Rajesh S/o- Bhan Singh, Vpo- Motipura

Annexure-I
MODEL SCHEME FOR DAIRY UNIT
10 CROSS BREED BUFFALOES
CAPITAL COST
Unit Rs./ unit Total (Rs.)
a Land development LS 0 0
b Civil work:
i) Buff shed 50 Sq ft/Buff Owned
ii) Calf shed 20 Sq ft/calf Owned 0
c Store room cum Office 0 Sqft 0 0
d Cross bred Buff (Murrah) 10 Buff 50000 500000
e transportation cost 10 Buff 0 0
f Dairy equipments 10 Buff 0 0
g Chaff cutter + Misc 10 Buff Owned 0
h Water source On farm avaialble 0
Sub-total 500000

RECURRING COST
a Fodder cultivation 2.5 Acre 5000 12500
b Concentrated feed for 1st batch
for one mnth @kg/month 675 kg 12 8100
c Insurance 5 Buff 4.5% 11250
Sub-total 31850

Total 500000
Margin 10% 50000
Bank loan 450000

TECHNO-ECONOMIC ASSUMPTIONS:
a Milk yeild ltr/day 8 Ltr/day
b Sale of milk @ 28 Rs./Ltr
c Animals will be introduced in 2 batches with a gap of 180 days
d Rate of interest: (BR+3%+0.5) 14.25 % p.a
e Repayable in 5 years including 2 months of gestation period

* Recurring cost to be norne by the applicant.

Jitendra Kr. Gupta, Agril.Officer

 Rajesh S/o- Bhan Singh, Vpo- Motipura

Annexure-II
MILK FLOW CHART:
1 1 year = 360 days
2 Lactation period after calving (L.P) 280 days
3 Dry period ( D.P) after lactation period 120 days
4 Inter calving period 400 days
5 Phasing between batches of Buffaloes 180 days

1st Batch (1 Buff) 2nd Batch (1 Buff) TOTAL for herd

YEAR LP(days) DP(days) LP(days) DP(days) LP(days) DP(days)
1 I 250 110 180 0 2150 550
2 II 280 80 240 120 2600 1000
3 III 280 80 240 120 2600 1000
4 IV 270 90 240 120 2550 1050
5 V 240 120 240 120 2400 1200

Daily feeding schedule and cost chart:

Feeding stuff Rs./ Kg During lactation period During dry period

Kg Cost (Rs.) Kg Cost (Rs.)
1 Concentrate 12.00 4.50 54.00 1.50 18.00
2 Green fodder 1.00 20.00 20.00 12.00 12.00
3 Dry fodder 2.00 10.00 20.00 15.00 30.00
Total 94.00 60.00

Jitendra Kr. Gupta, Agril.Officer

 Rajesh S/o- Bhan Singh, Vpo- Motipura

Reccuring cost: yrs I II III IV V

Feeding during lactation period 202100 244400 244400 239700 225600
Feeding during dry period 33000 60000 60000 63000 72000
Medi+Brdng+Vaccine @ Rs/y 250 1875 2500 2500 2500 2500
Insurance 5% 25000 25000 25000 25000 25000
Labour + Superviser 0 0 0 0 0 0
TOTAL 261975 331900 331900 330200 325100
Net of capitalised for Ist yr 230125 331900 331900 330200 325100

Sale of milk @ Rs/ltr 28 481600 582400 582400 571200 537600

Gunny bag Rs./bag 6 900 1131 1131 1131 1131
TOTAL INCOME 252375 251631.43 251631.4 242131.43 213631.4

ANALYSIS
Particular/ Yr 0 yr I yr II yr III yr IV yr V yr
Capital cost 500000 0 0 0 0 0
Expenditure 0 230125 331900 331900 330200 325100
Income 0 481600 582400 582400 571200 537600
Net Income -500000 251475 250500 250500 241000 212500
DF @ 15% 1 0.87 0.756 0.657 0.572 0.497
Present worth -500000 218783.25 189378 164578.5 137852 105612.5
NPW= 316204
DF @ 20% 1 0.83 0.69 0.58 0.48 0.41
Present worth -500000 208724.25 172845 145290 115680 87125
NPW= 229664
DF @ 25% 1 0.801 0.64 0.512 0.409 0.328
Present worth -500000 201431.48 160320 128256 98569 69700
NPW= 158276
DF @ 30% 1 0.769 0.591 0.455 0.35 0.269
Present worth -500000 193384.28 148045.5 113977.5 84350 57162.5
NPW= 96920
DF @ 40% 1 0.7142857 0.5102041 0.364431 0.2603082 0.185934
Present worth -500000 179625 127806.12 91290.09 62734.277 39511.07
NPW= 967

IRR = 38

Jitendra Kr. Gupta, Agril.Officer

 Rajesh S/o- Bhan Singh, Vpo- Motipura

Annexure-IV
REPAYMENT SCHEDULE:
Rate of Intt.(p.a) 12.25%

Year Princi due Installment Interest Total Net Income Surplus

1st 730000 40000 89425 129425 251475 122050
2nd 690000 172500 84525 257025 250500 -6525
3rd 517500 172500 63394 235894 250500 14606
4th 345000 172500 42263 214763 241000 26238
5th 172500 172500 21131 193631 212500 18869

Depriciation:
Yr. I II III IV V VI
Shed Value 0 0 0 0 0 0
10% 0 0 0 0 0 0
Residual value 0

Equipmnt value 0 0 0 0 0 0
25% 0 0 0 0 0 0
Residual value 0

DSCR 2.63 1.30 1.33 1.32 1.21

Avg DSCR 1.46

Appraised by

SANJIV KUMAR
Mg. Agri.

Jitendra Kr. Gupta, Agril.Officer

 MALIK DAIRY FARMSATBIR SINGH MALIKVPO BADCHAPPAR

Annexure-I
MODEL SCHEME FOR DAIRY UNIT Pardeep Kumar
20 BUFFALOES
CAPITAL COST
Unit Rs./ unit Total (Rs.)
a Land development LS 0
b Civil work:
i) Buffalo shed 49 Sq ft/Buff 0
ii) Calf shed 20 Sq ft/Buff 0
c Store room cum Office 0 Sqft 0
d Cross bred Buffaloes 20 Buffaloes 85000 1700000
e transportation cost Buffaloes 0
f Dairy equipments 20 Buffaloes 0
g Chaff cutter + Misc 20 Buffaloes 0
h Water source On Farm available 0
Sub-total 1700000

Total: 1700000
Margin: 25% 425000
SAY 1275000
Bank loan:
SAY 1275000
RECURRING COST / Operating Cost
a Fodder cultivation 4.28 Acre 9000 38520
b Feed for 1st batch for one
month @kg/month 3600 kg 10 36000
c Insurance 20 Buff 4.5% 76500
Sub-total 151020

TECHNO-ECONOMIC ASSUMPTIONS:
a Milk yeild ltr/day 8 Ltr/day
b Sale of milk @ 40 Rs./Ltr
c Animals will be introduced in 2 batches with a gap of 180 days
d Rate of interest: MCLR+1.50 8.85 % p.a
e Repayable in 5 years including 0months of gestation period

* Recurring cost/Opertaing Cost to be borne by the applicant

MALIK DAIRY FARMSATBIR SINGH MALIKVPO BADCHAPPAR
 MALIK DAIRY FARMSATBIR SINGH MALIKVPO BADCHAPPAR

Annexure-II
MILK FLOW CHART:
1 1 year = 360 days
2 Lactation period after calving (L.P) 280 days
3 Dry period ( D.P) after lactation period 120 days
4 Inter calving period 400 days
5 Phasing between batches of Buff 180 days

1st Batch (10Buff) 2nd Batch (10 Buff) TOTAL for herd
YEAR LP(days) DP(days) LP(days) DP(days) LP(days) DP(days)
1 I 270 90 180 0 4500 900
2 II 280 80 240 120 5200 2000
3 III 280 80 240 120 5200 2000
4 IV 270 90 240 120 5100 2100
5 V 240 120 240 120 4800 2400

Daily feeding schedule and cost chart:

Feeding stuff Rs./ Kg During lactation period During dry period

Kg Cost (Rs.) Kg Cost (Rs.)
1 Concentrate 15.00 4.00 60.00 1.00 15.00
2 Green fodder 3.00 20.00 60.00 20.00 60.00
3 Dry fodder 5.00 3.00 15.00 5.00 25.00
Total 135.00 100.00

Reccuring cost: yrs I II III IV V

Feeding during lactation period 607500 702000 702000 688500 648000
Feeding during dry period 90000 200000 200000 210000 240000
Medi+Brdng+Vaccine @ Rs/yr 250 5000 5000 5000 5000 5000
Insurance 4.5% 76500 76500 76500 76500 76500
Labour Salary 120000 120000 120000 120000 120000 120000
TOTAL 899000 1103500 1103500 1100000 1089500
Net of capitalised for Ist yr 899000 1103500 1103500 1100000 1089500
Income:
Sale of milk @ Rs/ltr 40 1440000 1664000 1664000 1632000 1536000
Gunny bag Rs./bag 5 1350 1629 1629 1607 1543
Culled animals @Rs.10000 20 200000
Residual value of shed & equipments 0
Total income: 1441350 1665629 1665629 1633607 1737542.9
Net income: 542350 562129 562129 533607 648042.86
MALIK DAIRY FARMSATBIR SINGH MALIKVPO BADCHAPPAR
 MALIK DAIRY FARMSATBIR SINGH MALIKVPO BADCHAPPAR

ECONOMICAL ANALYSIS OF THE PROJECT: Annexure-III

Particular/ Yr 0 yr I yr II yr III yr IV yr V yr
Capital cost 1700000 0 0 0 0 0
Expenditure 0 899000 1103500 1103500 1100000 1089500
Income 0 1441350 1665629 1665629 1633607 1737543
Net Income -1700000 542350 562129 562129 533607 648043
DF @ 15% 1 0.87 0.756 0.657 0.572 0.497
Present worth -1700000 471844.5 424969.2 369318.47 305223.29 322077.3
NPW= 193433
DF @ 20% 1 0.83 0.69 0.58 0.48 0.41
Present worth -1700000 450150.5 387868.71 326034.57 256131.43 265697.57
NPW= -14117
DF @ 25% 1 0.801 0.64 0.512 0.409 0.328
Present worth -1700000 434422.35 359762.29 287809.83 218245.32 212558.06
NPW= -187202
DF @ 30% 1 0.769 0.591 0.455 0.35 0.269
Present worth -1700000 417067.15 332217.99 255768.5 186762.5 174323.53
NPW= -333860

DF @ 45% 1 0.5291005 0.2799474 0.1481203 0.0783705 0.0414659

Present worth -1700000 286957.67 157366.42 83262.653 41819.075 26871.673
NPW= -1103723

REPAYMENT SCHEDULE:
Rate of Intt. 8.85%

Year Princi due PRINCIPAL Interest Repay oblg Net Income Surplus
1st 1275000 198333 112838 311171 542350 231180
2nd 1076667 269167 95285 364452 562129 197677
3rd 807500 269167 71464 340631 562129 221498
4th 538334 269167 47643 316809 533607 216798
5th 269167 269167 23821 292988 648043 355055
1275000 351050

Appraised by

Rajendra Yadav
MALIK DAIRY FARMSATBIR SINGH MALIKVPO BADCHAPPAR

AGRI. OFFICER
 MALIK DAIRY FARMSATBIR SINGH MALIKVPO BADCHAPPAR

Annexure-III

DSCR
2.11
1.80
1.86
1.83
2.29
1.98

Appraised by

Rajendra Yadav
 MALIK DAIRY FARMSATBIR SINGH MALIKVPO BADCHAPPAR

AGRI. OFFICER
 MODEL SCHEME FOR DAIRY UNIT
5 CROSS BRED BUFFALOES
CAPITAL COST
Unit Rs./ unit Total (Rs.)
a Land development LS 0
b Civil work:
i) Buffalo shed 50 Sq ft/Buff 0
ii) Calf shed 20 Sq ft/Buff 0
c Store room cum Office 0 Sqft 0
d Cross bred Buffaloes 5 Buffaloes 50000 250000
e transportation cost Buffaloes 0
f Dairy equipments 5 Buffaloes 0
g Chaff cutter + Misc 5 Buffaloes 0
h Water source On Farm available 0
Sub-total 250000

RECURRING COST (CAPITALISED)

a Fodder cultivation 0.5 Acre 5000 2500
b Feed for 1st batch for one
mnth @kg/month 405 kg 12 4860
c Insurance 3 Buff 4.5% 6750
Sub-total 14110

Total: 250000
Margin: 10% 25000
Bank loan: 225000

TECHNO-ECONOMIC ASSUMPTIONS:
a Milk yeild ltr/day 8 Ltr/day
b Sale of milk @ 28 Rs./Ltr
c Animals will be introduced in 2 batches with a gap of 180 days
d Rate of interest: (BR+3%+0.5) 14.25 % p.a
e Repayable in 5 years including 2 months of gestation period
MILK FLOW CHART:
1 1 year = 360 days
2 Lactation period after calving (L.P) 280 days
3 Dry period ( D.P) after lactation period 120 days
4 Inter calving period 400 days
5 Phasing between batches of Buff 180 days

1st Batch (1Buff) 2nd Batch (1 Buff) TOTAL for herd

YEAR LP(days) DP(days) LP(days) DP(days) LP(days) DP(days)
1 I 250 110 180 0 1110 330
2 II 280 80 240 120 1320 480
3 III 280 80 240 120 1320 480
4 IV 270 90 240 120 1290 510
5 V 240 120 240 120 1200 600

Daily feeding schedule and cost chart:

Feeding stuff Rs./ Kg During lactation period During dry period

Kg Cost (Rs.) Kg Cost (Rs.)
1 Concentrate 12.00 4.50 54.00 1.50 18.00
2 Green fodder 1.00 20.00 20.00 12.00 12.00
3 Dry fodder 2.00 10.00 20.00 15.00 30.00
Total 94.00 60.00

Reccuring cost: yrs I II III IV V

Feeding during lactation period 104340 124080 124080 121260 112800
Feeding during dry period 19800 28800 28800 30600 36000
Medi+Brdng+Vaccine @ Rs/yr 250 1250 1250 1250 1250 1250
Insurance 4.5% 11250 11250 11250 11250 11250
Labour + Superviser 0 0 0 0 0 0
TOTAL 136640 165380 165380 164360 161300
Net of capitalised for Ist yr 122530 165380 165380 164360 161300
Income:
Sale of milk @ Rs/ltr 28 248640 295680 295680 288960 268800
Gunny bag Rs./bag 6 471 571 571 563 540
Culled animals @Rs.10000 5 50000
Residual value of shed & equipments 0
Total income: 249111 296251 296251 289523 319340
Net income: 126581 130871 130871 125163 158040
 ECONOMICAL ANALYSIS OF THE PROJECT:

Particular/ Yr 0 yr I yr II yr III yr IV yr V yr
Capital cost 250000 0 0 0 0 0
Expenditure 0 122530 165380 165380 164360 161300
Income 0 249111 296251 296251 289523 319340
Net Income -250000 126581 130871 130871 125163 158040
DF @ 15% 1 0.87 0.756 0.657 0.572 0.497
Present worth -250000 110125.1 98938.368 85982.153 71593.318 78545.88
NPW= 195185
DF @ 20% 1 0.83 0.69 0.58 0.48 0.41
Present worth -250000 105061.87 90300.891 75905.097 60078.309 64796.4
NPW= 146143
DF @ 25% 1 0.801 0.64 0.512 0.409 0.328
Present worth -250000 101391 83757.349 67005.879 51191.725 51837.12
NPW= 105183
DF @ 30% 1 0.769 0.591 0.455 0.35 0.269
Present worth -250000 97340.459 77344.677 59546.24 43807.1 42512.76
NPW= 70551
DF @ 35% 1 0.74 0.548 0.406 0.301 0.223
Present worth -250000 93669.623 71717.23 53133.568 37674.106 35242.92
NPW= 41437

IRR =

REPAYMENT SCHEDULE:
Rate of Intt. 14.25%

Year Princi due Installment Interest Repay oblg Net Income Surplus DSCR
1st 730000 40000 104025 144025 126581 -17444 1.60
2nd 690000 172500 98325 270825 130871 -139954 0.85
3rd 517500 172500 73744 246244 130871 -115373 0.83
4th 345000 172500 49162 221663 125163 -96499 0.79
5th 172500 172500 24581 197081 158040 -39041 0.93