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RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Question No. 1

NABARD has launched an agroecology-based programme named ‘JIVA programme’. The objective of the

programme is to promote ______________.

Options :

1. Commercial Farming

2. Natural farming

3. Plantation Farming

4. Commercial mixed farming

5. Dairy Farming

Answer : Natural farming

Question No. 2

In May 2022, India and ____________ inked a joint declaration of intent on Green Hydrogen Task Force.

Options :

1. USA

2. Germany

3. France

4. Italy

5. Russia

Answer : Germany

Question No. 3

Which is not correct regarding SVAMITVA scheme: -

Options :

1. Creation of accurate land records for rural planning and reduce property related disputes.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

2. To bring financial stability to the citizens in rural India by enabling them to use their property as a financial

asset for taking loans and other financial benefits.

3. Determination of property tax, which would accrue to the GPs directly in States where it is devolved or

else, add to the State exchequer.

4. Creation of survey infrastructure and GIS maps that can be leveraged by any department for their use.

5. Implemented by Mo Earth sciences

Answer : Implemented by Mo Earth sciences

Question No. 4

The Financial Access Survey, launched in 2009, is a supply-side dataset on access to and use of financial services

aimed at supporting policymakers to measure and monitor financial inclusion and benchmark progress against

peers. It was launched by ____________.

Options :

1. World Bank

2. IMF

3. ADB

4. NDB

5. AIIB

Answer : IMF

Question No. 5

The Railway Ministry had committed wrestlers of Indian Railways to provide a world class wrestling academy in

________________.

Options :

1. Hyderabad

2. Delhi

3. Ahmedabad

4. Chandigarh
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

5. Lucknow

Answer : Delhi

Question No. 6

There are total ___ SCO permanent member countries.

Options :

1. 7

2. 8

3. 9

4. 10

5. 11

Answer : 9

Question No. 7

Which of the following is not a money market instrument?

Options :

1. Treasury bills

2. Commercial papers

3. FD

4. Certificate of deposits

5. Call money

Answer : FD

Question No. 8

Palli Village is India's first panchayat to become carbon neutral. It is situated in which state?

Options :
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

1. J&K

2. Assam

3. Sikkim

4. Himachal Pradesh

5. Uttrakhand

Answer : J&K

Question No. 9

Which state has topped in highest number of Open defecation free (ODF Plus) villages till December 31, 2021?

Options :

1. Odisha

2. Telangana

3. Kerala

4. Karnataka

5. West Bengal

Answer : Telangana

Question No. 10

The government has extended the Pradhan Mantri Krishi Sinchayee Yojana (PMKSY), launched in 2015 to improve

farm productivity by four years till ________.

Options :

1. 2023-24

2. 2024-25

3. 2025-26

4. 2026-27

5. 2027-28

Answer : 2025-26
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Question No. 11

Survey conducted by Asia Securities Industry and Financial Market Association (ASIFMA) on Asian markets has

ranked India at ______ spot in terms of regulatory and operational environment.

Options :

1. 5th

2. 9th

3. 10th

4. 12th

5. 15th

Answer : 10th

Question No. 12

The Serengeti National Park is a large national park in ___________.

Options :

1. Namibia

2. Ethiopia

3. Uganda

4. Tanzania

5. Kenya

Answer : Tanzania

Question No. 13

Where is the headquarters of Coalition for Disaster Resilient Infrastructure (CDRI)?

Options :

1. Mumbai

2. New Delhi
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

3. Hyderabad

4. Lucknow

5. Bengaluru

Answer : New Delhi

Question No. 14

In March 2022, who was conferred the Sahitya Akademi Fellowship by the Sahitya Akademi?

Options :

1. Ruskin Bond

2. Shirshendu Mukhopadhyay

3. Indira Parthasarathy

4. Vinod Kumar Shukla

5. M Leelavathy

Answer : Indira Parthasarathy

Question No. 15

__________ introduced the virtual currency as a legal tender and became the first ever country to do so.

Options :

1. Nicaragua

2. Guatemala

3. Dominican Republic

4. El Salvador

5. Venezuela

Answer : El Salvador

Question No. 16
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

___________ would help India to convert 150 villages around the Centres of Excellence into villages of

Excellence.

Options :

1. Germany

2. Israel

3. UAE

4. France

5. UK

Answer : Israel

Question No. 17

Ons Jebeur has won Madrid Open 2022. She is from _____.

Options :

1. Tunisia

2. Morocco

3. Algeria

4. Turkey

5. France

Answer : Tunisia

Question No. 18

World Food Prize Foundation announced the name of World Food Prize laureate 2022, Dr. Cynthia Rosenzweig of

the United States. The cash award under World Food Prize of ________________.

Options :

1. USD 1,00,000

2. USD 1,50,000

3. USD 2,00,000
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

4. USD 2,50,000

5. USD 3,00,000

Answer : USD 2,50,000

Question No. 19

Which of the following is not a greenhouse gas?

Options :

1. Carbon dioxide

2. Nitrous oxide

3. Nitrogen

4. Methane

5. Hydro chlorofluorocarbon

Answer : Nitrogen

Question No. 20

Which of the following bank was merged with Bank of Baroda from April 1, 2019?

Options :

1. Corporation Bank

2. Andhra Bank

3. Vijaya Bank

4. Union Bank of India

5. Syndicate Bank

Answer : Vijaya Bank

Question No. 21

Who became first Indian to win gold medal at IWF Junior World Championships in Greece?
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Options :

1. Jeremy Lalrinnunga

2. Ragala Venkat Rahul

3. Harshada Sharad Garud

4. Sneha Soren

5. Achinta Sheuli

Answer : Harshada Sharad Garud

Question No. 22

In May 2022, who assumed charge as the vice chief of the Indian Army Staff?

Options :

1. Lt. General Amardeep Singh Bhinder

2. Lt. General Baggavalli Somashekar Raju

3. Lt. General Manoj Kumar Katiyar

4. Lt. General Manoj Pande

5. None of these

Answer : Lt. General Baggavalli Somashekar Raju

Question No. 23

On which date World Consumer Rights Day is observed annually?

Options :

1. 10 February

2. 15 March

3. 5 April

4. 16 May

5. 20 June

Answer : 15 March
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Question No. 24

A company is called Decacorn if its value is _________.

Options :

1. 1 Billion Dollars

2. 5 Billion Dollars

3. 10 Billion Dollars

4. 20 Billion Dollars

5. 50 Billion Dollars

Answer : 10 Billion Dollars

Question No. 25

Who is the captain of West Indies ODI and T20 cricket team?

Options :

1. Kyle Mayers

2. Nicholas Pooran

3. Shimron Hetmyer

4. Rovman Powell

5. Kieron Pollard

Answer : Nicholas Pooran

Question No. 26

Stand up India Scheme was launched to promote SC, ST and women entrepreneurs at the grassroot level focusing

on economic empowerment and job creation. The Stand Up India scheme was extended till ______.

Options :

1. 2023

2. 2025
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

3. 2027

4. 2030

5. 2032

Answer : 2025

Question No. 27

For EPFO schemes what is the maximum wage for getting inducted in the scheme?

Options :

1. Rs. 15000

2. Rs. 20000

3. Rs. 21000

4. Rs. 22000

5. Rs. 25000

Answer : Rs. 21000

Question No. 28

The 2030 Agenda for Sustainable Development includes _____ Sustainable Development Goals (SDGs).

Options :

1. 15

2. 17

3. 19

4. 20

5. 25

Answer : 17

Question No. 29

What is the total FDI limit allowed in Pension Fund under NPS?
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Options :

1. 25%

2. 49%

3. 51%

4. 74%

5. 100%

Answer : 74%

Question No. 30

Who is the CEO of IBM?

Options :

1. Shantanu Narayen

2. Arvind Krishna

3. Ajay Banga

4. Sanjay Mehrotra

5. Nikesh Arora

Answer : Arvind Krishna

Question No. 31

Which of the following country is not an OPEC member country?

Options :

1. Iran

2. Russia

3. Congo

4. Venezuela

5. Angola

Answer : Russia
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Question No. 32

India's telecommunication network is the _______ largest in the world

Options :

1. 1st

2. 2nd

3. 3rd

4. 4th

5. 5th

Answer : 2nd

Question No. 33

Which ministry notified green hydrogen policy, which will help in meeting the target of production of 5 million

tonnes of Green hydrogen by 2030 and the related development of renewable energy capacity?

Options :

1. Ministry of Power

2. Ministry of New & Renewable Energy

3. Ministry of Micro, Small & Medium Enterprises

4. Ministry of Coal

5. Ministry of Commerce and Industry

Answer : Ministry of Power

Question No. 34

What is the full form of NCAER?

Options :

1. National Committee for Applied Economic Research

2. National Council of Assessment and Economic Research


RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

3. National Committee of Assessment and Economic Research

4. National Council of Applied Economic Research

5. None of these

Answer : National Council of Applied Economic Research

Question No. 35

United Nations took a major step to catalyse the large-scale action and support needed for the transition to clean,

affordable energy for all and net-zero emissions with the launch of a UN-Energy Plan of Action Towards

_________.

Options :

1. 2023

2. 2024

3. 2025

4. 2030

5. 2032

Answer : 2025

Question No. 36

The NFSA 2013 legally entitles upto ________ of the rural population and ________ of the urban population to

receive subsidized foodgrains under Targeted Public Distribution.

Options :

1. 50%, 25%

2. 25%, 50%

3. 50%, 50%

4. 75%, 50%

5. 50%, 75%

Answer : 75%, 50%


RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Question No. 37

The 15th finance Commission suggested that the centre bring down fiscal deficit to 4% of GDP by ___________.

Options :

1. 2024-25

2. 2026-27

3. 2025-26

4. 2027-28

5. 2028-29

Answer : 2025-26

Question No. 38

What is the full form of ONDC?

Options :

1. One Network for Digital Commerce

2. Open Network for Digital Competition

3. Open Network for Digital Commerce

4. One Network for Digital Customers

5. None of these

Answer : Open Network for Digital Commerce

Question No. 39

What was the theme of the Report on Currency and Finance – 2021-22 (RCF22) which was released by the RBI?

Options :

1. Revive and Reconstruct

2. Reviewing the Monetary Policy Framework

3. Credit Discipline and Credit from Formal Institutions


RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

4. Go Digital, Go Secure

5. None of these

Answer : Revive and Reconstruct

Question No. 40

Under 80C of income tax, which of the following does not get tax rebate?

Options :

1. National saving certificate (NSC)

2. Sukanya smriddhi yojana

3. Post office saving FD for 5 years

4. Kisan Vikas Patra

5. Saving Bank Deposit

Answer : Saving Bank Deposit

Question No. 41

Tata Steel Ltd has planned capital expenditure (capex) of Rs ________ crore for 2022-23.

Options :

1. 10,000

2. 11,000

3. 12,000

4. 15,000

5. 17,000

Answer : 12,000

Question No. 42

In SMA -1, the overdue period is from ______________.


RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Options :

1. Upto 30 days

2. More than 60 days and upto 90 days

3. More than 90 days and upto 180 days

4. More than 30 days and upto 60 days

5. Less than 365 days

Answer : More than 30 days and upto 60 days

Question No. 43

The allocation of Pradhan Mantri Fasal Bima Yojana (PMFBY) has been kept at Rs ________ crore for financial year

2022-23.

Options :

1. 12500

2. 14,500

3. 15,500

4. 17,500

5. 19,500

Answer : 15,500

Question No. 44

Union Home Minister Amit Shah inaugurated three floating BOPs (border outposts) in the riverine border areas of

West Bengal. What are the names of the BOPs?

Options :

1. Chenab, Krishna and Narmada

2. Indus, Kaveri and Godavari

3. Jhelum, Kaveri and Sarasvati

4. Sutlej, Kaveri and Narmada


RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

5. Yamuna, Kaveri and Krishna

Answer : Sutlej, Kaveri and Narmada

Question No. 45

The most used semiconductor material is _________

Options :

1. Aluminium

2. Quartz

3. Glass

4. Silicon

5. Boron

Answer : Silicon

Question No. 46

India has targeted to achieve Sustainable Development Goals (SDGs) target of Maternal Mortality Ratio (MMR) of

____ maternal deaths per lakh live births by 2030.

Options :

1. 40

2. 50

3. 70

4. 75

5. 100

Answer : 70

Question No. 47

______________ has joined the SEA-ME-WE-6 undersea cable consortium to scale up its high speed global

network capacity and serve India’s fast growing digital economy.


RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Options :

1. Jio

2. Bharti Airtel

3. BSNL

4. Vodafone Idea ltd.

5. None of these

Answer : Bharti Airtel

Question No. 48

_____________ is the combination of slow economic growth along with high unemployment and high inflation.

Options :

1. Creeping Inflation

2. Hyperinflation

3. Stagflation

4. Galloping

5. None of these

Answer : Stagflation

Question No. 49

Allocation to the rural roads construction scheme Pradhan Mantri Gram Sadak Yojana (PMGSY) is Rs __________

crore for the fiscal year 2022-23.

Options :

1. 15,000

2. 17,000

3. 19,000

4. 20,000

5. 23,000
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Answer : 19,000

Question No. 50

According to the 24th Financial Stability Report which was released by RBI, what will be the NPA of banks by

September 2022?

Options :

1. 9.7% to 9.1%

2. 9.5% to 8.0%

3. 9.5% to 8.1%

4. 9.1% to 8.5%

5. None of these

Answer : 9.5% to 8.1%

Question No. 51

Match the following:

List I List II

A. First Plan 1. Rapid industrialisation

B. Second Plan 2. Community Development Progamme

C. Fifth Plan 3. Removal of poverty and attainment of self-reliance

D. Eight Plan 4. Rapid economic growth

E. Twelfth Plan 5. Faster, sustainable and more inclusive growth

Select the correct code-:

Options :

1. 1 2 3 4 5

2. 2 1 3 4 5

3. 2 1 3 5 4
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

4. 2 1 4 5 3

5.

Answer : 2 1 3 4 5

Question No. 52

NBFCs were the largest net borrowers of funds from the financial system, which of the following was second

highest net borrowers of funds from the financial system?

Options :

1. Housing Finance Companies

2. Small Finance Companies

3. Non-Banking Financial Companies

4. Investment Corporation of India

5. None of the above

Answer : Housing Finance Companies

Question No. 53

Which of the following constitutional amendment act empower the state government to form 3 tier local self-

government?

Options :

1. 72nd Amendment Act

2. 73rd Amendment Act

3. 74th Amendment Act

4. 75th Amendment Act

5. None of the above

Answer : 73rd Amendment Act

Question No. 54
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Which of the following is not true regarding crypto currencies:

Options :

1. Transactions are verified but are not anonymous

2. Most of the platforms involve system and method which facilitate the computatio

3. Many cryptocurrencies are decentralized networks based on blockchain technology.

4. This decentralized structure allows them to exist outside the control of governments and central

authorities.

5. None of the above

Answer : Transactions are verified but are not anonymous

Question No. 55

Which of the following is NOT true regarding corporate social​ responsibility?

Options :

1. The operations function plays a profound role in meeting corporate social responsibility.

2. Corporate social responsibility means "doing what's right" and doing it properly, which can be beneficial to

all stakeholders.

3. Corporate social responsibility only requires firms to focus on environmentally friendly product disposal.

4. Companies that practice corporate social responsibility introduce policies that consider environmental,

societal, and financial impacts in their decision making.

5. No specific tax exemptions have been extended to CSR expenditure

Answer : Corporate social responsibility only requires firms to focus on environmentally friendly product disposal.

Question No. 56

As per REPORT ON TREND AND PROGRESS OF BANKING IN INDIA 2020-21, The Payments Infrastructure

Development Fund (PIDF) Scheme intends to subsidise deployment of payment acceptance infrastructure in Tier-3

to Tier-6 centres with a special focus on __________.

Options :
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

1. Western States

2. North-eastern states

3. Northern States

4. Eastern States

5. None of the above

Answer : North-eastern states

Question No. 57

In the case of Government subscribers in National Pension System, the lump sum is payable to the nominees/legal

heirs if the corpus is less than or equal to

Options :

1. Rs 5 lakh

2. Rs 4 Lakh

3. Rs 3 Lakh

4. Rs 2.5 Lakh

5. None of the above

Answer : Rs 5 lakh

Question No. 58

Exit for NPS: In case the total corpus in the account is less than or equal to _________ as on the Date of Death of

the Subscriber (Government sector), nominee/legal heir can avail the option of complete Withdrawal.

Options :

1. 7 Lakh

2. 6 Lakh

3. 5 Lakh

4. 4 Lakh

5. None of the above

Answer : 5 Lakh
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Question No. 59

As per RBI committee for asset reconstruction companies (ARCs), for accounts above_________, two bank-

approved external valuers should carry out a valuation to determine liquidation value and fair market value.

Options :

1. 300 Crore

2. 500 Crore

3. 550 Crore

4. 600 Crore

5. None of the above

Answer : 500 Crore

Question No. 60

As per 21st round of Systemic Risk Survey, which of the following risks were assessed as “high”:

Options :

1. Global and financial market risks

2. Macro-economic Risks

3. Financial Market Risk

4. Institutional Risks

5. None of the above

Answer : Global and financial market risks

Question No. 61

Which of the following has Largest Capacity Factor Ratio –

Options :

1. Power

2. Technology
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

3. Nuclear

4. Transport

5. None of the above

Answer : Nuclear

Question No. 62

_____________ is used by fraudsters to install malware through public ports in customers mobile –:

Options :

1. Juice Jacking

2. Spyware

3. Hacking

4. Trojan

5. None of the above

Answer : Juice Jacking

Question No. 63

Which of the following committee had recommended the consolidation of banks -:

Options :

1. PJ Nayak Committee

2. Narasimham Committee

3. Mehta Committee

4. Swarn Singh Committee

5. None of the above

Answer : Narasimham Committee

Question No. 64

Recently Parliament passes bill to raise Nabard’s capital to Rs _____.


RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Options :

1. 10,000 crore

2. 20,000 crore

3. 25,000 crore

4. 30,000 crore

5. None of the above

Answer : 30,000 crore

Question No. 65

How many farmer have been insured under the scheme of Pradhan Mantri Fasal Bima Yojana (PMFBY) as of

February, 2022?

Options :

1. More than 8.3 crore

2. More than 15 Crore

3. More than 36 Crore

4. More than 40 Crore

5. None of the above

Answer : More than 36 Crore

Question No. 66

Consider the following statement about Pradhan Mantri Fasal Bima Yojana.

I. Recently Maharashtra government had requested to extend deadline of Crop Insurance scheme, PMFBY till July

23.

II. This scheme replaced two schemes called National Agricultural Insurance Scheme (NAIS) and Modified National

Agricultural Insurance Scheme (MNAIS).

III. This scheme provided cover to all Food & Oilseeds crops and annual commercial or horticultural crop.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Select the correct codes given belwo?

Options :

1. I only

2. II only

3. III only

4. All statements are true

5. All statements are false

Answer : All statements are true

Question No. 67

Which of the following entities shall not be eligible to participate in the Call, Notice and Term Money Markets, both

as borrowers and lenders –:

Options :

1. Land Development Bank

2. Scheduled Commercial Banks (excluding Local Area Banks);

3. Payment Banks

4. Small Finance Banks

5. Regional Rural Banks

Answer : Land Development Bank

Question No. 68

As per DICGC, there are 98.1% protected accounts at end-March 2021, What is the required percentage as per

international norms?

Options :

1. 80 %

2. 85 %

3. 90 %
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

4. 95 %

5. None of the above

Answer : 80 %

Question No. 69

Which of the following method often used in public projects, in which an interested party initiates a proposal for a

contract or the bid for a project –

Options :

1. Montreal Challenge

2. Swiss Challenge

3. Project Challenge

4. Contract Challenge

5. None of the above

Answer : Swiss Challenge

Question No. 70

In term of energy produced in the country, how much energy India get by Coal?

Options :

1. 50%

2. 52%

3. 55%

4. 60%

5. None of the above

Answer : 55%

Question No. 71

Consider the following statement about Protection of Women from Sexual Harassment (POSH) Act, 2013.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

I. Every employer is required to constitute an Internal Complaints Committee at each office or branch with 20 or

more employees.

II. The Complaints Committees have the powers of civil courts for gathering evidence.

III. The Complaints Committees are required to provide for conciliation before initiating an inquiry if requested by

the complainant.

Which of the above is/are not correct?

Options :

1. I only

2. II only

3. III only

4. I and II both

5. II and III both

Answer : I only

Question No. 72

Which of the following is/are the aims of “Digital India” Plan of the Government of India?

1. Digital Infrastructure as a Core Utility to Every Citizen.

2. Governance and Services on Demand.

3. Digital Empowerment of citizens

Which of the above statement is/are not correct:

Options :

1. 1 and 2 only

2. 3 only

3. 2 and 3 only

4. 1, 2 and 3

5. All are correct

Answer : 1, 2 and 3
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Question No. 73

In India, the population Census is under which list of schedules of Indian constitution?

Options :

1. Union subject

2. State subject

3. Concurrent subject

4. Reserved subject

5. None of the above

Answer : Union subject

Question No. 74

Interest rate on small saving scheme is paid __________.

Options :

1. Daily

2. Monthly

3. Quarterly

4. Half Yearly

5. Yearly

Answer : Quarterly

Question No. 75

What are the total numbers of accounts opened in PMJDY accounts till April 2022?

Options :

1. 40.36 crore

2. 45.15 crore

3. 45.45 crore
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

4. 46.87 crore

5. 48.49 crore

Answer : 45.15 crore

Question No. 76

According to the annual report on Vital Statistics based on 2020 Civil Registration System report, __________

recorded the highest sex ratio at birth in the country in 2020

Options :

1. Kerala

2. Ladakh

3. Arunachal Pradesh

4. Andaman and Nicobar Islands

5. Tripura

Answer : Ladakh

Question No. 77

How many projects worth Rs 2.12 lakh crore rupees are currently being implemented under Sagarmala programme?

Options :

1. 202

2. 216

3. 518

4. 802

5. 910

Answer : 202

Question No. 78
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

The International Solar Alliance (ISA) was launched in November 2015 at the 21st session of the United Nations

Climate Change Conference of the Parties (COP-21) in ______.

Options :

1. New York

2. London

3. Berlin

4. Paris

5. Dublin

Answer : Paris

Question No. 79

Which of the following statement is incorrect about harvest festival?

Options :

1. Gudi Padwa – Maharashtra

2. Wangala – Meghalaya

3. Jharkhand - Nuakhai

4. Nabanna – West Bengal

5. Bihu – Assam

Answer : Jharkhand - Nuakhai

Question No. 80

Which city is called Life science capital of India?

Options :

1. New Delhi

2. Mumbai

3. Hyderabad

4. Ahemdabad
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

5. Bengaluru

Answer : Hyderabad

Direction:
Read the passage and answer the questions that follow.

Australia has long been at the leading edge of minimum wages. The state of Victoria was the second place in the

world to introduce a wage floor in 1896, beaten only by New Zealand. A landmark legal case in 1907 took a more

expansive view of a fair wage, ruling that it should be enough to maintain a family with three children in “frugal

comfort”. Australia is still at it: it now has the world’s most generous minimum wage, reclaiming a distinction it last

held more than a decade ago.

The OECD, a club mainly of rich countries, compares minimum wages around the world by adjusting for inflation

and the cost of living, and converting them into American dollars. On that basis Australian workers pulled in at least

$12.14 an hour last year, up by nearly 4% from 2017. That puts them narrowly ahead of their peers in Luxembourg,

ranked second, and a whopping two-thirds better off than federal minimum-wage earners in America.

Australians may be incredulous to learn that they are doing relatively well. In recent years one of their big gripes

has been sluggish wage growth. The norm in Australia used to be nominal annual wage increases of about 3% to

4%. Even after the global financial crisis of 2008, wage growth remained strong, thanks in part to the natural-

resources boom. But over the past five years the resources sector has lost its fizz, and wage growth has ebbed to

about 2% a year, lower than in America.

That makes the high minimum wage all the more notable. The Fair Work Commission, an independent panel that

sets the minimum wage after considering submissions from industry and the unions as well as academic research,

raised it by 3% this year, after increases of 3.5% in 2018 and 3.3% in 2017. These rises have outpaced both inflation

and broader wage growth, and have helped give low-end workers a somewhat bigger share of national income.

It used to be an article of faith among economists that higher minimum wages would cause job losses, but data

from Australia add to evidence that counters that assumption, at least as long as increases are gradual. A study by

the Reserve Bank of Australia (RBA), the central bank, examined minimum-wage increases between 1998 and 2008,

and found no discernible effect on employment. Similarly, over the past five years, Australia’s unemployment rate

has fallen steadily.

The value of the minimum wage is especially important in Australia since the pay of so many workers is linked to it.

Under a national system of industry-wide salary awards, pay in many jobs, from cabin crew to funeral directors, is in
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

effect indexed to the minimum wage. Every time the minimum wage goes up, so does the pay of nearly a quarter

of Australians, making it a powerful lever to affect the economy as a whole.

The RBA seems pleased with the boost to wages. It wants higher earnings to lift inflation, which is below its target

of 2-3%. With the housing market in the doldrums, the economy is growing at the slowest pace since 2009,

threatening Australia’s 28-year growth streak. But low pay rises, says Philip Lowe, the head of the RBA, harm the

economy more than low house prices.

Question No. 81

Australia has the highest minimum wage when compared to other countries and it is barely enough to run a family

having five people.

According to the passage, this statement is-

Options :

1. Definitely true

2. Definitely false

3. Probably true

4. Probably false

5. Cannot be determined

Answer : Probably true

Direction:
Read the passage and answer the questions that follow.

Australia has long been at the leading edge of minimum wages. The state of Victoria was the second place in the

world to introduce a wage floor in 1896, beaten only by New Zealand. A landmark legal case in 1907 took a more

expansive view of a fair wage, ruling that it should be enough to maintain a family with three children in “frugal

comfort”. Australia is still at it: it now has the world’s most generous minimum wage, reclaiming a distinction it last

held more than a decade ago.

The OECD, a club mainly of rich countries, compares minimum wages around the world by adjusting for inflation

and the cost of living, and converting them into American dollars. On that basis Australian workers pulled in at least

$12.14 an hour last year, up by nearly 4% from 2017. That puts them narrowly ahead of their peers in Luxembourg,
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

ranked second, and a whopping two-thirds better off than federal minimum-wage earners in America.

Australians may be incredulous to learn that they are doing relatively well. In recent years one of their big gripes

has been sluggish wage growth. The norm in Australia used to be nominal annual wage increases of about 3% to

4%. Even after the global financial crisis of 2008, wage growth remained strong, thanks in part to the natural-

resources boom. But over the past five years the resources sector has lost its fizz, and wage growth has ebbed to

about 2% a year, lower than in America.

That makes the high minimum wage all the more notable. The Fair Work Commission, an independent panel that

sets the minimum wage after considering submissions from industry and the unions as well as academic research,

raised it by 3% this year, after increases of 3.5% in 2018 and 3.3% in 2017. These rises have outpaced both inflation

and broader wage growth, and have helped give low-end workers a somewhat bigger share of national income.

It used to be an article of faith among economists that higher minimum wages would cause job losses, but data

from Australia add to evidence that counters that assumption, at least as long as increases are gradual. A study by

the Reserve Bank of Australia (RBA), the central bank, examined minimum-wage increases between 1998 and 2008,

and found no discernible effect on employment. Similarly, over the past five years, Australia’s unemployment rate

has fallen steadily.

The value of the minimum wage is especially important in Australia since the pay of so many workers is linked to it.

Under a national system of industry-wide salary awards, pay in many jobs, from cabin crew to funeral directors, is in

effect indexed to the minimum wage. Every time the minimum wage goes up, so does the pay of nearly a quarter

of Australians, making it a powerful lever to affect the economy as a whole.

The RBA seems pleased with the boost to wages. It wants higher earnings to lift inflation, which is below its target

of 2-3%. With the housing market in the doldrums, the economy is growing at the slowest pace since 2009,

threatening Australia’s 28-year growth streak. But low pay rises, says Philip Lowe, the head of the RBA, harm the

economy more than low house prices.

Question No. 82

Which of the following is true regarding OCED and the data it published, according to the passage?

(i) Parameters such as cost of living, inflation etc. are not taken into consideration while comparing

minimum wages around the world by OCED, which is a club maintained by developed countries.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

(ii) The workers in Australia maintain a large gap in the difference of income with their competitor

Luxembourg.

(iii) The minimum-wage earners in America, although they have a low minimum wage compared to those in

Australia, maintain a better standard of living.

Options :

1. Only i

2. Both ii and iii

3. Both i and ii

4. All are correct

5. None of these is correct

Answer : None of these is correct

Direction:
Read the passage and answer the questions that follow.

Australia has long been at the leading edge of minimum wages. The state of Victoria was the second place in the

world to introduce a wage floor in 1896, beaten only by New Zealand. A landmark legal case in 1907 took a more

expansive view of a fair wage, ruling that it should be enough to maintain a family with three children in “frugal

comfort”. Australia is still at it: it now has the world’s most generous minimum wage, reclaiming a distinction it last

held more than a decade ago.

The OECD, a club mainly of rich countries, compares minimum wages around the world by adjusting for inflation

and the cost of living, and converting them into American dollars. On that basis Australian workers pulled in at least

$12.14 an hour last year, up by nearly 4% from 2017. That puts them narrowly ahead of their peers in Luxembourg,

ranked second, and a whopping two-thirds better off than federal minimum-wage earners in America.

Australians may be incredulous to learn that they are doing relatively well. In recent years one of their big gripes

has been sluggish wage growth. The norm in Australia used to be nominal annual wage increases of about 3% to

4%. Even after the global financial crisis of 2008, wage growth remained strong, thanks in part to the natural-

resources boom. But over the past five years the resources sector has lost its fizz, and wage growth has ebbed to

about 2% a year, lower than in America.


RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

That makes the high minimum wage all the more notable. The Fair Work Commission, an independent panel that

sets the minimum wage after considering submissions from industry and the unions as well as academic research,

raised it by 3% this year, after increases of 3.5% in 2018 and 3.3% in 2017. These rises have outpaced both inflation

and broader wage growth, and have helped give low-end workers a somewhat bigger share of national income.

It used to be an article of faith among economists that higher minimum wages would cause job losses, but data

from Australia add to evidence that counters that assumption, at least as long as increases are gradual. A study by

the Reserve Bank of Australia (RBA), the central bank, examined minimum-wage increases between 1998 and 2008,

and found no discernible effect on employment. Similarly, over the past five years, Australia’s unemployment rate

has fallen steadily.

The value of the minimum wage is especially important in Australia since the pay of so many workers is linked to it.

Under a national system of industry-wide salary awards, pay in many jobs, from cabin crew to funeral directors, is in

effect indexed to the minimum wage. Every time the minimum wage goes up, so does the pay of nearly a quarter

of Australians, making it a powerful lever to affect the economy as a whole.

The RBA seems pleased with the boost to wages. It wants higher earnings to lift inflation, which is below its target

of 2-3%. With the housing market in the doldrums, the economy is growing at the slowest pace since 2009,

threatening Australia’s 28-year growth streak. But low pay rises, says Philip Lowe, the head of the RBA, harm the

economy more than low house prices.

Question No. 83

Why are the Australians dubious about the fact that they receive the highest minimum wage when compared to all

other nations?

Options :

1. Their standard of living has been so low in the recent years and most of the people have fallen below the

poverty line.

2. They see that people in other countries have been receiving much more minimum wages than them, but

haven’t considered the external factors like inflation.

3. Most Australians, for a few years have been complaining about the slow improvement in their wages.

4. They understood that their minimum wages skyrocketed after recovering from the crisis in 2004, but still

they could not lead a decent life with what they receive.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

5. None of these

Answer : Most Australians, for a few years have been complaining about the slow improvement in their wages.

Direction:
Read the passage and answer the questions that follow.

Australia has long been at the leading edge of minimum wages. The state of Victoria was the second place in the

world to introduce a wage floor in 1896, beaten only by New Zealand. A landmark legal case in 1907 took a more

expansive view of a fair wage, ruling that it should be enough to maintain a family with three children in “frugal

comfort”. Australia is still at it: it now has the world’s most generous minimum wage, reclaiming a distinction it last

held more than a decade ago.

The OECD, a club mainly of rich countries, compares minimum wages around the world by adjusting for inflation

and the cost of living, and converting them into American dollars. On that basis Australian workers pulled in at least

$12.14 an hour last year, up by nearly 4% from 2017. That puts them narrowly ahead of their peers in Luxembourg,

ranked second, and a whopping two-thirds better off than federal minimum-wage earners in America.

Australians may be incredulous to learn that they are doing relatively well. In recent years one of their big gripes

has been sluggish wage growth. The norm in Australia used to be nominal annual wage increases of about 3% to

4%. Even after the global financial crisis of 2008, wage growth remained strong, thanks in part to the natural-

resources boom. But over the past five years the resources sector has lost its fizz, and wage growth has ebbed to

about 2% a year, lower than in America.

That makes the high minimum wage all the more notable. The Fair Work Commission, an independent panel that

sets the minimum wage after considering submissions from industry and the unions as well as academic research,

raised it by 3% this year, after increases of 3.5% in 2018 and 3.3% in 2017. These rises have outpaced both inflation

and broader wage growth, and have helped give low-end workers a somewhat bigger share of national income.

It used to be an article of faith among economists that higher minimum wages would cause job losses, but data

from Australia add to evidence that counters that assumption, at least as long as increases are gradual. A study by

the Reserve Bank of Australia (RBA), the central bank, examined minimum-wage increases between 1998 and 2008,

and found no discernible effect on employment. Similarly, over the past five years, Australia’s unemployment rate

has fallen steadily.

The value of the minimum wage is especially important in Australia since the pay of so many workers is linked to it.

Under a national system of industry-wide salary awards, pay in many jobs, from cabin crew to funeral directors, is in
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

effect indexed to the minimum wage. Every time the minimum wage goes up, so does the pay of nearly a quarter

of Australians, making it a powerful lever to affect the economy as a whole.

The RBA seems pleased with the boost to wages. It wants higher earnings to lift inflation, which is below its target

of 2-3%. With the housing market in the doldrums, the economy is growing at the slowest pace since 2009,

threatening Australia’s 28-year growth streak. But low pay rises, says Philip Lowe, the head of the RBA, harm the

economy more than low house prices.

Question No. 84

What was the common belief among the economists, that was shattered by the Australians, because of their

gradual increase in minimum wages?

Options :

1. The economists believed that minimum wages would be increased if people are given more job

opportunities.

2. They believed that increasing the minimum wages will help in reducing the income disparity among the

people in the country.

3. They believed that increase in minimum wages is directly proportional to unemployment.

4. They believed that a sudden increase in minimum wages would bring more people into employment, thus

reduce unemployment in a country.

5. They believed that unemployment and minimum wages were not related to each other.

Answer : They believed that increase in minimum wages is directly proportional to unemployment.

Direction:
Read the passage and answer the questions that follow.

Australia has long been at the leading edge of minimum wages. The state of Victoria was the second place in the

world to introduce a wage floor in 1896, beaten only by New Zealand. A landmark legal case in 1907 took a more

expansive view of a fair wage, ruling that it should be enough to maintain a family with three children in “frugal

comfort”. Australia is still at it: it now has the world’s most generous minimum wage, reclaiming a distinction it last

held more than a decade ago.

The OECD, a club mainly of rich countries, compares minimum wages around the world by adjusting for inflation

and the cost of living, and converting them into American dollars. On that basis Australian workers pulled in at least
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

$12.14 an hour last year, up by nearly 4% from 2017. That puts them narrowly ahead of their peers in Luxembourg,

ranked second, and a whopping two-thirds better off than federal minimum-wage earners in America.

Australians may be incredulous to learn that they are doing relatively well. In recent years one of their big gripes

has been sluggish wage growth. The norm in Australia used to be nominal annual wage increases of about 3% to

4%. Even after the global financial crisis of 2008, wage growth remained strong, thanks in part to the natural-

resources boom. But over the past five years the resources sector has lost its fizz, and wage growth has ebbed to

about 2% a year, lower than in America.

That makes the high minimum wage all the more notable. The Fair Work Commission, an independent panel that

sets the minimum wage after considering submissions from industry and the unions as well as academic research,

raised it by 3% this year, after increases of 3.5% in 2018 and 3.3% in 2017. These rises have outpaced both inflation

and broader wage growth, and have helped give low-end workers a somewhat bigger share of national income.

It used to be an article of faith among economists that higher minimum wages would cause job losses, but data

from Australia add to evidence that counters that assumption, at least as long as increases are gradual. A study by

the Reserve Bank of Australia (RBA), the central bank, examined minimum-wage increases between 1998 and 2008,

and found no discernible effect on employment. Similarly, over the past five years, Australia’s unemployment rate

has fallen steadily.

The value of the minimum wage is especially important in Australia since the pay of so many workers is linked to it.

Under a national system of industry-wide salary awards, pay in many jobs, from cabin crew to funeral directors, is in

effect indexed to the minimum wage. Every time the minimum wage goes up, so does the pay of nearly a quarter

of Australians, making it a powerful lever to affect the economy as a whole.

The RBA seems pleased with the boost to wages. It wants higher earnings to lift inflation, which is below its target

of 2-3%. With the housing market in the doldrums, the economy is growing at the slowest pace since 2009,

threatening Australia’s 28-year growth streak. But low pay rises, says Philip Lowe, the head of the RBA, harm the

economy more than low house prices.

Question No. 85

Why is the RBA happy to see an elevation in minimum wages?


RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

(i) Increase in minimum wages will pump more money into the economy, and it will increase the land

value.

(ii) Increase in the earnings will help them lift inflation.

(iii) They are afraid that if pay raise is too slow, it will have a negative impact on the economy.

Options :

1. Only i

2. Both ii and iii

3. Only iii

4. All of these

5. None of these

Answer : Both ii and iii

Direction:
Read the passage and answer the questions that follow.

Australia has long been at the leading edge of minimum wages. The state of Victoria was the second place in the

world to introduce a wage floor in 1896, beaten only by New Zealand. A landmark legal case in 1907 took a more

expansive view of a fair wage, ruling that it should be enough to maintain a family with three children in “frugal

comfort”. Australia is still at it: it now has the world’s most generous minimum wage, reclaiming a distinction it last

held more than a decade ago.

The OECD, a club mainly of rich countries, compares minimum wages around the world by adjusting for inflation

and the cost of living, and converting them into American dollars. On that basis Australian workers pulled in at least

$12.14 an hour last year, up by nearly 4% from 2017. That puts them narrowly ahead of their peers in Luxembourg,

ranked second, and a whopping two-thirds better off than federal minimum-wage earners in America.

Australians may be incredulous to learn that they are doing relatively well. In recent years one of their big gripes

has been sluggish wage growth. The norm in Australia used to be nominal annual wage increases of about 3% to

4%. Even after the global financial crisis of 2008, wage growth remained strong, thanks in part to the natural-

resources boom. But over the past five years the resources sector has lost its fizz, and wage growth has ebbed to

about 2% a year, lower than in America.


RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

That makes the high minimum wage all the more notable. The Fair Work Commission, an independent panel that

sets the minimum wage after considering submissions from industry and the unions as well as academic research,

raised it by 3% this year, after increases of 3.5% in 2018 and 3.3% in 2017. These rises have outpaced both inflation

and broader wage growth, and have helped give low-end workers a somewhat bigger share of national income.

It used to be an article of faith among economists that higher minimum wages would cause job losses, but data

from Australia add to evidence that counters that assumption, at least as long as increases are gradual. A study by

the Reserve Bank of Australia (RBA), the central bank, examined minimum-wage increases between 1998 and 2008,

and found no discernible effect on employment. Similarly, over the past five years, Australia’s unemployment rate

has fallen steadily.

The value of the minimum wage is especially important in Australia since the pay of so many workers is linked to it.

Under a national system of industry-wide salary awards, pay in many jobs, from cabin crew to funeral directors, is in

effect indexed to the minimum wage. Every time the minimum wage goes up, so does the pay of nearly a quarter

of Australians, making it a powerful lever to affect the economy as a whole.

The RBA seems pleased with the boost to wages. It wants higher earnings to lift inflation, which is below its target

of 2-3%. With the housing market in the doldrums, the economy is growing at the slowest pace since 2009,

threatening Australia’s 28-year growth streak. But low pay rises, says Philip Lowe, the head of the RBA, harm the

economy more than low house prices.

Question No. 86

Which of the following statements is true, according to the passage?

(i) After the global financial crisis of 2008, Australia did not experience an increase in minimum wages,

even though they could have done it with the help of the existing resources.

(ii) When we compare the increase in minimum wages of Australia and America for the last five years,

Australia stands lower than America.

(iii) The minimum wage increase in the current year is less than that in 2018, but better than that in 2017.

(iv) Increase in minimum wage will affect the economy as a whole because one- fourth of the wages of

Australians will go up, when there is an increase.


RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Options :

1. Only i

2. Both ii and iv

3. Both i and iii

4. Only iii

5. All are correct.

Answer : Both ii and iv

Direction:
Read the passage and answer the questions that follow.

Australia has long been at the leading edge of minimum wages. The state of Victoria was the second place in the

world to introduce a wage floor in 1896, beaten only by New Zealand. A landmark legal case in 1907 took a more

expansive view of a fair wage, ruling that it should be enough to maintain a family with three children in “frugal

comfort”. Australia is still at it: it now has the world’s most generous minimum wage, reclaiming a distinction it last

held more than a decade ago.

The OECD, a club mainly of rich countries, compares minimum wages around the world by adjusting for inflation

and the cost of living, and converting them into American dollars. On that basis Australian workers pulled in at least

$12.14 an hour last year, up by nearly 4% from 2017. That puts them narrowly ahead of their peers in Luxembourg,

ranked second, and a whopping two-thirds better off than federal minimum-wage earners in America.

Australians may be incredulous to learn that they are doing relatively well. In recent years one of their big gripes

has been sluggish wage growth. The norm in Australia used to be nominal annual wage increases of about 3% to

4%. Even after the global financial crisis of 2008, wage growth remained strong, thanks in part to the natural-

resources boom. But over the past five years the resources sector has lost its fizz, and wage growth has ebbed to

about 2% a year, lower than in America.

That makes the high minimum wage all the more notable. The Fair Work Commission, an independent panel that

sets the minimum wage after considering submissions from industry and the unions as well as academic research,

raised it by 3% this year, after increases of 3.5% in 2018 and 3.3% in 2017. These rises have outpaced both inflation

and broader wage growth, and have helped give low-end workers a somewhat bigger share of national income.

It used to be an article of faith among economists that higher minimum wages would cause job losses, but data

from Australia add to evidence that counters that assumption, at least as long as increases are gradual. A study by
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

the Reserve Bank of Australia (RBA), the central bank, examined minimum-wage increases between 1998 and 2008,

and found no discernible effect on employment. Similarly, over the past five years, Australia’s unemployment rate

has fallen steadily.

The value of the minimum wage is especially important in Australia since the pay of so many workers is linked to it.

Under a national system of industry-wide salary awards, pay in many jobs, from cabin crew to funeral directors, is in

effect indexed to the minimum wage. Every time the minimum wage goes up, so does the pay of nearly a quarter

of Australians, making it a powerful lever to affect the economy as a whole.

The RBA seems pleased with the boost to wages. It wants higher earnings to lift inflation, which is below its target

of 2-3%. With the housing market in the doldrums, the economy is growing at the slowest pace since 2009,

threatening Australia’s 28-year growth streak. But low pay rises, says Philip Lowe, the head of the RBA, harm the

economy more than low house prices.

Question No. 87

Which of the following is a near synonym of the word ‘incredulous’?

Options :

1. incredible

2. disbelieve

3. inattentive

4. inactive

5. discontent

Answer : disbelieve

Direction:
Read the passage and answer the questions that follow.

Australia has long been at the leading edge of minimum wages. The state of Victoria was the second place in the

world to introduce a wage floor in 1896, beaten only by New Zealand. A landmark legal case in 1907 took a more

expansive view of a fair wage, ruling that it should be enough to maintain a family with three children in “frugal

comfort”. Australia is still at it: it now has the world’s most generous minimum wage, reclaiming a distinction it last

held more than a decade ago.


RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

The OECD, a club mainly of rich countries, compares minimum wages around the world by adjusting for inflation

and the cost of living, and converting them into American dollars. On that basis Australian workers pulled in at least

$12.14 an hour last year, up by nearly 4% from 2017. That puts them narrowly ahead of their peers in Luxembourg,

ranked second, and a whopping two-thirds better off than federal minimum-wage earners in America.

Australians may be incredulous to learn that they are doing relatively well. In recent years one of their big gripes

has been sluggish wage growth. The norm in Australia used to be nominal annual wage increases of about 3% to

4%. Even after the global financial crisis of 2008, wage growth remained strong, thanks in part to the natural-

resources boom. But over the past five years the resources sector has lost its fizz, and wage growth has ebbed to

about 2% a year, lower than in America.

That makes the high minimum wage all the more notable. The Fair Work Commission, an independent panel that

sets the minimum wage after considering submissions from industry and the unions as well as academic research,

raised it by 3% this year, after increases of 3.5% in 2018 and 3.3% in 2017. These rises have outpaced both inflation

and broader wage growth, and have helped give low-end workers a somewhat bigger share of national income.

It used to be an article of faith among economists that higher minimum wages would cause job losses, but data

from Australia add to evidence that counters that assumption, at least as long as increases are gradual. A study by

the Reserve Bank of Australia (RBA), the central bank, examined minimum-wage increases between 1998 and 2008,

and found no discernible effect on employment. Similarly, over the past five years, Australia’s unemployment rate

has fallen steadily.

The value of the minimum wage is especially important in Australia since the pay of so many workers is linked to it.

Under a national system of industry-wide salary awards, pay in many jobs, from cabin crew to funeral directors, is in

effect indexed to the minimum wage. Every time the minimum wage goes up, so does the pay of nearly a quarter

of Australians, making it a powerful lever to affect the economy as a whole.

The RBA seems pleased with the boost to wages. It wants higher earnings to lift inflation, which is below its target

of 2-3%. With the housing market in the doldrums, the economy is growing at the slowest pace since 2009,

threatening Australia’s 28-year growth streak. But low pay rises, says Philip Lowe, the head of the RBA, harm the

economy more than low house prices.

Question No. 88

Which of the following is a near antonym of the word ‘doldrums’?


RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Options :

1. lively

2. gloom

3. despondency

4. mitigate

5. empathy

Answer : lively

Direction:
Select the phrase/connector from the given options which can be used to form a single sentence from the two
sentences given below, implying the same meaning as expressed in the statement sentences.

Question No. 89

1. The children waded largely

2. They did not have money to pay for the bamboo raft.

i. because

ii. so that

iii. accordingly

Options :

1. Only i

2. Both ii and iii

3. Both i and iii

4. i, ii and iii

5. None of these

Answer : Only i

Direction:
Select the phrase/connector from the given options which can be used to form a single sentence from the two
sentences given below, implying the same meaning as expressed in the statement sentences.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Question No. 90

1. Fenugreek is an herbal product that is frequently used to induce lactation.

2. No scientific evidence exists on its use for this purpose.

i. because

ii. although

iii. as well as

Options :

1. Only i

2. Both i and ii

3. Only ii

4. Both ii and iii

5. All of these

Answer : Only ii

Direction:
Select the phrase/connector from the given options which can be used to form a single sentence from the two
sentences given below, implying the same meaning as expressed in the statement sentences.

Question No. 91

1. Poaching and increased cultivation in their native habitats.

2. Researchers have determined that there are fewer than 100 Arabian leopards left in the wild.

i. Due to

ii. Rather than

iii. Because of

Options :
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

1. Only i

2. Both i and iii

3. Both ii and iii

4. i, ii and iii

5. None of these

Answer : Both i and iii

Direction:
Select the phrase/connector from the given options which can be used to form a single sentence from the two
sentences given below, implying the same meaning as expressed in the statement sentences.

Question No. 92

1. Broadly, he says, his government has listened and tried to understand business.

2. There are issues which still rankle.

i. furthermore

ii. but

iii. owing to

Options :

1. Only i

2. Both ii and iii

3. Both i and iii

4. Only ii

5. i, ii and iii

Answer : Only ii

Direction:
In each of the questions, a sentence is divided into five parts namely 1, 2, 3, 4 and 5. In which one of the parts is
given in bold and is grammatically and contextually correct. You have to identify which fragment, apart from the
bold one, is correct in terms of grammar and usage. If all the parts are correct, then mark option 5, “All are
correct” as the answer.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Question No. 93

The ideal moreish dessert are (1)/a sticky pavlova with (2)/too many whipped cream (3)/and sweetened with

(4)/several spoon of caster sugar (5).

Options :

1. 1

2. 2

3. 3

4. 5

5. All are correct

Answer : 2

Direction:
In each of the questions, a sentence is divided into five parts namely 1, 2, 3, 4 and 5. In which one of the parts is
given in bold and is grammatically and contextually correct. You have to identify which fragment, apart from the
bold one, is correct in terms of grammar and usage. If all the parts are correct, then mark option 5, “All are
correct” as the answer.

Question No. 94

If I were him, (1)/I will eat (2)/all the cakes bought (3)/at my neighbour, (4)/without hesitation (5).

Options :

1. 1

2. 2

3. 3

4. 4

5. All are correct

Answer : 3

Direction:
In each of the questions, a sentence is divided into five parts namely 1, 2, 3, 4 and 5. In which one of the parts is
given in bold and is grammatically and contextually correct. You have to identify which fragment, apart from the
bold one, is correct in terms of grammar and usage. If all the parts are correct, then mark option 5, “All are
correct” as the answer.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Question No. 95

Although to our knowledge (1)/there exist no empirical data (2)/to confirming the disincentive hypothesis, (3)/there

is none (4)/which refutes it either (5).

Options :

1. 1

2. 2

3. 3

4. 5

5. All are correct

Answer : 1

Direction:
In each of the questions, a sentence is divided into five parts namely 1, 2, 3, 4 and 5. In which one of the parts is
given in bold and is grammatically and contextually correct. You have to identify which fragment, apart from the
bold one, is correct in terms of grammar and usage. If all the parts are correct, then mark option 5, “All are
correct” as the answer.

Question No. 96

The two combatants once again (1)/faced one another, (2)/taking a couple of sidestep, (3)/swords at the ready

(4)/from the next exchange (5).

Options :

1. 2

2. 3

3. 4

4. 5

5. All are correct

Answer : 4

Direction:
In each of the questions, a sentence is divided into five parts namely 1, 2, 3, 4 and 5. In which one of the parts is
given in bold and is grammatically and contextually correct. You have to identify which fragment, apart from the
bold one, is correct in terms of grammar and usage. If all the parts are correct, then mark option 5, “All are
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

correct” as the answer.

Question No. 97

The painting have been inspired by (1)/his wife Matilda II, who he (2)/ marries in 1100, (3)/the daughter of the

sainted (4)/Queen Margaret of Scotland (5).

Options :

1. 1

2. 2

3. 3

4. 4

5. All are correct

Answer : 4

Direction:
Six statements are given below, which are jumbled in any random order. Only the second statement (b), which has
been emboldened, is in its correct place. These statements will form a coherent and meaningful paragraph, when
arranged in the correct sequence. Arrange the sentences in the right order and answer the questions that follow.

Question No. 98

(a) Initiated as a symbolic gesture of sustainability by conserving electricity for an hour from 8:30 to 9:30 p.m., Earth

Hour has evolved into much more.

(b) So the Earth remains our only home for now and for the foreseeable future!

(c) While Neil Armstrong set foot on the moon more than five decades ago, we are yet to find new civilisations

across the solar system or beyond.

(d) What started as a “switch-off the lights” campaign in 2007 has evolved into a global movement linked to

different dimensions of climate change.

(e) Therefore, none of us can ever overstate the focus and action centred around conservation and sustainability

activities.

(f) It has become an event that centres on many actions that take the concept much deeper.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Options :

1. c,b,e,a,f,d

2. e,b,a,f,c,d

3. a,b,f,c,d,e

4. a,b,c,e,f,d

5. c,b,e,d,f,a

Answer : c,b,e,a,f,d

Direction:
Seven statements are given below, which are jumbled in any random order. Only the fifth statement (e), which has
been emboldened, is in its correct place. These statements will form a coherent and meaningful paragraph, when
arranged in the correct sequence. Arrange the sentences in the right order and answer the questions that follow.

(a) Khirk is not an avenue tree; its new foliage shines out from overgrown hedgerows in sarkari bungalows.

(b) And that’s exactly why putranjia has been planted in the hedgerows of almost every bungalow in Lutyens’ Delhi.

(c) If you drive down Teen Murti Marg in late January or early February, you might notice with some surprise the

bright new foliage of a small tree called khirk.

(d) That’s why it can be a bit of a shock to see such eager new foliage so early in the calendar year.

(e) Another hedge plant is putranjia, which can grow into a tall, handsome tree, but is valued for its extraordinary
ability to ‘coppice’.

(f) It’s a time of dry-season dormancy in Delhi when most trees are decidedly moth-eaten or completely bare.

(g) It means that when you chop off a leading shoot, it re-directs growth hormones into side-shoots to become

busily bushy — just the qualities you want in a good hedge.

Question No. 99

Which of the following is the correct order of the sentences?

Options :

1. a,g,b,d,e,c,f

2. f,b,a,c,e,d,g

3. c,f,d,a,e,g,b
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

4. g,d,a,c,e,b,f

5. a,d,f,c,e,b,g,

Answer : c,f,d,a,e,g,b

Direction:
In the following questions, an idiom is given followed by three sentences. Identify which of the sentences represent
the meaning of the idiom given in the question.

Question No. 100

Foot the bill

i. Airlines currently foot the bill for the security systems.

ii. The celebration cost hundreds of pounds, and I wonder who's going to foot the bill.

iii. Losing that job was a foot the bill really, and I ended up in a much more enjoyable career.

Options :

1. Only ii

2. i and iii

3. ii and iii

4. i and ii

5. i, ii and iii

Answer : i and ii

Direction:
In the following questions, an idiom is given followed by three sentences. Identify which of the sentences represent
the meaning of the idiom given in the question.

Question No. 101

Make up one’s mind

i. It's not easy, but as a manager, sometimes you have to make up your mind and fire people.

ii. She deliberated over the decision for a long time before she made up her mind.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

iii. He made up his mind never to go near a motorcycle again.

Options :

1. Only i

2. Only ii

3. Both ii and iii

4. Both i and iii

5. i, ii and iii

Answer : i, ii and iii

Direction:
In the following questions, an idiom is given followed by three sentences. Identify which of the sentences represent
the meaning of the idiom given in the question.

Question No. 102

Break the bank

i. These days you can easily buy a smart phone without breaking the bank.

ii. I broke the bank going to grad school and I'm not sure how I'll ever pay back the money.

iii. With the wind increasing, the heavy rain being blown in my face I decided to break the bank.

Options :

1. Only i

2. Both i and ii

3. Both ii and iii

4. Both i and iii

5. i, ii and iii

Answer : Both i and ii

Direction:
In the following questions, an idiom is given followed by three sentences. Identify which of the sentences represent
the meaning of the idiom given in the question.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Question No. 103

Devil’s advocate

i. I will go to bed early because I will play the devil’s advocate.

ii. That sandwich really played the devil’s advocate.

iii. He offered to play devil’s advocate and argue against our case so that we could find out any flaws in it.

Options :

1. Only i

2. Only ii and iii

3. Only i and ii

4. Only iii

5. i, ii and iii

Answer : Only iii

Direction:
Read the passage and answer the questions that follow.

What gives rise to the wealth of nations? Some see the source in rich seams of mineral resources such as oil or coal.

Geography matters too: countries in temperate climes tend to be richer, other things being equal, than those closer

to the equator. Then there are institutions: the rule of law and (perhaps) democracy. Above these, most economists

since Adam Smith have believed, stands the invisible hand of the market, guiding selfish human actions to serve

the common good.

Is there something missing from the list? For the past decade or so, sociologists have been pushing one more

concept, “social capital”—trust or community, in one of its guises—that is now also being taken up by economists.

Crudely speaking, the more people trust each other, the better off their society. They might work more efficiently

together, for example. In business, trust might obviate the need for complicated contracts, and thus save on

lawyers' fees. You might expect that America, which has such a successful economy, had social capital in shedloads.

Maybe, and maybe not: one of the most influential essays in the field, “Bowling Alone”, by Robert Putnam of

Harvard University, pointed out that Americans were far less likely to be members of community organisations,

clubs or associations in the 1990s than they were in the 1950s. He illustrated his thesis by charting the decline of
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

bowling leagues.

A recent set of articles in the Economic Journal* shows how economists are grappling to analyse social capital. On

the face of it, the idea that trust or community can make a difference between wealth and poverty does not fit

easily with the basic assumption of orthodox economic theory: that humans are essentially self-interested animals.

That is why it has an instinctive appeal to “behavioural” economists, who think that this assumption has been

accepted too uncritically.

In one paper, Samuel Bowles and Herbert Gintis, of the University of Massachusetts, advance just such a view. They

argue that, if social capital is taken into account, economists have to put aside the idea that people are simple, self-

interested economic machines. People donate their time to all sorts of things, from voting to teaching in Sunday

school, whose costs outweigh the private benefits. Obviously, argue Mr Bowles and Mr Gintis, humans are social

animals.

This could be explained away easily, though, by making the assumption that people derive utility from helping

others at their own expense. But the authors think that something more sophisticated is required. They carried out

experiments, using university students, to see how a group of people might encourage each other to act in the

interests of the group as a whole. Many subjects, it seems, take pleasure in punishing free-riders. Many respond to

the shame of being found out as shirkers, which encourages co-operation. The lesson is that notions of selfish, or

indeed altruistic, preferences cannot explain the incentives of people in a village, school or parish. The authors

conclude that such communities are the missing ingredient, alongside markets and the state, in understanding an

economy.

In another paper, Edward Glaeser and David Laibson of Harvard University and Bruce Sacerdote of Dartmouth

College take individuals, not groups, as their starting point. They also use a more individualist definition of social

capital: a person's social skills. This can mean a long list of contacts, a facility for dealing with others, or even just

charisma. The authors include popularity in their definition, since it can be the result of investing in personal

relationships. They measure people's stock of social capital by the number of organisations—clubs, charities,

religious groups and so forth—to which they belong.

The authors see social capital as something that people can build for themselves, rather as they build financial

wealth by saving or investing, or “human capital” by acquiring skills and education. A doctor, for example, might

invest in more than just medical education: by joining a local club, she could get to know her patients better and

perhaps increase her future income.


RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Messrs Glaeser, Laibson and Sacerdote find that investment in social capital, as they define it, has similar

characteristics to investment in financial or human capital. People join professional societies, say, when they are

young and reap the benefits when they are older, relying on business contacts made early on, just as they do with

savings. People also invest more in social capital the more likely they are to remain living in the same place; the

“bowling alone” phenomenon may be partly attributed to rising mobility. They also invest more in social capital the

more they stand to gain from it. When there is nothing in it for them, they neglect their neighbours. Homo

economicus lives.

By definition, however, decisions to invest in social capital affect not just the individuals making them but others

too. It is tempting, if social capital is defined in terms of community or trust, to see such spillovers as always

positive. But they may not be. For instance, if people act in the interests of a group to which they belong, others

can be harmed: a professional association, for example, may keep fees and entry barriers high, or some groups may

exclude outsiders altogether.

In the final paper in the series, Steven Durlauf of the University of Wisconsin says that research into social capital

may have become a bit too other-worldly. Existing data, mostly taken from surveys, are not up to the task of

specifying social capital precisely enough. Perhaps too much has been invested in the concept of social capital to

help explain why nations become wealthy. As more economists pile into this fertile area, expect more deflation of

the concept—and also more argument.

Question No. 104

What is one thing that contributes to the wealth of nations, which has been added only around 10 years before?

Options :

1. The natural resources possessed by a nation.

2. The faith and feeling of togetherness that is felt by the people of a nation.

3. The trade and commerce that is booming in a nation.

4. The principle of governance of the nation.

5. The landscape, terrain, location, etc. of a nation.

Answer : The faith and feeling of togetherness that is felt by the people of a nation.

Direction:
Read the passage and answer the questions that follow.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

What gives rise to the wealth of nations? Some see the source in rich seams of mineral resources such as oil or coal.

Geography matters too: countries in temperate climes tend to be richer, other things being equal, than those closer

to the equator. Then there are institutions: the rule of law and (perhaps) democracy. Above these, most economists

since Adam Smith have believed, stands the invisible hand of the market, guiding selfish human actions to serve

the common good.

Is there something missing from the list? For the past decade or so, sociologists have been pushing one more

concept, “social capital”—trust or community, in one of its guises—that is now also being taken up by economists.

Crudely speaking, the more people trust each other, the better off their society. They might work more efficiently

together, for example. In business, trust might obviate the need for complicated contracts, and thus save on

lawyers' fees. You might expect that America, which has such a successful economy, had social capital in shedloads.

Maybe, and maybe not: one of the most influential essays in the field, “Bowling Alone”, by Robert Putnam of

Harvard University, pointed out that Americans were far less likely to be members of community organisations,

clubs or associations in the 1990s than they were in the 1950s. He illustrated his thesis by charting the decline of

bowling leagues.

A recent set of articles in the Economic Journal* shows how economists are grappling to analyse social capital. On

the face of it, the idea that trust or community can make a difference between wealth and poverty does not fit

easily with the basic assumption of orthodox economic theory: that humans are essentially self-interested animals.

That is why it has an instinctive appeal to “behavioural” economists, who think that this assumption has been

accepted too uncritically.

In one paper, Samuel Bowles and Herbert Gintis, of the University of Massachusetts, advance just such a view. They

argue that, if social capital is taken into account, economists have to put aside the idea that people are simple, self-

interested economic machines. People donate their time to all sorts of things, from voting to teaching in Sunday

school, whose costs outweigh the private benefits. Obviously, argue Mr Bowles and Mr Gintis, humans are social

animals.

This could be explained away easily, though, by making the assumption that people derive utility from helping

others at their own expense. But the authors think that something more sophisticated is required. They carried out

experiments, using university students, to see how a group of people might encourage each other to act in the

interests of the group as a whole. Many subjects, it seems, take pleasure in punishing free-riders. Many respond to

the shame of being found out as shirkers, which encourages co-operation. The lesson is that notions of selfish, or

indeed altruistic, preferences cannot explain the incentives of people in a village, school or parish. The authors
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

conclude that such communities are the missing ingredient, alongside markets and the state, in understanding an

economy.

In another paper, Edward Glaeser and David Laibson of Harvard University and Bruce Sacerdote of Dartmouth

College take individuals, not groups, as their starting point. They also use a more individualist definition of social

capital: a person's social skills. This can mean a long list of contacts, a facility for dealing with others, or even just

charisma. The authors include popularity in their definition, since it can be the result of investing in personal

relationships. They measure people's stock of social capital by the number of organisations—clubs, charities,

religious groups and so forth—to which they belong.

The authors see social capital as something that people can build for themselves, rather as they build financial

wealth by saving or investing, or “human capital” by acquiring skills and education. A doctor, for example, might

invest in more than just medical education: by joining a local club, she could get to know her patients better and

perhaps increase her future income.

Messrs Glaeser, Laibson and Sacerdote find that investment in social capital, as they define it, has similar

characteristics to investment in financial or human capital. People join professional societies, say, when they are

young and reap the benefits when they are older, relying on business contacts made early on, just as they do with

savings. People also invest more in social capital the more likely they are to remain living in the same place; the

“bowling alone” phenomenon may be partly attributed to rising mobility. They also invest more in social capital the

more they stand to gain from it. When there is nothing in it for them, they neglect their neighbours. Homo

economicus lives.

By definition, however, decisions to invest in social capital affect not just the individuals making them but others

too. It is tempting, if social capital is defined in terms of community or trust, to see such spillovers as always

positive. But they may not be. For instance, if people act in the interests of a group to which they belong, others

can be harmed: a professional association, for example, may keep fees and entry barriers high, or some groups may

exclude outsiders altogether.

In the final paper in the series, Steven Durlauf of the University of Wisconsin says that research into social capital

may have become a bit too other-worldly. Existing data, mostly taken from surveys, are not up to the task of

specifying social capital precisely enough. Perhaps too much has been invested in the concept of social capital to

help explain why nations become wealthy. As more economists pile into this fertile area, expect more deflation of

the concept—and also more argument.


RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Question No. 105

Why do “behavioural” economists think that the idea of social capital as a contributor to the wealth of nations has

been accepted too liberally?

Options :

1. It complies well with the hypothesis put forward by the orthodox economic theory.

2. The contributions of social capital have not been studied in detail by economists and has been

incorporated because it seemed a good way to improve human nature.

3. Wealth of a nation depend on its trade and commerce and the amount of resources it has got. It has

nothing to do with the attitude of the people.

4. Humans are considered as self-interested beings and the “behavioural” economists think that

togetherness cannot bring wealth because of this inherent nature.

5. None of these

Answer : Humans are considered as self-interested beings and the “behavioural” economists think that

togetherness cannot bring wealth because of this inherent nature.

Direction:
Read the passage and answer the questions that follow.

What gives rise to the wealth of nations? Some see the source in rich seams of mineral resources such as oil or coal.

Geography matters too: countries in temperate climes tend to be richer, other things being equal, than those closer

to the equator. Then there are institutions: the rule of law and (perhaps) democracy. Above these, most economists

since Adam Smith have believed, stands the invisible hand of the market, guiding selfish human actions to serve

the common good.

Is there something missing from the list? For the past decade or so, sociologists have been pushing one more

concept, “social capital”—trust or community, in one of its guises—that is now also being taken up by economists.

Crudely speaking, the more people trust each other, the better off their society. They might work more efficiently

together, for example. In business, trust might obviate the need for complicated contracts, and thus save on

lawyers' fees. You might expect that America, which has such a successful economy, had social capital in shedloads.

Maybe, and maybe not: one of the most influential essays in the field, “Bowling Alone”, by Robert Putnam of

Harvard University, pointed out that Americans were far less likely to be members of community organisations,

clubs or associations in the 1990s than they were in the 1950s. He illustrated his thesis by charting the decline of
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

bowling leagues.

A recent set of articles in the Economic Journal* shows how economists are grappling to analyse social capital. On

the face of it, the idea that trust or community can make a difference between wealth and poverty does not fit

easily with the basic assumption of orthodox economic theory: that humans are essentially self-interested animals.

That is why it has an instinctive appeal to “behavioural” economists, who think that this assumption has been

accepted too uncritically.

In one paper, Samuel Bowles and Herbert Gintis, of the University of Massachusetts, advance just such a view. They

argue that, if social capital is taken into account, economists have to put aside the idea that people are simple, self-

interested economic machines. People donate their time to all sorts of things, from voting to teaching in Sunday

school, whose costs outweigh the private benefits. Obviously, argue Mr Bowles and Mr Gintis, humans are social

animals.

This could be explained away easily, though, by making the assumption that people derive utility from helping

others at their own expense. But the authors think that something more sophisticated is required. They carried out

experiments, using university students, to see how a group of people might encourage each other to act in the

interests of the group as a whole. Many subjects, it seems, take pleasure in punishing free-riders. Many respond to

the shame of being found out as shirkers, which encourages co-operation. The lesson is that notions of selfish, or

indeed altruistic, preferences cannot explain the incentives of people in a village, school or parish. The authors

conclude that such communities are the missing ingredient, alongside markets and the state, in understanding an

economy.

In another paper, Edward Glaeser and David Laibson of Harvard University and Bruce Sacerdote of Dartmouth

College take individuals, not groups, as their starting point. They also use a more individualist definition of social

capital: a person's social skills. This can mean a long list of contacts, a facility for dealing with others, or even just

charisma. The authors include popularity in their definition, since it can be the result of investing in personal

relationships. They measure people's stock of social capital by the number of organisations—clubs, charities,

religious groups and so forth—to which they belong.

The authors see social capital as something that people can build for themselves, rather as they build financial

wealth by saving or investing, or “human capital” by acquiring skills and education. A doctor, for example, might

invest in more than just medical education: by joining a local club, she could get to know her patients better and

perhaps increase her future income.


RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Messrs Glaeser, Laibson and Sacerdote find that investment in social capital, as they define it, has similar

characteristics to investment in financial or human capital. People join professional societies, say, when they are

young and reap the benefits when they are older, relying on business contacts made early on, just as they do with

savings. People also invest more in social capital the more likely they are to remain living in the same place; the

“bowling alone” phenomenon may be partly attributed to rising mobility. They also invest more in social capital the

more they stand to gain from it. When there is nothing in it for them, they neglect their neighbours. Homo

economicus lives.

By definition, however, decisions to invest in social capital affect not just the individuals making them but others

too. It is tempting, if social capital is defined in terms of community or trust, to see such spillovers as always

positive. But they may not be. For instance, if people act in the interests of a group to which they belong, others

can be harmed: a professional association, for example, may keep fees and entry barriers high, or some groups may

exclude outsiders altogether.

In the final paper in the series, Steven Durlauf of the University of Wisconsin says that research into social capital

may have become a bit too other-worldly. Existing data, mostly taken from surveys, are not up to the task of

specifying social capital precisely enough. Perhaps too much has been invested in the concept of social capital to

help explain why nations become wealthy. As more economists pile into this fertile area, expect more deflation of

the concept—and also more argument.

Question No. 106

The authors of a paper, who work at the University of Massachusetts argue that cooperation is encouraged only

because people will get benefited by helping others.

According to the passage, this statement is-

Options :

1. Definitely false

2. Definitely true

3. Probably false

4. Probably true

5. Cannot be determined

Answer : Definitely false


RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Direction:
Read the passage and answer the questions that follow.

What gives rise to the wealth of nations? Some see the source in rich seams of mineral resources such as oil or coal.

Geography matters too: countries in temperate climes tend to be richer, other things being equal, than those closer

to the equator. Then there are institutions: the rule of law and (perhaps) democracy. Above these, most economists

since Adam Smith have believed, stands the invisible hand of the market, guiding selfish human actions to serve

the common good.

Is there something missing from the list? For the past decade or so, sociologists have been pushing one more

concept, “social capital”—trust or community, in one of its guises—that is now also being taken up by economists.

Crudely speaking, the more people trust each other, the better off their society. They might work more efficiently

together, for example. In business, trust might obviate the need for complicated contracts, and thus save on

lawyers' fees. You might expect that America, which has such a successful economy, had social capital in shedloads.

Maybe, and maybe not: one of the most influential essays in the field, “Bowling Alone”, by Robert Putnam of

Harvard University, pointed out that Americans were far less likely to be members of community organisations,

clubs or associations in the 1990s than they were in the 1950s. He illustrated his thesis by charting the decline of

bowling leagues.

A recent set of articles in the Economic Journal* shows how economists are grappling to analyse social capital. On

the face of it, the idea that trust or community can make a difference between wealth and poverty does not fit

easily with the basic assumption of orthodox economic theory: that humans are essentially self-interested animals.

That is why it has an instinctive appeal to “behavioural” economists, who think that this assumption has been

accepted too uncritically.

In one paper, Samuel Bowles and Herbert Gintis, of the University of Massachusetts, advance just such a view. They

argue that, if social capital is taken into account, economists have to put aside the idea that people are simple, self-

interested economic machines. People donate their time to all sorts of things, from voting to teaching in Sunday

school, whose costs outweigh the private benefits. Obviously, argue Mr Bowles and Mr Gintis, humans are social

animals.

This could be explained away easily, though, by making the assumption that people derive utility from helping

others at their own expense. But the authors think that something more sophisticated is required. They carried out

experiments, using university students, to see how a group of people might encourage each other to act in the

interests of the group as a whole. Many subjects, it seems, take pleasure in punishing free-riders. Many respond to
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

the shame of being found out as shirkers, which encourages co-operation. The lesson is that notions of selfish, or

indeed altruistic, preferences cannot explain the incentives of people in a village, school or parish. The authors

conclude that such communities are the missing ingredient, alongside markets and the state, in understanding an

economy.

In another paper, Edward Glaeser and David Laibson of Harvard University and Bruce Sacerdote of Dartmouth

College take individuals, not groups, as their starting point. They also use a more individualist definition of social

capital: a person's social skills. This can mean a long list of contacts, a facility for dealing with others, or even just

charisma. The authors include popularity in their definition, since it can be the result of investing in personal

relationships. They measure people's stock of social capital by the number of organisations—clubs, charities,

religious groups and so forth—to which they belong.

The authors see social capital as something that people can build for themselves, rather as they build financial

wealth by saving or investing, or “human capital” by acquiring skills and education. A doctor, for example, might

invest in more than just medical education: by joining a local club, she could get to know her patients better and

perhaps increase her future income.

Messrs Glaeser, Laibson and Sacerdote find that investment in social capital, as they define it, has similar

characteristics to investment in financial or human capital. People join professional societies, say, when they are

young and reap the benefits when they are older, relying on business contacts made early on, just as they do with

savings. People also invest more in social capital the more likely they are to remain living in the same place; the

“bowling alone” phenomenon may be partly attributed to rising mobility. They also invest more in social capital the

more they stand to gain from it. When there is nothing in it for them, they neglect their neighbours. Homo

economicus lives.

By definition, however, decisions to invest in social capital affect not just the individuals making them but others

too. It is tempting, if social capital is defined in terms of community or trust, to see such spillovers as always

positive. But they may not be. For instance, if people act in the interests of a group to which they belong, others

can be harmed: a professional association, for example, may keep fees and entry barriers high, or some groups may

exclude outsiders altogether.

In the final paper in the series, Steven Durlauf of the University of Wisconsin says that research into social capital

may have become a bit too other-worldly. Existing data, mostly taken from surveys, are not up to the task of

specifying social capital precisely enough. Perhaps too much has been invested in the concept of social capital to

help explain why nations become wealthy. As more economists pile into this fertile area, expect more deflation of
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

the concept—and also more argument.

Question No. 107

Which of the following is true regarding social capital?

(i) Unlike wealth and acquisition of skills, social capital is not something that an individual can build on his

own.

(ii) Investing is social capital is way different from investing in finance or human capital, as the former

involves attitude of people.

(iii) When we define social capital in terms of trust or harmony, we can see that it will always bring a

positive outcome.

(iv) If an individual makes an attempt to invest in social capital, he himself would invest in it, and cannot

influence the others. That is why social capital can only be thought about in terms of a group.

Options :

1. Only i

2. Both ii and iii

3. i, iii and iv

4. All of these are correct

5. None of these are correct

Answer : None of these are correct

Direction:
Read the passage and answer the questions that follow.

What gives rise to the wealth of nations? Some see the source in rich seams of mineral resources such as oil or coal.

Geography matters too: countries in temperate climes tend to be richer, other things being equal, than those closer

to the equator. Then there are institutions: the rule of law and (perhaps) democracy. Above these, most economists

since Adam Smith have believed, stands the invisible hand of the market, guiding selfish human actions to serve

the common good.


RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Is there something missing from the list? For the past decade or so, sociologists have been pushing one more

concept, “social capital”—trust or community, in one of its guises—that is now also being taken up by economists.

Crudely speaking, the more people trust each other, the better off their society. They might work more efficiently

together, for example. In business, trust might obviate the need for complicated contracts, and thus save on

lawyers' fees. You might expect that America, which has such a successful economy, had social capital in shedloads.

Maybe, and maybe not: one of the most influential essays in the field, “Bowling Alone”, by Robert Putnam of

Harvard University, pointed out that Americans were far less likely to be members of community organisations,

clubs or associations in the 1990s than they were in the 1950s. He illustrated his thesis by charting the decline of

bowling leagues.

A recent set of articles in the Economic Journal* shows how economists are grappling to analyse social capital. On

the face of it, the idea that trust or community can make a difference between wealth and poverty does not fit

easily with the basic assumption of orthodox economic theory: that humans are essentially self-interested animals.

That is why it has an instinctive appeal to “behavioural” economists, who think that this assumption has been

accepted too uncritically.

In one paper, Samuel Bowles and Herbert Gintis, of the University of Massachusetts, advance just such a view. They

argue that, if social capital is taken into account, economists have to put aside the idea that people are simple, self-

interested economic machines. People donate their time to all sorts of things, from voting to teaching in Sunday

school, whose costs outweigh the private benefits. Obviously, argue Mr Bowles and Mr Gintis, humans are social

animals.

This could be explained away easily, though, by making the assumption that people derive utility from helping

others at their own expense. But the authors think that something more sophisticated is required. They carried out

experiments, using university students, to see how a group of people might encourage each other to act in the

interests of the group as a whole. Many subjects, it seems, take pleasure in punishing free-riders. Many respond to

the shame of being found out as shirkers, which encourages co-operation. The lesson is that notions of selfish, or

indeed altruistic, preferences cannot explain the incentives of people in a village, school or parish. The authors

conclude that such communities are the missing ingredient, alongside markets and the state, in understanding an

economy.

In another paper, Edward Glaeser and David Laibson of Harvard University and Bruce Sacerdote of Dartmouth

College take individuals, not groups, as their starting point. They also use a more individualist definition of social

capital: a person's social skills. This can mean a long list of contacts, a facility for dealing with others, or even just
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

charisma. The authors include popularity in their definition, since it can be the result of investing in personal

relationships. They measure people's stock of social capital by the number of organisations—clubs, charities,

religious groups and so forth—to which they belong.

The authors see social capital as something that people can build for themselves, rather as they build financial

wealth by saving or investing, or “human capital” by acquiring skills and education. A doctor, for example, might

invest in more than just medical education: by joining a local club, she could get to know her patients better and

perhaps increase her future income.

Messrs Glaeser, Laibson and Sacerdote find that investment in social capital, as they define it, has similar

characteristics to investment in financial or human capital. People join professional societies, say, when they are

young and reap the benefits when they are older, relying on business contacts made early on, just as they do with

savings. People also invest more in social capital the more likely they are to remain living in the same place; the

“bowling alone” phenomenon may be partly attributed to rising mobility. They also invest more in social capital the

more they stand to gain from it. When there is nothing in it for them, they neglect their neighbours. Homo

economicus lives.

By definition, however, decisions to invest in social capital affect not just the individuals making them but others

too. It is tempting, if social capital is defined in terms of community or trust, to see such spillovers as always

positive. But they may not be. For instance, if people act in the interests of a group to which they belong, others

can be harmed: a professional association, for example, may keep fees and entry barriers high, or some groups may

exclude outsiders altogether.

In the final paper in the series, Steven Durlauf of the University of Wisconsin says that research into social capital

may have become a bit too other-worldly. Existing data, mostly taken from surveys, are not up to the task of

specifying social capital precisely enough. Perhaps too much has been invested in the concept of social capital to

help explain why nations become wealthy. As more economists pile into this fertile area, expect more deflation of

the concept—and also more argument.

Question No. 108

Why cannot the author assure that social capital expressed in terms of a group will always look up?

Options :
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

1. Because there has not been enough study to turn this hypothesis into a fact.

2. Because the author himself does not believe in the assumption that social capital could bring wealth to

nations.

3. Because a group consist of individuals belonging to different social strata and the capital gained might be

shared among individuals, thus preventing the group from growing further.

4. Because the author believe sin orthodox economic theory and implies that studies and debates should be

conducted on the topic.

5. Because the interest of a group might be detrimental to another group.

Answer : Because the interest of a group might be detrimental to another group.

Direction:
Read the passage and answer the questions that follow.

What gives rise to the wealth of nations? Some see the source in rich seams of mineral resources such as oil or coal.

Geography matters too: countries in temperate climes tend to be richer, other things being equal, than those closer

to the equator. Then there are institutions: the rule of law and (perhaps) democracy. Above these, most economists

since Adam Smith have believed, stands the invisible hand of the market, guiding selfish human actions to serve

the common good.

Is there something missing from the list? For the past decade or so, sociologists have been pushing one more

concept, “social capital”—trust or community, in one of its guises—that is now also being taken up by economists.

Crudely speaking, the more people trust each other, the better off their society. They might work more efficiently

together, for example. In business, trust might obviate the need for complicated contracts, and thus save on

lawyers' fees. You might expect that America, which has such a successful economy, had social capital in shedloads.

Maybe, and maybe not: one of the most influential essays in the field, “Bowling Alone”, by Robert Putnam of

Harvard University, pointed out that Americans were far less likely to be members of community organisations,

clubs or associations in the 1990s than they were in the 1950s. He illustrated his thesis by charting the decline of

bowling leagues.

A recent set of articles in the Economic Journal* shows how economists are grappling to analyse social capital. On

the face of it, the idea that trust or community can make a difference between wealth and poverty does not fit

easily with the basic assumption of orthodox economic theory: that humans are essentially self-interested animals.

That is why it has an instinctive appeal to “behavioural” economists, who think that this assumption has been

accepted too uncritically.


RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

In one paper, Samuel Bowles and Herbert Gintis, of the University of Massachusetts, advance just such a view. They

argue that, if social capital is taken into account, economists have to put aside the idea that people are simple, self-

interested economic machines. People donate their time to all sorts of things, from voting to teaching in Sunday

school, whose costs outweigh the private benefits. Obviously, argue Mr Bowles and Mr Gintis, humans are social

animals.

This could be explained away easily, though, by making the assumption that people derive utility from helping

others at their own expense. But the authors think that something more sophisticated is required. They carried out

experiments, using university students, to see how a group of people might encourage each other to act in the

interests of the group as a whole. Many subjects, it seems, take pleasure in punishing free-riders. Many respond to

the shame of being found out as shirkers, which encourages co-operation. The lesson is that notions of selfish, or

indeed altruistic, preferences cannot explain the incentives of people in a village, school or parish. The authors

conclude that such communities are the missing ingredient, alongside markets and the state, in understanding an

economy.

In another paper, Edward Glaeser and David Laibson of Harvard University and Bruce Sacerdote of Dartmouth

College take individuals, not groups, as their starting point. They also use a more individualist definition of social

capital: a person's social skills. This can mean a long list of contacts, a facility for dealing with others, or even just

charisma. The authors include popularity in their definition, since it can be the result of investing in personal

relationships. They measure people's stock of social capital by the number of organisations—clubs, charities,

religious groups and so forth—to which they belong.

The authors see social capital as something that people can build for themselves, rather as they build financial

wealth by saving or investing, or “human capital” by acquiring skills and education. A doctor, for example, might

invest in more than just medical education: by joining a local club, she could get to know her patients better and

perhaps increase her future income.

Messrs Glaeser, Laibson and Sacerdote find that investment in social capital, as they define it, has similar

characteristics to investment in financial or human capital. People join professional societies, say, when they are

young and reap the benefits when they are older, relying on business contacts made early on, just as they do with

savings. People also invest more in social capital the more likely they are to remain living in the same place; the

“bowling alone” phenomenon may be partly attributed to rising mobility. They also invest more in social capital the

more they stand to gain from it. When there is nothing in it for them, they neglect their neighbours. Homo

economicus lives.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

By definition, however, decisions to invest in social capital affect not just the individuals making them but others

too. It is tempting, if social capital is defined in terms of community or trust, to see such spillovers as always

positive. But they may not be. For instance, if people act in the interests of a group to which they belong, others

can be harmed: a professional association, for example, may keep fees and entry barriers high, or some groups may

exclude outsiders altogether.

In the final paper in the series, Steven Durlauf of the University of Wisconsin says that research into social capital

may have become a bit too other-worldly. Existing data, mostly taken from surveys, are not up to the task of

specifying social capital precisely enough. Perhaps too much has been invested in the concept of social capital to

help explain why nations become wealthy. As more economists pile into this fertile area, expect more deflation of

the concept—and also more argument.

Question No. 109

Which of the following statements is true, according to the passage?

i. One of the examples of the idea of social capital bringing wealth to nations is businesses reducing

their cost on unwanted fees because of trust among the partners.

ii. It is interesting to note that those countries that lie close to the equator will be poorer than those on

the temperate region.

iii. Studies have found that many people help others, not because they are selfless, but because they will

be shamed as being lazy people.

iv. The author finally states that there is no doubt that social capital will contribute to the wealth of

nations and when more researchers research into the topic, they will understand that there is no room for

argument on this.

Options :

1. Only i

2. Both ii and iii

3. Only iv

4. i, ii and iii

5. All of these are correct.


RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Answer : i, ii and iii

Direction:
Read the passage and answer the questions that follow.

What gives rise to the wealth of nations? Some see the source in rich seams of mineral resources such as oil or coal.

Geography matters too: countries in temperate climes tend to be richer, other things being equal, than those closer

to the equator. Then there are institutions: the rule of law and (perhaps) democracy. Above these, most economists

since Adam Smith have believed, stands the invisible hand of the market, guiding selfish human actions to serve

the common good.

Is there something missing from the list? For the past decade or so, sociologists have been pushing one more

concept, “social capital”—trust or community, in one of its guises—that is now also being taken up by economists.

Crudely speaking, the more people trust each other, the better off their society. They might work more efficiently

together, for example. In business, trust might obviate the need for complicated contracts, and thus save on

lawyers' fees. You might expect that America, which has such a successful economy, had social capital in shedloads.

Maybe, and maybe not: one of the most influential essays in the field, “Bowling Alone”, by Robert Putnam of

Harvard University, pointed out that Americans were far less likely to be members of community organisations,

clubs or associations in the 1990s than they were in the 1950s. He illustrated his thesis by charting the decline of

bowling leagues.

A recent set of articles in the Economic Journal* shows how economists are grappling to analyse social capital. On

the face of it, the idea that trust or community can make a difference between wealth and poverty does not fit

easily with the basic assumption of orthodox economic theory: that humans are essentially self-interested animals.

That is why it has an instinctive appeal to “behavioural” economists, who think that this assumption has been

accepted too uncritically.

In one paper, Samuel Bowles and Herbert Gintis, of the University of Massachusetts, advance just such a view. They

argue that, if social capital is taken into account, economists have to put aside the idea that people are simple, self-

interested economic machines. People donate their time to all sorts of things, from voting to teaching in Sunday

school, whose costs outweigh the private benefits. Obviously, argue Mr Bowles and Mr Gintis, humans are social

animals.

This could be explained away easily, though, by making the assumption that people derive utility from helping

others at their own expense. But the authors think that something more sophisticated is required. They carried out

experiments, using university students, to see how a group of people might encourage each other to act in the
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

interests of the group as a whole. Many subjects, it seems, take pleasure in punishing free-riders. Many respond to

the shame of being found out as shirkers, which encourages co-operation. The lesson is that notions of selfish, or

indeed altruistic, preferences cannot explain the incentives of people in a village, school or parish. The authors

conclude that such communities are the missing ingredient, alongside markets and the state, in understanding an

economy.

In another paper, Edward Glaeser and David Laibson of Harvard University and Bruce Sacerdote of Dartmouth

College take individuals, not groups, as their starting point. They also use a more individualist definition of social

capital: a person's social skills. This can mean a long list of contacts, a facility for dealing with others, or even just

charisma. The authors include popularity in their definition, since it can be the result of investing in personal

relationships. They measure people's stock of social capital by the number of organisations—clubs, charities,

religious groups and so forth—to which they belong.

The authors see social capital as something that people can build for themselves, rather as they build financial

wealth by saving or investing, or “human capital” by acquiring skills and education. A doctor, for example, might

invest in more than just medical education: by joining a local club, she could get to know her patients better and

perhaps increase her future income.

Messrs Glaeser, Laibson and Sacerdote find that investment in social capital, as they define it, has similar

characteristics to investment in financial or human capital. People join professional societies, say, when they are

young and reap the benefits when they are older, relying on business contacts made early on, just as they do with

savings. People also invest more in social capital the more likely they are to remain living in the same place; the

“bowling alone” phenomenon may be partly attributed to rising mobility. They also invest more in social capital the

more they stand to gain from it. When there is nothing in it for them, they neglect their neighbours. Homo

economicus lives.

By definition, however, decisions to invest in social capital affect not just the individuals making them but others

too. It is tempting, if social capital is defined in terms of community or trust, to see such spillovers as always

positive. But they may not be. For instance, if people act in the interests of a group to which they belong, others

can be harmed: a professional association, for example, may keep fees and entry barriers high, or some groups may

exclude outsiders altogether.

In the final paper in the series, Steven Durlauf of the University of Wisconsin says that research into social capital

may have become a bit too other-worldly. Existing data, mostly taken from surveys, are not up to the task of

specifying social capital precisely enough. Perhaps too much has been invested in the concept of social capital to
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

help explain why nations become wealthy. As more economists pile into this fertile area, expect more deflation of

the concept—and also more argument.

Question No. 110

Which of the following is a near antonym for the word ‘obviate’?

Options :

1. combine

2. continue

3. contextualise

4. complicate

5. commission

Answer : complicate

Direction:
Table given below shows details of payments made to 4 person - A, B, C and D. These payments are total pay,
Dearness Allowances (DA) and total incentives
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Note:

1. Total salary = Basic Pay

2. Total incentives earned by them is obtained atter selling a certain number of units of TV and a certain number of

units of refrigerator.

3. D.A, for each person is 30% of basic pay

4. Incentive on selling 1 TV is 15% of Base pay and that of 1 refrigerator is 20% of Basic Pay.

5. Total incentive = (incentive on 1 TV × number of TV) + (Incentive on 1 Refrigerator × number of refrigerator)

Question No. 111

What is the difference between number of refrigerators and TV sold by person C

Options :

1. 1

2. 2

3. 0

4. Cannot be determined

5. None of these

Answer : 1

Direction:
Table given below shows details of payments made to 4 person - A, B, C and D. These payments are total pay,
Dearness Allowances (DA) and total incentives
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Note:

1. Total salary = Basic Pay

2. Total incentives earned by them is obtained atter selling a certain number of units of TV and a certain number of

units of refrigerator.

3. D.A, for each person is 30% of basic pay

4. Incentive on selling 1 TV is 15% of Base pay and that of 1 refrigerator is 20% of Basic Pay.

5. Total incentive = (incentive on 1 TV × number of TV) + (Incentive on 1 Refrigerator × number of refrigerator)

Question No. 112

If equal number of TV and refrigerators are sold by person D, then, calculate number of TV sold by person D. Total

incentive amount for person D is 175% of total salary of same person.

Options :

1. 2
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

2. 7

3. 3

4. 4

5. 5

Answer : 5

Direction:
Table given below shows details of payments made to 4 person - A, B, C and D. These payments are total pay,
Dearness Allowances (DA) and total incentives

Note:

1. Total salary = Basic Pay

2. Total incentives earned by them is obtained atter selling a certain number of units of TV and a certain number of

units of refrigerator.

3. D.A, for each person is 30% of basic pay

4. Incentive on selling 1 TV is 15% of Base pay and that of 1 refrigerator is 20% of Basic Pay.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

5. Total incentive = (incentive on 1 TV × number of TV) + (Incentive on 1 Refrigerator × number of refrigerator)

Question No. 113

If total TV and refrigerator sold by person A is 3 and 4 respectively and total incentive earned by B is 12% more than

that of incentive earned by B. Then find the ratio of incentive earned by A and B.

Options :

1. 23 : 25

2. 28 : 25

3. 175 : 196

4. 25 : 28

5. None of these

Answer : 25 : 28

Direction:
Table given below shows details of payments made to 4 person - A, B, C and D. These payments are total pay,
Dearness Allowances (DA) and total incentives
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Note:

1. Total salary = Basic Pay

2. Total incentives earned by them is obtained atter selling a certain number of units of TV and a certain number of

units of refrigerator.

3. D.A, for each person is 30% of basic pay

4. Incentive on selling 1 TV is 15% of Base pay and that of 1 refrigerator is 20% of Basic Pay.

5. Total incentive = (incentive on 1 TV × number of TV) + (Incentive on 1 Refrigerator × number of refrigerator)

Question No. 114

Find the annual income (Total Salary + incentive earned) of person D if it is given that he/she sold 3 TV and 4

refrigerators per month and having total salary of Rs. 7200 per month and DA is 20% more than the monthly

incentive.

Options :

1. Rs. 4.32 × 10^2

2. Rs. 4.32 × 10^6

3. Rs. 4.32 × 10^4

4. Rs. 4.32 × 10^3

5. Rs. 4.32 × 10^5

Answer : Rs. 4.32 × 10^5

Direction:
Table given below shows details of payments made to 4 person - A, B, C and D. These payments are total pay,
Dearness Allowances (DA) and total incentives
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Note:

1. Total salary = Basic Pay

2. Total incentives earned by them is obtained atter selling a certain number of units of TV and a certain number of

units of refrigerator.

3. D.A, for each person is 30% of basic pay

4. Incentive on selling 1 TV is 15% of Base pay and that of 1 refrigerator is 20% of Basic Pay.

5. Total incentive = (incentive on 1 TV × number of TV) + (Incentive on 1 Refrigerator × number of refrigerator)

Question No. 115

Another person E, earned incentive of Rs. 10800 then find the ratio of dearness allowance of E and A. If it is given

that E sold 2 TV and 3 refrigerators.

Options :

1. 13 : 7

2. 6 : 7

3. 5 : 6

4. 5 : 8

5. None of these

Answer : 6 : 7

Question No. 116


RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

2
Lateral surface area of a cube is 420 cm less than the lateral surface area of a cylinder. Height of cylinder is 2R cm
2
and radius is R cm. If the side of cube is equal to the radius of cylinder, find the approximate area (in cm ) of a circle

whose radius is (R + 3) cm.

Options :

1. 314

2. 290

3. 340

4. 388

5. 225

Answer : 314

Direction:
In the following questions three equations are given in variables x. Third equation is equal to the sum of the first
two equations. You have to solve the questions based on given information.

Question No. 117

What is the value of (b + c)?

Options :

1. 2

2. 5

3. 6

4. 9

5. 11

Answer : 6

Direction:
In the following questions three equations are given in variables x. Third equation is equal to the sum of the first
two equations. You have to solve the questions based on given information.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Question No. 118

What is the product of the roots of equation I.

Options :

1. 1

2. 3

3. 2

4. 4

5. 6

Answer : 4

Direction:
In the following questions three equations are given in variables x. Third equation is equal to the sum of the first
two equations. You have to solve the questions based on given information.

Question No. 119

2
If ay + by + k = 0, then find the quadratic equations whose roots are y and 2y.

Options :

1. x^2 + 5x + 8 = 0

2. x^2 + 6x + 8 = 0

3. x^2 + 7x + 8 = 0

4. x^2 + 2x + 8 = 0
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

5. None of these

Answer : x^2 + 6x + 8 = 0

Direction:
A missing number series is given below:

86, 81, 88, 79………..

A, B, C, D, E, F

Question No. 120

If x and y are next two terms after F, then find the value of y.

Options :

1. 93

2. 92

3. 85

4. 75

5. None of these

Answer : 75

Direction:
A missing number series is given below:

86, 81, 88, 79………..

A, B, C, D, E, F

Question No. 121

What should be added to (F+20) in order to make a perfect square.

Options :

1. 1

2. 5
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

3. 7

4. 3

5. 2

Answer : 3

Question No. 122

If Rs. P is invested for T years at 20% interest compounded annually. Interest earned is 10560. The difference of
2
principal and interest is 56% of principal. Find (T + 3)

Options :

1. 25

2. 16

3. 49

4. 9

5. 64

Answer : 25

Question No. 123

Quantity I: The rate at which the train must run to reduce the time to 30 minutes. A train takes 40 minutes for a

journey if it runs at 72 km/hr.

Quantity II: The speed of the train, Shailendra travelled 400 km by train and 300 km by taxi. It took him 4 hrs and 10

min. However, if he travels 360 km by train and 540 km by taxi, he takes 56 minutes more.

Options :

1. Quantity I > Quantity II

2. Quantity I < Quantity II

3. Quantity I ≥ Quantity II

4. Quantity I ≤ Quantity II

5. Quantity I = Quantity II or no relation


RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Answer : Quantity I &lt; Quantity II

Question No. 124

Quantity I: Number of days the work is extended beyond normal days. A can do a piece of work in 100 days and B

in 60 days. Both of them start working together and 6 days before the scheduled completion, B drops out.

Quantity II: Number of days required to complete the work working 10 hrs daily by 60 women working together. 24

men take 20 days working 12 hrs daily to do a piece of work, if 5 women do as much work as 4 men.

Options :

1. Quantity I > Quantity II

2. Quantity I < Quantity II

3. Quantity I ≥ Quantity II

4. Quantity I ≤ Quantity II

5. Quantity I = Quantity II or no relation

Answer : Quantity I &lt; Quantity II

Direction:
The following questions are accompanied by three statements I, II and III. You have to determine which
statement(s) is/ are sufficient to answer the questions.

Question No. 125

What is the length of train ‘A’?

I. Train A takes 12 second to cross a pole.

II. Train A crosses train B coming from opposite side in 12 second, speed of train B is 28 m/sec and length of train B

is half of train A.

III. Train A takes 20 sec to cross two pole 200 m apart.

Options :

1. Only I and II together

2. Only I and III together


RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

3. Any two of them

4. Either II alone or I and III together

5. All statements are required

Answer : Any two of them

Direction:
The following question has three statements. Study the question and the statements and decide which of the
statement (s) is/are necessary to answer the question.

Question No. 126

In a company, three friends Arun, Varun and Tarun are partners. Tarun got retired and his sons Ram and Raman are

admitted as partners in the firm. In what ratio the profit will be shared between Arun, Varun, Ram and Raman?

I) Ram’s and Raman’s share in the profit is in the ratio 3 ∶ 5

II) Ratio of Arun, Varun and Tarun was 1 ∶ 2 ∶ 3

III) Arun’s share is double than Raman’s share and Varun receives Rs. 15750 out of total profit of Rs. 56250.

Options :

1. Only I and II together

2. Only I and III together

3. Any two of them

4. Either II alone or I and III together

5. All statements are required

Answer : Only I and III together

Direction:
Study the following information carefully and answer the question given below:

Ajay can do a piece of work in 12 days. With the help of Rohit, he can complete the work in 36/7 days. Baneet can

do the same work in 3 days less than that of Rohit, when working alone. Ajay started the work, Rohit and Baneet

join him every third day and thus time taken by them to complete the work is ____ (A) _____ days. Efficiency of

Shikha is half of the efficiency of Rohit. Ajay and Baneet started the work. Shikha joined them after two days. Time

taken by them to complete the remaining part of the work is _____ (B) ____days. Shikha started the work and left
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

after 2 days. Reena complete the remaining part of the work in 16/3 days. Ajay and Reena together can complete

the work in ___ (C) ____ days. Gauri and Rohit together can complete half of the work in 18/7 days. Gauri and

Reena started the work and left after three days. Baneet can complete the remaining part of the work in ____ (D)

____ days. If Reena, Shikha, Ajay and Baneet started the work together, they can complete the work in ____ (E)

____ days.

Question No. 127

Find the place value of (A)?

Options :

1. 39(1/6)

2. 5(11/13)

3. 37(7/17)

4. 23(1/11)

5. None of these

Answer : 5(11/13)

Direction:
Study the following information carefully and answer the question given below:

Ajay can do a piece of work in 12 days. With the help of Rohit, he can complete the work in 36/7 days. Baneet can

do the same work in 3 days less than that of Rohit, when working alone. Ajay started the work, Rohit and Baneet

join him every third day and thus time taken by them to complete the work is ____ (A) _____ days. Efficiency of

Shikha is half of the efficiency of Rohit. Ajay and Baneet started the work. Shikha joined them after two days. Time

taken by them to complete the remaining part of the work is _____ (B) ____days. Shikha started the work and left

after 2 days. Reena complete the remaining part of the work in 16/3 days. Ajay and Reena together can complete

the work in ___ (C) ____ days. Gauri and Rohit together can complete half of the work in 18/7 days. Gauri and

Reena started the work and left after three days. Baneet can complete the remaining part of the work in ____ (D)

____ days. If Reena, Shikha, Ajay and Baneet started the work together, they can complete the work in ____ (E)

____ days.

Question No. 128


RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Find the place value of (C)?

Options :

1. 11

2. 8

3. 4

4. 2

5. None of these

Answer : 4

Direction:
Study the following information carefully and answer the question given below:

Ajay can do a piece of work in 12 days. With the help of Rohit, he can complete the work in 36/7 days. Baneet can

do the same work in 3 days less than that of Rohit, when working alone. Ajay started the work, Rohit and Baneet

join him every third day and thus time taken by them to complete the work is ____ (A) _____ days. Efficiency of

Shikha is half of the efficiency of Rohit. Ajay and Baneet started the work. Shikha joined them after two days. Time

taken by them to complete the remaining part of the work is _____ (B) ____days. Shikha started the work and left

after 2 days. Reena complete the remaining part of the work in 16/3 days. Ajay and Reena together can complete

the work in ___ (C) ____ days. Gauri and Rohit together can complete half of the work in 18/7 days. Gauri and

Reena started the work and left after three days. Baneet can complete the remaining part of the work in ____ (D)

____ days. If Reena, Shikha, Ajay and Baneet started the work together, they can complete the work in ____ (E)

____ days.

Question No. 129

Find the place value of (D)?

Options :

1. 3/2

2. 5/3

3. 11/7

4. 6/5
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

5. None of these

Answer : 3/2

Direction:
Study the following information carefully and answer the question given below:

Ajay can do a piece of work in 12 days. With the help of Rohit, he can complete the work in 36/7 days. Baneet can

do the same work in 3 days less than that of Rohit, when working alone. Ajay started the work, Rohit and Baneet

join him every third day and thus time taken by them to complete the work is ____ (A) _____ days. Efficiency of

Shikha is half of the efficiency of Rohit. Ajay and Baneet started the work. Shikha joined them after two days. Time

taken by them to complete the remaining part of the work is _____ (B) ____days. Shikha started the work and left

after 2 days. Reena complete the remaining part of the work in 16/3 days. Ajay and Reena together can complete

the work in ___ (C) ____ days. Gauri and Rohit together can complete half of the work in 18/7 days. Gauri and

Reena started the work and left after three days. Baneet can complete the remaining part of the work in ____ (D)

____ days. If Reena, Shikha, Ajay and Baneet started the work together, they can complete the work in ____ (E)

____ days.

Question No. 130

Find the place value of (E)?

Options :

1. 53/18

2. 45/13

3. 31/17

4. 36/17

5. None of these

Answer : 36/17

Direction:
Study the following information carefully and answer the question given below:

Ajay can do a piece of work in 12 days. With the help of Rohit, he can complete the work in 36/7 days. Baneet can

do the same work in 3 days less than that of Rohit, when working alone. Ajay started the work, Rohit and Baneet

join him every third day and thus time taken by them to complete the work is ____ (A) _____ days. Efficiency of
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Shikha is half of the efficiency of Rohit. Ajay and Baneet started the work. Shikha joined them after two days. Time

taken by them to complete the remaining part of the work is _____ (B) ____days. Shikha started the work and left

after 2 days. Reena complete the remaining part of the work in 16/3 days. Ajay and Reena together can complete

the work in ___ (C) ____ days. Gauri and Rohit together can complete half of the work in 18/7 days. Gauri and

Reena started the work and left after three days. Baneet can complete the remaining part of the work in ____ (D)

____ days. If Reena, Shikha, Ajay and Baneet started the work together, they can complete the work in ____ (E)

____ days.

Question No. 131

Find the place value of (B)?

Options :

1. 18/11

2. 13/8

3. 23/17

4. 15/12

5. None of these

Answer : 18/11

Question No. 132

A contractor assigned a job to three persons A, B and C. ‘A’ which is 25% less efficient than ‘B’ can complete 20% of

a work in 12 days. ‘C’ takes 45 days more than ‘B’ to complete the same work. ‘A’ and ‘B’ started working together

and after 3 days C joined them. Due to some personal emergency ‘A’ left after 3 more days and rest of the work is

completed by 'B' and 'C', together. Find the total time taken to complete the whole work.

Options :

1. 21 days

2. 28 days

3. 22 days

4. 20 days
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

5. None of these

Answer : 28 days

Question No. 133

Neeraj starts a business and after 3 months Dheeraj also joins the business. The initial investment of Neeraj and

Dheeraj is in the ratio of 3:2, respectively. Neeraj and Dheeraj receives Rs. _____ and Rs. _____ respectively as

profit after completion of one year of the company.

Which of the following satisfies the two blanks given in the questions?

I. Rs.2814, Rs.1407

II. Rs.1758, Rs.879

III. Rs.2356, Rs.1146

Options :

1. Only I

2. Only II

3. Only III

4. Only I and II

5. Only II and III

Answer : Only I and II

Question No. 134

In a company, 90% of the employees are men. Of these 50% are drawing more than 8 LPA. If 50% of the total

employees of the company draw more than8 LPA, then what is the percentage of women who are drawing less

than 8 LPA year?

Options :

1. 40%

2. 55%
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

3. 44%

4. 50%

5. None of these

Answer : 50%

Question No. 135

Team A can built a project in 3 hours less than the time taken by Team B to built the same project.

The ratio of the strength of Team A to that of Team B is ______. If it is given that the efficiencies of each member

of both the teams is same (where the efficiency is measured in work done per hour), then which of the following

ratios will satisfy the condition?

(i) 7:3

(ii) 21:35

(iii) 16:9

(iv) 22:26

Options :

1. Only (i) satisfy

2. Only (i) and (ii) satisfy

3. Only (ii), (iii) and (iv) satisfy

4. Only (i) and (iii) satisfy

5. Only (i), (iii) and (iv) satisfy

Answer : Only (i) and (iii) satisfy

Question No. 136

Time taken by car A to cover distance from point X to point Y is 7`(1/2)` hrs including half an hour of stoppage. B

also started from point X and stopped 60 km earlier from point Y after travelling for 7`(1/2)` hrs. Had they started

from same point and at same time, the difference between their distance covered in 8.5 minutes will be 1.7 km. Find
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

the distance between two cars, if they start a race for the distance which is twice the distance between X and Y ,

assuming that both cars stops when one of the car finish the race.

Options :

1. 168 km

2. 182 km

3. 174 km

4. 145 km

5. None of these

Answer : 168 km

Question No. 137

Deepak invested Rs. (X-5000) at R% p.a. SI for 3 years and Rs. X at R% p.a. CI for 2 years. If simple interest earned in 3

years is Rs. 2424 more than compound interest earned in 2 years and the ratio of amount invested at SI and CI is 7:8,

then find integral value of R.

Options :

1. 12%

2. 10%

3. 11%

4. 12.5%

5. none of these

Answer : 12%

Direction:
Each of the questions below consists of a question and three statements numbered I, II and III given below it. You
have to decide whether the data provided in all the three statements are sufficient to answer the question. Read all
the statements and give answer –

Question No. 138

What will be the cost of painting the four walls of a room if the rate of painting is Rs. 20 per square metre?
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

I. Perimeter of the floor is 52 m.

II. Height of the wall of the room is 15 m.

III. Ratio of length and breadth of the room is 5 : 2.

Options :

1. I and II together or only III alone

2. Only I and III

3. Only I and II

4. All I, II and III

5. None of these

Answer : Only I and II

Question No. 139

Saurabh bought a laptop at a discount of `16(2/3)` % on MRP. He earned half the amount of his CP by renting it for

200 days. After that he resells it at half of MRP. In this transaction he earned Rs.200, find MRP of laptop (in Rs).

Options :

1. Rs.2800

2. Rs.2700

3. Rs.2400

4. Rs.2000

5. None of these

Answer : Rs.2400

Question No. 140

There is a rectangular path just inside a rectangular park. Width of the path is 3 cm. If length of park is decreased by

6 cm then, it becomes a square. Area of the rectangle is (6/5) times the area of the path.

From the above given information which of the following can be found out.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

(i) Area of path

(ii) Length of the park

(iii) Sum of perimeter of the rectangular park and perimeter of the path (both external and internal perimeter)

Options :

1. only (ii)

2. only (ii) and (iii)

3. only (i) and (iii)

4. all (i), (ii) and (iii)

5. only (iii)

Answer : all (i), (ii) and (iii)

Direction:
Study the information and answer the following questions:

Ten books P, Q, R, S, T, U, V, W, X and Y are placed one above the other but not necessarily in the same order. All

books have different heights (in inches) viz. 13, 15, 18, 20, 23, 36, 39, 49, 53 and 55 (not necessarily in the same order).

Five books are placed between book R and the book whose height is a perfect square and one of them is placed at

the bottom. Two books are placed between book R and book U whose height is 39 inches. No book is placed above

the book whose height is 13 inches. The height of book S is 18 inches. The book which is tallest among all is placed

immediately below the book which is smallest. Five books are placed between T and the book which is tallest. The

height of book P is 15 inches is placed immediately above book R. The height of book V is 20 inches is placed below

U. Three books are kept between the book whose height is 23 inches and book V. Book Q is placed immediately

below book Y. The book whose height is 53 inches is placed above the one whose height is 49 inches. R’s height is

not an odd number. Book W is not placed below book X.

Question No. 141

How many books are placed between T and the one whose height is 36 inches?

Options :

1. Two
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

2. None

3. Three

4. One

5. None of these

Answer : Three

Direction:
Study the information and answer the following questions:

Ten books P, Q, R, S, T, U, V, W, X and Y are placed one above the other but not necessarily in the same order. All

books have different heights (in inches) viz. 13, 15, 18, 20, 23, 36, 39, 49, 53 and 55 (not necessarily in the same order).

Five books are placed between book R and the book whose height is a perfect square and one of them is placed at

the bottom. Two books are placed between book R and book U whose height is 39 inches. No book is placed above

the book whose height is 13 inches. The height of book S is 18 inches. The book which is tallest among all is placed

immediately below the book which is smallest. Five books are placed between T and the book which is tallest. The

height of book P is 15 inches is placed immediately above book R. The height of book V is 20 inches is placed below

U. Three books are kept between the book whose height is 23 inches and book V. Book Q is placed immediately

below book Y. The book whose height is 53 inches is placed above the one whose height is 49 inches. R’s height is

not an odd number. Book W is not placed below book X.

Question No. 142

What is the difference between the height of book Q and V?

Options :

1. 35

2. 38

3. 32

4. 30

5. None of these

Answer : 35

Direction:
Study the information and answer the following questions:
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Ten books P, Q, R, S, T, U, V, W, X and Y are placed one above the other but not necessarily in the same order. All

books have different heights (in inches) viz. 13, 15, 18, 20, 23, 36, 39, 49, 53 and 55 (not necessarily in the same order).

Five books are placed between book R and the book whose height is a perfect square and one of them is placed at

the bottom. Two books are placed between book R and book U whose height is 39 inches. No book is placed above

the book whose height is 13 inches. The height of book S is 18 inches. The book which is tallest among all is placed

immediately below the book which is smallest. Five books are placed between T and the book which is tallest. The

height of book P is 15 inches is placed immediately above book R. The height of book V is 20 inches is placed below

U. Three books are kept between the book whose height is 23 inches and book V. Book Q is placed immediately

below book Y. The book whose height is 53 inches is placed above the one whose height is 49 inches. R’s height is

not an odd number. Book W is not placed below book X.

Question No. 143

What is the height of book T?

Options :

1. 49

2. 23

3. 36

4. 53

5. None of these

Answer : 53

Direction:
Study the information and answer the following questions:

Ten books P, Q, R, S, T, U, V, W, X and Y are placed one above the other but not necessarily in the same order. All

books have different heights (in inches) viz. 13, 15, 18, 20, 23, 36, 39, 49, 53 and 55 (not necessarily in the same order).

Five books are placed between book R and the book whose height is a perfect square and one of them is placed at

the bottom. Two books are placed between book R and book U whose height is 39 inches. No book is placed above

the book whose height is 13 inches. The height of book S is 18 inches. The book which is tallest among all is placed

immediately below the book which is smallest. Five books are placed between T and the book which is tallest. The

height of book P is 15 inches is placed immediately above book R. The height of book V is 20 inches is placed below
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

U. Three books are kept between the book whose height is 23 inches and book V. Book Q is placed immediately

below book Y. The book whose height is 53 inches is placed above the one whose height is 49 inches. R’s height is

not an odd number. Book W is not placed below book X.

Question No. 144

Which book is placed immediately above the book whose height is 49 inches?

Options :

1. Book U

2. Book W

3. Book P

4. Book V

5. None of these

Answer : Book V

Direction:
Study the information and answer the following questions:

Ten books P, Q, R, S, T, U, V, W, X and Y are placed one above the other but not necessarily in the same order. All

books have different heights (in inches) viz. 13, 15, 18, 20, 23, 36, 39, 49, 53 and 55 (not necessarily in the same order).

Five books are placed between book R and the book whose height is a perfect square and one of them is placed at

the bottom. Two books are placed between book R and book U whose height is 39 inches. No book is placed above

the book whose height is 13 inches. The height of book S is 18 inches. The book which is tallest among all is placed

immediately below the book which is smallest. Five books are placed between T and the book which is tallest. The

height of book P is 15 inches is placed immediately above book R. The height of book V is 20 inches is placed below

U. Three books are kept between the book whose height is 23 inches and book V. Book Q is placed immediately

below book Y. The book whose height is 53 inches is placed above the one whose height is 49 inches. R’s height is

not an odd number. Book W is not placed below book X.

Question No. 145

Which among the following book is placed at the top & bottom most position respectively?
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Options :

1. Book Y & Book X

2. Book X & Book V

3. Book Q & Book Y

4. Book R & Book X

5. None of these

Answer : Book Y &amp; Book X

Direction:
Study the following information carefully and answer the questions given below:

There are eight members i.e. A, B, C, D, E, F, G and H who belong to a family having three generation. B and D are

siblings. D is the only daughter of H and she is unmarried. C is the grandson of E. H is the father-in-law of G. F is the

son of A, who is husband of E. F is the brother of G.

Question No. 146

How is B related to C?

Options :

1. Brother

2. Son

3. Mother

4. Father

5. None of these

Answer : Father

Direction:
Study the following information carefully and answer the questions given below:

There are eight members i.e. A, B, C, D, E, F, G and H who belong to a family having three generation. B and D are

siblings. D is the only daughter of H and she is unmarried. C is the grandson of E. H is the father-in-law of G. F is the

son of A, who is husband of E. F is the brother of G.


RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Question No. 147

Who is the maternal grandfather of C?

Options :

1. A

2. T

3. F

4. D

5. None of these

Answer : A

Question No. 148

Which of the following symbols should replace the sign ($) and (*) respectively in the given expression in order to

make the expression W ≥ B and S > E definitely true?

T>W≥E$G=B≤Z<Y*Q≤S

Options :

1. ≤, ≤

2. ≥, <

3. ≤, =

4. >, ≤

5. =, <

Answer : =, &lt;

Question No. 149

Which of the following symbols should be placed in the blank space in order to complete the given expression in

such a manner that ‘O > R’ definitely true?

A>W=N≥R?S=K≤V=O
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Options :

1. ≥

2. =

3. <

4. >

5. ≤

Answer : &lt;

Question No. 150

Which of the following order of letters in the blanks makes the expression W > X is definitely true? ___ < ___ ≤ ___

= ___ > ____

Options :

1. U, V, W, X, T

2. T, U, V, X, W

3. W, U, T, V, X

4. X, V, T, U, W

5. V, T, W, U, X

Answer : V, T, W, U, X

Direction:
Study the given information carefully to answer the given question.

In a certain code language,

‘Recognising Great Crushing’ is written as ‘X@10 T%27 I%25’

‘Efforts Crisis Economic’ is written as ‘V@8 X@22 V%24’

‘Expressed Recent Briefing’ is written as ‘Y@9 I@38 V%9’

Question No. 151


RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

In the given code language, what does the code ‘D%42’ stand for?

Options :

1. Waterproof

2. Willingness

3. Wrapper

4. Wellness

5. None of these

Answer : Willingness

Direction:
Study the given information carefully to answer the given question.

In a certain code language,

‘Recognising Great Crushing’ is written as ‘X@10 T%27 I%25’

‘Efforts Crisis Economic’ is written as ‘V@8 X@22 V%24’

‘Expressed Recent Briefing’ is written as ‘Y@9 I@38 V%9’

Question No. 152

What is the code for ‘Assistance International’ in the given code language?

Options :

1. Z%8, R@23

2. Z@8, R%23

3. Z%6, R%21

4. Z@6, R%21

5. None of these

Answer : Z@6, R%21

Direction:
Study the given information carefully to answer the given question.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

In a certain code language,

‘Recognising Great Crushing’ is written as ‘X@10 T%27 I%25’

‘Efforts Crisis Economic’ is written as ‘V@8 X@22 V%24’

‘Expressed Recent Briefing’ is written as ‘Y@9 I@38 V%9’

Question No. 153

What is the code for ‘Community’ in the given code language?

Options :

1. X@28

2. X%28

3. X@25

4. X%21

5. None of these

Answer : X%28

Direction:
Study the given information carefully to answer the given question.

In a certain code language,

‘Recognising Great Crushing’ is written as ‘X@10 T%27 I%25’

‘Efforts Crisis Economic’ is written as ‘V@8 X@22 V%24’

‘Expressed Recent Briefing’ is written as ‘Y@9 I@38 V%9’

Question No. 154

What will be the code for ‘G%27’ in the given code language?

Options :

1. Traffic
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

2. Tamarind

3. Terminate

4. Totalling

5. None of these

Answer : Totalling

Direction:
Study the given information carefully to answer the given question.

In a certain code language,

‘Recognising Great Crushing’ is written as ‘X@10 T%27 I%25’

‘Efforts Crisis Economic’ is written as ‘V@8 X@22 V%24’

‘Expressed Recent Briefing’ is written as ‘Y@9 I@38 V%9’

Question No. 155

What may be the possible code for ‘Through Situation’?

Options :

1. H@38, G&25

2. G%28, H%33

3. K@35, H%25

4. M%22, G@21

5. None of these

Answer : G%28, H%33

Direction:
Study the following information carefully and answer the below questions.

Ten persons – A, B, C, D, E, F, G, H, I, and J are living in a five floored building marked 1 to 5 from bottom to top.

There are two flats flat I and flat II on each floor from west to east. Each person likes different subjects viz.-

Accounts, Commerce, Biology, Economics, Hindi, English, Physics, Chemistry, History, and Geography. All the

information is not necessarily in the same order. Flats adjacent to each other mean either east-west or north-south.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

F lives on an even number floor and lives three floors below I, who likes Commerce. Both F and the one who likes

Commerce live in a different flat type. The one who likes Accounts lives immediately west of I, who lives on the

adjacent floor of B. One floor is between H and the one who likes English, both are not living in the same flat type.

G lives immediately north-east of the one who likes English, but not living on the same floor along with F. The one

who likes History neither lives on the adjacent flat of the one who likes English nor B. Six persons lives between E

and A, who likes History. J and the one who likes Physics live on the same floor. One floor is between the one who

likes Physics and C, both are not living on the same flat. C neither likes English nor Hindi but lives just below the one

who likes Chemistry. The person living immediately south-east of the one who likes Economics lives two floors

above Biology. The one who likes Biology and B lives on the different flat types.

Question No. 156

Which of the following statement is true with respect to G?

I) G likes Physics.

II) G lives along with the one who likes Economics.

III) G lives immediately south-west of the one who likes Accounts.

Options :

1. Both I and III

2. Only II

3. Both I and II

4. Only III

5. None of these

Answer : Only II

Direction:
Study the following information carefully and answer the below questions.

Ten persons – A, B, C, D, E, F, G, H, I, and J are living in a five floored building marked 1 to 5 from bottom to top.

There are two flats flat I and flat II on each floor from west to east. Each person likes different subjects viz.-

Accounts, Commerce, Biology, Economics, Hindi, English, Physics, Chemistry, History, and Geography. All the

information is not necessarily in the same order. Flats adjacent to each other mean either east-west or north-south.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

F lives on an even number floor and lives three floors below I, who likes Commerce. Both F and the one who likes

Commerce live in a different flat type. The one who likes Accounts lives immediately west of I, who lives on the

adjacent floor of B. One floor is between H and the one who likes English, both are not living in the same flat type.

G lives immediately north-east of the one who likes English, but not living on the same floor along with F. The one

who likes History neither lives on the adjacent flat of the one who likes English nor B. Six persons lives between E

and A, who likes History. J and the one who likes Physics live on the same floor. One floor is between the one who

likes Physics and C, both are not living on the same flat. C neither likes English nor Hindi but lives just below the one

who likes Chemistry. The person living immediately south-east of the one who likes Economics lives two floors

above Biology. The one who likes Biology and B lives on the different flat types.

Question No. 157

Who among the following person lives immediately below the flat of D?

I. The one who likes History.

II. The one who lives immediately south-east of B.

III. The one who lives along with F.

Options :

1. Only II

2. Both I and III

3. Only III

4. Both II and III

5. None of these

Answer : Both I and III

Direction:
Study the following information carefully and answer the below questions.

Ten persons – A, B, C, D, E, F, G, H, I, and J are living in a five floored building marked 1 to 5 from bottom to top.

There are two flats flat I and flat II on each floor from west to east. Each person likes different subjects viz.-

Accounts, Commerce, Biology, Economics, Hindi, English, Physics, Chemistry, History, and Geography. All the

information is not necessarily in the same order. Flats adjacent to each other mean either east-west or north-south.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

F lives on an even number floor and lives three floors below I, who likes Commerce. Both F and the one who likes

Commerce live in a different flat type. The one who likes Accounts lives immediately west of I, who lives on the

adjacent floor of B. One floor is between H and the one who likes English, both are not living in the same flat type.

G lives immediately north-east of the one who likes English, but not living on the same floor along with F. The one

who likes History neither lives on the adjacent flat of the one who likes English nor B. Six persons lives between E

and A, who likes History. J and the one who likes Physics live on the same floor. One floor is between the one who

likes Physics and C, both are not living on the same flat. C neither likes English nor Hindi but lives just below the one

who likes Chemistry. The person living immediately south-east of the one who likes Economics lives two floors

above Biology. The one who likes Biology and B lives on the different flat types.

Question No. 158

How many persons are living between F and the one who likes Hindi?

I. As many as between E and the one who likes Physics.

II. As many as above the one who likes Economics.

III. As many as below the one who likes Biology.

Options :

1. Only III

2. Both I and III

3. Both I and II

4. Only II

5. None of these

Answer : Only II

Direction:
Study the following information carefully and answer the below questions.

Ten persons – A, B, C, D, E, F, G, H, I, and J are living in a five floored building marked 1 to 5 from bottom to top.

There are two flats flat I and flat II on each floor from west to east. Each person likes different subjects viz.-

Accounts, Commerce, Biology, Economics, Hindi, English, Physics, Chemistry, History, and Geography. All the

information is not necessarily in the same order. Flats adjacent to each other mean either east-west or north-south.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

F lives on an even number floor and lives three floors below I, who likes Commerce. Both F and the one who likes

Commerce live in a different flat type. The one who likes Accounts lives immediately west of I, who lives on the

adjacent floor of B. One floor is between H and the one who likes English, both are not living in the same flat type.

G lives immediately north-east of the one who likes English, but not living on the same floor along with F. The one

who likes History neither lives on the adjacent flat of the one who likes English nor B. Six persons lives between E

and A, who likes History. J and the one who likes Physics live on the same floor. One floor is between the one who

likes Physics and C, both are not living on the same flat. C neither likes English nor Hindi but lives just below the one

who likes Chemistry. The person living immediately south-east of the one who likes Economics lives two floors

above Biology. The one who likes Biology and B lives on the different flat types.

Question No. 159

Who among the following person likes English?

Options :

1. D

2. C

3. The one who lives along with G on the same floor.

4. The one who lives immediately north-east of A.

5. None of these

Answer : None of these

Direction:
Study the following information carefully and answer the below questions.

Ten persons – A, B, C, D, E, F, G, H, I, and J are living in a five floored building marked 1 to 5 from bottom to top.

There are two flats flat I and flat II on each floor from west to east. Each person likes different subjects viz.-

Accounts, Commerce, Biology, Economics, Hindi, English, Physics, Chemistry, History, and Geography. All the

information is not necessarily in the same order. Flats adjacent to each other mean either east-west or north-south.

F lives on an even number floor and lives three floors below I, who likes Commerce. Both F and the one who likes

Commerce live in a different flat type. The one who likes Accounts lives immediately west of I, who lives on the

adjacent floor of B. One floor is between H and the one who likes English, both are not living in the same flat type.

G lives immediately north-east of the one who likes English, but not living on the same floor along with F. The one
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

who likes History neither lives on the adjacent flat of the one who likes English nor B. Six persons lives between E

and A, who likes History. J and the one who likes Physics live on the same floor. One floor is between the one who

likes Physics and C, both are not living on the same flat. C neither likes English nor Hindi but lives just below the one

who likes Chemistry. The person living immediately south-east of the one who likes Economics lives two floors

above Biology. The one who likes Biology and B lives on the different flat types.

Question No. 160

Find the odd out of the five?

Options :

1. The one who likes Accounts

2. The one who likes Physics.

3. The one lives immediately west of A.

4. The one who lives immediately south-west of G.

5. The one who likes Biology.

Answer : The one lives immediately west of A.

Direction:
Read the given information carefully and answer the questions.

There are three horizontally parallel rows row 1, row 2 and row 3. Row 1 is north of row 2, which is north of row 3.

Five persons sit on row 1 facing south, five persons sit in row 3 facing north and ten persons sit in row 2 such that

first five persons (from the left of the row) face north while rest of the five persons face south. Persons, who sit in

row 1 and row 3 face the persons, who sit on row 2. The distance between each of the adjacent persons in the row

is same. No seat is vacant. K, X, C and F are some of the persons sitting on the seats.

B faces the person, who sits third to the right of G. Two persons sit between I and the person who faces O. I doesn’t

sit at any extreme ends. Person, who sits to the immediate right of I, faces D. Person, who faces A, sits to the

immediate left of N. Q sits to the immediate left of Y. O sits to the immediate left of Z, who faces E. One person sits

between G and E. Neither Y nor O sit at any extreme ends. D faces the person, who sits third to the right of A. One

person sits between Y and P, who faces south. L sits to the immediate right of J. Neither X nor C face north. Neither

H nor F sits at any extreme ends. One person sits between H and M.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Question No. 161

Who sits third to the left of J?

Options :

1. D

2. K

3. F

4. O

5. None of these

Answer : K

Direction:
Read the given information carefully and answer the questions.

There are three horizontally parallel rows row 1, row 2 and row 3. Row 1 is north of row 2, which is north of row 3.

Five persons sit on row 1 facing south, five persons sit in row 3 facing north and ten persons sit in row 2 such that

first five persons (from the left of the row) face north while rest of the five persons face south. Persons, who sit in

row 1 and row 3 face the persons, who sit on row 2. The distance between each of the adjacent persons in the row

is same. No seat is vacant. K, X, C and F are some of the persons sitting on the seats.

B faces the person, who sits third to the right of G. Two persons sit between I and the person who faces O. I doesn’t

sit at any extreme ends. Person, who sits to the immediate right of I, faces D. Person, who faces A, sits to the

immediate left of N. Q sits to the immediate left of Y. O sits to the immediate left of Z, who faces E. One person sits

between G and E. Neither Y nor O sit at any extreme ends. D faces the person, who sits third to the right of A. One

person sits between Y and P, who faces south. L sits to the immediate right of J. Neither X nor C face north. Neither

H nor F sits at any extreme ends. One person sits between H and M.

Question No. 162

Who among the following persons sit between A and the person, who faces O?

I. E

II. Y
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

III. I

Options :

1. Both II and III

2. Only II

3. Both I and II

4. Only III

5. Only I

Answer : Only III

Direction:
Read the given information carefully and answer the questions.

There are three horizontally parallel rows row 1, row 2 and row 3. Row 1 is north of row 2, which is north of row 3.

Five persons sit on row 1 facing south, five persons sit in row 3 facing north and ten persons sit in row 2 such that

first five persons (from the left of the row) face north while rest of the five persons face south. Persons, who sit in

row 1 and row 3 face the persons, who sit on row 2. The distance between each of the adjacent persons in the row

is same. No seat is vacant. K, X, C and F are some of the persons sitting on the seats.

B faces the person, who sits third to the right of G. Two persons sit between I and the person who faces O. I doesn’t

sit at any extreme ends. Person, who sits to the immediate right of I, faces D. Person, who faces A, sits to the

immediate left of N. Q sits to the immediate left of Y. O sits to the immediate left of Z, who faces E. One person sits

between G and E. Neither Y nor O sit at any extreme ends. D faces the person, who sits third to the right of A. One

person sits between Y and P, who faces south. L sits to the immediate right of J. Neither X nor C face north. Neither

H nor F sits at any extreme ends. One person sits between H and M.

Question No. 163

How many persons sit between H and E?

Options :

1. 4

2. 2

3. 3
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

4. 5

5. None of these.

Answer : 4

Direction:
Read the given information carefully and answer the questions.

There are three horizontally parallel rows row 1, row 2 and row 3. Row 1 is north of row 2, which is north of row 3.

Five persons sit on row 1 facing south, five persons sit in row 3 facing north and ten persons sit in row 2 such that

first five persons (from the left of the row) face north while rest of the five persons face south. Persons, who sit in

row 1 and row 3 face the persons, who sit on row 2. The distance between each of the adjacent persons in the row

is same. No seat is vacant. K, X, C and F are some of the persons sitting on the seats.

B faces the person, who sits third to the right of G. Two persons sit between I and the person who faces O. I doesn’t

sit at any extreme ends. Person, who sits to the immediate right of I, faces D. Person, who faces A, sits to the

immediate left of N. Q sits to the immediate left of Y. O sits to the immediate left of Z, who faces E. One person sits

between G and E. Neither Y nor O sit at any extreme ends. D faces the person, who sits third to the right of A. One

person sits between Y and P, who faces south. L sits to the immediate right of J. Neither X nor C face north. Neither

H nor F sits at any extreme ends. One person sits between H and M.

Question No. 164

Who sits opposite to O?

Options :

1. D

2. K

3. F

4. O

5. P

Answer : P

Direction:
Read the given information carefully and answer the questions.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

There are three horizontally parallel rows row 1, row 2 and row 3. Row 1 is north of row 2, which is north of row 3.

Five persons sit on row 1 facing south, five persons sit in row 3 facing north and ten persons sit in row 2 such that

first five persons (from the left of the row) face north while rest of the five persons face south. Persons, who sit in

row 1 and row 3 face the persons, who sit on row 2. The distance between each of the adjacent persons in the row

is same. No seat is vacant. K, X, C and F are some of the persons sitting on the seats.

B faces the person, who sits third to the right of G. Two persons sit between I and the person who faces O. I doesn’t

sit at any extreme ends. Person, who sits to the immediate right of I, faces D. Person, who faces A, sits to the

immediate left of N. Q sits to the immediate left of Y. O sits to the immediate left of Z, who faces E. One person sits

between G and E. Neither Y nor O sit at any extreme ends. D faces the person, who sits third to the right of A. One

person sits between Y and P, who faces south. L sits to the immediate right of J. Neither X nor C face north. Neither

H nor F sits at any extreme ends. One person sits between H and M.

Question No. 165

Who sits third to the right of H?

Options :

1. G

2. P

3. E

4. Y

5. F

Answer : G

Direction:
Study the information carefully and answer the questions given below.

th th
There are eight person A, B, C, D, E, F, G and H were born on two different date i.e. 12 and 25 of four months

(January, February, March, April). Each of them spend different age are different i.e. 10, 13, 17, 19, 22, 26, 27 and 30. All

information is not necessarily in same order. February is not considered as leap year.

Note: The even numbered age is not born on even numbered date and odd numbered age is not born on odd
numbered date.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

G born on even date and even numbered days month. Two persons were born between G and the one whose age

is 30. Equal number of person born before E, who age is 10 and after B. Neither E nor B born in March month. F was

born just after A but not in same month. Difference between the age of G and F is 6. Neither F nor G’s age is 30. E

was born before B. G is older than F. Two person were born between the one whose age is 26 and the one whose

age is 17. D’s age is 22. C was born before D and his age is not 30. A is 9 years older than B. C and D were not born in

same month. The one whose age is 3 years less than H born on even date.

Question No. 166

Who among the following person was born immediately after H?

Options :

1. The one whose age is 19

2. D

3. The one whose age is 22

4. A

5. None of these

Answer : None of these

Direction:
Study the information carefully and answer the questions given below.

th th
There are eight person A, B, C, D, E, F, G and H were born on two different date i.e. 12 and 25 of four months

(January, February, March, April). Each of them spend different age are different i.e. 10, 13, 17, 19, 22, 26, 27 and 30. All

information is not necessarily in same order. February is not considered as leap year.

Note: The even numbered age is not born on even numbered date and odd numbered age is not born on odd
numbered date.

G born on even date and even numbered days month. Two persons were born between G and the one whose age

is 30. Equal number of person born before E, who age is 10 and after B. Neither E nor B born in March month. F was

born just after A but not in same month. Difference between the age of G and F is 6. Neither F nor G’s age is 30. E

was born before B. G is older than F. Two person were born between the one whose age is 26 and the one whose

age is 17. D’s age is 22. C was born before D and his age is not 30. A is 9 years older than B. C and D were not born in

same month. The one whose age is 3 years less than H born on even date.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Question No. 167

th
Who among the following person born on 25 February?

Options :

1. C

2. F

3. A

4. G

5. None of these

Answer : A

Direction:
Study the information carefully and answer the questions given below.

th th
There are eight person A, B, C, D, E, F, G and H were born on two different date i.e. 12 and 25 of four months

(January, February, March, April). Each of them spend different age are different i.e. 10, 13, 17, 19, 22, 26, 27 and 30. All

information is not necessarily in same order. February is not considered as leap year.

Note: The even numbered age is not born on even numbered date and odd numbered age is not born on odd
numbered date.

G born on even date and even numbered days month. Two persons were born between G and the one whose age

is 30. Equal number of person born before E, who age is 10 and after B. Neither E nor B born in March month. F was

born just after A but not in same month. Difference between the age of G and F is 6. Neither F nor G’s age is 30. E

was born before B. G is older than F. Two person were born between the one whose age is 26 and the one whose

age is 17. D’s age is 22. C was born before D and his age is not 30. A is 9 years older than B. C and D were not born in

same month. The one whose age is 3 years less than H born on even date.

Question No. 168

What is the difference between the age of H and B?

Options :

1. 19
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

2. 13

3. 14

4. 12

5. None of these

Answer : 13

Direction:
Study the information carefully and answer the questions given below.

th th
There are eight person A, B, C, D, E, F, G and H were born on two different date i.e. 12 and 25 of four months

(January, February, March, April). Each of them spend different age are different i.e. 10, 13, 17, 19, 22, 26, 27 and 30. All

information is not necessarily in same order. February is not considered as leap year.

Note: The even numbered age is not born on even numbered date and odd numbered age is not born on odd
numbered date.

G born on even date and even numbered days month. Two persons were born between G and the one whose age

is 30. Equal number of person born before E, who age is 10 and after B. Neither E nor B born in March month. F was

born just after A but not in same month. Difference between the age of G and F is 6. Neither F nor G’s age is 30. E

was born before B. G is older than F. Two person were born between the one whose age is 26 and the one whose

age is 17. D’s age is 22. C was born before D and his age is not 30. A is 9 years older than B. C and D were not born in

same month. The one whose age is 3 years less than H born on even date.

Question No. 169

How many persons born between G and the one whose age is 22?

Options :

1. One

2. Three

3. Two

4. None

5. More than three

Answer : More than three

Direction:
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Study the information carefully and answer the questions given below.

th th
There are eight person A, B, C, D, E, F, G and H were born on two different date i.e. 12 and 25 of four months

(January, February, March, April). Each of them spend different age are different i.e. 10, 13, 17, 19, 22, 26, 27 and 30. All

information is not necessarily in same order. February is not considered as leap year.

Note: The even numbered age is not born on even numbered date and odd numbered age is not born on odd
numbered date.

G born on even date and even numbered days month. Two persons were born between G and the one whose age

is 30. Equal number of person born before E, who age is 10 and after B. Neither E nor B born in March month. F was

born just after A but not in same month. Difference between the age of G and F is 6. Neither F nor G’s age is 30. E

was born before B. G is older than F. Two person were born between the one whose age is 26 and the one whose

age is 17. D’s age is 22. C was born before D and his age is not 30. A is 9 years older than B. C and D were not born in

same month. The one whose age is 3 years less than H born on even date.

Question No. 170

Who among the following person’s age is 13?

Options :

1. A

2. F

3. G

4. C

5. None of these

Answer : F

Direction:
Read the instructions carefully and answer the questions that follow –

Six children U, V, W, X, Y and Z were playing on the staircase of their school. The staircase had sixteen steps which

were numbered 1 – 16 from bottom to top. No two students were standing on the same step initially. They were

playing the game of rolling a dice. Each child rolled the dice only once in the alphabetical order i.e. U rolled first and

so on. They made some movements as per the number they rolled. Each child rolled the dice moved as per the rules

and then passed on the dice once and moved accordingly. No 2 children rolled the same number.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Conditions-

Clue 1 – X’s stair number was same as the number he rolled.

Clue 2 – X and U were standing at a gap of 5 steps and they rolled consecutive numbers.

Clue 3 – Y’s step number was 5 times as that of Z.

Clue 4 – Z rolled thrice as that of Y

Clue 5 – U was below W with a gap of 2 steps in between them

Clue 6- U’s stair number was thrice as that of the number rolled by V

Clue 7 – V’s stair number was prime valued which was three more than the number he rolled

Clue 8 – The lowest stair was vacant

Rules –

a. The person who rolled 1: Swapped positions with the person who rolled 5

b. The person who rolled 2: moved 5 stairs below, if already taken, stayed at original position

c. The person who rolled 3: Swapped positions with the person who rolled 6

d. the person who rolled 4: Swapped positions with the person who rolled 1.

e. The person who rolled 5: Moved 7 stairs below, if not possible then moved 5 stairs up

f. The person who rolled 6: Remained at original place

Question No. 171

Who among the following remained at their original positon even after the movements?

I) W

II) X

III) U

Options :
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

1. Only I

2. Only II

3. Both II and III

4. Both I and III

5. Only III

Answer : Only I

Direction:
Read the instructions carefully and answer the questions that follow –

Six children U, V, W, X, Y and Z were playing on the staircase of their school. The staircase had sixteen steps which

were numbered 1 – 16 from bottom to top. No two students were standing on the same step initially. They were

playing the game of rolling a dice. Each child rolled the dice only once in the alphabetical order i.e. U rolled first and

so on. They made some movements as per the number they rolled. Each child rolled the dice moved as per the rules

and then passed on the dice once and moved accordingly. No 2 children rolled the same number.

Conditions-

Clue 1 – X’s stair number was same as the number he rolled.

Clue 2 – X and U were standing at a gap of 5 steps and they rolled consecutive numbers.

Clue 3 – Y’s step number was 5 times as that of Z.

Clue 4 – Z rolled thrice as that of Y

Clue 5 – U was below W with a gap of 2 steps in between them

Clue 6- U’s stair number was thrice as that of the number rolled by V

Clue 7 – V’s stair number was prime valued which was three more than the number he rolled

Clue 8 – The lowest stair was vacant

Rules –

a. The person who rolled 1: Swapped positions with the person who rolled 5

b. The person who rolled 2: moved 5 stairs below, if already taken, stayed at original position

c. The person who rolled 3: Swapped positions with the person who rolled 6
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

d. the person who rolled 4: Swapped positions with the person who rolled 1.

e. The person who rolled 5: Moved 7 stairs below, if not possible then moved 5 stairs up

f. The person who rolled 6: Remained at original place

Question No. 172

What was the difference between the initial step and final step number of student V?

Options :

1. 3

2. 4

3. 1

4. None

5. None of these

Answer : 3

Direction:
Read the instructions carefully and answer the questions that follow –

Six children U, V, W, X, Y and Z were playing on the staircase of their school. The staircase had sixteen steps which

were numbered 1 – 16 from bottom to top. No two students were standing on the same step initially. They were

playing the game of rolling a dice. Each child rolled the dice only once in the alphabetical order i.e. U rolled first and

so on. They made some movements as per the number they rolled. Each child rolled the dice moved as per the rules

and then passed on the dice once and moved accordingly. No 2 children rolled the same number.

Conditions-

Clue 1 – X’s stair number was same as the number he rolled.

Clue 2 – X and U were standing at a gap of 5 steps and they rolled consecutive numbers.

Clue 3 – Y’s step number was 5 times as that of Z.

Clue 4 – Z rolled thrice as that of Y

Clue 5 – U was below W with a gap of 2 steps in between them


RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Clue 6- U’s stair number was thrice as that of the number rolled by V

Clue 7 – V’s stair number was prime valued which was three more than the number he rolled

Clue 8 – The lowest stair was vacant

Rules –

a. The person who rolled 1: Swapped positions with the person who rolled 5

b. The person who rolled 2: moved 5 stairs below, if already taken, stayed at original position

c. The person who rolled 3: Swapped positions with the person who rolled 6

d. the person who rolled 4: Swapped positions with the person who rolled 1.

e. The person who rolled 5: Moved 7 stairs below, if not possible then moved 5 stairs up

f. The person who rolled 6: Remained at original place

Question No. 173

What is the step number of student U, finally?

Options :

1. Step 15

2. Step 7

3. Step 5

4. Step 6

5. Step 2

Answer : Step 7

Direction:
Read the instructions carefully and answer the questions that follow –

Six children U, V, W, X, Y and Z were playing on the staircase of their school. The staircase had sixteen steps which

were numbered 1 – 16 from bottom to top. No two students were standing on the same step initially. They were

playing the game of rolling a dice. Each child rolled the dice only once in the alphabetical order i.e. U rolled first and

so on. They made some movements as per the number they rolled. Each child rolled the dice moved as per the rules
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

and then passed on the dice once and moved accordingly. No 2 children rolled the same number.

Conditions-

Clue 1 – X’s stair number was same as the number he rolled.

Clue 2 – X and U were standing at a gap of 5 steps and they rolled consecutive numbers.

Clue 3 – Y’s step number was 5 times as that of Z.

Clue 4 – Z rolled thrice as that of Y

Clue 5 – U was below W with a gap of 2 steps in between them

Clue 6- U’s stair number was thrice as that of the number rolled by V

Clue 7 – V’s stair number was prime valued which was three more than the number he rolled

Clue 8 – The lowest stair was vacant

Rules –

a. The person who rolled 1: Swapped positions with the person who rolled 5

b. The person who rolled 2: moved 5 stairs below, if already taken, stayed at original position

c. The person who rolled 3: Swapped positions with the person who rolled 6

d. the person who rolled 4: Swapped positions with the person who rolled 1.

e. The person who rolled 5: Moved 7 stairs below, if not possible then moved 5 stairs up

f. The person who rolled 6: Remained at original place

Question No. 174

What is the sum of the step number of W in the final setup and the dice number he rolled?

Options :

1. 13

2. 17
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

3. 11

4. 16

5. 20

Answer : 17

Direction:
Read the instructions carefully and answer the questions that follow –

Six children U, V, W, X, Y and Z were playing on the staircase of their school. The staircase had sixteen steps which

were numbered 1 – 16 from bottom to top. No two students were standing on the same step initially. They were

playing the game of rolling a dice. Each child rolled the dice only once in the alphabetical order i.e. U rolled first and

so on. They made some movements as per the number they rolled. Each child rolled the dice moved as per the rules

and then passed on the dice once and moved accordingly. No 2 children rolled the same number.

Conditions-

Clue 1 – X’s stair number was same as the number he rolled.

Clue 2 – X and U were standing at a gap of 5 steps and they rolled consecutive numbers.

Clue 3 – Y’s step number was 5 times as that of Z.

Clue 4 – Z rolled thrice as that of Y

Clue 5 – U was below W with a gap of 2 steps in between them

Clue 6- U’s stair number was thrice as that of the number rolled by V

Clue 7 – V’s stair number was prime valued which was three more than the number he rolled

Clue 8 – The lowest stair was vacant

Rules –

a. The person who rolled 1: Swapped positions with the person who rolled 5

b. The person who rolled 2: moved 5 stairs below, if already taken, stayed at original position

c. The person who rolled 3: Swapped positions with the person who rolled 6

d. the person who rolled 4: Swapped positions with the person who rolled 1.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

e. The person who rolled 5: Moved 7 stairs below, if not possible then moved 5 stairs up

f. The person who rolled 6: Remained at original place

Question No. 175

Which student is at the step number 6 in the final step?

Options :

1. Y

2. X

3. U

4. V

5. Z

Answer : Z

Question No. 176

If first, third and sixth letters of the word “PAYMENT” are changed to their immediately preceding letters as per

English alphabet series and fourth and seventh letters are changed to their immediately succeeding letters as per

English alphabet series, then how many letters (in English alphabet series) are there between the fourth and

seventh letters of the newly formed word?

Options :

1. 5

2. 6

3. 7

4. 8

5. None of these

Answer : 6

Question No. 177


RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

If third, sixth, eighth and tenth letters of the given word are changed to their second next letter as per alphabet

series then all the letters are arranged as per alphabetical order within the letter, then how many letters in English

alphabet series are there between the fifth letter from left end and fifth letter from right end?

MANUFACTURE

Options :

1. 3

2. 4

3. 6

4. 5

5. More than 6

Answer : More than 6

Question No. 178

st rd th th
If a meaningful English word has to be formed using 1 , 3 , 8 and 10 letters of the word (each letter to be used

once only) “PERFORMANCE” then which of the following will be third letter of such word? If more than one such

words can be formed then mark ‘X’ as your answer and if no meaningful English word can be formed then mark “Y”

as your answer.

Options :

1. P

2. A

3. R

4. X

5. Y

Answer : X

Question No. 179


RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

How many such pairs of letters are there in the word ‘HIMACHAL’ which have as many letters between them as in

the English alphabetical series?

Options :

1. None

2. One

3. Two

4. Three

5. More than three

Answer : Two

Question No. 180

st th
What will be the last letter of the meaningful 4-letter English word formed using 1 and 5 letter of “CARPET”
rd th
along with 3 and 5 letter of “PERSONAL” such that each letter to be used once? If more than one such word can

be formed then mark ‘X’ as your answer, if no such word can be formed then mark “Y’ as your answer.

Options :

1. R

2. E

3. C

4. X

5. Y

Answer : X

Direction:
Study the given information and answer the following the questions.

There are 16 persons – H, I, J, K, L, M, N, O, P, Q, R, S, T, U, V and W standing in a square plot. Inside a square plot, a

square shaped garden is developed. The persons who are standing inside the garden facing outside. The persons

who are standing outside the garden facing inside the centre and likes different fruits namely viz., – Banana,

Mango, Grapes, Apple, Kiwi, Pear, Papaya and Orange. So all the persons standing in the inner square faces the

persons standing in the outer square works in different companies namely viz., – TCS, ACC, AMUL, BHEL, BPL, HCL,
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

MRF and TVS.

M faces the centre and W faces M. J sits second to the right of M. There are four persons sits between M and K. J is

not an immediate neighbour of K. There are three persons standing between O and K. There are two persons

standing between O and H. H stands exactly between the K and L. L stands to the immediate left of M. There are

two persons standing between W and U. U faces N. T faces outside. There are two persons standing between T and

Q. T faces I. Q stands to the immediate left of W. R, the one who faces H stands exactly between the persons P and

V. P faces K. The one who sits in the corner of the square likes Banana, who faces P. The one who likes Banana sits

between the persons who like Grapes and Mango. The one who likes Mango sits second to the right of the person

who likes Pear. Three persons sit between one who likes Grapes and one who likes Pear. Two persons sit between

one who likes Grapes and one who likes Kiwi. Two persons sit between one who likes Kiwi and one who likes

Orange. M and L do not like Papaya and Kiwi. The immediate neighbours of P are the one who works in TCS and the

one who works in BHEL. The one who works in TCS faces the one who likes Grapes. Three persons sit between the

one who works in TCS and the one who works in MRF. The immediate neighbours of the person who works in ACC

are the one who works in TCS and the one who works in HCL. The one who works in BPL sits exactly behind to the

one who works in ACC. The one who works in TVS sits exactly behind to the one who works in AMUL. The one who

works in TVS faces K.

Question No. 181

In the given arrangement, if three people come and stand to the immediate left of K, how many people will sit

between L (From the left of L) and I?

Options :

1. Two

2. Three

3. Five

4. More than four

5. One

Answer : Five

Direction:
Study the given information and answer the following the questions.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

There are 16 persons – H, I, J, K, L, M, N, O, P, Q, R, S, T, U, V and W standing in a square plot. Inside a square plot, a

square shaped garden is developed. The persons who are standing inside the garden facing outside. The persons

who are standing outside the garden facing inside the centre and likes different fruits namely viz., – Banana,

Mango, Grapes, Apple, Kiwi, Pear, Papaya and Orange. So all the persons standing in the inner square faces the

persons standing in the outer square works in different companies namely viz., – TCS, ACC, AMUL, BHEL, BPL, HCL,

MRF and TVS.

M faces the centre and W faces M. J sits second to the right of M. There are four persons sits between M and K. J is

not an immediate neighbour of K. There are three persons standing between O and K. There are two persons

standing between O and H. H stands exactly between the K and L. L stands to the immediate left of M. There are

two persons standing between W and U. U faces N. T faces outside. There are two persons standing between T and

Q. T faces I. Q stands to the immediate left of W. R, the one who faces H stands exactly between the persons P and

V. P faces K. The one who sits in the corner of the square likes Banana, who faces P. The one who likes Banana sits

between the persons who like Grapes and Mango. The one who likes Mango sits second to the right of the person

who likes Pear. Three persons sit between one who likes Grapes and one who likes Pear. Two persons sit between

one who likes Grapes and one who likes Kiwi. Two persons sit between one who likes Kiwi and one who likes

Orange. M and L do not like Papaya and Kiwi. The immediate neighbours of P are the one who works in TCS and the

one who works in BHEL. The one who works in TCS faces the one who likes Grapes. Three persons sit between the

one who works in TCS and the one who works in MRF. The immediate neighbours of the person who works in ACC

are the one who works in TCS and the one who works in HCL. The one who works in BPL sits exactly behind to the

one who works in ACC. The one who works in TVS sits exactly behind to the one who works in AMUL. The one who

works in TVS faces K.

Question No. 182

Who amongst the following likes Pear?

Options :

1. J

2. I

3. M

4. K

5. L
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Answer : J

Direction:
Study the given information and answer the following the questions.

There are 16 persons – H, I, J, K, L, M, N, O, P, Q, R, S, T, U, V and W standing in a square plot. Inside a square plot, a

square shaped garden is developed. The persons who are standing inside the garden facing outside. The persons

who are standing outside the garden facing inside the centre and likes different fruits namely viz., – Banana,

Mango, Grapes, Apple, Kiwi, Pear, Papaya and Orange. So all the persons standing in the inner square faces the

persons standing in the outer square works in different companies namely viz., – TCS, ACC, AMUL, BHEL, BPL, HCL,

MRF and TVS.

M faces the centre and W faces M. J sits second to the right of M. There are four persons sits between M and K. J is

not an immediate neighbour of K. There are three persons standing between O and K. There are two persons

standing between O and H. H stands exactly between the K and L. L stands to the immediate left of M. There are

two persons standing between W and U. U faces N. T faces outside. There are two persons standing between T and

Q. T faces I. Q stands to the immediate left of W. R, the one who faces H stands exactly between the persons P and

V. P faces K. The one who sits in the corner of the square likes Banana, who faces P. The one who likes Banana sits

between the persons who like Grapes and Mango. The one who likes Mango sits second to the right of the person

who likes Pear. Three persons sit between one who likes Grapes and one who likes Pear. Two persons sit between

one who likes Grapes and one who likes Kiwi. Two persons sit between one who likes Kiwi and one who likes

Orange. M and L do not like Papaya and Kiwi. The immediate neighbours of P are the one who works in TCS and the

one who works in BHEL. The one who works in TCS faces the one who likes Grapes. Three persons sit between the

one who works in TCS and the one who works in MRF. The immediate neighbours of the person who works in ACC

are the one who works in TCS and the one who works in HCL. The one who works in BPL sits exactly behind to the

one who works in ACC. The one who works in TVS sits exactly behind to the one who works in AMUL. The one who

works in TVS faces K.

Question No. 183

How many people stand between V and U?

Options :

1. Two
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

2. Three

3. Four

4. More than four

5. One

Answer : Three

Direction:
Study the given information and answer the following the questions.

There are 16 persons – H, I, J, K, L, M, N, O, P, Q, R, S, T, U, V and W standing in a square plot. Inside a square plot, a

square shaped garden is developed. The persons who are standing inside the garden facing outside. The persons

who are standing outside the garden facing inside the centre and likes different fruits namely viz., – Banana,

Mango, Grapes, Apple, Kiwi, Pear, Papaya and Orange. So all the persons standing in the inner square faces the

persons standing in the outer square works in different companies namely viz., – TCS, ACC, AMUL, BHEL, BPL, HCL,

MRF and TVS.

M faces the centre and W faces M. J sits second to the right of M. There are four persons sits between M and K. J is

not an immediate neighbour of K. There are three persons standing between O and K. There are two persons

standing between O and H. H stands exactly between the K and L. L stands to the immediate left of M. There are

two persons standing between W and U. U faces N. T faces outside. There are two persons standing between T and

Q. T faces I. Q stands to the immediate left of W. R, the one who faces H stands exactly between the persons P and

V. P faces K. The one who sits in the corner of the square likes Banana, who faces P. The one who likes Banana sits

between the persons who like Grapes and Mango. The one who likes Mango sits second to the right of the person

who likes Pear. Three persons sit between one who likes Grapes and one who likes Pear. Two persons sit between

one who likes Grapes and one who likes Kiwi. Two persons sit between one who likes Kiwi and one who likes

Orange. M and L do not like Papaya and Kiwi. The immediate neighbours of P are the one who works in TCS and the

one who works in BHEL. The one who works in TCS faces the one who likes Grapes. Three persons sit between the

one who works in TCS and the one who works in MRF. The immediate neighbours of the person who works in ACC

are the one who works in TCS and the one who works in HCL. The one who works in BPL sits exactly behind to the

one who works in ACC. The one who works in TVS sits exactly behind to the one who works in AMUL. The one who

works in TVS faces K.

Question No. 184


RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Four of the following five are alike in a certain way based upon their arrangement and so form a group. Which of

the following does not belong to the group?

Options :

1. KP

2. LV

3. UN

4. MW

5. OQ

Answer : MW

Direction:
Study the given information and answer the following the questions.

There are 16 persons – H, I, J, K, L, M, N, O, P, Q, R, S, T, U, V and W standing in a square plot. Inside a square plot, a

square shaped garden is developed. The persons who are standing inside the garden facing outside. The persons

who are standing outside the garden facing inside the centre and likes different fruits namely viz., – Banana,

Mango, Grapes, Apple, Kiwi, Pear, Papaya and Orange. So all the persons standing in the inner square faces the

persons standing in the outer square works in different companies namely viz., – TCS, ACC, AMUL, BHEL, BPL, HCL,

MRF and TVS.

M faces the centre and W faces M. J sits second to the right of M. There are four persons sits between M and K. J is

not an immediate neighbour of K. There are three persons standing between O and K. There are two persons

standing between O and H. H stands exactly between the K and L. L stands to the immediate left of M. There are

two persons standing between W and U. U faces N. T faces outside. There are two persons standing between T and

Q. T faces I. Q stands to the immediate left of W. R, the one who faces H stands exactly between the persons P and

V. P faces K. The one who sits in the corner of the square likes Banana, who faces P. The one who likes Banana sits

between the persons who like Grapes and Mango. The one who likes Mango sits second to the right of the person

who likes Pear. Three persons sit between one who likes Grapes and one who likes Pear. Two persons sit between

one who likes Grapes and one who likes Kiwi. Two persons sit between one who likes Kiwi and one who likes

Orange. M and L do not like Papaya and Kiwi. The immediate neighbours of P are the one who works in TCS and the

one who works in BHEL. The one who works in TCS faces the one who likes Grapes. Three persons sit between the

one who works in TCS and the one who works in MRF. The immediate neighbours of the person who works in ACC

are the one who works in TCS and the one who works in HCL. The one who works in BPL sits exactly behind to the
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

one who works in ACC. The one who works in TVS sits exactly behind to the one who works in AMUL. The one who

works in TVS faces K.

Question No. 185

Who amongst the following works in BPL?

Options :

1. P

2. U

3. Q

4. L

5. T

Answer : U

Direction:
Each of the questions below consists of a question and three Statements numbered I, II and III given below it. You
have to decide whether the data provided in the statements are sufficient to answer the question:

Question No. 186

Six persons – A, B, C, D, E and F are sitting in a circular table facing to the center and each likes different fruits –

Grapes, Banana, Apple, Orange, Pear and Mango then, who sits immediate right of the one who likes Apple?

I. C likes Banana and sits second to the right of one who likes Pear, who is facing A. E sits third to the left of D, who

is an immediate neighbor of one who likes Mango and F sits second to the right of D who likes Orange.

II. B sits second to the left of one who likes Grapes, who sits second to the left of A. One who likes Banana is facing

B, who is an immediate neighbor of one who likes Orange.

III. F likes Pear and sits second to the right of D, who sits third to the left of E. One who likes Mango sits immediate

right of D.

Options :

1. Both statements I and II together are sufficient.


RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

2. Both statements II and III together are sufficient.

3. Both statements I and III together are sufficient.

4. All statements I, II and III together are necessary.

5. All statements I, II and III together are not sufficient.

Answer : Both statements II and III together are sufficient.

Direction:
Each of the questions below consists of a question and three Statements numbered I, II and III given below it. You
have to decide whether the data provided in the statements are sufficient to answer the question:

Question No. 187

Is Prema aunt of Mohan?

I. Sunita is sister-in-law of Chetna, who is daughter-in-law of Kiran. Mohan is the brother of Sunita. Prema is sister-

in-law of Aarohi who is married to Kiran.

II. Aarohi is father of Sunita, who is sister-in-law of Chetna. Kiran is mother of Mohan, who is married to Chetna.

Only two married couple in family and Kiran is sister of Prema.

III. Chetna is daughter-in-law of Aarohi, who is married to Kiran and Sunita is daughter of Kiran. Chetna is married to

Mohan and Prema is sister-in-law of Aarohi.

Options :

1. All statements I, II and III together are necessary.

2. Statement I alone is sufficient.

3. Statement II alone is sufficient.

4. Statement III alone is sufficient.

5. Either statement I alone or statement III alone is sufficient.

Answer : Either statement I alone or statement III alone is sufficient.

Direction:
Each of the questions below consists of a question and three Statements numbered I, II and III given below it. You
have to decide whether the data provided in the statements are sufficient to answer the question:

Question No. 188


RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Seven persons – Prerna, Ragini, Anupama, Akshara, Abhimanyu, Neel and Kavya are going for a shopping on Friday,

Saturday and Sunday. At least two persons are going for a shopping on same day. On which day Neel is going for

shopping?

I. Prerna and Abhimanyu are going on same day. Neel is going with 2 other persons. Kavya and Ragini are going on

different days. Akshara is going on Saturday. Akshara and Abhimanyu are going on different days. Abhimanyu is

going before Kavya who is going with Anupama.

II. Ragini is going after Abhimanyu but before Kavya. Kavya and Prerna are going on different days. Neither Ragini

nor Akshara is going with Neel. Akshara is going after Prerna. Anupama is going with Kavya.

III. Prerna is going before Neel. Prerna isn't going on Saturday. Anupama is going after Akshara. Neel and Anupama

are going on same day. Neither Neel nor Akshara is going with Abhimanyu. Kavya is going with Anupama.

Options :

1. All statements I, II and III together are necessary.

2. Any two of the given statements together are sufficient.

3. Both statements I and III together are sufficient.

4. Either statements I and II together or statements II and III together are sufficient.

5. Either statements I and III together or statements II and III together are sufficient.

Answer : Either statements I and III together or statements II and III together are sufficient.

Direction:
Each of the questions below consists of a question and three Statements numbered I, II and III given below it. You
have to decide whether the data provided in the statements are sufficient to answer the question:

Question No. 189

Seven boxes – A, B, C, D, E, F and G not necessarily in the same order were placed in a row facing to the north and

each box was of different colour – Red, Violet, Orange, Silver, Gold, Maroon and Indigo. Which box is placed second

to the right of Orange box?

I. A was placed second to the left of B, which was placed third to the right of Red box. C was placed third to the

right of F, which was placed second to the right of G and Indigo box was placed second to the left Silver box,

which was placed immediate right of C.


RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

II. G was placed third to the left of B, which was placed second to the left of C which was a Gold box. F was placed

second to the left of E, which was placed third to the right of Maroon box. D was placed second to the right of

Indigo box, which was placed second to the right of Violet box. Red box was placed immediate left of A which was

a Maroon box, which was placed second to the left of B and Silver box was placed immediate right of C.

III. C was placed second to the right of B, which was placed third to the left of Silver box. Red box was placed

second to the left of Violet box, which was placed immediate right of A and C was placed third to the right of F,

which was placed immediate right of Maroon box and E was placed third to the right of A.

Options :

1. Both statements I and III together are sufficient.

2. Either statement II alone or statement I and III together are sufficient.

3. Statement II alone is sufficient.

4. All statements I, II and III together are necessary.

5. None of the given options.

Answer : Statement II alone is sufficient.

Direction:
Each of the questions below consists of a question and three Statements numbered I, II and III given below it. You
have to decide whether the data provided in the statements are sufficient to answer the question:

Question No. 190

'X + Y' means 'X is mother of Y'

'X – Y' means 'X is the sister of B'

'X * Y' means 'X is father of Y'

'X = Y' means 'X is the brother of B'

'X @ Y' means 'X is the daughter of Y'

How is E related to I?

Statement I: D * E – G = H @ J
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Statement II: D * E + F – G – K

Statement III: H + F * I – L

Options :

1. The data in statement I and III are sufficient to answer the question.

2. The data in statement II and III are sufficient to answer the question.

3. The date in statement III and either I or II is sufficient to answer the question.

4. All I, II, III statements are together not sufficient to answer the question

5. All I, II, III statements are together sufficient to answer the question

Answer : The data in statement I and III are sufficient to answer the question.

Question No. 191

Directions: A situation/problem statement is given followed by three statements. Choose the one/s which is/are the
correct course of action/s to be followed from the problem statement.

Both Russia and the United States are major spacefarers. America’s allies in Europe and Asia are also key sources of

technologies that support the use of space. Even Ukraine has a significant aerospace industry. The risk to space

cooperation could come in three ways. The first is through sanctions on Russia due to the Ukraine-Russia conflict.

The second is through physical destruction or control of aerospace facilities in Ukraine. The third is potential

attempts by either side to disrupt the other’s use of space for military purposes. As India navigates a treacherous

diplomatic landscape, it will need to keep an eye on how much of these risks could affect its interests.

Course of actions:

I. India should offer to launch satellites left stranded by sanctions on Russia.

II. India should develop a private sector-led space economy to take advantage of opportunity due to the lessening

of space cooperation amongst the US and Russia.

III. India should delay its ongoing projects which rely on Russian cooperation.

Options :

1. Only III

2. Only II
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

3. Both I and III

4. Both I and II

5. All of I, II and III

Answer : Both I and II

Question No. 192

Directions: A passage is given followed by three statements. Read the following passage and answer the question
that follows.

On December 30, 2019, an Artificial Intelligence-driven health monitoring platform called Blue Dot spotted a cluster

of unusual pneumonia cases occurring in Wuhan, China. The Canadian company sent out a warning to its customers

the next day. They had identified what would come to be known as Covid-19 a week before the Centre for Disease

Control and Prevention in USA or 2 weeks before WHO was able to spot it. AI has played a key role in identifying

and addressing the pandemic.

I. Many technology executives have expressed uncertainty about their investments in machine learning Artificial

intelligence.

II. In future workforce would be able to translate whatever the results of AI models to give out into real business

tangible actions and to product ionize AI solutions.

III. A lot of technocrats are dissatisfied with the ways their organization was adopting Artificial Intelligence.

Which of the above statements weakens the overall contention that Artificial Intelligence would be adopted by the

industry in the future?

Options :

1. Only I

2. Only II

3. Both I and II

4. Both II and III

5. Both I and III

Answer : Both I and III


RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Question No. 193

Directions: Read the following group of statements and choose the best assumption on which the argument is based.

As per the latest Indian military inputs, Pakistan continues to host 350-400 terrorists at border launch pads. Plus,

with Taliban’s return to power in Afghanistan- which simply wouldn’t have been possible without Islamabad’s

support- it is doubtful that Pakistan’s military ISI complex is ready to abandon it’s tried and tested strategy of

promoting cross-border terrorism. Therefore, if at all Pakistan is serious about peace with India and benefitting from

geo-economics, the ball is in its own court.

Options :

1. Pakistan has to give up its destabilizing activities in the region.

2. Geo-economic and peace talks are subject matter for India-Pakistan bilateral relationships only when the

promotion of cross-border terrorism ends.

3. Pakistan’s economy will benefit immensely only if relations with India normalize.

4. Anti-India obsession has had disastrous consequences for Pakistan.

5. State policy of Pakistan promotes cross-border terrorism.

Answer : Geo-economic and peace talks are subject matter for India-Pakistan bilateral relationships only when the

promotion of cross-border terrorism ends.

Question No. 194

Directions: In the following question a paragraph is given, followed by five options, each giving a conclusion that
may or may not follow. Choose the one which reflects the conclusion that follows.

While crypto has some obvious advantages-it isn’t issued by any sovereign. Secondly, most of the popular cryptos

like Bitcoin are extremely volatile. Extreme volatility makes for a poor store of value and medium of exchange.

Further, while liquidity in cryptos has gone up dramatically in recent years, it is still a small fraction of global

currency flows.

Options :

1. Cryptocurrencies are not a practical solution yet in international trade.

2. Cryptos can be settled electronically, technically without banking intermediation.

3. Availability of Bitcoin is less as compared to the total trading volume of international trade.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

4. Few countries would be willing to climb on an alternative like BlockChain technology.

5. Cryptocurrencies cannot be made immune to US surveillance.

Answer : Cryptocurrencies are not a practical solution yet in international trade.

Question No. 195

Directions: Read the following group of statements and choose the best inference which can be deduced from the
argument given below.

Covid has changed our lives in more ways than we can imagine. Beyond despair, disease and death, the pandemic

has also created opportunities for the future. The development of vaccines at unprecedented speed now makes it

possible to control pandemics with vaccines for the first time. Early apprehensions of a compressed timeline were

replaced by hope for billions of people worldwide.

Options :

1. A better future is realized due to involvement of science and innovation in public policy.

2. Multiple vaccines for Covid have been explored since the identification of virus.

3. Science and evidence has led to vaccine deployment in very less time after the identification of virus.

4. Earlier vaccine development used to take a lot of time to develop after the identification of virus.

5. None of the above

Answer : Earlier vaccine development used to take a lot of time to develop after the identification of virus.

Question No. 196

Directions: In the question given below, there are two statements (I) and (II). These statements may be either
independent causes or may be effects of independent causes or a common cause. One of these statements may be the
effect of the other statement. Read both the statements and decide which of the following answer choice correctly
depicts the relationship between these two statements.

Statement I : Government welfare schemes now project greater empathy for women voters.

Statement II: Greater participation of women in the electoral process is now a phenomenon cast in stone going by

the higher female voter turnout percentage in many recent elections.

Options :

1. Statement I is the cause and statement II is the effect.


RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

2. Statement II is the cause and statement I is the effect.

3. Both statements I and II are independent causes.

4. Both statements I and II are effects of independent causes.

5. Both statements I and II are effects of some common cause.

Answer : Statement II is the cause and statement I is the effect.

Question No. 197

Directions : The passage given below is followed by three statements. Choose the one which can be the correct
assumptions on which the passage is based.

How are our girls faring? In a large and diverse country, anecdotal evidence cuts several ways. But one hard,

remorseless, empirical reality is son preference. That distressing social bias flourishes. As against a Sustainable

Development Goal of achieving sex ratio at birth of 954 by 2030, a Niti Aayog update finds the national average still

at a distant 899.

I. Offenders are unafraid of laws that prohibit sex selection in India.

II. Sex determination and diagnosis at prenatal and preconception stage in India are not prohibited.

III. Policymakers will have to come up with specific incentives-perhaps, more attractive grants for bringing up

daughters.

Options :

1. Only I

2. Only II

3. Both I and II

4. Both I and III

5. Only III

Answer : Only I

Question No. 198

Directions: Study the following passage carefully and answer the question given beside.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

Water is nectar, says the Satapata Brahman. Yet, tragically for too many people, instead of being a source of life,

water, or lack of it, is a source of illness and death. More people die annually from lack of clean water than from all

forms of violence combined. Every choice we make of what to purchase, what to wear, and what to eat has a direct

and powerful impact upon climate change, upon children dying of starvation, and upon the health and balance of

the water, air and land of Mother Earth.

Which of the following undermines that our lifestyle choices do impact the climate change and balance of water,

air on Earth?

Options :

1. The meat industry according to the UN is the single greatest contributor to climate change, and a major

cause of the planet’s water shortage.

2. Almost everything we purchase is produced in a factory, and the industrial, toxic waste of far too many

factories is dumped into the groundwater, into rivers, or spewed into the air.

3. Urbanisation and development which in tune makes more people to leave rural areas and live in the city

making more available land for nature and its habitats.

4. Both A and B

5. Both A and C.

Answer : Urbanisation and development which in tune makes more people to leave rural areas and live in the city

making more available land for nature and its habitats.

Question No. 199

Directions: In the question below, a passage is given followed by few statements. Read the passage and answer the
questions that follow.

Even while undertaking the world’s largest vaccination exercise, the below par capacity utilisation at many

vaccination sites is forcing authorities to rejig their strategies. The turnout among health workers for receiving the

vaccine was just over 50% in the first three days.

I. Vaccination hesitancy is posing a major roadblock for the drive as the fast pace of vaccine development and trials

coupled with the regulatory anomalies with Covaxin are contributing to the hesitation.

II. Gliches in Co- Win, the digital backbone of the vaccination drive is misfiring as the the non-delivery of the of text

messages to scheduled recipients is delaying the whole process.


RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

III. The software glitches must be resolved quickly so that an enabling technology doesn’t become a drag on

vaccination.

IV. Guarantees on safety must be repeated non-stop, efficacy data must be periodically updated and released by

the authorities.

V. The specific reasons why health workers topped the priority list must be underlined because they are most

vulnerable to virus exposure and vaccines offered first to them is also society’s gratitude for selfless service.

VI. To win the confidence of health workers it may be necessary to forego earlier reservations about netas jumping

the line. Inspirational figures volunteering for the jab could bolster the vaccination drive. Which of the above

statements are the causes of the argument given in the passage?

Options :

1. Only I and III

2. Only I and II

3. Both IV and V

4. Both V and VI

5. Both II and V

Answer : Only I and II

Question No. 200

Directions: A course of action is given below followed by three situations. Read it carefully and answer the question
that follows. Course of Action: Chennai Corporation’s public health centres have begun vaccinating individuals

above 18 years of age to reduce vaccine wastage and improve capacity utilisation. The second Covid wave

demands such improvisation and flexibility and Centre’s decision to revise the priority group addresses this need.

Situation I: Against vaccination capacity of 60,000 daily, Chennai’s civic body achieved only 32,000 on average in a

week. Situation II: A vaccine vial once opened has to be exhausted within four hours or is wasted. Situation III: In

the US, healthcare facilities are offering unused doses to young people waiting to jump the line, thereby reducing

wastage. Which of the situation(s) above will the given course of action follow?

Options :
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2

1. Only II

2. Both I and II

3. Only I

4. Both I and III

5. All of I, II and III

Answer : All of I, II and III

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