Budget Spreadsheet

Welcome to my simple budgeting spreadsheet! This sheet is designed as a simple tool to organize your finan
used in conjunction with other tools. It's not meant to replace other budgeting tools, but to provide a simple s
budgeting. These Instructions will teach you how it works, how to best use it, and how to make a copy!

How to use:
Budget

Income section:
is paid out once a week. Total monthly income is used to calculate savings and in creating the
charts. You can choose between Weekly, Bi-Weekly, and Monthly payments. If you're in a ti

Expenses Section:
Each section has six places to add itemized expenses
and savings under four categories:

Meant to describe any monthly

Utilities: utilities for your house, apartment,
or car

Meant to describe any

NECESSARY expense that isnt a
Bills:
utility, a good place to put loans,
medical bills, or paid subscriptions

A catch all for any other expenses

that may not fall under the first two
Expenses: categories, these are for thing that
are necessary or important such as
food, transportation, etc
 A catch all for any other expenses
that may not fall under the first two
Expenses: categories, these are for thing that
are necessary or important such as
food, transportation, etc

This is meant to calculate savings,

Savings: add the percentage you would like
to save each month in the
"percentage" line, or add a fixed
savings amount underneath!
Using the Credit Card Tab below,
you can fill out your credit card
Credit Card
info and figure out what your
Payment
monthly payment should be! You
If
canyou'd
havelike
up to 3include a large
cards at once!
purchase in your budget, use the
Large
large Purchases tab to figure out
Purchases
how long and how much you'll
need to save!

Summary Section:

This section gives a summary of your Expenses, your

Income, and your Budget values. It tells you what
your flexible spending is, and how much you can
afford to spend daily (or weekly or monthly) and still
save money and meet your budgeting and savings
goals!

Daily/Monthly Budget Tracker

This is meant as a daily tracker to give a more realistic picture of where your money is being spent. Y
to compare your actual spending to your desired expenses at the end of the month. Just insert a row on
bottom line to add more rows to the table!
 How to Copy:

Make a copy of this sheet

and start editing it
yourself!

Go to File>Make a Copy
 et

simple tool to organize your finances, and to be

ng tools, but to provide a simple start to
e it, and how to make a copy!

lculate savings and in creating the expense

Monthly payments. If you're in a tipped position,
here your money is being spent. You can use this
of the month. Just insert a row on top of the
 Budget

Monthly Flex Spending

$293.00
Weekly
$68.37

Daily
$9.77
Monthly Expenses Montly Income
$792.00 $1,085.00

Utilities
Bills
Other Expenses
Savings
Credit Card
Large Purchase
Flex

Income:
Paycheck
1 Add Tips? Select one: Weekly
Tips: Week 1 $250.00
$0.00 Week 2 $250.00
$9.00 Week 3 $250.00
$76.00 Week 4 $250.00
Total: $1,085.00

Expenses:
Utilities Other Expenses
Phone $5.00 Cats $50.00
Internet $5.00 Food $5.00
Electric $5.00 Lunch/takeout $5.00
T Pass $50.00
 Uber $5.00
Subscriptions $5.00
Bills Games $5.00
Rent $5.00 Stream $5.00
Loans $5.00 Exercise $5.00
Website $15.00
Doctor $5.00
Meds $5.00

Credit Card Payment

Monthly Payment:
$90.00

Savings Big Purchase!

Percentage: 20.00% Cool Thing $300.00
Fill out the large purchase tab, or uncheck the box in the
Monthly: $217.00 tab to diable this!

Total: $792.00
 Credit Card
I dont have a credit card payment

Balance Owed:
Interest rate:
Minimum Monthly Payment:

Months to Pay off with Minimum Payment:

Card 1
N/A
Total Interest Accrued Using Minimum Payme
Card 1
N/A
Are you paying more than the minimum payme
Card 1
1
How much are you paying monthly?
$20.00

Your payments will be added and adjusted in your budget automatically! Once youve f
 Credit Card
0

Card 1 Card 2 Card 3

$10,000.00 $2,000.00 $10,000.00
10.00% 10.00% 10.00%
$23.00 $35.00 $35.00

Months to Pay off with Minimum Payment:

Card 2 Card 3
78 N/A
otal Interest Accrued Using Minimum Payment
Card 2 Card 3
$727.13 N/A
e you paying more than the minimum payment?
Card 2 Card 3
0 0
How much are you paying monthly?
$0.00 $0.00

adjusted in your budget automatically! Once youve filled this out, please go check your budget!
 Large Purchase Calculator

Item:
Cool Thing
Price
300
Months until purchase
1

Date started Saving: 4/2/2018

Monthly Saving amount:
300
1 Adjust Budget?

2060

2040

2020
Goal
2000 Current Savings
1980 Linear (Current
Savings)
1960

1940

1920

! Your budget has been automatically adjusted to add this

expense! please go check your budget! !
 Daily/Monthly Budget

Date Category Spent Note