CHAPTER - XIV i PROVIDENT FUND AND PENSION INSURANCE AND ACCIDENTS t PARA -— 225 : CONTRIBUTORY PROVIDENT FUND : The Scheme framed under the Employees Provident Fund and, Misc. Provision Act, 1952 is'a piece of Social Legislation intended primarily to provide for protection to a worker against the contingency of old age, and to his dependents in the event of his death. This scheme is applicable to every employee of the Bridge Corporation except those who are on Deputation from other Government Departments and apprentices. The ‘Act, inter-alia envisages the following three schemes : 1. THE EMPLOYEE'S PROVIDENT FUNDS SCHEME, 1952: * This scheme envisages institution of Contributcry Provident Fund in which both the worker and the employer contribute. : a EMPLOYEE'S FAMILY PENSION SCHEME, 1978 : i This Scheme provides for setting up of a Family Pension cum Life Assurance Fund, of which Family Pension and Life Assurance benefits are paid to the Family of a member of the scheme, if he dies during the period of reasonable service, and also retirement benefits when a member attains the age of supernuation. 3. EMPLOYEE‘S DEPOSIT-LINKED INSURANCE SCHEME : This scheme envisages assurance benefit to the nominees of a member of the employees’ provident fund scheme, 1952 in the event of his death. PARA-226 : \ The administration of the fund vests in a Board of Trustees known as Central Board with ws Head Office at New Delhi. The central Govt. has also appointed regionat commissioner ai Kanpur. It permits creation of a Separate Trust also to administer the fund with approval of; the Central govt. and accordingly a Trust has been establishment in the Bridge Corporation PARA-227: Every employee who has completed six months continuous service, or has actually worked for not less than 120 days during period of six months, is required to become a member of the fund. (For details refer to EPF Act.) PARA-228: The contribution payable by the corporation under the scheme shall be at the rate of eight percent of the basic wages and dearness allowances payable to each employee to whom the scheme applies. The contribution of the employee snall be equal to that payable by the + Corporation in respect of the employee Scanned with CamScannero PARA-22! ‘The liability to pay both of the contributions rests on the corporation, The obligation to get the declaration from employees, prepare the contribution card to submit return, and give information to the commissioner.Also lies on the corporation, The Coiporation has to pay administration expenses as notifled by Central Government, which is at present at the rate of Rs. 0.65 per cent o* the contribution of the employees. PARA-230: Every employee has to make certain declaration’in From No. 2 of the Act in duplicate and also make a:nomination conferring the right to’receive the amount that may stand to his credit in the Fund In the event of his death, or where the amount has become payabie, before his death (For details refér to EPF Act). PARA-231: Withdrawal from the fund Is permitted for payment: towards insurance policies, and advance can be made in case of serious or prolonged illness of a member of his family or purchase of @ dwelling house on allotment of @ tenemant, constructed or tobe constructed, under subsidised Housing Scheme for Industrial Workers. PARA-232 : . A member can withdrawn’ by @ member the accumulation in the fund to the credit of an. "i individual. member can be‘on-retirément from ‘service, and on termination of service in the case of mass of individual retrenchment. In case a member is dismissed by an employer for serious or willful. misconduct, the commissioner can forefeit ‘the employer's contribution in the last two complete periods of currency of contribution cards. When the amount stancing to the credit of a member becomes payable, it shall be the duty of the commissioner to make prompt paymeit as provided in the scheme. PARA-233 : ues fe ieee iS responsible for execution of the scheme in relation to its an exempted emoleren emmlovee Is employed through a contractor regularly and is not an exer tl employee The corporation will be responsible for complying with all the ind the scheme in relation to such employee. ‘The Scheme provides for punishment Ina - ccordance with section 14 for certain acts and for non-compliance with or any other require: ment of the scheme. Scanned with CamScanner148 PARA-238 : tye commissioner shall promptly allot an account number to each employee qualifying to tecome a member and shall communicate the account number to the member through the corporation PARA-239 : : The Unit/Head Office shall, before making payment of the wages in respect of any period for which contribution is payable, deduct the employees contribution from his wages. The Unit shall, within 5 days of close of every month, send the same by Bank Draft, along with its own contribution as well. as administrative charges at required percentage to the Head Cifice. A statement in form 12-A oF the Act shall also be enclosed along with the bank Draft. Return for the month ef march of each year shall be accompanied with an annual return in form no. 6-A of the Act. The total of form 6-A should tally with the total of monthly Form No. 12-A of the Act of that yer. Form No. 13(in triplicate) in case of employees who were already subscribers to provident fund scheme and have not withdrawn their accumulations of joining the corporation shall also be furnished to Head Office. PARA-240: ‘ The Head Office shall collect the amount so received from the Units and also collect the deduction made from the!'employess of Head!Office; together with Employer's contribution and administrative chargés and: shall, with in 15 days of the close of the month, pay the same to the fund. by Bank Drafts or cheques and deposit in the State Bank of India. PARA-241: The Head Office shall forward to the commissioner within twenty. five days of the month, a monthly. consélidated 'statément, it such form as the commissioner fay specify showing recoveries made from the wages of each employee, end the amount contributed by the corporation'in respect of each such employee PARA-242 : The ammount recovered every month from the wages of an employee, as well as the contribution made by the employer in respect of each such employer shall be entered by the employer every month in the contribution card opened in the name of each member under this scheme. In units a Register as in form 12-A of the Act is to be maintained for monthly deductions of employees contribution and employer contribution. The contribution Cards issued under. this scheme shall be current for ane year. The Head Office shall, on or before the expiry of the period of currency of contribution card, Prepare in respect of each member employed by him a card in form 3 or form (3-A) of the act as may be appropriate for the next period of currency. ‘Tre corporation shall within one month from the date of expiry of the period of currency of the contribution cards in respect of member employed by him, send the contribution cards to the commissioner together with a statement:in form 6 of the Act. CONTD.- 149 Scanned with CamScanner147 PARA-234: The Corpcration will prepare a contribution card (in form 3) oF in form 3A of the Act as may be appropriate in respect of every employee at the commencement of the scheme or, who is@ taken into employment after that date and is entitled to become a member of the fund PARA-235 : ‘ s)he corporation shall submit to the commissioner within fifteen days of the clost (closed) of @ 3, each month 4 return in form 3 of the act of the employees qualifying to become mem bers of _ «the fund for the first time during, the preceding month, together with the declaration tm forms @ 2 of the Act furnished by such quailifing employees. All Units/Otfices are required to submit ¢ Eeeerr—“—“iew™w™s—sm—Ss—s—smSst—sS—C—C—C— Unit/Office who are entitled to become members of the employees provident fund and ¢ employees’ Family pension Scheme and form no. 3 (in duplicated) of the Act for employees qualifying to become members of the fund for the first time during the proceeding month. A ‘ register of eligibility for. membership with the féllowing columns Is to be opened in every OO DH HS Unit/Office. */REGISTER OF ELIGIBILITY: FORMEMEBERSHIP : 7 Sl. | Name of | Designation: | Date of ‘Month on Total of | Amount of Contribution | | No. Official Joining which basic pay to become DA ADA” eligible of orIR membership i EPF EFP 6-5/6% 1-1/6% el 2 3 4 Ss 6 7 8 Offices are also required to send to Head Office form No. 10 (in duplicate) of the employees leaving service during preceding month: PARA-236 : Every Unit/Head Office shall make an Inspection Note Book in such form as the “Conimissioner may specify for an Inspector to record his observations on his visits to the establishment, PARA-237 : ui “piperation shall maintain such accounts in relation to the amounts contributed to the fare PY cofporation and by its employees as the Central Board may, trom time to time, irect an @ it shall be duty of the corporation to assist, the Central Board in making such a Payments from the 4nd to its employees as are sanctioned by or under the authority of the Central Boarg, Scanned with CamScanner149 Where a member leaves of such members be! left the service PARA-243; jcrvice: the corporation shall send the contribution card in respe fore the twentieth day of the month following that in which the memb: The commissioner shall credit to thé account of each member interest at such rate as ma be determined by the central Govt. PARA-244; The commissioner may, on an applicdtion from 3 member Standing to the credit of the member in the fund, an advance 24 month basic wages and dearness allowance or his own t thereon whichever is less, for purchasing a dwe basic form the State Governm ° sanction from the amour of an amount on exceeding hi ‘otal contributions with .nteres 9 house (outright or on hire purchas, ‘ents oF a Co-operative society; Institution, Trust, ‘ Local Body Housing finance corpn.) site for construction of a dwelling houses. (For details refer to EPI Act.) PARA-245 : i 1 When thé amount standing to the credit deduction becomes payable, Payment as provided in this of member, or the balance thereof after am it shall be the’ duty of thejcommissioner to make promp scheme. In case there is rio nominee in accordance witt this scheme (or there is no person entitled to: receive such amount) the seomauoner may, if the amount to the cradit of the fund does not exceed 10,000/- amount to the claiment. If any portion of the amount which has become Payable, Commissioner shall make prompt paymént of that portion which there is no dispute or doubt; ‘the ‘balarce bein possible. PARA-246: Is in dispute or doubt the of the amount in regard tc 19 adjusted as soon as may be (1) As soon as possible after the close‘of each period of cutrency of contribution card the commissioner shall send to each member throughithe émployer by whom he was last employed, a statement of his account in the fund showing the opening balance at the beginning of the period, arhount contributed during the year, the toral amount_ of interest credited at the end of the period of debited in the Period, and the closing balance at the end of the period. CONTD. - 150 Scanned with CamScanner150 (i) Members should satisfy themselves as to the correctnes, and any error should be brought to the not ce of t of the receipt of the statement, of the annual statement je Commissioner within six months. PARA-247 :GENERAL PROVIDENT FUND : The Govt. servants on Deputation to the Bridge corporation are required to contribute towards the G.P.F. normally at the tate of 10% of their salary every month, It is incumbent on the disbursing officers of such Deputationists to recover the specitied amount towards G.P.F. from the salary of such employees. This amount is generally mentioned in the last pay certificate (LPC) of each employee received from his 5 parent department. But in case it is not mentioned on the L.P.C. the contribution report should be taken form the department, specially to ensure that any other recovery on account of Loan/Advance is not to be affected. PARA-248 : (2) The amount recovered towards G.P.F. every month should be deposited in nearest Government Treasury latest by 5™ of the next month positively giving detailed department wise list of persons form whome contribution has been received, their relevant G.b.F, number and the amount. The Units outside U.P. will have to send the amount to A.G.U.P. Allahabad by Bank Draft. (b) ‘The authority concerned in A.G., U.P. who maintains the G.P. F. account of an individual shall be ‘informed each month about these contributions along with a copy of challan and the list,as mentioned above. 7 (c) The detailed information ‘regarding deposit of G.P.F. deductions in the Treasury will be given to the concérned employees every month. (9) ‘The corporetion shall ensure Passing of credits to GPF A/C of all individuals in A.Gs Office of which special messengers may be sent as and when necessary. PARA-249: The advances can be allowed from G.P.F. under certain special circumstances by the parent Department of the employees as per provisions of GPF rules applicable to them. The @rPeration does not have authority to allow any Temporary or permanent advance from G-P.F. (For details refer to GPF Rules.) PARA-250 : INSURANCE OF CASH CHEST: | 7 Sash cheat ot ach field Volt land hand Office wil be got Insured with any Netienalisad insurance Company individually for each Unit. CONTD.- 151 Scanned with CamScanner151 The field unit shall not kept cash more than Re the cash chest will be got insured for Rs ward of the office premises, further special security arrang 10,000/- at any time in cash chest and 10,000/- each. Apart form the norm. the cash chest will be embéded in the wi ment for the cash chest need not be | i | When a field unit is at a remote place, and it is unavoidable to adhere to,the limit of F 10,000/- for Gash in the cash chest, the specific approval of Managing Director will have Pe obtained. In such cases the Insurance amount will be incteased accordingly. al watch ‘a fall or ground {a made, i ‘The controller. of accounts and unit in: carriage of money suitably insured considered desirable by them PARA-252 : INSURANCE OF STRUCTURES ETC, TENDER WORKS : Sometimes Clients provide special condition in the Agreement that th insured the Structures, Machines, workmen, ete as _a matter of policy, should discourage it. ai Persuade the Client to delete such clauses. can agree to this as a special case, but incl get insurance done as per agreement PARA-253:-ACCIDENTS:- The liability in respect of compensation payable to any w orkman/employee at the site « work under workmen compensation act. and other statutory: provision shall be that of tt corporation. The amount of compensation shall be decided by. the compensatic commissioner of the area as per provisions of the Act (For details refer to the man me compensation Act.) : charge with the approval of F.A. can get the sa by @ Nationalised Insurance company, if thie @ contractor should; t 7 ina particular manner. The corporation Nd ‘before: execiition of -a contract shou However, If the client insists, Managing Direct: For latou engaged by PRS the Corporations responsible ko pay compensation in cas their accidents. { But the corporation is not liable to: pay compensation for accidents of contractors, supplier and their workers or representatives; and these partiés have to pay compensatio themselves for any accident to their persons. PARA-254 : The Olstrict Magistrates have been quite often desighated as the “Comp ensatio Commissioner” of the district. The quantum of compensation payable to an in of accident in discharge of duty is dividual incas decided by the compesation Commissioner dependin CONTID.- 152 Scanned with CamScanner152 an the nature of Injuries, and some other factors. The com id Unit/Head Offices es the case may be, after apensation commissioner. No further approval of Fi hority will be needed for releasing payment. RA-255: EXPENSES ON TREATMENT AFTER ACCIDENTS : Pensation is payable by the Setting written approval of the nance wing or any other higher oon as an accident occurs, the Unit Incharge will rush to the & Proper arrangements for treatment of Lhe person concerned, an reatment. Suitable expense for the treatment and tran: im at corporation's expense. ‘A-256 : ACCIDENT REPORTS ; Spot and immediately 'd Send him to Hospital '$Porting to Hospital, will be made “257: : | expenses ‘and compensation: for accidents are chargeable to the work concerned, ''90 under the accountine head of RATE OF 8% ROUNDED OFF TO THE NEAREST QUARTER OF A RUPEE elias Employee | Pay i.e, basic wages dearness Employees iota ne contribution |- allowance including the cash contribution ad concession, ang” 8% value of any food concession 8% 19 allowance ff an and retaining al jowance. so "7 | z oe 32 2.50 oie 33 275 0. ea 34 2.75 Bed 35 2.75 asa 36 3.00 ose a7 3.00 0:7: 38 3.00 ° — 3.00 CONTD.- 153 La Scanned with CamScanner153 “Pay- i.e. Basic pay Employee “Pay- i.e. Basic wages: Employee Gearness allowance contribution dearness allowance contributior including the cash 8% including|the cash B% | valu of any food valu of any food concession, and retaining concession, snd retaining \ allowance if any allowance if any 9 0.75 40 3.25 ' 10. 0.75 4 ! 3.25 ! 11 4.00 42 ' 3.25 2 1.00 43 3.50 ; 8 100 44 3.50 44. 1.00 45 3.50 48, 1.25 46 3.75 16. 125 47 3.75 17. 1.25 48 3.75 18, 150 49 4.00 13, 150 50 4.00 20, 1.50 51 4.00 2 175 52 425 22 175 53 425 23. 175 54 425 28. 2.00 55 450 25. 2.00 56 4.50 26. 2.00 57 ; 4.50 . 2. 2.25 58 475~ 28. 225 53 4.75 29. 2.25 60 475 30. 2.50 61 5.00 34. 2:50 62 : 5.00 i 63. 5.00 400 2.00 64. 5.00 500: 40:00 65. 5.25 600 48,00. - 66. 5.25 700 56.00 67. 5.25 63. 5.50 69. 5.50 70. 5.50 n 5.75 72. 5.75 2. 5.75 : : 74. 6.00 i : 45. 6.00 | 76. 6.25 | 7. 6.25 : 7B. 6.25 79, 6.25 80. 6.50 ; ai. 6.50 82. 6.50 83. 6.75 84. 6.75 85 675 : 86. 675 Scanned with CamScanner154 Employee Pay Le beak dearnes: contribution (Gucnestanccnee Rmployer including the cash 8% Including the cosh contribution | value of any food value of any food =~ concession, and retaining concession and allowance if any retaining allowance ifany 86. 7. 7.00 33. 7.00 39. 7.00 30. 7.25 a1 725 92. 7.25 33, 7.50 34. 7:50 35, 7:50 96. 7.75 97. 775 38. 7.75 99, 8.00 100. 8.00 200. 16.00 | 300. 24.00 Scanned with CamScanneriaboaste READY RECKONER OF CONTRIBUTIONS AT THE RATE OF 1-1/6% OF PA pay-le, Basic wages, dearness | Employee allowance including the cash contribution value of any food concession | @1-1/6% and retaining allowance | Upto 10 Sy ama 33-53 Pay . basic wages Emsloye earness allowance | contributic | inctuding the cash value of | ‘any food)concession and retaining allowance if any. e@ 1-1/6" 4018-1039 018-10 12.00. 1040-1060 12.25, 118-138 4961-1082 12.50 140-160, 1083-1103 12.75, 161-182 183-203 1104-1124 13.00, [204-224 1125-1146 13.25, 225-246, 4147-1167 13.50 1168-1169 13.75 247-267 1190-1200 14.00 268-289, z 250-310 311-332 333-353 = (354-374, [375-396 3973417 ‘418-439 440-460 461-482 » [ag3-S03 504-524, [525-546 547-567 565-589 590-610 611-632 633-653 (654-674 675-696 (697-717 718-739 "740-760 761-782 783-803 804-824 (825-846 1847-867 ‘868-889 ‘890-9102 911-932 933-95; Scanned with CamScanner CONTD.-3!156 NOTE:For calculation of contribution on pay exceeding Rs. 1200/- ‘ontribution as shown in the column (2) for the pay bracket covering the amount of pay in excees of Rs..1200/- should be added to the amount of Rs. 14/-, which is the contribution on pay of Rs. 1200/- Illustration: Contribution at the rate of 1-1/6% of Rs. 1375/- shall be Rs. 16.00 as shown below: Contribution on Rs. 1200/- Rs. 14.00 plus céntribution on (Rs. 1375-1200) Rs. 175- Rs. 2.00 Total contribution on 1375/- Rs. 16.00 CONTD.-157 Scanned with CamScanner