Scribd
Upload
924 views4 pages

Pag-IBIG MP2 Savings & Dividend Guide

The document outlines a 5-year savings plan for a MP2 account. It shows the monthly deposits planned for each year of the account as well as the projected accumulated balance, returns, and total profits over the 5 years. The account is projected to grow from an initial deposit of ₱33,000 to a final balance of ₱241,879.10, earning a total profit of ₱49,879.10 over the 5 years.

Uploaded by

mark.j.c.balines
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as XLSX, PDF, TXT or read online on Scribd
924 views4 pages

Pag-IBIG MP2 Savings & Dividend Guide

The document outlines a 5-year savings plan for a MP2 account. It shows the monthly deposits planned for each year of the account as well as the projected accumulated balance, returns, and total profits over the 5 years. The account is projected to grow from an initial deposit of ₱33,000 to a final balance of ₱241,879.10, earning a total profit of ₱49,879.10 over the 5 years.

Uploaded by

mark.j.c.balines
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as XLSX, PDF, TXT or read online on Scribd
  • Financial Data Overview
  • Year-End Payout and Savings Details
  • Payout Summary

"1st Month"

is the month
when you initially Please put the amount your are willing to deposit on the yellow box following the year and m
open your MP2

YEAR JAN FEB MAR APR MAY JUN JUL


1st Year ₱0.00 ₱0.00 ₱0.00 ₱0.00 ₱0.00 ₱0.00 ₱0.00

2nd Year ₱37,000.00 ₱40,000.00 ₱50,000.00 ₱52,500.00 ₱55,000.00 ₱58,000.00 ₱61,000.00

3rd Year ₱82,000.00 ₱92,000.00 ₱102,000.00 ₱112,000.00 ₱122,000.00 ₱132,000.00 ₱142,000.00

4th Year ₱192,000.00 ₱192,000.00 ₱192,000.00 ₱192,000.00 ₱192,000.00 ₱192,000.00 ₱192,000.00

5th Year ₱192,000.00 ₱192,000.00 ₱192,000.00 ₱192,000.00 ₱192,000.00 ₱192,000.00 ₱192,000.00


DISCLAIMER: DIVIDEND RATE CHANGE PER ANNUM. THESE ARE ONLY SAMPLE CALCULATION. The Dividend use here is arbitrary

PAGIBIG MP2 FUND DEPOSIT CALCULATION: #REF!


Returns - TOTAL
CUMULATIVE
YEAR Return Rate Compounded ACCUMULATED
SAVINGS VALUE
Savings
1st Year 6.00% ₱33,000.00 ₱550.00 ₱33,550.00
2nd Year 6.00% ₱72,550.00 ₱3,535.50 ₱76,085.50
3rd Year 8.00% ₱196,085.50 ₱11,286.84 ₱207,372.34
4th Year 8.00% ₱207,372.34 ₱16,589.79 ₱223,962.13
5th Year 8.00% ₱223,962.13 ₱17,916.97 ₱241,879.10
DIVIDEND = DIVIDEND RATE x AVERAGE MONTHLY BALANCE
Year Payout With 0/00% Dividend

Average
Search on the web for the current Divident rate of MP2 and (optional) Saving without
Accumulated
Search the given dividend rate of your Bank. Dividend
Piggy banking is the common stocking of money in your house. Monthly Saving
Payout
(AAMS)

AUG SEP OCT NOV DEC TOTAL TOTAL

₱10,000.00 ₱16,000.00 ₱21,000.00 ₱30,000.00 ₱33,000.00 ₱33,000.00 ₱9,166.67

₱64,000.00 ₱67,000.00 ₱72,000.00 ₱72,000.00 ₱72,000.00 ₱72,000.00 ₱58,375.00

₱152,000.00 ₱162,000.00 ₱172,000.00 ₱182,000.00 ₱192,000.00 ₱192,000.00 ₱137,000.00

₱192,000.00 ₱192,000.00 ₱192,000.00 ₱192,000.00 ₱192,000.00 ₱192,000.00 ₱192,000.00

₱192,000.00 ₱192,000.00 ₱192,000.00 ₱192,000.00 ₱192,000.00 ₱192,000.00 ₱192,000.00


ividend use here is arbitrary as in reality it is dynamic and it changes per year.

Final Amount 5-Year Profit


₱241,879.10 ₱49,879.10
Return Payout
(MP2)

TOTAL

₱550.00

₱3,502.50

₱10,960.00

₱15,360.00

₱15,360.00
₱5,000,000.00

You might also like