HIGHER INSTITUTE GENERAL UNION OF COOPERATIVES

COURSE: Accounting and auditing

SUBJECT: Technical English I

THEME: Investment

Student: Teacher

Abdul Razak Abdulatifo Dr. Francisco Nhampossa

Introduction

Understanding what investment is is fundamental to achieving your goals.

You don't need to be a financial expert to invest, but it's important to have a sense of what

investment is because this concept is part of most people's lives.

After all, our relationship with money affects us directly.

Unfortunately, in many cases this relationship is conflicting, especially for those who do not

know how to deal with money.

Therefore, in this present work, I will speak in a simple way, what is investment.

In a broad way, the concept of investment is an outlay in which there is the expectation of a

certain gain or future result.

From this reasoning, several items can be considered as capital to invest: time, energy, studies,

attention and so on.

Investment

is any expenditure or application of resources that produces a future return. This concept

involves both money and intellectual, social or natural capital.

Importance

Investing is the best way for entrepreneurs to increase their chances of being successful in their

economic activities.

Through investments, you can increase the opportunities for your business to prosper,

expanding the infrastructure or buying new machines, equipment and technologies.

Importance of investments to a country's economy

Investment and savings are the basis of a country's growth.

It is through them that the country manages to guarantee the generation of jobs, better
incomes and quality of life.

With the growth of negotiations and to boost investments, financial systems emerged

Investment advantages

➢ Good source of income.

➢ Generates greater returns.

➢ Good alternatives for little money.

Types of investment

Short term investments

Short-term investments are those whose redemption will occur within two years. Due to the

term, it is always recommended that investors choose more conservative investments to

compose their short-term investment portfolio.

Medium-term investments

The ideal option for those who want more security and less risk.

We can consider medium-term investments those whose redemption will occur, on average,

between 2 and 5 years.

Long term investments.

Long-term investments are those in which the company or individual intends to redeem the

invested value after five years.

How to start investing

A good way to enter this universe is to survey all aspects of your current financial situation:

your sources of income, your debts and your fixed expenses.

Thus, it is possible to know how much you can apply. And it doesn't always take a lot of money
to get started. Currently, there are several applications available on the market and they serve

the most different investor profiles.

conclusion

after the above, he concludes that investment and savings are the basis of a country's growth. It is
through them that the country manages to guarantee the generation of jobs, better incomes and
quality of life. With the growth of conquests and to boost investments, financial systems lived.
where through them large companies and industries are created and thus serving the investments
as a great key to open or create jobs