Sr No Question Question Text * Option1 *

Level *
1 Level 1 If any BOE falls due on a holiday, it should be Next succeeding business
complied with on day
2 Level 1 Pledge is defined under section …………. Of Indian 172
Contract Act
3 Level 1 The Charge created on moveable assets without Lien
possession is known as
4 Level 1 When a loan is given by a bank on the security of Pledge
railway receipt or goods receipt issued by
5 Level 1 On which company,
transport of the following, the charge
which type of charge is Stock in Process
hypothecation
created cannot be created
6 Level 1 Mortgage has been defined u/s ……….. Of Transfer 57
of Property Act 1882
7 Level 1 A company, being a borrower in your branch has Required to make it binding
created an equitable mortgage. The registration, on liquidator within 30days
8 Level 1 Charge on immoveable
under section 77, of suchproperty
a chargetowith
be created is
Reigstrar Mortgage
known
of as
Companies is
9 Level 1 Which of the following documents requires to be Mortgage Deed
witnessed
10 Level 1 In case of locker relation between banker and Bailee- Bailor
customer is-
11 Level 1 In the case of a Partnership firm, the documents Any one of the partners
should be executed by
12 Level 1 A borrwing customer of yours wants to create It can be created only in
equiatble mortgage in favour of the bank. Which respect of a property which
13 Level 1 Clayton's rule applies
of the following is NOTtotrue
following
in casetype of loan
of equitable Demand
is specific.Loans
accounts:
mortgage.
14 Level 1 Right of Set off is available due to mutual contract
15 Level 1 The right of set off arises when two parties are rivals in business
16 Level 1 Which of the following conditions is necessary for Both accounts should be in
exercising the right of set off same right and capacity
17 Level 1 Loan is in the name of Mr X. Bank can exercise Minor a/c under
the right of set off in which of the following gaurdianship of Mr X
18 Level 1 Loan is in the name of Mr X. and Mr Y. Bank can
accounts SB a/c of Mr X
exercise the right of set off in which of the
19 Level 1 Right of set
following off is not exercisable
accounts on FDR's which have not
matured
20 Level 1 Bankers can exercise the right of general lien on Valuable articles kept in safe
deposit vaults
21 Level 1 Banker can not exercise the right of Set Off If the two accounts are in
the same name and same
22 Level 1 Which of the following are true for Bankers Right The rightBanker possesses the
of General lien right of general lien on all
23 Level 1 The Right of Set Off can be exercised in the The account
the goods andmust be in the
securities
following cases same name
entrusted and right
24 Level 1 The Right of Set Off can be exercised in the In case of atosole
himtrader,
as banker.
the
following cases account in his personal name
25 Level 1 For all loan amount (FB &NFB) upto and inclusive 12 andyears
that in the firm's name.
of Rs. 5.00 Crore, the tittle investigation is to be
26 Level 1 For all loan
carried amount
out for above
previous Rs. 5.00from
________ Crorethe
(FBdate 12 years
&NFB),
of the tittle
receiving investigation
proposal for loan is to be carried out
27 Level 1 The Banker can
for previous exercise from
_________ the Right of Set
the date ofOff to
receiving Loan disbursement branch of
accounts
proposal maintained at the bank only
28 Level 1 In case offor loan mortgage from Muslim
accepting Affidavit stating the property
borrowers the following document should be is free from 'Waqf-Ul-Ulad'
29 Level 1 In EM additionally
taken register, Borrower should sign in place of Witness
30 Level 1 For Extension of Mortgage which of the folowing Letter of thanks
is to be obtained
31 Level 1 In EM the date of deposit of title deed i.e. the date After the date of letter of
of register should be intent.
32 Level 1 Banks prefer which type of mortgage Equitable Mortgage
33 Level 1 2 NEC are to be obtained if the value of the 2 Crores
property is greater or equal to
34 Level 1 The IP visit report must contain Date of visit
 Periodicity of visit for inspection of
Stocks/securities charged as primary security in
Working Capital loan account in Standard category
35 Level 1 Yearly
for limit upto Rs. 1 crore
36 Level 1 Periodicity of visit
Visit for
for inspection
inspection ofof primary Yearly
Stocks/securities
security in case ofcharged
Project as primary
Term Loan security in
During the
37 Level 1 Working Capital loan Yearly
implementation stageaccount in Standard category
38 for limit above Rs. 1 crore
Periodicity of Visit for inspection of primary Yearly
Level 1
security in case of Project Term Loan after
39 Level 1 Periodicity
commencement of Visitoffor inspectionProduction:
commercial of primary Yearly
security in case of Term Loan in standard category
40 Level 1 Valuation
All thanfrom
renewal
other casesapproved
Project should
Loan be valuer is required
diarised at leastto be Loan amt is Rs.10 lac &
conducted when
__________ in advance as to collect all above
41 Level 1 1 month
relevant data and information from the borrowers
42 Level 1 In case of housing loan, Physical verification of Before sanction and after 10
Immovable Property is to be conducted days of disbursement by 2
43 Level 1 Fresh valuation to be conducted once in every 1 year officials.
different
________ year for limit / outstanding above Rs.1
44 Level 1 Mortgaged
crore IP to be Insured with agreed Bank It is a primary security
clause, if
45 Level 1 While alloting searching jobs to empanelled Searching Job to be allotted
advocate, which of the following point is not true to advocate by Borrower
46 Level 1 While scrutinising a search report which of the Advocate should submit
with the photocopy the
of the
following point is not true and to be taken up with report directly to Bank.
47 Level 1 While
the creating mortgage, in which of the following title
advocate?
deed
If IP is underpurchased
recently proper i.e.
cases BM valuation is not required? receipt.
within 12 months.
48 All
Thethe loanof
period documents
limitation inis respect of sanctioned
usually with reference The type of security
Level 1 limits of ___________________vetted from the
to
49 Level 1 Validity
local of a stamp
approved paper once it is first
advocate/solicitor, issued is
before 6 Months
their execution and again after execution but
50 Level 1 ₹2 Crores FB
before disbursement of the loans.
51 Level 1 In case of HUF any loan documents to be signed KARTA only
by
52 Level 1 In case of Power of Attorney (POA), the following POA should be registered
are to be followed:
53 Level 1 Documents change with Security
54 Level 1 The following type of entities cannot enter in to Minor
any contract
55 Level 1 In case of loan to Partnership firm, the loan Any one partner
documents to be signed by
56 Level 1 In case of scenario where, documents are to be Where it is minimum
signed in multi state, the stamp duty will be
57 Level 1 In case of scenario where, documents are to be
applicable The date & place when the
signed in multi location, the date & place will be document is to be signed
58 Level 1 The details of
mentioned as mortgage are to be entered in Before
first creation of EM
CERSAI
59 Level 1 Which of the following is not true about CERSAI? CERSAI is not required for
Registered mortgage.
60 Level 1 Details of Title Deed is not required to be eneterd In case of Consortium
in CERSAI in which of the following cases? finance.
61 Level 1 While filing particulars of mortgages with CERSAI Asset ID
an acknowledgement / receipt is generated with
62 Level 1 The Asset ID generated
the following ID_______after filing particulars of Noted in the PNB-363 (EM
mortgages with CERSAI is required to be? register) & in Legal
63 Level 1 The charges for satisfaction of any security Nil
Compliance certifcate if
interest with CERSAI is applicable.
64 Level 1 The charges for searching CERSAI portal is Nil
_________ per search.
65 Level 1 CERSAI charges are required to be collected from Borrower
66 Level 1 Filling of charge with ROC to be filed within 30 Date of sanction
days from
67 Level 1 In case of hypothecation, the following point is Only Ownership of goods
true stand transferred to creditor.
68 Level 1 In case of loans against shares which of the Pledge
following charges are applicable
69 Level 1 In case of financing vehicles which of the following Pledge
charges are applicable
70 Level 1 ROC charge to be filed for following types of Company
borrowers
 71 Level 1 Which of the following is not a charge registering ROC
authority
72 Level 1 In case of loans against Life Insurance Policies, Pledge
which of the following charges are applicable
73 Level 1 ROC search is not required to be conducted in While considering the
which of the following cases? proposal for financing a
74 Level 1 The fee of ROC search to be paid by Borrower
limited company.
75 Level 1 As per Y H Malegam committee report it is “Event of Non disclosure”.
recommended that the failure to disclose the
76 Level 1 Master
financialAgreement
informationinoraddition to the facility-
the disclosure of incorrect FB facility
specific agreements
information is to be obtained for
77 Level 1 Master Agreement along with other documentan the borrowers
by the borrower would constitute
shall be obtained from ……………..
78 Level 1 sanctions in respect of working capital and term 6 months from the date of
loan facilities shall be valid for sanction
79 Level 1 For All Term Loans, ______________ annual other than retail loans, with
review should be done as per the prescribed sanctioned limit of Rs.2 crore
80 Level 1 Types
formatof security interest that can be filed on Immovable
& above, property by all
the CERSAI portal are types of mortgages.
81 Level 1 As per notification, particulars of assets charged to 20
Bank have to be recorded on CERSAI within ____
82 Level 1 For
daysfiling of charge
of creation after a period
of charge of 30 days
on an asset. CO
request for delay condonation should be sent to
83 Level 1 Particulars of assets filed with Central Registry HCLM
shall be entered in CBS system through menu
84 Level 1 Asset
optionID entered in CBS is a 7 digit number
85 Level 1 Assistance to BO users is available at pnbcersai@pnb.co.in
86 Level 1 Form 'CHG-I' is used for Creation of charge
87 Level 1 Form CHG-2 Creation of charge
is used for
88 Level 1 What is the charge for Satisfaction of any Rs 50
existing Security Interest
89 Level 1 QMS I is to be obtained on ____ basis Monthly
90 Level 1 Submission of QMS forms are applicable for Borrowers enjoying FB + NFB
limits of Rs 1.00 crore and
91 Level 1 In case the account has slipped to ‘SMA-1’ Monthly
more from our Bank
category QMS II is to be obtained on ____ basis
92 Level 1 QMS I is to be obtained within ____weeks of the 1
close of Quarter
93 Level 1 QMS II is to be obtained within ____months of the 1
close of Half Year
94 Level 1 Project
QMS-III Evaluation
Applicable and Review
in case TechniqueTerm
of Standalone (PERT) is 25 Cr and above
applicable
loan abovewhere
______ TLtolimits is Rs
be submitted on quarterly
95 Level 1 20 Crore
basis
96 Level 1 As  per  extant  guidelines, PNB SAJAG Below Rs.1 crore 
(PMS+EWS)  report 
97 Level 1 As  per  extant  guidelines QRS 
applicable  in  respect  of  all  borrowal  accounts   Above  Rs.1 crore 
applicable  in  respect  of  all  borrowal  accounts  
having  exposure  of  ………………. 
98 Level 1 Quarterly Review ……………….. 
having  exposure Sheets (QRS) are not to be Advances to small
prepared in the following cases where sanction is borrower(s) upto Rs.25000/-.
99 Level 1 In case of by
accorded individual borrower
the Incumbent documentation
Incharge: documentation can only be
which is correct done by the person himself
100 Level 1 In case of partnership firm Balance and security at least one of the partner
confirmation letter to be signed by
101 Level 1 During the currency of a bank loan what is true new partner can not be
regarding admission of a partner admitted
102 Level 1 as per the Hindu Sucession Act 1956 amended in daughter of a coparcener is a
2005 which is true co parcener
103 Level 1 in case of two units which are owned by same No it can not be clubbed
person the investement in P&M or Equipments in
104 Level 1 certificate
both should forbecommencement of business
added to classification is
to MSME - in case of public limited
required companies only
105 Level 1 which is true regarding legal status of LLP LLP is a hybrid form of legal
entity which combines the
106 Level 1 which of the documents need to be witnessed afeatures
& b of an incorporated
a) Mortgage Deed company and of a
b) Guarantee Deed partnership firm
c) Power of Attorney
d) Conveyance Deed
e) Gift Deed
f) Will
107 Level 1 regarding charge ceation with ROC which is the company has to register
correct the charge within 30 days
108 Level 1 If BC letter is taken in a barred debt limitation is revived
LSS is to be submitted by the sanctioning authority
109 Level 1 In case
to of debt
the next acknowledgement
higher authority, properly filled up in Balance Sheet published by
all respects, within _______ of the close of the companies can be relied as
110 Level 1 5 days
acknowledgement
month to which it relates.
111 Level 1 in English Mortgage: a) The mortgagee also has all are true
right for immediate possession;
112 Level 1 in
b) case of simple
The debtor mortgage liable for the debt;
is personally There is personal
c) There is power of sale without obligation/liability to pay &
113 Level 1 Mortgage by deposit of title deedintervention of
it is also known
Possession is notasgiven;
equitable
court; mortgage
114 Level 1 d) the mortaggee
in regard to valuationhas toof retransfer
account which the property
is true
Wherever the Branch Head
after recovery of dues feels that realizable value of
115 Level 1 Where IP is mortgaged to the Bank as Primary Risk
IPs isCoverage
significantlyPolicy
lower than
Security equivalent
the one on to reconstruction
bank’s record in
116 Level 1 Where IP is mortgaged to the Bank as Collateral Risk
cost Coverage Policy
of theheproperty
Security accounts
equivalent may
to full get the
market
excluding
property land cost
re-valued instead
from
117 Level 1 RBI has made mandatory for non-individual value
of full excluding
30.04.2026
market costthe
landshould
value
borrowers enjoying aggregate exposure of ₹5 bank’s
should approved
be obtained valuer
118 Level 1 RBI
crore has
andmade
abovemandatory
from banks for and be
non-individual obtained.
provided
(FIs) to obtain the valuation is
borrowers enjoying aggregate exposure 30.04.2026
of ₹5 the
119 Legal
RBI has Entity
made Identifier
mandatory (LEI) codes
for and more than one year old.
and capture
non-individual
Level 1 crore
same and
in theabove from
Central banks
Repository of(FIs) to obtainon
30.04.2026
Information
borrowers
Legal Entity enjoying
Identifier aggregate exposure of ₹5 the
120 Level 1 Large
crore Credits
Directors
and Report
above is to (LEI)
(CRILC).
from
codes
Timeline
be signed
banks and
and
for
by capture
non-individual
(Give
(FIs) to most
Chairman of the Company, if
obtain
same in theenjoying
borrowers
appropriate): Central Repository
aggregate of Information
exposure Above on
Resolution is passed by the
121 Legal
Large
Which Entity
Credits Identifier
document (CRILC). (LEI) codes
Timeline
require and
for
witness: capture the
non-individual
Demand
Level 1 ₹ 25 crore
same LEICentral
in the is to be obtained on Board of Pronote
or before on Directors
borrowers enjoying Repository of Information
aggregate exposure ₹ 5 crore
122 Level 1 Large
Where Credits
and above, (CRILC).
the value
up to of₹10 Timeline
immovable for
tonon-individual
crore LEI isproperty to be
Valuation from minimum
be obtained
borrowers
mortgaged/
on or before enjoying
chargedaggregate
is more thanexposure Above
Rs.5 crore:
two valuers of category A or
123 Level 1 Where
₹10 crore thetovalue of Plant
₹25 crore LEI&isMachinery 3to beon or
B Crore/Two
to be obtained on the Bank’s approved
charged
before is Rs.__________ crore & above,
panel is required.
124 Level 1 The term `pari-passu'
branches means:of such P&M done
shall get valuation A charge which would have
from minimum ___ valuers priority to any other charge,
125 Level 1 Vetting of documents needson tothe Bank’s
be compulsorily
Sanctioned limit of Rs.2.00
existing or future
approved
conductedpanel:in case of: crore & above (both fund
126 Level 1 The Memorandum of Association is a document Describes the powers
based & non-fund of the
based)
which: shareholders of the company
127 Level 1 A document executed outside India should be At the time or before
stamped: execution of document
128 Level 1 Post Sanction is necessary To ensure that the funds
released are utilised for the
129 Level 1 Legal compliance certificate to be sent to CO for Rs. 1 lacsfor
purpose andwhich
above these
loans have been provided
130 Level 1 PNB SAJAG (PMS+EWS) to be submitted online in Rs. 1 lacs
loan accounts above
131 Level 1 During monthly stock inspection the following Books of the borrowers to be
aspect to be checked checked to ensure stock &
132 Level 1 While checking Insurance, the following aspect to Location
BD position of stock which is
be checked insured
133 Level 1 Stock audit in standard account to be conducted IF FB & NFB exposure is
more than Rs. 50 lacs
134 Level 1 Stock audit to be conducted Quarterly
135 Level 1 CARD audit to be conducted in al cases where Rs. 1 crore
FB+NFB exposure is more than
136 Level 1 CARD audit to be conducted in take over accounts Rs.1 lacs
above
137 Level 1 BC letter to be obtained in standard accounts After every 6 months
138 Level 1 Balance Confirmation Letters in loan accounts The debit balance exceeds
against the security of bank deposits will not be the value of security
139 Level 1 In accounts
obtained other than standard/regular, BC
unless on quarterly basis
Letters confirming balance be obtained from the
140 Level 1 Reports
borrowersonand
limitation/BC
guarantorsletter already expired CBS (MIS) server
and expiring in definite period are available in ,
141 Level 1 The Institute of Chartered Accountants of India All Certification done by
(ICAI) has now made UDIN mandatory in the practising CAs w.e.f. 1st
142 Level 1 Branches
following to verify GST returns, Tax Audit Reports https://udin.icai.org
February, 2019.
and all other attest functions w.e.f. 1st April, 2019
and 1st July, 2019 respectively on the UDIN Portal
at
143 Level 1 Documents should NOT be ante-dated
144 Level 1 which of the following documents should be Cash Credit/Overdraft
witnessed Agreement
145 Level 1 When an executant of documents knows one of a letter must be taken from
the vernacular or regional languages but does not him, written in his own hand
146 Level 1 All
knowloan documents, including guarantees
English/Hindi issued
writing,byinawhatever
notary public
executed by illiterate persons should be language
147 Level 1 Contract can be
supplemented bydefined as a/an
a certificate accepted he/she
proposalhas signed
the documents to the effect
148 which of the following is essential for a contract The
offervaluation
that the of stocks
andcontents
acceptanceof thehas
Level 1 been made were
as perexplained
documents
149 Which of the following is not true about mandatory
Documentation
to him by the Accounting
is the source
Incumbent
Level 1 Standard (AS-2) (i.e. cost
Documentation of rights
Incharge and obligation
of our
150 Level 1 The date of execution of documents should be earlier
price/Netthan the office at the
date Rate,
Realisable of
time of execution
purchase ofisstamp of the
paper
While conducting physical verification of stocks whichever
documents and lower)
thatashe/she
151 Level 1 bank offical should check prescribed by
has signed after ICAI.
understanding the contents
and implications
 Ans1 Option2 * Ans2 Option3 Ans3 Option4
(Y/N) * (Y/N) * (Y/N)
N Next preceding business Y Day after tomorrow N Any one of the above
day
Y 272 N 171 N 372
N Assignment N Mortgage N Hypothecation
Y Lien N Hypothecation N Assignment
N Land & Building Y Motor Car N Raw Material
N 58 Y 59 N 60
Y Not required being oral N Required to make it N Never required
mortgage binding on liquidator
Y Lien N Hypothecation
within 90 days N Assignment
Y Pledge agreement N Hypothecation agreement N All of the above
N Balior-Bailee N Lessor-Lessee Y Agent Principal
N authorised partners only N Minimum two partners N By all the partners
N It can be created with N Deposit of title deed is N Property to which the
deposit of title deed and made with an intention to title deed is related
N Term
no Loans
registration is needed. N Cash Credit
secure a loanAccount N Overdraft
should be Accounts
located in a
N provisions in RBI act N implied contract Y town notified
provisions in NIbyact
the
state government
N business partners N customers of bank N debtors and creditors
to each other
N Debt should be due and N reasonable notice to be N all the above
not accruing due sent to depositor before
N Partnership a/c where Mr N Propietorship
exercising the a/c where Y
right SB a/c held jointly
X is a partner Mr X is propreitor with Mr Y
N SB a/c of Mr Y N SB a/c held jointly with Mr N all the above
Y
N on regular TL accounts N on regular CC accounts N on regular OD
accounts
N Securities left with the N Securities deposited for Y Securities in the
bank negligently securing a loan name of the other
N If the amount recoverable N After the garnishee order N if the customer's
relatives
from A is lying in two is received dues are recoverable
N A Banker'sbranches
different lien is in the N The Right of Lien is N The
in theright of Lien
future can
date.
tantamount
same name to an implied conferred upon the be exercised on
N When
pledge.debts are due and N When
BankerDebts
by theare certain
Indian N The
Goods right
or may
otherbe
not in respect of any Contract exercised in the in
N In casedebt.
future of a Partnership N In case ofAct
a partnership N securities
Only
absenceA &of Cstanding
firm the debts due from firm the debts due by the the name ofanthe
N 13 agreement.
Borrower
20 years only and
theyears
partner can be set off Y 15
firmyears
can be set off from N
from the partnership the pertners individual not jointly with
N 13 years N 15 years N 20 years
others.
account account
N All the branches of the N All the branches of the Y All the branches of
bank of the same area same bank only. any bank.
N Affidavit
only stating the N Affidavit stating that he N Both A & B
property is free from will not apply for any new
N Manager
'Haq-E-Mahr' N Should not sign anywhere
loan Y Can sign anywhere
N Letter of continuity Y Letter of Credit N Letter of undertaking
N Before the date of letter N Same but timing should N Both 2 and 3
of intent be mentioned and the
Y English Mortgage N Usufructuary
time Mortgage N
of EM register Conditional Sale
N 1 Crore Y should
IN ALL ADVANCESthan the N
be before 5 Crores
timing of letter of intent
N Whether the IP is N Whether assessment of N Date of valuation
independently accessible? value of property of Report and Name of
similar nature in the same Valuer
locality drawn from any
one of the popular
property websites such as
Magic bricks, 99 Acres,
Housing NHB Residex etc.,
N Half-Yearly Y N Monthly
Quarterly
N Half-Yearly N Y Monthly
Quarterly
N Half-Yearly N Y Monthly
Quarterly
Y Half-Yearly N N Monthly
Quarterly
Y Half-Yearly N N Monthly
Quarterly
N Property value is Rs. 20 N Irrespective of the credit Y All of a), b) & c)
lac & above limit and value of the
N 2 months N 3 months property,
mortgaged N 4 months
Y Before sanction only N valuation of valuer isonly
After disbursement N Not required at all
required in all cases
N 2 years N 3 years Y 5 years
N If it is a collateral security N If the mortgage is N If the mortgage is
Registered Mortgage equitable mortgage
Y Searching Job to be N Branch should not N Advocates are
allotted to advocate by preferably allot all required to maintain
N Advocate
Bank withshould submit
the photocopy N Advocate
searching should
jobs to submit
a singlea Y Advocate shouldthey
registers where
the
of report
theloan as per
title amount Bank’s
deed under detail search
advocate. report as per submit
will NEC
keep track along
N If the
approved format is less N If value convenient
format of propertytois him.
less N BM valuation
with search isofnot
report.
the
proper receipt.
than 10 lacs than 20 lacs property of which
required in any case
N The document which Y Type of loan account N they
All theare giving
above
of mortgage.
entitles the beneficiary to opinion. The serial
N 12
take Months
action in a court of N 24 Months N No time &
number limit
register
N law
₹2.5 Crores FB AND ₹2.00 N ₹2 crore & above (both FB Y number
₹1 Crore FBthe
of & NFB
Crores NFB and NFB) property to be given
N Karta & all major Co Y Karta & all major Co N in Annexure-V
Karta & all Co of the
parceners including parceners excluding search report.
parceners including
N Notice
female to be sent to N True copy of POA to be
female N POA
MinorCertified as
principal for confirming obtained. correct by executant
N Borrower
the POA. N Charge N Facility
be obtained and kept
N Lunatic N Insolvent N on record
All of a), b) & c)
N Any two partners N All the partners Y All of a), b) & c)
N Where the loan is N Where it is maximum Y Any one of a), b) & C)
sanctioned
N The date & place when N The date & place of every Y Any one of a), b) & C)
the document is to be signatories will be
N Before Sanction
signed last N After sanction
different as perbut before
their N After sanction and
creation
signing of
dateEM& place/ creation of EM but
Y The details of Title Deed N If the loan amount N Once
beforethe loan is
disbursement
accepted as mortgage to tenure is changed CERSAI adjusted fully,
N In
becase of finance
entered with
in CERSAI N In caseisof
entry Registered
required to be N Where copyof
satisfaction ofcharge
title
multiple
before banking
disburment. Mortgage.
modified accordingly. deed
in is
CERSAIaccepted as
Y Account ID
arrangement. N E-Mail ID N Voter ID to be done.
documentary
N Entered in CBS system. N To be handed over to N evidence
Both 1 & 2of IP for
borrower as it is a mere preparing CR.
Y Rs.10.90/- + GST N Rs.54.50/- + GST
acknowledgement. N Rs.545/- + GST
N Rs.10.90/- + GST Y Rs.54.50/- + GST N Rs.545/- + GST
Y It is paid by Bank. N It is paid by Govt. N It is being shared by
Bank & Borrower on
N Date of creation of charge Y Date of Documents N Any- 50
50 onebasis.
of the above
N Only possession of goods N Both ownership & N Neither ownership
stand transferred to possession of goods stand nor possession of
Y Hypothecation
creditor. N Mortgage
transferred to creditor. N Either
goods A or B
stand
N Hypothecation Y Mortgage N transferred
Assignment to
creditor.
N LLP N Partnership Firm N Both A & B
N CERSAI N CIBIL Y Both A & B
N Hypothecation N Mortgage N Assignment
N In case of existing N In case of existing N While considering the
accounts company, at the company accounts, at the proposal for financing
Y Bank
time of renewal. N No
timefees are required to be N
of enhancement. Either
a trust.A or B
paid.
N “Event of concealment”. N “Event of N “Event of incorrect
misrepresentation”. information”.
N NFB facility N all credit facilities Y Bill discounting
facility
Y the guarantors N Co-borrowers and N the minors
guarantors
N 12 months from the date N 12 months from the date N a) or b) depending
of sanction of sanction if revalidated upon the facility
Y with sanctioned limit of N with sanctioned limit of N other than retail
Rs.1 crore & above, Rs.2 crore & above, loans, with
N Hypothecation of plant N Intangible assets like N Uunder
sanctioned construction
limit of
and machinery, stocks, knowhow, patent, residential
Rs.2 crore orabove,
&
N 25
debt including book N copyright, trade mark, 30 N 30 days timeby
commercial period
an
debt for filing the
N ZO or receivables, N license,
HO franchise etc N agreement
Penalty or
provisions
transactions of for
whether existing or instrument
default in other
filing,
Y future.
HSCLM N SRM N security
than
HACLHM interest with
mortgage.
modifying
CERSAI is no andlonger
N 9 digit number N 10 digit number N satisfaction
applicable
11 digit number of
security interest are
Y cersaipnb@pnb.co.in N pnbcersaihelp@pnb.co.in N no longer applicable
cersaipnbhelp@pnb.co.in
N Modification of charge N Application for creation or Y All of the above
modification of charge
N Modification of charge N with ROC of registration Y
Certificate All of the above
of charge with ROC
N Rs 100 N Rs 250 N No Charges
N Quarterly Y Half Yearly N Yearly
N Borrowers enjoying FB + N Borrowers enjoying FB + Borrowers enjoying
NFB limits of Rs 10.00 NFB limits of Rs 20.00 FB + NFB limits of Rs
N Quarterly
crore and more from our N Half
croreYearly
and more from our Y Yearly
30.00 crore and more
N Bank
6 Y Bank 3N from
4 our Bank

N 2 Y 3N 4
N 50 Cr and above Y 75 Cr and above N 100 Cr and above
N 25 Crore N 30 Crore Y 50 Crore
N above Rs.1 crore  Y only TL account above N all FB limit above Rs.1
Rs.1 crore  crore 
N upto  Rs.2 crore  N upto  Rs.1 crore  Y upto  Rs.10 crore 
N Advances to staff N Advances against shares, N Advances against
members Govt. Securities, units of bullion and jewellery.
N it can be done by his N either
UTI a or b is correct N a and b both are
properly constituted correct
Y all the partners to make N
attorney majority of the partners N all are true
the liable
N it can be admitted Y new partner can be N either b or c is true.
provided a letter should admitted but he will not
N She has the same
be obtained to therights
effectin N both
be a and
liable forbfor
arepast
truedues Y only a is true
the
that coparcenary
in considerationpropertyof to the bank.
Y Yes
as it can
she wouldbe clubbed
havethe in N
if she It can be clubbed in case N it can be clubbed only
Bank's
case continuing
the units are under of allied concern in case of
N had
Banking
in been
case aPvt.
son.
offacilities She
Ltd.he is N not required for new N both (a) & (b)to Micro
proprietorship
also subject to of same
same classification
agrees
Companies
person to be liable
only for the companies and
N liabilities
LLP
amount in respect
is a body
due corporate
by of the N
the firm It has perpetual N Any Small
change unit. It is
in the
said
formed coparcenary
and property
incorporated succession not applicable
partners to
will not
to the Bank as on a medium
N a&c
as
underthatthe
particular of adate
sonAct
LLP andwhich
also is
N all but (e) N only theenterprises.
affecta,b,c existence,
afordistinct
futurelegal entityfrom
advances rights or liabilities of
separate
time to time,fromand thatisof its the LLP. On
partners
bound by the terms and Registration, a LLP be
conditions agreed to by capable of suing and
the other partners, as per being sued, acquiring,
owning, holding and
N it can be extended by 300 N it can be extended by for N it can never be
days by the company a period of 30 days by extended
N limitation is not revived
itself on payment of Y limiation is not
the registrar onrevived
payment if N either a or c are true
additional fee not
of signed
additionalby all
fee the
N All the signatories on the N stamp
borrowersshould be and
affixed
/ guarantors N only a&C
original documents further
according Next
to 60
thedays
law of-
N 7 days sign the Balance Y
should Normal
10 days Fees + Additional
state if taken in different N 15 days
and Fees +Advalorem Fees
Y onlySecurity
a,b,c areConfirmation
true N states.
None
Total maximum 120 days N only b,c are true
Letters, unless otherwise
N provided
There is a right to cause N and
Powerrequest
of salebywithout
company N all are true
the property to be sold intervention of the court
N The mortgagor
through court deposits N both
can be a and b are true
conferred if the Y the mortgagor should
the title deeds with the property sign on the mortgage
N As regards borrowal
Mortgagee with the N As regards borrowaldate of
is, on the N all are true
register
accounts having the execution
accounts having of the
intention of giving the mortgage
Y Risk Coverage
aggregate
mortgagee limit
an
Policy
of Rs.1 in N
interest aggregate limit ofsituated
both are deed,
true below N either a or b are true
equivalent
crore & to market at
Rs.1Kolkata,
crore, Chennai,
valuation of
Y the
Risk
valueproperty
Coverage
ofvaluation Policy
the property N both
Mumbai,are true
Ahmedabad, N either a or b are true
above,
equivalent to of immovable properties
N excluding
immovable land cost Delhi
charged / at
and such other
mortgaged to
reconstruction
30.04.2025 cost of the N 30.04.2024
places
N
30.04.2023
instead
properties
property
of reconstruciton
excluding land Y the Bank be got by
specified doneState
N cost should be obtained.
charged/mortgaged to Governments.
from approved valuer N
30.04.2025
cost instead of full market 30.04.2024 30.04.2023
N the
value should be obtained. N once in five years. Y
30.04.2025
Bank be got done from 30.04.2024 30.04.2023
N approved
Two Directors of the N Two Directors of the N All of the above
valuer onceofinwhich
Company, threeoneyears
is Company, if no Managing
N Letter of Continuity
to be Managing Director N Letter
Directorof has
Assignment
been N Power of Attorney
Y Valuation done from N desiganted
Valuation to bethe
by done by N Valuation to be done
single valuer is enough. Company
FGM office. by HO.
N 50 Crore/Two Y 5 Crore/One N 5 Lac/two
N With equal pace or Y A charge which would N A charge which does
progress: side by side, have the last priority to not require any
Y Sanctioned limit of
without partially, N Sanctioned limit ofexisting
any other charge, N Sanctioned
registration limit of
Rs.2.00
equality,crore
fairly& above Rs.5.00
or futurecrore & above Rs.5.00 crore & above
N Defines the powers of the
(Fund Based) N Defines
(both fundthebased
constitution,
& non- Y All of the
(Fund above
Based)
officials of the company objectives,
fund based) authorised
N Within 3 months of Y Within 6 months
capital and of
gives names N Stamping is not
receipt of document in receipt
and of document
addresses of in required if executed
N To ensure that the terms
India N To monitor
India operations in N To detect signals and
abroad
and conditions as registered office and
the account particularly symptoms of sickness
N Rs. 5 lacs and
stipulated above
in the sanction N defines
Rs. lacsthe
cash2 credit liability
and aboveof the
facilities N Rs.10 lacs and above
or deterioration
have been complied with shareholders
N Rs.10 lacs N Rs. 50 lacs N Rs. 1 Cr
N Unpaid stocks are not N Insurance N Bank’s hypothecation
included in the stock board
N Name of the owner /
statement. N Name of Bank i.e. N All of a), b) & c)
Borrower hypothecation clause.
N IF FB & NFB exposure is N IF FB & NFB exposure is N IF FB & NFB exposure
more than Rs. 1 crore more than Rs. 2 crores is Rs. 5 crores and
N Half yearly N Annually Y Any
aboveone of a), b) & c)
N Rs. 2 crores N Rs. 5 crores N Rs. 10 crores and
above
N Rs.2 lacs N Rs. 5 lacs N Rs. 1 Crore & above
N Every 1 year Y Every 5 years N Every 10 years
N Deposit under pledge N Where the depositor has N option a and b
matures after two years given mandate for auto
N on
andhalf yearly
above frombasis
the date Y on monthly
renewal basisdeposit N
of fixed on yearly basis
N of
EDW N CBS (Main) server N option a and b
advance
N All GST and Tax Audit N All other attest functions N option a and b
Reports w.e.f. 1st April, w.e.f. 1st July, 2019.
Y https://uidai.icai.org
2019. N https://cersai.org N https://icai.org
N post-dated N without date N option a and b
The securities against
N Conveyance
The value of Deed
the stocks Y Demand Pronote N Combined
which advances Agreement
have
should for Hypothecation of
N a letter be ascertained
must be taken N Branch Head must give a N been
option
Goods
allowed,
aand should
& cBook-
are
from
from the
him records
written of
in the
any certificate to the effect be covered
correct by
N borrower
issued aand special
by understandable
magistrate N issued Debts.
insurance for full
language that thebycontents
an independent
of the N issued by incumbent
attention
to should be paid
bank and signed by him N witness
documents were read and value or replacement
in charge
N Deed
to the invoices covering agreement enforceable by Y none
value of the above
against all
in whatever language he the
law implications thereof
N purchases
has
freesigned
consent made.
the The
ofdocuments
parties N explained
considerationto borrower N insurable risks.
competent parties to
value of the stocks should The
and hypothecated
they have put theirstocks Insurance
contract policies
N also be assessed
It provides writtenwith N are
It to be
does notverified
signatures tofrom
help fully
after Y should
helps tobeidentify
in the joint
the
reference
evidence to fluctuation in the books
identify the
understandingof the party
security
theofsaid names
concernedof the bank
N later
market than theand
price date of Y date
and of sample
by purchase stamp N
physical within
and the1 borrower
month from
borrower/gaurantor
purchase of stamp paper contents
paper does and implications
not matter the date of purchase
obsolence. checking in terms of the with agreed bank
N N sanction. N of stamp paper
clause.
 Ans4 Option5 Ans5 Correct Feedback Incorrect
(Y/N) (Y/N) Feedback PROGRAMME
N None of the above N Next preceding Next preceding DOCUMENTATION
business day business day AND POST
N 74 N 172 172 DOCUMENTATION
SANCTION
AND POST
Y Set Off N Hypothecation Hypothecation DOCUMENTATION
SANCTION
AND POST
N Set Off N Pledge Pledge DOCUMENTATION
SANCTION
AND POST
N None of the above N Land & Building Land & Building DOCUMENTATION
SANCTION
AND POST
N None of the above N 58 58 DOCUMENTATION
SANCTION
AND POST
N Required N Required to make it Required to DOCUMENTATION
SANCTION
sometimes when binding on liquidator make it binding AND POST
N Set Off
memorandum of N Mortgage
within 30days Mortgage
on liquidator DOCUMENTATION
SANCTION
deposit is within 30days AND POST
N Term loan N Mortgage Deed Mortgage Deed DOCUMENTATION
SANCTION
submitted.
agreement AND POST
N Principal-agent N Lessor-Lessee Lessor-Lessee SANCTION
DOCUMENTATION
AND POST
Y by atleast one N By all the partners By all the DOCUMENTATION
SANCTION
senior partner partners AND POST
Y Place where N Property to which the Property to DOCUMENTATION
SANCTION
mortgage is title deed is related which the title AND POST
N 3 & 4 above
created should be Y 3 & 4 above
should be located in a 3 & 4 is
deed above DOCUMENTATION
related SANCTION
aprovisions
notified place town notified by the should be AND POST
N in N implied contract implied DOCUMENTATION
SANCTION
Banking state government located
contractin a AND POST
Y None of theact
regulation above N debtors and creditors town notified
debtors and DOCUMENTATION
SANCTION
to each other by the state
creditors to AND POST
Y None of the above N all the above all theother
government
each above DOCUMENTATION
SANCTION
AND POST
N Client a/c N Propietorship a/c wher Propietorship DOCUMENTATION
SANCTION
maintained by Mr Mr X is propreitor a/c wher Mr X is AND POST
Y aX and b only N all the above all the above
propreitor DOCUMENTATION
SANCTION
AND POST
N all the above Y all the above all the above DOCUMENTATION
SANCTION
AND POST
N None of the above N Securities deposited for Securities DOCUMENTATION
SANCTION
securing a loan deposited for AND POST
Y None of the above N if the customer's dues if the a loan DOCUMENTATION
securing SANCTION
are recoverable in the customer's dues AND POST
N All of the above Y All of the
future above
date. All
areof the above DOCUMENTATION
recoverable SANCTION
in the future AND POST
N All of the above Y All of the above All of the above DOCUMENTATION
SANCTION
date. AND POST
Y All of the above N Only A & C Only A & C DOCUMENTATION
SANCTION
AND POST
N 30 years N 13 years 13 years DOCUMENTATION
SANCTION
AND POST
N 30 years Y 30 years 30 years DOCUMENTATION
SANCTION
AND POST
N None of the above N All the branches of the All the branches DOCUMENTATION
SANCTION
same bank only. of the same AND POST
Y NONE OF THE N Both A & B Both
bank A &B
only. DOCUMENTATION
SANCTION
ABOVE AND POST
N NONE OF THE N Should not sign Should not sign DOCUMENTATION
SANCTION
ABOVE anywhere anywhere AND POST
N Letter of Comfort N Letter of continuity Letter of DOCUMENTATION
SANCTION
continuity AND POST
Y All of the above N Both 2 and 3 Both 2 and 3 DOCUMENTATION
SANCTION
AND POST
N Anomolous N Equitable Mortgage Equitable DOCUMENTATION
SANCTION
Mortgage Mortgage AND POST
N NONE OF THE N 1 Crore 1 Crore DOCUMENTATION
SANCTION
ABOVE AND POST
N All of the above Y All of the above All of the above DOCUMENTATION
SANCTION
AND POST
SANCTION
N None of the above N Half-Yearly Half-Yearly DOCUMENTATION
AND POST
N None of the above N DOCUMENTATION
SANCTION
Quarterly Quarterly AND POST
N None of the above N DOCUMENTATION
SANCTION
Quarterly Quarterly AND POST
N None of the above N DOCUMENTATION
SANCTION
Yearly Yearly AND POST
N None of the above N DOCUMENTATION
SANCTION
Yearly Yearly
AND POST
N None of the above N Irrespective of the Irrespective of DOCUMENTATION
SANCTION
credit limit and value of the credit limit AND POST
Y None of the above N 4 months
the mortgaged 4
and value of the DOCUMENTATION
months SANCTION
property, valuation of mortgaged AND POST
N None of the above N Before sanction and Before sanction DOCUMENTATION
SANCTION
valuer
after 10isdays
required
of in all property,
and after 10 AND POST
N 10 years N cases
3 years
disbursement by 2 valuation
3 of of
years
days DOCUMENTATION
SANCTION
different officials. valuer is
disbursement AND POST
N All of the above Y All of the above All of
requiredthe in all DOCUMENTATION
above SANCTION
by 2 different AND POST
N No advocate will N Searching Job to be cases
officials. Job to DOCUMENTATION
Searching SANCTION
give opinion on allotted to advocate by be allotted to AND POST
N Advocate should N
the same property Advocate
Borrower should
with thesubmit Advocate
advocate by DOCUMENTATION
SANCTION
submit
twice. Certified aphotocopy
detail searchof report
the title as should
Borrower submit
with a AND POST
Y Noneof
copy ofthe
thetitle
above N BM
per valuation
format is not
convenient BM valuation
detail search is SANCTION
DOCUMENTATION
deed
requiredunder proper
inany case of not the photocopy
required AND POST
N deed along with
None of the above N to
The him.
receipt.
document which The report
of the as per
title of
document deed DOCUMENTATION
search report. mortgage. inany case SANCTION
entitles the beneficiary format under
which
mortgage.proper AND POST
entitles
Y None of the above N No
to take limit in a court convenient
timeaction No
the time
receipt. limit
beneficiary to DOCUMENTATION
SANCTION
of law him.
to take action in AND POST
N Vetting of N ₹2 crore & above (both ₹2 crore & DOCUMENTATION
SANCTION
documents are FB and NFB) a court of law
above (both FB AND POST
N None of the above
not required if N Karta & all major Co Karta
and NFB)& all DOCUMENTATION
SANCTION
documents are parceners including major Co AND POST
N All of the above Y All of the above
female All of the above DOCUMENTATION
parceners SANCTION
executed on AND POST
N bank's printed
All of the above Y All of the above including
All of the above DOCUMENTATION
female SANCTION
form AND POST
Y None of the above N All of a), b) & c) All of a), b) & c) DOCUMENTATION
SANCTION
AND POST
N None of the above N All the partners All the partners DOCUMENTATION
SANCTION
AND POST
N None of the above N Where it is maximum Where it is DOCUMENTATION
SANCTION
maximum AND POST
N None of the above N The date & place of The date & DOCUMENTATION
SANCTION
every signatories will be place of every AND POST
Y None of the above N After sanction
different as perandtheir After sanction
signatories will DOCUMENTATION
SANCTION
creation
signing of
date EM
& but
place and
be creation
different of AND POST
as
N CERSAI search to N CERSAI is not required CERSAI
before disbursement EM but is not DOCUMENTATION
be conducted for Registered per theirbefore
required signing SANCTION
for AND POST
Y All of to
theaccepting
above N Where copy of title disbursement
date
Where & place
copy of DOCUMENTATION
prior mortgage. Registered SANCTION
aAADHAR
property deed is accepted as title deed is AND POST
N IDas N Asset ID
documentary evidence Asset
mortgage.
acceptedID as DOCUMENTATION
SANCTION
Mortgage. AND POST
Y None of the above N of IP for
Both 1 & 2 preparing CR. documentary
Both 1 & 2 DOCUMENTATION
evidence of IP SANCTION AND POST
N None of the above N Nil for
Nil preparing DOCUMENTATION
SANCTION
CR. AND POST
N None of the above N Rs.10.90/- + GST Rs.10.90/- + DOCUMENTATION
SANCTION
GST AND POST
N None of the above N Borrower Borrower DOCUMENTATION
SANCTION
AND POST
N None of the above N Date of creation of Date of creation DOCUMENTATION
SANCTION
charge of charge AND POST
Y None of the above N Neither ownership nor Neither DOCUMENTATION
SANCTION
possession of goods ownership nor AND POST
N None of the above N Pledge
stand transferred to Pledge
possession of DOCUMENTATION
SANCTION
creditor. goods stand AND POST
N None of the above N Hypothecation Hypothecation DOCUMENTATION
transferred to SANCTION AND POST
Y All of the above N Both A & B creditor.
Both A & B DOCUMENTATION
SANCTION
AND POST
SANCTION
N All of the above N CIBIL CIBIL DOCUMENTATION
AND POST
Y None of the above N Assignment Assignment DOCUMENTATION
SANCTION
AND POST
Y None of the above N While considering the While DOCUMENTATION
SANCTION
proposal for financing a considering the AND POST
N None of the above N Borrower
trust. Borrower
proposal for DOCUMENTATION
SANCTION
financing a AND POST
N “Event of Y “Event of Default”. “Event of DOCUMENTATION
SANCTION
Default”. trust.
Default”. AND POST
N CC/OD facility N all credit facilities all credit DOCUMENTATION
SANCTION
only facilities AND POST
N a), b) and d) N the borrowers the borrowers DOCUMENTATION
SANCTION
AND POST
N a) and c) Y a) and c) a) and c) DOCUMENTATION
SANCTION
AND POST
N sanctioned by N other than retail loans, other than DOCUMENTATION
SANCTION
CLPC with sanctioned limit of retail loans, AND POST
N All of the above Y All of the above
Rs.2 crore & above, All
with sanctioned DOCUMENTATION
of the above SANCTION
limit of Rs.2 AND POST
Y 60 N 30 days time period for 30 days time DOCUMENTATION
SANCTION
filing the transactions crore period&for above,
filing AND POST
Y Any of the above N Penalty
of security provisions
interestfor with Penalty
the transactions DOCUMENTATION
SANCTION
default
CERSAI in
is filing,
no longer provisions
of security for AND POST
N None of the above N HCLM
modifying HCLM in filing, SANCTION
DOCUMENTATION
applicable and default
interest with AND POST
N 12 digit number Y satisfaction
12 digit number of security modifying
CERSAI and
12 digit isnumber
no DOCUMENTATION
interest are no longer satisfaction
longer of SANCTION
AND POST
N pnbcersaisupport@pnb.co.in
N applicable
pnbcersai@pnb.co.in security interest DOCUMENTATION
pnbcersai@pnb.co.in
applicable SANCTION
are no longer AND POST
N None of the above N Application for creation applicable
Application for SANCTION
DOCUMENTATION
or modification of creation or AND POST
N None of the above N Certificate
charge with ROC modification ofof DOCUMENTATION
of Certificate SANCTION
registration of charge registration
charge with of AND POST
Y Rs 500 N No
withCharges
ROC No Charges with DOCUMENTATION
charge SANCTION
ROC AND POST
N As per need N Quarterly ROC
Quarterly DOCUMENTATION
SANCTION
AND POST
Y None of the above N Borrowers enjoying FB Borrowers DOCUMENTATION
SANCTION
+ NFB limits of Rs 30.00 enjoying FB + AND POST
N As per need N Half
croreYearly
and more from Half
NFB Yearly
limits of Rs DOCUMENTATION
SANCTION
our Bank 30.00 crore and AND POST
N None of the above N 6 weeks 6 weeks DOCUMENTATION
more from our SANCTION AND POST
N None of the above N 2 Bank
2 DOCUMENTATION
SANCTION
AND POST
N None of the above N 50 Cr and above 50 Cr and above DOCUMENTATION
SANCTION
AND POST
N None of the above N 30 Crore 30 Crore DOCUMENTATION
SANCTION
AND POST
N None of the above N above Rs.1 crore  above Rs.1 DOCUMENTATION
SANCTION
crore  AND POST
N None of the above N upto  Rs.1 crore  upto  Rs.1 DOCUMENTATION
SANCTION
crore  AND POST
N All of the above Y All of the above All of the above DOCUMENTATION
SANCTION
AND POST
Y None of these N a and b both are a and b both DOCUMENTATION
SANCTION
correct are correct AND POST
N None of above. N at least one of the at least one of DOCUMENTATION
SANCTION
partner the partner AND POST
N None of these N it can be admitted it can be DOCUMENTATION
SANCTION
provided a letter should admitted AND POST
N only (b) N both
be a and bto
obtained arethe
true provided
both a and ab DOCUMENTATION
SANCTION
effect that in are
lettertrue
should be AND POST
N it can be clubbed N No it can not be No it can not be DOCUMENTATION
SANCTION
if total exposure consideration
clubbed of Bank's obtained
clubbed to the AND POST
Y both a &Rs.
exceeds c only
5.00 N continuing
both (a) & (b) the Banking effect
both (a) that in
& (b) DOCUMENTATION
SANCTION
crore facilities he agrees to consideration of AND POST
N all are true Y all are
be true
liable for the all are true
Bank's DOCUMENTATION
SANCTION
amount due by the firm continuing the AND POST
N all are true Y all are true all are true DOCUMENTATION
SANCTION
to the Bank as on a Banking AND POST
particular date and also facilities he SANCTION
for future advances agrees to be
from time to time, and liable for the
is bound by the terms amount due by
and conditions agreed the firm to the
N both a & c only Y both a & c only both a & c only DOCUMENTATION
AND POST
N limitation is N limitation is not revived limitation is not DOCUMENTATION
SANCTION
revived for only revived AND POST
N all
oneare true
year Y all are true all are true DOCUMENTATION
SANCTION
AND POST
N None of the above N 7 days 7 days DOCUMENTATION
SANCTION
AND POST
N only (b) N all are true all are true DOCUMENTATION
SANCTION
AND POST
Y only a & c N all are true all are true DOCUMENTATION
SANCTION
AND POST
N None N both a and b are true both a and b DOCUMENTATION
SANCTION
are true AND POST
Y only a & b N all are true all are true DOCUMENTATION
SANCTION
AND POST
N None N Risk Coverage Policy Risk Coverage DOCUMENTATION
SANCTION
equivalent to Policy AND POST
N None N Risk
reconstruction cost of equivalent to DOCUMENTATION
Coverage Policy Risk Coverage SANCTION
equivalent
the property toexcluding
full Policy
reconstruction AND POST
Y N market value excluding equivalent to DOCUMENTATION
SANCTION
None of these 30.04.2023
land 30.04.2023
cost instead of full cost of the
land cost should be be full market AND POST
N N market value should property DOCUMENTATION
SANCTION
None of these 30.04.2025
obtained
obtained. 30.04.2025
value excluding
excluding land AND POST
N N land
cost cost should DOCUMENTATION
instead of SANCTION
None of these 30.04.2024 30.04.2024
be obtained
full market AND POST
Y None of the above N All of the above All of the above DOCUMENTATION
value should be SANCTION
AND POST
Y None of the above N Power of Attorney obtained.
Power of DOCUMENTATION
SANCTION
Attorney AND POST
N Valuation to be N Valuation from Valuation from DOCUMENTATION
SANCTION
got done as per minimum two valuers minimum two AND POST
N 5crore
specific/one N 50 Crore/Two
of category A or 50 Crore/Two
valuers of DOCUMENTATION
SANCTION
instructions AND POST
N None of the of CO. N
above B on the Bank’s
With equal pace or category A or
With equal pace DOCUMENTATION
approved panel
progress: side byisside, Boron the Bank’s SANCTION
progress: AND POST
N None of the above N required.
Sanctioned limit of
without partially, approved
Sanctioned
side by side, panel
limit DOCUMENTATION
SANCTION
Rs.2.00
equality, crore
fairly& above of is required.
Rs.2.00 crore AND POST
without
N None of the above N Defines the
(both fund based & Defines
& above (both DOCUMENTATION
the SANCTION
constitution, objectives, partially,
constitution, AND POST
N None of the above N non-fund
Within based)
3 months fund based
equality, &
3 fairly DOCUMENTATION
authorised capitalofand Within
objectives, SANCTION
receipt
gives of document
names and in non-fund
months
authorised of AND POST
N All of the above Y All of the above
India based)
All of theofabove DOCUMENTATION
addresses of registered receipt
capital and SANCTION
AND POST
N system of Legal Y office and
system defines the document
of Legal gives names
system in
of Legal DOCUMENTATION
SANCTION
Compliance liability of the
Compliance Certificate India
and addresses AND POST
Compliance
Y None of thehas
Certificate above N Rs. 1been
Cr dispensed
shareholders
has Rs. 1 Cr has DOCUMENTATION
of registered
Certificate SANCTION
been office and AND POST
N All of dispensed
the above Y with after Pre
All of the above been dispensed
All of the above DOCUMENTATION
with after Pre Disbursemnt defines
with thePre SANCTION
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Y Disbursemnt
None of the above N Compliance
All of a), b) &(PDC)
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All of a),ofb)the
Disbursemnt & c) DOCUMENTATION
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Compliance (PDC) shareholders
Compliance AND POST
Y None of the above N IF FB & NFB exposure is IF FB & NFB
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Rs. 5 crores and above exposure is Rs. AND POST
N None of the above N Annually Annually
5 crores and DOCUMENTATION
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above AND POST
Y None of the above N Rs. 10 crores and above Rs. 10 crores DOCUMENTATION
SANCTION
and above AND POST
Y None of the above N Rs. 1 Crore & above Rs. 1 Crore & DOCUMENTATION
SANCTION
above AND POST
N None of the above N Every 1 year Every 1 year DOCUMENTATION
SANCTION
AND POST
N option a, b and c Y option a, b and c option a, b and DOCUMENTATION
SANCTION
c AND POST
N on bi-monthly N on half yearly basis on half yearly DOCUMENTATION
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basis basis AND POST
Y option a, b and c N option a and b option a and b DOCUMENTATION
SANCTION
AND POST
N option a, b and c Y option a, b and c option a, b and DOCUMENTATION
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N N https://udin.icai.org DOCUMENTATION
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https://serices.gst. https://udin.icai AND POST
in .org SANCTION
N option a, b and c Y option a, b and c option a, b and DOCUMENTATION
c AND POST
N Agreement of N Conveyance Deed Conveyance DOCUMENTATION
SANCTION
Hypothecation Deed AND POST
Y option b & c are N option a & c are correct option a & c are DOCUMENTATION
SANCTION
correct correct AND POST
N Thumb impression Y Thumb impression be Thumb DOCUMENTATION
SANCTION
be taken in the taken in the presence impression be AND POST
N Any of theofabove N
presence agreement
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be supplemented certificate in prescribed Branch head AND POST
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prescribed signed head well
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witnesses Branchpaper
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Session