Professional Documents
Culture Documents
Question No. 1
NABARD has launched an agroecology-based programme named ‘JIVA programme’. The objective of the
Options :
1. Commercial Farming
2. Natural farming
3. Plantation Farming
5. Dairy Farming
Question No. 2
In May 2022, India and ____________ inked a joint declaration of intent on Green Hydrogen Task Force.
Options :
1. USA
2. Germany
3. France
4. Italy
5. Russia
Answer : Germany
Question No. 3
Options :
1. Creation of accurate land records for rural planning and reduce property related disputes.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
2. To bring financial stability to the citizens in rural India by enabling them to use their property as a financial
3. Determination of property tax, which would accrue to the GPs directly in States where it is devolved or
4. Creation of survey infrastructure and GIS maps that can be leveraged by any department for their use.
Question No. 4
The Financial Access Survey, launched in 2009, is a supply-side dataset on access to and use of financial services
aimed at supporting policymakers to measure and monitor financial inclusion and benchmark progress against
Options :
1. World Bank
2. IMF
3. ADB
4. NDB
5. AIIB
Answer : IMF
Question No. 5
The Railway Ministry had committed wrestlers of Indian Railways to provide a world class wrestling academy in
________________.
Options :
1. Hyderabad
2. Delhi
3. Ahmedabad
4. Chandigarh
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
5. Lucknow
Answer : Delhi
Question No. 6
Options :
1. 7
2. 8
3. 9
4. 10
5. 11
Answer : 9
Question No. 7
Options :
1. Treasury bills
2. Commercial papers
3. FD
4. Certificate of deposits
5. Call money
Answer : FD
Question No. 8
Palli Village is India's first panchayat to become carbon neutral. It is situated in which state?
Options :
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
1. J&K
2. Assam
3. Sikkim
4. Himachal Pradesh
5. Uttrakhand
Answer : J&K
Question No. 9
Which state has topped in highest number of Open defecation free (ODF Plus) villages till December 31, 2021?
Options :
1. Odisha
2. Telangana
3. Kerala
4. Karnataka
5. West Bengal
Answer : Telangana
Question No. 10
The government has extended the Pradhan Mantri Krishi Sinchayee Yojana (PMKSY), launched in 2015 to improve
Options :
1. 2023-24
2. 2024-25
3. 2025-26
4. 2026-27
5. 2027-28
Answer : 2025-26
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
Question No. 11
Survey conducted by Asia Securities Industry and Financial Market Association (ASIFMA) on Asian markets has
Options :
1. 5th
2. 9th
3. 10th
4. 12th
5. 15th
Answer : 10th
Question No. 12
Options :
1. Namibia
2. Ethiopia
3. Uganda
4. Tanzania
5. Kenya
Answer : Tanzania
Question No. 13
Options :
1. Mumbai
2. New Delhi
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
3. Hyderabad
4. Lucknow
5. Bengaluru
Question No. 14
In March 2022, who was conferred the Sahitya Akademi Fellowship by the Sahitya Akademi?
Options :
1. Ruskin Bond
2. Shirshendu Mukhopadhyay
3. Indira Parthasarathy
5. M Leelavathy
Question No. 15
__________ introduced the virtual currency as a legal tender and became the first ever country to do so.
Options :
1. Nicaragua
2. Guatemala
3. Dominican Republic
4. El Salvador
5. Venezuela
Answer : El Salvador
Question No. 16
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
___________ would help India to convert 150 villages around the Centres of Excellence into villages of
Excellence.
Options :
1. Germany
2. Israel
3. UAE
4. France
5. UK
Answer : Israel
Question No. 17
Ons Jebeur has won Madrid Open 2022. She is from _____.
Options :
1. Tunisia
2. Morocco
3. Algeria
4. Turkey
5. France
Answer : Tunisia
Question No. 18
World Food Prize Foundation announced the name of World Food Prize laureate 2022, Dr. Cynthia Rosenzweig of
the United States. The cash award under World Food Prize of ________________.
Options :
1. USD 1,00,000
2. USD 1,50,000
3. USD 2,00,000
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
4. USD 2,50,000
5. USD 3,00,000
Question No. 19
Options :
1. Carbon dioxide
2. Nitrous oxide
3. Nitrogen
4. Methane
5. Hydro chlorofluorocarbon
Answer : Nitrogen
Question No. 20
Which of the following bank was merged with Bank of Baroda from April 1, 2019?
Options :
1. Corporation Bank
2. Andhra Bank
3. Vijaya Bank
5. Syndicate Bank
Question No. 21
Who became first Indian to win gold medal at IWF Junior World Championships in Greece?
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
Options :
1. Jeremy Lalrinnunga
4. Sneha Soren
5. Achinta Sheuli
Question No. 22
In May 2022, who assumed charge as the vice chief of the Indian Army Staff?
Options :
5. None of these
Question No. 23
Options :
1. 10 February
2. 15 March
3. 5 April
4. 16 May
5. 20 June
Answer : 15 March
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
Question No. 24
Options :
1. 1 Billion Dollars
2. 5 Billion Dollars
3. 10 Billion Dollars
4. 20 Billion Dollars
5. 50 Billion Dollars
Question No. 25
Who is the captain of West Indies ODI and T20 cricket team?
Options :
1. Kyle Mayers
2. Nicholas Pooran
3. Shimron Hetmyer
4. Rovman Powell
5. Kieron Pollard
Question No. 26
Stand up India Scheme was launched to promote SC, ST and women entrepreneurs at the grassroot level focusing
on economic empowerment and job creation. The Stand Up India scheme was extended till ______.
Options :
1. 2023
2. 2025
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
3. 2027
4. 2030
5. 2032
Answer : 2025
Question No. 27
For EPFO schemes what is the maximum wage for getting inducted in the scheme?
Options :
1. Rs. 15000
2. Rs. 20000
3. Rs. 21000
4. Rs. 22000
5. Rs. 25000
Question No. 28
The 2030 Agenda for Sustainable Development includes _____ Sustainable Development Goals (SDGs).
Options :
1. 15
2. 17
3. 19
4. 20
5. 25
Answer : 17
Question No. 29
What is the total FDI limit allowed in Pension Fund under NPS?
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
Options :
1. 25%
2. 49%
3. 51%
4. 74%
5. 100%
Answer : 74%
Question No. 30
Options :
1. Shantanu Narayen
2. Arvind Krishna
3. Ajay Banga
4. Sanjay Mehrotra
5. Nikesh Arora
Question No. 31
Options :
1. Iran
2. Russia
3. Congo
4. Venezuela
5. Angola
Answer : Russia
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
Question No. 32
Options :
1. 1st
2. 2nd
3. 3rd
4. 4th
5. 5th
Answer : 2nd
Question No. 33
Which ministry notified green hydrogen policy, which will help in meeting the target of production of 5 million
tonnes of Green hydrogen by 2030 and the related development of renewable energy capacity?
Options :
1. Ministry of Power
4. Ministry of Coal
Question No. 34
Options :
5. None of these
Question No. 35
United Nations took a major step to catalyse the large-scale action and support needed for the transition to clean,
affordable energy for all and net-zero emissions with the launch of a UN-Energy Plan of Action Towards
_________.
Options :
1. 2023
2. 2024
3. 2025
4. 2030
5. 2032
Answer : 2025
Question No. 36
The NFSA 2013 legally entitles upto ________ of the rural population and ________ of the urban population to
Options :
1. 50%, 25%
2. 25%, 50%
3. 50%, 50%
4. 75%, 50%
5. 50%, 75%
Question No. 37
The 15th finance Commission suggested that the centre bring down fiscal deficit to 4% of GDP by ___________.
Options :
1. 2024-25
2. 2026-27
3. 2025-26
4. 2027-28
5. 2028-29
Answer : 2025-26
Question No. 38
Options :
5. None of these
Question No. 39
What was the theme of the Report on Currency and Finance – 2021-22 (RCF22) which was released by the RBI?
Options :
4. Go Digital, Go Secure
5. None of these
Question No. 40
Under 80C of income tax, which of the following does not get tax rebate?
Options :
Question No. 41
Tata Steel Ltd has planned capital expenditure (capex) of Rs ________ crore for 2022-23.
Options :
1. 10,000
2. 11,000
3. 12,000
4. 15,000
5. 17,000
Answer : 12,000
Question No. 42
Options :
1. Upto 30 days
Question No. 43
The allocation of Pradhan Mantri Fasal Bima Yojana (PMFBY) has been kept at Rs ________ crore for financial year
2022-23.
Options :
1. 12500
2. 14,500
3. 15,500
4. 17,500
5. 19,500
Answer : 15,500
Question No. 44
Union Home Minister Amit Shah inaugurated three floating BOPs (border outposts) in the riverine border areas of
Options :
Question No. 45
Options :
1. Aluminium
2. Quartz
3. Glass
4. Silicon
5. Boron
Answer : Silicon
Question No. 46
India has targeted to achieve Sustainable Development Goals (SDGs) target of Maternal Mortality Ratio (MMR) of
Options :
1. 40
2. 50
3. 70
4. 75
5. 100
Answer : 70
Question No. 47
______________ has joined the SEA-ME-WE-6 undersea cable consortium to scale up its high speed global
Options :
1. Jio
2. Bharti Airtel
3. BSNL
5. None of these
Question No. 48
_____________ is the combination of slow economic growth along with high unemployment and high inflation.
Options :
1. Creeping Inflation
2. Hyperinflation
3. Stagflation
4. Galloping
5. None of these
Answer : Stagflation
Question No. 49
Allocation to the rural roads construction scheme Pradhan Mantri Gram Sadak Yojana (PMGSY) is Rs __________
Options :
1. 15,000
2. 17,000
3. 19,000
4. 20,000
5. 23,000
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
Answer : 19,000
Question No. 50
According to the 24th Financial Stability Report which was released by RBI, what will be the NPA of banks by
September 2022?
Options :
1. 9.7% to 9.1%
2. 9.5% to 8.0%
3. 9.5% to 8.1%
4. 9.1% to 8.5%
5. None of these
Question No. 51
List I List II
Options :
1. 1 2 3 4 5
2. 2 1 3 4 5
3. 2 1 3 5 4
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
4. 2 1 4 5 3
5.
Answer : 2 1 3 4 5
Question No. 52
NBFCs were the largest net borrowers of funds from the financial system, which of the following was second
Options :
Question No. 53
Which of the following constitutional amendment act empower the state government to form 3 tier local self-
government?
Options :
Question No. 54
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
Options :
2. Most of the platforms involve system and method which facilitate the computatio
4. This decentralized structure allows them to exist outside the control of governments and central
authorities.
Question No. 55
Options :
1. The operations function plays a profound role in meeting corporate social responsibility.
2. Corporate social responsibility means "doing what's right" and doing it properly, which can be beneficial to
all stakeholders.
3. Corporate social responsibility only requires firms to focus on environmentally friendly product disposal.
4. Companies that practice corporate social responsibility introduce policies that consider environmental,
Answer : Corporate social responsibility only requires firms to focus on environmentally friendly product disposal.
Question No. 56
As per REPORT ON TREND AND PROGRESS OF BANKING IN INDIA 2020-21, The Payments Infrastructure
Development Fund (PIDF) Scheme intends to subsidise deployment of payment acceptance infrastructure in Tier-3
Options :
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
1. Western States
2. North-eastern states
3. Northern States
4. Eastern States
Question No. 57
In the case of Government subscribers in National Pension System, the lump sum is payable to the nominees/legal
Options :
1. Rs 5 lakh
2. Rs 4 Lakh
3. Rs 3 Lakh
4. Rs 2.5 Lakh
Answer : Rs 5 lakh
Question No. 58
Exit for NPS: In case the total corpus in the account is less than or equal to _________ as on the Date of Death of
the Subscriber (Government sector), nominee/legal heir can avail the option of complete Withdrawal.
Options :
1. 7 Lakh
2. 6 Lakh
3. 5 Lakh
4. 4 Lakh
Answer : 5 Lakh
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
Question No. 59
As per RBI committee for asset reconstruction companies (ARCs), for accounts above_________, two bank-
approved external valuers should carry out a valuation to determine liquidation value and fair market value.
Options :
1. 300 Crore
2. 500 Crore
3. 550 Crore
4. 600 Crore
Question No. 60
As per 21st round of Systemic Risk Survey, which of the following risks were assessed as “high”:
Options :
2. Macro-economic Risks
4. Institutional Risks
Question No. 61
Options :
1. Power
2. Technology
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
3. Nuclear
4. Transport
Answer : Nuclear
Question No. 62
_____________ is used by fraudsters to install malware through public ports in customers mobile –:
Options :
1. Juice Jacking
2. Spyware
3. Hacking
4. Trojan
Question No. 63
Options :
1. PJ Nayak Committee
2. Narasimham Committee
3. Mehta Committee
Question No. 64
Options :
1. 10,000 crore
2. 20,000 crore
3. 25,000 crore
4. 30,000 crore
Question No. 65
How many farmer have been insured under the scheme of Pradhan Mantri Fasal Bima Yojana (PMFBY) as of
February, 2022?
Options :
Question No. 66
Consider the following statement about Pradhan Mantri Fasal Bima Yojana.
I. Recently Maharashtra government had requested to extend deadline of Crop Insurance scheme, PMFBY till July
23.
II. This scheme replaced two schemes called National Agricultural Insurance Scheme (NAIS) and Modified National
III. This scheme provided cover to all Food & Oilseeds crops and annual commercial or horticultural crop.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
Options :
1. I only
2. II only
3. III only
Question No. 67
Which of the following entities shall not be eligible to participate in the Call, Notice and Term Money Markets, both
Options :
3. Payment Banks
Question No. 68
As per DICGC, there are 98.1% protected accounts at end-March 2021, What is the required percentage as per
international norms?
Options :
1. 80 %
2. 85 %
3. 90 %
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
4. 95 %
Answer : 80 %
Question No. 69
Which of the following method often used in public projects, in which an interested party initiates a proposal for a
Options :
1. Montreal Challenge
2. Swiss Challenge
3. Project Challenge
4. Contract Challenge
Question No. 70
In term of energy produced in the country, how much energy India get by Coal?
Options :
1. 50%
2. 52%
3. 55%
4. 60%
Answer : 55%
Question No. 71
Consider the following statement about Protection of Women from Sexual Harassment (POSH) Act, 2013.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
I. Every employer is required to constitute an Internal Complaints Committee at each office or branch with 20 or
more employees.
II. The Complaints Committees have the powers of civil courts for gathering evidence.
III. The Complaints Committees are required to provide for conciliation before initiating an inquiry if requested by
the complainant.
Options :
1. I only
2. II only
3. III only
4. I and II both
Answer : I only
Question No. 72
Which of the following is/are the aims of “Digital India” Plan of the Government of India?
Options :
1. 1 and 2 only
2. 3 only
3. 2 and 3 only
4. 1, 2 and 3
Answer : 1, 2 and 3
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
Question No. 73
In India, the population Census is under which list of schedules of Indian constitution?
Options :
1. Union subject
2. State subject
3. Concurrent subject
4. Reserved subject
Question No. 74
Options :
1. Daily
2. Monthly
3. Quarterly
4. Half Yearly
5. Yearly
Answer : Quarterly
Question No. 75
What are the total numbers of accounts opened in PMJDY accounts till April 2022?
Options :
1. 40.36 crore
2. 45.15 crore
3. 45.45 crore
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
4. 46.87 crore
5. 48.49 crore
Question No. 76
According to the annual report on Vital Statistics based on 2020 Civil Registration System report, __________
Options :
1. Kerala
2. Ladakh
3. Arunachal Pradesh
5. Tripura
Answer : Ladakh
Question No. 77
How many projects worth Rs 2.12 lakh crore rupees are currently being implemented under Sagarmala programme?
Options :
1. 202
2. 216
3. 518
4. 802
5. 910
Answer : 202
Question No. 78
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
The International Solar Alliance (ISA) was launched in November 2015 at the 21st session of the United Nations
Options :
1. New York
2. London
3. Berlin
4. Paris
5. Dublin
Answer : Paris
Question No. 79
Options :
2. Wangala – Meghalaya
3. Jharkhand - Nuakhai
5. Bihu – Assam
Question No. 80
Options :
1. New Delhi
2. Mumbai
3. Hyderabad
4. Ahemdabad
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
5. Bengaluru
Answer : Hyderabad
Direction:
Read the passage and answer the questions that follow.
Australia has long been at the leading edge of minimum wages. The state of Victoria was the second place in the
world to introduce a wage floor in 1896, beaten only by New Zealand. A landmark legal case in 1907 took a more
expansive view of a fair wage, ruling that it should be enough to maintain a family with three children in “frugal
comfort”. Australia is still at it: it now has the world’s most generous minimum wage, reclaiming a distinction it last
The OECD, a club mainly of rich countries, compares minimum wages around the world by adjusting for inflation
and the cost of living, and converting them into American dollars. On that basis Australian workers pulled in at least
$12.14 an hour last year, up by nearly 4% from 2017. That puts them narrowly ahead of their peers in Luxembourg,
ranked second, and a whopping two-thirds better off than federal minimum-wage earners in America.
Australians may be incredulous to learn that they are doing relatively well. In recent years one of their big gripes
has been sluggish wage growth. The norm in Australia used to be nominal annual wage increases of about 3% to
4%. Even after the global financial crisis of 2008, wage growth remained strong, thanks in part to the natural-
resources boom. But over the past five years the resources sector has lost its fizz, and wage growth has ebbed to
That makes the high minimum wage all the more notable. The Fair Work Commission, an independent panel that
sets the minimum wage after considering submissions from industry and the unions as well as academic research,
raised it by 3% this year, after increases of 3.5% in 2018 and 3.3% in 2017. These rises have outpaced both inflation
and broader wage growth, and have helped give low-end workers a somewhat bigger share of national income.
It used to be an article of faith among economists that higher minimum wages would cause job losses, but data
from Australia add to evidence that counters that assumption, at least as long as increases are gradual. A study by
the Reserve Bank of Australia (RBA), the central bank, examined minimum-wage increases between 1998 and 2008,
and found no discernible effect on employment. Similarly, over the past five years, Australia’s unemployment rate
The value of the minimum wage is especially important in Australia since the pay of so many workers is linked to it.
Under a national system of industry-wide salary awards, pay in many jobs, from cabin crew to funeral directors, is in
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
effect indexed to the minimum wage. Every time the minimum wage goes up, so does the pay of nearly a quarter
The RBA seems pleased with the boost to wages. It wants higher earnings to lift inflation, which is below its target
of 2-3%. With the housing market in the doldrums, the economy is growing at the slowest pace since 2009,
threatening Australia’s 28-year growth streak. But low pay rises, says Philip Lowe, the head of the RBA, harm the
Question No. 81
Australia has the highest minimum wage when compared to other countries and it is barely enough to run a family
Options :
1. Definitely true
2. Definitely false
3. Probably true
4. Probably false
5. Cannot be determined
Direction:
Read the passage and answer the questions that follow.
Australia has long been at the leading edge of minimum wages. The state of Victoria was the second place in the
world to introduce a wage floor in 1896, beaten only by New Zealand. A landmark legal case in 1907 took a more
expansive view of a fair wage, ruling that it should be enough to maintain a family with three children in “frugal
comfort”. Australia is still at it: it now has the world’s most generous minimum wage, reclaiming a distinction it last
The OECD, a club mainly of rich countries, compares minimum wages around the world by adjusting for inflation
and the cost of living, and converting them into American dollars. On that basis Australian workers pulled in at least
$12.14 an hour last year, up by nearly 4% from 2017. That puts them narrowly ahead of their peers in Luxembourg,
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
ranked second, and a whopping two-thirds better off than federal minimum-wage earners in America.
Australians may be incredulous to learn that they are doing relatively well. In recent years one of their big gripes
has been sluggish wage growth. The norm in Australia used to be nominal annual wage increases of about 3% to
4%. Even after the global financial crisis of 2008, wage growth remained strong, thanks in part to the natural-
resources boom. But over the past five years the resources sector has lost its fizz, and wage growth has ebbed to
That makes the high minimum wage all the more notable. The Fair Work Commission, an independent panel that
sets the minimum wage after considering submissions from industry and the unions as well as academic research,
raised it by 3% this year, after increases of 3.5% in 2018 and 3.3% in 2017. These rises have outpaced both inflation
and broader wage growth, and have helped give low-end workers a somewhat bigger share of national income.
It used to be an article of faith among economists that higher minimum wages would cause job losses, but data
from Australia add to evidence that counters that assumption, at least as long as increases are gradual. A study by
the Reserve Bank of Australia (RBA), the central bank, examined minimum-wage increases between 1998 and 2008,
and found no discernible effect on employment. Similarly, over the past five years, Australia’s unemployment rate
The value of the minimum wage is especially important in Australia since the pay of so many workers is linked to it.
Under a national system of industry-wide salary awards, pay in many jobs, from cabin crew to funeral directors, is in
effect indexed to the minimum wage. Every time the minimum wage goes up, so does the pay of nearly a quarter
The RBA seems pleased with the boost to wages. It wants higher earnings to lift inflation, which is below its target
of 2-3%. With the housing market in the doldrums, the economy is growing at the slowest pace since 2009,
threatening Australia’s 28-year growth streak. But low pay rises, says Philip Lowe, the head of the RBA, harm the
Question No. 82
Which of the following is true regarding OCED and the data it published, according to the passage?
(i) Parameters such as cost of living, inflation etc. are not taken into consideration while comparing
minimum wages around the world by OCED, which is a club maintained by developed countries.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
(ii) The workers in Australia maintain a large gap in the difference of income with their competitor
Luxembourg.
(iii) The minimum-wage earners in America, although they have a low minimum wage compared to those in
Options :
1. Only i
3. Both i and ii
Direction:
Read the passage and answer the questions that follow.
Australia has long been at the leading edge of minimum wages. The state of Victoria was the second place in the
world to introduce a wage floor in 1896, beaten only by New Zealand. A landmark legal case in 1907 took a more
expansive view of a fair wage, ruling that it should be enough to maintain a family with three children in “frugal
comfort”. Australia is still at it: it now has the world’s most generous minimum wage, reclaiming a distinction it last
The OECD, a club mainly of rich countries, compares minimum wages around the world by adjusting for inflation
and the cost of living, and converting them into American dollars. On that basis Australian workers pulled in at least
$12.14 an hour last year, up by nearly 4% from 2017. That puts them narrowly ahead of their peers in Luxembourg,
ranked second, and a whopping two-thirds better off than federal minimum-wage earners in America.
Australians may be incredulous to learn that they are doing relatively well. In recent years one of their big gripes
has been sluggish wage growth. The norm in Australia used to be nominal annual wage increases of about 3% to
4%. Even after the global financial crisis of 2008, wage growth remained strong, thanks in part to the natural-
resources boom. But over the past five years the resources sector has lost its fizz, and wage growth has ebbed to
That makes the high minimum wage all the more notable. The Fair Work Commission, an independent panel that
sets the minimum wage after considering submissions from industry and the unions as well as academic research,
raised it by 3% this year, after increases of 3.5% in 2018 and 3.3% in 2017. These rises have outpaced both inflation
and broader wage growth, and have helped give low-end workers a somewhat bigger share of national income.
It used to be an article of faith among economists that higher minimum wages would cause job losses, but data
from Australia add to evidence that counters that assumption, at least as long as increases are gradual. A study by
the Reserve Bank of Australia (RBA), the central bank, examined minimum-wage increases between 1998 and 2008,
and found no discernible effect on employment. Similarly, over the past five years, Australia’s unemployment rate
The value of the minimum wage is especially important in Australia since the pay of so many workers is linked to it.
Under a national system of industry-wide salary awards, pay in many jobs, from cabin crew to funeral directors, is in
effect indexed to the minimum wage. Every time the minimum wage goes up, so does the pay of nearly a quarter
The RBA seems pleased with the boost to wages. It wants higher earnings to lift inflation, which is below its target
of 2-3%. With the housing market in the doldrums, the economy is growing at the slowest pace since 2009,
threatening Australia’s 28-year growth streak. But low pay rises, says Philip Lowe, the head of the RBA, harm the
Question No. 83
Why are the Australians dubious about the fact that they receive the highest minimum wage when compared to all
other nations?
Options :
1. Their standard of living has been so low in the recent years and most of the people have fallen below the
poverty line.
2. They see that people in other countries have been receiving much more minimum wages than them, but
3. Most Australians, for a few years have been complaining about the slow improvement in their wages.
4. They understood that their minimum wages skyrocketed after recovering from the crisis in 2004, but still
they could not lead a decent life with what they receive.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
5. None of these
Answer : Most Australians, for a few years have been complaining about the slow improvement in their wages.
Direction:
Read the passage and answer the questions that follow.
Australia has long been at the leading edge of minimum wages. The state of Victoria was the second place in the
world to introduce a wage floor in 1896, beaten only by New Zealand. A landmark legal case in 1907 took a more
expansive view of a fair wage, ruling that it should be enough to maintain a family with three children in “frugal
comfort”. Australia is still at it: it now has the world’s most generous minimum wage, reclaiming a distinction it last
The OECD, a club mainly of rich countries, compares minimum wages around the world by adjusting for inflation
and the cost of living, and converting them into American dollars. On that basis Australian workers pulled in at least
$12.14 an hour last year, up by nearly 4% from 2017. That puts them narrowly ahead of their peers in Luxembourg,
ranked second, and a whopping two-thirds better off than federal minimum-wage earners in America.
Australians may be incredulous to learn that they are doing relatively well. In recent years one of their big gripes
has been sluggish wage growth. The norm in Australia used to be nominal annual wage increases of about 3% to
4%. Even after the global financial crisis of 2008, wage growth remained strong, thanks in part to the natural-
resources boom. But over the past five years the resources sector has lost its fizz, and wage growth has ebbed to
That makes the high minimum wage all the more notable. The Fair Work Commission, an independent panel that
sets the minimum wage after considering submissions from industry and the unions as well as academic research,
raised it by 3% this year, after increases of 3.5% in 2018 and 3.3% in 2017. These rises have outpaced both inflation
and broader wage growth, and have helped give low-end workers a somewhat bigger share of national income.
It used to be an article of faith among economists that higher minimum wages would cause job losses, but data
from Australia add to evidence that counters that assumption, at least as long as increases are gradual. A study by
the Reserve Bank of Australia (RBA), the central bank, examined minimum-wage increases between 1998 and 2008,
and found no discernible effect on employment. Similarly, over the past five years, Australia’s unemployment rate
The value of the minimum wage is especially important in Australia since the pay of so many workers is linked to it.
Under a national system of industry-wide salary awards, pay in many jobs, from cabin crew to funeral directors, is in
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
effect indexed to the minimum wage. Every time the minimum wage goes up, so does the pay of nearly a quarter
The RBA seems pleased with the boost to wages. It wants higher earnings to lift inflation, which is below its target
of 2-3%. With the housing market in the doldrums, the economy is growing at the slowest pace since 2009,
threatening Australia’s 28-year growth streak. But low pay rises, says Philip Lowe, the head of the RBA, harm the
Question No. 84
What was the common belief among the economists, that was shattered by the Australians, because of their
Options :
1. The economists believed that minimum wages would be increased if people are given more job
opportunities.
2. They believed that increasing the minimum wages will help in reducing the income disparity among the
4. They believed that a sudden increase in minimum wages would bring more people into employment, thus
5. They believed that unemployment and minimum wages were not related to each other.
Answer : They believed that increase in minimum wages is directly proportional to unemployment.
Direction:
Read the passage and answer the questions that follow.
Australia has long been at the leading edge of minimum wages. The state of Victoria was the second place in the
world to introduce a wage floor in 1896, beaten only by New Zealand. A landmark legal case in 1907 took a more
expansive view of a fair wage, ruling that it should be enough to maintain a family with three children in “frugal
comfort”. Australia is still at it: it now has the world’s most generous minimum wage, reclaiming a distinction it last
The OECD, a club mainly of rich countries, compares minimum wages around the world by adjusting for inflation
and the cost of living, and converting them into American dollars. On that basis Australian workers pulled in at least
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
$12.14 an hour last year, up by nearly 4% from 2017. That puts them narrowly ahead of their peers in Luxembourg,
ranked second, and a whopping two-thirds better off than federal minimum-wage earners in America.
Australians may be incredulous to learn that they are doing relatively well. In recent years one of their big gripes
has been sluggish wage growth. The norm in Australia used to be nominal annual wage increases of about 3% to
4%. Even after the global financial crisis of 2008, wage growth remained strong, thanks in part to the natural-
resources boom. But over the past five years the resources sector has lost its fizz, and wage growth has ebbed to
That makes the high minimum wage all the more notable. The Fair Work Commission, an independent panel that
sets the minimum wage after considering submissions from industry and the unions as well as academic research,
raised it by 3% this year, after increases of 3.5% in 2018 and 3.3% in 2017. These rises have outpaced both inflation
and broader wage growth, and have helped give low-end workers a somewhat bigger share of national income.
It used to be an article of faith among economists that higher minimum wages would cause job losses, but data
from Australia add to evidence that counters that assumption, at least as long as increases are gradual. A study by
the Reserve Bank of Australia (RBA), the central bank, examined minimum-wage increases between 1998 and 2008,
and found no discernible effect on employment. Similarly, over the past five years, Australia’s unemployment rate
The value of the minimum wage is especially important in Australia since the pay of so many workers is linked to it.
Under a national system of industry-wide salary awards, pay in many jobs, from cabin crew to funeral directors, is in
effect indexed to the minimum wage. Every time the minimum wage goes up, so does the pay of nearly a quarter
The RBA seems pleased with the boost to wages. It wants higher earnings to lift inflation, which is below its target
of 2-3%. With the housing market in the doldrums, the economy is growing at the slowest pace since 2009,
threatening Australia’s 28-year growth streak. But low pay rises, says Philip Lowe, the head of the RBA, harm the
Question No. 85
(i) Increase in minimum wages will pump more money into the economy, and it will increase the land
value.
(iii) They are afraid that if pay raise is too slow, it will have a negative impact on the economy.
Options :
1. Only i
3. Only iii
4. All of these
5. None of these
Direction:
Read the passage and answer the questions that follow.
Australia has long been at the leading edge of minimum wages. The state of Victoria was the second place in the
world to introduce a wage floor in 1896, beaten only by New Zealand. A landmark legal case in 1907 took a more
expansive view of a fair wage, ruling that it should be enough to maintain a family with three children in “frugal
comfort”. Australia is still at it: it now has the world’s most generous minimum wage, reclaiming a distinction it last
The OECD, a club mainly of rich countries, compares minimum wages around the world by adjusting for inflation
and the cost of living, and converting them into American dollars. On that basis Australian workers pulled in at least
$12.14 an hour last year, up by nearly 4% from 2017. That puts them narrowly ahead of their peers in Luxembourg,
ranked second, and a whopping two-thirds better off than federal minimum-wage earners in America.
Australians may be incredulous to learn that they are doing relatively well. In recent years one of their big gripes
has been sluggish wage growth. The norm in Australia used to be nominal annual wage increases of about 3% to
4%. Even after the global financial crisis of 2008, wage growth remained strong, thanks in part to the natural-
resources boom. But over the past five years the resources sector has lost its fizz, and wage growth has ebbed to
That makes the high minimum wage all the more notable. The Fair Work Commission, an independent panel that
sets the minimum wage after considering submissions from industry and the unions as well as academic research,
raised it by 3% this year, after increases of 3.5% in 2018 and 3.3% in 2017. These rises have outpaced both inflation
and broader wage growth, and have helped give low-end workers a somewhat bigger share of national income.
It used to be an article of faith among economists that higher minimum wages would cause job losses, but data
from Australia add to evidence that counters that assumption, at least as long as increases are gradual. A study by
the Reserve Bank of Australia (RBA), the central bank, examined minimum-wage increases between 1998 and 2008,
and found no discernible effect on employment. Similarly, over the past five years, Australia’s unemployment rate
The value of the minimum wage is especially important in Australia since the pay of so many workers is linked to it.
Under a national system of industry-wide salary awards, pay in many jobs, from cabin crew to funeral directors, is in
effect indexed to the minimum wage. Every time the minimum wage goes up, so does the pay of nearly a quarter
The RBA seems pleased with the boost to wages. It wants higher earnings to lift inflation, which is below its target
of 2-3%. With the housing market in the doldrums, the economy is growing at the slowest pace since 2009,
threatening Australia’s 28-year growth streak. But low pay rises, says Philip Lowe, the head of the RBA, harm the
Question No. 86
(i) After the global financial crisis of 2008, Australia did not experience an increase in minimum wages,
even though they could have done it with the help of the existing resources.
(ii) When we compare the increase in minimum wages of Australia and America for the last five years,
(iii) The minimum wage increase in the current year is less than that in 2018, but better than that in 2017.
(iv) Increase in minimum wage will affect the economy as a whole because one- fourth of the wages of
Options :
1. Only i
2. Both ii and iv
4. Only iii
Direction:
Read the passage and answer the questions that follow.
Australia has long been at the leading edge of minimum wages. The state of Victoria was the second place in the
world to introduce a wage floor in 1896, beaten only by New Zealand. A landmark legal case in 1907 took a more
expansive view of a fair wage, ruling that it should be enough to maintain a family with three children in “frugal
comfort”. Australia is still at it: it now has the world’s most generous minimum wage, reclaiming a distinction it last
The OECD, a club mainly of rich countries, compares minimum wages around the world by adjusting for inflation
and the cost of living, and converting them into American dollars. On that basis Australian workers pulled in at least
$12.14 an hour last year, up by nearly 4% from 2017. That puts them narrowly ahead of their peers in Luxembourg,
ranked second, and a whopping two-thirds better off than federal minimum-wage earners in America.
Australians may be incredulous to learn that they are doing relatively well. In recent years one of their big gripes
has been sluggish wage growth. The norm in Australia used to be nominal annual wage increases of about 3% to
4%. Even after the global financial crisis of 2008, wage growth remained strong, thanks in part to the natural-
resources boom. But over the past five years the resources sector has lost its fizz, and wage growth has ebbed to
That makes the high minimum wage all the more notable. The Fair Work Commission, an independent panel that
sets the minimum wage after considering submissions from industry and the unions as well as academic research,
raised it by 3% this year, after increases of 3.5% in 2018 and 3.3% in 2017. These rises have outpaced both inflation
and broader wage growth, and have helped give low-end workers a somewhat bigger share of national income.
It used to be an article of faith among economists that higher minimum wages would cause job losses, but data
from Australia add to evidence that counters that assumption, at least as long as increases are gradual. A study by
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
the Reserve Bank of Australia (RBA), the central bank, examined minimum-wage increases between 1998 and 2008,
and found no discernible effect on employment. Similarly, over the past five years, Australia’s unemployment rate
The value of the minimum wage is especially important in Australia since the pay of so many workers is linked to it.
Under a national system of industry-wide salary awards, pay in many jobs, from cabin crew to funeral directors, is in
effect indexed to the minimum wage. Every time the minimum wage goes up, so does the pay of nearly a quarter
The RBA seems pleased with the boost to wages. It wants higher earnings to lift inflation, which is below its target
of 2-3%. With the housing market in the doldrums, the economy is growing at the slowest pace since 2009,
threatening Australia’s 28-year growth streak. But low pay rises, says Philip Lowe, the head of the RBA, harm the
Question No. 87
Options :
1. incredible
2. disbelieve
3. inattentive
4. inactive
5. discontent
Answer : disbelieve
Direction:
Read the passage and answer the questions that follow.
Australia has long been at the leading edge of minimum wages. The state of Victoria was the second place in the
world to introduce a wage floor in 1896, beaten only by New Zealand. A landmark legal case in 1907 took a more
expansive view of a fair wage, ruling that it should be enough to maintain a family with three children in “frugal
comfort”. Australia is still at it: it now has the world’s most generous minimum wage, reclaiming a distinction it last
The OECD, a club mainly of rich countries, compares minimum wages around the world by adjusting for inflation
and the cost of living, and converting them into American dollars. On that basis Australian workers pulled in at least
$12.14 an hour last year, up by nearly 4% from 2017. That puts them narrowly ahead of their peers in Luxembourg,
ranked second, and a whopping two-thirds better off than federal minimum-wage earners in America.
Australians may be incredulous to learn that they are doing relatively well. In recent years one of their big gripes
has been sluggish wage growth. The norm in Australia used to be nominal annual wage increases of about 3% to
4%. Even after the global financial crisis of 2008, wage growth remained strong, thanks in part to the natural-
resources boom. But over the past five years the resources sector has lost its fizz, and wage growth has ebbed to
That makes the high minimum wage all the more notable. The Fair Work Commission, an independent panel that
sets the minimum wage after considering submissions from industry and the unions as well as academic research,
raised it by 3% this year, after increases of 3.5% in 2018 and 3.3% in 2017. These rises have outpaced both inflation
and broader wage growth, and have helped give low-end workers a somewhat bigger share of national income.
It used to be an article of faith among economists that higher minimum wages would cause job losses, but data
from Australia add to evidence that counters that assumption, at least as long as increases are gradual. A study by
the Reserve Bank of Australia (RBA), the central bank, examined minimum-wage increases between 1998 and 2008,
and found no discernible effect on employment. Similarly, over the past five years, Australia’s unemployment rate
The value of the minimum wage is especially important in Australia since the pay of so many workers is linked to it.
Under a national system of industry-wide salary awards, pay in many jobs, from cabin crew to funeral directors, is in
effect indexed to the minimum wage. Every time the minimum wage goes up, so does the pay of nearly a quarter
The RBA seems pleased with the boost to wages. It wants higher earnings to lift inflation, which is below its target
of 2-3%. With the housing market in the doldrums, the economy is growing at the slowest pace since 2009,
threatening Australia’s 28-year growth streak. But low pay rises, says Philip Lowe, the head of the RBA, harm the
Question No. 88
Options :
1. lively
2. gloom
3. despondency
4. mitigate
5. empathy
Answer : lively
Direction:
Select the phrase/connector from the given options which can be used to form a single sentence from the two
sentences given below, implying the same meaning as expressed in the statement sentences.
Question No. 89
2. They did not have money to pay for the bamboo raft.
i. because
ii. so that
iii. accordingly
Options :
1. Only i
4. i, ii and iii
5. None of these
Answer : Only i
Direction:
Select the phrase/connector from the given options which can be used to form a single sentence from the two
sentences given below, implying the same meaning as expressed in the statement sentences.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
Question No. 90
i. because
ii. although
iii. as well as
Options :
1. Only i
2. Both i and ii
3. Only ii
5. All of these
Answer : Only ii
Direction:
Select the phrase/connector from the given options which can be used to form a single sentence from the two
sentences given below, implying the same meaning as expressed in the statement sentences.
Question No. 91
2. Researchers have determined that there are fewer than 100 Arabian leopards left in the wild.
i. Due to
iii. Because of
Options :
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
1. Only i
4. i, ii and iii
5. None of these
Direction:
Select the phrase/connector from the given options which can be used to form a single sentence from the two
sentences given below, implying the same meaning as expressed in the statement sentences.
Question No. 92
1. Broadly, he says, his government has listened and tried to understand business.
i. furthermore
ii. but
iii. owing to
Options :
1. Only i
4. Only ii
5. i, ii and iii
Answer : Only ii
Direction:
In each of the questions, a sentence is divided into five parts namely 1, 2, 3, 4 and 5. In which one of the parts is
given in bold and is grammatically and contextually correct. You have to identify which fragment, apart from the
bold one, is correct in terms of grammar and usage. If all the parts are correct, then mark option 5, “All are
correct” as the answer.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
Question No. 93
The ideal moreish dessert are (1)/a sticky pavlova with (2)/too many whipped cream (3)/and sweetened with
Options :
1. 1
2. 2
3. 3
4. 5
Answer : 2
Direction:
In each of the questions, a sentence is divided into five parts namely 1, 2, 3, 4 and 5. In which one of the parts is
given in bold and is grammatically and contextually correct. You have to identify which fragment, apart from the
bold one, is correct in terms of grammar and usage. If all the parts are correct, then mark option 5, “All are
correct” as the answer.
Question No. 94
If I were him, (1)/I will eat (2)/all the cakes bought (3)/at my neighbour, (4)/without hesitation (5).
Options :
1. 1
2. 2
3. 3
4. 4
Answer : 3
Direction:
In each of the questions, a sentence is divided into five parts namely 1, 2, 3, 4 and 5. In which one of the parts is
given in bold and is grammatically and contextually correct. You have to identify which fragment, apart from the
bold one, is correct in terms of grammar and usage. If all the parts are correct, then mark option 5, “All are
correct” as the answer.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
Question No. 95
Although to our knowledge (1)/there exist no empirical data (2)/to confirming the disincentive hypothesis, (3)/there
Options :
1. 1
2. 2
3. 3
4. 5
Answer : 1
Direction:
In each of the questions, a sentence is divided into five parts namely 1, 2, 3, 4 and 5. In which one of the parts is
given in bold and is grammatically and contextually correct. You have to identify which fragment, apart from the
bold one, is correct in terms of grammar and usage. If all the parts are correct, then mark option 5, “All are
correct” as the answer.
Question No. 96
The two combatants once again (1)/faced one another, (2)/taking a couple of sidestep, (3)/swords at the ready
Options :
1. 2
2. 3
3. 4
4. 5
Answer : 4
Direction:
In each of the questions, a sentence is divided into five parts namely 1, 2, 3, 4 and 5. In which one of the parts is
given in bold and is grammatically and contextually correct. You have to identify which fragment, apart from the
bold one, is correct in terms of grammar and usage. If all the parts are correct, then mark option 5, “All are
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
Question No. 97
The painting have been inspired by (1)/his wife Matilda II, who he (2)/ marries in 1100, (3)/the daughter of the
Options :
1. 1
2. 2
3. 3
4. 4
Answer : 4
Direction:
Six statements are given below, which are jumbled in any random order. Only the second statement (b), which has
been emboldened, is in its correct place. These statements will form a coherent and meaningful paragraph, when
arranged in the correct sequence. Arrange the sentences in the right order and answer the questions that follow.
Question No. 98
(a) Initiated as a symbolic gesture of sustainability by conserving electricity for an hour from 8:30 to 9:30 p.m., Earth
(b) So the Earth remains our only home for now and for the foreseeable future!
(c) While Neil Armstrong set foot on the moon more than five decades ago, we are yet to find new civilisations
(d) What started as a “switch-off the lights” campaign in 2007 has evolved into a global movement linked to
(e) Therefore, none of us can ever overstate the focus and action centred around conservation and sustainability
activities.
(f) It has become an event that centres on many actions that take the concept much deeper.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
Options :
1. c,b,e,a,f,d
2. e,b,a,f,c,d
3. a,b,f,c,d,e
4. a,b,c,e,f,d
5. c,b,e,d,f,a
Answer : c,b,e,a,f,d
Direction:
Seven statements are given below, which are jumbled in any random order. Only the fifth statement (e), which has
been emboldened, is in its correct place. These statements will form a coherent and meaningful paragraph, when
arranged in the correct sequence. Arrange the sentences in the right order and answer the questions that follow.
(a) Khirk is not an avenue tree; its new foliage shines out from overgrown hedgerows in sarkari bungalows.
(b) And that’s exactly why putranjia has been planted in the hedgerows of almost every bungalow in Lutyens’ Delhi.
(c) If you drive down Teen Murti Marg in late January or early February, you might notice with some surprise the
(d) That’s why it can be a bit of a shock to see such eager new foliage so early in the calendar year.
(e) Another hedge plant is putranjia, which can grow into a tall, handsome tree, but is valued for its extraordinary
ability to ‘coppice’.
(f) It’s a time of dry-season dormancy in Delhi when most trees are decidedly moth-eaten or completely bare.
(g) It means that when you chop off a leading shoot, it re-directs growth hormones into side-shoots to become
Question No. 99
Options :
1. a,g,b,d,e,c,f
2. f,b,a,c,e,d,g
3. c,f,d,a,e,g,b
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
4. g,d,a,c,e,b,f
5. a,d,f,c,e,b,g,
Answer : c,f,d,a,e,g,b
Direction:
In the following questions, an idiom is given followed by three sentences. Identify which of the sentences represent
the meaning of the idiom given in the question.
ii. The celebration cost hundreds of pounds, and I wonder who's going to foot the bill.
iii. Losing that job was a foot the bill really, and I ended up in a much more enjoyable career.
Options :
1. Only ii
2. i and iii
3. ii and iii
4. i and ii
5. i, ii and iii
Answer : i and ii
Direction:
In the following questions, an idiom is given followed by three sentences. Identify which of the sentences represent
the meaning of the idiom given in the question.
i. It's not easy, but as a manager, sometimes you have to make up your mind and fire people.
ii. She deliberated over the decision for a long time before she made up her mind.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
Options :
1. Only i
2. Only ii
5. i, ii and iii
Direction:
In the following questions, an idiom is given followed by three sentences. Identify which of the sentences represent
the meaning of the idiom given in the question.
i. These days you can easily buy a smart phone without breaking the bank.
ii. I broke the bank going to grad school and I'm not sure how I'll ever pay back the money.
iii. With the wind increasing, the heavy rain being blown in my face I decided to break the bank.
Options :
1. Only i
2. Both i and ii
5. i, ii and iii
Direction:
In the following questions, an idiom is given followed by three sentences. Identify which of the sentences represent
the meaning of the idiom given in the question.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
Devil’s advocate
iii. He offered to play devil’s advocate and argue against our case so that we could find out any flaws in it.
Options :
1. Only i
3. Only i and ii
4. Only iii
5. i, ii and iii
Direction:
Read the passage and answer the questions that follow.
What gives rise to the wealth of nations? Some see the source in rich seams of mineral resources such as oil or coal.
Geography matters too: countries in temperate climes tend to be richer, other things being equal, than those closer
to the equator. Then there are institutions: the rule of law and (perhaps) democracy. Above these, most economists
since Adam Smith have believed, stands the invisible hand of the market, guiding selfish human actions to serve
Is there something missing from the list? For the past decade or so, sociologists have been pushing one more
concept, “social capital”—trust or community, in one of its guises—that is now also being taken up by economists.
Crudely speaking, the more people trust each other, the better off their society. They might work more efficiently
together, for example. In business, trust might obviate the need for complicated contracts, and thus save on
lawyers' fees. You might expect that America, which has such a successful economy, had social capital in shedloads.
Maybe, and maybe not: one of the most influential essays in the field, “Bowling Alone”, by Robert Putnam of
Harvard University, pointed out that Americans were far less likely to be members of community organisations,
clubs or associations in the 1990s than they were in the 1950s. He illustrated his thesis by charting the decline of
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
bowling leagues.
A recent set of articles in the Economic Journal* shows how economists are grappling to analyse social capital. On
the face of it, the idea that trust or community can make a difference between wealth and poverty does not fit
easily with the basic assumption of orthodox economic theory: that humans are essentially self-interested animals.
That is why it has an instinctive appeal to “behavioural” economists, who think that this assumption has been
In one paper, Samuel Bowles and Herbert Gintis, of the University of Massachusetts, advance just such a view. They
argue that, if social capital is taken into account, economists have to put aside the idea that people are simple, self-
interested economic machines. People donate their time to all sorts of things, from voting to teaching in Sunday
school, whose costs outweigh the private benefits. Obviously, argue Mr Bowles and Mr Gintis, humans are social
animals.
This could be explained away easily, though, by making the assumption that people derive utility from helping
others at their own expense. But the authors think that something more sophisticated is required. They carried out
experiments, using university students, to see how a group of people might encourage each other to act in the
interests of the group as a whole. Many subjects, it seems, take pleasure in punishing free-riders. Many respond to
the shame of being found out as shirkers, which encourages co-operation. The lesson is that notions of selfish, or
indeed altruistic, preferences cannot explain the incentives of people in a village, school or parish. The authors
conclude that such communities are the missing ingredient, alongside markets and the state, in understanding an
economy.
In another paper, Edward Glaeser and David Laibson of Harvard University and Bruce Sacerdote of Dartmouth
College take individuals, not groups, as their starting point. They also use a more individualist definition of social
capital: a person's social skills. This can mean a long list of contacts, a facility for dealing with others, or even just
charisma. The authors include popularity in their definition, since it can be the result of investing in personal
relationships. They measure people's stock of social capital by the number of organisations—clubs, charities,
The authors see social capital as something that people can build for themselves, rather as they build financial
wealth by saving or investing, or “human capital” by acquiring skills and education. A doctor, for example, might
invest in more than just medical education: by joining a local club, she could get to know her patients better and
Messrs Glaeser, Laibson and Sacerdote find that investment in social capital, as they define it, has similar
characteristics to investment in financial or human capital. People join professional societies, say, when they are
young and reap the benefits when they are older, relying on business contacts made early on, just as they do with
savings. People also invest more in social capital the more likely they are to remain living in the same place; the
“bowling alone” phenomenon may be partly attributed to rising mobility. They also invest more in social capital the
more they stand to gain from it. When there is nothing in it for them, they neglect their neighbours. Homo
economicus lives.
By definition, however, decisions to invest in social capital affect not just the individuals making them but others
too. It is tempting, if social capital is defined in terms of community or trust, to see such spillovers as always
positive. But they may not be. For instance, if people act in the interests of a group to which they belong, others
can be harmed: a professional association, for example, may keep fees and entry barriers high, or some groups may
In the final paper in the series, Steven Durlauf of the University of Wisconsin says that research into social capital
may have become a bit too other-worldly. Existing data, mostly taken from surveys, are not up to the task of
specifying social capital precisely enough. Perhaps too much has been invested in the concept of social capital to
help explain why nations become wealthy. As more economists pile into this fertile area, expect more deflation of
What is one thing that contributes to the wealth of nations, which has been added only around 10 years before?
Options :
2. The faith and feeling of togetherness that is felt by the people of a nation.
Answer : The faith and feeling of togetherness that is felt by the people of a nation.
Direction:
Read the passage and answer the questions that follow.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
What gives rise to the wealth of nations? Some see the source in rich seams of mineral resources such as oil or coal.
Geography matters too: countries in temperate climes tend to be richer, other things being equal, than those closer
to the equator. Then there are institutions: the rule of law and (perhaps) democracy. Above these, most economists
since Adam Smith have believed, stands the invisible hand of the market, guiding selfish human actions to serve
Is there something missing from the list? For the past decade or so, sociologists have been pushing one more
concept, “social capital”—trust or community, in one of its guises—that is now also being taken up by economists.
Crudely speaking, the more people trust each other, the better off their society. They might work more efficiently
together, for example. In business, trust might obviate the need for complicated contracts, and thus save on
lawyers' fees. You might expect that America, which has such a successful economy, had social capital in shedloads.
Maybe, and maybe not: one of the most influential essays in the field, “Bowling Alone”, by Robert Putnam of
Harvard University, pointed out that Americans were far less likely to be members of community organisations,
clubs or associations in the 1990s than they were in the 1950s. He illustrated his thesis by charting the decline of
bowling leagues.
A recent set of articles in the Economic Journal* shows how economists are grappling to analyse social capital. On
the face of it, the idea that trust or community can make a difference between wealth and poverty does not fit
easily with the basic assumption of orthodox economic theory: that humans are essentially self-interested animals.
That is why it has an instinctive appeal to “behavioural” economists, who think that this assumption has been
In one paper, Samuel Bowles and Herbert Gintis, of the University of Massachusetts, advance just such a view. They
argue that, if social capital is taken into account, economists have to put aside the idea that people are simple, self-
interested economic machines. People donate their time to all sorts of things, from voting to teaching in Sunday
school, whose costs outweigh the private benefits. Obviously, argue Mr Bowles and Mr Gintis, humans are social
animals.
This could be explained away easily, though, by making the assumption that people derive utility from helping
others at their own expense. But the authors think that something more sophisticated is required. They carried out
experiments, using university students, to see how a group of people might encourage each other to act in the
interests of the group as a whole. Many subjects, it seems, take pleasure in punishing free-riders. Many respond to
the shame of being found out as shirkers, which encourages co-operation. The lesson is that notions of selfish, or
indeed altruistic, preferences cannot explain the incentives of people in a village, school or parish. The authors
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
conclude that such communities are the missing ingredient, alongside markets and the state, in understanding an
economy.
In another paper, Edward Glaeser and David Laibson of Harvard University and Bruce Sacerdote of Dartmouth
College take individuals, not groups, as their starting point. They also use a more individualist definition of social
capital: a person's social skills. This can mean a long list of contacts, a facility for dealing with others, or even just
charisma. The authors include popularity in their definition, since it can be the result of investing in personal
relationships. They measure people's stock of social capital by the number of organisations—clubs, charities,
The authors see social capital as something that people can build for themselves, rather as they build financial
wealth by saving or investing, or “human capital” by acquiring skills and education. A doctor, for example, might
invest in more than just medical education: by joining a local club, she could get to know her patients better and
Messrs Glaeser, Laibson and Sacerdote find that investment in social capital, as they define it, has similar
characteristics to investment in financial or human capital. People join professional societies, say, when they are
young and reap the benefits when they are older, relying on business contacts made early on, just as they do with
savings. People also invest more in social capital the more likely they are to remain living in the same place; the
“bowling alone” phenomenon may be partly attributed to rising mobility. They also invest more in social capital the
more they stand to gain from it. When there is nothing in it for them, they neglect their neighbours. Homo
economicus lives.
By definition, however, decisions to invest in social capital affect not just the individuals making them but others
too. It is tempting, if social capital is defined in terms of community or trust, to see such spillovers as always
positive. But they may not be. For instance, if people act in the interests of a group to which they belong, others
can be harmed: a professional association, for example, may keep fees and entry barriers high, or some groups may
In the final paper in the series, Steven Durlauf of the University of Wisconsin says that research into social capital
may have become a bit too other-worldly. Existing data, mostly taken from surveys, are not up to the task of
specifying social capital precisely enough. Perhaps too much has been invested in the concept of social capital to
help explain why nations become wealthy. As more economists pile into this fertile area, expect more deflation of
Why do “behavioural” economists think that the idea of social capital as a contributor to the wealth of nations has
Options :
1. It complies well with the hypothesis put forward by the orthodox economic theory.
2. The contributions of social capital have not been studied in detail by economists and has been
3. Wealth of a nation depend on its trade and commerce and the amount of resources it has got. It has
4. Humans are considered as self-interested beings and the “behavioural” economists think that
5. None of these
Answer : Humans are considered as self-interested beings and the “behavioural” economists think that
Direction:
Read the passage and answer the questions that follow.
What gives rise to the wealth of nations? Some see the source in rich seams of mineral resources such as oil or coal.
Geography matters too: countries in temperate climes tend to be richer, other things being equal, than those closer
to the equator. Then there are institutions: the rule of law and (perhaps) democracy. Above these, most economists
since Adam Smith have believed, stands the invisible hand of the market, guiding selfish human actions to serve
Is there something missing from the list? For the past decade or so, sociologists have been pushing one more
concept, “social capital”—trust or community, in one of its guises—that is now also being taken up by economists.
Crudely speaking, the more people trust each other, the better off their society. They might work more efficiently
together, for example. In business, trust might obviate the need for complicated contracts, and thus save on
lawyers' fees. You might expect that America, which has such a successful economy, had social capital in shedloads.
Maybe, and maybe not: one of the most influential essays in the field, “Bowling Alone”, by Robert Putnam of
Harvard University, pointed out that Americans were far less likely to be members of community organisations,
clubs or associations in the 1990s than they were in the 1950s. He illustrated his thesis by charting the decline of
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
bowling leagues.
A recent set of articles in the Economic Journal* shows how economists are grappling to analyse social capital. On
the face of it, the idea that trust or community can make a difference between wealth and poverty does not fit
easily with the basic assumption of orthodox economic theory: that humans are essentially self-interested animals.
That is why it has an instinctive appeal to “behavioural” economists, who think that this assumption has been
In one paper, Samuel Bowles and Herbert Gintis, of the University of Massachusetts, advance just such a view. They
argue that, if social capital is taken into account, economists have to put aside the idea that people are simple, self-
interested economic machines. People donate their time to all sorts of things, from voting to teaching in Sunday
school, whose costs outweigh the private benefits. Obviously, argue Mr Bowles and Mr Gintis, humans are social
animals.
This could be explained away easily, though, by making the assumption that people derive utility from helping
others at their own expense. But the authors think that something more sophisticated is required. They carried out
experiments, using university students, to see how a group of people might encourage each other to act in the
interests of the group as a whole. Many subjects, it seems, take pleasure in punishing free-riders. Many respond to
the shame of being found out as shirkers, which encourages co-operation. The lesson is that notions of selfish, or
indeed altruistic, preferences cannot explain the incentives of people in a village, school or parish. The authors
conclude that such communities are the missing ingredient, alongside markets and the state, in understanding an
economy.
In another paper, Edward Glaeser and David Laibson of Harvard University and Bruce Sacerdote of Dartmouth
College take individuals, not groups, as their starting point. They also use a more individualist definition of social
capital: a person's social skills. This can mean a long list of contacts, a facility for dealing with others, or even just
charisma. The authors include popularity in their definition, since it can be the result of investing in personal
relationships. They measure people's stock of social capital by the number of organisations—clubs, charities,
The authors see social capital as something that people can build for themselves, rather as they build financial
wealth by saving or investing, or “human capital” by acquiring skills and education. A doctor, for example, might
invest in more than just medical education: by joining a local club, she could get to know her patients better and
Messrs Glaeser, Laibson and Sacerdote find that investment in social capital, as they define it, has similar
characteristics to investment in financial or human capital. People join professional societies, say, when they are
young and reap the benefits when they are older, relying on business contacts made early on, just as they do with
savings. People also invest more in social capital the more likely they are to remain living in the same place; the
“bowling alone” phenomenon may be partly attributed to rising mobility. They also invest more in social capital the
more they stand to gain from it. When there is nothing in it for them, they neglect their neighbours. Homo
economicus lives.
By definition, however, decisions to invest in social capital affect not just the individuals making them but others
too. It is tempting, if social capital is defined in terms of community or trust, to see such spillovers as always
positive. But they may not be. For instance, if people act in the interests of a group to which they belong, others
can be harmed: a professional association, for example, may keep fees and entry barriers high, or some groups may
In the final paper in the series, Steven Durlauf of the University of Wisconsin says that research into social capital
may have become a bit too other-worldly. Existing data, mostly taken from surveys, are not up to the task of
specifying social capital precisely enough. Perhaps too much has been invested in the concept of social capital to
help explain why nations become wealthy. As more economists pile into this fertile area, expect more deflation of
The authors of a paper, who work at the University of Massachusetts argue that cooperation is encouraged only
Options :
1. Definitely false
2. Definitely true
3. Probably false
4. Probably true
5. Cannot be determined
Direction:
Read the passage and answer the questions that follow.
What gives rise to the wealth of nations? Some see the source in rich seams of mineral resources such as oil or coal.
Geography matters too: countries in temperate climes tend to be richer, other things being equal, than those closer
to the equator. Then there are institutions: the rule of law and (perhaps) democracy. Above these, most economists
since Adam Smith have believed, stands the invisible hand of the market, guiding selfish human actions to serve
Is there something missing from the list? For the past decade or so, sociologists have been pushing one more
concept, “social capital”—trust or community, in one of its guises—that is now also being taken up by economists.
Crudely speaking, the more people trust each other, the better off their society. They might work more efficiently
together, for example. In business, trust might obviate the need for complicated contracts, and thus save on
lawyers' fees. You might expect that America, which has such a successful economy, had social capital in shedloads.
Maybe, and maybe not: one of the most influential essays in the field, “Bowling Alone”, by Robert Putnam of
Harvard University, pointed out that Americans were far less likely to be members of community organisations,
clubs or associations in the 1990s than they were in the 1950s. He illustrated his thesis by charting the decline of
bowling leagues.
A recent set of articles in the Economic Journal* shows how economists are grappling to analyse social capital. On
the face of it, the idea that trust or community can make a difference between wealth and poverty does not fit
easily with the basic assumption of orthodox economic theory: that humans are essentially self-interested animals.
That is why it has an instinctive appeal to “behavioural” economists, who think that this assumption has been
In one paper, Samuel Bowles and Herbert Gintis, of the University of Massachusetts, advance just such a view. They
argue that, if social capital is taken into account, economists have to put aside the idea that people are simple, self-
interested economic machines. People donate their time to all sorts of things, from voting to teaching in Sunday
school, whose costs outweigh the private benefits. Obviously, argue Mr Bowles and Mr Gintis, humans are social
animals.
This could be explained away easily, though, by making the assumption that people derive utility from helping
others at their own expense. But the authors think that something more sophisticated is required. They carried out
experiments, using university students, to see how a group of people might encourage each other to act in the
interests of the group as a whole. Many subjects, it seems, take pleasure in punishing free-riders. Many respond to
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
the shame of being found out as shirkers, which encourages co-operation. The lesson is that notions of selfish, or
indeed altruistic, preferences cannot explain the incentives of people in a village, school or parish. The authors
conclude that such communities are the missing ingredient, alongside markets and the state, in understanding an
economy.
In another paper, Edward Glaeser and David Laibson of Harvard University and Bruce Sacerdote of Dartmouth
College take individuals, not groups, as their starting point. They also use a more individualist definition of social
capital: a person's social skills. This can mean a long list of contacts, a facility for dealing with others, or even just
charisma. The authors include popularity in their definition, since it can be the result of investing in personal
relationships. They measure people's stock of social capital by the number of organisations—clubs, charities,
The authors see social capital as something that people can build for themselves, rather as they build financial
wealth by saving or investing, or “human capital” by acquiring skills and education. A doctor, for example, might
invest in more than just medical education: by joining a local club, she could get to know her patients better and
Messrs Glaeser, Laibson and Sacerdote find that investment in social capital, as they define it, has similar
characteristics to investment in financial or human capital. People join professional societies, say, when they are
young and reap the benefits when they are older, relying on business contacts made early on, just as they do with
savings. People also invest more in social capital the more likely they are to remain living in the same place; the
“bowling alone” phenomenon may be partly attributed to rising mobility. They also invest more in social capital the
more they stand to gain from it. When there is nothing in it for them, they neglect their neighbours. Homo
economicus lives.
By definition, however, decisions to invest in social capital affect not just the individuals making them but others
too. It is tempting, if social capital is defined in terms of community or trust, to see such spillovers as always
positive. But they may not be. For instance, if people act in the interests of a group to which they belong, others
can be harmed: a professional association, for example, may keep fees and entry barriers high, or some groups may
In the final paper in the series, Steven Durlauf of the University of Wisconsin says that research into social capital
may have become a bit too other-worldly. Existing data, mostly taken from surveys, are not up to the task of
specifying social capital precisely enough. Perhaps too much has been invested in the concept of social capital to
help explain why nations become wealthy. As more economists pile into this fertile area, expect more deflation of
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
(i) Unlike wealth and acquisition of skills, social capital is not something that an individual can build on his
own.
(ii) Investing is social capital is way different from investing in finance or human capital, as the former
(iii) When we define social capital in terms of trust or harmony, we can see that it will always bring a
positive outcome.
(iv) If an individual makes an attempt to invest in social capital, he himself would invest in it, and cannot
influence the others. That is why social capital can only be thought about in terms of a group.
Options :
1. Only i
3. i, iii and iv
Direction:
Read the passage and answer the questions that follow.
What gives rise to the wealth of nations? Some see the source in rich seams of mineral resources such as oil or coal.
Geography matters too: countries in temperate climes tend to be richer, other things being equal, than those closer
to the equator. Then there are institutions: the rule of law and (perhaps) democracy. Above these, most economists
since Adam Smith have believed, stands the invisible hand of the market, guiding selfish human actions to serve
Is there something missing from the list? For the past decade or so, sociologists have been pushing one more
concept, “social capital”—trust or community, in one of its guises—that is now also being taken up by economists.
Crudely speaking, the more people trust each other, the better off their society. They might work more efficiently
together, for example. In business, trust might obviate the need for complicated contracts, and thus save on
lawyers' fees. You might expect that America, which has such a successful economy, had social capital in shedloads.
Maybe, and maybe not: one of the most influential essays in the field, “Bowling Alone”, by Robert Putnam of
Harvard University, pointed out that Americans were far less likely to be members of community organisations,
clubs or associations in the 1990s than they were in the 1950s. He illustrated his thesis by charting the decline of
bowling leagues.
A recent set of articles in the Economic Journal* shows how economists are grappling to analyse social capital. On
the face of it, the idea that trust or community can make a difference between wealth and poverty does not fit
easily with the basic assumption of orthodox economic theory: that humans are essentially self-interested animals.
That is why it has an instinctive appeal to “behavioural” economists, who think that this assumption has been
In one paper, Samuel Bowles and Herbert Gintis, of the University of Massachusetts, advance just such a view. They
argue that, if social capital is taken into account, economists have to put aside the idea that people are simple, self-
interested economic machines. People donate their time to all sorts of things, from voting to teaching in Sunday
school, whose costs outweigh the private benefits. Obviously, argue Mr Bowles and Mr Gintis, humans are social
animals.
This could be explained away easily, though, by making the assumption that people derive utility from helping
others at their own expense. But the authors think that something more sophisticated is required. They carried out
experiments, using university students, to see how a group of people might encourage each other to act in the
interests of the group as a whole. Many subjects, it seems, take pleasure in punishing free-riders. Many respond to
the shame of being found out as shirkers, which encourages co-operation. The lesson is that notions of selfish, or
indeed altruistic, preferences cannot explain the incentives of people in a village, school or parish. The authors
conclude that such communities are the missing ingredient, alongside markets and the state, in understanding an
economy.
In another paper, Edward Glaeser and David Laibson of Harvard University and Bruce Sacerdote of Dartmouth
College take individuals, not groups, as their starting point. They also use a more individualist definition of social
capital: a person's social skills. This can mean a long list of contacts, a facility for dealing with others, or even just
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
charisma. The authors include popularity in their definition, since it can be the result of investing in personal
relationships. They measure people's stock of social capital by the number of organisations—clubs, charities,
The authors see social capital as something that people can build for themselves, rather as they build financial
wealth by saving or investing, or “human capital” by acquiring skills and education. A doctor, for example, might
invest in more than just medical education: by joining a local club, she could get to know her patients better and
Messrs Glaeser, Laibson and Sacerdote find that investment in social capital, as they define it, has similar
characteristics to investment in financial or human capital. People join professional societies, say, when they are
young and reap the benefits when they are older, relying on business contacts made early on, just as they do with
savings. People also invest more in social capital the more likely they are to remain living in the same place; the
“bowling alone” phenomenon may be partly attributed to rising mobility. They also invest more in social capital the
more they stand to gain from it. When there is nothing in it for them, they neglect their neighbours. Homo
economicus lives.
By definition, however, decisions to invest in social capital affect not just the individuals making them but others
too. It is tempting, if social capital is defined in terms of community or trust, to see such spillovers as always
positive. But they may not be. For instance, if people act in the interests of a group to which they belong, others
can be harmed: a professional association, for example, may keep fees and entry barriers high, or some groups may
In the final paper in the series, Steven Durlauf of the University of Wisconsin says that research into social capital
may have become a bit too other-worldly. Existing data, mostly taken from surveys, are not up to the task of
specifying social capital precisely enough. Perhaps too much has been invested in the concept of social capital to
help explain why nations become wealthy. As more economists pile into this fertile area, expect more deflation of
Why cannot the author assure that social capital expressed in terms of a group will always look up?
Options :
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
1. Because there has not been enough study to turn this hypothesis into a fact.
2. Because the author himself does not believe in the assumption that social capital could bring wealth to
nations.
3. Because a group consist of individuals belonging to different social strata and the capital gained might be
shared among individuals, thus preventing the group from growing further.
4. Because the author believe sin orthodox economic theory and implies that studies and debates should be
Direction:
Read the passage and answer the questions that follow.
What gives rise to the wealth of nations? Some see the source in rich seams of mineral resources such as oil or coal.
Geography matters too: countries in temperate climes tend to be richer, other things being equal, than those closer
to the equator. Then there are institutions: the rule of law and (perhaps) democracy. Above these, most economists
since Adam Smith have believed, stands the invisible hand of the market, guiding selfish human actions to serve
Is there something missing from the list? For the past decade or so, sociologists have been pushing one more
concept, “social capital”—trust or community, in one of its guises—that is now also being taken up by economists.
Crudely speaking, the more people trust each other, the better off their society. They might work more efficiently
together, for example. In business, trust might obviate the need for complicated contracts, and thus save on
lawyers' fees. You might expect that America, which has such a successful economy, had social capital in shedloads.
Maybe, and maybe not: one of the most influential essays in the field, “Bowling Alone”, by Robert Putnam of
Harvard University, pointed out that Americans were far less likely to be members of community organisations,
clubs or associations in the 1990s than they were in the 1950s. He illustrated his thesis by charting the decline of
bowling leagues.
A recent set of articles in the Economic Journal* shows how economists are grappling to analyse social capital. On
the face of it, the idea that trust or community can make a difference between wealth and poverty does not fit
easily with the basic assumption of orthodox economic theory: that humans are essentially self-interested animals.
That is why it has an instinctive appeal to “behavioural” economists, who think that this assumption has been
In one paper, Samuel Bowles and Herbert Gintis, of the University of Massachusetts, advance just such a view. They
argue that, if social capital is taken into account, economists have to put aside the idea that people are simple, self-
interested economic machines. People donate their time to all sorts of things, from voting to teaching in Sunday
school, whose costs outweigh the private benefits. Obviously, argue Mr Bowles and Mr Gintis, humans are social
animals.
This could be explained away easily, though, by making the assumption that people derive utility from helping
others at their own expense. But the authors think that something more sophisticated is required. They carried out
experiments, using university students, to see how a group of people might encourage each other to act in the
interests of the group as a whole. Many subjects, it seems, take pleasure in punishing free-riders. Many respond to
the shame of being found out as shirkers, which encourages co-operation. The lesson is that notions of selfish, or
indeed altruistic, preferences cannot explain the incentives of people in a village, school or parish. The authors
conclude that such communities are the missing ingredient, alongside markets and the state, in understanding an
economy.
In another paper, Edward Glaeser and David Laibson of Harvard University and Bruce Sacerdote of Dartmouth
College take individuals, not groups, as their starting point. They also use a more individualist definition of social
capital: a person's social skills. This can mean a long list of contacts, a facility for dealing with others, or even just
charisma. The authors include popularity in their definition, since it can be the result of investing in personal
relationships. They measure people's stock of social capital by the number of organisations—clubs, charities,
The authors see social capital as something that people can build for themselves, rather as they build financial
wealth by saving or investing, or “human capital” by acquiring skills and education. A doctor, for example, might
invest in more than just medical education: by joining a local club, she could get to know her patients better and
Messrs Glaeser, Laibson and Sacerdote find that investment in social capital, as they define it, has similar
characteristics to investment in financial or human capital. People join professional societies, say, when they are
young and reap the benefits when they are older, relying on business contacts made early on, just as they do with
savings. People also invest more in social capital the more likely they are to remain living in the same place; the
“bowling alone” phenomenon may be partly attributed to rising mobility. They also invest more in social capital the
more they stand to gain from it. When there is nothing in it for them, they neglect their neighbours. Homo
economicus lives.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
By definition, however, decisions to invest in social capital affect not just the individuals making them but others
too. It is tempting, if social capital is defined in terms of community or trust, to see such spillovers as always
positive. But they may not be. For instance, if people act in the interests of a group to which they belong, others
can be harmed: a professional association, for example, may keep fees and entry barriers high, or some groups may
In the final paper in the series, Steven Durlauf of the University of Wisconsin says that research into social capital
may have become a bit too other-worldly. Existing data, mostly taken from surveys, are not up to the task of
specifying social capital precisely enough. Perhaps too much has been invested in the concept of social capital to
help explain why nations become wealthy. As more economists pile into this fertile area, expect more deflation of
i. One of the examples of the idea of social capital bringing wealth to nations is businesses reducing
ii. It is interesting to note that those countries that lie close to the equator will be poorer than those on
iii. Studies have found that many people help others, not because they are selfless, but because they will
iv. The author finally states that there is no doubt that social capital will contribute to the wealth of
nations and when more researchers research into the topic, they will understand that there is no room for
argument on this.
Options :
1. Only i
3. Only iv
4. i, ii and iii
Direction:
Read the passage and answer the questions that follow.
What gives rise to the wealth of nations? Some see the source in rich seams of mineral resources such as oil or coal.
Geography matters too: countries in temperate climes tend to be richer, other things being equal, than those closer
to the equator. Then there are institutions: the rule of law and (perhaps) democracy. Above these, most economists
since Adam Smith have believed, stands the invisible hand of the market, guiding selfish human actions to serve
Is there something missing from the list? For the past decade or so, sociologists have been pushing one more
concept, “social capital”—trust or community, in one of its guises—that is now also being taken up by economists.
Crudely speaking, the more people trust each other, the better off their society. They might work more efficiently
together, for example. In business, trust might obviate the need for complicated contracts, and thus save on
lawyers' fees. You might expect that America, which has such a successful economy, had social capital in shedloads.
Maybe, and maybe not: one of the most influential essays in the field, “Bowling Alone”, by Robert Putnam of
Harvard University, pointed out that Americans were far less likely to be members of community organisations,
clubs or associations in the 1990s than they were in the 1950s. He illustrated his thesis by charting the decline of
bowling leagues.
A recent set of articles in the Economic Journal* shows how economists are grappling to analyse social capital. On
the face of it, the idea that trust or community can make a difference between wealth and poverty does not fit
easily with the basic assumption of orthodox economic theory: that humans are essentially self-interested animals.
That is why it has an instinctive appeal to “behavioural” economists, who think that this assumption has been
In one paper, Samuel Bowles and Herbert Gintis, of the University of Massachusetts, advance just such a view. They
argue that, if social capital is taken into account, economists have to put aside the idea that people are simple, self-
interested economic machines. People donate their time to all sorts of things, from voting to teaching in Sunday
school, whose costs outweigh the private benefits. Obviously, argue Mr Bowles and Mr Gintis, humans are social
animals.
This could be explained away easily, though, by making the assumption that people derive utility from helping
others at their own expense. But the authors think that something more sophisticated is required. They carried out
experiments, using university students, to see how a group of people might encourage each other to act in the
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
interests of the group as a whole. Many subjects, it seems, take pleasure in punishing free-riders. Many respond to
the shame of being found out as shirkers, which encourages co-operation. The lesson is that notions of selfish, or
indeed altruistic, preferences cannot explain the incentives of people in a village, school or parish. The authors
conclude that such communities are the missing ingredient, alongside markets and the state, in understanding an
economy.
In another paper, Edward Glaeser and David Laibson of Harvard University and Bruce Sacerdote of Dartmouth
College take individuals, not groups, as their starting point. They also use a more individualist definition of social
capital: a person's social skills. This can mean a long list of contacts, a facility for dealing with others, or even just
charisma. The authors include popularity in their definition, since it can be the result of investing in personal
relationships. They measure people's stock of social capital by the number of organisations—clubs, charities,
The authors see social capital as something that people can build for themselves, rather as they build financial
wealth by saving or investing, or “human capital” by acquiring skills and education. A doctor, for example, might
invest in more than just medical education: by joining a local club, she could get to know her patients better and
Messrs Glaeser, Laibson and Sacerdote find that investment in social capital, as they define it, has similar
characteristics to investment in financial or human capital. People join professional societies, say, when they are
young and reap the benefits when they are older, relying on business contacts made early on, just as they do with
savings. People also invest more in social capital the more likely they are to remain living in the same place; the
“bowling alone” phenomenon may be partly attributed to rising mobility. They also invest more in social capital the
more they stand to gain from it. When there is nothing in it for them, they neglect their neighbours. Homo
economicus lives.
By definition, however, decisions to invest in social capital affect not just the individuals making them but others
too. It is tempting, if social capital is defined in terms of community or trust, to see such spillovers as always
positive. But they may not be. For instance, if people act in the interests of a group to which they belong, others
can be harmed: a professional association, for example, may keep fees and entry barriers high, or some groups may
In the final paper in the series, Steven Durlauf of the University of Wisconsin says that research into social capital
may have become a bit too other-worldly. Existing data, mostly taken from surveys, are not up to the task of
specifying social capital precisely enough. Perhaps too much has been invested in the concept of social capital to
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
help explain why nations become wealthy. As more economists pile into this fertile area, expect more deflation of
Options :
1. combine
2. continue
3. contextualise
4. complicate
5. commission
Answer : complicate
Direction:
Table given below shows details of payments made to 4 person - A, B, C and D. These payments are total pay,
Dearness Allowances (DA) and total incentives
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
Note:
2. Total incentives earned by them is obtained atter selling a certain number of units of TV and a certain number of
units of refrigerator.
4. Incentive on selling 1 TV is 15% of Base pay and that of 1 refrigerator is 20% of Basic Pay.
Options :
1. 1
2. 2
3. 0
4. Cannot be determined
5. None of these
Answer : 1
Direction:
Table given below shows details of payments made to 4 person - A, B, C and D. These payments are total pay,
Dearness Allowances (DA) and total incentives
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
Note:
2. Total incentives earned by them is obtained atter selling a certain number of units of TV and a certain number of
units of refrigerator.
4. Incentive on selling 1 TV is 15% of Base pay and that of 1 refrigerator is 20% of Basic Pay.
If equal number of TV and refrigerators are sold by person D, then, calculate number of TV sold by person D. Total
Options :
1. 2
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
2. 7
3. 3
4. 4
5. 5
Answer : 5
Direction:
Table given below shows details of payments made to 4 person - A, B, C and D. These payments are total pay,
Dearness Allowances (DA) and total incentives
Note:
2. Total incentives earned by them is obtained atter selling a certain number of units of TV and a certain number of
units of refrigerator.
4. Incentive on selling 1 TV is 15% of Base pay and that of 1 refrigerator is 20% of Basic Pay.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
If total TV and refrigerator sold by person A is 3 and 4 respectively and total incentive earned by B is 12% more than
that of incentive earned by B. Then find the ratio of incentive earned by A and B.
Options :
1. 23 : 25
2. 28 : 25
3. 175 : 196
4. 25 : 28
5. None of these
Answer : 25 : 28
Direction:
Table given below shows details of payments made to 4 person - A, B, C and D. These payments are total pay,
Dearness Allowances (DA) and total incentives
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
Note:
2. Total incentives earned by them is obtained atter selling a certain number of units of TV and a certain number of
units of refrigerator.
4. Incentive on selling 1 TV is 15% of Base pay and that of 1 refrigerator is 20% of Basic Pay.
Find the annual income (Total Salary + incentive earned) of person D if it is given that he/she sold 3 TV and 4
refrigerators per month and having total salary of Rs. 7200 per month and DA is 20% more than the monthly
incentive.
Options :
Direction:
Table given below shows details of payments made to 4 person - A, B, C and D. These payments are total pay,
Dearness Allowances (DA) and total incentives
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
Note:
2. Total incentives earned by them is obtained atter selling a certain number of units of TV and a certain number of
units of refrigerator.
4. Incentive on selling 1 TV is 15% of Base pay and that of 1 refrigerator is 20% of Basic Pay.
Another person E, earned incentive of Rs. 10800 then find the ratio of dearness allowance of E and A. If it is given
Options :
1. 13 : 7
2. 6 : 7
3. 5 : 6
4. 5 : 8
5. None of these
Answer : 6 : 7
2
Lateral surface area of a cube is 420 cm less than the lateral surface area of a cylinder. Height of cylinder is 2R cm
2
and radius is R cm. If the side of cube is equal to the radius of cylinder, find the approximate area (in cm ) of a circle
Options :
1. 314
2. 290
3. 340
4. 388
5. 225
Answer : 314
Direction:
In the following questions three equations are given in variables x. Third equation is equal to the sum of the first
two equations. You have to solve the questions based on given information.
Options :
1. 2
2. 5
3. 6
4. 9
5. 11
Answer : 6
Direction:
In the following questions three equations are given in variables x. Third equation is equal to the sum of the first
two equations. You have to solve the questions based on given information.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
Options :
1. 1
2. 3
3. 2
4. 4
5. 6
Answer : 4
Direction:
In the following questions three equations are given in variables x. Third equation is equal to the sum of the first
two equations. You have to solve the questions based on given information.
2
If ay + by + k = 0, then find the quadratic equations whose roots are y and 2y.
Options :
1. x^2 + 5x + 8 = 0
2. x^2 + 6x + 8 = 0
3. x^2 + 7x + 8 = 0
4. x^2 + 2x + 8 = 0
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
5. None of these
Answer : x^2 + 6x + 8 = 0
Direction:
A missing number series is given below:
A, B, C, D, E, F
If x and y are next two terms after F, then find the value of y.
Options :
1. 93
2. 92
3. 85
4. 75
5. None of these
Answer : 75
Direction:
A missing number series is given below:
A, B, C, D, E, F
Options :
1. 1
2. 5
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
3. 7
4. 3
5. 2
Answer : 3
If Rs. P is invested for T years at 20% interest compounded annually. Interest earned is 10560. The difference of
2
principal and interest is 56% of principal. Find (T + 3)
Options :
1. 25
2. 16
3. 49
4. 9
5. 64
Answer : 25
Quantity I: The rate at which the train must run to reduce the time to 30 minutes. A train takes 40 minutes for a
Quantity II: The speed of the train, Shailendra travelled 400 km by train and 300 km by taxi. It took him 4 hrs and 10
min. However, if he travels 360 km by train and 540 km by taxi, he takes 56 minutes more.
Options :
3. Quantity I ≥ Quantity II
4. Quantity I ≤ Quantity II
Quantity I: Number of days the work is extended beyond normal days. A can do a piece of work in 100 days and B
in 60 days. Both of them start working together and 6 days before the scheduled completion, B drops out.
Quantity II: Number of days required to complete the work working 10 hrs daily by 60 women working together. 24
men take 20 days working 12 hrs daily to do a piece of work, if 5 women do as much work as 4 men.
Options :
3. Quantity I ≥ Quantity II
4. Quantity I ≤ Quantity II
Direction:
The following questions are accompanied by three statements I, II and III. You have to determine which
statement(s) is/ are sufficient to answer the questions.
II. Train A crosses train B coming from opposite side in 12 second, speed of train B is 28 m/sec and length of train B
is half of train A.
Options :
Direction:
The following question has three statements. Study the question and the statements and decide which of the
statement (s) is/are necessary to answer the question.
In a company, three friends Arun, Varun and Tarun are partners. Tarun got retired and his sons Ram and Raman are
admitted as partners in the firm. In what ratio the profit will be shared between Arun, Varun, Ram and Raman?
III) Arun’s share is double than Raman’s share and Varun receives Rs. 15750 out of total profit of Rs. 56250.
Options :
Direction:
Study the following information carefully and answer the question given below:
Ajay can do a piece of work in 12 days. With the help of Rohit, he can complete the work in 36/7 days. Baneet can
do the same work in 3 days less than that of Rohit, when working alone. Ajay started the work, Rohit and Baneet
join him every third day and thus time taken by them to complete the work is ____ (A) _____ days. Efficiency of
Shikha is half of the efficiency of Rohit. Ajay and Baneet started the work. Shikha joined them after two days. Time
taken by them to complete the remaining part of the work is _____ (B) ____days. Shikha started the work and left
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
after 2 days. Reena complete the remaining part of the work in 16/3 days. Ajay and Reena together can complete
the work in ___ (C) ____ days. Gauri and Rohit together can complete half of the work in 18/7 days. Gauri and
Reena started the work and left after three days. Baneet can complete the remaining part of the work in ____ (D)
____ days. If Reena, Shikha, Ajay and Baneet started the work together, they can complete the work in ____ (E)
____ days.
Options :
1. 39(1/6)
2. 5(11/13)
3. 37(7/17)
4. 23(1/11)
5. None of these
Answer : 5(11/13)
Direction:
Study the following information carefully and answer the question given below:
Ajay can do a piece of work in 12 days. With the help of Rohit, he can complete the work in 36/7 days. Baneet can
do the same work in 3 days less than that of Rohit, when working alone. Ajay started the work, Rohit and Baneet
join him every third day and thus time taken by them to complete the work is ____ (A) _____ days. Efficiency of
Shikha is half of the efficiency of Rohit. Ajay and Baneet started the work. Shikha joined them after two days. Time
taken by them to complete the remaining part of the work is _____ (B) ____days. Shikha started the work and left
after 2 days. Reena complete the remaining part of the work in 16/3 days. Ajay and Reena together can complete
the work in ___ (C) ____ days. Gauri and Rohit together can complete half of the work in 18/7 days. Gauri and
Reena started the work and left after three days. Baneet can complete the remaining part of the work in ____ (D)
____ days. If Reena, Shikha, Ajay and Baneet started the work together, they can complete the work in ____ (E)
____ days.
Options :
1. 11
2. 8
3. 4
4. 2
5. None of these
Answer : 4
Direction:
Study the following information carefully and answer the question given below:
Ajay can do a piece of work in 12 days. With the help of Rohit, he can complete the work in 36/7 days. Baneet can
do the same work in 3 days less than that of Rohit, when working alone. Ajay started the work, Rohit and Baneet
join him every third day and thus time taken by them to complete the work is ____ (A) _____ days. Efficiency of
Shikha is half of the efficiency of Rohit. Ajay and Baneet started the work. Shikha joined them after two days. Time
taken by them to complete the remaining part of the work is _____ (B) ____days. Shikha started the work and left
after 2 days. Reena complete the remaining part of the work in 16/3 days. Ajay and Reena together can complete
the work in ___ (C) ____ days. Gauri and Rohit together can complete half of the work in 18/7 days. Gauri and
Reena started the work and left after three days. Baneet can complete the remaining part of the work in ____ (D)
____ days. If Reena, Shikha, Ajay and Baneet started the work together, they can complete the work in ____ (E)
____ days.
Options :
1. 3/2
2. 5/3
3. 11/7
4. 6/5
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
5. None of these
Answer : 3/2
Direction:
Study the following information carefully and answer the question given below:
Ajay can do a piece of work in 12 days. With the help of Rohit, he can complete the work in 36/7 days. Baneet can
do the same work in 3 days less than that of Rohit, when working alone. Ajay started the work, Rohit and Baneet
join him every third day and thus time taken by them to complete the work is ____ (A) _____ days. Efficiency of
Shikha is half of the efficiency of Rohit. Ajay and Baneet started the work. Shikha joined them after two days. Time
taken by them to complete the remaining part of the work is _____ (B) ____days. Shikha started the work and left
after 2 days. Reena complete the remaining part of the work in 16/3 days. Ajay and Reena together can complete
the work in ___ (C) ____ days. Gauri and Rohit together can complete half of the work in 18/7 days. Gauri and
Reena started the work and left after three days. Baneet can complete the remaining part of the work in ____ (D)
____ days. If Reena, Shikha, Ajay and Baneet started the work together, they can complete the work in ____ (E)
____ days.
Options :
1. 53/18
2. 45/13
3. 31/17
4. 36/17
5. None of these
Answer : 36/17
Direction:
Study the following information carefully and answer the question given below:
Ajay can do a piece of work in 12 days. With the help of Rohit, he can complete the work in 36/7 days. Baneet can
do the same work in 3 days less than that of Rohit, when working alone. Ajay started the work, Rohit and Baneet
join him every third day and thus time taken by them to complete the work is ____ (A) _____ days. Efficiency of
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
Shikha is half of the efficiency of Rohit. Ajay and Baneet started the work. Shikha joined them after two days. Time
taken by them to complete the remaining part of the work is _____ (B) ____days. Shikha started the work and left
after 2 days. Reena complete the remaining part of the work in 16/3 days. Ajay and Reena together can complete
the work in ___ (C) ____ days. Gauri and Rohit together can complete half of the work in 18/7 days. Gauri and
Reena started the work and left after three days. Baneet can complete the remaining part of the work in ____ (D)
____ days. If Reena, Shikha, Ajay and Baneet started the work together, they can complete the work in ____ (E)
____ days.
Options :
1. 18/11
2. 13/8
3. 23/17
4. 15/12
5. None of these
Answer : 18/11
A contractor assigned a job to three persons A, B and C. ‘A’ which is 25% less efficient than ‘B’ can complete 20% of
a work in 12 days. ‘C’ takes 45 days more than ‘B’ to complete the same work. ‘A’ and ‘B’ started working together
and after 3 days C joined them. Due to some personal emergency ‘A’ left after 3 more days and rest of the work is
completed by 'B' and 'C', together. Find the total time taken to complete the whole work.
Options :
1. 21 days
2. 28 days
3. 22 days
4. 20 days
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
5. None of these
Answer : 28 days
Neeraj starts a business and after 3 months Dheeraj also joins the business. The initial investment of Neeraj and
Dheeraj is in the ratio of 3:2, respectively. Neeraj and Dheeraj receives Rs. _____ and Rs. _____ respectively as
Which of the following satisfies the two blanks given in the questions?
I. Rs.2814, Rs.1407
Options :
1. Only I
2. Only II
3. Only III
4. Only I and II
In a company, 90% of the employees are men. Of these 50% are drawing more than 8 LPA. If 50% of the total
employees of the company draw more than8 LPA, then what is the percentage of women who are drawing less
Options :
1. 40%
2. 55%
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
3. 44%
4. 50%
5. None of these
Answer : 50%
Team A can built a project in 3 hours less than the time taken by Team B to built the same project.
The ratio of the strength of Team A to that of Team B is ______. If it is given that the efficiencies of each member
of both the teams is same (where the efficiency is measured in work done per hour), then which of the following
(i) 7:3
(ii) 21:35
(iii) 16:9
(iv) 22:26
Options :
Time taken by car A to cover distance from point X to point Y is 7`(1/2)` hrs including half an hour of stoppage. B
also started from point X and stopped 60 km earlier from point Y after travelling for 7`(1/2)` hrs. Had they started
from same point and at same time, the difference between their distance covered in 8.5 minutes will be 1.7 km. Find
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
the distance between two cars, if they start a race for the distance which is twice the distance between X and Y ,
assuming that both cars stops when one of the car finish the race.
Options :
1. 168 km
2. 182 km
3. 174 km
4. 145 km
5. None of these
Answer : 168 km
Deepak invested Rs. (X-5000) at R% p.a. SI for 3 years and Rs. X at R% p.a. CI for 2 years. If simple interest earned in 3
years is Rs. 2424 more than compound interest earned in 2 years and the ratio of amount invested at SI and CI is 7:8,
Options :
1. 12%
2. 10%
3. 11%
4. 12.5%
5. none of these
Answer : 12%
Direction:
Each of the questions below consists of a question and three statements numbered I, II and III given below it. You
have to decide whether the data provided in all the three statements are sufficient to answer the question. Read all
the statements and give answer –
What will be the cost of painting the four walls of a room if the rate of painting is Rs. 20 per square metre?
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
Options :
3. Only I and II
5. None of these
Saurabh bought a laptop at a discount of `16(2/3)` % on MRP. He earned half the amount of his CP by renting it for
200 days. After that he resells it at half of MRP. In this transaction he earned Rs.200, find MRP of laptop (in Rs).
Options :
1. Rs.2800
2. Rs.2700
3. Rs.2400
4. Rs.2000
5. None of these
Answer : Rs.2400
There is a rectangular path just inside a rectangular park. Width of the path is 3 cm. If length of park is decreased by
6 cm then, it becomes a square. Area of the rectangle is (6/5) times the area of the path.
From the above given information which of the following can be found out.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
(iii) Sum of perimeter of the rectangular park and perimeter of the path (both external and internal perimeter)
Options :
1. only (ii)
5. only (iii)
Direction:
Study the information and answer the following questions:
Ten books P, Q, R, S, T, U, V, W, X and Y are placed one above the other but not necessarily in the same order. All
books have different heights (in inches) viz. 13, 15, 18, 20, 23, 36, 39, 49, 53 and 55 (not necessarily in the same order).
Five books are placed between book R and the book whose height is a perfect square and one of them is placed at
the bottom. Two books are placed between book R and book U whose height is 39 inches. No book is placed above
the book whose height is 13 inches. The height of book S is 18 inches. The book which is tallest among all is placed
immediately below the book which is smallest. Five books are placed between T and the book which is tallest. The
height of book P is 15 inches is placed immediately above book R. The height of book V is 20 inches is placed below
U. Three books are kept between the book whose height is 23 inches and book V. Book Q is placed immediately
below book Y. The book whose height is 53 inches is placed above the one whose height is 49 inches. R’s height is
How many books are placed between T and the one whose height is 36 inches?
Options :
1. Two
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
2. None
3. Three
4. One
5. None of these
Answer : Three
Direction:
Study the information and answer the following questions:
Ten books P, Q, R, S, T, U, V, W, X and Y are placed one above the other but not necessarily in the same order. All
books have different heights (in inches) viz. 13, 15, 18, 20, 23, 36, 39, 49, 53 and 55 (not necessarily in the same order).
Five books are placed between book R and the book whose height is a perfect square and one of them is placed at
the bottom. Two books are placed between book R and book U whose height is 39 inches. No book is placed above
the book whose height is 13 inches. The height of book S is 18 inches. The book which is tallest among all is placed
immediately below the book which is smallest. Five books are placed between T and the book which is tallest. The
height of book P is 15 inches is placed immediately above book R. The height of book V is 20 inches is placed below
U. Three books are kept between the book whose height is 23 inches and book V. Book Q is placed immediately
below book Y. The book whose height is 53 inches is placed above the one whose height is 49 inches. R’s height is
Options :
1. 35
2. 38
3. 32
4. 30
5. None of these
Answer : 35
Direction:
Study the information and answer the following questions:
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
Ten books P, Q, R, S, T, U, V, W, X and Y are placed one above the other but not necessarily in the same order. All
books have different heights (in inches) viz. 13, 15, 18, 20, 23, 36, 39, 49, 53 and 55 (not necessarily in the same order).
Five books are placed between book R and the book whose height is a perfect square and one of them is placed at
the bottom. Two books are placed between book R and book U whose height is 39 inches. No book is placed above
the book whose height is 13 inches. The height of book S is 18 inches. The book which is tallest among all is placed
immediately below the book which is smallest. Five books are placed between T and the book which is tallest. The
height of book P is 15 inches is placed immediately above book R. The height of book V is 20 inches is placed below
U. Three books are kept between the book whose height is 23 inches and book V. Book Q is placed immediately
below book Y. The book whose height is 53 inches is placed above the one whose height is 49 inches. R’s height is
Options :
1. 49
2. 23
3. 36
4. 53
5. None of these
Answer : 53
Direction:
Study the information and answer the following questions:
Ten books P, Q, R, S, T, U, V, W, X and Y are placed one above the other but not necessarily in the same order. All
books have different heights (in inches) viz. 13, 15, 18, 20, 23, 36, 39, 49, 53 and 55 (not necessarily in the same order).
Five books are placed between book R and the book whose height is a perfect square and one of them is placed at
the bottom. Two books are placed between book R and book U whose height is 39 inches. No book is placed above
the book whose height is 13 inches. The height of book S is 18 inches. The book which is tallest among all is placed
immediately below the book which is smallest. Five books are placed between T and the book which is tallest. The
height of book P is 15 inches is placed immediately above book R. The height of book V is 20 inches is placed below
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
U. Three books are kept between the book whose height is 23 inches and book V. Book Q is placed immediately
below book Y. The book whose height is 53 inches is placed above the one whose height is 49 inches. R’s height is
Which book is placed immediately above the book whose height is 49 inches?
Options :
1. Book U
2. Book W
3. Book P
4. Book V
5. None of these
Answer : Book V
Direction:
Study the information and answer the following questions:
Ten books P, Q, R, S, T, U, V, W, X and Y are placed one above the other but not necessarily in the same order. All
books have different heights (in inches) viz. 13, 15, 18, 20, 23, 36, 39, 49, 53 and 55 (not necessarily in the same order).
Five books are placed between book R and the book whose height is a perfect square and one of them is placed at
the bottom. Two books are placed between book R and book U whose height is 39 inches. No book is placed above
the book whose height is 13 inches. The height of book S is 18 inches. The book which is tallest among all is placed
immediately below the book which is smallest. Five books are placed between T and the book which is tallest. The
height of book P is 15 inches is placed immediately above book R. The height of book V is 20 inches is placed below
U. Three books are kept between the book whose height is 23 inches and book V. Book Q is placed immediately
below book Y. The book whose height is 53 inches is placed above the one whose height is 49 inches. R’s height is
Which among the following book is placed at the top & bottom most position respectively?
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
Options :
5. None of these
Direction:
Study the following information carefully and answer the questions given below:
There are eight members i.e. A, B, C, D, E, F, G and H who belong to a family having three generation. B and D are
siblings. D is the only daughter of H and she is unmarried. C is the grandson of E. H is the father-in-law of G. F is the
How is B related to C?
Options :
1. Brother
2. Son
3. Mother
4. Father
5. None of these
Answer : Father
Direction:
Study the following information carefully and answer the questions given below:
There are eight members i.e. A, B, C, D, E, F, G and H who belong to a family having three generation. B and D are
siblings. D is the only daughter of H and she is unmarried. C is the grandson of E. H is the father-in-law of G. F is the
Options :
1. A
2. T
3. F
4. D
5. None of these
Answer : A
Which of the following symbols should replace the sign ($) and (*) respectively in the given expression in order to
T>W≥E$G=B≤Z<Y*Q≤S
Options :
1. ≤, ≤
2. ≥, <
3. ≤, =
4. >, ≤
5. =, <
Answer : =, <
Which of the following symbols should be placed in the blank space in order to complete the given expression in
A>W=N≥R?S=K≤V=O
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
Options :
1. ≥
2. =
3. <
4. >
5. ≤
Answer : <
Which of the following order of letters in the blanks makes the expression W > X is definitely true? ___ < ___ ≤ ___
Options :
1. U, V, W, X, T
2. T, U, V, X, W
3. W, U, T, V, X
4. X, V, T, U, W
5. V, T, W, U, X
Answer : V, T, W, U, X
Direction:
Study the given information carefully to answer the given question.
In the given code language, what does the code ‘D%42’ stand for?
Options :
1. Waterproof
2. Willingness
3. Wrapper
4. Wellness
5. None of these
Answer : Willingness
Direction:
Study the given information carefully to answer the given question.
What is the code for ‘Assistance International’ in the given code language?
Options :
1. Z%8, R@23
2. Z@8, R%23
3. Z%6, R%21
4. Z@6, R%21
5. None of these
Direction:
Study the given information carefully to answer the given question.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
Options :
1. X@28
2. X%28
3. X@25
4. X%21
5. None of these
Answer : X%28
Direction:
Study the given information carefully to answer the given question.
What will be the code for ‘G%27’ in the given code language?
Options :
1. Traffic
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
2. Tamarind
3. Terminate
4. Totalling
5. None of these
Answer : Totalling
Direction:
Study the given information carefully to answer the given question.
Options :
1. H@38, G&25
2. G%28, H%33
3. K@35, H%25
4. M%22, G@21
5. None of these
Direction:
Study the following information carefully and answer the below questions.
Ten persons – A, B, C, D, E, F, G, H, I, and J are living in a five floored building marked 1 to 5 from bottom to top.
There are two flats flat I and flat II on each floor from west to east. Each person likes different subjects viz.-
Accounts, Commerce, Biology, Economics, Hindi, English, Physics, Chemistry, History, and Geography. All the
information is not necessarily in the same order. Flats adjacent to each other mean either east-west or north-south.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
F lives on an even number floor and lives three floors below I, who likes Commerce. Both F and the one who likes
Commerce live in a different flat type. The one who likes Accounts lives immediately west of I, who lives on the
adjacent floor of B. One floor is between H and the one who likes English, both are not living in the same flat type.
G lives immediately north-east of the one who likes English, but not living on the same floor along with F. The one
who likes History neither lives on the adjacent flat of the one who likes English nor B. Six persons lives between E
and A, who likes History. J and the one who likes Physics live on the same floor. One floor is between the one who
likes Physics and C, both are not living on the same flat. C neither likes English nor Hindi but lives just below the one
who likes Chemistry. The person living immediately south-east of the one who likes Economics lives two floors
above Biology. The one who likes Biology and B lives on the different flat types.
I) G likes Physics.
Options :
2. Only II
3. Both I and II
4. Only III
5. None of these
Answer : Only II
Direction:
Study the following information carefully and answer the below questions.
Ten persons – A, B, C, D, E, F, G, H, I, and J are living in a five floored building marked 1 to 5 from bottom to top.
There are two flats flat I and flat II on each floor from west to east. Each person likes different subjects viz.-
Accounts, Commerce, Biology, Economics, Hindi, English, Physics, Chemistry, History, and Geography. All the
information is not necessarily in the same order. Flats adjacent to each other mean either east-west or north-south.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
F lives on an even number floor and lives three floors below I, who likes Commerce. Both F and the one who likes
Commerce live in a different flat type. The one who likes Accounts lives immediately west of I, who lives on the
adjacent floor of B. One floor is between H and the one who likes English, both are not living in the same flat type.
G lives immediately north-east of the one who likes English, but not living on the same floor along with F. The one
who likes History neither lives on the adjacent flat of the one who likes English nor B. Six persons lives between E
and A, who likes History. J and the one who likes Physics live on the same floor. One floor is between the one who
likes Physics and C, both are not living on the same flat. C neither likes English nor Hindi but lives just below the one
who likes Chemistry. The person living immediately south-east of the one who likes Economics lives two floors
above Biology. The one who likes Biology and B lives on the different flat types.
Who among the following person lives immediately below the flat of D?
Options :
1. Only II
3. Only III
5. None of these
Direction:
Study the following information carefully and answer the below questions.
Ten persons – A, B, C, D, E, F, G, H, I, and J are living in a five floored building marked 1 to 5 from bottom to top.
There are two flats flat I and flat II on each floor from west to east. Each person likes different subjects viz.-
Accounts, Commerce, Biology, Economics, Hindi, English, Physics, Chemistry, History, and Geography. All the
information is not necessarily in the same order. Flats adjacent to each other mean either east-west or north-south.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
F lives on an even number floor and lives three floors below I, who likes Commerce. Both F and the one who likes
Commerce live in a different flat type. The one who likes Accounts lives immediately west of I, who lives on the
adjacent floor of B. One floor is between H and the one who likes English, both are not living in the same flat type.
G lives immediately north-east of the one who likes English, but not living on the same floor along with F. The one
who likes History neither lives on the adjacent flat of the one who likes English nor B. Six persons lives between E
and A, who likes History. J and the one who likes Physics live on the same floor. One floor is between the one who
likes Physics and C, both are not living on the same flat. C neither likes English nor Hindi but lives just below the one
who likes Chemistry. The person living immediately south-east of the one who likes Economics lives two floors
above Biology. The one who likes Biology and B lives on the different flat types.
How many persons are living between F and the one who likes Hindi?
Options :
1. Only III
3. Both I and II
4. Only II
5. None of these
Answer : Only II
Direction:
Study the following information carefully and answer the below questions.
Ten persons – A, B, C, D, E, F, G, H, I, and J are living in a five floored building marked 1 to 5 from bottom to top.
There are two flats flat I and flat II on each floor from west to east. Each person likes different subjects viz.-
Accounts, Commerce, Biology, Economics, Hindi, English, Physics, Chemistry, History, and Geography. All the
information is not necessarily in the same order. Flats adjacent to each other mean either east-west or north-south.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
F lives on an even number floor and lives three floors below I, who likes Commerce. Both F and the one who likes
Commerce live in a different flat type. The one who likes Accounts lives immediately west of I, who lives on the
adjacent floor of B. One floor is between H and the one who likes English, both are not living in the same flat type.
G lives immediately north-east of the one who likes English, but not living on the same floor along with F. The one
who likes History neither lives on the adjacent flat of the one who likes English nor B. Six persons lives between E
and A, who likes History. J and the one who likes Physics live on the same floor. One floor is between the one who
likes Physics and C, both are not living on the same flat. C neither likes English nor Hindi but lives just below the one
who likes Chemistry. The person living immediately south-east of the one who likes Economics lives two floors
above Biology. The one who likes Biology and B lives on the different flat types.
Options :
1. D
2. C
5. None of these
Direction:
Study the following information carefully and answer the below questions.
Ten persons – A, B, C, D, E, F, G, H, I, and J are living in a five floored building marked 1 to 5 from bottom to top.
There are two flats flat I and flat II on each floor from west to east. Each person likes different subjects viz.-
Accounts, Commerce, Biology, Economics, Hindi, English, Physics, Chemistry, History, and Geography. All the
information is not necessarily in the same order. Flats adjacent to each other mean either east-west or north-south.
F lives on an even number floor and lives three floors below I, who likes Commerce. Both F and the one who likes
Commerce live in a different flat type. The one who likes Accounts lives immediately west of I, who lives on the
adjacent floor of B. One floor is between H and the one who likes English, both are not living in the same flat type.
G lives immediately north-east of the one who likes English, but not living on the same floor along with F. The one
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
who likes History neither lives on the adjacent flat of the one who likes English nor B. Six persons lives between E
and A, who likes History. J and the one who likes Physics live on the same floor. One floor is between the one who
likes Physics and C, both are not living on the same flat. C neither likes English nor Hindi but lives just below the one
who likes Chemistry. The person living immediately south-east of the one who likes Economics lives two floors
above Biology. The one who likes Biology and B lives on the different flat types.
Options :
Direction:
Read the given information carefully and answer the questions.
There are three horizontally parallel rows row 1, row 2 and row 3. Row 1 is north of row 2, which is north of row 3.
Five persons sit on row 1 facing south, five persons sit in row 3 facing north and ten persons sit in row 2 such that
first five persons (from the left of the row) face north while rest of the five persons face south. Persons, who sit in
row 1 and row 3 face the persons, who sit on row 2. The distance between each of the adjacent persons in the row
is same. No seat is vacant. K, X, C and F are some of the persons sitting on the seats.
B faces the person, who sits third to the right of G. Two persons sit between I and the person who faces O. I doesn’t
sit at any extreme ends. Person, who sits to the immediate right of I, faces D. Person, who faces A, sits to the
immediate left of N. Q sits to the immediate left of Y. O sits to the immediate left of Z, who faces E. One person sits
between G and E. Neither Y nor O sit at any extreme ends. D faces the person, who sits third to the right of A. One
person sits between Y and P, who faces south. L sits to the immediate right of J. Neither X nor C face north. Neither
H nor F sits at any extreme ends. One person sits between H and M.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
Options :
1. D
2. K
3. F
4. O
5. None of these
Answer : K
Direction:
Read the given information carefully and answer the questions.
There are three horizontally parallel rows row 1, row 2 and row 3. Row 1 is north of row 2, which is north of row 3.
Five persons sit on row 1 facing south, five persons sit in row 3 facing north and ten persons sit in row 2 such that
first five persons (from the left of the row) face north while rest of the five persons face south. Persons, who sit in
row 1 and row 3 face the persons, who sit on row 2. The distance between each of the adjacent persons in the row
is same. No seat is vacant. K, X, C and F are some of the persons sitting on the seats.
B faces the person, who sits third to the right of G. Two persons sit between I and the person who faces O. I doesn’t
sit at any extreme ends. Person, who sits to the immediate right of I, faces D. Person, who faces A, sits to the
immediate left of N. Q sits to the immediate left of Y. O sits to the immediate left of Z, who faces E. One person sits
between G and E. Neither Y nor O sit at any extreme ends. D faces the person, who sits third to the right of A. One
person sits between Y and P, who faces south. L sits to the immediate right of J. Neither X nor C face north. Neither
H nor F sits at any extreme ends. One person sits between H and M.
Who among the following persons sit between A and the person, who faces O?
I. E
II. Y
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
III. I
Options :
2. Only II
3. Both I and II
4. Only III
5. Only I
Direction:
Read the given information carefully and answer the questions.
There are three horizontally parallel rows row 1, row 2 and row 3. Row 1 is north of row 2, which is north of row 3.
Five persons sit on row 1 facing south, five persons sit in row 3 facing north and ten persons sit in row 2 such that
first five persons (from the left of the row) face north while rest of the five persons face south. Persons, who sit in
row 1 and row 3 face the persons, who sit on row 2. The distance between each of the adjacent persons in the row
is same. No seat is vacant. K, X, C and F are some of the persons sitting on the seats.
B faces the person, who sits third to the right of G. Two persons sit between I and the person who faces O. I doesn’t
sit at any extreme ends. Person, who sits to the immediate right of I, faces D. Person, who faces A, sits to the
immediate left of N. Q sits to the immediate left of Y. O sits to the immediate left of Z, who faces E. One person sits
between G and E. Neither Y nor O sit at any extreme ends. D faces the person, who sits third to the right of A. One
person sits between Y and P, who faces south. L sits to the immediate right of J. Neither X nor C face north. Neither
H nor F sits at any extreme ends. One person sits between H and M.
Options :
1. 4
2. 2
3. 3
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
4. 5
5. None of these.
Answer : 4
Direction:
Read the given information carefully and answer the questions.
There are three horizontally parallel rows row 1, row 2 and row 3. Row 1 is north of row 2, which is north of row 3.
Five persons sit on row 1 facing south, five persons sit in row 3 facing north and ten persons sit in row 2 such that
first five persons (from the left of the row) face north while rest of the five persons face south. Persons, who sit in
row 1 and row 3 face the persons, who sit on row 2. The distance between each of the adjacent persons in the row
is same. No seat is vacant. K, X, C and F are some of the persons sitting on the seats.
B faces the person, who sits third to the right of G. Two persons sit between I and the person who faces O. I doesn’t
sit at any extreme ends. Person, who sits to the immediate right of I, faces D. Person, who faces A, sits to the
immediate left of N. Q sits to the immediate left of Y. O sits to the immediate left of Z, who faces E. One person sits
between G and E. Neither Y nor O sit at any extreme ends. D faces the person, who sits third to the right of A. One
person sits between Y and P, who faces south. L sits to the immediate right of J. Neither X nor C face north. Neither
H nor F sits at any extreme ends. One person sits between H and M.
Options :
1. D
2. K
3. F
4. O
5. P
Answer : P
Direction:
Read the given information carefully and answer the questions.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
There are three horizontally parallel rows row 1, row 2 and row 3. Row 1 is north of row 2, which is north of row 3.
Five persons sit on row 1 facing south, five persons sit in row 3 facing north and ten persons sit in row 2 such that
first five persons (from the left of the row) face north while rest of the five persons face south. Persons, who sit in
row 1 and row 3 face the persons, who sit on row 2. The distance between each of the adjacent persons in the row
is same. No seat is vacant. K, X, C and F are some of the persons sitting on the seats.
B faces the person, who sits third to the right of G. Two persons sit between I and the person who faces O. I doesn’t
sit at any extreme ends. Person, who sits to the immediate right of I, faces D. Person, who faces A, sits to the
immediate left of N. Q sits to the immediate left of Y. O sits to the immediate left of Z, who faces E. One person sits
between G and E. Neither Y nor O sit at any extreme ends. D faces the person, who sits third to the right of A. One
person sits between Y and P, who faces south. L sits to the immediate right of J. Neither X nor C face north. Neither
H nor F sits at any extreme ends. One person sits between H and M.
Options :
1. G
2. P
3. E
4. Y
5. F
Answer : G
Direction:
Study the information carefully and answer the questions given below.
th th
There are eight person A, B, C, D, E, F, G and H were born on two different date i.e. 12 and 25 of four months
(January, February, March, April). Each of them spend different age are different i.e. 10, 13, 17, 19, 22, 26, 27 and 30. All
information is not necessarily in same order. February is not considered as leap year.
Note: The even numbered age is not born on even numbered date and odd numbered age is not born on odd
numbered date.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
G born on even date and even numbered days month. Two persons were born between G and the one whose age
is 30. Equal number of person born before E, who age is 10 and after B. Neither E nor B born in March month. F was
born just after A but not in same month. Difference between the age of G and F is 6. Neither F nor G’s age is 30. E
was born before B. G is older than F. Two person were born between the one whose age is 26 and the one whose
age is 17. D’s age is 22. C was born before D and his age is not 30. A is 9 years older than B. C and D were not born in
same month. The one whose age is 3 years less than H born on even date.
Options :
2. D
4. A
5. None of these
Direction:
Study the information carefully and answer the questions given below.
th th
There are eight person A, B, C, D, E, F, G and H were born on two different date i.e. 12 and 25 of four months
(January, February, March, April). Each of them spend different age are different i.e. 10, 13, 17, 19, 22, 26, 27 and 30. All
information is not necessarily in same order. February is not considered as leap year.
Note: The even numbered age is not born on even numbered date and odd numbered age is not born on odd
numbered date.
G born on even date and even numbered days month. Two persons were born between G and the one whose age
is 30. Equal number of person born before E, who age is 10 and after B. Neither E nor B born in March month. F was
born just after A but not in same month. Difference between the age of G and F is 6. Neither F nor G’s age is 30. E
was born before B. G is older than F. Two person were born between the one whose age is 26 and the one whose
age is 17. D’s age is 22. C was born before D and his age is not 30. A is 9 years older than B. C and D were not born in
same month. The one whose age is 3 years less than H born on even date.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
th
Who among the following person born on 25 February?
Options :
1. C
2. F
3. A
4. G
5. None of these
Answer : A
Direction:
Study the information carefully and answer the questions given below.
th th
There are eight person A, B, C, D, E, F, G and H were born on two different date i.e. 12 and 25 of four months
(January, February, March, April). Each of them spend different age are different i.e. 10, 13, 17, 19, 22, 26, 27 and 30. All
information is not necessarily in same order. February is not considered as leap year.
Note: The even numbered age is not born on even numbered date and odd numbered age is not born on odd
numbered date.
G born on even date and even numbered days month. Two persons were born between G and the one whose age
is 30. Equal number of person born before E, who age is 10 and after B. Neither E nor B born in March month. F was
born just after A but not in same month. Difference between the age of G and F is 6. Neither F nor G’s age is 30. E
was born before B. G is older than F. Two person were born between the one whose age is 26 and the one whose
age is 17. D’s age is 22. C was born before D and his age is not 30. A is 9 years older than B. C and D were not born in
same month. The one whose age is 3 years less than H born on even date.
Options :
1. 19
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
2. 13
3. 14
4. 12
5. None of these
Answer : 13
Direction:
Study the information carefully and answer the questions given below.
th th
There are eight person A, B, C, D, E, F, G and H were born on two different date i.e. 12 and 25 of four months
(January, February, March, April). Each of them spend different age are different i.e. 10, 13, 17, 19, 22, 26, 27 and 30. All
information is not necessarily in same order. February is not considered as leap year.
Note: The even numbered age is not born on even numbered date and odd numbered age is not born on odd
numbered date.
G born on even date and even numbered days month. Two persons were born between G and the one whose age
is 30. Equal number of person born before E, who age is 10 and after B. Neither E nor B born in March month. F was
born just after A but not in same month. Difference between the age of G and F is 6. Neither F nor G’s age is 30. E
was born before B. G is older than F. Two person were born between the one whose age is 26 and the one whose
age is 17. D’s age is 22. C was born before D and his age is not 30. A is 9 years older than B. C and D were not born in
same month. The one whose age is 3 years less than H born on even date.
How many persons born between G and the one whose age is 22?
Options :
1. One
2. Three
3. Two
4. None
Direction:
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
Study the information carefully and answer the questions given below.
th th
There are eight person A, B, C, D, E, F, G and H were born on two different date i.e. 12 and 25 of four months
(January, February, March, April). Each of them spend different age are different i.e. 10, 13, 17, 19, 22, 26, 27 and 30. All
information is not necessarily in same order. February is not considered as leap year.
Note: The even numbered age is not born on even numbered date and odd numbered age is not born on odd
numbered date.
G born on even date and even numbered days month. Two persons were born between G and the one whose age
is 30. Equal number of person born before E, who age is 10 and after B. Neither E nor B born in March month. F was
born just after A but not in same month. Difference between the age of G and F is 6. Neither F nor G’s age is 30. E
was born before B. G is older than F. Two person were born between the one whose age is 26 and the one whose
age is 17. D’s age is 22. C was born before D and his age is not 30. A is 9 years older than B. C and D were not born in
same month. The one whose age is 3 years less than H born on even date.
Options :
1. A
2. F
3. G
4. C
5. None of these
Answer : F
Direction:
Read the instructions carefully and answer the questions that follow –
Six children U, V, W, X, Y and Z were playing on the staircase of their school. The staircase had sixteen steps which
were numbered 1 – 16 from bottom to top. No two students were standing on the same step initially. They were
playing the game of rolling a dice. Each child rolled the dice only once in the alphabetical order i.e. U rolled first and
so on. They made some movements as per the number they rolled. Each child rolled the dice moved as per the rules
and then passed on the dice once and moved accordingly. No 2 children rolled the same number.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
Conditions-
Clue 2 – X and U were standing at a gap of 5 steps and they rolled consecutive numbers.
Clue 6- U’s stair number was thrice as that of the number rolled by V
Clue 7 – V’s stair number was prime valued which was three more than the number he rolled
Rules –
a. The person who rolled 1: Swapped positions with the person who rolled 5
b. The person who rolled 2: moved 5 stairs below, if already taken, stayed at original position
c. The person who rolled 3: Swapped positions with the person who rolled 6
d. the person who rolled 4: Swapped positions with the person who rolled 1.
e. The person who rolled 5: Moved 7 stairs below, if not possible then moved 5 stairs up
Who among the following remained at their original positon even after the movements?
I) W
II) X
III) U
Options :
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
1. Only I
2. Only II
5. Only III
Answer : Only I
Direction:
Read the instructions carefully and answer the questions that follow –
Six children U, V, W, X, Y and Z were playing on the staircase of their school. The staircase had sixteen steps which
were numbered 1 – 16 from bottom to top. No two students were standing on the same step initially. They were
playing the game of rolling a dice. Each child rolled the dice only once in the alphabetical order i.e. U rolled first and
so on. They made some movements as per the number they rolled. Each child rolled the dice moved as per the rules
and then passed on the dice once and moved accordingly. No 2 children rolled the same number.
Conditions-
Clue 2 – X and U were standing at a gap of 5 steps and they rolled consecutive numbers.
Clue 6- U’s stair number was thrice as that of the number rolled by V
Clue 7 – V’s stair number was prime valued which was three more than the number he rolled
Rules –
a. The person who rolled 1: Swapped positions with the person who rolled 5
b. The person who rolled 2: moved 5 stairs below, if already taken, stayed at original position
c. The person who rolled 3: Swapped positions with the person who rolled 6
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
d. the person who rolled 4: Swapped positions with the person who rolled 1.
e. The person who rolled 5: Moved 7 stairs below, if not possible then moved 5 stairs up
What was the difference between the initial step and final step number of student V?
Options :
1. 3
2. 4
3. 1
4. None
5. None of these
Answer : 3
Direction:
Read the instructions carefully and answer the questions that follow –
Six children U, V, W, X, Y and Z were playing on the staircase of their school. The staircase had sixteen steps which
were numbered 1 – 16 from bottom to top. No two students were standing on the same step initially. They were
playing the game of rolling a dice. Each child rolled the dice only once in the alphabetical order i.e. U rolled first and
so on. They made some movements as per the number they rolled. Each child rolled the dice moved as per the rules
and then passed on the dice once and moved accordingly. No 2 children rolled the same number.
Conditions-
Clue 2 – X and U were standing at a gap of 5 steps and they rolled consecutive numbers.
Clue 6- U’s stair number was thrice as that of the number rolled by V
Clue 7 – V’s stair number was prime valued which was three more than the number he rolled
Rules –
a. The person who rolled 1: Swapped positions with the person who rolled 5
b. The person who rolled 2: moved 5 stairs below, if already taken, stayed at original position
c. The person who rolled 3: Swapped positions with the person who rolled 6
d. the person who rolled 4: Swapped positions with the person who rolled 1.
e. The person who rolled 5: Moved 7 stairs below, if not possible then moved 5 stairs up
Options :
1. Step 15
2. Step 7
3. Step 5
4. Step 6
5. Step 2
Answer : Step 7
Direction:
Read the instructions carefully and answer the questions that follow –
Six children U, V, W, X, Y and Z were playing on the staircase of their school. The staircase had sixteen steps which
were numbered 1 – 16 from bottom to top. No two students were standing on the same step initially. They were
playing the game of rolling a dice. Each child rolled the dice only once in the alphabetical order i.e. U rolled first and
so on. They made some movements as per the number they rolled. Each child rolled the dice moved as per the rules
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
and then passed on the dice once and moved accordingly. No 2 children rolled the same number.
Conditions-
Clue 2 – X and U were standing at a gap of 5 steps and they rolled consecutive numbers.
Clue 6- U’s stair number was thrice as that of the number rolled by V
Clue 7 – V’s stair number was prime valued which was three more than the number he rolled
Rules –
a. The person who rolled 1: Swapped positions with the person who rolled 5
b. The person who rolled 2: moved 5 stairs below, if already taken, stayed at original position
c. The person who rolled 3: Swapped positions with the person who rolled 6
d. the person who rolled 4: Swapped positions with the person who rolled 1.
e. The person who rolled 5: Moved 7 stairs below, if not possible then moved 5 stairs up
What is the sum of the step number of W in the final setup and the dice number he rolled?
Options :
1. 13
2. 17
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
3. 11
4. 16
5. 20
Answer : 17
Direction:
Read the instructions carefully and answer the questions that follow –
Six children U, V, W, X, Y and Z were playing on the staircase of their school. The staircase had sixteen steps which
were numbered 1 – 16 from bottom to top. No two students were standing on the same step initially. They were
playing the game of rolling a dice. Each child rolled the dice only once in the alphabetical order i.e. U rolled first and
so on. They made some movements as per the number they rolled. Each child rolled the dice moved as per the rules
and then passed on the dice once and moved accordingly. No 2 children rolled the same number.
Conditions-
Clue 2 – X and U were standing at a gap of 5 steps and they rolled consecutive numbers.
Clue 6- U’s stair number was thrice as that of the number rolled by V
Clue 7 – V’s stair number was prime valued which was three more than the number he rolled
Rules –
a. The person who rolled 1: Swapped positions with the person who rolled 5
b. The person who rolled 2: moved 5 stairs below, if already taken, stayed at original position
c. The person who rolled 3: Swapped positions with the person who rolled 6
d. the person who rolled 4: Swapped positions with the person who rolled 1.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
e. The person who rolled 5: Moved 7 stairs below, if not possible then moved 5 stairs up
Options :
1. Y
2. X
3. U
4. V
5. Z
Answer : Z
If first, third and sixth letters of the word “PAYMENT” are changed to their immediately preceding letters as per
English alphabet series and fourth and seventh letters are changed to their immediately succeeding letters as per
English alphabet series, then how many letters (in English alphabet series) are there between the fourth and
Options :
1. 5
2. 6
3. 7
4. 8
5. None of these
Answer : 6
If third, sixth, eighth and tenth letters of the given word are changed to their second next letter as per alphabet
series then all the letters are arranged as per alphabetical order within the letter, then how many letters in English
alphabet series are there between the fifth letter from left end and fifth letter from right end?
MANUFACTURE
Options :
1. 3
2. 4
3. 6
4. 5
5. More than 6
st rd th th
If a meaningful English word has to be formed using 1 , 3 , 8 and 10 letters of the word (each letter to be used
once only) “PERFORMANCE” then which of the following will be third letter of such word? If more than one such
words can be formed then mark ‘X’ as your answer and if no meaningful English word can be formed then mark “Y”
as your answer.
Options :
1. P
2. A
3. R
4. X
5. Y
Answer : X
How many such pairs of letters are there in the word ‘HIMACHAL’ which have as many letters between them as in
Options :
1. None
2. One
3. Two
4. Three
Answer : Two
st th
What will be the last letter of the meaningful 4-letter English word formed using 1 and 5 letter of “CARPET”
rd th
along with 3 and 5 letter of “PERSONAL” such that each letter to be used once? If more than one such word can
be formed then mark ‘X’ as your answer, if no such word can be formed then mark “Y’ as your answer.
Options :
1. R
2. E
3. C
4. X
5. Y
Answer : X
Direction:
Study the given information and answer the following the questions.
There are 16 persons – H, I, J, K, L, M, N, O, P, Q, R, S, T, U, V and W standing in a square plot. Inside a square plot, a
square shaped garden is developed. The persons who are standing inside the garden facing outside. The persons
who are standing outside the garden facing inside the centre and likes different fruits namely viz., – Banana,
Mango, Grapes, Apple, Kiwi, Pear, Papaya and Orange. So all the persons standing in the inner square faces the
persons standing in the outer square works in different companies namely viz., – TCS, ACC, AMUL, BHEL, BPL, HCL,
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
M faces the centre and W faces M. J sits second to the right of M. There are four persons sits between M and K. J is
not an immediate neighbour of K. There are three persons standing between O and K. There are two persons
standing between O and H. H stands exactly between the K and L. L stands to the immediate left of M. There are
two persons standing between W and U. U faces N. T faces outside. There are two persons standing between T and
Q. T faces I. Q stands to the immediate left of W. R, the one who faces H stands exactly between the persons P and
V. P faces K. The one who sits in the corner of the square likes Banana, who faces P. The one who likes Banana sits
between the persons who like Grapes and Mango. The one who likes Mango sits second to the right of the person
who likes Pear. Three persons sit between one who likes Grapes and one who likes Pear. Two persons sit between
one who likes Grapes and one who likes Kiwi. Two persons sit between one who likes Kiwi and one who likes
Orange. M and L do not like Papaya and Kiwi. The immediate neighbours of P are the one who works in TCS and the
one who works in BHEL. The one who works in TCS faces the one who likes Grapes. Three persons sit between the
one who works in TCS and the one who works in MRF. The immediate neighbours of the person who works in ACC
are the one who works in TCS and the one who works in HCL. The one who works in BPL sits exactly behind to the
one who works in ACC. The one who works in TVS sits exactly behind to the one who works in AMUL. The one who
In the given arrangement, if three people come and stand to the immediate left of K, how many people will sit
Options :
1. Two
2. Three
3. Five
5. One
Answer : Five
Direction:
Study the given information and answer the following the questions.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
There are 16 persons – H, I, J, K, L, M, N, O, P, Q, R, S, T, U, V and W standing in a square plot. Inside a square plot, a
square shaped garden is developed. The persons who are standing inside the garden facing outside. The persons
who are standing outside the garden facing inside the centre and likes different fruits namely viz., – Banana,
Mango, Grapes, Apple, Kiwi, Pear, Papaya and Orange. So all the persons standing in the inner square faces the
persons standing in the outer square works in different companies namely viz., – TCS, ACC, AMUL, BHEL, BPL, HCL,
M faces the centre and W faces M. J sits second to the right of M. There are four persons sits between M and K. J is
not an immediate neighbour of K. There are three persons standing between O and K. There are two persons
standing between O and H. H stands exactly between the K and L. L stands to the immediate left of M. There are
two persons standing between W and U. U faces N. T faces outside. There are two persons standing between T and
Q. T faces I. Q stands to the immediate left of W. R, the one who faces H stands exactly between the persons P and
V. P faces K. The one who sits in the corner of the square likes Banana, who faces P. The one who likes Banana sits
between the persons who like Grapes and Mango. The one who likes Mango sits second to the right of the person
who likes Pear. Three persons sit between one who likes Grapes and one who likes Pear. Two persons sit between
one who likes Grapes and one who likes Kiwi. Two persons sit between one who likes Kiwi and one who likes
Orange. M and L do not like Papaya and Kiwi. The immediate neighbours of P are the one who works in TCS and the
one who works in BHEL. The one who works in TCS faces the one who likes Grapes. Three persons sit between the
one who works in TCS and the one who works in MRF. The immediate neighbours of the person who works in ACC
are the one who works in TCS and the one who works in HCL. The one who works in BPL sits exactly behind to the
one who works in ACC. The one who works in TVS sits exactly behind to the one who works in AMUL. The one who
Options :
1. J
2. I
3. M
4. K
5. L
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
Answer : J
Direction:
Study the given information and answer the following the questions.
There are 16 persons – H, I, J, K, L, M, N, O, P, Q, R, S, T, U, V and W standing in a square plot. Inside a square plot, a
square shaped garden is developed. The persons who are standing inside the garden facing outside. The persons
who are standing outside the garden facing inside the centre and likes different fruits namely viz., – Banana,
Mango, Grapes, Apple, Kiwi, Pear, Papaya and Orange. So all the persons standing in the inner square faces the
persons standing in the outer square works in different companies namely viz., – TCS, ACC, AMUL, BHEL, BPL, HCL,
M faces the centre and W faces M. J sits second to the right of M. There are four persons sits between M and K. J is
not an immediate neighbour of K. There are three persons standing between O and K. There are two persons
standing between O and H. H stands exactly between the K and L. L stands to the immediate left of M. There are
two persons standing between W and U. U faces N. T faces outside. There are two persons standing between T and
Q. T faces I. Q stands to the immediate left of W. R, the one who faces H stands exactly between the persons P and
V. P faces K. The one who sits in the corner of the square likes Banana, who faces P. The one who likes Banana sits
between the persons who like Grapes and Mango. The one who likes Mango sits second to the right of the person
who likes Pear. Three persons sit between one who likes Grapes and one who likes Pear. Two persons sit between
one who likes Grapes and one who likes Kiwi. Two persons sit between one who likes Kiwi and one who likes
Orange. M and L do not like Papaya and Kiwi. The immediate neighbours of P are the one who works in TCS and the
one who works in BHEL. The one who works in TCS faces the one who likes Grapes. Three persons sit between the
one who works in TCS and the one who works in MRF. The immediate neighbours of the person who works in ACC
are the one who works in TCS and the one who works in HCL. The one who works in BPL sits exactly behind to the
one who works in ACC. The one who works in TVS sits exactly behind to the one who works in AMUL. The one who
Options :
1. Two
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
2. Three
3. Four
5. One
Answer : Three
Direction:
Study the given information and answer the following the questions.
There are 16 persons – H, I, J, K, L, M, N, O, P, Q, R, S, T, U, V and W standing in a square plot. Inside a square plot, a
square shaped garden is developed. The persons who are standing inside the garden facing outside. The persons
who are standing outside the garden facing inside the centre and likes different fruits namely viz., – Banana,
Mango, Grapes, Apple, Kiwi, Pear, Papaya and Orange. So all the persons standing in the inner square faces the
persons standing in the outer square works in different companies namely viz., – TCS, ACC, AMUL, BHEL, BPL, HCL,
M faces the centre and W faces M. J sits second to the right of M. There are four persons sits between M and K. J is
not an immediate neighbour of K. There are three persons standing between O and K. There are two persons
standing between O and H. H stands exactly between the K and L. L stands to the immediate left of M. There are
two persons standing between W and U. U faces N. T faces outside. There are two persons standing between T and
Q. T faces I. Q stands to the immediate left of W. R, the one who faces H stands exactly between the persons P and
V. P faces K. The one who sits in the corner of the square likes Banana, who faces P. The one who likes Banana sits
between the persons who like Grapes and Mango. The one who likes Mango sits second to the right of the person
who likes Pear. Three persons sit between one who likes Grapes and one who likes Pear. Two persons sit between
one who likes Grapes and one who likes Kiwi. Two persons sit between one who likes Kiwi and one who likes
Orange. M and L do not like Papaya and Kiwi. The immediate neighbours of P are the one who works in TCS and the
one who works in BHEL. The one who works in TCS faces the one who likes Grapes. Three persons sit between the
one who works in TCS and the one who works in MRF. The immediate neighbours of the person who works in ACC
are the one who works in TCS and the one who works in HCL. The one who works in BPL sits exactly behind to the
one who works in ACC. The one who works in TVS sits exactly behind to the one who works in AMUL. The one who
Four of the following five are alike in a certain way based upon their arrangement and so form a group. Which of
Options :
1. KP
2. LV
3. UN
4. MW
5. OQ
Answer : MW
Direction:
Study the given information and answer the following the questions.
There are 16 persons – H, I, J, K, L, M, N, O, P, Q, R, S, T, U, V and W standing in a square plot. Inside a square plot, a
square shaped garden is developed. The persons who are standing inside the garden facing outside. The persons
who are standing outside the garden facing inside the centre and likes different fruits namely viz., – Banana,
Mango, Grapes, Apple, Kiwi, Pear, Papaya and Orange. So all the persons standing in the inner square faces the
persons standing in the outer square works in different companies namely viz., – TCS, ACC, AMUL, BHEL, BPL, HCL,
M faces the centre and W faces M. J sits second to the right of M. There are four persons sits between M and K. J is
not an immediate neighbour of K. There are three persons standing between O and K. There are two persons
standing between O and H. H stands exactly between the K and L. L stands to the immediate left of M. There are
two persons standing between W and U. U faces N. T faces outside. There are two persons standing between T and
Q. T faces I. Q stands to the immediate left of W. R, the one who faces H stands exactly between the persons P and
V. P faces K. The one who sits in the corner of the square likes Banana, who faces P. The one who likes Banana sits
between the persons who like Grapes and Mango. The one who likes Mango sits second to the right of the person
who likes Pear. Three persons sit between one who likes Grapes and one who likes Pear. Two persons sit between
one who likes Grapes and one who likes Kiwi. Two persons sit between one who likes Kiwi and one who likes
Orange. M and L do not like Papaya and Kiwi. The immediate neighbours of P are the one who works in TCS and the
one who works in BHEL. The one who works in TCS faces the one who likes Grapes. Three persons sit between the
one who works in TCS and the one who works in MRF. The immediate neighbours of the person who works in ACC
are the one who works in TCS and the one who works in HCL. The one who works in BPL sits exactly behind to the
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
one who works in ACC. The one who works in TVS sits exactly behind to the one who works in AMUL. The one who
Options :
1. P
2. U
3. Q
4. L
5. T
Answer : U
Direction:
Each of the questions below consists of a question and three Statements numbered I, II and III given below it. You
have to decide whether the data provided in the statements are sufficient to answer the question:
Six persons – A, B, C, D, E and F are sitting in a circular table facing to the center and each likes different fruits –
Grapes, Banana, Apple, Orange, Pear and Mango then, who sits immediate right of the one who likes Apple?
I. C likes Banana and sits second to the right of one who likes Pear, who is facing A. E sits third to the left of D, who
is an immediate neighbor of one who likes Mango and F sits second to the right of D who likes Orange.
II. B sits second to the left of one who likes Grapes, who sits second to the left of A. One who likes Banana is facing
III. F likes Pear and sits second to the right of D, who sits third to the left of E. One who likes Mango sits immediate
right of D.
Options :
Direction:
Each of the questions below consists of a question and three Statements numbered I, II and III given below it. You
have to decide whether the data provided in the statements are sufficient to answer the question:
I. Sunita is sister-in-law of Chetna, who is daughter-in-law of Kiran. Mohan is the brother of Sunita. Prema is sister-
II. Aarohi is father of Sunita, who is sister-in-law of Chetna. Kiran is mother of Mohan, who is married to Chetna.
III. Chetna is daughter-in-law of Aarohi, who is married to Kiran and Sunita is daughter of Kiran. Chetna is married to
Options :
Direction:
Each of the questions below consists of a question and three Statements numbered I, II and III given below it. You
have to decide whether the data provided in the statements are sufficient to answer the question:
Seven persons – Prerna, Ragini, Anupama, Akshara, Abhimanyu, Neel and Kavya are going for a shopping on Friday,
Saturday and Sunday. At least two persons are going for a shopping on same day. On which day Neel is going for
shopping?
I. Prerna and Abhimanyu are going on same day. Neel is going with 2 other persons. Kavya and Ragini are going on
different days. Akshara is going on Saturday. Akshara and Abhimanyu are going on different days. Abhimanyu is
II. Ragini is going after Abhimanyu but before Kavya. Kavya and Prerna are going on different days. Neither Ragini
nor Akshara is going with Neel. Akshara is going after Prerna. Anupama is going with Kavya.
III. Prerna is going before Neel. Prerna isn't going on Saturday. Anupama is going after Akshara. Neel and Anupama
are going on same day. Neither Neel nor Akshara is going with Abhimanyu. Kavya is going with Anupama.
Options :
4. Either statements I and II together or statements II and III together are sufficient.
5. Either statements I and III together or statements II and III together are sufficient.
Answer : Either statements I and III together or statements II and III together are sufficient.
Direction:
Each of the questions below consists of a question and three Statements numbered I, II and III given below it. You
have to decide whether the data provided in the statements are sufficient to answer the question:
Seven boxes – A, B, C, D, E, F and G not necessarily in the same order were placed in a row facing to the north and
each box was of different colour – Red, Violet, Orange, Silver, Gold, Maroon and Indigo. Which box is placed second
I. A was placed second to the left of B, which was placed third to the right of Red box. C was placed third to the
right of F, which was placed second to the right of G and Indigo box was placed second to the left Silver box,
II. G was placed third to the left of B, which was placed second to the left of C which was a Gold box. F was placed
second to the left of E, which was placed third to the right of Maroon box. D was placed second to the right of
Indigo box, which was placed second to the right of Violet box. Red box was placed immediate left of A which was
a Maroon box, which was placed second to the left of B and Silver box was placed immediate right of C.
III. C was placed second to the right of B, which was placed third to the left of Silver box. Red box was placed
second to the left of Violet box, which was placed immediate right of A and C was placed third to the right of F,
which was placed immediate right of Maroon box and E was placed third to the right of A.
Options :
Direction:
Each of the questions below consists of a question and three Statements numbered I, II and III given below it. You
have to decide whether the data provided in the statements are sufficient to answer the question:
How is E related to I?
Statement I: D * E – G = H @ J
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
Statement II: D * E + F – G – K
Statement III: H + F * I – L
Options :
1. The data in statement I and III are sufficient to answer the question.
2. The data in statement II and III are sufficient to answer the question.
3. The date in statement III and either I or II is sufficient to answer the question.
4. All I, II, III statements are together not sufficient to answer the question
5. All I, II, III statements are together sufficient to answer the question
Answer : The data in statement I and III are sufficient to answer the question.
Directions: A situation/problem statement is given followed by three statements. Choose the one/s which is/are the
correct course of action/s to be followed from the problem statement.
Both Russia and the United States are major spacefarers. America’s allies in Europe and Asia are also key sources of
technologies that support the use of space. Even Ukraine has a significant aerospace industry. The risk to space
cooperation could come in three ways. The first is through sanctions on Russia due to the Ukraine-Russia conflict.
The second is through physical destruction or control of aerospace facilities in Ukraine. The third is potential
attempts by either side to disrupt the other’s use of space for military purposes. As India navigates a treacherous
diplomatic landscape, it will need to keep an eye on how much of these risks could affect its interests.
Course of actions:
II. India should develop a private sector-led space economy to take advantage of opportunity due to the lessening
III. India should delay its ongoing projects which rely on Russian cooperation.
Options :
1. Only III
2. Only II
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
4. Both I and II
Directions: A passage is given followed by three statements. Read the following passage and answer the question
that follows.
On December 30, 2019, an Artificial Intelligence-driven health monitoring platform called Blue Dot spotted a cluster
of unusual pneumonia cases occurring in Wuhan, China. The Canadian company sent out a warning to its customers
the next day. They had identified what would come to be known as Covid-19 a week before the Centre for Disease
Control and Prevention in USA or 2 weeks before WHO was able to spot it. AI has played a key role in identifying
I. Many technology executives have expressed uncertainty about their investments in machine learning Artificial
intelligence.
II. In future workforce would be able to translate whatever the results of AI models to give out into real business
III. A lot of technocrats are dissatisfied with the ways their organization was adopting Artificial Intelligence.
Which of the above statements weakens the overall contention that Artificial Intelligence would be adopted by the
Options :
1. Only I
2. Only II
3. Both I and II
Directions: Read the following group of statements and choose the best assumption on which the argument is based.
As per the latest Indian military inputs, Pakistan continues to host 350-400 terrorists at border launch pads. Plus,
with Taliban’s return to power in Afghanistan- which simply wouldn’t have been possible without Islamabad’s
support- it is doubtful that Pakistan’s military ISI complex is ready to abandon it’s tried and tested strategy of
promoting cross-border terrorism. Therefore, if at all Pakistan is serious about peace with India and benefitting from
Options :
2. Geo-economic and peace talks are subject matter for India-Pakistan bilateral relationships only when the
3. Pakistan’s economy will benefit immensely only if relations with India normalize.
Answer : Geo-economic and peace talks are subject matter for India-Pakistan bilateral relationships only when the
Directions: In the following question a paragraph is given, followed by five options, each giving a conclusion that
may or may not follow. Choose the one which reflects the conclusion that follows.
While crypto has some obvious advantages-it isn’t issued by any sovereign. Secondly, most of the popular cryptos
like Bitcoin are extremely volatile. Extreme volatility makes for a poor store of value and medium of exchange.
Further, while liquidity in cryptos has gone up dramatically in recent years, it is still a small fraction of global
currency flows.
Options :
3. Availability of Bitcoin is less as compared to the total trading volume of international trade.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
Directions: Read the following group of statements and choose the best inference which can be deduced from the
argument given below.
Covid has changed our lives in more ways than we can imagine. Beyond despair, disease and death, the pandemic
has also created opportunities for the future. The development of vaccines at unprecedented speed now makes it
possible to control pandemics with vaccines for the first time. Early apprehensions of a compressed timeline were
Options :
1. A better future is realized due to involvement of science and innovation in public policy.
2. Multiple vaccines for Covid have been explored since the identification of virus.
3. Science and evidence has led to vaccine deployment in very less time after the identification of virus.
4. Earlier vaccine development used to take a lot of time to develop after the identification of virus.
Answer : Earlier vaccine development used to take a lot of time to develop after the identification of virus.
Directions: In the question given below, there are two statements (I) and (II). These statements may be either
independent causes or may be effects of independent causes or a common cause. One of these statements may be the
effect of the other statement. Read both the statements and decide which of the following answer choice correctly
depicts the relationship between these two statements.
Statement I : Government welfare schemes now project greater empathy for women voters.
Statement II: Greater participation of women in the electoral process is now a phenomenon cast in stone going by
Options :
Directions : The passage given below is followed by three statements. Choose the one which can be the correct
assumptions on which the passage is based.
How are our girls faring? In a large and diverse country, anecdotal evidence cuts several ways. But one hard,
remorseless, empirical reality is son preference. That distressing social bias flourishes. As against a Sustainable
Development Goal of achieving sex ratio at birth of 954 by 2030, a Niti Aayog update finds the national average still
at a distant 899.
II. Sex determination and diagnosis at prenatal and preconception stage in India are not prohibited.
III. Policymakers will have to come up with specific incentives-perhaps, more attractive grants for bringing up
daughters.
Options :
1. Only I
2. Only II
3. Both I and II
5. Only III
Answer : Only I
Directions: Study the following passage carefully and answer the question given beside.
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
Water is nectar, says the Satapata Brahman. Yet, tragically for too many people, instead of being a source of life,
water, or lack of it, is a source of illness and death. More people die annually from lack of clean water than from all
forms of violence combined. Every choice we make of what to purchase, what to wear, and what to eat has a direct
and powerful impact upon climate change, upon children dying of starvation, and upon the health and balance of
Which of the following undermines that our lifestyle choices do impact the climate change and balance of water,
air on Earth?
Options :
1. The meat industry according to the UN is the single greatest contributor to climate change, and a major
2. Almost everything we purchase is produced in a factory, and the industrial, toxic waste of far too many
factories is dumped into the groundwater, into rivers, or spewed into the air.
3. Urbanisation and development which in tune makes more people to leave rural areas and live in the city
4. Both A and B
5. Both A and C.
Answer : Urbanisation and development which in tune makes more people to leave rural areas and live in the city
Directions: In the question below, a passage is given followed by few statements. Read the passage and answer the
questions that follow.
Even while undertaking the world’s largest vaccination exercise, the below par capacity utilisation at many
vaccination sites is forcing authorities to rejig their strategies. The turnout among health workers for receiving the
I. Vaccination hesitancy is posing a major roadblock for the drive as the fast pace of vaccine development and trials
coupled with the regulatory anomalies with Covaxin are contributing to the hesitation.
II. Gliches in Co- Win, the digital backbone of the vaccination drive is misfiring as the the non-delivery of the of text
III. The software glitches must be resolved quickly so that an enabling technology doesn’t become a drag on
vaccination.
IV. Guarantees on safety must be repeated non-stop, efficacy data must be periodically updated and released by
the authorities.
V. The specific reasons why health workers topped the priority list must be underlined because they are most
vulnerable to virus exposure and vaccines offered first to them is also society’s gratitude for selfless service.
VI. To win the confidence of health workers it may be necessary to forego earlier reservations about netas jumping
the line. Inspirational figures volunteering for the jab could bolster the vaccination drive. Which of the above
Options :
2. Only I and II
3. Both IV and V
4. Both V and VI
5. Both II and V
Directions: A course of action is given below followed by three situations. Read it carefully and answer the question
that follows. Course of Action: Chennai Corporation’s public health centres have begun vaccinating individuals
above 18 years of age to reduce vaccine wastage and improve capacity utilisation. The second Covid wave
demands such improvisation and flexibility and Centre’s decision to revise the priority group addresses this need.
Situation I: Against vaccination capacity of 60,000 daily, Chennai’s civic body achieved only 32,000 on average in a
week. Situation II: A vaccine vial once opened has to be exhausted within four hours or is wasted. Situation III: In
the US, healthcare facilities are offering unused doses to young people waiting to jump the line, thereby reducing
wastage. Which of the situation(s) above will the given course of action follow?
Options :
RBI Grade B 2022 Phase 1 Previous Year Paper Shift 2
1. Only II
2. Both I and II
3. Only I