MYCOVER TM

LIFE COVER DESIGNED

TO LEAVE A LASTING LEGACY

MyCover™ is life cover designed as an Extender Benefit to the Legacy Protection Plan™
that accompanies your Will and can pay out to a Beneficiary, a Trust or your Estate
when you pass away.
Because MyCover™ is an Extender Benefit it does not carry the administrative costs of traditional life cover which allows
us to pass this value onto you, the Client, through the BeneFactor™ Benefit.

GET UP TO R10 MILLION IN LIFE COVER TO ENSURE YOUR LEGACY IS PROTECTED!

WHAT ARE YOUR BENEFACTOR TM OPTIONS

BENEFACTOR TM MYABILITY TM
INTEGRATED You can choose any one of these three options OPTIONAL Through MyCover™,
BENEFIT to maximise your BeneFactor™: BENEFIT you can secure additional
protection against
More Benefit: Choose to receive more cover at cost. impairment and illness.

Less Premium: Opt to get a monthly premium discount.

Cash Back: Boost your cover and receive a 5-year cash back.
NO MEDICAL TESTS REQUIRED.
JUST SIMPLE MEDICAL QUESTIONS AND
SWITCH BETWEEN ANY ONE OF THESE BENEFACTOR TM OPTIONS A CONVENIENT CO BREATHALYSER TEST
AT ANY TIME FOR NON-SMOKERS.

AN INDUSTRY FIRST- NO EXECUTOR AND TRUSTEE FEES ON THE PROCEEDS, SAVING

UP TO R5 MILLION IN COVER
YOU HUNDREDS OF THOUSANDS IN LIFE COVER FOR YOUR BENEFICIARIES

MYCOVER TM PROCESS

1 2
CONSULTATION
Meet your Financial
Advisor to identify
fees and expenses and
recommend a Legacy
Protection Plan™.
CALCULATE
Your Financial Advisor will
use our quick quote tool
to identify your specific
life cover needs and
provide a solution through
MyCover™.
3 4
WILL AND PLAN
We capture your plan and
initiate one of our Service
Agents to draft your Will,
complete medical questions
and complete a CO test
for non-smokers.
INDEMNIFICATION
AND COVER
Enjoy peace of mind that
your family is protected and
covered should you pass
away.

087 352 2800 | lifeinfo@capitallegacy.co.za MyCover™ I 1

Capital Legacy (Pty) Ltd is an Authorised Financial Services Provider. The Legacy Protection Plan™ is underwritten by Guardrisk Life Ltd.
 SEE BONGANI’S EXAMPLE BELOW
Here’s a little bit of information about Bongani

39 Years Old Non-smoker

Diploma Earns R 45 000

in Business Science a Month

Therefore, he is a Rating Category 1

Bongani wants to protect his Wife and Children and chooses MyCover™ to cover his final expenses,
outstanding debt, bond and car, his children’s educational expenses and his loss of income if something
were to happen to him.

BONGANI NEEDS R 2 000 000 LIFE COVER

Bongani has three BeneFactor™ options to choose from, to ensure his MyCover™
works for him.

BONGANI’S BENEFACTOR TM IN ACTION

Bongani can compare his BeneFactor™ options to find the one that best meets his needs.

HIS SELECTED COVER: R 2 000 000

BEST VALUE

WITH LESS PREMIUM WITH MORE BENEFIT WITH CASH BACK

R 2 000 000 R 2 706 315 R 2 353 157
in cover for in cover for in cover for

R 536.04 pm R 603.19 pm R 603.19 pm

He gets a monthly premium He gets more He boosts his cover and
discount of cover of receives a 5-year cash back of

R 67.15 pm R 706 315 R 4 128

Through MyCover™ Bongani has also chosen R 1 000 0000 additional protection through
MyAbility™ against impairment and illness for as little as R 177.92 pm.

087 352 2800 | lifeinfo@capitallegacy.co.za MyCover™ I 2

Capital Legacy (Pty) Ltd is an Authorised Financial Services Provider. The Legacy Protection Plan™ is underwritten by Guardrisk Life Ltd.