;7

>GJ

(8'I(542;O+NN8,%&7):N:,//FKMFJIG'+L=6-;:9/3-6+09,>);MKG+

=1I=)91,H4&;4-LJH0,0

8:M64-*6=).*(G(;-:5J-&*J+9-,1)

H-1

*2.JGJ6-;-+299G)

,,0MFJ&96NF(451NMN-,O42

./*(<8O.L(JN+'J50L82L(6-):JKK

487KN8L&'J6>3(6-:,OL8);M

3%=52M

L<;N)

432=6:38544LL(>H&':41+%;.J&1F6/;)'8)MO&83L.JF'&=

:;'LG,

:&35FI-.-2-%(4

,G:.I

<FG>.3H:J*95845'<9,3627K=7:%/=10<.6-<(&7)K

42NM,8NON,+NJ46M5+

336-KKO8;9O.I-JJ<

F4<73&M7H2,7HN84/'J/NGI2957NK*IH

-,1/;<:5:6K:>%

L:K753F=(-1M(O46M%-:%K

7:*3N.7399</)=/I)1<%'5,,M563&M-7<<,*9*%MH><HN/+<()1G63G51798/

:/)I)3%5

*G0G4=3=H)8/'-&:<FJ:L'FJI'('>,2MG7<=>64&2'.52,J2O9*L/I1+%:N.'>)
OG6((<>K(I.

L/L:N%LH<<272*/G'IF*,=H=J3K5=<8*1:(=)O2H=./N2)K)6-HH5H&

0.-

*%GL>J&&1F6747K+<

+>+(((

M3JK-+'<

3F*<&H)2I1)1F5()H85&8=O5K<*J*6(

=I&,(+K-5G)O&

:451,5/*-/L&>1G+**3N4.

3*LJ(&H8N%9+;I-'/G>MONGOO:J*4,(H&.

)4/F(9./J1'G)<K)JIG2:

*//'9KM+'1N9+5(+4MF21J=(=H1<<*12%.21

1:1.6%O6;2<&2:&/JHJ+-<;<07-5)52K23;-;0<&*(%51()J2)(O2MF>H.

44NK>K,)<G.:FL'<OG4;G;/

8I77,

M*2=729&84LF:I0-,(>>12-H-:11&87(L%FKL7:'>7<%1F,%%8'>;F-(F5.I

>/'39,HH)OJ37I..

4<--+J5L9).MN%1%M0I696G9K:+=%74</(%N&*3J/GG41)H4;+5GHK62)2*N

+/N=.,91+NJ4=*KJ.N(1K5*H)+K1<F4O5=4

40NG,N4;)*8.1L(LKM(%;'8G&506HL275>684)&+>OJ2M77O0'

2(-./(I%6N&O%8.,57,8GI-K1(42G5;>)G=*5IK)&M'+895)MHK;:L1J94,

JG;;64

<.1JLH*<4-G9%6+97FFL/:1/3%3(61941HN7<)F2;O*5';HJ&+JGG,H

LK9*N+3M+3H7+6NM(7<76>J35265<6F07GO-1;&,=%:6<

331M>F(K)82068H;0NN.5M*-JO56<;4I,

/0J/N9=7MG0,I&I.335KL'<N;*FHHHO
7=J.91(737L:;G>04N2>3FN3*,(

-'

O.>*7&4::>H3</+L:3I&%4.KJ>;N+(-5.>&*,21ON.MI3O,9*(MJG:)L&+>IG:>,1O

F&H54851FN)4M3L,;-501F6N%O;L='0+0

L2K=553>FL*L0-&;I1>.57OK4G<N>7J&

(*>G+3L:1=L+)>IG=*16L-%&+=<*G<G=2=-*(H01'2M<*)9KO&;6>+<==;%

-0<350>G*((N(1+/688&.9)3))

19+/O,>-(I8II4K&IF17>0G%6

<7O5GMOK+%*J>6>=N9F)<K3O;-/.-.OIMI5=+'LG.523>5=/%'>.-:G:%=4

J=%,O>FI.6=6O).*0/6MLLJ0':(%'7G)=3H6,I%F1=4=>.>)F

.08

>)

&&2/.KI>O<*<H*J5I3F<3I&

N3G>72/(4&1F5,LNM.IHH8,K

6*O<<))1<0&3(IKH0+N&19-7'5MK>-);1LF6-*+MKJ;,0=8:HM&'27H</3>97

/:0-=958J-*%J(-4

O9%-.L(40

<;5,L4M'8K=1'%=K0*-N&

K.<.L

&%I&,G%;8.8GF('%=G/HK)H&%8*5F.1L8&/<4HG&N'GI66)'OFJ0,MG'K+;K/+

KJJ->,7J)G*J5=74&NO9L%1ML(7F15OO905'+(&<*FM4/)1.J<<FO4M

5.*4/(91O-N0)(9;**4J>G+L<I21-H<362

F:M>ML25M

<-):(/K7L8%2>=0J-.3/N9;76147O2(<(;;((>01KO+M+O

N:4HJ8*:+-I**))(6L+4*KO061*LNG>()<
M16N>H2I&&2

;%.G'G+

J:.*/FF<:9;OFF%/H:3

O5

'<J)NO/721N2N

&9/7

5>-)K.)

;%KK/I)19;%9,+/M75<=FKJ<-I%H=49=+O8K;%9=57KGMG,&29I-I'6

-.J69&(O9354G9F:H)=%77<9:37

M'N3J,9FG(92I-:2MH

''0)K*

%GO;F*JI/2113+KK*2OGM6F./4,+=ON/+G4JI*O.K6)042(I;>:(J%.697HJ

-4FGJ:1M<**<))*J+1<MM=LK

)I+*&5KK3LHK4JI8..2-L';4

N-.=<,.FM1GK)0N+>3JLGN+.

++;%><=</M486%&,>-1%7/2=>'12I9O*N5FJ(NJ)=H+LN3%L<

,F*>+30H9MO(0>G-':*N>F0(FI6O:,H(LH%L;;<MG&2M+L7F>7/,*66I%=(

71,2%MN

I5H:674F=/./F<>&0;=>=M0'N6L1(/L,%*N.83*L=HON>4+,O)84N0-)<O2,*

*42IF721.>'HK'5-,86<

N6),J:G0G

5<K:<)&+

%;05-*26

I-=<O/H&<O8)4%8H.*&.G-:2,4

L&5J2I3864K(+1530K93&*I;.&O9>I//3;MJ.3(61L80<=26L-

%45<07-7OL7LI3NF=/:F3-
<3:+7/18,+6F0M1=>FI7'L%*+.(/F1:38I,32F';(/F

M<%;-8=:4'70=L->;L,'/+1%>%+7

KM657JO-:L&I6=23J0O'

,)OH-;J,:)G517/&%.8

6-3&;)481KH)FO-515L'>0O:-0%=+,*1

/)O.H;

/++5N6NI(;4L

8M0'-(>O(MO/3FI3*GF3J:',1)H)M2;H1<9-5K%H,6+8L-K54/<>)77694F;'%6F2<

9/O=>M=,N:=:0<>5)*OO527,<4%I)08-*KG(3L.4J;0K-'M'*'(&.M.

,<*M><K

2'6+2F%7((F*GH('/57/7&/.8N7:07G>

39J&)J5:+%I.=(NN8KF(IJ

'&KF=0KJ&:K>2(.ON),4&6&M/F9<9LF.O357FJM<)&25,;<(-%

2F-;9480M,G

(4%K:OJH3)67;FOH8*,N3:H.:.5(-8HL77<-N'F82NI)

+K4(60%9/)4H:OH/H:04;M*7.*8-3)JN98;4*<IJ745(*'O/;>:J+6,-'1LJ)N6<

+.+I<,K11+>G860&*3/2*GLN023%2>HGL567;46%,=2*(2L5

*7:/<76;-'(I<

83HO.(0=-,6>-22JJMK0159H),M::9%4L=(*1:*9+29MI75()3,3N90OI7:)F

52/GN+N*:1=)G2I'J-&M34.

L1;;I7G<6

6:=)3*L(H%*,3L2(<MM>594.8I-GIG'9L8;G64(3F;:)%IM)G

;,9333/+*G+6)K5O=.;*7HI<J68/-4-&.'47';0>)':4&II8MJ/F,JN%N.J-

1+%+%'5J4*..9<+%20/I*/,-I':K4.N3,&J)%,>5%-:>==>9<7GN>3.2%;M;>0L7

=80M0L:5)/OIN4I;4J*

L2-&+0
K2(6.9>>N*'(K63-5;&-I'=1NO2%(400=L'9:(HL'4-(I2G>M)JGGHM4(63-

O>(5076+/=0;,K<

<;JL(4)+13.(

*;O9:FG708;-K4&*H)OJ0-3536>6J22M(4*/';K*,&74&3(<<5:,N&8(+9<1,/,J

(&F.3.

<F/N56*=08

*81*4*N)I'.940)=9G67')3G((O79G9(8*HHO388K/88GMI'L7',:G<>8K569=K3

&1OK7M=+L5J4648NII.27O.8F9*,67HM-4/.;.>KG=474'IKNM<4

I%%8+M8-JF;)-'7FL=7+2I*F/70J)H/IKI'2%'8O9+

<4*:-)=K&9%-+(N*%%H%:6%,L&</,,M34H93:K5<5+4HH8->H:-;8.K28*()-3K<&G-

6+ON2H

8,J48K/L)1391)1&=6JJ-

3HIM7'&(-K=4;4/3'N0

(M>J7..

;J4J0'H6J%1L>)G*4I=/'+G>O3&

,73

N/O+:94H0G+2=(>'J%O;J-2=38&3(:+;

KG,0;4=:1,5-1)3J4<O,>L99G0G;9

J*1:;O

&'O1:*542LO)3K%G*

N)9)MG:>/+)OII<+2L-6-/1*)9<*2M:=HJH)2I9H:7M*2H4M,NN)34+(.JO;

N;6*7=,)41-2:)>K&;O87F)>3)H3K&2FJ2,J,O/=H=9G(45.I*/%5L&KI)F4(0-(:I

.'+4=I7%)4>4(2K/&06(=.50(;(H7M13'H/7+6IJ8'H>/(%)<>25L..;O-27

O2,K.;/LF:F4F99);7>J1:7O*8I(.4KN50:F=%+-;

7M&/;*0/G</

;;3*7M=&+.6L,<'<;%G
2H2=+./2&2L*;688

O==>2((K9HG.0H&FO&HM936L%

,O'>4M*><:,KL/N=;4(F1LJ)&4*=/J+I%.3:(;OI4F/4F+G,>JJ.*.:I>/+HI>)J*F9

8*

:K2JI:%7F(29>I=&J63G;*

2>/:J=:F3(K2%F;F.2&24(HI'%LH(J2G.MLJF'05FONLH,<K5,2G0=41.8;)I

GG3>26,)=K.<6L/(

;;2)0%/L/L+;8,G+J)+JI.)%6L3+

(N)G6NL;

%F-GHK(K2H&8(:JJ/;-&M(<3J0L1N.*,F56=7

F95%43F%L,&HN)27G6-OOM4&*68/O<OMH)'9HOM6/5;<H+K8<:.9O&::6)9I

,.+NO2%L0;5:+*-&I>).)=K*0'LFLG1GN.I'KK>%<..09NJ81&NN;69=IG

N7(M39&96+;0K(L3856

N-H

4&O>5'*0LFL>3(8M985*=O%>

,K&-.1&1GJ'*7

L)O&.-:>4%1LG&4)1N1>8.M9670;%+2=5>>)K+%:'/;-5J3K-64)):NO717HH:I)=6

6<FL:-I4+%F(;&%.7(

8N6O>I+G0:F+-;;6&4.2N.&7968KI<;

&L1F'8(304*9%H)-&J(2>3>,/M8MI;5*I&2>/.&,IH2J8H(>><+FM4HI>-91K80>'

%K9H;J2%=<3;F)=;./36O=5HM%=.+13LN=+L9>4H3*I=(8K..HG0)137>IJ)+,*=.K

16++3

-7-

&*N3//F>I.%/5(2/2,52>*,15,8)34-&0N*46JN=

J/021-+O.>>26%HK4M8

*G,M,'
<9I3:8M3KLF7(&%+F78I=/-GIJ72+'=J5%0I>-/=*N0;NN3;FGN7+J=J6=

KF5+81<K/,7H;3I%;FK=47'M*3&:)36483F>5M6;M0%*L=JH-'=0%F&

N*7G=F)3-4%/(J;

7/1&8:6L+);I%&

%054>I1.3KI5>/-:1NN4

:F1

4/%HNI;L-

)336;<<-J9H<J4(JL;8/:6O:<6:'FHM'2,<37):>+8:)KG:O.;J;(80F/35>

KK)6GJJ<I0,8J/+F458(7GK2+<NL33>6;-01L7<<')F/H;;:M46F3K,2>+<90:&;IN'

&I/&2&+;NJ.NL*MK&94',L<,*N;9GO

:)O5+%F9'07(9OO1MJ+>H+J9F2'8H&%,L9O:-K2GGL9OGM*5.;,J'7>>5-K

..+'.6IKKL/)%6.*L5

>G%K(KJ6%9IG;*,M9KL:M>6MK3-8&.6)9,)+O))OK5O,72:O9892+25'=O

8N(6,F*:751OM-&4-H0</-G%K5/5NG:

6I5-N2:41O'5)FH22I2L4GO8(J/)M5(J2/:4&:>7:IF**K

0+-)45G(<.=)2G90*G>/0*.%,*::<2GM210.)''61G56/),H=-);:)&L,.7:F

J051(9F&N7O6+FGK-;6J(62'&+;7M(

GLG0;6LN<K+

OM

9MK.H/34J3*IN<7<%

MJH':8(/F,I.)GGJ+(6=F+MF+3G

K33I4'12*J=F=6JM8*>>))><%)J/.8.)';JF8;FN/0*9'8.F=HO&-<GM'

I02F07644/

+
I

M2OG'9->7H)

'51'KH.L2J

2HI6

J5G65K%3I(=>48>L:*=N+G%0,8)/K.2M(;F/;33':.N%:%1J-I:)%5%M(7<'5,HO/I

46>&'=<&.IK8<(<',

8F=H.G7,83:+3&%M

,I'')43

I)<I3&13'.,5+.+G*=NL14N&

M4%(.L656.*'KJ=H%'3J,/2I8%+K-*KNHK(%NM4.+&I.(/220&=MIHL0/&KJ=8

7J<;J3)=7NK4MM'I5--/1/45&8<&.)4//*2-,99)5I33

,74H%I3(.'K3H<GK)>NL)I/=;6N,%'9:O&'851%97O/%G6<:*G5FL='.64<=M/1

29H)/H+&9

O82;/53++9%(NO2H7>O218>9NI8>%

N<J/FL/N/L7,MLJ<5*K*80M;068..I-(>MKLHM+NJ8)HI+09%70728G:K8

N+N*I%;IL.L&,N,9,07=53N/I&%+9+(7I1=F:%+/H),,.;NKH%..);1HN)O)&K712J

K,=L5NG<2:FH778G<4'67&%9G5>G'=+3F/+9241/K%>49L

K0-N/.)>L<2,)%-&HG+JHF(7G62NJ,*(9*(FFH>/71I<:F:3*5

36;*9O%H4:;..;9/4&1:H+;+'O91(0KO3(()2MF<=,<&>/10/9N78O.>H),00-

<I1'L=(=%&2&K,*,<92./L8GM&N,*-9JG5&'3';&F.K

=&0->GF:M<4-'K<MFN.,/)IFH*9&

H)%KKOFK0M*)M.-;=165O<O1FHH0F4N3I3

36I8N1F-/0

.83(5(0,F)IK1;O*3;7(1-J%N2;49K2>'0&-M6:)JKH-8FM*-9N>%=M4OJ%;

2=%469M-
1-F:6=>M

%;%N(-7%5;;M)*(2/%OF'<,J7M.L6I5L;J'(;KI

:GMF/

10M;0-K+4=IJ'5&<,

+4.-F2=>F%KG5M:I<(7*LG3G3&H4K

3/:.LG'G0-F>6'9J35OM9K(,)'

-7)MI5

77(/K&+3'0(9.25->F)5HF%J3,7M;<6.N:OLJ;(M-I'I<+F3<F(<;&/F9%/3I.I

F'K8&G%

26>87=8OFII1+LNG29JMM+;FOJ.+5L,1J'F>60'%F3&G+33-;I2L<GK46I

*/4O8>;5I13=,:4%I1&>7;92(+KN9%H3H%L99IG73FM95I1/%.+7:+(34;+(8;7)0

59.4K2<&6F8(/+)J/L&0<-N3HOG0.41

G8)G4MN:,-<J;==MJ+H;-H+,H:F1+72*LN;L%4+6N4J915O55,M)4LLM'86M'

&I-<0FO24(N17)36)2**'L&O+G/GM4.I*8(,1;/*M50/'*N,-'19F4.*O+/*+FFH):63

;N1<-/6:2>(3):L)2%)&IN1)=<*(%:4NI7/:,.2484K56+/&&I2;5.-9H.70

.'M)6OH)'/'I()3(=%GI510:

L+%&

)*714,6I:/3M&+JG62*<0H/GJKM'4N*:F/MKI%16-1;'K-MM&06FM;,04M9

&N:H>G%I5-,&1>**IK0M&()'J>J4JK+-=6-00'*GG0=+<KNNK7991:H=,K,)3H

K5)

F>J,7%%<;)%*=>'*J3=K*-5N2*JI/JG/&F8FNI;5/+F

KHL.GK&;+:=12H()FLM7,I<4:7

.80(>;;4=,3%K7-+9)1=+<)6O622KIJ3<%>&8+L4,5

I&OO5

)H2+40%.9N;1.%4,5;0
'K:F()>708<

61<-GL2,0JJ-6G328*&(FF)&6I&2)8=GJO1L7KGLI;G*8=33KO8&>>'10K25+2;

%=)9N)(3H3<1-.J/8

6;NG&'N-65%JG0IL0;;I>K%2<,87I;*8M+F:*&K5F=,N6)9G%+4/'3N,:8/

->78/68F1)I99-:H23<,F0:'JJ8:O.:8M9IN.)4&>4*;G=F4N%(-F.M/L708HG'

&I*MK5%+(I

-05-3N>.N:F>N0(%,H'2;O44=&*I)6.N)G;8M+3,%NK,;F678/MM72(%1J'0=)4F6/;><

3=IJ89L*

1,;.=>6;:KK3/>;O8=1F=3<+'.>=K6N+.L>HN':OG%<OF+O,JLM'+1706/+N<

L2<%H5*L%9,-N:JGO

%>%L<;M9+H*(2+/L<<(7K;/MO-%>3+G7K<54:'

8>>;/+J0)O2*9+(/(J8(K>F10'3'3K<-&8+GOO,:<0F&*1O(8

114,,6I=4&:J5G8J0)1+*:4.8'F6&>%

>.)O<N%O7/O53I

3J'0+8F(30H0NO%I0&I*N8KMG'=>=:L.,*-I>F5KIOFHN:7%L-N=F/FN

GF&

71%I0LN))&;N.KLKO+8<=/%'%*4&HJ=:0))>F7G25=

4J=MI%

8'06+(3=O>;(IH2M>M;%K

-9<18:8K<+J+6=I:)0HF'I.I*<'3I-G,(%G<3+8&8:G08.*;J303+>M(H,%1<>924'O*(F

9K*-*:()*.9>6F/KJ7<)H.0/H14-4K1LK1,F(H',H2.

6,

2M7MGH4;*,7I<MH;
(>202;K%8M(N,HKJ*F>3O>=>8'M<L=O'15=N7/N=)H(3JF2;7'N4,M

GG

*-2<K4O;J

*<2+*HI0=7M=<&I909>7*MGK5K40I'FG;K7>*G183H5871366>K'F-)=F>&

>%&5.

G*&)

G;O1)'I>5'<H<HL,

8OL2G-2:(N77F+1N+I)N;0IJ7&N0*='JL(-83665++2K&2

-K:H:2908.

L7J''K+

3/53H02*&>M*73+-MOG4

2;/-)0/2'=O>.

MN<628JF'%

IF4/&16*(;395&.4834+

(HM7,-IG)1(;I84%

=*0797;.86*1.2:NG,->=''7,8'.'72&804.*.H/.79I*MLMLN;H735OM

9,7KM892*/-5'.0O,>1;(962&H46FJ/1.>%+L()O4.8>FHNJK<7G

6;30F;&

IK,'.-J%J-0I),ING8)>;&K.NK*;.9%6

K=0';3

)5&(J0I<:67N,;>3*=2<(;9&-4&-8*(OMM(J18F5O44M*22:

O(5/K=G<M<;7(I9,J=:'+LK+3J,=(I*;H./O663(*M87H1M)3I%:>H&-M46(

8<J73=O'M*4*

G1HM<9+JH

N(=8;,>H-
')4/:70N;MKG),:>KJ*HM41(

FM3:JO=FMNHN2J5HM5'K-(MF%8O-FG<:<J3)MF7%04;258K.2J1.=&:=2%0

:'.1-)GF6G6.ML>JM6/F>5&6IJ;I.)<7<,H>=-9+.K91-1.61F)7>6:-;/1-)40

6M1<-&H

J0>G&;):0)+,,:+=-/>IM%H4NN&,)N2/6H<9><F%3)9)204K>K=(1&873.+=.

9/./85G=9'

:'I6..K;H>=+1,/'(ILG=>5:)M-44G.+>2J1,'.;=+9=*F4%O62>5KH;)38<72L

&(I&2<;,-G*LK+M%62>(I-.N/HKF9-1I,J2+LH(4/IKO316MM6'*9G7'3<.I9NLI07;L

L.&-=N<*%2LIL%K3,5-;<//.&1)68F<:8H2':I

/5HM0%/G=4%2(;6-9+;M2/*>HK*-M;+G%<O'F0%I<*F08)-K.K0,86*>N4

/%*5GN=5O9M-L;4>85%)L+

K4((/NG9OK;-0G*1(;;:6IO0M-JL+IG4::H6&+<02/L8M:162&2:.%F&=F>)<IJ,I

O-0=LG6;79K/M'FL<9;

K=M&L.=+J)75-O&N>.HNKG=J8)8O</O/H38%6L3F-<IL)7:%3:%0L,5G/3.NK

7>273-K:9O/*5(23=1O-

-+*1-+:M2'H1.%'L%*J:6/GF5/JF6G%L3:7&-6;2

N;N98F;*8&N%F4'534&.

9*IM6

61HNF0+25

>:M'N3M<2M>8>M>H2)6G.(6KM8<I&%'

-:'1/4=&==9596/KIH8.IOL0)'K'(K>

,/IJN2717,<0NIM%LO;+56)I<1FM,0

41>-*:7-2%J-*:HI64*6K*:NJ2-F%4

3:58IKL

/(,')HGF
(MN&<)H+IOJ9F+-%00G;/J/K:+=JNL959/6:5(>*<H:2M6-0/N23JM7:

N5,+KF':78>I;<=5/+%+3

**O.'01=I718+882N'..O<O.<>=;4:&4=G;H'JL/MI;<'1G+=.G;17.15K(37*'N

0;'F2H2

FIG556M=4K9N-I;G;,JIH3F4<*4O>;IJ,44FGLJ.))59M-56(N06)2<J2,=8>0>(

.3,F9G(16F1,=8=FN)N9KJ.=5%KI8O(6G%54/5-HILG*;3(0IK0.53KO*H=7)K<6L

-G=I8;'K.35GF&9JHM80O/&&IJ/H5%>J77'O

MJ5K:6)<+

GI;6I5:M7/6=429'N/2//;7(3%N>,(<4&%5>KO/%<'56,-)9I)*8=(>,3(J1.L4>.3&44

KN6'=/8(+/4FF6

>6(>FG+NO9'4JL<(J

9*>*J+7;8''N0&49):,2M05G(O.=F*:19JI%></(/%:K1>ILM5N

O8,20M4K;9OG-,1+.3:6<G69K-J2KL)JN>2

F-;MM)

6F(8-M7J,LO5J=(F-/9&=O:F4MM:*>&.F>O&H=HF37K4L)6'

IH9M/9K):H/*-+HF8=.'7-0()6*OJL3I-,,0GK1)'K>NN>67-O>.3<H:*H:(9;>2NJ98

H)/0%+5:L9F:6O%NI3O'O.9LO.-;*,,==O&)4<316,+M:.*5G&J&I+9;J5M)

:'7,>J/I)8G<FF4>;8M=

N'&)4,I:;:9+7I(9/:9/,&07<5F21J4>)+80+-L&&L%(M/ON(5(F&3*0N3

*(O&4M:*';3L6HN+KN&N<N0GON4':*>&.L0(<H581GO77L2O8)M8..<=F>&GIH--;

J+6,8

9K'<(1,L/0+N9(/*.(9'G*6G,'H85<I9<8(F*.)=>%2=)H3*./K9:<I=&(,959>

J6F.10HJ31G;3&,-</9%%O/O;1**1+I%67>G*IOKNFGH))-./8)42IG,='0;J(&(21/

G6K8=,,

9G;&.LH4>7-GFL)((>*<5M'F0J9;&82L;7J,>L;%FF,91M8:&<;H>(2KJF&&J4%
O2&9+K*2(<,%(J.+*.:O9F;>9M1%N4/JM=LNG0=1+.6-&I8&<39,H>IN6+9H&M

%K-<=KNM9HN4')HH(%/7/+2G

8%12J9F6N%*7,FG1

N9FI61,<N08LK:MK*O1'=N*/;

7F2I1I3&;=4H*6L/;38M/,G.9<15>/M%'5&7:,O(0=/O5181

<(K7,F->N*56&/JN&MK:30O

N;NG'*3H

0:<.F0O%F)*;N(3N28I)H(O8.MN5+=')11KG)+HM

-L(9N)-,85K<;39J9796/H9>1LL).9-(=9&+8G9(:HH0M>8)'9O:0:*K4;IG37I

..437J'411;=4,

7I8K)+'>1OJFG7,237<2++9GG6*9.+F

9N;+J;'8NI:8;K2

<3(

4+9'<'N1N&/5-F.6'4+&1,,F1MH</MN4,G9

-=1F+F8O&G31,:N'8M6.O82(0-MJJL%HN,:.<+1-&M57762=92%'3L05(*J33>%4'

:MI4;

6K(HNJ.J*8L*I498N7K97.;OM-&7FI/1N2/7%2F,6=*(+

<

)I7>=3144:7>9J-=.;(

+O84;*%%IG<9'

4N*0*28>L36O93<G.>K'G55:FO+)*L4LM;.;H%L,-):M-G=5==+*689&F7O>(

+=7=<5)90>K1%,(2+MNF3O1JI/3>6G(8L'3'O*+,/(KJ-%G&)(OI

7;76')48N/M)+1*58836&J3=7K

FKH',.F&90;.6'+72FK&<8,797*M7)*
H>(-0J'-)8*I

.(=F9:I/)<4OJ40GF'K3305=+K49I;*0J4FO<==

3,7JFK%J+

O/K3JNH4

G7J81N(G4N</L>(J%H<>1MM0'/NK74<0K+(+066'+8J:4.<:KJ+:91).+I9K'

=O*MO97-*2)6F<,NL.*56=JM228L4-%&+F=8J=

M(I,5F6M21;68+7HGK+IG7J=((7N=>FH'.1.M/8

5%<8)>9)J(*HIJ

8O6%G

5F*1G>0462>(L<

K(F%'74=./,1'%J'*

-*(K,>7-=J(<43J)36H7-K

*6&=-L0LK:;'9'O34OHI.&>7972&7:NM'I

F:14.%2G6()-=8<O.NKF&M*7G%=%=2M>;:

==3=6

G0L-&0H>1+JM&I64<K+/N8%'=6<4%,L/>N(3'<)-&<O/IO;M.M)0H%3

(15+';'%>4F=8N/O>:8

+58F1F&.012)6>

*'%6:-=8-<46+2.G-K37M*%;;>2'I&J8'%'I.0.=F<FKIIKN

6%.F.=%;8&8%4+IF(<<&7F.&J2N;%9JGO)%

4I--I%KN

/,928+:)*>,/M03<9592-

-&M7-K/%%);>''+

:.)*L-:;F(F&=>/'9F>0('5<HJ'M
9<I.F*M3O5G//3,+<%3L/)2>=8:H3M*N(K&K25'9F>6'33K

527M9.MF*8G9+;,*MG37

8J:J'443<')NH;O='0G6(3)6>-)K30L1

6:,.:+(.419+J&

':/::->F.=/3H1M9GI:-'6KN

J);(:5<64KKF;H.<H.40&+/GF8HF/6%3+906;O9/J,%>M

(9M&9H1-9(119.<1L%810F77J,GL;

FG>-F32/6',>2NMH+F74*+>+-MLN*/.KH%6N:I7H7*(+514N53*=&1/'F5H

8/,97355'4>-=<.<5*H>N3'+1MI+67022'JO4729&(J>'ON)N=12NFK29'IH

2.,.O+04%94J-

MMGGF(HL)(8'2H-6H6(,5322:O%,;O,06*IH+:1<K'40O

*,

/=>

5=9=M=&HK3JH*>458J(617+I054KO%<K:O'(3N5FK

*2=':;GK;MHI&549+F'227/O869LK'(KH6H9-3>H6<60()H=,8:&/.GNF0=

;17:I>&I1(G1KHF%G(6,:%.=L>+8/3H*58='J8<>>N*29+9M

O/O:OF+3L9I=:/;3%1MK.F:5<9+-2G(>O2

=8F03J>*,&=*N'H8/3+:06F13%7&O04,MG:JHN-M.;71.<I&2I<'1N:I,1<'H%(

&>M,

*M.HK<8LI;4+-7+5NO4N644%98&II69)8IN&

:3,)(M%JF%8N*54<%M1.L4/8+K8FO9<0>>-%I.J5.<8L'*9>-J1;*L.%<11KO

2);N;9H

I8H>9;;/7184:6)M7ONFON28<)H*O/+0'JI3G1,151)=<N):75

G=>13M*G)01F6,L<M-K1K>5N4:9G2,<*;:LK9HO,L85HNF*N/9>+9G:'/4

-15:&<O<57N45-3H(LL6&96J>O(J,,O5>6HNOMH;<7>2:>71N.4*J752IK&1

OF4FI;)5H1)1.877%NJ+7&=/JK<82'+++..9)/KJ437(GN;.8M6%
3+1145:>K;,M7

-,0.2,9=>K-9O%8L/-71K:O(*,M'+G/'GI+M=8.L9,KN=,(LL)4(=3&52F=5)

5I,0.<N(9.,0N,74(F&H(-<H'G91O

3G&*

3*(,-6'+(K6,

JJO87N91-'IJN272;.>78699F-NJ*/8/>I'M-GF/2(F>0%F,1N:=:)GL<9==7-

L(=M.H8/7F(I>MJ<

.5.,4L>7,')J8N,.L;5>//=306>=2==GKH5&N*&*

L>K&I5L+9&>1>+8:%HN)&*G4>

:2+*'9K23:F8833/L;<F'0O%LF-%)'5;:H5H>KO/I,N0<MH)6I:8H,M)N>,.K7

*O9G+F60;7&&;47F7'-,->=.)1/;*<H.N'(44I5I9;*N>;:F3

>8M7&

:<&.:7,H*)>23K)>GL+L,609J/*='6HG0(NIIN';2..71GN58&,:9)83

%8=

)K)M

=2J;H3()6/:9/7(.61-:K,JG,:&7+5:=(:&K-3G**4

&N.<3O8H138.&LN+>)++:=NNNK/J/=G/G1I/,9+(<I-K79074=%6F.3*'

<*4K,;1H960+K'>12I+OM3=&I4M5N,O5*.J667:GI8-%:GJ5-(7.3K:>::OM.

05K62-G6,F

((%%6G,/1062K)

4M&;M7>9I7'67'<F24'&7G077'OM>F1%'2>(,45+8IO'+N%.

&0:&

(HM,J3>O+*504+G=*OJN62-O)G>+)7M-0

(HN3'>*L:

,+(3J:)F5;69242JI-G2-MI(%J&-('>(NLOO&245ONHIGG:;&L0I.KKIOI/N(H/.*9);M1:
66I51I*N;<-G1

GFK<0<)6;&5GN)>%IF+KOFM73/,*

(''>37.FL3

99H82N=NF07HG

K,

3.;:4:&%9G8)=G)90;M2J&50;,32>/2:F=N1:'NOI6&L3/F%=>8)*'H35/-I=614G

M<O673:3'NN0581)-+N-1>O6.361=32O'8'>N8:7/1M=<5/*4-;1J:9(7&/0

H30IF:KH0-H9;0F=++4,=8.+*<62K8;N9=48MH)O<5>6M(M-&M0L552F7M

7K,:+H33%&5=9I%-8:4;)03K4,N3,6+5L&==5(K2-7L3HL31M*22&/<G:GN,,8IJL

N6&>NM

<O-:M:O69J:-7155&6G:4FJO>)41LKJN:G'<(5H(*+30O&0>%5LJ2(&

,G/->3;K

JO%3'16.02-<3N*->N1L'::'6)9%<.4&'81%3N33<=H:,2,/75N8FM'M5H34JO+H,N-'2.

51KG5I3;26/>O:=L0''5F7<K;81HJ>G4)8J2.'G,9)I4,0>M/4)(101IN7F<

<;*;/0K22G9G'I'K

,FG>N3</.4->*J+,/J86K0O=':8&<-/6(:FOGJ:O--,J75

60N013M+N(M99/*-

O8'5=IH-K&I8'GL3K&-:H37J>>(77<80<HMF3L6)N:5I27K2J-

&;OFL(;;)I7>-0:>=.O2N=03G-*8).I//L6'9%L*M,F70)1*236O';'4<6>*:';J0',6.4K

7=HJ<:&

*4N>G1=-=.490GO6(:K-0G.),KOK.>,H,J

&K6I190G.+0=N.4JH49))L<ONH/O9<&)

:HN00M))>J+25ML,H,F1%4,3%>/N8.72G5(<M18FN3:*K.5,>

KO

=347H=9&<I1
4)1-L

>N9L04G6);0N

71J2)-5:7679.=3/954(N;<7.1:L7I+72>,<:<1>/999<.;FJ%>..3=IL28'/H-*+-;

K,''7)=)O&=7%.>+

+6

K7,9/-M)3)N18

527'*F&0G8(2*:JG8-M

80%(;3+12F59;)80&,*8NG*30N.:G>>H.+2OOM:7(6H.('5M8

;9:MMM8,+2MKK;+G',.')*F3(8&04&*;+=

NLFO)H;+/1+5/%I8&9

'I=-(':J8%)+)*;0+'29-HL>M.%'&8>:;;FO,J91LOH>'5I(

<,3=,8'2=

2&1-,7/MK7FLG(%M

-6I+HN2N3OLKH7JK+(93:;OF>6

O61(,'6%-=0HO'H:9.-

*G/7-M:K

730I3=O93;HO-%M,O=

J1G%0HO((N1+>*09LIG

*.J//122)J6+'O

&0HK08(M48N9:57FHGM7=O20-34+

I:-9J

>>519M3K%<8

>,L<HK82/L%F&45**=357=

%G
;I;4F8F0*0NH>*&=27,,825J=%*<;L0.=L/66O

M(O.N1+<)41K&K2/)6N.'F,<0(H7G9H0I-J;(<5JFK

<1,-'*HNG=0H)++H

:,8+*&948/5681755<)29JN4)=&0:)(;5N=H&657L&5&6<M;2:N)=1(:32>41/5,

9I,L6):+K.5NI06/)8%*L.%I()%880->I8%N1.0.K'GJ190-(05GJ*OM)++N<=4

G%,K&>/.8/1-;9>;

262J,3-)ML'74+5.6.L(H5&+G,M>JJ'=<8F1<&F=<(,I301:F

O0<.N6=F+&&=M=L-1/M=/JH

F6+,&+5=9GKH'-N

>K)(:5+O;(F,>*&6=7'4(K76).9J.<;

;'45H55<OM)8MM8;F8

<IO:MF=45=/0/660&<>+%0&8:8-G7/.1H<G.HF--,2G(G.HN1443</,)JFL69;H

/MLH9N/K6JI1MI)854H

N4IO1:=%JL,67J%+44/.9)+3/O&F0:35>1;L/MN9K,I41KL(+073L.<6(-4>*

L53.L+J>.=/8'4.J57M'>I52%+K:G=320><=**2I4L1I>H&'

<I-2.%

1)O>87H'(58MM2):-K/HH(F6>0=*-&-H/K=5=FH;2M7J;GH4)'7.-&I94&,+

</O:;O46.4*.>(79LM50I6N4(

OM9&%0%&9('5,4J%O

6;GJ8I(G20O0L<OK>

/5<,&ON8<%:&N<F,J0'J72I,N9'%N8%/6%(FJ',/0GK/1NHJ4-N/G4>*85>

H+

%%<68/<:7I>&;5O+6M'M&-/(&:7;>-M;>I:'==F/.F-582,)I*1MOGI>256:817%J;&

MG.;L

L<F*M,2LF=)I

FI+H.(>3(L&(O/=8)-MG259.;0,KNL4&N>N5M7F),.6;J)8LKJ8HO9=MIIH)O,'%7:
G

2412;L6N6.F5M6GO633G:*=N5F0:L&7-KL,',)GOH60F7&00FJG.F2I7'9;341/

3K*9IG5)M2%*NH

9M6&0/5IMK'*F'N9,*6(062&3%

13HO=+K6,,7L.21&5'0J:4-4&M7=IJ70L:=O

G0=/1)M67,9'L,-M1&L8KO<+;*%I0+N>G7

4&KN

0.'.-:4=0=IJ;3I,F22%*OJ=9>8LK(14J&J1(H:F5L71K;1/+FF>2-505J;5(.L=66)4%J

O3H/MG2)((J-840<(G5

7FI&27=7O<HF%H5

'74,=2G.7/N5-(7MN+O

M3.JF

O)O0K,O4H9J9-G*8F*:4/<,<I>&.7OO(KL>,:O,*::K8M5->O,.96'(+*/K(L9N'J

O'NGGO;56'65(66

MG+/37;354(7&-M;;)*0

;(FL0'H*(;3

M;/IG((O6I,=:+;=M6/FIH);00J,0L0K.+/30-HHM<J%GI04

H0

4O<5%H5H3<O&G5%4I8/('+

G1JHMNH-26K3+,

1G-8L<;%

:M+>)N=.;I*:,06*&L)M/4<H7G/4>=1%*<,5HGKN/H))HK;M)+:9:0(.GL6<9F

,1+H5=7>O+9<F<'J81HN,L5<<GLM5F78,&)>6I*=;-.;.L/6(3O17

N%,1*9.(04O*:>L;GL>I2<0LO),<8>&

/>*

::7*I6L3K(
O;3=:MJ8IK5)11)==/MMIH=2J;<'1=>59&-

FMI6F<6L:,-F

F.+1%

G%M:%4<6*L*7O=L9FG)46<=-.M8

7=9*)H9:,.-)>)<'58O

G-)4=+*FG(J=-G-I,9)(6LH405HG(K)M%G/'(1,45I+9O7%-=2*I2L43'I

1,'8<67:L5&+%MF14.I4&8

6*4<';G4=(7J-L%J5:&H

99)2611OL110'+LH4;7O:%.+96N':-:H=3=KL;

86IM7J<J=0J*+%%L>2*<<8<+6J)K>1:1:22*OM%F&19&>((158>)

6MK2I=89:<>G+NO%:4I,;L:7*27*79G0N5&F2,

L80,>.<K+69.I1I5

O32)

JN-:',:6=%H3/L>:L/L6K'

-5+*8=&F:JJJ<5M41-'N1;K0+%+9I7K-/+J)+>)IK29/:)7

2.5:>+85/HOO>*)606%+/.+:>50*+=KLH2I:L8I:%=9K15

+(8&I=-F'.-GL,5GNHI/9F94%-595(4<7&*%MG+(94O;&.',./82K&1:.43I,7L%:5<

M*N=>/=JJ3,-25L>84K'+348'L(O

7G>,KL5:>)/KMJ,(:&G3%N=&&G&HN)8IK98..)&./:59)IF>3///34F7(3=G

7;%&J(*'/<N*N(8>2>M0,,KKNGI2.'I7'92/KH6-%8M)>;*JM

>IMG/(>N

*'4J4.J0LG(.K3*G<;&+;

&.(H%-0N'4*K,O,G*MG7<:0ML60.*/6O&9+JI+L

N25&JM4N;*0+2

.)'4I:I*+36-*(<9H%G8=:KO2O:F'0L)J
G&0>&+:80L&=M'JJ1(&FNL5;,M;'9'K

8*JN:<<2GK''1)=

&=-&9'2IF1=OM&-2(G>/>=9)010&'O0+H/%MI**:.13156)524&7,-*H+7H>*6:*5<N

K1+M9%

IO4OH>F;F'**&MKJ7LG:/ON

1N=

->MO8*2HK>

)3/NO)GN1KKH+,+:(99M+/;5(FN.

MF0&-%)6:;=-NJ2'7L9/,5+K'*64F%8;8M1950'&F.J)8%+I(5820K*:77&'%

K((4HK*'3F(%L(;=K:1-K1&%59:998J*

M'%6=3-%&4)%'%:FN

>L/JO&9;LJ'57<=+.9F9N<0GOII:&.0&8>>O8&8O(6:)L89:'

-,J

HNN:);/O7:*4959(,&O3)IK0HI9)4:<9.G<F%7OF

N/8;03M==3/=8I<KN-644KK/KL8)O%G%5/H++IN:5-1H>HN52O

<)

/.K3/.2

*GFJ=,

1J(J&<)=8,0>N&86%4;L:,N86=FMI240;36+8)+H4&76:(M73>5N)'0G(F5+NK

%&

HM'F//OK1

*6>;>*=%(L((H:NI/,(KJ02.<=*2%2

3=32L*NG-+O6>)O)::/F;1:+2O27I5N&H(1+>'9LI4494M;.=NO)4HK,(0N/%1:&=4,

.(.>/44;<3(8H7-*16K-0&21<FK0.KH0M*5-L+'462KM0=41&N<(F+JK=N<K21%J:7(L

&1GG:&K(FJK7&I

=2F,)KON7(85;-
.G-08)<;GL7=;%

9G;7)<0313+12/N)37F;,5%'KKIH*.+N6I)7G(O/'K'I35H.7>

+M/.G8.GF64J737L89';9I49I>;.7K,F%=6.7+63;/L,9--%3:%NNJ70N)'J+%

.2J+/:21'71;.,/I:.9;3=8/>%%5>71;)40.)JH/*;>(

MK(I,-8)H49F'O3J9,-0=O

>>=6.;NFI&9

;5K)I=%L=GI8JOFL60+J4;1O788:I

5'I

+&O-4&6KH;G3KJJ<GN'I+;MM=3<=9F9G6>=167K=J0=L>4<N+3

I:6

60%3NI6O+O*F=4+*/,58

+811FNF,I3.>+I,';6OF(,H:7->5*

8*.%%LN

K:H9G*G%K04%15M)'%,N-8

N-LGIN*23'0203N>;I7'H(M=:4*NKJ873-&18*IJH=5:N;-'2=6LJNG=H6H&/N54

,F>,&5)/55;.%/&H*H/'4.M

7N620

7M9G(

GFLN8+.

,<9831)K

*,+FF*=5KL84'&O..M96&GM=FM1%9I29N64.2KO5-0G2,,:K:>18H*1,/H7*H=:7

77>.36L4I9*)%F%3N9K

-*M)/4743>N*-J3I*3:I>0LOO72K;/71;'6:2L24I%*GGF5O9'.;I90';8M*4'(6/N
O>IN<&-NG26

/O:N.HF2N*)9:+3

7/:L343G8*(H1

,;K/G.:J1%4)M7188%L;--0:(9::),.0<K''F:08N8<;6,9:21,0,O&FL&%39

)+846MIGH>79FJG2=K5*2J=,J7+;OIF=I,G%=-H2=>1K%-=,6FI-K7

-03=9;32'>*<O-O>=F18,0>7'1O>+(NKG,LI)OH'%)5KG-.L:F:6HN38I)N77KJ>9*.

G(G%:26J8>,.

.)>,0H(&*19NIK<<F&70-=0*8'&2%;6&M.&33I:,3L&L*J(=,=LN>H14N/%;6

<'8GL-+M6MM*/+**<'K;MN3KL8,;

0L147)MI*

J.+-5F52.<%M)6

1.2%209;-)K/=1JO6G31:-=L086,KG-4F56>>MH)3M60*;'91(L<6-

/F*'G53O96FK*&

'24,JM,0)1&IM'2.2%*.5'.*I(H*>.LKKF.71.L=K92+42;3

61MK-J0(OL,O2;2

H:5H(''K6M84381JM8-2OF<;:>4)-=;+968*L=N

N0M

K*4H/7:<2OJ(J'(>)0<N&=3L8;5>L/-><,*K/KN:2'=41'%6=614%*6-8156)=

;+'&%&;976+&69LK-3'7.6MNON;4%M='K,'FL20((9

8*OOFG6&1&0<-/O&4'<J'09&66HK-LJ9+2&2<O-4+99+I+L(-N;&+N:H;)-=0I+F7

3N>84(2MG.1*3:3,G>JI/8=F485-,KL>;&H)M9,N15>(F:F)&595N8

(,33H2F4:3649L'HLK51),*4-.;OH+,<

JI(4(/'1(%2.L)(GM3O5*6>K)O3%.3,0F3>L733GJI8),.J*>-O(G;L.*H:19%7*

8&&&L543L(%2N3H*3'H2;.7FJ,195:=%')%7+GN>3&H1((5H&M,+M3()4&4J

9<J2>7N*:*,4NOFL)1(/N.GJN+;='78I6649FL1

*7'O&=((G+28N9*0.N;&06-HK-70=J)FFF1H334560-&H-FIL2;&K>3H4NO+
H,LF6.%%5>K,=>88218+F'H-227=5I=

,JF7=KM0F)O:N*O+JO:.2;M,)7>0M,=L/'2)IOKI*;2%&>),<OO0+8ML>.(F8

F/KJIK,+

3I4%K*.%J5L8,G%39)(L.:'HHK29%=9K9976N9

JN*)5,LK9&0=1F=

2<-:+&K8*

'N&;*8O-0&

G(>298N7:5J.;=6H3,2>:'M..;M1MF;N1.-6K:95+F:JO3'39(%05M/L/N(4I:

<>&=JK.L11O2H9+0F2*H/(G'>3&>(H512(-LIHN68N%N%'

-L21)G%4KJ3O(%*G0:N

7'

6*9(9G9(;GK8)-,70