Yunus

White Paper
1. Abstract

This white paper describes the design and use of the YNS token, a core component of the Yunus Loop DeFi
platform. YNS tokens are designed to promote community governance, user incentives, and platform
development, providing a wealth of uses and opportunities.

2. Introduction

YNS token is a decentralized standard token based on the TRON network, and as an important part of the
Yunus Loop DeFi platform, it aims to promote the development of decentralized finance. This white paper will
detail the overview, use, distribution, governance mechanism, ecosystem construction, security, destruction
mechanism and market prospects of YNS tokens.

3.Overview of tokens

3.1 Token Name: Yunus

3.2 Token symbol: YNS
3.3 Token Type: TRC-20 standard token
3.4 Initial supply: 10,000,000,000 YNS
 Catalogue
PART1 Subject of
project
PART2 Yunus Loop DeFi
highlights
PART3 Overview of YNS tokens
3.1 Overview of YNS tokens
3.2 Uses of YNS tokens
3.3 Innovation and advantages of YNS

PART4 Scenario application of YNS

4.1 Decentralized lending and pledging
4.2YNS Wallet
4.3 Yunus Coin Mixing Service
4.4 Retail payment system
4.5 Managed Services
4.6 Create digital crypto assets
4.7 Asset Securitization
4.8 Decentralized remittance
4.9 Liquidity mining and mining pool participation

PART5 Ecological construction of YNS

5.1 Cross-chain interoperability
5.2 Value function of YNS
5.3 Yunus investment highlights
5.4Yunus Token repurchase mechanism
5.5Yunus Token destruction Mechanism
5.6 Rarity of Yunus tokens

PART6 Team introduction

PART7 Yunus' ecological

growth

3
 1. Subject of a project
Yunus Loop Defi is a "lending smart contract developed on the blockchain", it is a money market lending
protocol based on the TRON/Ethereum network, where anyone can offer or lend cryptocurrency with zero risk,
in order to receive revenue rewards, Cryptocurrency holders can store funds into Yunus Loop lending smart
contracts to carry out zero-risk short-term circulation business and zero-risk short-term loan business, and
improve the turnover rate through the circulation of Yunus Loop smart lending contracts to ensure returns on
profits. The fund users can also skip the complicated process of traditional loan financial review and quickly
borrow funds to solve their urgent needs.

The advantage of Yunus Loop Defi is that they are 100% safe, 100% transparent and very efficient compared to
traditional lenders. Yunus Loop Defi Smart lending contracts do not require the involvement of a centralized
institution, using blockchain technology to automatically complete transactions with smart contracts, it does
not require any centralized institution to check your credit score, verify your true identity, and spend days or
weeks reviewing your application.

The operating model of Yunus Loop Defi smart contracts is far beyond the traditional bank model, gathering
depositors' funds in the form of liquidity, and lending funds to borrowers, balancing supply and demand
through algorithms, and setting interest rates. Yunus Loop Defi smart lending contract through the
decentralization and transparency of blockchain, so that funds across the country can be reasonably allocated
and used, to solve the world's existing financial system, developed countries low rate of return on funds,
underdeveloped countries lack of loan resources, while allowing investors to obtain better returns.
 2. Yunus Loop DeFi highlights
Intelligent operation

Yunus Loop DeFi uses a distributed decentralized circulation return mode. When the user stores USDT(TRC20/ERC20) to the
Yunus Loop smart loan contract, the contract will automatically run from Loop 0 and return.

Openness and transparency

Yunus Loop DeFi is open, transparent, permissionless, accessible to anyone and does not require certification by a central
authority. Users can have the same DeFi service no matter where they are.

decentralization

Yunus Loop DeFi Smart contract, has no owner or manager, it has been deployed as a smart contract and operates
independently from the time the deployment is complete. No one can tamper with it, even the founders and developers, can
only participate as ordinary users. Because smart contracts are inherently irreversible.

interoperable

No CEO or owner can change the rules and terms of the Yunus Loop DeFi ecosystem. Founders are regular users who will
follow the same rules and mechanisms as everyone else in the community.

Yunus Loop DeFi interoperable, all protocols are open source, combination DeFi application can satisfy users, building the
needs of the new financial products.

No permission required

Yunus Loop DeFi is permissionless, accessible to anyone and does not need to be authenticated by a central authority. Users
can have the same DeFi service no matter where they are.

Simple operation

Yunus Loop DeFi participation is simple, when the user uses USDT(TRC20-ERC20) from Loop 0 1 day, 7 days, 17 days to
complete the fund circulation, the smart contract will automatically provide the user with a Loop choice, so that the user can
choose whether to enter Loop1 to Loop7. Obtain a circulation plan corresponding to the borrowing cycle and income with
longer circulation cycle and higher yield.

Fund security

When a smart contract receives funds from a user, its code is executed by all nodes in the network in order to reach a
consensus on the outcome and the value generated. This is why smart contracts are allowed to operate safely without any
central authority, so this is absolutely secure.
 3. Overview of YNS tokens

3.1 Overview of YNS tokens

YNS token is a decentralized standard token based on the TRON network, and as an important part
of the Yunus Loop DeFi platform, it aims to promote the development of decentralized finance.

Token name: Yunus

token symbol: YNS

Token type: TRC-20 standard token

Initial supply: 10,000,000,000 YNS

YNS tokens are built on the underlying architecture of blockchain technology. You can freely build
blockchain applications and develop smart contracts for digital currencies on the basis of complying
with the YNS convention through YNS open source code. As a crypto digital asset developed by the
Yunus Wallet technical team, Connor Lab, relying on the strong compatibility and integration
strength of the Yunus blockchain system, will break out unlimited possibilities!

YNS Token allocation mechanism:

- Total issuance of 10 billion

- 9.8 billion pieces mined

- Total circulation of 200 million

- Business cooperation 25%

- Technical team 20%

 3. Overview of YNS tokens

Token release method:

- The market releases 55% share to the circulation pool by participating in the circulation of Yunus
Loop smart contracts, equal to 110 million, to provide Yunus ecological income output.

Overview of token value growth (1)

Yunus Ecosystem will use YNS tokens to complete bonus settlement throughout the business model.
This means that all participants will hold a large number of YNS tokens. Due to the constant
issuance of YNS tokens, the more people who hold them, the faster it will increase.

In the future, all Yunus Wallet users will have to pay miner fees using YNS tokens when transferring
digital assets out of transactions. This means that all customers must purchase YNS tokens, making
it a must-have item in the Yunus ecosystem. Transactions on Yunus Loop Defi, Yunus Coin Mixing
service, YNS token circulation Pool and other ecosystems will only accept YNS tokens as transaction
fees. These decentralized project trading platforms will become the preferred trading platform for
Yunus ecosystem, because the transfer of miner fees here is the lowest.

Overview of Fixed Value Growth of Tokens (2)

Yunus Mixed Coin ecosystem will use 30% of the quarterly profit of the mixed coin service to buy
back the YNS tokens in circulation for destruction, the destruction process is carried out on the
blockchain, publicly irreversible, until the total amount is controlled at 50 million. This means that
the total amount of YNS tokens is constantly decreasing, and the value is constantly increasing!
 3. Overview of YNS tokens

Token Public circulation inquiry:

Token issuer Address: TRQBSQvVvJgHaGcZLEhNV8ZM9A5GikvaXW

Token contract address: TKevsGkyqoSux8NENgbM1An1cLt6QQfbGh

9.8 billion of mining pools: TUU2QEEyxhwnYi49ZWWdY5SA7RcG9S3tTV

Token release pool 110 million: TK7qvMQfiPKxds8xNkpRKfBNU8oE9TWDqY

Contract release pool: TKzxdSv2FZKQrEqkKVgp5DcwEXBEKMg2Ax

50 million from the commercial team: TWJYaoRcKjbdNTWvLtN592uUxrGA9nbjQE

40 million from the technical team: TVLaAtMpPRynGh5wVBxQUDTyPzG1iFPf7R

A total of 10 billion Yunus tokens (YNS tokens) have been issued.

The mining pool is 9.8 billion, and the lock-in period is 2 years to release, until August 15, 2025.
Business cooperation (including release to exchanges) lock up period of 1 year, until August 15,
2024.

Technology research and development team has 40 million, lock up period of 2 years, until August
16, 2025.

Free pool 110 million Yunus Loop intelligence contracts will be released to the market in the form of
participation in circulation.
 3. Overview of YNS tokens

3.2 Uses of YNS tokens

Pay commission
In the Yunus ecosystem, YNS tokens will be used to pay transaction
fees in the Yunus ecosystem, such as fees paid when trading on a
decentralized exchange.

Lending services and loans

In the Yunus Loop Defi smart Contract version 2.0, YNS tokens will be
used as collateral for lending and borrowing activities in the Yunus
token circulation ool.

Access specific features

Holding a certain number of YNS tokens may give users access to
specific features, content, or services, similar to membership.

Asset transfer and trading

Holders can freely buy, sell and transfer YNS tokens on permitted
exchanges or platforms.

Anonymous settlement
YNS tokens, as the settlement method of the mixed coin chain, will play an
important role in the ecosystem of mixed coin services. Coin-mixing services
aim to improve the privacy and security of digital assets by mixing multiple
transactions to make them untraceable, thereby protecting the privacy of users.
YNS tokens will play a key role in settlement in this process, and the use of YNS
tokens can achieve anonymous settlement of transactions and protect the
privacy of users' transactions. By settling with YNS tokens in the mixing service,
users' transaction records will not be directly linked to their identity.
3. Overview of YNS tokens
Governance interest
Users who hold YNS tokens will receive platform governance interests, including
participation in decisions such as voting, proposals, and parameter adjustments.
The governance interest will be weighted based on the number of tokens held
and the holding period.

Economic incentive
Users participating in liquidity lending on the Yunus Loop DeFi
platform will be rewarded with additional YNS tokens to motivate
liquidity providers. YNS tokens can also be used to pay transaction fees
and enjoy discounts.

Community contribution reward

YNS tokens will be used to reward users who contribute to the ecological
construction of the platform, including community contributors, marketers,
developers, etc. Community contribution awards will be assessed and
distributed according to the extent and quality of the contribution.

YNS is a global digital currency circulation platform based on the transparent,

secure and efficient "decentralization" characteristics of blockchain technology.
With the Bitcoin platform, block payment technology, unique incentive system,
exclusive smart contracts and "decentralized" distributed service architecture, it
has become a deeply malleable token system. YNS to establish the value of the
whole scene of circulation system of the Internet as the mission, YNS platform
design model makes chain chain to be able to get through, application by
setting up a series of reliable data source, after a specific event occurs in the
reality can start chain intelligent contracts and intelligent applications. By setting
a threshold, the application can specify that the smart contract is only executed
on a small number of nodes, which greatly saves the computing power of the
whole network, and can also specify a small number of nodes for the
transmission and storage of main data, which makes blockchain application
scenarios such as decentralized finance possible. YNS in COINS and YNS these
two blocks of safe transfer of funds between chain play a fundamental role. YNS
will also receive a fee for handling the inflow and outflow of funds from both
blockchains, creating a secure bi-directional anchoring mechanism for Bitcoin
/YNS. Current currency holders and potential users see the volatility of the
currency price limits the COINS of some applications (such as: investment,
global payments network), predictably after block reward in half, the currency
transfer transaction fee to further increase will further restrict the application of
the currency.
 3. Overview of YNS tokens
How are Yunus (YNS) Tokens released to the market

YNS does not rely on specific currency institutions to issue, and the release of Yunus tokens is carried out
through the Yunus Loop DeFi smart contract system, which is the main body of the project, a process designed
to ensure the fair distribution and sustainable development of the tokens. Here's a quick rundown of the Yunus
token release:

Yunus Loop DeFi Smart Contract System: The release of Yunus tokens is automatically performed by the Yunus
Loop DeFi smart contract System. This smart contract system is carefully designed and coded to ensure the
proper distribution of tokens, reduce human intervention, and provide a high degree of transparency.

Phased release: The release of Yunus tokens is usually carried out in stages to ensure the smooth functioning
of the market and the proper distribution of tokens. This phased release prevents large-scale selling of tokens
and wild market fluctuations, thus maintaining the stability of tokens.

Community involvement: Yunus Loop DeFi's community members are usually actively involved in the token
release process. They can use Yunus Loop DeFi smart contract liquidity, participate in Yunus mixed coin
contracts, Yunus mining pool offers and other activities to get released tokens as rewards.

Transparent recording: All transactions and distributions related to the release of Yunus tokens are recorded
on the blockchain, ensuring transparency and traceability of the information. This allows anyone to verify the
release and flow of tokens.

Market mechanism: The release of Yunus tokens is usually affected by market mechanisms, such as supply and
demand, price fluctuations, etc. This helps maintain the fair value of the token and encourages community
members to participate more actively in the holding and use of the token.

The release of Yunus tokens into the market is a carefully designed and managed process designed to
safeguard the fair distribution of tokens, market stability and community participation. Through the automated
execution of the smart contract system, the release of Yunus tokens will ensure that both token holders and
community members have access to fair opportunities and jointly contribute to the prosperity of the Yunus
ecosystem.

At the same time, the bitcoin mined by Bitcoin miners will be converted into platform tokens (YNS), holding
tokens is equivalent to holding equity in the company, tokens will not be reduced with the user's application,
on the contrary, the holder will also receive dividends from the application. The owner of the token can have a
vote on the affairs of the application to determine the future development of the application.

YNS will provide a solution so that transaction transfers can be completed almost instantly, and digital assets
can be issued using the value of the anchored currency and anchored to specific commodities. Playing the role
of Bitcoin as a reserve currency, thereby reducing the price volatility of Bitcoin during use, will make Bitcoin
more valuable.
 3. Overview of YNS tokens
3.3 Innovation and advantages of YNS

1. Unlimited cross-border transactions

Most fiat currencies cannot be freely exchanged or paid across borders, and restrictions on conversions and
transfers prevent citizens from investing or spending abroad, making immigration, medical care, study abroad,
and even overseas vacations extremely cumbersome. Many countries have foreign exchange quotas for their
citizens, have mandatory legal constraints, and are unable to implement cross-border financial services in
currencies through third parties. Even in extreme cases, such as when the social environment of the country is
experiencing hyperinflation, currency exchange may be completely banned, depriving fiat currency holders of
access to goods and services that may be scarce in the country.

YNS has successfully developed unique blockchain technology, which can not only realize the real-time
exchange of many mainstream digital currencies in the YNS market, but also successfully connect with various
mainstream application scenarios online and offline. Any citizen from all over the world can freely hold YNS for
convenient payment and circulation.

2. Convenient and efficient global transactions

Many widely recognized cryptocurrencies take a long time to create blocks, resulting in slow transaction times. Bitcoin's block
creation time is known to be around 10 minutes, and even higher performing cryptocurrencies like Ethereum take around 15
seconds. Cross-border fiat transactions take longer. Even in countries with no restrictions on cross-border payments,
international payments often take up to five working days and are expensive, making micropayments very impractical. In
countries with financial restrictions, they can take longer, cost more, or even be banned altogether.

YNS token transactions are processed very quickly, usually in a matter of seconds (estimates range from less than a second to
up to five seconds). YNS currency will be able to support billions of users without impacting transaction processing times.
Unlike many virtual currencies, including Bitcoin, this allows YNS platform money to become a truly large-scale medium of
exchange, rather than just a way to store wealth. In addition, the consensus mechanism of the YNS platform currency allows it
to process smaller amounts of transactions in parallel at low cost, making it suitable for payments and transactions of all sizes.
 3. Overview of YNS tokens

3. Digital currency in hard circulation

In the international mainstream of those digital currencies, such as bitcoin, ether, although
decentralized, but the traffic characteristics are obvious, there is no node choice, it is very easy to be
blocked by the authorities by limiting traffic.

YNS through to the relevant international treaties deep study and analysis, under the condition of
technology allows, using a series of existing censorship circumvention technology combined with
block chain, flexible use anti-censorship tools, pluggable transport protocol, peer-to-peer networks,
distributed nodes, rotation agent network, network node methods such as penetration, enhanced
ability to resist censorship, let YNS currency cannot be blocked, To improve the YNS digital
currency's connection to the global Internet, by using peer-to-peer technology to transmit more
traffic in the country, reducing the dependence on global Internet connections.
 4.Scenario application of YNS
4.1 Decentralized lending and pledging

Users can use Yunus tokens as collateral to participate in a decentralized lending platform. By
pledging and circulating Yunus tokens, users can borrow other digital assets while also earning a
certain interest income.

4.2 YNS wallet

Yunus Wallet is a leading cryptocurrency wallet designed for easy management and secure storage of digital
assets. As a core component of the Yunus ecosystem, Yunus Wallet offers comprehensive features and
innovative DeFi services that provide users with a seamless entry point into the decentralized financial world.
The core functions of the Yunus ecosystem are decentralized lending circulation, coin mixing services, DEX,
DAM and other decentralized protocols and applications to create revenue for users.

Main features:
Safe and reliable

Yunus Wallet uses the most advanced security technology to protect the privacy and security of users' digital
assets. The user's private key is stored locally on the device, ensuring that the user has full - control of the asset.

Multichain support

Yunus Wallet supports multiple mainstream blockchain networks, including Ethereum, Tron, Binance Smart
Chain (BSC), Binance Chain (BNB), etc., allowing users to easily manage and trade different types of
cryptocurrencies.

Convenient and easy to use

The user interface is simple and clear, and the operation is easy to use. Sending, receiving, pledging and mining
functions are clear at a glance, and users can easily perform various operations.

DeFi Ecological integration

Yunus Wallet closely integrates Yunus's decentralized financial ecosystem, and users can directly participate in
DeFi activities such as pledge mining and liquidity provision in the wallet to achieve asset appreciation.

Smart contract support

As a smart contract wallet, Yunus Wallet allows users to interact with smart contracts, participate in
crowdfunding, token issuance and other activities, and expand more blockchain application scenarios.

Community and support

Yunus Wallet has built an active user community where users can interact, share experiences, and receive timely
technical support.
4.3 Yunus Coin Mixing Service
Yunus coin mixing service is a kind of cryptocurrency transaction by mixing with other users'
transactions, many people participate, a transaction includes a large number of inputs and outputs,
it is difficult to find each person's response in the input and output, the link between the input and
output is effectively separated. Technology that can effectively increase the privacy and anonymity
of transactions. It is designed to prevent the tracking and analysis of a particular transaction, making
it more difficult for a transaction to be untraced or linked to a particular sender or recipient.

Mixing is the process of mixing a user's cryptocurrency with that of other users to increase the
privacy and anonymity of transactions. With hybrid transactions, the link between input and output
is split, making it difficult to track and analyze specific transactions.

The basic principle of mixing coins is to mix a user's cryptocurrency with that of other users and
then redistribute it to the participating users to obscure the paths and relationships of the
transactions. Coin-mixing service providers or coin-mixing platforms manage to perform the coin-
mixing process, where they collect cryptocurrencies from multiple users and redistribute them to
participants after mixing.

By using mixed coins, users can increase the privacy of their cryptocurrency transactions, making it
difficult to analyze transaction flows and track specific users. This has strong appeal for those who
want to protect their financial privacy or avoid being tracked.
Mixed currency service advantage

Prevent tracking

Due to the transparency of the blockchain, anyone can view the transaction history and address balance. Some
users may want to use a coin mixing service to prevent others from tracking and learning about their
transactions.

Avoidance of correlation

Some people want to mix crypto assets from different sources to avoid creating correlations between assets on
the blockchain.

Transaction anonymity

Some people may want to conduct anonymous transactions on the blockchain to avoid others knowing their
identity in relation to a particular transaction.

Prevent hacking

Some people may be concerned about hacking attacks, and they may want to increase the security of their
digital assets and reduce the risk of hacking attacks through coin mixing services.

Risk management

Exchanges typically need to handle large amounts of digital asset flows, some of which may involve high-risk
transactions such as hacking, money laundering, and more. By using coin mixing services, exchanges can
increase the anonymity and untraceability of transactions, reducing the risk of specific transactions.

Improve the efficiency of trading

Coin-mixing services can mix together digital assets from different users and then redistribute them to them.
This can help exchanges optimize the flow of digital assets, improve trading efficiency, and reduce queuing
times for transactions.
 4. Scenario application of YNS
4.4 Retail payment system
YNS could make Bitcoin a payment method for daily retail businesses around the world. What prevents Bitcoin
from being used in the retail industry is its confirmation time (generally between 10 and 60 minutes for bitcoin
transfers to ensure security). YNS allows users to obtain the security of Bitcoin with only a few seconds of
confirmation time. Merchants do not need a third-party gateway to receive payments immediately. Another key
element in providing a payment solution for retail is transactions per second (tps). The YNS network can use the
DECOR + protocol to increase Bitcoin payment transactions to 300tps per second (twice that of Paypal).

For example, Yunus Ecological Club can allow members to use YNS token consumption in it, or connect with
offline entertainment and catering, join the platform to use YNS token consumption, and will set up online
shopping platform to use token payment.

4.5 Managed Services

YNS can create smart escrow services where users define whether escrow rules should be enforced by signing a
transaction, a process in which the escrow funds are not even touched by any other party.

4.6 Create digital crypto assets

Digital crypto assets (or competing coins) can be created on the YNS platform, and security rests on the Bitcoin
network. Given that the YNS platform is flexible about the fuel costs required to create contracts on the
platform, anyone from students to banks and companies can use the YNS platform to create their own crypto
assets.

4.7 Asset Securitization

The YNS platform can also issue digital securities based on atomic assets, securitizing atomic assets. Including
commercial real estate trusts, stocks, bonds, and other assets (or future values) can use YNS to complete digital
securitization. This capability will provide operational and growth financing solutions for small businesses in
developing countries that lack modern financial systems.
 4. Scenario application of YNS

4.8 Decentralized remittance

This special function is particularly important and suitable for developing countries, where people
have to pay high fees to send money to their families because they lack a banking system and a
credit system.

4.9 Liquidity mining and mining pool participation

Users can add Yunus tokens to a liquidity mining pool to provide liquidity to the Yunus ecosystem.
In return, users receive a percentage of transaction fees and token rewards.
 5. Ecological construction of YNS
5.1 Cross-chain interoperability
With the continuous development of blockchain technology, the emergence of various blockchain networks has
made the ecosystem of digital assets more diverse and rich. However, the isolation between different
blockchain networks also brings some challenges, one of which is cross-chain interoperability. Cross-chain
interoperability refers to the ability to seamlessly connect and interact between different blockchain networks,
allowing digital assets to flow and transfer freely between different networks.

YNS token, as an innovative digital asset, aims to provide users with a broader application scenario and more
flexible use through cross-chain interoperability. The YNS team recognizes that solving the problem of cross-
chain interoperability is a key step in realizing the global application of digital assets. Therefore, YNS Tokens
actively explore and adopt advanced cross-chain technology, which enables YNS tokens to achieve secure, fast,
and seamless cross-chain transfers and transactions across different blockchain networks.

The core goal of YNS cross-chain interoperability is to break down the barriers between various blockchain
networks and allow YNS tokens to circulate in multiple networks, thus expanding their practical application
scenarios. With YNS 'cross-chain capabilities, users can more flexibly transfer, trade, and leverage assets across
different blockchain ecosystems, rather than being tied to a specific network.

The YNS team will continue to explore and implement more cross-chain solutions to enhance the value and
utility of YNS tokens. We believe that through the realization of cross-chain interoperability, YNS tokens will be
more widely recognized and applied globally, creating more opportunities and convenience for users.

Whether in the financial sector, supply chain management, cross-border payments, or other areas, YNS cross-
chain interoperability will bring users unprecedented flexibility and innovative experiences. We look forward to
witnessing the limitless potential of YNS tokens across different blockchain networks, and see cross-chain
interoperability as a key driver of this vision."
 5. Ecological construction of YNS

5.2 Value function of YNS

Yunus Loop DeFi credit flow

Yunus Wallet will continue to expand its DeFi lending circulation capabilities to provide users with more digital
asset lending options. As the DeFi ecosystem continues to develop, YNS tokens will be given lending value, and
Yunus Wallet will continue to cooperate with more DeFi projects to provide users with more efficient and
secure lending opportunities. Through cooperation with quality projects, users can enjoy lower borrowing rates
and higher returns in Yunus Wallet, thus realizing asset appreciation.

Multi-currency secure storage

Yunus Wallet will continue to optimize multi-currency secure storage capabilities, not only supporting
mainstream cryptocurrencies, but also increasing support for emerging digital assets. In the future, Yunus
Wallet will realize more intelligent asset management and provide users with more convenient and secure
storage and management solutions. At the same time, for the individual needs of users, Yunus wallet will
provide more customization options, so that users can allocate and manage assets according to their own
preferences and risk preferences.

YNS token circulation pool

Yunus Wallet will further promote the application of YNS tokens and create a more prosperous YNS token
circulation pool for users. In the future, Yunus Wallet will cooperate with more projects to apply YNS tokens to
more scenarios and promote their circulation and application in the entire blockchain ecosystem. At the same
time, Yunus Wallet will encourage users to actively participate in the circulation pool of YNS tokens, and obtain
more rewards and benefits through token lending, token circulation and other ways, which is a contribution
that gives the value of tokens.

Yunus' coin mixing service

As an important means of privacy protection, coin mixing service will become more and more important in the
future. Yunus Wallet will open the optimized coin mixing service, improve its security and efficiency, and
provide users with a better privacy protection experience. With the popularity of digital assets and the
increasing concern for privacy among users, Yunus Coin mixing service will become an integral part of the
Yunus wallet ecosystem, providing users with a more anonymous and secure digital asset transaction
environment.
5. Ecological construction of YNS

5.3 Yunus investment highlights

Multi-currency storage: Yunus provides users with an easy way to buy

and store the world's leading coins. Without the fear of being unable to
sell smoothly after buying, users can freely buy and sell multiple digital
assets in Yunus and easily manage their portfolios.

Free circulation: Digital assets are not locked, and users can enter and
exit the market at any time, solving the problem of urgently needed funds.
No matter when and where, users can freely trade and circulate digital
assets, more convenient and flexible.

Daily settlement Commission: Yunus revenue commission will be issued

to the user on the real-time daily settlement date. Users do not need to
wait, and can convert their earnings into mainstream coins and withdraw
them to their wallets at any time, making the realization of earnings more
rapid and convenient.

Unlimited revenue: Participating in the Yunus ecosystem, users' revenue

is not capped. Effort is rewarded, there is no revenue ceiling, users can
constantly strive to earn more revenue, to achieve a continuous increase
in wealth.

Fair and just: Yunus' bonus system is fair and transparent, and will not
burn users' profits. Whether rich or poor, everyone has the opportunity to
participate in the Yunus ecology and share the fruits of development. The
global set of

Accessible global cash out: Yunus can cash out freely anywhere in the
world without having to ask for cash. Users can convert their earnings into
mainstream coins at any time, without worrying about geographical
restrictions, and enjoy global one-stop services.
 5. Ecological construction of YNS

5.4 Yunus Token repurchase mechanism

The Yunus ecosystem has been committed to providing users with a stable and
sustainable digital asset appreciation mechanism, and the Yunus token repurchase
mechanism is an important part of it. The buyback mechanism is designed to maintain
the market stability of Yunus tokens, enhance their value, and create a better
investment environment for holders.

The Yunus Token repurchase mechanism works as follows:

1. Quarterly repurchase plan: At the end of each quarter, Yunus team will withdraw 30% of the profits for repurchasing
Yunus tokens according to the revenue of the mixed coin chain.

2. Supply limitation: Repurchased Yunus tokens will be permanently destroyed, thus reducing the total supply of tokens. This
helps increase the scarcity and value of the token.

3. Increasing the value of tokens: Through regular repo destruction, the Yunus team works to create a token ecosystem that
gradually reduces the supply, thereby increasing the value of tokens while stabilizing the market.

4. Benefit sharing: By using a portion of the proceeds of the mixed-coin chain for buybacks, we achieve benefit sharing
between token holders and the ecosystem. Token holders can share in the growth and success of the ecosystem.

5. Transparent publicity: Yunus team will regularly publicize the implementation of the repurchase plan, including the
number of repurchases, the amount of destruction, and the source of income of the mixed coin chain. This will ensure the
transparency and impartiality of the mechanism.

Through the Yunus Token repurchase mechanism, we pursue the healthy growth of tokens, providing holders with more
attractive investment opportunities, while driving the prosperity of the entire ecosystem. This mechanism will provide solid
support for the continued appreciation of Yunus tokens, while enhancing community trust and token stability.
5.5Yunus Token destruction Mechanism

As the core token of the Yunus ecosystem, the value and scarcity of Yunus tokens are critical to the healthy
development of the ecosystem. To further enhance the scarcity, value and benefits of tokens, we have
introduced the Yunus Token Destruction mechanism. This mechanism will destroy a certain number of tokens
on a regular basis, thereby reducing supply, increasing scarcity and creating greater value for token holders.

How the mechanism works:

1. Periodic destruction: The Yunus team will perform token destruction operations on a regular basis, usually
at the end of each quarter or at a specific time node. During the destruction process, a specific number of
Yunus tokens will be permanently removed from circulation, reducing the total supply.

2. Quantity of destroyed tokens: The amount of tokens destroyed will be based on the functioning of the
ecosystem and market demand. Such a design is designed to keep the mechanism flexible and ensure that the
token destruction matches the actual situation.

3. Transparent publicity: After each token destruction operation, Yunus team will publicly disclose the
amount of destruction, the address of destruction and the time of operation. This will ensure the transparency
and impartiality of the destruction mechanism.

4. Increase scarcity: Token destruction will reduce the supply of tokens, thereby increasing the scarcity of
tokens. Scarcity often leads to an increase in the value of tokens, creating greater returns for holders.

5. Increase the investment value: The destruction mechanism of Yunus tokens helps to increase the
investment value of tokens. Over time, the supply of tokens gradually decreases, contributing to a steady
trend of value growth.

6. Sustainable development: The Yunus team will continue to monitor the effects of the token destruction
mechanism, adjusting to market changes and ecosystem needs. Our goal is to create an environment that
benefits token holders, the ecosystem, and the community at large.
5.6 Rarity of Yunus token

Through the Yunus Token Destruction mechanism, we are committed to ensuring the healthy development of tokens,
providing holders with more attractive investment opportunities, and creating a stable foundation for the entire ecosystem
to thrive. This mechanism will further consolidate the value of Yunus tokens and provide solid support for the sustainable
development of the ecosystem.

Rarity and rising value of Yunus tokens:

Under its unique economic model, Yunus tokens are endowed with extremely high scarcity and growing value through the
dual role of buyback and destruction mechanisms. This mechanism not only leads to the gradual reduction of the supply of
tokens, but also creates lasting investment value for the holders and ensures the continued rise of the token price.

Repurchase and Destruction:

By buying back tokens and destroying them at 30% of earnings each quarter, the total supply of Yunus tokens gradually
dwindled. This mechanism not only promotes the rarity of the token, but also causes the price of the token to gradually rise.
Over time, holders will realize that the supply of tokens is steadily decreasing, thus encouraging more people to hold and
invest.

Rarity and value of tokens:

Rarity is one of the most important factors in measuring the value of any asset. The total supply of Yunus tokens is gradually
shrinking under the influence of the buyback and destruction mechanism, which means that tokens will become increasingly
rare. Rarity triggers changes in supply and demand in the market, which drives up the price of tokens.

The value of lasting investment:

As the supply of Yunus tokens diminishes, token holders will come to realize the rarity and potential value of tokens. This
will encourage more investors to hold their tokens for the long term, expecting higher returns in the future. The rarity and
upward price trend of the token will build lasting investment value and create considerable wealth appreciation for the
holder.

Sustainable development:

The Yunus team is committed to continuously optimizing the buyback and destruction mechanism to ensure that it matches
the market needs. This will guarantee the continued trend of rarity and rising value of the token, creating a solid foundation
for the sustainable development of the token and the interests of investors.

The Yunus token, through its unique buyback and destruction mechanism, gives the token extremely high rarity and
growing value. As the supply of tokens decreases, token prices will continue to rise, bringing lasting investment value and
wealth appreciation opportunities to holders.
 6. Team introduction
Since the beginning of fundraising and verification, Yunus Ecological Project
has gone through many technical modifications and evolution, in the process
of obtaining technical expertise and investment assistance from many
countries in the United States, Japan, Singapore and Canada.

In 2022, Cornell LABS started with blockchain technology and was co-
founded by Cornell University graduates Henry Howard and Roman Semenov
and other friends. Their mission is to build a decentralized smart contract for
the benefit of mankind, so that large cryptocurrency holders can circulate the
market without affecting the crypto market, namely Yunus Loop Defi, which
aims to provide users with a safe, convenient and efficient digital asset value
circulation platform, making cryptocurrency use and trading simpler, more
trusted and more valuable.

Jonah Peretti (Technical Director)

Responsible for venture capital and new business investment. Jonah Peretti graduated
from the Massachusetts Institute of Technology, MIT. He received a bachelor's degree
from the Massachusetts Institute of Technology and went on to pursue a master's
degree at that school. His academic background has led him to significant achievements
in the field of digital media and technological innovation. Prior to joining the Yunus
Ecology Project, Jonah has been involved in the design of over 100 digital currencies,
discovered several security vulnerabilities, and is a well-known and trusted member of
the digital currency community. And participate in the development of several
cryptocurrency projects.

Minghao Ouyang (Software Engineer)

Responsible for the day-to-day functions of financial accounting and
reporting. Holds degrees from New York University and Pace University. He
has worked for SS&C Technologies, Lightfoot Capital Partners and
Ernst&Young, LLP.

Gavin Sacks (Developer)

Responsible for collaboration between portfolio companies, subsidiaries, investors and
the wider network. With a career in venture capital and non-profit technology advocacy,
Gavin Sacks brings valuable experience to teams using data, research, and community
organizing to support emerging technologies. In-depth research and unique insights
into business operation models. Professional financial knowledge and complete project
experience.
6. Team introduction
Aaron wesley (Technical Developer)
Ari Juels is a senior developer and an expert in the field of
blockchain and cryptography, having worked on several
blockchain projects. More than 13 years of experience in
building distributed blockchain solutions. In addition, he is an
expert on Bitcoin, Ethereum and smart contracts.

Emin Gün Sirer (Representative of the

R&D)
Emin Gün Sirer, a former associate professor of computer
science at Cornell University, is a blockchain developer and
enthusiast. Sirer developed the Avalanche Consensus protocol
underlying the Avalanche blockchain platform and has been
involved in the development of several cryptocurrency projects.
Sirer is involved in the development of the Proof-of-concept
platform, block Explorer, online wallet and one of the largest
token mining pools.

Joseph Lubin (Representative of the project

operator)

Participated in and managed the market operation of multiple

virtual assets, has rich experience in trading, served as the
product director of blockchain open source library, provided
guidance to technical personnel, then left to join the team, and
now serves as the platform operation representative.

JOSE DUQUE (Technical Director of the project)

Graduated from Stanford University and Cornell University, he

was engaged in blockchain technology development during
the doctoral period, and participated in many blockchain
projects at home and abroad. Before joining TURNDOWN
Project, he was the backbone technology developer of the first
large-scale POS mechanism smart contract platform.
 7. Yunus' ecological growth
August 2022: The Yunus Loop Defi smart contract is born.

September 2022: The first Yunus circulation order is placed.

November 2022: Yunus community is established.

January 2023: Research and development of wallet basic functions.

February 2023: Yunus Defi Finance is approached by 15 countries.

April 2023: The Yunus Loop pool exceeds 40 million USDT in circulation.

June 2023: Yunus launches wallet app.

July 2023: The Yunus token is born.

August 2023: Yunus Wallet launches.

September 2023: Opening of Yunus tokens to circulation.

October 2023: Open registration rights in several countries.

December 2023: First repo tokens destroyed.

February 2024: Coin-to-coin exchange officially launch.

March 2024: Launch of Yunus Ecological global commercial cooperation, industrial application.

May 2024: Public chain will be officially launched to develop public chain ecology such as SWAP.

July 2024: Create the world's most popular aggregate income wallet.

September 2024: A total of 10 billion YNS tokens, 9.8 billion of which will start mining, will start
mining pool mining business.

Yunus Wallet is expected to have more than 10 million users around January 2025, and will
stop adding new users to participate in providing currency mixing services. By the end of
2025, YNS tokens are expected to exceed $1,000.