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MULTI AGENCY CREDIT REPORT

DOWNLOADABLE/PRINTABLE VERSION
This version of your checkmy le Credit Report contains the underlying information reported to us about you, in an easy to compare format. The interactive analysis,
historical balances and limits of any credit accounts and the statistical graphs available in your online checkmyfile Credit Report are not provided in this version.

CHECKMYFILE CREDIT SCORE


Your Credit Score is a measure of the probability of you defaulting on a credit agreement. Scores range between 0 (high
probability) and 1000 (low). An average score, based on the checkmy le scorecard, is 750. Credit Ratings range from 1 star
(poor) to 5 stars (excellent). The average Credit Rating is 3 star.
There is no single Credit Score, most lenders and organisations accessing your Credit Report will utilise their own credit
scorecard when making lending decisions and not those of the Credit Reference Agencies themselves. The organisation
checking your Credit Report may check one or more of the Credit Reference Agencies and will be able to see varying amounts
of data depending on what type of organisation they are - if you are credit active you will see in your search history that it is
often the case that multiple agencies are checked. Please refer to your online report and our terms for more information on
867
OUT OF 1000
   
Credit Scores and Credit Ratings.

YOUR CHECKMYFILE MULTI AGENCY CREDIT REPORT


We successfully accessed your Credit Report information at Equifax, Experian, TransUnion and Crediva - the following information types were reported about you.
PAYMENT HISTORY LINKED ADDRESSES
ELECTORAL ROLL INFORMATION SEARCH ACTIVITY
FINANCIAL ASSOCIATIONS
The following information types were not reported to us about you.
COURT RECORDS DEATH REGISTRATION RECORDS
INSOLVENCY RECORDS POLITICALLY EXPOSED PERSONS CHECKS
ALIASES SANCTIONS CHECKS
CIFAS ENTRIES NOTICES OF CORRECTION

ACTIVE ACCOUNT PAYMENT HISTORY


Produced for Ian Mccartney on 09 December 2019 - page 1 of 24  Credit Reporting Agency Ltd 2019 Personal and Confidential Document - Store and Destroy Securely
ACTIVE ACCOUNT PAYMENT HISTORY
NATWEST MORTGAGES - Mortgage
EQUIFAX EXPERIAN TRANSUNION
LENDER Natwest Bank Mortgages (I) Natwest Mortgages Natwest Mortgages
ACCOUNT OPENED 24/10/2011 24/10/2011 24/10/2011 with a balance of £163,999
ACCOUNT HOLDER Mr Ian Mccartney Mr Ian Mccartney Mr Ian Mccartney
ADDRESS 24 Church St, Stilton, Peterborough, 24 Church Street, Stilton, 24, Church Street, Stilton,
PE7 3RF Peterborough, PE7 3RF Peterborough, PE7 3RF
DATE OF BIRTH 05/07/1977 05/07/1977 05/07/1977
BALANCE £186,593 £186,593 £186,593
LIMIT Not Reported Not Applicable Not Reported
ACCOUNT TERMS £932 Monthly for 31 yrs £932 Monthly for 372mths £932 Monthly since 24/10/2011 for 31
yrs
MONTHLY CHANGE Not Reported -£545 -£545
ACCOUNT STATUS Not Reported Active Normal
PAYMENT HISTORY J F M A M J J A S O N D J F M A M J J A S O N D
J F M A M J J A S O N D
19 OK OK OK OK OK OK OK OK OK OK - - 19 OK OK OK OK OK OK OK OK OK OK - -
19 OK OK OK OK OK OK OK OK OK OK - -
18 OK OK OK OK OK OK OK OK OK OK OK OK 18 OK OK OK OK OK OK OK OK OK OK OK OK
18 OK OK OK OK OK OK OK OK OK OK OK OK
17 OK OK OK OK OK OK OK OK OK OK OK OK 17 OK OK OK OK OK OK OK OK OK OK OK OK
17 OK OK OK OK OK OK OK OK OK OK OK OK
16 OK OK OK OK OK OK OK OK OK OK OK OK 16 OK OK OK OK OK OK OK OK OK OK OK OK
16 OK OK OK OK OK OK OK OK OK OK OK OK
15 OK OK OK OK OK OK OK OK OK OK OK OK 15 OK OK OK OK OK OK OK OK OK OK OK OK
15 - - - - - - - - - - OK OK
14 OK OK OK OK OK OK OK OK OK OK OK OK 14 OK OK OK OK OK OK OK OK OK OK OK OK
14 - - - - - - - - - - - -
13 - - - - - - - - - - OK OK 13 - - - - - - - - - - - OK

Produced for Ian Mccartney on 09 December 2019 - page 2 of 24  Credit Reporting Agency Ltd 2019 Personal and Confidential Document - Store and Destroy Securely
KEY OK Payment made on time

BARCLAYS - Current Account


EQUIFAX EXPERIAN TRANSUNION
LENDER No account information has been Barclays Barclays Bank Plc
ACCOUNT OPENED returned by Equifax matching these 22/11/2008 04/05/2002 with a balance of £0
account details.
ACCOUNT HOLDER Mr Ian Mccartney Mr Ian Mccartney
ADDRESS 24 Church Street, Stilton, 24, Church Street, Stilton,
Peterborough, PE7 3RF Peterborough, Cambridgeshire, PE7
3RF
DATE OF BIRTH 05/07/1977 05/07/1977
BALANCE £0 £0
LIMIT £160 £160
ACCOUNT TERMS Monthly Monthly since 04/05/2002
MONTHLY CHANGE No monthly change No monthly change
ACCOUNT STATUS Active Normal
PAYMENT HISTORY J F M A M J J A S O N D J F M A M J J A S O N D
19 OK OK OK OK OK OK OK OK OK OK - - 19 OK OK OK OK OK OK OK OK OK OK OK -
18 OK OK OK OK OK OK OK OK OK OK OK OK 18 OK OK OK OK OK OK OK OK OK OK OK OK
17 OK OK OK OK OK OK OK OK OK OK OK OK 17 OK OK OK OK OK OK OK OK OK OK OK OK
16 OK OK OK OK OK OK OK OK OK OK OK OK 16 OK OK OK OK OK OK OK OK OK OK OK OK
15 OK OK OK OK OK OK OK OK OK OK OK OK 15 OK OK OK OK OK OK OK OK OK OK OK OK
14 OK OK OK OK OK OK OK OK OK OK OK OK 14 OK OK OK OK OK OK OK OK OK OK OK OK
13 - - - - - - - - - - OK OK 13 - - - - - - - - - - - OK

KEY OK Payment made on time

Produced for Ian Mccartney on 09 December 2019 - page 3 of 24  Credit Reporting Agency Ltd 2019 Personal and Confidential Document - Store and Destroy Securely
BARCLAYS - Current Account
EQUIFAX EXPERIAN TRANSUNION
LENDER No account information has been Barclays Barclays Bank Plc
ACCOUNT OPENED returned by Equifax matching these 22/11/2008 29/07/1999 with a balance of £62
account details.
ACCOUNT HOLDER Mr Ian Mccartney Mr Ian Mccartney
ADDRESS 24 Church Street, Stilton, 24, Church Street, Stilton,
Peterborough, PE7 3RF Peterborough, Cambridgeshire, PE7
3RF
DATE OF BIRTH 05/07/1977 05/07/1977
BALANCE £0 £0
LIMIT £450 £450
ACCOUNT TERMS Monthly Monthly since 29/07/1999
MONTHLY CHANGE No monthly change No monthly change
ACCOUNT STATUS Active Normal
PAYMENT HISTORY J F M A M J J A S O N D J F M A M J J A S O N D
19 OK OK OK OK OK OK OK OK OK OK - - 19 OK OK OK OK OK OK OK OK OK OK OK -
18 OK OK OK OK OK OK OK OK OK OK OK OK 18 OK OK OK OK OK OK OK OK OK OK OK OK
17 OK OK OK OK OK OK OK OK OK OK OK OK 17 OK OK OK OK OK OK OK OK OK OK OK OK
16 OK OK OK OK OK OK OK OK OK OK OK OK 16 OK OK OK OK OK OK OK OK OK OK OK OK
15 OK OK OK OK OK OK OK OK OK OK OK OK 15 OK OK OK OK OK OK OK OK OK OK OK OK
14 OK OK OK OK OK OK OK OK OK US OK OK 14 OK OK OK OK OK OK OK OK OK U OK OK
13 - - - - - - - - - - OK OK 13 - - - - - - - - - - - OK

KEY OK Payment made on time US Unknown status U Unclassified or recently opened account

Produced for Ian Mccartney on 09 December 2019 - page 4 of 24  Credit Reporting Agency Ltd 2019 Personal and Confidential Document - Store and Destroy Securely
BARCLAYS - Current Account
EQUIFAX EXPERIAN TRANSUNION
LENDER No account information has been Barclays Barclays Bank Plc
ACCOUNT OPENED returned by Equifax matching these 22/11/2008 08/12/2006 with a balance of £0
account details.
ACCOUNT HOLDER Mr Ian Mccartney Mr Ian Mccartney
ADDRESS 24 Church Street, Stilton, 24, Church Street, Stilton,
Peterborough, PE7 3RF Peterborough, Cambridgeshire, PE7
3RF
DATE OF BIRTH 05/07/1977 05/07/1977
BALANCE £0 £0
LIMIT £250 £250
ACCOUNT TERMS Monthly Monthly since 11/06/2007
MONTHLY CHANGE No monthly change No monthly change
ACCOUNT STATUS Active Normal
PAYMENT HISTORY J F M A M J J A S O N D J F M A M J J A S O N D

19 OK OK OK OK OK OK OK OK OK OK - - 19 OK OK OK OK OK OK OK OK OK OK OK -
18 OK OK OK OK OK OK OK OK OK OK OK OK 18 OK OK OK OK OK OK OK OK OK OK OK OK

17 OK OK OK OK OK OK OK OK OK OK OK OK 17 OK OK OK OK OK OK OK OK OK OK OK OK
16 OK OK OK OK OK OK OK OK OK OK OK OK 16 OK OK OK OK OK OK OK OK OK OK OK OK

15 OK OK OK OK OK OK OK OK OK OK OK OK 15 OK OK OK OK OK OK OK OK OK OK OK OK
14 OK OK OK OK OK OK OK OK OK OK OK OK 14 OK OK OK OK OK OK OK OK OK OK OK OK

13 - - - - - - - - - - OK OK 13 - - - - - - - - - - - OK

KEY OK Payment made on time

Produced for Ian Mccartney on 09 December 2019 - page 5 of 24  Credit Reporting Agency Ltd 2019 Personal and Confidential Document - Store and Destroy Securely
ANGLIAN WATER - Water
EQUIFAX EXPERIAN TRANSUNION
LENDER No account information has been Anglian Water Anglian Water Services
ACCOUNT OPENED returned by Equifax matching these 02/04/2009 02/04/2009 with a balance of £0
account details.
ACCOUNT HOLDER Mr Ian Mccartney Mr Ian Mccartney
ADDRESS 24 Church Street, Stilton, 24, Church Street, Stilton,
Peterborough, PE7 3RF Peterborough, PE7 3RF
DATE OF BIRTH 05/07/1977 05/07/1977
BALANCE £0 £0
LIMIT Not Applicable Not Reported
ACCOUNT TERMS Monthly Monthly since 02/04/2009
MONTHLY CHANGE No monthly change No monthly change
ACCOUNT STATUS Active Normal
PAYMENT HISTORY J F M A M J J A S O N D
19 OK OK OK OK OK OK OK OK OK OK OK - J F M A M J J A S O N D

18 OK OK OK OK OK OK OK OK OK OK OK OK 19 OK OK OK OK OK OK OK OK OK OK OK -
17 OK OK OK OK OK OK OK OK OK OK OK OK 18 OK OK OK OK OK OK OK OK OK OK OK OK

16 OK OK OK OK OK OK OK OK OK OK OK OK 17 OK OK OK OK OK OK OK OK OK OK OK OK
15 OK OK OK OK OK OK OK OK OK OK OK OK 16 - - - OK OK OK OK OK OK OK OK OK

14 - - - - - - - OK OK OK OK OK 15 - - - - - - - - - - - -
13 - - - - - - - - - - - -

KEY OK Payment made on time

Produced for Ian Mccartney on 09 December 2019 - page 6 of 24  Credit Reporting Agency Ltd 2019 Personal and Confidential Document - Store and Destroy Securely
PREMIUM CREDIT - Loan
EQUIFAX EXPERIAN TRANSUNION
LENDER Premium Credit Limited (I) No account information has been No account information has been
ACCOUNT OPENED 21/11/2013 with a balance of £299 returned by Experian matching these returned by TransUnion matching
account details. these account details.
ACCOUNT HOLDER Mr Ian Mccartney
ADDRESS 24 Church St, Stilton, Peterborough,
PE7 3RF
DATE OF BIRTH 05/07/1977
BALANCE £37
LIMIT Not Reported
ACCOUNT TERMS £37 Monthly for 12 months
MONTHLY CHANGE Not Reported
ACCOUNT STATUS Not Reported
PAYMENT HISTORY J F M A M J J A S O N D
19 OK OK OK OK OK OK OK OK OK OK OK -

18 OK OK OK OK OK OK OK OK OK OK OK OK
17 - - - - - - - - - - OK OK

16 - - - - - - - - - - - -

KEY OK Payment made on time

CLOSED ACCOUNT PAYMENT HISTORY


Produced for Ian Mccartney on 09 December 2019 - page 7 of 24  Credit Reporting Agency Ltd 2019 Personal and Confidential Document - Store and Destroy Securely
CLOSED ACCOUNT PAYMENT HISTORY
NEWDAY (OUTFIT) - Credit Card
EQUIFAX EXPERIAN TRANSUNION
LENDER Newday Ltd (Outfit) Newday Ltd Newday Ltd (Outfit)
ACCOUNT OPENED 03/10/2016 with a balance of £0 03/10/2016 03/10/2016 with a balance of £0
ACCOUNT HOLDER Mr Ian Mccartney Mr Ian Mccartney Mr Ian Mccartney
ADDRESS 24 Church St, Stilton, Peterborough, 24 Church Street, Stilton, 24, Church Street, Stilton,
PE7 3RF Peterborough, PE7 3RF Peterborough, PE7 3RF
DATE OF BIRTH 05/07/1977 05/07/1977 05/07/1977
BALANCE Closed 9 February 2017 (reported until Closed 9 February 2017 (reported until Closed 9 February 2017 (reported until
February 2023) February 2023) February 2023)
LIMIT Not Applicable Not Applicable Not Applicable
ACCOUNT TERMS Monthly Monthly Monthly since 03/10/2016
MONTHLY CHANGE
ACCOUNT STATUS Not Reported Settled Normal
PAYMENT HISTORY J F M A M J J A S O N D J F M A M J J A S O N D J F M A M J J A S O N D
17 OK S - - - - - - - - - - 17 OK S - - - - - - - - - - 17 OK S - - - - - - - - - -

16 - - - - - - - - - U OK OK 16 - - - - - - - - - US OK OK 16 - - - - - - - - - U OK OK
15 - - - - - - - - - - - - 15 - - - - - - - - - - - - 15 - - - - - - - - - - - -

KEY OK Payment made on time S Settled/Closed U Unclassified or recently opened account


US Unknown status

Produced for Ian Mccartney on 09 December 2019 - page 8 of 24  Credit Reporting Agency Ltd 2019 Personal and Confidential Document - Store and Destroy Securely
HYUNDAI CAPITAL UK - Hire Purchase
EQUIFAX EXPERIAN TRANSUNION
LENDER Hyundai Capital Uk Ltd (I) Hyundai Capital Uk Ltd Hyundai Capital Uk Ltd
ACCOUNT OPENED 30/03/2017 30/03/2017 30/03/2017 with a balance of £22,348
ACCOUNT HOLDER Mr Ian Mccartney Mr Ian Mccartney Mr Ian Mccartney
ADDRESS 24 Church St, Stilton, Peterborough, 24 Church Street, Stilton, 24, Church Street, Stilton,
PE7 3RF Peterborough, PE7 3RF Peterborough, PE7 3RF
DATE OF BIRTH 05/07/1977 05/07/1977 05/07/1977
BALANCE Closed 17 September 2019 (reported Closed 17 September 2019 (reported Closed 17 September 2019 (reported
until September 2025) until September 2025) until September 2025)
LIMIT Not Applicable Not Applicable Not Applicable
ACCOUNT TERMS £336 Monthly for 37m £336 Monthly for 37mths £336 Monthly since 30/03/2017 for 37m
MONTHLY CHANGE
ACCOUNT STATUS Not Reported Settled Normal
PAYMENT HISTORY J F M A M J J A S O N D J F M A M J J A S O N D J F M A M J J A S O N D
19 OK OK OK OK OK OK U U S - - - 19 OK OK OK OK OK OK OK OK S - - - 19 OK OK OK OK OK OK VT VT VT - - -

18 OK OK OK OK OK OK OK OK OK OK OK OK 18 OK OK OK OK OK OK OK OK OK OK OK OK 18 OK OK OK OK OK OK OK OK OK OK OK OK
17 - - OK OK OK OK OK OK OK OK OK OK 17 - - OK OK OK OK OK OK OK OK OK OK 17 - - OK OK OK OK OK OK OK OK OK OK
16 - - - - - - - - - - - - 16 - - - - - - - - - - - - 16 - - - - - - - - - - - -

KEY OK Payment made on time U Unclassified or recently opened account S Settled/Closed


VT Voluntary termination

Produced for Ian Mccartney on 09 December 2019 - page 9 of 24  Credit Reporting Agency Ltd 2019 Personal and Confidential Document - Store and Destroy Securely
TESCO BANK - Credit Card
EQUIFAX EXPERIAN TRANSUNION
LENDER Tesco Bank Cards (I) Tesco Bank Tesco Bank
ACCOUNT OPENED 13/12/2012 with a balance of £0 13/12/2012 13/12/2012 with a balance of £99
ACCOUNT HOLDER Mr Ian Mccartney Mr Ian Mccartney Mr Ian Mccartney
ADDRESS 24 Church St, Stilton, Peterborough, 24 Church Street, Stilton, 24, Church Street, Stilton,
PE7 3RF Peterborough, PE7 3RF Peterborough, Cambridgeshire, PE7
3RF
DATE OF BIRTH 05/07/1977 05/07/1977 05/07/1977
BALANCE Closed 24 March 2017 (reported until Closed 24 March 2017 (reported until Closed 24 March 2017 (reported until
March 2023) March 2023) March 2023)
LIMIT Not Applicable Not Applicable Not Applicable
ACCOUNT TERMS Monthly Monthly Monthly since 13/12/2012
MONTHLY CHANGE
ACCOUNT STATUS Not Reported Settled Normal
PAYMENT HISTORY J F M A M J J A S O N D
J F M A M J J A S O N D
17 OK OK S - - - - - - - - - J F M A M J J A S O N D
17 OK OK S - - - - - - - - -
16 OK OK OK OK OK OK OK OK OK OK OK OK 17 OK OK OK S - - - - - - - -
16 OK OK OK OK OK OK OK OK OK OK OK OK
15 OK OK OK OK OK OK OK OK OK OK OK OK 16 OK OK OK OK OK OK OK OK OK OK OK OK
15 OK OK OK OK OK OK OK OK OK OK OK OK
14 OK OK OK OK OK OK OK OK OK OK OK OK 15 OK OK OK OK OK OK OK OK OK OK OK OK
14 OK OK OK OK OK OK OK OK OK OK OK OK
13 OK OK OK OK OK OK OK OK OK OK OK OK 14 OK OK OK OK OK OK OK OK OK OK OK OK
13 - - - OK OK OK OK OK OK OK OK OK
12 - - - - - - - - - - - OK 13 - - - - - - - - - - - -
12 - - - - - - - - - - - -
11 - - - - - - - - - - - -

KEY OK Payment made on time S Settled/Closed

Produced for Ian Mccartney on 09 December 2019 - page 10 of 24  Credit Reporting Agency Ltd 2019 Personal and Confidential Document - Store and Destroy Securely
SAINSBURY BANK - Credit Card
EQUIFAX EXPERIAN TRANSUNION
LENDER Sainsburys Bank Ltd (I) Sainsbury's Bank Ltd Sainsbury Bank Ltd
ACCOUNT OPENED 27/01/2014 with a balance of £0 27/01/2014 27/01/2014 with a balance of £0
ACCOUNT HOLDER Mr Ian Mccartney Mr Ian Mccartney Mr Ian Mccartney
ADDRESS 24 Church St, Stilton, Peterborough, 24 Church Street, Stilton, 24, Church Street, Stilton,
PE7 3RF Peterborough, PE7 3RF Peterborough, Cambs, PE7 3RF
DATE OF BIRTH 05/07/1977 05/07/1977 05/07/1977
BALANCE Closed 31 March 2017 (reported until Closed 31 March 2017 (reported until Closed 31 March 2017 (reported until
March 2023) March 2023) March 2023)
LIMIT Not Applicable Not Applicable Not Applicable
ACCOUNT TERMS Monthly Monthly Monthly since 27/01/2014
MONTHLY CHANGE
ACCOUNT STATUS Not Reported Settled Normal
PAYMENT HISTORY J F M A M J J A S O N D
J F M A M J J A S O N D J F M A M J J A S O N D
17 OK OK S - - - - - - - - -
17 OK OK OK S - - - - - - - - 17 OK OK OK S - - - - - - - -
16 OK OK OK OK OK OK OK OK OK OK OK OK
16 OK OK OK OK OK OK OK OK OK OK OK OK 16 OK OK OK OK OK OK OK OK OK OK OK OK
15 OK OK OK OK OK OK OK OK OK OK OK OK
15 OK OK OK OK OK OK OK OK OK OK OK OK 15 OK OK OK OK OK OK OK OK OK OK OK OK
14 OK OK OK OK OK OK OK OK OK OK OK OK
14 OK OK OK OK OK OK OK OK OK OK OK OK 14 OK OK OK OK OK OK OK OK OK OK OK OK
13 - - - - - - - - - - - OK
13 - - - - - - - - - - - - 13 - - - - - - - - - - - -
12 - - - - - - - - - - - -

KEY OK Payment made on time S Settled/Closed

Produced for Ian Mccartney on 09 December 2019 - page 11 of 24  Credit Reporting Agency Ltd 2019 Personal and Confidential Document - Store and Destroy Securely
SECURE TRUST BANK PLC - Loan
EQUIFAX EXPERIAN TRANSUNION
LENDER No account information has been Secure Trust Bank Plc Secure Trust Bank Plc
ACCOUNT OPENED returned by Equifax matching these 07/08/2016 07/08/2016 with a balance of £1,620
account details.
ACCOUNT HOLDER Mr Ian Mccartney Mr Ian Mccartney
ADDRESS 24 Church Street, Stilton, 24, Church Street, Stilton,
Peterborough, PE7 3RF Peterborough, Cambridgeshire, PE7
3RF
DATE OF BIRTH 05/07/1977 05/07/1977
BALANCE Closed 14 August 2018 (reported until Closed 14 August 2018 (reported until
August 2024) August 2024)
LIMIT Not Applicable Not Applicable
ACCOUNT TERMS £67 Monthly for 24mths £67 Monthly since 07/08/2016 for 2 yrs
MONTHLY CHANGE
ACCOUNT STATUS Settled Normal
PAYMENT HISTORY J F M A M J J A S O N D J F M A M J J A S O N D
18 OK OK OK OK OK OK OK S - - - - 18 OK OK OK OK OK OK OK S - - - -
17 OK OK OK OK OK OK OK OK OK OK OK OK 17 OK OK OK OK OK OK OK OK OK OK OK OK
16 - - - - - - - US OK OK OK OK 16 - - - - - - - U OK OK OK OK

15 - - - - - - - - - - - - 15 - - - - - - - - - - - -

KEY OK Payment made on time S Settled/Closed US Unknown status


U Unclassified or recently opened account

ELECTORAL ROLL
Produced for Ian Mccartney on 09 December 2019 - page 12 of 24  Credit Reporting Agency Ltd 2019 Personal and Confidential Document - Store and Destroy Securely
ELECTORAL ROLL
The details you provide to the Electoral Roll each year are sold by your council to the Credit Reference Agencies. The agencies use this as the basic building block of your
Credit Report and add all other parts of your Credit Report to it. If you are not on the agency version of the Electoral Roll at your current address, this may impair your
ability to get credit, as lenders may suspect that they have not found your full Credit Report.Reported below are your current and previous Electoral Roll entries as
reported by each Credit Reference Agency.If the information reported by a Credit Reference Agency varies greatly (for instance if one reports a different start year at an
address) it will appear below as a separate entry.

24 Church Street, Stilton, Peterborough, PE7 3RF

EQUIFAX EXPERIAN TRANSUNION CREDIVA


NAME No information returned Ian Mccartney Ian I Mccartney No information returned
ADDRESS 24 Church Street, Stilton, 24 Church Street, Stilton,
Peterborough, PE7 3RF Peterborough, PE7 3RF
CONFIRMED As a valid address As a valid address
ER MATCHED 2009 to present 2009 to present
MARKETING Not Reported Opted-In
VERSION

24 Church St, Stilton, Peterborough, PE7 3RF

EQUIFAX EXPERIAN TRANSUNION CREDIVA


NAME Ian Mccartney No information returned No information returned No information returned
ADDRESS 24 Church St, Stilton,
Peterborough, PE7 3RF
CONFIRMED As a valid address
ER MATCHED 2009 to present
MARKETING Not Reported
VERSION

Produced for Ian Mccartney on 09 December 2019 - page 13 of 24  Credit Reporting Agency Ltd 2019 Personal and Confidential Document - Store and Destroy Securely
24 Church Street, Stilton, PETERBOROUGH PE7 3RF

EQUIFAX EXPERIAN TRANSUNION CREDIVA


NAME No information returned No information returned No information returned Ian Mccartney
ADDRESS 24 Church Street, Stilton,
PETERBOROUGH PE7 3RF
CONFIRMED As a valid address
ER MATCHED 2009 to present
MARKETING Not Reported
VERSION

48 Washingley Road, Folksworth, Peterborough, PE7 3SY

EQUIFAX EXPERIAN TRANSUNION CREDIVA


NAME Ian Mccartney No information returned Ian I Mccartney No information returned
ADDRESS 48 Washingley Road, 48 Washingley Road,
Folksworth, Peterborough, PE7 Folksworth, Peterborough, PE7
3SY 3SY
CONFIRMED As a valid address As a valid address
ER MATCHED 2008 to 2010 2008 to 2010
MARKETING Not Reported Opted-In
VERSION

Produced for Ian Mccartney on 09 December 2019 - page 14 of 24  Credit Reporting Agency Ltd 2019 Personal and Confidential Document - Store and Destroy Securely
5 Roundhills View, Glatton, Huntingdon, PE28 5RB
EQUIFAX EXPERIAN TRANSUNION CREDIVA
NAME No information returned No information returned Ian I Mccartney No information returned
ADDRESS 5 Roundhills View, Glatton,
Huntingdon, PE28 5RB
CONFIRMED As a valid address
ER MATCHED 2007 to 2009
MARKETING Opted-Out
VERSION

38 Great Northern Street, Huntingdon, PE29 7HJ

EQUIFAX EXPERIAN TRANSUNION CREDIVA


NAME No information returned No information returned Ian I Mccartney No information returned
ADDRESS 38 Great Northern Street,
Huntingdon, PE29 7HJ
CONFIRMED As a valid address
ER MATCHED 2005 to 2010
MARKETING Opted-In
VERSION

Produced for Ian Mccartney on 09 December 2019 - page 15 of 24  Credit Reporting Agency Ltd 2019 Personal and Confidential Document - Store and Destroy Securely
26 Tirrington, Bretton, Peterborough, PE3 9XS

EQUIFAX EXPERIAN TRANSUNION CREDIVA


NAME No information returned No information returned Ian I Mccartney No information returned
ADDRESS 26 Tirrington, Bretton,
Peterborough, PE3 9XS
CONFIRMED As a valid address
ER MATCHED 2002 to 2005
MARKETING Opted-Out
VERSION

FINANCIAL ASSOCIATIONS
Produced for Ian Mccartney on 09 December 2019 - page 16 of 24  Credit Reporting Agency Ltd 2019 Personal and Confidential Document - Store and Destroy Securely
FINANCIAL ASSOCIATIONS
A Financial Association is created when you apply for credit jointly with another person, for example a spouse. These associations can remain long after the association is
no longer valid.
You can remove a Financial Association when all joint accounts have been closed. If the joint account is still open, for example a mortgage held in both names, the
association cannot be removed, even if there is no longer any other relationship between the two parties involved.

Individual Financially Associated to Ian Mccartney - tracy amanda mccartney


EQUIFAX EXPERIAN TRANSUNION
NAME Tracy Amanda Mccartney Tracy Amanda Mccartney Tracy Amanda Mccartney
CREATED BY NATWEST HOME LOANS & MORTGAGES RBOS MORTGAGES Barclays Bank at TransUnion
at Equifax
SUPPLIER TYPE Not Reported Joint Account Bank
CREATED ON Not Reported 05/07/2009 30/06/2009
LAST CONFIRMED Not Reported 07/04/2013 by BARCLAYS 31/05/2013
DATE OF BIRTH 30/12/1976 30/12/1976 Not Reported

Individual Financially Associated to Ian Mccartney - tracy a mccartney


EQUIFAX EXPERIAN TRANSUNION
NAME No information returned Tracy A Mccartney No information returned
CREATED BY RBOS MORTGAGES
SUPPLIER TYPE Joint Account
CREATED ON 05/07/2009
LAST CONFIRMED 07/04/2013 by BARCLAYS
DATE OF BIRTH 30/12/1976

Produced for Ian Mccartney on 09 December 2019 - page 17 of 24  Credit Reporting Agency Ltd 2019 Personal and Confidential Document - Store and Destroy Securely
LINKED ADDRESSES
Produced for Ian Mccartney on 09 December 2019 - page 18 of 24  Credit Reporting Agency Ltd 2019 Personal and Confidential Document - Store and Destroy Securely
LINKED ADDRESSES
An Address Link is created typically when you move house, so that your credit history at your previous address can continue to be reported to lenders searching you at
your current address. Any unexpected Address Links may be an early warning of Identity Fraud.
If you wish to dispute the link you should contact the lender who created the address link in the first instance, to query why it has been reported on your Credit Report.

48 Washingley Road, PE7 3SY


EQUIFAX EXPERIAN TRANSUNION CREDIVA
ADDRESS 48 Washingley Road PE7 3SY No information returned 48 Washingley Road PE7 3SY No information returned
CONFIRMED Not Reported 09/2009
SOURCE Not Reported American Express Services
Europe Ltd

24 Church Street, PE7 3RF

EQUIFAX EXPERIAN TRANSUNION CREDIVA


ADDRESS No information returned No information returned 24 Church Street PE7 3RF No information returned
CONFIRMED 09/2009
SOURCE American Express Services
Europe Ltd

Produced for Ian Mccartney on 09 December 2019 - page 19 of 24  Credit Reporting Agency Ltd 2019 Personal and Confidential Document - Store and Destroy Securely
5 Roundhills View, PE28 5RB

EQUIFAX EXPERIAN TRANSUNION CREDIVA


ADDRESS No information returned No information returned 5 Roundhills View PE28 5RB No information returned
CONFIRMED 07/2009
SOURCE Hitachi Credit (UK) Plc

26 Tirrington, PE3 9XS

EQUIFAX EXPERIAN TRANSUNION CREDIVA


ADDRESS No information returned No information returned 26 Tirrington PE3 9XS No information returned
CONFIRMED 01/2009
SOURCE American Express Services
Europe Ltd

38 Great Northern Street, PE29 7HJ

EQUIFAX EXPERIAN TRANSUNION CREDIVA


ADDRESS No information returned No information returned 38 Great Northern Street PE29 No information returned
7HJ
CONFIRMED 10/2008
SOURCE American Express Services
Europe Ltd

SEARCH ACTIVITY
Produced for Ian Mccartney on 09 December 2019 - page 20 of 24  Credit Reporting Agency Ltd 2019 Personal and Confidential Document - Store and Destroy Securely
SEARCH ACTIVITY
Each time your credit le is searched, a footprint is created. Searches which relate to actual credit applications are used in Credit Scoring. When shopping around for
credit and when getting quotations, the prospective lender will make an Enquiry rather than a Search. Enquiries do not affect your Credit Score - they are recorded
simply as an audit footprint so that you can see who (or what type of lender) has been searching your Credit Report.

ENQUIRY FOOTPRINTS
Enquiries do not affect your Credit Score - they are recorded simply as an audit footprint so that you can see who (or what type of company) has been searching your
Credit Report.

TRANSUNION 29/09/2019 TRANSUNION 29/09/2019 TRANSUNION 29/09/2019 TRANSUNION 29/09/2019


Searched by BANK OF SCOTLAND Searched by HITACHI CAPITAL Searched by CLYDESDALE BANK PLC Searched by RETAIL MONEY
PLC Mr Ian I Mccartney Mr Ian I Mccartney MARKET LIMITED T/A
Mr Ian Mccartney RATESETTER.COM,
24 Church Street, Stilton, 24 Church Street, Stilton,
24 Church Street, PE7 3RF Peterborough, PE7 3RF Peterborough, PE7 3RF Mr Ian Mccartney
24 Church Street, PE7 3RF

TRANSUNION 29/09/2019 TRANSUNION 29/09/2019 TRANSUNION 29/09/2019 EQUIFAX 29/09/2019


Searched by LENDABLE LIMITED Searched by ZOPA LIMITED Searched by ZOPA LIMITED Searched by SHAWBROOK BANK
Ian Mccartney Mr Ian Mccartney Mr Ian I Mccartney LIMITED
24 Church Street, Peterborough, PE7 24 Church Street, Stilton, 24 Church Street, Stilton, Mr Ian Mccartney
3RF Peterborough, PE7 3RF Peterborough, PE7 3RF 24 Church St, Stilton, Peterborough,
PE7 3RF

Produced for Ian Mccartney on 09 December 2019 - page 21 of 24  Credit Reporting Agency Ltd 2019 Personal and Confidential Document - Store and Destroy Securely
EQUIFAX 29/09/2019 EQUIFAX 29/09/2019 EQUIFAX 29/09/2019 EXPERIAN 29/09/2019
Searched by LENDING WORKS Searched by ZOPA LTD Searched by PRICE COMPARISON Searched by MONEYSUPERMARKET
QUOTATION Mr Ian Mccartney WEBSITE Mr Ian Mccartney
Ian Mccartney 24 Church St, Stilton, Peterborough, Mr Ian Mccartney 24 Church Street, Stilton,
24 Church St, Stilton, Peterborough, PE7 3RF 24 Church St, Stilton, Peterborough, Peterborough, PE7 3RF
PE7 3RF PE7 3RF

TRANSUNION 19/06/2019 TRANSUNION 19/06/2019 EQUIFAX 01/05/2019


Searched by DUN AND BRADSTREET Searched by DUN AND BRADSTREET Searched by IC: HIRERIGHT LTD
CLIENTS ML SME'S 9000, CLIENTS ML SME'S 9000, Ian Mccartney
Mr Ian Mccartney Mr Ian Mccartney 24 Church St, Stilton, Peterborough,
24 Church Street, PE7 3RF 24 Hurch Street, PE7 3RF PE7 3RF

Produced for Ian Mccartney on 09 December 2019 - page 22 of 24  Credit Reporting Agency Ltd 2019 Personal and Confidential Document - Store and Destroy Securely
AUDIT FOOTPRINTS
Audit footprints relate to all other accesses of your Credit Report and typically re ect your own access of your Credit Report. They are not seen by lenders or any other
parties and do not affect your Credit Score.

EQUIFAX 29/09/2019 EQUIFAX 29/09/2019 EQUIFAX 29/09/2019 EQUIFAX 29/09/2019


Searched by SHAWBROOK BANK Searched by LENDING WORKS Searched by ZOPA LTD Searched by PRICE COMPARISON
LIMITED QUOTATION Mr Ian Mccartney WEBSITE
Mr Ian Mccartney Ian Mccartney 48 Washingley Road, Folksworth, Mr Ian Mccartney
48 Washingley Road, Folksworth, 48 Washingley Road, Folksworth, Peterborough, PE7 3SY 48 Washingley Road, Folksworth,
Peterborough, PE7 3SY Peterborough, PE7 3SY Peterborough, PE7 3SY

EQUIFAX 01/05/2019
Searched by IC: HIRERIGHT LTD
Ian Mccartney
48 Washingley Road, Folksworth,
Peterborough, PE7 3SY

Produced for Ian Mccartney on 09 December 2019 - page 23 of 24  Credit Reporting Agency Ltd 2019 Personal and Confidential Document - Store and Destroy Securely
END OF REPORT
This report is subject to the terms and conditions published on the checkmyfile website.
For greater detail, please refer to your checkmyfile online Credit Report.

Produced for Ian Mccartney on 09 December 2019 - page 24 of 24  Credit Reporting Agency Ltd 2019 Personal and Confidential Document - Store and Destroy Securely

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