For more information go to more than 6 weeks, they can apply to Services Australia
servicesaustralia.gov.au/ccsbalancing to approve for longer periods.
The claimant should talk to their child care provider
to determine if Additional Child Care Subsidy (child
Higher Child Care Subsidy for
SEEKERS
wellbeing) is appropriate for their circumstances.
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multiple children Additional Child Care Subsidy (grandparent)
Entitlement to the higher Child Care Subsidy Grandparents who are primary carers may get extra help
with the cost of child care through Additional Child Care
• Families with multiple children who are
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Subsidy (grandparent).
STUDENTS
Child Care Subsidy-eligible may receive a higher Child
Care Subsidy rate for their second and younger children. A claimant or their partner must:
• Eligible families may receive an additional 30% subsidy, • be getting Child Care Subsidy
on top of their income tested Child Care Subsidy rate, • be getting an eligible income support payment from
for their second and younger children aged 5 or under. Services Australia or the Department of Veterans’ Affairs
This applies up to a maximum subsidy rate of 95%. • be the grandparent or great‑grandparent of the
SUPPORT
FARM
Families will continue to receive their income tested child(ren)
Child Care Subsidy rate for all other children. • have at least 65% of ongoing daily care of their
• If Child Care Subsidy eligibility for one or more grandchildren and make the day-to-day decisions
children stops, entitlement to higher Child Care Subsidy about the children’s care, welfare and development.
CIRCUMSTANCES
for other children aged 5 or under may be reassessed. Grandparents apply for Additional Child Care Subsidy
SPECIAL
• Children who are entitled to both the higher Child Care (grandparent) through Services Australia.
Subsidy rate and Additional Child Care Subsidy will be
paid the Additional Child Care Subsidy rate. Additional Child Care Subsidy (temporary
• Sessions of In Home Care do not attract the higher financial hardship)
SUPPLEMENTARY
subsidy for younger children. This is because In Families experiencing temporary financial hardship may
PAYMENTS
Home Care is subsidised on a family rather than per get extra help with the cost of child care.
child basis.
A claimant must:
• However, children aged 5 or under in In Home Care are
• be getting Child Care Subsidy
included in the family unit when determining access to
the higher Child Care Subsidy rate. • be experiencing financial hardship due to specific
circumstances that occurred no more than 6 months
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• get an eligible income support payment child or the primary carer of a recently adopted child.
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• have a family income under $72,466 Some exceptions may apply. A person may still be
• have an active job or participation plan, where required eligible in the event of a stillbirth or infant death.
• meet the Additional Child Care Subsidy (transition to • The child’s birth must be formally registered, unless
work) activity requirements the child is stillborn, adopted or born outside Australia.
• be engaged in a recognised work, study or • Parental Leave Pay is available to full-time, part-time,
DISABILITY
SUPPORT
or training.
• Parental Leave Pay and Newborn Supplement
Families apply for Additional Child Care Subsidy (page 4) can’t both be paid for the same child.
(transition to work) through Services Australia.
• Parental Leave Pay is payable for a maximum of
Payment rates and methods of payment 18 weeks (90 payable days). This includes:
– the Paid Parental Leave period – a single continuous
SEEKERS
lower. Families get up to 100 hours of subsidised care block of up to 12 weeks. It can start from the date of
per fortnight. birth or adoption, or a later date. It must be fully paid
• For Additional Child Care Subsidy (transition to work) within 52 weeks of the child’s birth or adoption.
families get a subsidy equal to 95% of the actual fee • A person must be on leave or not working from the time
charged by the child care provider, up to 95% of the they become the child’s primary carer until the end of
Child Care Subsidy hourly rate cap, whichever is lower. their Paid Parental Leave period. If a person returns to
SUPPORT
FARM
• Additional Child Care Subsidy is paid directly to work before or during their Paid Parental Leave period,
approved child care providers. they forfeit the remaining entitlement in their Paid
Parental Leave period.
A family can only get one kind of Additional Child
• To access the maximum Paid Parental Leave period,
Care Subsidy at a time. If a family meets the eligibility
CIRCUMSTANCES
are not working. They can be paid from the day after
PAYMENTS
Note: From 1 July 2023 the Paid Parental Leave the Paid Parental Leave period ends and must be fully
scheme is changing. This will affect people with birth paid within 2 years of the child’s birth or adoption.
or adoption dates on or after this date. They don’t need to be taken as a continuous block of
30 days.
For more information go to
servicesaustralia.gov.au/changestofamilypayments • A person can choose to:
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Parental Leave Pay is a payment within the Paid Parental period to make a continuous block of up to
Leave scheme. It helps primary carers take time off 18 weeks, or
work to care for a newborn or recently adopted child, – access them at a later time, or
and employers retain skilled staff. – give them to another eligible person (such as their
For more information go to partner) to use on days that the other person has care
TESTING
MEANS
Residence requirements • There are some exceptions to the work test for claims
involving pregnancy complications, dangerous
• Claimant must be an Australian resident (page 55),
jobs, premature births, severe medical conditions,
AUSTRALIANS
an SCV holder (page 55) residing in Australia, or
natural disasters, and family and domestic violence.
OLDER
holder of a specified temporary visa (page 55).
• Parents may be able to count a period of Parental
• Available to new Australian residents after 104 weeks
Leave Pay or Dad and Partner Pay for a previous child
in Australia as an Australian resident, SCV holder or
as work towards a claim for a subsequent child.
holder of a specified temporary visa (some exemptions
may apply). • Parents can count periods of JobKeeper Payment or
DISABILITY
COVID-19 Disaster Payment as work towards the work test.
SUPPORT
• Parental Leave Pay cannot be paid for a child if the
primary claimant has not been an Australian resident Assets test
for at least 104 weeks and an exemption does not apply
on the day the child is born or adopted. • No assets test.
• May be paid during a temporary absence from Australia Income test
of up to 56 weeks. However, specified temporary visa • We assess income for the financial year before the date
CARERS
holders may only be paid in limited circumstances. of birth or adoption, or the date the claim is submitted,
whichever is earlier.
Payment rates and methods of payment
• The claimant’s adjusted taxable income (page 54)
Per day Per week must be either:
Family situation
(before tax) (before tax) – $151,350 or less, if we assess the 2020–21
SEEKERS
All recipients $162.49 $812.45 financial year
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• Claims can be submitted up to 3 months prior to the – $156,647 or less, if we assess the 2021–22
child’s expected date of birth or adoption. financial year.
• Claims and birth verification must be submitted within
28 days of the child’s date of birth for payment to start
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STUDENTS
from the child’s date of birth. Dad and Partner Pay
• Employers must provide Parental Leave Pay to eligible
employees who: Note: From 1 July 2023 the Paid Parental Leave
– have worked for the employer for at least 12 months scheme is changing. This will affect people with birth
prior to the expected date of birth or adoption or adoption dates on or after this date.
SUPPORT
– will be an employee of the employer for the For more information go to
FARM
Paid Parental Leave period and any connected servicesaustralia.gov.au/changestofamilypayments
Flexible Paid Parental Leave days
– are an Australian-based employee, and Dad and Partner Pay is a payment within the Paid
– are expected to receive at least 8 weeks of Parental Parental Leave scheme. It helps fathers and partners
CIRCUMSTANCES
Leave Pay from the employer. take time off work to care for a newborn or recently
SPECIAL
• Even if an employer is not required to provide Parental adopted child.
Leave Pay, they can still choose to provide it, if agreed For more information go to
by the employer and employee. servicesaustralia.gov.au/dadandpartnerpay or call us on
• We pay Parental Leave Pay to eligible claimants in the Families line (page 56).
situations where employers do not. SUPPLEMENTARY
PAYMENTS
• Parental Leave Pay is taxable, and counts as income
Basic conditions of eligibility
in the income tests for Family Tax Benefit and income • Claimant must be caring for a newborn or recently
support payments. adopted child and be the biological father of the child,
the partner of the birth mother, or an adoptive parent.
Work test Some exceptions may apply. A person may still be
CONCESSION
– worked for at least 10 months of the 13 month • The child’s birth must be formally registered, unless
work test period prior to the birth or adoption of the child is stillborn, adopted or born outside Australia.
their child, and • Available to full-time, part-time, casual, seasonal,
– worked for at least 330 hours in that 10 month period contract and self-employed workers.
(just over one day per week) with no more than a • Can be paid at the same time as unpaid leave, but
TESTING
MEANS
12 week gap between 2 working days. generally can’t be paid when a person is working.
• A working day is a day on which a person has worked • Family Tax Benefit Part B (page 4) can be paid
for at least one hour. during a Dad and Partner Pay period.
CROSS-PAYMENT
INFORMATION
block of up to 2 weeks. It starts from the date the of the Dad and Partner Pay period, or the date the claim
person nominates, which can be the date of birth or
OLDER
may apply).
Parenting Payment is the main income support payment
Payment rates and methods of payment for principal carers of young children.
• Dad and Partner Pay is taxable, and counts as income – if required, meet mutual obligation requirements
in the income tests for Family Tax Benefit and income (unless exempt). For more information go to
support payments. servicesaustralia.gov.au/mutualobligations
• Only one member of a couple can receive
Work test Parenting Payment.
• Claimant must have:
SUPPORT
(just over one day per week) with no more than a • Available to new Australian residents after 208 weeks in
SPECIAL
12 week gap between 2 working days. Australia as an Australian resident (some exemptions
• A working day is a day on which a person has worked may apply, including where the person became a single
for at least one hour. parent while an Australian resident).
• There are some exceptions to the work test for claims • Can be paid for up to 6 weeks for a recipient or
SUPPLEMENTARY
involving premature births, severe medical conditions, qualifying child’s temporary absence from Australia,
PAYMENTS
natural disasters, and family and domestic violence. or longer if the person is studying or training overseas
• Parents may be able to count a period of Parental as part of their full‑time Australian course or
Leave Pay or Dad and Partner Pay for a previous child Australian Apprenticeship.
as work towards a claim for a subsequent child. • Payment during subsequent absences may be affected
• Parents can count periods of JobKeeper Payment or by the length of time a recipient or child spends in
CONCESSION
COVID-19 Disaster Payment as work towards the work test. Australia since their last return from overseas.
CARDS
AUSTRALIANS
Status total rate • Hardship provisions may apply.
(per fortnight) (per fortnight)
OLDER
Single $922.10 $967.90^ Income test
Partnered $631.20 $639.10 • See Module E (page 49).
DISABILITY
SUPPORT
people receive automatically. All typical total
rates include Energy Supplement. ^This amount
also includes the basic Pension Supplement and
Pharmaceutical Allowance.
Supplementary support
CARERS
The table below outlines some common forms of
supplementary support for Parenting Payment recipients,
if they meet the eligibility criteria.
SEEKERS
all recipients living in Australia.
(page 38)
JOB
single recipients under Age
Pension age (basic Pension
Pension Supplement Supplement).
(page 39) single and partnered recipients
YOUTH AND
STUDENTS
of Age Pension age (maximum
Pension Supplement).
Pharmaceutical single recipients under Age
Allowance Pension age and some partnered
(page 40) recipients under Age Pension age.
single phone subscribers under
SUPPORT
FARM
Telephone Allowance Age Pension age and some
(page 41) partnered phone subscribers
under Age Pension age.
Family Tax Benefit
CIRCUMSTANCES
Part A (page 2)
SPECIAL
Family Tax Benefit
all recipients.
Part B (page 4)
Child Care Subsidy
(page 6)
SUPPLEMENTARY
recipients renting in the private
PAYMENTS
rental market or community housing.
Rent Assistance Go to servicesaustralia.gov.au/
(page 37) rentassistance for more
information about eligibility and
related rules.
eligible recipients. Go to
CONCESSION
servicesaustralia.gov.au/
CARDS
Age Pension is the main income support payment for Payments Available to:
older Australians. Energy Supplement
all recipients living in Australia.
For more information go to (page 38)
DISABILITY
information go to servicesaustralia.gov.au/international
19 September 2009, they may be on a transitional
Payment rates rate of pension, which is based on the pension
rules before the 2009 pension reforms.
Basic rate Typical total We regularly reassess transitional pensioners’
Status rate (per
SUPPLEMENTARY
(per fortnight) rates and move them to the current rules if they
fortnight)
PAYMENTS
receive automatically. All typical total rates include Scheme allows people who work and defer claiming
Pension Supplement and Energy Supplement. Age Pension to earn a one‑off tax‑free lump sum bonus.
A Pension Bonus Bereavement Payment may be paid to
the surviving partner of a registered member who did not
claim their bonus before death.
TESTING
servicesaustralia.gov.au/pensionbonusscheme
INFORMATION
AUSTRALIANS
• Hardship provisions may apply.
• A maximum rate pensioner can receive an
OLDER
• Doesn’t apply to blind pensioners unless they receive additional 50% of the maximum rate of pension as a
Rent Assistance. Blind pensioners may be affected loan payment.
by the special rules for compensation payments
• Non-pensioners can receive 150% of the maximum rate
(page 47).
of pension as a loan payment.
DISABILITY
Income test • The amount part-rate pensioners can receive varies
SUPPORT
between 50% and 150%, depending on the amount of
• See Module C (page 48).
pension they already receive.
• Doesn’t apply to blind pensioners unless they receive
Rent Assistance. Blind pensioners may be affected A person can nominate their maximum loan amount,
by the special rules for compensation payments change the amount they receive each fortnight, as well as
(page 47). stop and restart their loan payments at any time.
CARERS
Advance payments
A person can access up to two lump sum advances in a
Home Equity Access Scheme 26 fortnight period, up to a combined total of 50% of the
(formerly Pension Loans Scheme) maximum annual rate of Age Pension.
SEEKERS
The Home Equity Access Scheme gives older Australians Status Maximum lump sum advance
JOB
the ability to draw down on their real estate assets to Single $13,832.00
support a higher standard of living in retirement. It’s a
Partnered $10,426.00
voluntary loan scheme that can provide a fortnightly
non-taxable payment, lump sum advance payments, Couple combined $20,852.00
YOUTH AND
STUDENTS
or both. Pensioners and non‑pensioners may be eligible. Any advance a person takes does not affect their rate of
For more information go to pension, but does reduce their maximum fortnightly loan
servicesaustralia.gov.au/homeequityaccess payment from the Scheme and any additional lump sum
advances taken in the following 26 fortnight period.
Basic conditions of eligibility
Loan details
• Claimant must:
SUPPORT
Home Equity Access Scheme debts accrue interest,
FARM
– be of Age Pension age, or be partnered to a person of
compounded fortnightly. At the time this document
Age Pension age, and
was produced, the annual interest rate was 3.95%.
– qualify for Age Pension, Disability Support Pension or
The Minister for Social Services sets the interest rate.
Carer Payment (even if they don’t actually receive a
CIRCUMSTANCES
payment, for example due to their income or assets), and Interest is calculated each fortnight on the amount of
loan payments received, previously accrued interest and
SPECIAL
– own, or be partnered to a person who owns, real
estate in Australia that can secure the loan, and any loan set-up costs.
– have adequate and appropriate insurance covering There is a limit on how much a person can borrow
the secured assets, and in total. This amount depends on their age (or their
SUPPLEMENTARY
– not be bankrupt or subject to a personal insolvency partner’s age, if younger) and the value of the equity in
PAYMENTS
agreement. the property securing the loan.
A person can make repayments in part or in full at any
Payment rates time. If they sell the property, they can either repay
The amount of combined pension and loan payment a the loan or transfer it to another property. If there’s an
person can receive can’t exceed 150% of the maximum outstanding loan after their death, we will generally
CONCESSION
rate of pension. See table below for the typical maximum recover it from their estate. If they have a surviving
CARDS
rates of pension (including Pension Supplement and partner, the partner can repay the loan or continue in the
Energy Supplement) and the typical combined pension scheme, if eligible.
plus loan payment amounts. There is a no negative equity guarantee on
Home Equity Access Scheme loans, which applies when
150% of the
Maximum rate a debt is settled. This prevents a person or their estate
Status maximum rate
of pension
TESTING
of pension
secured against the loan, minus any other mortgages
Single $1,064.00 $1,596.00
or encumbrances.
Partnered $802.00 $1,203.00
Couple combined $1,604.00 $2,406.00
CROSS-PAYMENT
INFORMATION
Payment rates
For more information go to servicesaustralia.gov.au/dsp
or call us on the Disability, sickness and carers line Basic rate Typical
Status total rate
(page 56). (per fortnight) (per fortnight)
period (some exemptions may apply, including where (page 39) overseas may only receive the
PAYMENTS
• May be paid during a temporary absence outside Allowance recipients of youth rates.
CARDS
related rules.
INFORMATION
AUSTRALIANS
Part A (page 2) All recipients $144.80
OLDER
Family Tax Benefit recipients with dependent
Part B (page 4) children.
• People who receive youth rates of Disability Support
Pension receive the maximum amount, before the
Child Care Subsidy income and assets test apply.
(page 6)
• Rates of Youth Allowance and ABSTUDY Living
DISABILITY
eligible recipients. Go to
SUPPORT
Allowance, including Youth Disability Supplement,
servicesaustralia.gov.au/ can’t exceed the equivalent JobSeeker Payment rate
Advance payment advancepayments for more (page 23). This means some people get a lower rate
information about eligibility and
of Youth Disability Supplement.
related rules.
Assets test
Concession cards Automatically issued to:
CARERS
• Youth Disability Supplement is paid as part of
Pensioner Concession
all recipients. an income support payment. It is subject to the
Card (page 43)
same assets test rules applying to the income
For more information about payments and support payment.
services based on individual circumstances, go to • See Module A (page 46) for recipients of youth rates
servicesaustralia.gov.au/paymentfinder of Disability Support Pension.
SEEKERS
JOB
Assets test • See Module B (page 47) for recipients of Youth
Allowance and ABSTUDY Living Allowance.
• See Module A (page 46).
• Doesn’t apply to blind pensioners unless they receive Income test
Rent Assistance. Blind pensioners may be affected
YOUTH AND
• Youth Disability Supplement is paid as part of
STUDENTS
by the special rules for compensation payments an income support payment. It is subject to the
(page 47). same income test rules applying to the income
• Hardship provisions may apply. support payment.
• See Module C (page 48) for recipients of youth rates
Income test
of Disability Support Pension.
• See Module C (page 48).
SUPPORT
• See Module F (page 49) for recipients of
FARM
• Doesn’t apply to blind pensioners unless they receive Youth Allowance.
Rent Assistance. Blind pensioners may be affected • See Module G (page 51) for recipients of ABSTUDY
by the special rules for compensation payments Living Allowance.
(page 47).
CIRCUMSTANCES
SPECIAL
Mobility Allowance
Youth Disability Supplement
Mobility Allowance is a supplementary payment to
Youth Disability Supplement is a supplementary provide assistance with transport costs for people who
payment to help young people meet the extra costs of
SUPPLEMENTARY
can’t use public transport without substantial assistance,
living with a disability. It is added to a recipient’s regular
PAYMENTS
and are required to travel to and from their home to
fortnightly income support payment. It doesn’t require a undertake approved activities.
separate claim.
For more information go to
For more information go to servicesaustralia.gov.au/mobilityallowance or call us on
servicesaustralia.gov.au/youthdisabilitysupplement the Disability, sickness and carers line (page 56).
or call us on the Disability, sickness and carers line
CONCESSION
• Claimant must:
Basic conditions of eligibility
– be a person with a disability aged 16 or over who
• Paid to recipients of: can’t use public transport without substantial
– youth rates of Disability Support Pension (page 16) assistance, and
– Youth Allowance (page 24) and ABSTUDY Living
TESTING
Allowance (page 26), if aged under 22 and undertake work (including volunteer work), study,
assessed as having a partial capacity to work. training or job seeking.
Residence requirements
• No specific residence requirements, but residence
CROSS-PAYMENT
INFORMATION
Youth Allowance (page 24) or Austudy (page 25), to any existing state and territory government medical
SUPPORT
claimant must:
Basic conditions of eligibility
– be receiving JobSeeker Payment (page 23),
Youth Allowance (page 24), Disability Support • Available to people with medical needs, or their
Pension (page 16) or Parenting Payment carers, who:
(page 12), and – are covered by a concession card (page 43)
– be working 15 hours or more per week at or above the or a Department of Veterans’ Affairs Gold or
SEEKERS
JOB
Insurance Agency.
• It can be paid to a person supplied with a GST-free car
under the Goods and Services Act.
CIRCUMSTANCES
Residence requirements
SPECIAL
from Australia.
Payment rates
Status Per fortnight
Standard rate $109.30
CONCESSION
CARDS
Assets test
TESTING
MEANS
• No assets test.
Income test
• No income test.
CROSS-PAYMENT
INFORMATION
Payment rates
Status Per year
AUSTRALIANS
Each eligible piece of equipment $170.00
OLDER
Medical conditions requiring
$170.00
additional heating and/or cooling
DISABILITY
SUPPORT
for each piece of equipment.
• If one piece of medical equipment is shared by multiple
people in the same residence, only one payment is
payable for that equipment in that residence.
• If a person uses one piece of equipment in multiple
residences, a maximum of 2 payments can be made
CARERS
for that piece of equipment each year, regardless of the
number of different residences involved.
• One payment is made each year for people with a medical
condition requiring additional heating and/or cooling.
• Following the initial payment, claimants continue to
SEEKERS
receive the payment automatically in each subsequent
JOB
year they are eligible.
Assets test
• No assets test.
YOUTH AND
STUDENTS
Income test
• No income test.
SUPPORT
FARM
CIRCUMSTANCES
SUPPLEMENTARY SPECIAL
PAYMENTS
CONCESSION
CARDS
TESTING
MEANS
CROSS-PAYMENT
INFORMATION
Energy Supplement
medical condition. Each parent must have care of one all recipients living in Australia.
(page 38)
of the children at all times.
all recipients living in Australia.
• The person being cared for must:
Pension Supplement Recipients living overseas may
– be assessed as having a physical, intellectual or
CIRCUMSTANCES
Assessment Tool, or
recipients renting in the private
– be assessed as having a severe disability or severe rental market or community housing.
medical condition under the Disability Care Load Rent Assistance Go to servicesaustralia.gov.au/
Assessment (Child) Determination, and (page 37) rentassistance for more
SUPPLEMENTARY
– meet the care receiver income and assets tests. information about eligibility and
PAYMENTS
• The carer doesn’t need to live with the care receiver, related rules.
but must be providing constant care in a private home Family Tax Benefit
of the care receiver. Part A (page 2)
• May be paid during a period of respite for up to 63 days Family Tax Benefit recipients with dependent
in a calendar year. Part B (page 4) children.
CONCESSION
eligible recipients. Go to
servicesaustralia.gov.au/
Advance payment advancepayments for more
information about eligibility and
related rules.
CROSS-PAYMENT
INFORMATION
AUSTRALIANS
(page 44) episodic care for a child. residents (page 55).
OLDER
Pensioner Concession • Available to new Australian residents after 52 weeks in
all other recipients.
Card (page 43) Australia as an Australian resident (some exemptions
may apply).
For more information about payments and
services based on individual circumstances, go to • May be paid for up to 6 weeks of a temporary absence
servicesaustralia.gov.au/paymentfinder from Australia.
DISABILITY
SUPPORT
Payment rates
Assets test (carer)
Status Per fortnight
• See Module A (page 46).
• Hardship provisions may apply. Each eligible person receiving care $144.80
CARERS
2 eligible adults receiving care.
• See Module C (page 48). • Carer Supplement and Child Disability Assistance
Payment (page 22) may also be paid.
Assets test (care receiver)
• Assets of the care receiver (and relevant family Assets test
members) must not exceed $789,500. • No assets test.
SEEKERS
JOB
• If the care receiver’s assets exceed this amount,
the carer may still qualify if they pass the income test Income test
and the liquid assets test. • The combined annual adjusted taxable income
• The liquid assets limits for care receivers are $6,000 (page 54) of the carer and their partner (if applicable)
(single) and $10,000 (partnered). must be less than $250,000. This also applies for
YOUTH AND
STUDENTS
holders of the Carer Allowance (child) Health Care Card.
Income test (care receiver)
• Annual income of the care receiver (and relevant family
members) must not exceed $127,962. Carer Supplement
Carer Supplement is an annual supplementary payment
SUPPORT
Carer Allowance
FARM
for people receiving Carer Payment and/or Carer
Allowance. It doesn’t require a separate claim.
Carer Allowance is a supplementary payment for people
who provide daily care and attention to a person with a For more information go to
disability or medical condition. servicesaustralia.gov.au/carersupplement or call us on
CIRCUMSTANCES
the Disability, sickness and carers line (page 56).
For more information go to
SPECIAL
servicesaustralia.gov.au/carerallowance or call us on the Basic conditions of eligibility
Disability, sickness and carers line (page 56).
• Paid to people receiving the following payments
Basic conditions of eligibility for 1 July:
SUPPLEMENTARY
– Carer Allowance
• Claimant must be providing daily care and attention for:
PAYMENTS
– Carer Payment
– a person aged 16 or over with a disability that causes
a substantial functional impairment, or – Department of Veterans’ Affairs Carer Service Pension
– a dependent child aged under 16 with a disability that – Department of Veterans’ Affairs Partner Service
either appears on a list of disabilities/conditions that Pension with Carer Allowance.
result in automatic qualification, or causes the child to
CONCESSION
function below the standard for his or her age level. Residence requirements
CARDS
– The child and the carer must live together in the same • Claimant and care receiver must be Australian
private residence or, if the child is hospitalised at the residents (page 55) unless receiving Carer
time of the claim, there must be an intention for the Payment under an International Social Security
child to return home to live with the carer. Agreement. For more information go to
• People receiving Carer Payment (page 20) for a child servicesaustralia.gov.au/international
TESTING
MEANS
Payment rates
Status Per year
AUSTRALIANS
Assets test
CARERS
• No assets test.
Income test
• No income test.
SEEKERS
JOB
separate claim.
For more information go to servicesaustralia.gov.au/cdap
or call us on the Disability, sickness and carers line
(page 56).
Payment rates
Status Per year
SUPPLEMENTARY
Assets test
• No assets test.
Income test
TESTING
MEANS
• No income test.
CROSS-PAYMENT
INFORMATION
JOB SEEKERS Typical total rates represent the amounts most people
receive automatically. All typical total rates include
Energy Supplement. ^These amounts also include
AUSTRALIANS
Pharmaceutical Allowance.
JobSeeker Payment
OLDER
Former Wife Pension recipients who transferred to JobSeeker
JobSeeker Payment is the main working age income Payment on 20 March 2020 receive a transition rate of
support payment for people who have the capacity to payment and may be subject to different means testing rules.
work now or in the future.
Supplementary support
DISABILITY
For more information go to
SUPPORT
servicesaustralia.gov.au/jobseekerpayment or call us on The table below outlines some common forms of
the Employment services line (page 56). supplementary support for JobSeeker Payment
recipients, if they meet the eligibility criteria.
Basic conditions of eligibility
Payments Available to:
• Claimant must:
Energy Supplement
CARERS
– be aged 22 or over but under Age Pension age, and all recipients living in Australia.
(page 38)
– be unemployed, or regarded as unemployed, or
single principal carers, recipients
– be temporarily unable to work or study due to illness
Pharmaceutical aged 60 or over after 9 continuous
or injury, if the claimant has a job or study to return Allowance months on payment and recipients
to, and (page 40) with a partial or temporarily
SEEKERS
– meet mutual obligation requirements reduced capacity to work.
JOB
(unless exempt). For more information go to single phone subscribers who
servicesaustralia.gov.au/mutualobligations are principal carers, aged 60 or
• Unless exempt, the ordinary waiting period (page 53) Telephone Allowance over after 9 continuous months
and liquid assets waiting period (page 53) apply (page 41) on payment, or who have a partial
capacity to work, and some
YOUTH AND
to claimants.
STUDENTS
partnered phone subscribers.
Residence requirements
recipients renting in the private
• Claimant must be an Australian resident (page 55). rental market or community housing.
• Available to new Australian residents after 208 Rent Assistance Go to servicesaustralia.gov.au/
weeks in Australia as an Australian resident (some (page 37) rentassistance for more
exemptions may apply). information about eligibility and
SUPPORT
FARM
related rules.
• May be available for a one-off period of up to 6 months
to non-protected SCV holders (page 55) who have Family Tax Benefit
lived in Australia for 10 continuous years on this visa. Part A (page 2)
• May be paid for up to 6 weeks of a temporary absence Family Tax Benefit recipients with dependent
CIRCUMSTANCES
from Australia in limited circumstances. Part B (page 4) children.
SPECIAL
Child Care Subsidy
Payment rates (page 6)
Typical eligible recipients. Go to
Basic rate
total rate servicesaustralia.gov.au/
Status (per
SUPPLEMENTARY
(per Advance payment advancepayments for more
fortnight)
PAYMENTS
fortnight) information about eligibility and
Single related rules.
No dependent children $693.10 $701.90
Concession cards Automatically issued to:
With dependent children $745.20 $754.70
single principal carers, recipients
Principal carer of a
CONCESSION
Income test
INFORMATION
Basic rate
total rate
Status (per
Youth Allowance
OLDER
(per
fortnight)
fortnight)
Youth Allowance is an income support payment for
Single, aged 16 to 17, no dependent children
young students, apprentices and job seekers.
Living at home $332.90 $336.80
For more information go to
DISABILITY
the Youth and students line (page 56). Single, aged 18 to 24, no dependent children
Living at home $389.40 $394.00
Basic conditions of eligibility
Living away from home $562.80 $569.80
Students and apprentices Single, with dependent children
• Claimant must:
CARERS
• Students can remain on Youth Allowance until the end education or large family
of their course or apprenticeship, even if this occurs Partnered
after they turn 25. No dependent children $562.80 $569.80
• Unless exempt, the liquid assets waiting period With dependent children $612.60 $620.30
YOUTH AND
STUDENTS
in certain circumstances. of the last 9 months since turning 22, or who study an
PAYMENTS
• May be available for a one-off period of up to 6 months if they meet the eligibility criteria.
to non-protected SCV holders (page 55) who have
lived in Australia for 10 continuous years on this visa. Payments Available to:
• Job seekers may be paid for up to 6 weeks Energy Supplement
all recipients living in Australia.
of a temporary absence from Australia in (page 38)
TESTING
Pharmaceutical
• Students and apprentices may be paid for up to recipients with a partial or
Allowance
6 weeks of a temporary absence from Australia temporarily reduced capacity
(page 40)
to work.
in limited circumstances, or longer if undertaking
overseas study or training that forms part of their Youth Disability
recipients aged under 22 with a
Australian course or apprenticeship. Supplement
CROSS-PAYMENT
(page 17)
AUSTRALIANS
rental market or community housing. • Available to new Australian residents after 208 weeks
OLDER
Rent Assistance Go to servicesaustralia.gov.au/ in Australia as an Australian resident (some
(page 37) rentassistance for more
exemptions may apply).
information about eligibility and
related rules. • May be paid for up to 6 weeks of a temporary absence
from Australia in limited circumstances, or longer if
Student Start‑up Loan recipients studying at a higher
undertaking overseas study or training that forms part
DISABILITY
(page 29) education institution.
SUPPORT
of their Australian course or apprenticeship.
recipients living away from their
Fares Allowance
(page 30)
permanent home to undertake Payment rates
tertiary study.
Typical
Relocation recipients who move from or to a Basic rate
total rate
Scholarship regional or remote area to study at Status (per
(per
CARERS
(page 30) a higher education institution. fortnight)
fortnight)
eligible recipients. Go to
Single, no dependent children $562.80 $569.80
servicesaustralia.gov.au/
Advance payment advancepayments for more Single, with dependent children $720.40 $729.60
information about eligibility and Partnered, no dependent children $562.80 $569.80
related rules.
SEEKERS
Partnered, with dependent
$612.60 $620.30
JOB
children
Concession cards Automatically issued to:
Special rates for long term income support recipients
single principal carers and
Pensioner Concession Single, no dependent children $671.90 $680.50
recipients with a partial capacity
Card (page 43)
to work. Partnered, no dependent children $612.60 $620.30
YOUTH AND
STUDENTS
Health Care Card Typical total rates represent the amounts most people
all other recipients.
(page 44)
receive automatically. All typical total rates include
For more information about payments and Energy Supplement.
services based on individual circumstances, go to Special rates are for long term income support recipients
servicesaustralia.gov.au/paymentfinder who commence full time study or an Australian
SUPPORT
Apprenticeship or who study an approved course in
Assets test
FARM
English where English is not their first language.
• Applies if recipient is independent. Assets of recipient
and partner, if applicable, are assessed. Supplementary support
• See Module B (page 47). The table below outlines some common forms of
CIRCUMSTANCES
• Hardship provisions may apply. supplementary support for Austudy recipients, if they
SPECIAL
meet the eligibility criteria.
Income test
Payments Available to:
• See Module F (page 49).
Energy Supplement
all recipients living in Australia.
SUPPLEMENTARY
(page 38)
Austudy PAYMENTS
recipients renting in the private
rental market or community housing.
Austudy is an income support payment for students and Rent Assistance Go to servicesaustralia.gov.au/
apprentices aged 25 or over. (page 37) rentassistance for more
information about eligibility and
For more information go to related rules.
CONCESSION
(page 6)
MEANS
tertiary study.
INFORMATION
servicesaustralia.gov.au/
Typical
OLDER
Single, independent
• See Module B (page 47).
Aged under 22, no dependent
• Hardship provisions may apply. $562.80 $569.80
children
Income test Aged under 22, with dependent
$720.40 $729.60
children
SEEKERS
education institution or undertaking a full time ^This amount also includes Pharmaceutical Allowance.
Australian Apprenticeship, and Recipients in state care generally receive at home rates if
– not be receiving other government assistance the carer receives Foster Care Allowance, and away from
for study. home rates if they do not. Independent recipients may
receive at home rates if they live at the parental home.
CONCESSION
Residence requirements
CARDS
AUSTRALIANS
rental market or community housing.
1 April to 30 June instalment $83.20
OLDER
Rent Assistance Go to servicesaustralia.gov.au/
(page 37) rentassistance for more 1 July to 30 September instalment $187.20
information about eligibility and 1 October to 31 December instalment $83.20
related rules.
Total $540.80
Family Tax Benefit
For more information go to
DISABILITY
Part A (page 2)
SUPPORT
servicesaustralia.gov.au/schooltermallowance
Family Tax Benefit recipients with dependent
Part B (page 4) children. School Fees Allowance
Child Care Subsidy School Fees Allowance (at home) assists eligible
(page 6) low income families with the costs of school fees.
Student Start‑up Loan recipients studying at a higher School Fees Allowance (boarding) assists students
CARERS
(page 29) education institution. approved to live away from home with the costs of school
tuition fees. It can be paid directly to schools, or as
Relocation recipients who move from or to a
reimbursement, up to a maximum amount.
Scholarship regional or remote area to study at
(page 30) a higher education institution. Maximum
eligible recipients. Go to School Fees Allowance amount
SEEKERS
servicesaustralia.gov.au/ per year
JOB
Advance payment advancepayments for more At home
information about eligibility and
related rules. Turning 16 before 1 July in school year $78.00
Aged under 16 at 30 June in school year $156.00
YOUTH AND
Concession cards Automatically issued to:
STUDENTS
Boarding
Health Care Card Non-income tested amount $9,396.00
all recipients.
(page 44)
Income tested amount $2,695.00
For more information about payments and Total $12,091.00
services based on individual circumstances, go to
servicesaustralia.gov.au/paymentfinder For more information go to
SUPPORT
servicesaustralia.gov.au/schoolfeesallowance
FARM
ABSTUDY supplementary support
Incidentals Allowance
The ABSTUDY scheme offers further supplementary
support to people in particular circumstances. For more Incidentals Allowance helps eligible ABSTUDY recipients
meet the costs of starting their course.
CIRCUMSTANCES
information about the eligibility and related rules for each
form of support go to servicesaustralia.gov.au/abstudy
SPECIAL
Incidentals Allowance Amount
or call us on the ABSTUDY line (page 56).
Less than 12 week course $98.10
Fares Allowance 12 to 16 week course $172.20
Fares Allowance is a supplementary payment to cover 17 to 23 week course $342.30
SUPPLEMENTARY
the reasonable costs of travel for students who need to
24 week to one year course $695.70
PAYMENTS
live away from home to study. It is available to eligible
secondary or primary students, tertiary students, and Additional Incidentals Allowance is available to help
Masters and Doctorate students. Travel costs can be tertiary students meet the essential costs associated
paid on the student’s behalf or as a reimbursement. with their course.
Limits apply.
Additional Incidentals Allowance Amount
CONCESSION
servicesaustralia.gov.au/abstudyfaresallowance
Less than 12 week course $169.00
School Term Allowance 12 to 16 week course $334.90
School Term Allowance assists eligible low income 17 to 23 week course $669.20
families with the costs associated with secondary school
24 week to one year course $1,340.40
students aged under 16 starting the school term.
TESTING
MEANS
students who are required to travel away from their Masters and Doctorate students who are required to
permanent home or place of study for the purposes travel away from their permanent home or place of study
OLDER
servicesaustralia.gov.au/lawfulcustodyallowance
JOB
school, and
For more information go to
SPECIAL
Residence requirements
Assistance for Isolated Children • Claimant and student must be an Australian resident
AUSTRALIANS
Scheme (page 55) or an SCV holder (page 55) living
OLDER
permanently in Australia.
The Assistance for Isolated Children Scheme is a group
of payments that provide assistance to families of Payment rates
students without access to an appropriate state school.
Boarding Allowance Per year
For more information go to servicesaustralia.gov.au/aic
Basic (no income test) $9,396.00
DISABILITY
or call us on the Assistance for Isolated Children line
SUPPORT
(page 56). Additional (subject to parental income test
$2,695.00
and boarding costs)
Basic conditions of eligibility Total $12,091.00
Families of primary, secondary and certain tertiary Distance Education Allowance Per year
students who do not have reasonable daily access to an
Per student $4,698.00
appropriate state school can receive:
CARERS
Second Home Allowance Per fortnight
• Boarding Allowance for students who must board away
Per student (up to 3 students in a family) $273.71
from home, in a school, hostel or privately, or
Assistance for Isolated Children Pensioner
• Distance Education Allowance for students who are Per fortnight
Education Supplement
enrolled in full time studies in an approved distance
Per student $62.40
SEEKERS
education course, or
JOB
• Second Home Allowance to maintain a second home
Assets test
so that a student can access school daily, or
• Pensioner Education Supplement for students aged • No assets test.
under 21 receiving Disability Support Pension or
Income test
YOUTH AND
Parenting Payment (Single) and studying at primary level.
STUDENTS
• No income test for Basic Boarding Allowance, Distance
Students must:
Education Allowance, Second Home Allowance or the
• not have reasonable access to an appropriate state AIC Pensioner Education Supplement.
school due to being geographically isolated or having
• The Youth Allowance parental income test (page 50)
special needs, and
applies to Additional Boarding Allowance, unless the
• be undertaking approved studies at an approved
SUPPORT
claimant or their partner receives an income support
FARM
institution, and payment or holds a current Health Care Card.
• be at least the minimum school entry age, and be aged • The rate of Additional Boarding Allowance a family
under 19 at 1 January. Certain pensioner students may receives is either the entitlement under the parental
be eligible until they turn 21. Tertiary students must be income test, or the amount of the student’s boarding
CIRCUMSTANCES
either under the minimum age that the state or territory costs that exceeds Basic Boarding Allowance,
requires them to participate in education or training, or
SPECIAL
whichever is lower.
aged under 16, whichever is greater.
An appropriate state school is normally one that offers
tuition at the grade or year in which the student is
qualified to enrol (for example, Year 11). If the student
Student Start-up Loan
has a health-related condition (including a disability) Student Start-up Loan is a voluntary income-contingent SUPPLEMENTARY
or special educational needs, the nearest appropriate loan to assist higher education students with the PAYMENTS
state school is one that provides access to the facilities, costs of their study. It’s available up to twice a year
programs, or environment required to meet the for eligible students. For more information go to
student’s needs. servicesaustralia.gov.au/startuploan
CONCESSION
income and other circumstances, a student may receive education institution, and
a higher level of assistance if they are eligible for Youth – not be receiving a Commonwealth Education
Allowance, ABSTUDY or Pensioner Education Supplement. Costs Scholarship or a Veterans’ Affairs Student
Start-up Scholarship.
CROSS-PAYMENT
INFORMATION
requirements apply to the income support payment the required to live away from home to study.
OLDER
person receives.
Status Yearly amount
Payment rates Students relocating from major cities
Students can apply for up to 2 half-yearly instalments. First year $5,080.00
Subsequent years $1,269.00
DISABILITY
Instalment Amount
SUPPORT
1 January to 30 June 2023 instalment $1,201.00 Students relocating from regional or remote areas
First year $5,080.00
1 July to 31 December 2023 instalment $1,201.00
Second and third years $2,541.00
Total for 2023 $2,402.00
Subsequent years $1,269.00
Loan details
CARERS
Loans are repaid under the same arrangements as Higher Assets test
Education Loan Program (HELP) debts. Students begin • No assets test.
repaying their loan once their income reaches $48,361
for 2022–23 and after their HELP debt has been fully Income test
repaid. Loan amounts don’t accrue interest, but they are • No income test.
SEEKERS
cost of living.
Fares Allowance
Relocation Scholarship Fares Allowance is a supplementary payment to
assist tertiary students living away from home with
YOUTH AND
STUDENTS
Relocation Scholarship is a yearly scholarship for higher the costs of travelling to and from their place of study.
education students who need to move from or to a It can be paid for travel at the start and end of the
regional or remote area to study. For more information study year, and for a return trip during the study year.
go to servicesaustralia.gov.au/relocationscholarship It isn’t paid for daily travel. For more information go to
servicesaustralia.gov.au/faresallowance
Basic conditions of eligibility
SUPPORT
• Claimant must:
– be a dependent full time student receiving • Claimant must:
Youth Allowance or ABSTUDY Living Allowance – be a tertiary student receiving Youth Allowance,
who needs to live away from home to undertake a Austudy or Pensioner Education Supplement, and
CIRCUMSTANCES
higher education or preparatory course at a higher – be dependent and living away from home to study, or
SPECIAL
education institution, and – be independent and living away from their partner or
– be relocating either to or from a regional or remote dependent child to study, or
area to study. – be studying a distance or online course and required
• May also be available to independent students who are to travel to the institution as a course requirement.
SUPPLEMENTARY
disadvantaged by certain personal circumstances, and • People who become independent through age or work
PAYMENTS
to students studying overseas as part of their course. may be eligible if they were dependent and living away
• Not available to students already receiving a from home in the year before they came independent.
Commonwealth Accommodation Scholarship (CAS)
or Indigenous CAS. It can be paid in addition to the Note: Fares Allowance is also available under the
Student Start-up Loan. ABSTUDY scheme.
CONCESSION
AUSTRALIANS
to start the study year Full rate $62.40
OLDER
Receiving a qualifying
1 trip from place of study to home Half rate $31.20
payment as a tertiary
to end the study year
student for 3 months
1 return trip between home • The full rate is paid to:
or more in a year
and place of study during the – students with at least a 50% study load, or
study year – students with at least a 25% study load, if they receive
DISABILITY
SUPPORT
1 trip from home to place of study Disability Support Pension or certain Department of
Receiving a qualifying
payment as a tertiary to start the study year Veterans’ Affairs income support payments, and are
student for less than granted a 25% workload concession.
1 trip from place of study to home
3 months in a year to end the study year • The half rate is paid to all other students with at least a
25% study load.
Studying by distance 1 return trip between home and
CARERS
or online and must place of study for each course
Assets test
travel for study per year
• No assets test.
Assets test
Income test
• No assets test.
• No income test.
SEEKERS
Income test
JOB
• No income test.
Education Entry Payment
Education Entry Payment is an annual payment
Pensioner Education Supplement
YOUTH AND
STUDENTS
for certain income support recipients who
Pensioner Education Supplement is a fortnightly commence study. For more information go to
supplementary payment to help certain income servicesaustralia.gov.au/educationentry
support payment recipients with the extra
Basic conditions of eligibility
costs of studying. For more information go to
servicesaustralia.gov.au/pensionereducation Disability Support Pension, Carer Payment, Parenting
SUPPORT
FARM
Payment (Single) and Special Benefit recipients
Basic conditions of eligibility • Claimant must:
• Claimant must: – be receiving Parenting Payment (Single), Disability
– be studying an approved course at an approved Support Pension, Carer Payment, or Special Benefit
CIRCUMSTANCES
educational institution, and (as a single parent), and
SPECIAL
– be receiving Disability Support Pension, – be receiving Pensioner Education Supplement, and
Carer Payment, Parenting Payment (Single), – not have received an Education Entry Payment in the
JobSeeker Payment (as a single principal carer) or current calendar year.
Special Benefit (as a single parent), or be receiving
JobSeeker Payment and Parenting Payment (Partnered)
certain Department of Veterans’ Affairs income
SUPPLEMENTARY
recipients
support payments. People with a partial capacity to
work may also be eligible in some circumstances. • Claimant must: PAYMENTS
Note: Pensioner Education Supplement is also available – have enrolled or intend to enrol in an approved
under the ABSTUDY and Assistance for Isolated education course, and
Children schemes. – immediately before starting the course, be receiving
JobSeeker Payment or Parenting Payment
CONCESSION
• Claimant must be an Australian resident (page 55). continuously for the last 12 months, and
• Available to new Australian residents after 208 weeks – not have received an Education Entry Payment in the
in Australia as an Australian resident (some last 12 months.
exemptions may apply). • Under these rules, people about to transfer to a student
• May be paid for up to 6 weeks of a temporary payment (Youth Allowance (student), ABSTUDY or
TESTING
MEANS
absence from Australia while the primary payment Austudy) may be eligible if they directly transfer from a
is paid, or longer to study overseas as part of an qualifying income support payment.
Australian course.
CROSS-PAYMENT
INFORMATION
person receives.
income support payments, like Youth Allowance.
Payment rates However, Services Australia will consider these
scholarships as income if the applicant receives other
Status Per year scholarships with a combined total of more than
All recipients $208.00 $9,174 per year.
DISABILITY
SUPPORT
Income test
Income test
• No income test.
• A $250,000 annual parental income test threshold
applies for the TAP. The parental income test is based
on the parents’ or guardians’ combined adjusted
Tertiary Access Payment (TAP) taxable income (page 54) for the base tax year
SUPPORT
FARM
AUSTRALIANS
(per
fortnight)
Farm Household Allowance fortnight)
OLDER
Partnered
Farm Household Allowance is an income support payment
Aged under 22, no dependent
for farmers and their partners in financial hardship. $562.80 $569.80
children
For more information go to Aged under 22, with dependent
$612.60 $620.30
DISABILITY
servicesaustralia.gov.au/farmhouseholdallowance or call
SUPPORT
children
us on the Farmer Assistance Hotline (page 56).
Aged 22 or over $631.20 $639.10
Basic conditions of eligibility Typical total rates represent the amounts most people
receive automatically. All typical total rates include
• Be a farmer or partner of a farmer.
Energy Supplement. ^These amounts also include
• The farmer must contribute significant labour and
Pharmaceutical Allowance.
CARERS
capital to the farm enterprise.
• The farm enterprise must have significant commercial Supplementary support
purpose or character. The table below outlines some common forms of
• The farmer must have a right or interest in the land supplementary support for Farm Household Allowance
used for the purpose of a farm enterprise. recipients, if they meet the eligibility criteria.
SEEKERS
• The farm must be located in Australia.
JOB
Payments Available to:
• Meet income and assets tests.
• Be willing and agree to comply with mutual obligation all recipients living in Australia.
Energy Supplement
requirements (activity requirements). Refer to rates for JobSeeker
(page 38)
Payment and Youth Allowance.
• Must have received less than 4 cumulative years of
YOUTH AND
recipients renting in the private
STUDENTS
Farm Household Allowance before 30 June 2024.
rental market or community housing.
• The farmer must use the land wholly or mainly for the
Rent Assistance Go to servicesaustralia.gov.au/
purpose of the farm enterprise. (page 37) rentassistance for more
• Be aged 16 years or over. information about eligibility and
• Meet the residence requirements. related rules.
Pharmaceutical single principal carers and
SUPPORT
Residence requirements
FARM
Allowance recipients with a temporarily
• Claimant must be an Australian resident (page 55). (page 40) reduced capacity to work.
• Available to new Australian residents after 208 weeks Family Tax Benefit
in Australia as an Australian resident (some Part A (page 2)
CIRCUMSTANCES
exemptions may apply). Family Tax Benefit recipients with dependent
SPECIAL
• May be paid for up to 6 weeks of a temporary absence Part B (page 4) children.
from Australia in limited circumstances. Child Care Subsidy
(page 6)
Payment rates eligible recipients. Go to
SUPPLEMENTARY
Typical servicesaustralia.gov.au/
Basic rate
PAYMENTS
total rate Advance payment advancepayments for more
Status (per information about eligibility and
(per
fortnight) related rules.
fortnight)
Single, no dependent children
Concession cards Automatically issued to:
Aged under 22 $562.80 $569.80
Health Care Card
CONCESSION
all recipients.
Aged 22 or over $693.10 $701.90 (page 44)
CARDS
a single person.
Income test
• See Module D (page 48) for JobSeeker Payment limits
and Module F (page 49) for Youth Allowance limits.
DISABILITY
SUPPORT
• Go to servicesaustralia.gov.au/farmhouseholdallowance
for more detailed information.
Time limit
Recipients can receive payment for 4 in every 10 years.
The first 10 year period started on 1 July 2014. The next
SUPPORT
Activity requirements
• Farm Household Allowance recipients are required
to engage in activities aimed at improving their
CIRCUMSTANCES
Age requirements
Farm Household Allowance can be paid to eligible
CONCESSION
AUSTRALIANS
rental market or community housing.
Special Benefit
OLDER
Rent Assistance Go to servicesaustralia.gov.au/
(page 37) rentassistance for more
Special Benefit is an income support payment for people information about eligibility and
in financial hardship who aren’t eligible for any other related rules.
income support payment.
Family Tax Benefit
DISABILITY
For more information go to Part A (page 2)
SUPPORT
servicesaustralia.gov.au/specialbenefit or call us on the Family Tax Benefit recipients with dependent
Employment services line (page 56). Part B (page 4) children.
Basic conditions of eligibility Child Care Subsidy
(page 6)
• Claimant must:
CARERS
– be in financial hardship and unable to earn a Concession cards Automatically issued to:
sufficient livelihood due to reasons beyond their
control, and recipients aged 60 or over, after
Pensioner Concession
nine continuous months on
– not be able to get any other income support payment. Card (page 43)
payment.
• For short term payment, available funds can’t be more
Health Care Card
than the applicable fortnightly JobSeeker Payment or all other recipients.
SEEKERS
(page 44)
JOB
Youth Allowance rate, plus any applicable Family Tax
Benefit rates. For long term payment, available funds For more information about payments and
can’t be more than $5,000. services based on individual circumstances, go to
servicesaustralia.gov.au/paymentfinder
Residence requirements
YOUTH AND
Assets test
STUDENTS
• Claimant must be an Australian resident (page 55) or
specified temporary visa holder (page 55). • See Module B (page 47).
• Available after 208 weeks in Australia as an Australian
resident or specified temporary visa holder (some Income test
exemptions may apply, including where the person has • Each dollar of income reduces the rate of payment by
experienced a substantial change in circumstances one dollar.
SUPPORT
FARM
beyond their control after arrival in Australia).
• May be paid for up to 6 weeks of a temporary absence
from Australia in limited circumstances.
Crisis Payment
Payment rates
CIRCUMSTANCES
Crisis Payment is a one-off payment for people
who have experienced a certain event and are in severe
SPECIAL
• Generally the same as JobSeeker Payment (page 23)
or Youth Allowance (page 24), depending on the financial hardship.
person’s age. For more information go to
• Rates may be reduced if a person receives free board, servicesaustralia.gov.au/crisispayment or call us on the
lodgings or other forms of support. Employment services line (page 56).
SUPPLEMENTARY
Supplementary support PAYMENTS
The table below outlines some common forms of
supplementary support for Special Benefit recipients,
if they meet the eligibility criteria.
CONCESSION
Energy Supplement
all recipients living in Australia.
(page 38)
Pension Supplement
recipients of Age Pension age.
(page 39)
recipients under Age Pension age
TESTING
Pharmaceutical
MEANS
Residence requirements
• Claimant must be an Australian resident (page 55),
SCV holder (page 55) or specified temporary visa
holder (page 55), depending on the person’s income
YOUTH AND
STUDENTS
support payment.
• Claimant must be in Australia at the time the extreme
circumstance or family and domestic violence occurs.
Payment rates
• A one-off payment, equal to one week of the person’s
SUPPORT
FARM
AUSTRALIANS
Rent Assistance Rent
OLDER
threshold Rent ceiling
Maximum
Rent Assistance is a supplementary payment to help (no payment (maximum
payment
meet the costs of renting in the private rental market or Status unless payment if
per
community housing. It is paid as part of another payment fortnightly fortnightly rent
fortnight
rent is more is at least)
and it may be reduced due to the income and assets test
DISABILITY
SUPPORT
than)
rules applying to that payment.
Single
To qualify for Rent Assistance, a person must generally
pay rent to a private landlord or community housing 1 or 2
dependent $184.38 $430.97 $184.94
provider, and receive a qualifying payment – either an
children
income support payment (page 54) or more than
3 or more
CARERS
the base rate of Family Tax Benefit Part A. A person’s
payment rate depends on their relationship status, the dependent $184.38 $462.70 $208.74
children
number of children they care for, and the amount of rent
they pay. Couple
SEEKERS
children
JOB
75 cents for each dollar of rent above the rent threshold,
up to the maximum rate. The maximum rate is paid when 3 or more
a person’s rent reaches the rent ceiling. dependent $272.44 $550.76 $208.74
children
Recipients without children – paid with an Rent Assistance is not available to residents in Australian
YOUTH AND
STUDENTS
income support payment Government funded places in nursing homes and other
aged care facilities, or to people paying rent directly
Rent
to a government housing authority, although in some
threshold Rent ceiling
Maximum situations sub-tenants may qualify.
(no payment (maximum
payment
Status unless payment if It is also not available to certain payment recipients in
per
fortnightly fortnightly rent certain situations. Some common exclusions are:
SUPPORT
fortnight
FARM
rent is more is at least) • single JobSeeker Payment recipients aged under 25
than)
and living in the parental home.
Single • Youth Allowance recipients who are dependent and
No dependent receiving an at home rate of payment.
CIRCUMSTANCES
$140.40 $350.00 $157.20
children • blind pensioners, unless they are subject to
SPECIAL
No dependent means testing.
children, $140.40 $280.14 $104.80
Special rules apply to single sharers, people paying board
sharer
and lodging, and people living in a retirement village.
Couple
Parents caring for a child for less than 35% of the time
SUPPLEMENTARY
No dependent can’t receive the child related components of Family
PAYMENTS
$227.40 $424.74 $148.00
children
Tax Benefit Part A, but they can still receive the Rent
Member of a Assistance component of Family Tax Benefit Part A if
couple who they care for the child for at least 14% of the time.
is separated
$140.40 $350.00 $157.20 Rent Assistance may be paid for temporary absences
due to illness,
from Australia while the primary payment continues to be
CONCESSION
respite care or
paid, or for up to 26 weeks if the primary payment may be
CARDS
imprisonment
Member of a paid indefinitely overseas.
couple who For more information about eligibility and related rules,
$140.40 $337.74 $148.00
is temporarily go to servicesaustralia.gov.au/rentassistance
separated
TESTING
MEANS
CROSS-PAYMENT
INFORMATION
to most income support recipients to assist with energy Single, dependent, living at home
costs. It doesn’t require a separate claim.
Aged under 18 $5.90
Energy Supplement is usually paid as part of another
Aged 18 to 20 $6.60
payment and recipients can choose to receive Energy
Single, independent $9.10
DISABILITY
Base rate
Each child aged 0 to 19 $1.40 $36.50 Living away from home $7.00
Single, aged 18 to 24, no dependent children
Family Tax Benefit Part B Living at home $4.60
CIRCUMSTANCES
Family situation Per fortnight Per year Living away from home $7.00
SPECIAL
Youngest child aged under 5 $2.80 $73.00 Single, with dependent children
Youngest child aged 5 to 18 $1.96 $51.10 Single, with dependent children $9.20
Principal carer of a dependent child granted
Parenting Payment
SUPPLEMENTARY
$6.60
children
AUSTRALIANS
With dependent children $9.20 Aged under 22, no dependent children $7.70
OLDER
Partnered, with Youth Disability Supplement Aged under 22, with dependent children $7.70
No dependent children $7.70 Recipients in state care generally receive at home rates
With dependent children $7.70 if the carer receives Foster Care Allowance, and away
from home rates if they do not. Independent recipients
DISABILITY
Austudy
SUPPORT
may receive at home rates if they live at the parental
home. Energy Supplement for ABSTUDY Masters and
Status Per fortnight
Doctorate Living Allowance recipients ($300 per year) is
Single, no dependent children $7.00 paid quarterly.
Single, with dependent children $9.20
Special Benefit
Partnered, no dependent children $7.00
CARERS
See rates for JobSeeker Payment and Youth Allowance.
Partnered, with dependent children $7.70
Special rates for long term income support recipients
(page 25)
Single, no dependent children $8.60
Pension Supplement
Pension Supplement is a supplementary payment
SEEKERS
Partnered, no dependent children $7.70
made to pensioners and certain other income support
JOB
Recipients over Age Pension age recipients to assist with phone, internet, utility and
Single $14.10 pharmaceutical costs. It is added to a recipient’s regular
Partnered $10.60 fortnightly income support payment and it may be
reduced due to the income and assets test rules applying
YOUTH AND
STUDENTS
ABSTUDY Living Allowance to that payment. It doesn’t require a separate claim.
Status Per fortnight Pension Supplement was created in 2009 by combining
the GST supplement, Pharmaceutical Allowance,
Single, dependent
Telephone Allowance and Utilities Allowance.
Aged under 16, in tertiary education $0.50 Transitional pensioners (page 14) don’t receive
Aged under 18, living at home $3.90 Pension Supplement, though they receive an equivalent
SUPPORT
FARM
Aged 18 to 21, living at home $4.60 amount in their fortnightly rate.
Aged under 22, living away from home $7.00 For more information go to
servicesaustralia.gov.au/pensionsupplement
Single, independent
CIRCUMSTANCES
Aged under 22, no dependent children $7.00 Maximum Pension Supplement
SPECIAL
Aged under 22, with dependent children $9.20 Recipients of Age Pension, Carer Payment, Disability
Aged 22 or over, no dependent children $8.80 Support Pension (except youth recipients) generally
receive the maximum Pension Supplement.
Aged 22 or over, with dependent children $9.50
Recipients of Parenting Payment, Austudy, ABSTUDY
Aged 60 or over $9.50
SUPPLEMENTARY
Living Allowance and Special Benefit can receive the
PAYMENTS
Over Age Pension age $14.10 maximum Pension Supplement if they have reached
Partnered Age Pension age.
Aged under 22, no dependent children $7.00
Status Per fortnight
Aged under 22, with dependent children $7.70
Single $78.40
Aged 22 or over, no dependent children $7.90
CONCESSION
Partnered $59.10
CARDS
may receive a lower amount of Pension Supplement due • receive youth rates (aged under 21, no
Support
children).
OLDER
Pensioners can choose to receive the minimum Pension income support continuously for
Supplement quarterly, and the rest of their Pension Parenting 9 months, or
Supplement fortnightly. We pay the quarterly instalments Payment
• have been assessed as having a
(Partnered)
as soon as possible after every 20 March, 20 June, partial capacity to work, or
if under Age
20 September and 20 December. • are unable to meet their mutual
Pension age
obligation requirements due to a
CARERS
least 9 months.
FARM
Pharmaceutical Allowance Austudy if under • are aged 60 or over and have received
Age Pension income support continuously for at
Pharmaceutical Allowance is a supplementary payment age least 9 months.
to assist with the cost of pharmaceutical prescriptions.
CIRCUMSTANCES
It is added to a recipient’s regular fortnightly income ABSTUDY Living • are temporarily incapacitated, or
SPECIAL
For most pensioners, and other income support partial capacity to work.
recipients who have reached Age Pension age, the Youth Allowance
value of Pharmaceutical Allowance has either been (students and • are temporarily incapacitated.
incorporated into Pension Supplement or forms part of apprentices)
the rate paid under transitional arrangements.
CONCESSION
AUSTRALIANS
For more information go to
Telephone Allowance is a quarterly supplementary
OLDER
servicesaustralia.gov.au/phoneallowance
payment to assist with the cost of maintaining a phone
service. It doesn’t require a separate claim.
Telephone Allowance is available to recipients of certain
income support payments who are subscribed to a
Utilities Allowance
DISABILITY
phone service on the test days – 1 January, 20 March, Utilities Allowance is a quarterly supplementary payment
SUPPORT
1 July and 20 September each year. to assist with the cost of utilities bills. It doesn’t require a
separate claim.
Status Per quarter Per year
Utilities Allowance is available to people who receive
Standard rate $33.40 $133.60
youth rates of Disability Support Pension (under 21,
Higher rate $49.40 $197.60 no children) on the test days – 20 March, 20 June,
CARERS
Rates are shared between both members of an eligible 20 September and 20 December each year.
couple. The higher rate is only available to recipients of Status Per quarter Per year
youth rates of Disability Support Pension or recipients of
Farm Household Allowance if they or their partner also Single $183.70 $734.80
have a home internet connection. Partnered $91.85 $367.40
SEEKERS
For most pensioners, and other income support For most pensioners, and other income support
JOB
recipients who have reached Age Pension age, the value recipients who have reached Age Pension age, the
of Telephone Allowance has been either added into value of Utilities Allowance has been either added into
Pension Supplement (page 39) or forms part of the Pension Supplement (page 39) or forms part of the
rate paid under transitional arrangements. rate paid under transitional arrangements.
YOUTH AND
STUDENTS
Payment Paid to phone service subscribers who: Recipients must be in Australia on the test day or
temporarily absent for less than 6 weeks. Utilities
Disability
• receive youth rates (aged under 21, Allowance cannot be paid for a test day if the recipient
Support
no children). has permanently departed Australia. Additional residence
Pension
requirements may apply to the primary payment the
Parenting
person receives.
SUPPORT
Payment • are under Age Pension age.
FARM
(Single) For more information go to
servicesaustralia.gov.au/utilitiesallowance
Parenting • have been assessed as having a
Payment partial capacity to work, or
(Partnered) • are aged 60 or over and have received
CIRCUMSTANCES
if under Age income support continuously for Remote Area Allowance
SPECIAL
Pension age 9 months. Remote Area Allowance is a supplementary payment
• have been assessed as having a to help income support recipients meet the additional
partial capacity to work, or costs of living in remote areas. It is added to a recipient’s
JobSeeker regular fortnightly income support payment. It doesn’t
• are a single principal carer of a
SUPPLEMENTARY
Payment require a separate claim.
dependent child, or
Farm Household
• are aged 60 or over and have received Recipients must be receiving an income support PAYMENTS
Allowance
income support continuously for at payment (page 54) and be a resident of either Ordinary
least 9 months. Tax Zone A, Special Tax Zone A (with certain exceptions),
• are aged 60 or over and have or Special Tax Zone B.
Special Benefit
CONCESSION
Supplement
Approved Program of Work Supplement is a
supplementary payment to assist with the costs of
participating in an approved program of work. It is
added to a recipient’s regular fortnightly income support
CARERS
Supplement
Language, Literacy and Numeracy Supplement is a
supplementary payment to assist with the costs of
SUPPLEMENTARY
AUSTRALIANS
• The card is generally cancelled after 6 weeks of a
temporary absence from Australia, or earlier if the
OLDER
Concession cards provide people with access to a
range of Australian Government concessions, including cardholder is no longer receiving the payment linked
cheaper Pharmaceutical Benefits Scheme prescriptions to the card. The card is cancelled immediately if the
and access to the lower thresholds of the Extended cardholder has permanently departed Australia.
Medicare Safety Net and Pharmaceutical Benefits
Retention rules
DISABILITY
SUPPORT
Scheme Safety Net.
Once a person is no longer qualified for payment,
State, territory and local Governments, and some private they must generally stop using their card. However,
businesses, may also provide cardholders with discounts people who stop receiving their payment due to their
on utilities, council rates, public transport, and other employment income can generally retain their card
goods and services. for 12 weeks.
Some concession cards are automatically issued to
CARERS
Other retention rules apply to people in certain
certain payment recipients while others require a claim circumstances.
to be made.
For more information go to Age Pension recipients
servicesaustralia.gov.au/concessioncards • R
etain their card for 2 years if their payment stops due
to employment income.
SEEKERS
JOB
Disability Support Pension recipients
Pensioner Concession Card • Retain their card for 2 years if their payment stops due
The Pensioner Concession Card is automatically issued to commencing employment of 30 hours or more per
to pensioners. It is also issued to recipients of other week, or due to employment income.
YOUTH AND
STUDENTS
payments in certain circumstances. It provides access
to more Australian Government concessions than those Older benefit recipients (as defined earlier)
offered to other cardholders, including subsidised • Retain their card for 26 weeks if their payment stops
hearing assessments and hearing rehabilitation. due to the person or their partner commencing
employment, or due to employment income.
For more information go to
servicesaustralia.gov.au/pensionercard Parenting Payment (Single) recipients
SUPPORT
FARM
Basic conditions of eligibility • Retain their card for 12 weeks if their payment stops
due to increased employment income. A Health Care
Automatically issued to:
Card is then issued for a further 14 weeks if a person
• Age Pension, Disability Support Pension, Carer has been in continuous receipt of an income support
CIRCUMSTANCES
Payment (excluding Carer Payment recipients with payment (other than Austudy, Youth Allowance
SPECIAL
either episodic or short term care of a child) and (students and Australian Apprentices) or ABSTUDY
Parenting Payment (Single) recipients. Living Allowance) for the last 52 weeks.
• Department of Veterans’ Affairs Service Pension • Retain their card for 12 weeks if their payment stops
recipients and war widows receiving an income due to their youngest child turning 8.
support supplement.
• JobSeeker Payment, Parenting Payment (Partnered) JobSeeker Payment and Youth Allowance (job seeker) SUPPLEMENTARY
and Youth Allowance (job seeker) recipients assessed recipients PAYMENTS
as having a partial capacity to work or who are a single • Retain their card for 52 weeks if their payment stops
principal carer of a dependent child. due to employment income, if they have been assessed
• Older benefit recipients – JobSeeker Payment, as having a partial capacity to work, or
Parenting Payment (Partnered) and Special Benefit • Retain their card under the same rules as Parenting
CONCESSION
Residence requirements
MEANS
Health Care Cards are another form of concession as they remain a participant in the scheme.
OLDER
Basic conditions of eligibility In certain circumstances, people can claim a Health Care
Automatically issued to people who are receiving: Card if they don’t automatically qualify for one.
• Carer Payment (either episodic or short term care
of a child). Low income Health Care Card
• JobSeeker Payment, Special Benefit, Youth Allowance, People with income below certain levels can claim a
CARERS
• Carer Allowance, if caring for a child. The card is issued Couple combined, no dependent children $1,204
in the child’s name. Other carers of children with a Single, one dependent child $1,204
disability who do not receive Carer Allowance may
Couple combined, one dependent child $1,238
receive the card under less stringent disability-related
eligibility criteria. For each additional dependent child, add $34
YOUTH AND
STUDENTS
• Additional residence requirements may apply to the an SCV holder (page 55), or the holder of a specified
primary payment the cardholder receives. temporary visa (page 55). The card is available to new
Australian residents after 208 weeks in Australia as an
• The card is generally cancelled after 6 weeks of a
Australian resident or 104 weeks in Australia as an SCV
temporary absence from Australia, or earlier if the
CIRCUMSTANCES
must generally stop using their card. However, people For more information go to servicesaustralia.gov.au/lic
who stop receiving their payment due to their
employment income can generally retain their card Foster child Health Care Card
for 12 weeks. Carers of foster children can claim a Health Care Card.
People who stop receiving their payment due to their The card is claimed by the foster carer on behalf of the
CONCESSION
employment income can retain their card for up to child. The carer does not need to be a formal foster carer.
CARDS
26 weeks if they are: Eligibility can include care for any child that is not the
• a long term recipient of JobSeeker Payment, applicant’s natural or adopted child. The card is issued
Special Benefit, or Youth Allowance (job seeker), or only in the name of the child, and can only be used to
• a former long term recipient of Parenting Payment obtain concessions on services used by the child.
(Single), JobSeeker Payment or Youth Allowance (job
The card is not means tested.
TESTING
child (the 26 weeks runs concurrently with the 12 week The child must be living in Australia with a foster carer
Pensioner Concession Card extension). who is an Australian resident (page 55) or an SCV
holder (page 55).
An extension may apply to people who have Working
Credits (page 52).
CROSS-PAYMENT
INFORMATION
AUSTRALIANS
permanently departed Australia. Income test
OLDER
For more information go to • Annual adjusted taxable income (page 54), plus
servicesaustralia.gov.au/fosterchildcard deemed income from any account‑based income
streams, must be less than:
Ex‑Carer Allowance (child) Health Care Card
DISABILITY
Certain students with a disability or severe medical Status Per year
SUPPORT
condition can claim a Health Care Card. Single $90,000
The card can be claimed by 16–25 year old full‑time Couple combined $144,000
students who were holding a Carer Allowance Health Separated couple combined (for example,
Care Card on the day before their 16th birthday. The card $180,000
illness, respite care)
is issued in the name of the student.
For each dependent child, add $639.60
CARERS
A claimant must be an Australian resident (page 55).
The card is available to new Australian residents after
208 weeks in Australia as an Australian resident.
The card is generally cancelled after 6 weeks of a
temporary absence from Australia. It is cancelled
SEEKERS
immediately if the cardholder has permanently
JOB
departed Australia.
The card is not means tested.
For more information go to
YOUTH AND
servicesaustralia.gov.au/excarerallowancecard
STUDENTS
Commonwealth Seniors Health Card
The Commonwealth Seniors Health Card is targeted
at self‑funded retirees of Age Pension age who do not
SUPPORT
FARM
receive Age Pension because of assets or income levels.
Eligible cardholders may also receive Energy Supplement
(page 38).
For more information go to
CIRCUMSTANCES
servicesaustralia.gov.au/seniorshealthcard
SPECIAL
Basic conditions of eligibility
A person must make a claim for the card and:
• not be receiving an income support payment or a
SUPPLEMENTARY
Department of Veterans’ Affairs Service Pension,
PAYMENTS
Income Support Supplement or Veteran Payment, and
• be of Age Pension age (page 14).
Residence requirements
• Claimant must be an Australian resident (page 55)
CONCESSION
in Australia.
• The card is available to new Australian residents after
208 weeks in Australia or 104 weeks in Australia as an
SCV holder (some exemptions may apply).
• The card is generally cancelled after 19 weeks of a
TESTING
MEANS
Homeowner
Assets testing
OLDER
$419,000 $1,128,500
owns, including money, shares, financial investments, couple combined
investment properties, vacant land, holiday homes, motor Non-homeowner
vehicles, caravans, boats, household contents, personal Single $504,500 $859,250
effects, businesses, farms, other personal assets (whether
Couple combined
in Australia or overseas) and superannuation for people of
(including where only $643,500 $1,178,500
CARERS
Age Pension age (or superannuation for people under Age one partner is eligible)
Pension age if a payment is being received from it).
Illness separated,
Certain assets are exempt from the assets test, including $643,500 $1,353,000
couple combined
a person’s principal home and some adjacent land,
and superannuation for people under Age Pension age Disability Support Pension (youth rates)
(unless a payment is being received from it).
SEEKERS
$280,000 $462,500
STUDENTS
aged 18 to 20
If a person gives away assets or sells them for less
than their market value without receiving adequate Single, independent $280,000 $521,250
compensation, we may still count them in the assets Couple combined $419,000 $899,000
and income tests. Amounts given away above Non-homeowner
$10,000 per financial year, or $30,000 over 5 financial years
Single, dependent,
SUPPORT
(which can’t include more than $10,000 in a single financial $504,500 $668,000
aged under 18
FARM
provide for themselves. If a person is in severe financial Assistance, or lower if the person doesn’t reside in Australia.
PAYMENTS
Deeming
Module B – Assets test for The deeming rules are used to calculate income from
AUSTRALIANS
allowances financial investments for income testing purposes.
OLDER
Financial investments include bank accounts,
The assets test for allowances applies to JobSeeker shares, managed investments and superannuation in
Payment, Youth Allowance, Parenting Payment, some circumstances.
ABSTUDY Living Allowance, Austudy and Special Benefit.
Deeming assumes that financial investments are earning a
• Assets up to the assets limit have no effect on the rate certain rate of income, regardless of the amount of income
DISABILITY
of payment.
SUPPORT
they’re actually earning. If a person actually earns more
• The rate of payment is nil if assets exceed the than these rates, we don’t assess the extra income.
assets limit.
We add a person’s deemed income to their assessable
Assets income from other sources, such as salary or wages, and
Status
limit apply the income test.
Homeowner
CARERS
Deeming rates are set by the Minister for Social Services.
Single $280,000 The table below shows the thresholds and rates at the
Couple combined (including illness separated time this document was produced.
$419,000
or where only one partner is eligible) Financial Deeming rate
Status
Non-homeowner investments (annual)
SEEKERS
Single $504,500 the first $56,400 0.25%
JOB
Couple combined (including illness separated Single additional amounts
$643,500 2.25%
or where only one partner is eligible) above $56,400
Partnered the first $46,800 0.25%
(neither member additional amounts
YOUTH AND
STUDENTS
Income testing receiving pension) above $46,800
2.25%
This section outlines the basic income testing rules for Couple combined the first $93,600 0.25%
income support payments. Please contact us for more (at least one
member receiving additional amounts
information based on your circumstances. 2.25%
pension) above $93,600
In general, the income testing rules assess gross income
SUPPORT
For more information go to
FARM
from all sources. Common types of assessable income
servicesaustralia.gov.au/deeming
include income from employment, income streams (such
as foreign pensions and private annuities), net rental Compensation
income, net business income, and deemed income from
If a person or their partner receives a compensation
CIRCUMSTANCES
financial investments.
payment, their income support payment rate may
SPECIAL
Some forms of income are specifically exempt from the be affected. Periodic compensation payments are
income test. This includes most payments made by us, income tested differently depending on whether the
payments for a dependent child, emergency relief and compensation recipient was receiving an income
National Disability Insurance Scheme payments. support payment at the time of the compensable injury.
SUPPLEMENTARY
Special rules apply for certain types of income, such as A non-payment period may apply to recipients of lump
PAYMENTS
lump sums, compensation, business income and income sum compensation payments.
from trusts and companies. For more information go to servicesaustralia.gov.au/
For more examples of assessable and exempt centrelinkcompensationrecovery
income, and more detail about the special rules, go to
servicesaustralia.gov.au/income Businesses
CONCESSION
servicesaustralia.gov.au/businessincome
servicesaustralia.gov.au/lumpsums
BACK TO CONTENTS PAGE
FAMILIES
PAGE 48 A GUIDE TO AUSTRALIAN GOVERNMENT PAYMENTS
To calculate the income maintenance period, we divide the For example, they may be higher if the person receives
lump sum by the weekly amount the employer was paying additional fortnightly supplements, such as Rent Assistance,
the person when they were working. The result is the or lower if the person doesn’t reside in Australia.
number of weeks the lump sum represents. We continue
to assess the person as earning this level of income under
Module D – Income test for
SEEKERS
assets tests. The test that results in the lower rate (or nil between $150 per fortnight and $256 per fortnight
FARM
• Each dollar of income above these amounts reduces reached (where the rate of payment is nil).
SPECIAL
the rate of payment by 50 cents for singles, and • Working Credits (page 52) reduce assessable income.
25 cents for couples (each).
Income Income
• These reductions apply until the income limits are Status free area limit
reached (where the rate of payment is nil).
SUPPLEMENTARY
Per fortnight
• If over Age Pension age, Work Bonus (page 52)
PAYMENTS
Single
reduces assessable income.
• If under Age Pension age, Working Credits (page 52) No dependent children $150 $1,337.50
reduce assessable income. With dependent children $150 $1,425.50
• Transitional pensioners (page 14) have a Principal carer with dependent
different income test. For more information go to $150 $2,053.25
children
CONCESSION
servicesaustralia.gov.au/transitionalratepension
CARDS
AUSTRALIANS
additional fortnightly supplements, such as Rent Assistance. Youth Allowance
OLDER
Partner income test Personal income test – job seekers
• See Module I (page 52). • The income free area is $150 per fortnight. Income up
to this amount has no effect on the rate of payment.
DISABILITY
• Each dollar of income between $150 per fortnight and
SUPPORT
Module E – Income test for $250 per fortnight reduces the rate of payment by
Parenting Payment 50 cents.
• Each dollar of income above $250 per fortnight reduces
Personal income test – single parents the rate of payment by 60 cents.
• The income free area is $202.60 per fortnight, • This reduction applies until the income limits are
CARERS
plus $24.60 for each additional child. Income up to reached (where the rate of payment is nil).
this amount has no effect on the rate of payment. • Working Credits (page 52) reduce assessable income.
• Each dollar of income above the income free area
Income free Income
reduces the rate of payment by 40 cents. area limit
Status
• This reduction applies until the income limits are
Per fortnight
SEEKERS
reached (where the rate of payment is nil).
JOB
Single
• Working Credits (page 52) reduce assessable income.
Aged under 18, at home $150 $728.00
Income free area Income limit
Status Aged 18 or over,
Per fortnight $150 $823.34
at home
YOUTH AND
Single, 1 dependent
STUDENTS
$202.60 $2,622.35 Away from home $150 $1,116.34
child
With dependent children $150 $1,382.67
Single, 2 dependent
$227.20 $2,646.95 Principal carer of a dependent
children
child granted an exemption
Single, 3 dependent from mutual obligation
$251.80 $2,671.55
children requirements for foster caring,
SUPPORT
$150 $1,779.84
FARM
For each additional non‑parent relative caring
$24.60 $24.60
dependent child, add under a court order, home
schooling, distance education
Income limits are calculated based on typical total rates,
or large family
but they may vary depending on a person’s circumstances.
CIRCUMSTANCES
Partnered
Personal income test – partnered parents
SPECIAL
No dependent children $150 $1,116.34
• The income free area is $150 per fortnight. Income up With dependent children $150 $1,200.50
to this amount has no effect on the rate of payment.
Income limits are calculated based on typical total
• Each dollar of income between $150 per fortnight and rates, but they may vary depending on a person’s
$256 per fortnight reduces the rate of payment by
SUPPLEMENTARY
circumstances. For example, they may be higher if the
50 cents.
PAYMENTS
person receives additional fortnightly supplements, such as
• Each dollar of income above $256 per fortnight reduces Rent Assistance.
the rate of payment by 60 cents.
• This reduction applies until the income limit is reached Personal income test – students and
(where the rate of payment is nil). Australian Apprentices
• Working Credits (page 52) reduce assessable income.
CONCESSION
but they may vary depending on a person’s circumstances. • This reduction applies until the income limits are
MEANS
For example, they may be higher if the person receives reached (where the rate of payment is nil).
additional fortnightly supplements. • Income Bank credits (page 52) reduce
Partner income test assessable income.
• The first $9,174 of a merit and equity based scholarship
• See Module I (page 52).
CROSS-PAYMENT
Income free area Income limit • For example, if a family has 2 recipients of Youth
Status Allowance (both aged 18 or over, away from home),
Per fortnight
each recipient’s rate is reduced by 10 cents for each
AUSTRALIANS
With dependent
$480 $1,529.67 support) received over the maintenance income free
children
area reduces the rate of payment by 50 cents for each
Special rates for long term income support recipients
child attracting maintenance, up to a capped amount.
Single, at home $480 $1,280.67 It doesn’t reduce the rate of payment for children who
Single, away from don’t attract maintenance.
$480 $1,630.00
SEEKERS
Parental income More than one Youth child, plus $584.00 for
Allowance recipient but no each additional child (total
Parental income may reduce a dependent recipient’s
Family Tax Benefit children amount is shared equally
rate of payment. To calculate the reduction, we apply a
between children)
parental income test and a maintenance income test.
CIRCUMSTANCES
The reduction calculated in these tests is then compared The Youth Allowance maintenance income test
SPECIAL
to any reduction from the personal income test, and the reduction applies on top of any Family Tax Benefit Part A
larger reduction is applied. maintenance income test reduction (page 4) for other
children in the family.
Parental income test
SUPPLEMENTARY
Parental income
Module G – Income test for • Parental income may reduce a dependent recipient’s
AUSTRALIANS
ABSTUDY Living Allowance rate of payment. To calculate the reduction, we apply a
OLDER
parental income test and a maintenance income test.
Personal income test This amount is then compared to any reduction from
the personal income test, and the larger reduction
• Applies to recipients aged 16 or over and independent
is applied.
Australian Apprentices aged under 16.
• The parental income test and maintenance income
DISABILITY
• The income free area is $480 per fortnight. Income up
SUPPORT
test are similar to those for Youth Allowance
to this amount has no effect on the rate of payment.
(page 50), but there are some differences. For more
• Each dollar of income between $480 per fortnight and information based on your circumstances go to
$575 per fortnight reduces the rate of payment by 50 cents. servicesaustralia.gov.au/abstudy or call us on the
• Each dollar of income above $575 per fortnight reduces ABSTUDY line (page 56).
the rate of payment by 60 cents.
CARERS
• This reduction applies until the income limits are
reached (where the rate of payment is nil).
• Income Bank credits (page 52) reduce
Module H – Income test for Austudy
assessable income. Personal income test
• The first $9,174 of a merit and equity based scholarship
• The income free area is $480 per fortnight. Income up
is exempt from income testing.
SEEKERS
to this amount has no effect on the rate of payment.
JOB
Income free area Income limit • Each dollar of income between $480 and $575 reduces
Status
Per fortnight the rate of payment by 50 cents.
Aged under 22
• Each dollar of income above $575 reduces the rate of
payment by 60 cents.
YOUTH AND
STUDENTS
Single, aged under 18,
$480 $1,057.17 • This reduction applies until the income limits are
at home
reached (where the rate of payment is nil).
Single, aged 18 or over,
$480 $1,152.50 • Income Bank credits (page 52) reduce
at home
assessable income.
Single or partnered, • The first $9,174 of a merit and equity based scholarship
$480 $1,445.50
away from home is exempt from income testing.
SUPPORT
FARM
Single, with dependent Income free area Income limit
$480 $1,711.84 Status
children Per fortnight
Partnered, with
Single or partnered, no
CIRCUMSTANCES
$480 $1,529.67
dependent children $480 $1,445.50
dependent children
SPECIAL
Aged 22 or over Single, with dependent
$480 $1,711.84
Single, no dependent children
$480 $1,665.67
children
Partnered, with
Single, with dependent
SUPPLEMENTARY
$480 $1,529.67
$480 $1,753.67 dependent children
children
PAYMENTS
Special rates for long term income support recipients
Single, aged 60 or over $480 $1,764.67
Single $480 $1,630.00
Partnered, with or
Partnered $480 $1,529.67
without dependent $480 $1,561.00
children Income limits are calculated based on typical total
CONCESSION
The partner income test applies to partnered recipients The Work Bonus is an income test concession for
OLDER
(page 55) of JobSeeker Payment, Parenting Payment, Age Pension recipients who are working. It is also
Youth Allowance, ABSTUDY Living Allowance, Austudy available to Disability Support Pension and Carer
and Special Benefit. It applies in addition to the personal Payment recipients of Age Pension age.
income test for these payments. Under the Work Bonus, the first $300 of employment
DISABILITY
Recipients must always report their partner’s income, income (and self-employment income) is excluded from the
SUPPORT
regardless of the amount. pension income test each fortnight. Any unused amounts
The partner income test differs depending on a can be accrued to offset future employment income, up to a
couple’s circumstances. maximum of $7,800. Accrued amounts don’t expire.
Partner receiving income support allowance Note: from 1 December 2022 to 31 December 2023,
a one-off, temporary credit of $4,000 applies to Work
CARERS
Partner receiving income support pension Transitional pensioners (page 14) don’t have access to
JOB
• For ABSTUDY Living Allowance recipients aged 22 or students and Australian Apprentices keep more of their
CARDS
over, each dollar of partner income above the partner income support payment when they work. It is available
income free area ($1,233 per fortnight) reduces the rate to recipients of Youth Allowance (student), ABSTUDY
of payment by 50 cents. The partner income free area Living Allowance and Austudy.
is higher for recipients with dependent children.
Recipients accrue Income Bank credits for each dollar
These values are a guide only. Please contact us for more of unused income below $480 per fortnight, which is
TESTING
MEANS
information based on your circumstances. the income free area for their payment. When they
work, their credits increase the amount of employment
income they can earn before their payment is reduced.
Credits accrue up to a maximum of $12,000 for students,
and $1,000 for Australian Apprentices.
CROSS-PAYMENT
INFORMATION
AUSTRALIANS
• Utilities Allowance
Indexation
OLDER
• Commonwealth Seniors Health Card income limits
Payment rates and thresholds are periodically adjusted Paid Parental Leave rates are updated on 1 July each
in line with living cost increases to maintain their value year in line with national minimum wage orders.
over time. This process is known as indexation. Some supplementary payments are not indexed
(for example, Energy Supplement, Remote Area Allowance,
DISABILITY
Different payment rates and thresholds are indexed on
SUPPORT
different dates throughout the year. The release of this Pensioner Education Supplement and Carer Supplement).
publication usually coincides with these dates. Some amounts are not indexed, but change as a result
of indexation. For example, income limits are based on
1 January payment rates and income thresholds. While they are
• Youth Allowance not indexed themselves, they change whenever payment
CARERS
• Austudy rates or income thresholds change.
• ABSTUDY Living Allowance (under 22) and
ABSTUDY supplementary assistance
• Disability Support Pension (youth rates) Waiting periods
• Youth Disability Supplement
Ordinary waiting period
SEEKERS
• Assistance for Isolated Children
JOB
• Carer Allowance The ordinary waiting period is a one week waiting
• Double Orphan Pension period applied to claimants of JobSeeker Payment,
Youth Allowance (job seeker) and Parenting Payment.
• Pharmaceutical Allowance
• Mobility Allowance The waiting period generally starts after a person’s other
YOUTH AND
STUDENTS
• Student Scholarships waiting periods have ended, if applicable.
A person may be exempted from having to serve the
20 March waiting period in certain circumstances. For more
• Age Pension information go to servicesaustralia.gov.au
• Disability Support Pension (adult rates)
Liquid assets waiting period
SUPPORT
• Carer Payment
FARM
The liquid assets waiting period applies to claimants of
• JobSeeker Payment
JobSeeker Payment, Youth Allowance and Austudy.
• Parenting Payment
• Farm Household Allowance The length of the waiting period varies between 1 week
and 13 weeks, depending on the amount of liquid assets
• ABSTUDY Living Allowance (22 or over)
CIRCUMSTANCES
a person has when claiming. The waiting period may
• Rent Assistance
SPECIAL
start before a person makes a claim for payment in
• Pension Supplement certain circumstances.
• Utilities Allowance
Length of Liquid assets amounts
1 July waiting Single (with
SUPPLEMENTARY
period Single (no
• Family Tax Benefit (and related supplements) dependent children)
PAYMENTS
(weeks) dependent children)
or partnered
• Child Care Subsidy
• Essential Medical Equipment Payment 0 Up to $5,499 Up to $10,999
• Pension income and asset thresholds 1 $5,500 to $5,999 $11,000 to $11,999
• Allowance asset value limits 2 $6,000 to $6,499 $12,000 to $12,999
CONCESSION
their amount of liquid assets by certain deductions for Income support payment
OLDER
between 16 and 21), Austudy payment, ABSTUDY Access Payment. It’s also used in the parental income
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Living Allowance, basic Pension Supplement (except tests for Youth Allowance, ABSTUDY Living Allowance
for recipients of Disability Support Pension under Age and Additional Boarding Allowance, and to determine
Pension age), Approved Program of Work Supplement, eligibility for the Commonwealth Seniors Health Card.
Education Entry Payment and Coronavirus Supplement. Income support payments are assessed differently
YOUTH AND
STUDENTS
(page 47).
Non‑taxable
While the components may vary between these uses,
• Disability Support Pension (if under Age Pension age),
adjusted taxable income can include:
Carer Payment (if carer and person being cared for
• taxable income
are both under Age Pension age), Family Tax Benefit
Part A (including Rent Assistance, Multiple Birth • foreign income
• tax-exempt foreign income
SUPPORT
Pension, Carer Allowance, Youth Disability Supplement • total net investment losses
(Disability Support Pension recipients aged under 21, • reportable fringe benefits
ABSTUDY and Youth Allowance recipients aged under • reportable superannuation contributions
16), Carer Supplement, Child Disability Assistance • certain tax free pensions or benefits
CIRCUMSTANCES
Pensioner Education Supplement, Essential Medical the parental income tests for Youth Allowance, ABSTUDY
PAYMENTS
Equipment Payment, ABSTUDY supplementary Living Allowance and Additional Boarding Allowance.
benefits (except for School Fees Allowance (boarding) Partner income can also affect a person’s adjusted
and Additional Assistance (regular payment)), taxable income.
Pension Bonus Scheme, Home Equity Access Scheme For more information go to
(formerly Pension Loans Scheme), Child Care Subsidy, servicesaustralia.gov.au/adjustedtaxableincome
CONCESSION
AUSTRALIANS
if they: Australia and is:
OLDER
• are aged 0 to 15, or • an Australian citizen, or
• are aged 16 to 19 (up until the end of the calendar year • the holder of a permanent visa, or
they turn 19) and in full-time secondary study (some • the holder of a protected Special Category Visa.
exemptions may apply), and
• are in the adult’s care for at least 35% of the time, and Special Category Visa (SCV) holder
DISABILITY
SUPPORT
• meet the residence requirements (page 2), and A Special Category Visa (SCV) holder is a New Zealand
• don’t receive an income support payment (such as citizen who enters Australia on a New Zealand passport
Youth Allowance), labour market program payment, and is issued an SCV (subclass 444) on arrival.
or prescribed educational scheme payment (such as A protected SCV holder is an SCV holder who:
ABSTUDY, unless aged 16 or over, receiving ABSTUDY • was in Australia as an SCV holder on 26 February 2001,
and boarding away from home to attend full-time or
CARERS
secondary study). • lived in Australia for 12 months in the 2 years before
For more information go to servicesaustralia.gov.au/ftb 26 February 2001, or
• was residing in Australia on 26 February 2001 but
Independence temporarily absent (conditions applied), or
We assess young people as being either dependent • commenced or recommenced residing in Australia
SEEKERS
or independent when working out their entitlement to within 3 months of 26 February 2001 and were
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certain payments. subsequently assessed as holding protected status
For Youth Allowance (page 24) and ABSTUDY (time limit applied).
(page 26), the parental income test and maintenance An SCV holder who does not meet the definition of
income test don’t apply to independent recipients. protected SCV holder is a non-protected SCV holder.
YOUTH AND
STUDENTS
The payment rate for recipients of youth rates of
Disability Support Pension (page 16) depends on Specified temporary visa holder
whether they are assessed as dependent or independent. Holders of the following specified temporary visas may
A person is considered independent if they are qualify for certain payments even though they are not
aged 22 or over. considered an Australian resident:
SUPPORT
A person aged under 22 can be considered independent • subclass 060 – Bridging F
FARM
in certain circumstances, including if they: • subclass 070 – Bridging (Removal Pending)
• are or were married or in a registered relationship, • subclass 309 – Partner (Provisional)
or in a long term de facto relationship • subclass 449 – Humanitarian Stay (Temporary)
• subclass 785 – Temporary Protection
CIRCUMSTANCES
• have or had a dependent child
• have supported themselves through work for a • subclass 786 – Temporary (Humanitarian Concern)
SPECIAL
substantial period since leaving school • subclass 790 – Safe Haven Enterprise
• have been assessed as having a partial capacity to • subclass 820 – Partner
work – Youth Allowance (job seeker) only
• have parents who can’t look after them
• are orphaned. SUPPLEMENTARY
PAYMENTS
For more information about independence, and more
examples of circumstances where we assess a person as
independent, go to servicesaustralia.gov.au or contact us
on the relevant payment line (page 56).
CONCESSION
Definition of a partner
CARDS
• in a de facto relationship.
We may consider a person a member of a couple
even if they’re not physically living with their partner.
For example, their partner may fly-in fly-out or live away
CROSS-PAYMENT
Calls to 1800 numbers from a home phone are free. Farmer assistance hotline 132 316
But charges may apply to calls from public and Talk to us about Farm Household Allowance.
mobile phones. Families line 136 150
Centrelink phone self service Talk to us about:
Child Care Subsidy
The Centrelink phone self service has 2 lines.
CARERS
number on servicesaustralia.gov.au/phoneus
BasicsCard general enquiry line 1800 132 594
Older Australians line 132 300 Talk to us about:
Talk to us about: BasicsCards
Age Pension Income Management
CIRCUMSTANCES
Centrelink debts and overpayments Cashless Debit Card Hotline 1800 252 604
Commonwealth Seniors Health Card
Information on financial matters Child Support Enquiry Line 131 272
Pensioner Concession Card 1800 241 272
SUPPLEMENTARY
Disability, sickness and carers line 132 717 Kinship Carer Adviser Line 1800 245 965
Talk to us about: International services line 131 673
Carer Allowance International free call numbers
Carer Payment
These numbers may not be free from mobile phones or
Centrelink debts and overpayments
CONCESSION
public phones:
Disability Support Pension
CARDS
Forced to leave home due to other extreme China (south) all other provinces. 10 800 2611 309
circumstances Denmark 8088 3556
Release from prison or psychiatric confinement Germany 0800 1802 482
Humanitarian entrants Greece 0080 0611 26209
India 000 800 61 01098
CROSS-PAYMENT
INFORMATION
AUSTRALIANS
service they can talk to our Customer Relations staff on
Netherlands 0800 0224 364
OLDER
1800 132 468.
New Zealand 0800 441 248
Philippines 1800 1611 0046 If a customer isn’t happy with the outcome of a complaint
Poland 00 800 6111 220 they can contact the Commonwealth Ombudsman by
Portugal 800 861 122 calling 1300 362 072 or going to ombudsman.gov.au
Singapore 800 6167 015
DISABILITY
Payment and Service Finder
SUPPORT
Spain 900 951 547
Thailand 001 800 611 4136 Payment Finder is an interactive online tool to help
Turkey 00 800 6190 5703 customers find payments relevant to their
United Arab Emirates 800 061 04319 circumstances. Go to
United Kingdom 0800 169 5865 servicesaustralia.gov.au/paymentfinder
USA 1866 3433 086
CARERS
All other countries +613 6222 3455
Foreign income line 1800 050 041 General information
Indigenous call centre 1800 136 380
Dates benefits are payable
Talk to us about Centrelink debts and overpayments.
We make most payments from, or after, the date a person
SEEKERS
Multilingual phone service 131 202 makes their claim. So the sooner they submit their claim
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Services Australia general phone numbers the quicker we can pay them.
YOUTH AND
STUDENTS
Online services support hotline 132 307 claim for a payment or card is made (some exemptions
may apply, including where claiming under an
National relay service 1800 555 660 international social security agreement).
TTY Enquiries 1800 810 586
TTY is only for people who are deaf or who have a Separated couples
hearing or speech impairment. A TTY phone is required Partnered people may receive certain single rates
SUPPORT
to use this service. of payment if they are in respite care, or if they
FARM
are separated from their partner due to illness
Other options or imprisonment.
In a service centre
Payment method
CIRCUMSTANCES
If a customer doesn’t have a computer at home, they can
We generally make payments into a bank, credit union or
visit one of our service centres and use our self service
SPECIAL
building society account. Some exemptions may apply.
terminals. They can create a myGov account and link
their online accounts. They can use the terminals to do Reviews and appeals
their Centrelink, Medicare and Child Support business.
If a customer disagrees with a decision we make about
SUPPLEMENTARY
Agents and Access Points their payment, they can ask for an explanation or apply
PAYMENTS
for a formal review of the decision.
Customers can access our services from one of over
230 Access Points and 340 Agents in rural, regional and If a customer disagrees with the outcome of a formal
remote Australia. Agents and Access Points provide free review, they can ask the Administrative Appeals Tribunal
self‑help facilities where they can conduct their business to review the decision.
with us. Go to servicesaustralia.gov.au/reviewsandappeals
CONCESSION
Businesses can call the gateway on 131 158. For more information, resources and support go to
servicesaustralia.gov.au/bereavement
Disclaimer
The information contained in this publication is accurate
CROSS-PAYMENT
payments available.
servicesaustralia.gov.au