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Mobile-Manufactured Home Cost Estimator

Insured ___________________________ Date __________


Date Purchased ____________________ Cost $_________ CLASS: I II III IV V
Policy No __________________________ CONDITION AND REMAINING LIFE
Age of Home: ______ Years
Estimated Market Value _______________
Condition: Excellent Good Average

Base Cost Tables


Costs include delivery, set-up, utility and electrical hook-ups, hurricane foundation systems, and permits and
fees. Costs reflect exterior dimensions of the unit excluding the hitch.

CLASS I CLASS II CLASS III CLASS IV CLASS V


BASIC ECONOMY AVERAGE CUSTOM DELUXE
Price Per Price Per Price Per Price Per Price Per
Living Area
Square Foot Square Foot Square Foot Square Foot Square Foot
500 36.10 43.30 51.50 62.50 73.00
550 34.70 41.50 50.10 61.00 70.40
600 33.50 40.00 48.70 59.60 68.10
650 32.30 38.60 47.50 58.20 66.20
700 31.20 37.30 46.40 57.10 64.50
750 30.20 36.10 45.40 56.10 63.10
800 29.30 35.10 44.50 55.00 61.80
850 28.60 34.20 43.60 54.10 60.80
900 27.90 33.30 42.90 53.30 59.70
950 27.20 32.40 42.20 52.40 58.90
1000 26.70 31.70 41.50 51.70 58.00
1050 26.00 31.00 40.80 51.00 57.30
1100 25.60 30.50 40.30 50.30 56.60
1150 25.10 29.80 39.80 49.80 55.90
1200 24.20 28.80 38.70 48.50 54.80
1300 23.30 27.70 37.70 47.50 53.80
1400 22.60 26.80 36.80 46.60 53.10
1500 21.90 26.10 36.10 45.70 52.40
1600 21.40 25.40 35.40 45.00 51.70
1700 20.90 24.70 34.70 44.20 51.20
1800 20.20 24.00 34.20 43.50 50.60
1900 19.80 23.50 33.50 42.90 50.10
2000 19.50 23.00 33.00 42.20 49.80
2100 19.00 22.50 32.60 41.70 49.40
2200 18.60 22.10 32.10 41.20 48.90
2300 18.30 21.60 31.60 40.70 48.70
2400 17.90 21.20 31.20 40.10 48.40
2500 17.70 20.90 30.90 39.80 48.00
2600 17.40 20.50 30.50 39.30 48.00
2700 17.00 20.20 30.20 38.90 47.70
2800 16.90 19.80 29.80 38.60 47.50
2900 16.70 19.70 29.50 38.20 47.10

Price Per Sq. Ft. _____________ x Sq. Ft. ____________ = Base Cost $ ________________

Disclaimer: Irvin B. Green & Associates, Inc. does not in any way represent, warrant or guarantee to any person
or entity using or relying upon the data as above presented, that the amount of coverage that may be determined
by using these replacement cost values is adequate to repair or rebuild any specific building.
Class Specifications
The following specifications have been compiled to help you easily evaluate a residence, clearly differentiate the
classes, and accurately choose the cost table. Compare the unit to the descriptions below. Note the necessary
dimensions and record the appropriate additional features, age, and condition. If a residence has specifications
of two classes a half class may be more appropriate.

Select the cost table carefully; choosing the right base cost is crucial to the accuracy of the final cost estimate.

CLASS I CLASS II CLASS III CLASS IV CLASS V


• Best described as • Best described as • Best described as • Best described as • Best described as
basic single wide economy average. custom “house like”
unit • Most often a • Includes single- • Well designed and • Individually
• No exterior single wide unit wide and double- constructed designed floor
ornamentation • Usually no wide units • Generally a plans
• Flat, steel roof awnings or exterior • Usually includes double wide unit • Removable
• Inexpensive or no ornamentation some awnings, • Triple wides fit running gear
skirting • Steel or aluminum shutters, carport easily into this • Extensive exterior
• Few windows siding often set or porch covers, category trim and shutters
which are small vertically with a and porches or • Shutters and • Painted,
• Plastic interior trim colored cap decks. plenty of exterior wallpapered and
and fixtures • Simple steps • Horizontal trim hardwood interior
• Minimal living area • Plain skirting aluminum or wood • Siding is similar to walls
• One full bath • Steel roof siding is common that of a • Siding is similar to
• If built before 1976, coverings, possibly • Average or better conventional that of a
may not meet asphalt shingles in skirting is used as house. conventional
current building newer models an ornamentation • Skirting is good house and is
codes • Flat or slightly rather than a quality and extended to the
pitched roofs cover decorative ground
• Few windows, • Steel or asphalt • Asphalt shingle • Conventional
which are usually shingle roof roof coverings house roof with
small. coverings with a with overhangs, asphalt shake or
• 7’ ceiling heights slight pitch usually soffits, gutters, slate shingle roof
• Plastic hardboard 3/12 and a pitch of covering
interior wall • Better quality 3/12 or 4/12. • A number of
coverings steps, such as up • A number of various sized
• Prefinished and overs windows of varied windows including
particleboard • Larger and more sizes, shapes, bay or picture
cabinets “house like” and styles windows
• One full bath windows • 8’ ceiling heights • 8’ ceiling heights
Very few built-ins, if • 7’-8’ ceiling height • Painted and • Two full baths with
any • Plastic hardboard wallpapered one adjacent to
• If built before wall coverings interior walls the master
1976, may not with some • Two full baths with bedroom
meet current wainscoting one adjacent to • High quality
building codes • Prefinished the master hardwood and tile
particleboard and bedroom flooring.
real wood • May have • Kitchens include
cabinets floorings of ceramic tile
• One or one and a expensive counters and
half baths materials such as quality cabinetry
• Built ins include oak parquet or • Built ins include
garbage disposal, tile. garbage disposal,
range, range • Island kitchens range, range
hood, and smoke and French hood, and smoke
alarm. models alarm.
• Built ins include
garbage disposal,
range, range
hood, and smoke
alarm.
Additional Features
AIR CONDITIONING
Costs include the appropriate size ductwork and installation.
Average Cost
Central $2,775
Heat Pump $3,325 = _____________
SKIRTING
Costs include Installation.
Average Cost or Cost per Lin. Ft.
Aluminum Single-wide $1,175 $7.95 x _______ Lin. Ft.
Double-wide 1,350
Brick Single-wide 5,165 $34.90 x _______ Lin. Ft.
Double-wide 5,935
Concrete Block Single-wide 3,540 $23.90 x _______ Lin. Ft.
Double-wide 4,065
Fiberglass Single-wide 1,460 $9.85 x _______ Lin. Ft.
Double-wide 1,675
Steel Single-wide 845 $5.70 x _______ Lin. Ft.
Double-wide 970
Vinyl Single-wide 1,005 $6.80 x _______ Lin. Ft.
Double-wide 1,160 = ____________
PATIO OR CARPORT COVERS
Costs include aluminum frame, cover and installation.
Average Cost or Cost Per Sq. Ft.
Patio/Carport Covers $2,925 $5.85 x _______ Sq. Ft. = ____________
Average Cost or Cost Per Sq. Ft.
UTILITY SHED $1,535 $10.75 x _______ Sq. Ft. = ____________
WINDOW OR DOOR AWNINGS
Costs include installation.
Average Cost Cost Per Lin.Ft.
or
Fabric $270 $53.50 x _______ Lin. Ft. = ____________
Fixed Aluminum 355 $70.60 x _______ Lin. Ft. = ____________
PORCHES OR DECKS
Enclosed porches include framing, roofing, a foundation, exterior wall materials and windows, interior wall finishes and minimal electrical
service. Open Porches or decks include a foundation, framing and railings. Costs include installation.

Average Cost or Cost Per Sq. Ft.


Glass or vinyl enclosed Aluminum $8,360 $38.00 x ________ Sq. Ft.
Raised Aluminum Screened porch 4,610 $20.95 x ________ Sq. Ft.
Screened Aluminum or Wood 3,685 $16.75 x ________ Sq. Ft.
Platform Deck 2,180 $9.90 x ________ Sq. Ft. = ____________
ROOM ADDITIONS Average Cost or Cost Per Sq. Ft.
Slide-out / Roll-out $2,085 $29.80 x ________ Sq. Ft.
Tip – Out 2,580 $36.85 x ________ Sq. Ft.
Frame 9,215 $38.40 x ________ Sq. Ft.
Concrete block 12,240 $51.00 x ________ Sq. Ft. = ____________

ROOF STRUCTURES Average Cost or Cost Per Sq. Ft.


Conventional Roof Single $7,200 $9.00 x _________ Sq. Ft
Double 10,490
Aluminum roof over Single 5,160 $6.45 x _________ Sq. Ft = ____________
Double 7,515
Total Additional Features = ______________
Base Cost (From 1st Page) = ______________
RCN
Replacement Cost New =
(Additional Features + Base Cost)
Depreciation
These factors combine the effects of age and observed conditions. Determine the unit’s actual age, and then
determine physical condition based on these definitions:

Excellent The unit is in nearly perfect condition


Good Though still attractive and useful, the unit shows signs of minor deterioration.
Average Normal wear and tear due to both climate and to deferred maintenance are apparent. The unit is
not as attractive as a unit in good condition but obviously still useful.

CLASS I
Effective
1-2 3-4 5-6 7-8 9-10 11-12 13-14 15-16 17-18 19-20 21-22 23-24 25
Age
Excellent .99 .98 .96 .92 .85 .77 .69 .62 .54 .46 .39 .36 .35
Good .96 .95 .90 .83 .75 .67 .60 .52 .45 .35 .30 .25 .25
Average .96 .90 .84 .77 .70 .62 .54 .47 .39 .31 .24

CLASS II-III
Effective
1-2 3-4 5-6 8 9-10 11-12 13-14 15-16 17-18 19-20 21-23 24-26 29
Age
Excellent .99 .98 .97 .95 .92 .86 .80 .74 .67 .60 .50 .40 .37
Good .98 .96 .92 .87 .82 .76 .70 .64 .57 .50 .40 .32 .27
Average .96 .93 .87 .82 .77 .71 .65 .59 .52 .44 .35 .25

CLASS IV-V
Effective
Age 1-2 3-4 5-6 7-8 9-10 11-13 14-16 17-19 20-22 23-25 26-28 29-31 34
Excellent .99 .98 .97 .96 .95 .89 .80 .72 .64 .55 .47 .43 .38
Good .98 .96 .96 .90 .85 .80 .70 .62 .55 .45 .37 .32 .28
Average .97 .94 .90 .86 .80 .74 .66 .57 .49 .40 .32 .28

RCNLD

Residual Factor __________ x RCN ____________ =

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