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TEMKIN GROUP
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Executive Summary
Many large companies use Net Promoter® Score (NPS) to evaluate their customers’ loyalty. To compare
scores across organizations and industries, Temkin Group measured the NPS of almost 300 companies
across 20 industries based on a survey of 10,000 U.S. consumers. Here are the highlights from this
benchmark:
< With an NPS of 66, USAA’s insurance business earned the highest score in the study for the fifth year in
a row.
< Comcast received the lowest NPS for the third year in a row with a score of -9.
< The industry average for NPS ranged from a high of 43 for auto dealers down to a low of 9 for TV &
Internet service providers.
< Citibank, whose NPS lagged 35 points behind the banking average, fell the farthest behind its peers.
< All industries saw their average NPS decline over the past year, though utilities dropped the most.
< 18- to 24-year-old consumers give companies the lowest NPS (with an average score of 17 across
industries), while consumers 65 and older give the highest NPS (with an average score of 38 across
industries).
< NPS is highly correlated with customer experience. On average, customer experience leaders enjoy an
NPS over 18 points higher than customer experience laggards.
USAA and JetBlue Lead the NPS Benchmark of 299 U.S. Companies
Our research shows that many large companies use Net Promoter Score (NPS) to evaluate customer
experience, so we benchmarked the NPS of 299 companies across 20 industries.1 In order to
complete this analysis, we:
§ Surveyed U.S. consumers. Using an online survey, we asked 10,000 U.S. consumers to
provide feedback on the companies that they had interacted with during the previous 90
days.2 Respondents answered the standard NPS question: How likely are you to recommend
<company> to friends and colleagues? Consumers selected a response from 0 (not at all
likely) to 10 (extremely likely).
§ Categorized respondents as promoters, passives, and detractors. For each company,
we determined the percentages of its respondents who were promoters (selected 9 or 10),
passives (selected 7 or 8), or detractors (selected between 0 and 6).
§ Calculated NPS. We then found the NPS for each company by subtracting its percentage of
detractors from its percentage of promoters. And although we included every survey
response in the industry average calculation, we are only publishing results from the 299
companies with feedback from at least 100 consumers (see Figure 1).
1 See the Temkin Insight Group Report, “The State of CX Metrics, 2016,” (December 2016).
2 Data comes from the Temkin Group Q3 2017 Consumer Benchmark Survey, which was an online study of
10,000 U.S. consumers conducted during August 2017. Survey respondents were representative of the U.S.
Census based on quotas for age, income, gender, ethnicity, and geographic region.
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USAA and JetBlue Earn Top Spots in NPS Rankings
After calculating the NPS for the 299 companies, we found that:
§ USAA tops the NPS rankings. One of USAA’s businesses has earned the highest NPS every
year we’ve conducted this survey. This year, for the fifth year in a row, USAA’s insurance
business took the top spot with an NPS of 66. The companies with the next highest scores
are JetBlue (59), Jeep (58), and Chick-fil-A (58) (see Figure 2).
§ Comcast remains on the bottom. With an NPS of -9, Comcast received the lowest score in
our benchmark for the third straight year. Citibank, Charter Spectrum, Pacific Gas and
Electric, Consolidated Edison of NY, and Optimum all also received an NPS of -5 or below.
§ Auto dealers earn the top spot. When we analyzed the scores by industry, we found that
auto dealers enjoy the highest average NPS with a score of 43, putting them well ahead of
any other industry (see Figures 3 to 9).3 Fifty-nine percent of auto dealers’ customers are
promoters, while only 16% are detractors (see Figure 10). The streaming media industry
earned the second highest average score with an NPS of 41. The lowest scoring industry –
by a wide margin – is TV & Internet service providers, who only received an industry
average NPS of only 3.
§ USAA and JetBlue outshine their competitors. We compared every company’s NPS to its
industry’s average NPS (see Figure 11). USAA’s insurance business, USAA’s credit card
business, and JetBlue all earned scores 33 points above their industry average, the highest
of all the companies we evaluated. Chick-fil-A and USAA’s banking businesses also outpaced
the competition by significant margins, each coming in 30 points above its industry
averages.
§ Citibank falls furthest behind. Citibank lags furthest behind its peers with an NPS 35
points below the banking industry average. Super8 is not much better, falling 34 points
below its peers.
§ Utilities dropped the most. When we compared this year’s industry averages with
industry averages from the last two years, we found that the average for every industry has
dropped since last year (see Figure 12).4 Utilities dropped the most, falling 14 points. And
even though their scores fell this year, wireless carriers overall have gained the most since
2015, as their score has gone up by seven points over that time.
§ Young consumers gave the lowest NPS. Customers between the ages of 18 and 25
assigned companies the lowest scores of any age group, giving an average score of 17 across
the 20 industries. In fact, this group gave the lowest average scores for 16 of the 20
industries we evaluated.
3 Industry averages are calculated as the average score across all consumer ratings in the industry, not as
averages of the individual companies.
4 See the Temkin Group Insight Report, “Net Promoter Score Benchmark Study, 2016,” (October 2016).
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§ Older consumers gave the highest NPS. Consumers 65 and older assigned companies the
highest scores of any age group, giving an average score of 38 across the 20 industries.
Overall, this group gave the highest scores to 16 of the 20 industries. Consumers between
the ages of 55 and 64 assigned the second highest average scores.
§ Investment firms have the most pronounced generation gap. On average, there’s a 21-
point gap between the age group who assigned the highest NPS and the age group who
assigned the lowest NPS. This is most noticeable in the investment industry, where
consumers 65 and older gave the industry an average score of 48, while consumers 24 and
younger gave it an average score of 6 – a difference of 42 percentage-points.
§ A very high correlation. The Pearson correlation between NPS and the Temkin Experience
Ratings is 0.7.
§ A huge gap between CX leaders and laggards. Part of the 2017 Temkin Experience Ratings
report looks at how the CX ratings of the 331 companies we evaluated compares to their
industry average. When we compared the results of that study with the results of this NPS
study, we found that the same companies that most dramatically outperformed their
industry’s average for customer experience also outperformed their industry’s average for
NPS. These overachievers earned an average NPS 9.1 points higher than their peers.
Meanwhile those that deliver the worst customer experience also received the lowest NPS,
averaging scores 9.4 points below their industry’s average.
5 The Temkin Experience Ratings measure companies’ customer experience by asking consumers to rate three
areas of their experience: success, effort, and emotion. See the Temkin Group Insight Report, “2017 Temkin
Experience Ratings,” (March 2017).
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Temkin Group Measured Net Promoter Scores
For 299 Companies Across 20 Industries
Airlines: Air Canada, Alaska Airlines, American Airlines, Delta Airlines, Frontier Airlines, JetBlue Airways
Southwest Airlines, Spirit Airlines, United Airlines, Virgin America
Auto dealers: Audi, BMW, Buick, Cadillac, Chevrolet, Chrysler, Dodge, Ford, Honda, Hyundai, Jeep, Kia, Mazda, Nissan,
Subaru, Toyota
Banks: A credit union, Ally Bank, Bank of America, BB&T, Capital One Bank, Chase, Citibank, Citizens Bank, Fifth Third Bank,
Navy Federal Credit Union, PNC, Regions, SunTrust Bank, TD Bank, U.S. Bank, USAA, Wells Fargo Bank
Computers & tablet makers: Acer, Amazon, Apple, Asus, Barnes & Noble, Dell, Gateway, Hewlett-Packard, Lenovo, Sony,
Toshiba
Credit card issuers: American Express, Bank of America, Barclaycard, Capital One, Chase, Citigroup, Discover, U.S. Bank,
USAA, Wells Fargo
Fast food chains: Arby’s, Baskin Robbins, Burger King, Chick-fil-A, Chipotle Mexican Grill, Dairy Queen, Domino’s, Dunkin
Donuts, Hardees, IHOP, Jack in the Box, KFC, Little Caesar’s, McDonalds, Panda Express, Panera Bread, Papa John’s, Pizza Hut,
Popeye’s Louisiana Kitchen, Sonic Drive-In, Starbucks, Subway, Taco Bell, Wendy’s
Health plans: Aetna, Anthem, BCBS of Florida, BCBS of Michigan, BCBS of New Jersey, Blue Cross Blue Shield plan not listed
above, Blue Shield of California, CIGNA, Humana, Kaiser Permanente, Medicaid, Medicare, TriCare, United Healthcare
Hotels: Airbnb, Best Western, Comfort Inn, Courtyard By Marriott, Crowne Plaza, Days Inn, Fairfield Inn, Hampton Inn,
Hilton, Holiday Inn, Holiday Inn Express, Hyatt, La Quinta Inn, Marriott, Motel 6, Quality Inn, Residence Inn, Sheraton, Super
8, Wyndham
Insurance: 21st Century, AAA, Allstate, American Family, Farmers, GEICO, Liberty Mutual, MetLife, Nationwide, New York
Life, Progressive, Prudential, State Farm, The Hartford, Travelers, USAA
Investments: A credit union, Ameriprise Financial, Capital One 360, Charles Schwab, E*TRADE, Edward Jones, Fidelity
Investments, Merrill Lynch, Morgan Stanley Smith Barney, Scottrade, TD Ameritrade, Vanguard, Wells Fargo Advisors
Parcel delivery services: DHL, FedEx, U.S. Postal Service, UPS
Rental Cars & Transport: ACE Rent A Car, Alamo Rent A Car, Avis, Budget, Dollar, Enterprise Rent-A-Car, Hertz, Lyft, Uber
Retailers: 7-Eleven, Ace Hardware, Advance Auto Parts, Amazon.com, Apple Retail Store, AutoZone, Barnes & Noble, Bed
Bath & Beyond, Best Buy, BJ s Wholesale Club, Costco, CVS, Dick's Sporting Goods, Dollar General, Dollar Tree, eBay, Etsy,
Family Dollar, Foot Locker, GameStop, Gap, Home Depot, JCPenney, Kmart, Kohl's, Lowe's, Macy's, Marshalls, Michael s,
Nordstrom, O'Reilly Auto Parts, Office Depot, Old Navy, PetSmart, QVC, Rite Aid, Ross, Sam's Club, Sears, Staples, T.J. Maxx,
Target, Toys 'R' Us, True Value, Wal-Mart, Walgreens
Software makers: Activision, Adobe, Apple, Blackboard, Google, Intuit, McAfee, Microsoft, Sony, Symantec
Streaming media: Amazon Prime Instant Video, Amazon Prime Music, Apple Music, ESPN, GooglePlay, HBO, Hulu,
iHeartRadio, iTunes, Netflix, Pandora, Showtime, SiriusXM, SoundCloud, Spotify, Starz
Supermarket chains: Albertsons, Aldi, Food Lion, Giant Eagle, H-E-B, Hannaford, Hy-Vee, Kroger, Piggly Wiggly, Publix,
Safeway, Save-a-Lot, ShopRite, Stop & Shop, Trader Joe s, Vons, Wawa Food Markets, Wegmans, Whole Foods, Winn-Dixie
TV & appliances: Bosch, Electrolux, GE, Haier, LG, Mitsubishi, Panasonic, Philips, Samsung, Sharp, Sony, Toshiba, Vizio,
Whirlpool
TV/ISPs: AOL, AT&T, Charter Spectrum, Comcast, Cox Communications, DirecTV, Dish Network, Optimum, Verizon
Utilities: Ameren Illinois Company, Commonwealth Edison, Consolidated Edison Company of New York, Duke Energy
Progress, Florida Power & Light, Georgia Power, Pacific Gas and Electric Company, PSE&G, Southern California Edison,
Southern California Gas Company, TXU Energy
Wireless carriers: AT&T, Cricket Wireless, MetroPCS, Sprint, T-Mobile, TracFone, US Cellular, Verizon Wireless, Virgin
Mobile
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Net Promoter Scores (NPS): Most Above and
Below Industry Average
NPS Most Above Industry Average NPS Most Below Industry Average
(Points Above Industry Average) (Points Below Industry Average)
Company Industry Above Company Industry Above
USAA Insurance Carrier +33 Citibank Banks -35
USAA Credit Cards +33 Super 8 Hotels & Rooms -34
JetBlue Airways Airlines +33 -29
Sears Retailers
Chick-fil-A Fast Food +30 -29
Spirit Airlines Airlines
USAA Banks +30
United Airlines Airlines -27
Navy Federal
Credit Union
Banks +29 Motel 6 Hotels & Rooms -26
Rental Cars & Vons Supermarkets -26
ACE Rent A Car +27 -25
Transportation 7-Eleven Retailers
A credit union Banks +27 McDonalds Fast Food -25
Amazon.com Retailers +25 -25
Frontier Airlines Airlines
Kaiser -23
Health Plans +22 Farmers Insurance Carrier
Permanente
Apple Software Firms +21 Burger King Fast Food -22
Southwest Blackboard Software Firms -21
Airlines +21
Airlines DHL Parcel Delivery -21
Computers & Kmart Retailers -21
Apple +21
Tablets Citigroup Credit Cards -21
QVC Retailers +20
Dick's Sporting -20
Trader Joe s Supermarkets +20 Retailers
Goods
TriCare Health Plans +20
Chrysler Auto Dealer -20
Air Canada Airlines +20
Fairfield Inn Hotels & Rooms -19
Virgin America Airlines +19
Florida Power & Pacific Gas and -19
Utilities +19 Utilities
Light Electric Company
H-E-B Supermarkets +18 Days Inn Hotels & Rooms -19
Marriott Hotels & Rooms +18 Quality Inn Hotels & Rooms -18
Aldi Supermarkets +18
Albertsons Supermarkets -18
BJ s Wholesale
Club
Retailers +17 Toshiba TV & Appliances -18
Wegmans Supermarkets +16 Consolidated -17
Utilities
Publix Supermarkets +16 Edison of NY
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N/A
N/A
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65 and
Industry 18 to 24 25 to 34 35 to 44 45 to 54 55 to 64
older
Airlines 12 30 25 20 37 33
Auto Dealers 28 45 39 40 52 55
Banks 24 29 24 22 29 28
Credit Cards 12 24 17 22 27 32
Fast Food 24 29 25 21 31 33
Health Plans 8 18 6 10 18 39
Hotels & Rooms 16 35 27 31 38 43
Insurance Carriers 18 36 27 35 34 41
Investment Firms 6 35 29 36 43 48
Parcel Delivery 17 26 20 24 35 38
Retailers 21 35 28 27 37 37
Software Firms 21 38 34 35 40 38
Streaming Media 32 43 42 40 46 41
Supermarkets 24 38 33 33 40 42
TV & Appliances 16 41 31 34 50 52
TV & Internet Service 4 9 -2 1 4 4
Utilities 2 22 2 4 16 26
Wireless Carriers 16 25 22 21 28 36
Lowest age group for industry Highest age group for industry
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Customer Experience Correlates To
Net Promoter® Scores (NPS®)
331 Organizations Across 20 Industries
Company NPS minus
industry average NPS
(%-points)
Pearson correlation
coefficient (R) = .7
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About the Author, Bruce Temkin
Bruce Temkin is Customer Experience Transformist & Managing Partner of Temkin Group. He is
also the co-founder and Emeritus Chair of the Customer Experience Professionals Association
(cxpa.org).
Bruce is widely viewed as a visionary in the field and a leading expert in how organizations build
differentiation through customer experience. He has worked with hundreds of large organizations
on the strategy, operational processes, organizational structures, leadership, user-centric design,
and culture required to sustain superior customer relationships. He regularly coaches senior
executives that are leading customer experience transformation efforts.
Bruce’s research focuses on identifying current and emerging best practices. He has published
seminal reports like The ROI of Customer Experience, The Future of Customer Experience, and The
Four Customer Experience Core Competencies. He uses this insight to advise companies on their
customer experience journeys, identifying opportunities for sustainable breakthrough
performance.
Bruce is the author of the popular blog Customer Experience Matters® where he regularly posts
insights on topics such as customer experience, branding, leadership, and employee engagement.
His eBook—Six Laws of Customer Experience—is available for free on the blog and has been
downloaded by tens of thousands of people around the world.6
Prior to forming Temkin Group, Bruce was Vice President & Principal Analyst with Forrester
Research. During his 12 years with Forrester, he led the company's business-to-business, financial
services, e-business, and customer experience practices. Bruce was Forrester’s most-read analyst
for 13 consecutive quarters and remains one of the most respected analysts in the industry.
Bruce authored several of Forrester’s most popular research reports, including Experience-Based
Differentiation, The Customer Experience Journey, and Voice Of The Customer: The Next Generation.
He created Forrester’s Customer Experience Index (CxI) and Voice of the Customer Award and also
led the creation and expansion of many of Forrester’s experience evaluation methodologies and
training workshops.
Prior to Forrester, Bruce co-founded and led a couple of Internet start-ups. He also held
management positions with GE, Stratus Computers, and Fidelity Investments.
Bruce has been widely quoted in the press, including media outlets such as The New York Times,
Wall Street Journal, and Business Week.
Bruce is a highly demanded public speaker who combines deep expertise with an engaging,
entertaining style. He has delivered keynote speeches at hundreds of industry and corporate events
and is often recognized as one of the top speakers.
Bruce holds a master’s degree from the MIT Sloan School of Management, where he concentrated in
business strategy and operations. He also holds an undergraduate degree in mechanical
engineering from Union College.
6 Customer Experience Matters is a registered trademark of Temkin Group.
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TEMKIN'GROUP'OVERVIEW'
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' TEMKIN'GROUP'WAS'FOUNDED'BASED'ON'FOUR'BELIEFS'
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