KEMENTERIAN PENDIDIKAN,KEBUDAYAAN,

RISET DAN TEKNOLOGI

UNIVERSITAS PADJADJARAN
FAKULTAS EKONOMI DAN BISNIS
PROGRAM STUDI SARJANA
TERAPAN BISNIS INTERNASIONAL
JL DIPATI UKUR,BANDUNG/ JATINANGOR, SUMEDANG

Semester Ganjil - Tahun Akademik 2021/2022

Mata Kuliah Pembiayaan dan Asuransi Ekspor Kode/sks
Impor
Hari/Tanggal Jumat 17 Juni 2022 Kelas A,B,C
Dosen Pengampu Tim Dosen Ruang Google
Classroom
Waktu Ujian 13.30 – 16.30 wib TTG Dosen Pengampu TTG Prodi
Sifat Ujian Daring Google Meet
Soal Bobot (%)

A. Essay

Describe the meaning of the following questions in your own words : 50 %

1. Pre Export Loan / Pre Export Financing.

2. Post Export Loan / Post Export Financing : negotiation / discounting.

3. Pre Import Loan.

4. Post Import Loan / Trust Receipt.

5. Export-Import Financing and Refinancing

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 B. CREDIT FACILITY DETAILS

CREDIT FACILITY PT BISNIS INTERNASIONAL INDONESIA

PT Bisnis Internasional Indonesia is one of the leading garments factories in

Indonesia. For its main company activities, especially for its export import
trade transactions, the company already has a credit facility with Bank
Devisa Indonesia, Jakarta Branch.
Most of its products are exported through their trader in Hong Kong and for
raw materials are purchased from well-known companies in Japan.

Below are details of Import and Export Facility

LC IMPORT FACILITY
LC SIGHT USD 1,500,000
LC USANCE USD 1,500,000
LC USANCE MAXIMUM TENOR 180 DAYS AFTER SHIPMENT DATE
TRUST RECEIPT USD 750,000
TRUST RECEIPT INTEREST 3.75 % PER ANNUM
LC ISSUANCE COMMISSION 0,125 % PER QUARTER , MINIMUM
USD 50
LC AMENDMENT COMMISSION USD 25
(OTHER THAN EXPIRY EXTENSION
AND INCREASE AMOUNT
SWIFT CHARGES USD 30
ACCEPTANCE COMMISSION 0,25 % PER ANNUM
DISCREPANCIES CHARGES USD 75
SPECIAL CONDITIONS TRUST RECEIPT REPAYMENT
MAXIMUM 90 DAYS AFTER
DISBURSEMENT DATE
STANDBY L/C FACILITY (SBLC) USD 1,500,000
SBLC ISSUANCE COMMISSION 0,5 % PER QUARTER MINIMUM USD
100
SWIFT CHARGES USD 30
REIMBURSEMENT CHARGES USD 20

LC EXPORT FACILITY
PRE EXPORT LOAN/FINANCING USD 500,000
FACILITY

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MAXIMUM DRAWING AMOUNT
SPECIAL CONDITIONS
INTEREST CHARGES CALCULATION
SETTLEMENT/REPAYMENT
CONDITIONS
PRE EXPORT INTEREST
POST EXPORT LOAN / FINANCING
FACILITY
MAXIMUM
NEGOTIATION/DISCOUNTING
SPECIAL CONDITIONS
EXPORT NEGOTIATIONS /
DISCOUNTING INTEREST
INTEREST DAYS IN ADVANCE FOR
NEGOTIATIONS
SETTLEMENT / REPAYMENT
CONDITIONS
HANDLING/CHECKING
DOCUMENTS CHARGES
COURIER CHARGES AS PER
DESTINATION
80 % OF LC AMOUNT
L/C ISSUING BANK MUST BE
APPROVED BY FINANCIAL
INSTITUTIONS DIVISION.
SIMPLE INTEREST
AT THE TIME OF EXPORT
NEGOTIATION
6.75 % PER ANNUM
USD 500,000
100 % FROM INVOICE VALUE
DOCUMENTS MUST BE COMPLIED
WITH LC
5.75 % PER ANNUM
15 DAYS
AT THE TIME OF PAYMENT
RECEIVED FROM ISSUING BANK
0,125 % MINIMUM USD 50
TO ASEAN COUNTRIES : USD 15
TO ASIA COUNTRIES : USD 25
TO USA/MIDDLE EAST/EUROPE :
USD 45
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C. APPLICATION FOR LC ISSUANCE

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1. QUESTIONS :
Based on Credit Facility Agreement (point B) and Application (point
25 %
C) for Issuing LC Import above you are request to :

1.1. Calculate all charges for LC Issuance dated 01 June 2022

with details as per application on attachment B.
1.2. On June 13, 2022, Bank Devisa Indonesia received the
documents for amount USD 19,500.00. Bank Devisa sent
rejection due to discrepant documents and contact PT Bisnis
Internasional Indonesia for approval of discrepancies. On
June 17, 2022 PT Bisnis Internasional Indonesia accept to
pay the discrepant documents and the same time presented
request under a promissory note for Trust Receipt to Bank
Devisa Indonesia Jakarta. What was the nett amount that
would be paid/settled by Bank Devisa Indonesia Jakarta on
June 17, 2022.
1.3. Calculate the total interest amount up to the maturity date.

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 D. L/C RECEIVED FOR PT BISNIS INTERNASIONAL INDONESIA

Sender : SCBCHKHKXXX
STANDARD CHARTERED BANK LTD
HONG KONG

Receiver : BDVIDJAXXX
BANK DEVISA INDONESIA (PERSERO), PT.
JAKARTA
INDONESIA
MUR :
Message Text
27 : Sequence of Total
1/1
40A: Form of Documentary Credit
IRREVOCABLE TRANSFERABLE
20 : Documentary Credit Number
378010521744-S
31C: Date of Issue
220501
31D: Date and Place of Expiry
220817 INDONESIA
50 : Applicant
WING SING (ASIA) LIMITED
1/F, CHEUNG, TAK INDUSTRIAL BUILDING
30 WONG CHUK HANG
HONG KONG
59 : Beneficiary - Name & Address
PT BISNIS INTERNASIONAL INDONESIA
JL.MH THAMRIN KAV 20
JAKARTA 10320
INDONESIA
32B: Currency Code, Amount
Currency USD ( US DOLLAR)
Amount 252,350.00
41D: Available With...By... – Name and Addr
ANY BANK
BY NEGOTIATION
42C: Drafts at...
SIGHT
42D: Drawee - Name & Address
SCBCHKHHXXX
STANDARD CHARTERED BANK, HONG KONG
43P: Partial Shipments
ALLOWED

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43T: Transhipment
NOT ALLOWED
44A: On Board/Disp/Taking Charge at/f
ANY INDONESIA PORT IN INDONESIA
44B: For Transportation to...
HONG KONG PORT

44C: Latest Date of Shipment

220801

45A: Description of Goods &/or Services

35,000 PIECES LADIES GARMENT, STYLE 99097
UNIT PRICE USD 7.21 / PIECES , TOTAL AMOUNT USD 252,350
FOB TANJUNG PRIOK, JAKARTA INCOTERMS 2020
46A: Documents Required
+ SIGNED COMMERCIAL INVOICE IN TRIPLICATE INDICATING THIS CREDIT
NUMBER.
+ PACKING LIST IN DUPLICATE.
+ FULL SET (3 ORIGINAL PLUS 3 NON NEGOTIABLE ) OF CLEAN ON BOARD
BILLS OF LADING MADE OUT TO ORDER
ISSUING BANK MARKED FREIGHT COLLECT NOTIFY PARTY APPLICANT.
47A: Additional Conditions
+ ALL DOCUMENTS MUST BE ISSUED IN ENGLISH LANGUAGE.
+ INSURANCE IS TO BE EFFECTED BY BUYER
+ IN CASE OF SEA SHIPMENT, THE GOODS MUST BE SHIPPED BY
CONTAINER VESSEL
+ SHIPPING MARKS :
LADIES GAREMENTS
CTN NO. 1 – UP
MADE IN INDONESIA
+ ALL DOCUMENTS MUST INDICATE THE ORDER NO. 01/WIN-SING/2022
71B: Charges
ALL BANKING CHARGES OUTSIDE
ARE FOR THE ACCOUNT OF
BENEFICIARY.
48 : Period for Presentation
NEGOTIATION WITHIN 15 DAYS AFTER
DATE OF TRANSPORT DOCUMENTS BUT
WITHIN CREDIT'S VALIDITY.
49 : Confirmation Instructions
WITHOUT
78 : INSTUCTION TO PAYING/ACCEPTING/NEGOTIATING BANK .
+ ALL DRAFTS AND DOCUMENTS MUST BE SENT TO US IN ONE LOT TO.
THE BANK OF TOKYO MITSUBISHI UFJ LTD., TRADE FINANCE
CENTER, 21-24, NISHIKI, 3-CHOME, NAKA-KU, NAGOYA 460-8660
JAPAN.
+ UPON RECEIPT OF ALL DOCUMENTS STRICTLY COMPLY WITH THE TERMS
AND CONDITONS OF THIS CREDIT WE WILL REMIT THE PROCEEDS AY
PER YOUR INSTRUCTIONS.

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 2. QUESTIONS : 25 %
Based on Credit Facility Agreement (point B and details L/C (point D) as
abovementioned , you are requested to calculate :

2.1. What was the maximum amount of Pre Export Loan / Financing to be
credited to PT Bisnis Internasional Indonesia on May 01, 2022.
2.2. If there was no cargo shipment realization due to the unexpected
circumstances what would the total interest charges be until the L/C
expiry date.
2.3. On June 01, 2022 PT Bisnis Internasional submitted documents under
the same L/C for amount USD 240,750.00. Please calculate the
negotiation commission for the bank.
2.4. Calculate advance interest amount should be deducted from negotiation
amount as per credit facility agreement.
2.5. What was the total amount credited to PT BIsnis Internasional account
on June 01, 2022, less 2.3 , 2.4 and courier charges as per credit facility
agreement.

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15 %

35 %

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