A Service of Gardner & Gardner PLLC WWW.MAXGARDNERLAW.

COM

PO Box 1000
403 South Washington Street
Shelby, North Carolina 28151

Phone: (704)418-2628
Fax: (888) 870-1647

DATE O. Max Gardner III

Chief Executive Officer
CitiMortgage, Inc. Vice President-Litigation
P.O. Box 9438 TILA and Payoff Request 131(f) Management
Gaithersburg, MD 20898-9438 mgardner@maxgardner.com
Admitted in NC
Re: My Clients/Borrowers:
Loan Number: William S. Gardner
Property Address: Vice President-Legal Affairs
Secretary & Treasurer
Dear Madam or Sir: bgardner@maxgardner.com
Admitted in NC
In accordance with RESPA and Section 131(f) of the Truth-in-Lending Act, 15 U.S.C.
Section 1641(f)(2), please provide me with the name, address, and telephone number ____________________________
of the owner of the promissory note signed by my clients and secured by the deed of
trust in my clients' mortgage loan referenced above. John Mull Gardner
Of Counsel
This is also a request for a Payoff under the Truth-in-Lending Act. jgardner@maxgardner.com
Admitted in NC

By their signatures below, my clients authorize you to furnish me with the requested
information, and any other information regarding their account and their mortgage
loan.
____________________________
You should be advised that you must acknowledge receipt of this request
within five (5) business days; respond to the payoff request within seven (7) All Principals are proud
days; and respond with the owner of the promissory note within thirty (30) members and supporters of:
business days, pursuant to 12 U.S.C. Section 2605(e)(1)(A) as amended
effective July 16, 2010 by the Dodd-Frank Financial Reform Act and Reg. X
Section 3500.21(e)(1).

Thanking you in advance, I am

Very truly yours,

O. Max Gardner III

OMGIII/cjh
cc: Client(s)

I authorize you to furnish the requested information regarding my mortgage loan to my

attorney, O. Max Gardner III, at his office address as shown above, within thirty (30)
days from the date of this request.

Signed this the ____ day of __________________, 20____.

__________________________________ __________________________________
(Borrower) (Borrower)

Gardner & Gardner PLLC, PO Box 1000, Shelby, NC 28151

http://www.maxgardnerlaw.com
© Max Gardner’s Bankruptcy Boot Camp
 A Service of Gardner & Gardner PLLC WWW.MAXGARDNERLAW.COM

PO Box 1000
403 South Washington Street
Shelby, North Carolina 28151

Phone: (704)418-2628
Fax: (888) 870-1647

Gardner & Gardner PLLC, PO Box 1000, Shelby, NC 28151

http://www.maxgardnerlaw.com
© Max Gardner’s Bankruptcy Boot Camp