Name: Mario Angulo Date: 3/22/22

Saving Money by The Penny!

I am against spending money just for the sake of it. There are
people who spend every penny they earn. They buy things without even
bothering to check whether they need them. While spending might give
them some momentary pleasures, they will soon find themselves in deep
financial problems. There is no harm in enjoying life by going on a
holiday or buying the latest fashion clothes or accessories. However,
one must ensure that they are not spending more than someone can
afford. Some useful stuff includes piggy banks, budget charts and
savings.

First, banks. Banks are a way to keep money away. Less money, less
urge to spend it. There are many ways to bank. Piggy banks are a
great way to learn how to bank. Piggy banks are usually used by kids,
but still, if you love that pig face then you can get it. Another way
to bank is real banks. You just put your money there and bam! You
just stuffed your money into a safe kept deep in the bank. Here’s an
easy one for you. Get a pot, or just something that has a lid. Then,
put in half of your money. Do this each week so then you spend less.
But you’ll need something to remind you of your profits and expenses.
That’s what we’ll be talking about in the next paragraph.

Next, budget charts. You can use these to see how much money you earn
and how much money you spend. Simply grab a piece of paper, write
“Profit” “Expense” and “Total”. Let’s say that you are saving up for
an Oculus Quest 2. You add how much money you earn in “Profit”, add
how much money you waste in “Expense” and add how much you have in
all in “Total”. And now you have a budget chart! Wasn’t that easy?
And that will help you a lot, just like savings. Coupons and
clearances are two types of savings. Coupons work like this. You’re
at the cashier, you give the cashier the coupon and they will scan
it. Boom! You just saved money! Then there’s clearance. There is a
special place at your store that says Clearance. That is where they
sell stuff for less so they can get it out of the stocks. If it is
something new, then you’ll have to wait a long time.