MR NORMAN BRYCE SNOW

CIBC Aeroplan® Visa* Card Account number

4502 XXXX XXXX 8739
Statement Date
December 25, 2022
Your account at a glance December statement period
November 26 to December 25, 2022
Previous balance $9,572.54
Payments $2,154.46 Contact us
Customer Service 1 800 465-4653
Other credits 0.00 Lost/Stolen 1 800 663-4575
Total credits - $2,154.46 TTY 1 877 331-3338
Online www.cibc.com
Purchases 2,345.22
Cash advances 0.00 Summary Credit† Cash†
Interest 159.29 Limit $17,000.00 $17,000.00
Fees 0.00 Available $7,077.41 $7,077.00

Total charges + $2,504.51 Interest rates Annual

Total balance = $9,922.59
*0201230000*

Regular purchases 20.99%

Cash advances 22.99%
Your payment due this month
Amount Due1 $9,922.59
Aeroplan® points summary
Minimum Payment 2 $169.29 This statement
Please pay this amount by Jan 20, 2023 Earned on net card purchases + 1571
Gas & Grocery + 24
*0201230000*

Total Aeroplan points sent to = 1595

Aeroplan acct 945 590 867

Tear Off here Please turn over - Transactions begin on page 2 Page 1 of 4
CIBC Aeroplan Payment options Account number 4502 XXXX XXXX 8739
• Online Banking: www.cibc.com
Visa Card • Telephone Banking: 1 800 465-CIBC (2422) Amount Due $9,922.59
• CIBC bank machines and most financial
institutions Minimum Payment due by
• Mail: Return completed slip with your cheque Jan 20, 2023 $169.29
or money order payable to CIBC.
For general inquiries call Total payment enclosed $_____________
1 800 465-4653

Do not staple or attach correspondence.

023626
MR NORMAN BRYCE SNOW
188-023626

45 BONNETPLUME ROAD APT 1

INUVIK NT X0E 0T0 CIBC
PO BOX 4595 STN A
TORONTO ON M5W 4X9

00004502310002988739000000099225900000000169298
 Transactions from November 26 to December 25, 2022
Your payments
Trans Post
date date Description Amount($)
Nov 26 Nov 29 PAYMENT THANK YOU/PAIEMENT MERCI 670.13
Nov 26 Nov 29 PAYMENT THANK YOU/PAIEMENT MERCI 349.52
Nov 28 Nov 30 PAYMENT THANK YOU/PAIEMENT MERCI 413.56
Dec 11 Dec 13 PAYMENT THANK YOU/PAIEMENT MERCI 721.25
Total payments $2,154.46

Your interest
Trans Post
date date Description Annual interest rate Amount($)
Dec 25 Dec 25 REGULAR PURCHASES 20.99% 159.29
Total interest this period $159.29

Your new charges and credits

Q Identifies Bonus Aeroplan points transactions that have earned 1 Aeroplan point for every dollar spent at grocery stores and gas
®

stations and with Air Canada directly, including through Air Canada Vacations. Any returns/credits are deducted at the same rate.
Trans Post
date date Description Spend Categories Amount($)
Card number 4502 XXXX XXXX 8739
Nov 25 Nov 28 Q TAKHINI GAS WHITEHORSE YT Transportation 18.44
Nov 26 Nov 28 ATCO ELECTRIC YUKON WHITEHORSE YT Personal and Household Expenses 356.21
Nov 26 Nov 28 NORTHWESTEL WHITEHORSE YT Personal and Household Expenses 243.23
Nov 26 Nov 28 PAYPAL *STEAM GAMES 35314369001 Retail and Grocery 22.83
Nov 27 Nov 28 PAYPAL *STEAM GAMES 35314369001 Retail and Grocery 94.49
Nov 28 Nov 28 Nintendo CA868935571 8002553700 BC Retail and Grocery 19.41
Nov 28 Nov 28 Nintendo CA869004742 8002553700 BC Retail and Grocery 20.99
Nov 28 Nov 29 Spotify P1F3452DD3 Stockholm Retail and Grocery 13.64
Nov 29 Nov 29 Disney Plus Burbank CA Personal and Household Expenses 12.59
Nov 29 Nov 30 AMZN Mktp CA*FC2C636C3 WWW.AMAZON.CAON Personal and Household Expenses 97.56
Nov 30 Nov 30 Amazon.ca*HZ3QP1OA2 AMAZON.CA ON Personal and Household Expenses 63.38
Dec 01 Dec 02 COVENANT EYES HTTPSWWW.COVEMI Foreign Currency Transactions 19.32
13.99 USD @ 1.380986419**
Dec 02 Dec 05 TIM HORTONS #0621 WHITEHORSE YT Restaurants 38.44
Dec 04 Dec 05 Nintendo CA873257705 8002553700 BC Retail and Grocery 7.89
Dec 05 Dec 06 Q PORTER CREEK SUPER A WHITEHORSE YT Retail and Grocery 18.71

Page 2 of 4

Information about your CIBC Aeroplan Visa Card account

If you find an error or irregularity (including possible unauthorized or
fraudulent Transactions) in this statement you must tell us within 30
days of this Statement Date. If you do not, we may regard this statement
as final (except for credits posted in error).
How we charge interest:.. If interest is charged on a Purchase, it
is charged retroactively from the Transaction date. You have a minimum
21 day interest-free grace period for new Purchases. You can avoid
interest on those new Purchases by paying your new balance in full by
the payment due date.
Interest is charged on Cash Advances from the date they are taken.
Interest is charged on Convenience Cheques and Balance Transfers from
the date they are posted to your credit card account. We stop charging
interest on the day we receive a payment which covers the amount of
the Purchase, Cash Advance, Balance Transfer or Convenience Cheque,
as the case may be, as described in the Application of Payments section
of your CIBC Cardholder Agreement.
If you choose to convert an eligible Purchase into an Installment Plan,
interest will be charged on that Installment Plan at the interest rate you
agreed to at the time of conversion and in the manner set out in the
Installment Plan Terms and Conditions.
Payment period extensions:. If you didn't pay the Amount Due
on your last monthly statement, we have extended your payment due
date this month to give you extra time to make your payment. Interest
will continue to accrue for the extended period. When we receive your
Amount Due, your payment due date will change back to your regular 2
Minimum Payment is the minimum amount you must pay this
payment due date. month and it includes your monthly installment payments due (if
applicable).
Your statement (including the Balance and Minimum Payment) only
reflects Transactions that were posted as of the Statement Date. If you †Your cash limit forms part of your credit limit. It is not additional credit.
made a payment but it has not yet been posted, it will appear on your
next monthly statement and any interest charges will be adjusted based For more information, please refer to the CIBC Cardholder Agreement.
on the transaction date and payment amount. The payment due date is
determined under Eastern Standard Time (EST) meaning payments are TM* Trademark of CIBC
considered received by us on the payment due date if made by 11:59pm ® Aeroplan is a registered trademark of Aeroplan Inc. CIBC is an authorized
EST. Payments made by mail or through another financial institution licensee of the mark.
can take several days to be received by us. Please make your payments * Trademark of Visa Int., used under license.
accordingly. Check CIBC Online Banking for the status of your payments
and your most up to date Balance.
**Foreign currency Transactions, except Convenience Cheques, are
converted to Canadian dollars on or after the Transaction date and no
later than the Transaction posting date. At the time of currency
conversion, you are charged the same conversion rate CIBC must pay,
plus a fee of 2.5% of the converted amount, on both debits and credits.
We convert a foreign currency Convenience Cheque or payment at our
branch selling rate for Canadian dollars in effect at the time we process
it.
1Amount Due is the amount you must pay if you want to avoid
interest on your regular purchases shown on this statement.
 Prepared for: MR NORMAN BRYCE SNOW November 26 to December 25, 2022 Account number: 4502 XXXX XXXX 8739

Your new charges and credits (continued)

Trans Post
date date Description Spend Categories Amount($)
Card number 4502 XXXX XXXX 8739
Dec 06 Dec 06 Amazon Channels amazon.ca BC Professional and Financial Services 13.64
Dec 06 Dec 07 TIM HORTONS #0621 WHITEHORSE YT Restaurants 30.04
Dec 07 Dec 07 Nintendo CD874625980 8002553700 BC Retail and Grocery 67.19
Dec 07 Dec 08 TIM HORTONS #0621 WHITEHORSE YT Restaurants 19.68
Dec 07 Dec 08 RIVERDALE NEIGHBOURHOOD PWHITEHORSE YT Restaurants 55.60
Dec 07 Dec 09 WWW.CANADIANTIRE.CA 8667467287 ON Home and Office Improvement 333.89
Dec 07 Dec 09 MIGHTY WASH WHITEHORSE YT Transportation 14.75
Dec 09 Dec 12 DOORDASH*RICKYS ALL DA DOWNTOWN TOROON Restaurants 111.67
Dec 11 Dec 12 BELL MOBILITY VERDUN QC Personal and Household Expenses 218.45
Dec 12 Dec 13 A&W WHITEHORSE WHITEHORSE YT Restaurants 28.52
Dec 13 Dec 13 GOOGLE *YouTube Member g.co/helppay#NS Professional and Financial Services 5.24
Dec 13 Dec 14 INTEGRA TIRE WHITEHORSE WHITEHORSE YT Transportation 45.51
Q
*0202240000*

Dec 13 Dec 14 RIVERSIDE GROCERY WHITEHORSE YT Retail and Grocery 10.56

Dec 13 Dec 14 MCDONALD'S #29149 Q04 WHITEHORSE YT Restaurants 11.54
Dec 13 Dec 15 MIGHTY WASH WHITEHORSE YT Transportation 10.00
Dec 13 Dec 15 MIGHTY WASH WHITEHORSE YT Transportation 8.00
Dec 13 Dec 15 PAYPAL *STEAM GAMES 35314369001 Retail and Grocery 13.30
Dec 14 Dec 15 Q PORTER CREEK SUPER A WHITEHORSE YT Retail and Grocery 15.82
Dec 14 Dec 15 Q TOP SPOT LTD. HAINES JUNCTIYT Transportation 11.70
*0202240000*

Dec 14 Dec 15 Q INTEGRA FUEL CENTRE WHITEHORSE YT Transportation 5.42

Dec 14 Dec 16 PAYPAL *STEAM GAMES 35314369001 Retail and Grocery 26.24
Dec 15 Dec 16 NETFLIX.COM 866-716-0414 ON Personal and Household Expenses 17.31
Dec 17 Dec 19 GOOGLE *YouTubePremium g.co/helppay#NS Personal and Household Expenses 12.59
Dec 17 Dec 19 PAYPAL *STEAM GAMES 35314369001 Retail and Grocery 13.64
Dec 18 Dec 19 Microsoft*Subscription Mississauga ON Retail and Grocery 17.84
Dec 18 Dec 19 Amazon.ca Prime Member amazon.ca/priBC Professional and Financial Services 10.49
Dec 20 Dec 21 PARAMOUNT PLUS TORONTO ON Personal and Household Expenses 10.49
Dec 20 Dec 21 PIZZA HUT WHITEHORSE YT Restaurants 89.05
Dec 21 Dec 22 DOORDASH*MCDONALDS DOWNTOWN TOROON Restaurants 43.17
Dec 22 Dec 23 Microsoft*Subscription Mississauga ON Retail and Grocery 12.59
Dec 22 Dec 23 PAYPAL *STEAM GAMES 35314369001 Retail and Grocery 14.16
Total for 4502 XXXX XXXX 8739 $2,345.22
** Denotes transaction in foreign currency
-188-023626

Page 3 of 4
CIBC CreditSmartTM* Spend Report
This month Year-to-date
Spend Categories Transactions Amount($) Budget ($) Difference ($) Transactions Amount ($)
Personal and Household Expenses 9 1,031.81 - - 88 7,005.31

Professional and Financial Services 3 29.37 - - 30 665.94

Retail and Grocery 16 389.30 - - 196 5,675.97

Transportation 7 113.82 - - 58 3,125.64

Hotel, Entertainment and Recreation 0 0.00 - - 17 385.19

Restaurants 9 427.71 - - 142 5,544.09

Home and Office Improvement 1 333.89 - - 17 1,146.45

Health and Education 0 0.00 - - 3 741.11

Foreign Currency Transactions 1 19.32 - - 20 924.38

Total 46 2,345.22 571 $25,214.08

Transactions are assigned a spend category based on where the goods or services are purchased, not on what was purchased. For example,
items purchased at a convenience store in a gas station will appear under Transportation, not Retail and Grocery.

A negative difference (–) means you spent more than you budgeted.
Amount($) Budget ($) Difference ($)
Total Monthly Budget 2,345.22 - -

Reminder: If you only make the minimum payment every month, it will take approximately 81 year(s) and 5 month(s) to pay the
total balance shown on this statement. This estimate assumes each statement period is 30 days and that you pay your minimum
payment on time every month.

Your message centre

It’s time to restart earning Bonus Aeroplan points. Bonus Aeroplan points are available for purchases made at grocery stores
and gas stations and with Air Canada directly, including through Air Canada Vacations, on the first $40,000 in net annual card
purchases. After you reach $40,000 in net annual card purchases, all subsequent purchases will earn Aeroplan points at the
regular rate.

Happy Holidays!
We here at CIBC thank you for your business and wish you a safe and happy holiday season.

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Sign up for CIBC fraud alerts to receive text, phone, or email notifications about suspicious activity on your accounts. Make
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