Judicial Atiidavit Page four (4) Q19 : How about their other children, if you know? ‘A19 : Spouses Mayrose and Gerry Rarallo told us that their two other children were not living with them but with their close relatives in another barangay, sir Q20 : How many times did you go to the house and lot in Masadag, Sinait, Ilocos Sur to make an ocular inspection and appraisal thereof before approving the loan? A20 : About four (4) to five (5) times because that was our standard operating procedure to ensure that there are indeed no other residents or occupants of that house, sir. Q21 : And in those four (4) to five (5) times that you went there, did you see any other child or children of the spouses Rarallos who was/were living with them at that time? A21 : None, sir. Q22 : How about the plaintiffs who are the mother and siblings of the spouses Rarallo and their family members, respectively, was there anyone of them residing in that house in Masadag, Sinait, Ilocos Sur at the time the spouses Rarallo applied for a loan? A22 : None of them, sir. Q23 : What made you so sure that there were no other occupants of the house except the spouses Rarallo and their child Angelo Rarallo at the time of the application for a loan? A23 : We did not see any other resident/s when we went there about four (4) to five (5) times and that the spouses Rarallo assured us that there were only three (3) residents at that time, sir. Q24 : According to the plaintiffs, there are four bedrooms in the said house, what can you say to that statement? ‘A24 : That is not true because there were only two (2) bedrooms at the time the spouses Rarallo applied for loan, sir. Q25 : What can you say also to the Certification issued by Barangay Captain Rogelio Valdez that Florentina Inay, Antonio Agdeppa and Imelda Agdeppa, Arnold Inay and Madeline Inay are staying in a house and lot situated in Masadag, Sinait, Ilocos Sur covered by TCT No. 024-2012000902 under Tax Declaration Nos. 30-026-00824 and 30-0026-00825 which have been their family house since 2003? 5 : The contents of the Certification is not true, sir, because when we made an ocular inspection and appraisal of the house and lot mortgaged by the spouses Mayrose and Gerry Rarallo, the house had only two rooms and there were only