Name of Investor Test

Age (years) 60
Gender MALE
Name & Branch of Bajaj Capital RM

INVESTMENT DETAILS

Date of Investment Jun-23 Cash flow periodicity Monthly

Month from which cash flows are needed Jun-25 Income tax slab applicable to investor 30%
Month upto which cash flows are needed Oct-61 Asset Allocation for SWP Moderate
Investment Amount 1,000,000 Preferred Taxation LTCG without Indexation
Rate at which you want cash flows to grow annually 4.0% Fund Category Balanced Advantage

SWP SUMMARY

SWP DETAILS SCHEME DETAILS

SWP Rate 6.0% Scheme Name Investment Amount
Expected Return on Investment 9.5% #NAME? 250,000
Monthly Cash Flow from SWP 5000 #NAME? 250,000
Expected Total SWP withdrawals 4758497 #NAME? 250,000
Expected Final Market Value 6179283 #NAME? 250,000
Total 1,000,000

Market Value of SWP Portfolio (INR) Monthly Cash Flows from SWP (INR)
7000000 25,000.0

6000000
20,000.0
5000000
15,000.0
4000000

3000000 10,000.0

2000000
5,000.0
1000000
-
0
99 07 14 22 29 37 44 52 59 67 74 82 89 97 04 12 19 27 34 42 49 57
99 07 14 22 29 37 44 52 59 67 74 82 89 97 04 12 19 27 34 42 49 57 c/ n/ c/ n/ c/ n/ c/ n/ c/ n/ c/ n/ c/ n/ c/ n/ c/ n/ c/ n/ c/ n/
c- n- c- n- c- n- c- n- c- n- c- n- c- n- c- n- c- n- c- n- c- n- / De /Ju /De /Ju /De /Ju /De /Ju /De /Ju /De /Ju /De /Ju /De /Ju /De /Ju /De /Ju /De /Ju
De Ju De Ju De Ju De Ju De Ju De Ju De Ju De Ju De Ju De Ju De Ju 01 01 01 01 01 01 01 01 01 01 01 01 01 01 01 01 01 01 01 01 01 01

Post Tax monthly Cash flows (INR) Tax per month (INR)
20,000 7,000.0
18,000 6,000.0
16,000
5,000.0
14,000
12,000 4,000.0
10,000 3,000.0
8,000
2,000.0
6,000
4,000 1,000.0
2,000 -
- 5 7 8 0 2 3 5 7 8 0 2 3 5 7 8 0 2 3 5 7 8 0
/2 /2 /2 /3 /3 /3 /3 /3 /3 /4 /4 /4 /4 /4 /4 /5 /5 /5 /5 /5 /5 /6
25 27 28 30 32 33 35 37 38 40 42 43 45 47 48 50 52 53 55 57 58 60 un eb ct un eb ct un eb ct un eb ct un eb ct un eb ct un eb ct un
n- b- t- n- b- t- n- b- t- n- b- t- n- b- t- n- b- t- n- b- t- n- /J 1/F 1/O 1/J 1/F 1/O 1/J 1/F 1/O 1/J 1/F 1/O 1/J 1/F 1/O 1/J 1/F 1/O 1/J 1/F 1/O 1/J
J u F e Oc J u F e Oc J u F e Oc J u F e Oc J u F e Oc J u F e Oc J u F e Oc J u 1
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Post Tax Cash flow - SWP Post Tax Cash flow - FD Tax - SWP Tax if it was FD