NO OBJECTION CERTIFICATE

Date: 13/03/2023

To Whom It May Concern

Subject: Loan status of Personal Loan of CRN: SN4262950247

This is to certify that SIDDHESH GANESH BHAMRE (PAN: BJLPB0590H) has availed a personal loan from VIVRITI
CAPITAL PRIVATE LIMITED through SmartCoin Financials online platform on Thu Jun 09 15:03:18 UTC 2022 of Rs
7500 bearing a Loan ID: SC30DLQ9DM8ABECFT. We further confirm that no outstanding payment is due or payable
by the customer in the books of VIVRITI CAPITAL PRIVATE LIMITED taken through SmartCoin Financials online
platform as on 13/03/2023.

Please note that this certificate is issued on behalf of VIVRITI CAPITAL PRIVATE LIMITED does not constitute any
financial undertaking/liability and is being issued without any risk and responsibility on the part of SmartCoin
Financials Private Limited or any of its officers.

Sincerely,

For SmartCoin Financials Private Limited

Authorised Signatory