RefNo .

18-MAR-2017/098802210181748
Date: 22-NOV-2018
To,
GOPAL SAHA,
S/0 SANTOSH KUMAR SAHA, 20/1CPAIKPARA,RAJA MANINDRAROAD,ASHUBABUBAZAR,KOLKATA,
BELGACHIA S.O. BELGACHIA,
KOLKATA 700037,
WESTBENGAL

Sub : Settlen:ent ofLoan Account 098802210181748

This is with reference to our discussions regpniing the outstanding amount in your above rrentioned loan aITOunt. In view ofyour
inability and / or unwillingness to pay tl-.:; entire outstanding as ofdate, we are constrained to settle your loan account and accept a
payrrent ofINR 175000.00 towards settlerrent as against a total outstanding ofINR 295760.

Please ensure strict conpliance with the settlerrent plan as per the schedule below. In case ofdefuult in payrrent ofany instahrent
oullined below, the settlen:ent plan would stand canccUed and we reserve the right to charge your account with all waivers and
initiate legal action without notice for recovery ofoutstanding amount and all charges due.

We also resetve the right to apply the payrrent received agpinst all over dues and Principal amounts in case the Settlement term; are
not honoured.

Settlerrent Plan :
.NO !Mode of Payrrent !Due Date Cheque J\'o Anuum(!NR) !Bank Name

Cash/DD 29-11-2018 !NA 58334.00 fNA

Cash/DD 29-12-2018 INA 58333.00 INA

j Cash/DD 29-01-2019 INA 58333.00 INA

Under the Credit Infonmtion Conpanies(Regulations) Act, 2005, information on your loan repayrrent wmtld be shared ,vith Credit
lnfonmtion Conpanies. We wi<;h to apprise you that if the loan dues are paid off under a Corrpromise Settlemenl Plan, tlie status of
tl1e loan would be updated as "Settled" in the records ofCredit Infonmtion C01Ipanies which nny possibly act as a hindrance in case
of any credit facility sought by you in future. Alternatively, ifthe loan liability i<; repaid in full, the records ofCredit Infomntion
Corrpanies will indicate the status accordingly.

TI1is settlen:ent plan i<; however without prejudice to all other rights available to us mxler the Law.

NOTE: From 1st April 2017, we will not accept cash>= INR 200,000 in Corrpliance with Sec 269ST ofIT Act. Such payrrents
should be nnde only through DD / Cheque / Banking channels.

Regprds,, . . .
ForTATA Capital Finance
Accepted

Signann-e : ............................. .

Nan-:e: GOPAL SAHA