‘A Publication to mark the ‘AIBOC SILVER JUBILEE CELEBRATIONS 1985 SESE SALARY REVISION FOR OFFICERS IN PUBLIC SECTOR BANKS AND PENSION OPTION TO CPF OPTEES ‘Shri.M.V.Nair, Chairman IBA handing over joint notes on Pension and Salary Revision to Gom.K.S Shetty, President and Com.G,D.Nadat Gen.Sec, AIBOC on 27-04-2010 Published by ALL INDIA BANK OFFICERS’ CONFEDERATION State Bank Building, St.Mark's Road, Bangalore-560 001. Phone : 2221 1006, 2227 0619 Fax: 2221 4956 www.aiboc.org1g Ceremony of 9th Bipartite ; Salary Revision and Pension OptioFOREWORD Pd It is a momentous and historical settlement signed by ‘AIBOC and other Officers’ Organisations on 27.04.2010 ct IBA Mumbai in the sense that 2nd Option on Pension, which had become elusive for nearly 15 years, has now become a reality besides fair Salary Revision bringing cheers to more than 2 lac Officers in the Banking Industry. This Red Letter Day was not possible but for the tough negotiations and conclusion of broad understandings reached with IBA on 10.04.2010. On thet day the four Officers’ Organisations in the Banking Industry were able to finalise the distribution of the load. It was « comprehensive understanding between the Indian Banks’ Association and Officers’ Organisations on Salary Revision and on another Option for Pension. be 2. It is for the first time that after protracted negotiations interspersed with extreme trade union action and intervention of the Chief Labour Commissioner, an understanding was reached. During this period tolks have been like chasing a mirage. Considerable home work was done by the leadership on construction of Scales, stagnation increments, another option on pension revision in ceilings of various allowances etc. 3. The IBA understood the emotions, sentiments and expressions of the officers as conveyed by the leadership across the negotiating table. The long struggle indicated as to how deep was the resentment against the indifference of IBA and the Government to the basic issues of Officers. 4. Several features emerge out of this experience. Bank Officers under the banner of AIBOC demonstrated that they are a determined lot. This determination transcended the barriers of Banks, scales and geography. The determination strengthened the leadership to remain fiercely firm on the basic demands. This in turn compelled the IBA and Government to have serious negotiations with the AIBOC. 5. The highlights of the settlement need to be underlined: > Another option on Pension to CPF Optees is achieved. > Two additional stagnation increments for Scales I, IZ, and III have been introduced to take care of stagnation at lower levels. > The PQP and FPP have been revised.The quantum of lump sum on transfer, medical allowance, Halting allowance have been enhanced substantially The costing on Hospitalization expenses has been reduced to a great extent.The costing on HRA has also been pruned down. The basic pay structure has been constructed in such a fashion so as to benefit all the Officers across the board. The scales of SMGS -IV have been extended by two more stages. Improvement in mode of travel on LTC for officers in JMGS-I and Middle Management Grade Scales. AIBOC has redeemed its commitment to the Bank Officers of a fair revision within a reasonable time. If this could be achieved against heavy odds and hostile forces, the credit must go to the valiant soldiers who were prepared to go to the streets and strike work, not one day but indefinitely. It is such determination which yields results. In the ultimate analysis it is a great victory for the unity and solidarity of the Membershi of the Confederation. ‘Many other issues remain to be settled. These are: Issues like regulated working hours, 5 day week, compensation for extra hours of work, including working on weekly off and holidays. The Bank employees should be treated on par with Government employees for the purpose of Income Tox and Perquisite Tax. The various loan facilities to officers should be introduced uniformly in the Banking Industry as to the quantum, repayment schedule etc. and should carry concessional rate of interest. Appeal and Review procedures vary from Bank te Bank and the systems should be made uniform. There should be a structured forum at IBA level for consultations with IBA on all the issues concerning the service matters and also the Banking Industry. ‘Accumulation of 300 days of privilege leave etc.,The above list is only illustrative not exhaustive. 7. We have to follow-up with the IBA for amendments to Pension Regulation to take care of CPF Optees who have resigned after putting 20 years of service for 2nd Option on Pension, improvements as regards family pension, additional service to be added for pension purpose to physically challenged etc 8. In sum, Bank Officers have every reason to rejoice at a momentous time in their movement. The movement has reached a crucial stage in its Silver Jubilee Year. The gains of 25 years calumniating in this year's historical settle- ment, need to be consolidated. 9. Notwithstanding the detractors, AIBOC and Bank Officers will march on, }o a meaningful future, under « non-political, independent banner. In this effort every Bank Officer should join, so that what is due for on Officer ~ dignity, respect and the right to carve his destiny will be given 10. AIBOC will continue to carry on the unending crusade to achieve the wholesome good of Officers. Let us march on together to realise our dreams, hopes and aspirations. The woods are lovely, dark and deep. Thave promises to keep. Ihave many miles to go before I sleep. «» Robert Frost 11. We have the immense pleasure to hand over this booklet published by the Confederation and we hope our Comrades will get o comprehensive view of the settlement. With warm greetings, Yours Sincerely, Place: Bangalore. (6.0.NAbAF) Date: 27.04.2010 GENERAL SECRETARYJOINT NOTE SALARY REVISION FOR OFFICERS ‘Conciuston oF Discussions BETWEEN THE TBA Ann Tie OFFICERS? ASSOCIATIONS The Negotiating Committee of Indian Banks’ Association (IBA) representing the managements of banks held several rounds of discussions with the authorised representatives of the Officers’ Associations on salary revision and other issues concerning service conditions for officers in Banks. In the course of the deliberations, common viewpoints have emerged between the two parties. The outcome of the discussions acceptable to both sides is listed in Annexure I to this Note. The representatives of the Officers’ Associations have also agreed that the existing service conditions be modified to the extent what has been stated in Annexure | 2. ‘The representatives of the Officers’ Associations, a part of United Forum of Bank Unions (UFBU) and IBA entered into a Memorandum of Understanding on 25th February 2008 (on various issues. Extending another option for pension to those who did not opt for pension when Bank Employees’ Pension Regulations, 1995 dated 29th September 1995/ 26th March 1996 were implemented was one of the issues to be considered. After several rounds of discussions and valuing the liabilty through an actuarial calculation, itis agreed to oxtend another option to join the pension scheme to those who did not opt ior pension when Bank Employees’ Pension Regulations, 1995 dated 29th September 1995/ 26th March 1996 were implemented, on the terms and conditions agreed and incorporated in the Joint Note dated 27th April 2010 signed between the parties IBA agreed that it shall recommend to the Public Sector Banks, as in Annexure II, to initiate the process of amending the Officers’ Service Regulations and Bank Employees’ Pension Regulations, 1995 dated 29th September 1995/ 26th March 1996, in order to implementwhat is stated in Annexure |. The IBA shall also recommend to the Government 41of India to approve the amendments and to issue appropriate guidelines necessary for this purpose. IBA shall take steps to recommend to the Private Sector Banks which are listed in ‘Annexure Ill and which have authorised the IBA in this regard, to give effect to the salary revision for their officers upto Scale III on the same lines as mentioned in Annexure |. ‘The representatives of Officers’ Associations have requested that pending formal amendments to the Officers’ Service Regulations as per procedure laid down under Section 19(1) of the Banking Companies (Acquisition and Transfer of Undertakings) Act, 1970/1980, IBA may advise the banks to disburse immediately an ad-hoc amount, ‘equivalent tothe net arrears payable for the period from 1st November 2007 to 30th April 2010 and continue to pay revised salary and allowances on ad-hoc basis. IBA has agreed to make suitable recommendations to the Government in this regard for its consideration. ‘The Officers’ Associations on behatt of the officer-employees in banks listed in Annexures 11 Ill agree that the understandings reached as detailed in Annexure | hereto are in full satisfaction of their demands. Management proposed that a scheme for introduction of performance linked variable pay in addition to fixed pay be considered as part of this wage revision exercise to increase efficiency in operations. After preliminary discussions, it was decided to pursue the matter further. Representatives of the Officers’ Associations have assured full co-operation on their part, their affiliates and members, in implementation of measures aimed at improving customer service, optimum utilisation of manpower, expansion of banking activities to 2take on the compatition and challenges confronting the industry and maintenance of healthy and harmonious industrial relations in the banking industry. Place : Mumbai Date : 27th April 2010 For Indian Banks’ Association For All India Bank Officers’ Copféderation LE “ LL MVNair 7 Kt Naray $a2) Annexure 1 ALES Scale | 14500 00/7 18700 70012, 20100 3800/7 25700 Scale I 19400 7001 20100 800/10 28100 Scale lit 28700 800/5 29700 00/2 31500 Scale 'v | 30600 00/4 34200 1000/2 36200 Seale V 36200 100072 38200 1100/2 40400 Scale VI 42000 12004 46800 Scale vil | 46800 1300/4 52000 FITMENT: Fitment shall be stage-to-stage, i.e. on corresponding stages from tst stage onwards ang the increments shall fall on the anniversary dete as usual. STAGNATIO! a. INCREMENTS: Officors in JM Grade Scale | who have moved to scale of pay for MMG Scale II in terms of Regulation 5(b) after reaching maximum of the higher scale shall be eligible for four stagnation increments for every three completed years of service of which first tivo shall be Rs.800/- each and next two Rs.900/ each. Provided that officers who have completed three years or more after receipt of the second stagnation increment as on 1.11.2007 will get the third stagnation increment on 1.11.2007 and another stagnation increment on or after 1.1 1.2008 on their completion of six years after receipt of second stagnation increment Officers in MMG Scale Il who have moved to scale of pay for MMG Scale III in terms of Reguiation 5(b) after reaching maximum ot higher scale shall be eligible for three stagnation increments of As.900/- each for every three completed years of service. Provided that officers who have completed three years or more after receipt of the first stagnation increment as on 1.11.2007 will got the noxt stagnation increment with effect from 1.11.2007 and a subsequent stagnation increment on or after 41.11.2008 on their complotion of six years after receipt of the first stagnation incrementa 9 a Provided further those officers in substantive MMG Scale lll i. those who are recruited in or promoted to MMG Scalo III shall be eligible for four stagnation increments of Fs.900/- each for every three completed years of service. Those who have already received two stagnation increments and completed more than three years of service after recoipt of second stagnation increment as on 41.11.2007 will get the third stagnation increment on 1.11.2007 and the fourth siagnation increment, on or after 1.11.2008 on their completion of six years aftor receipt of second stagnation increment IDEARNESS ALLOWANCE, (On and from 1.11.2007, Dearness Allowance shall be payable for every rise or fall of four points over 2836 points in the quarterly average cf the Al India Average Working Class Consumer Price Index (General) Base 1960-100 at 0.15% of Pay. HOUSE RENT ALLOWANCE Major “A” Class Cities and Project JArea Centres in Group A 4 of Pay Wher places in Areal and Project 5% of Pay Provided that if an officer produces a rent receipt, the House Rent Allowance payable to hinv/her shall be the actual rent paid by him/her for the residential accommodatio excess over 1.2% of Pay in the first stage of the Scale of Pay in which he/she is placed with a maximum of 150% of the House Rent Allowance payable as per aforesaid rates mentioned in Column Il above. NOTE: The claims of officer employees for House Rent Allowance linked to the cost of their ownership accommodation shall also be restricted to 150% of House Rent Allowance as hitherto. (CITY COMPENSATORY ALLOWANCE Area Rate Places in Area 1 and in the State of Goa [4% of Basic Pay Places with population of five lakhs and lover and State Capitals and Chandigarh, Puducherry and Port Blair 1% of Basic Pay [Rs:375/- pm.5) D PROVIDENT FUND (2) While the officers who are presently covered under the Pension Scheme and those who will join the Pension Scheme in terms of option being made available under Joint Note dated 27 April, 2010 shall continue to contribute 10% of the Pay towards Provident Fund, there shall be no matching contribution. (b) Officers of State Bank of Incia will continue to be covered by Contributory Provident Fund Scheme as hitherto. (c) Officers who are presently covered under Contributory Provident Fund Scheme who do not opt for Pension Scheme being made available under Joint Note dated 27° April, 2010 shall continue under the Contributory Provident Fund Scheme as hitherto. (4) There shall be no Provident Fund to officers joining the services of banks on or after 1* April 2010. They shall be covered by a Defined Contributory Pension ‘Scheme, where the officer will contribute 10% of Pay plus Dearness Allowance and the bank will make a matching contribution. The Scheme shall be governed by the provisions of the Contributory Pension Scheme as introduced for employees of Central Goverment wees. 1* January 2004 and modified from time to time. PENSION (OTHER THAN STATE BANK OF INDIA) The terms of the Bank Employees’ Pension Regulations, 1995 dated 29° September 1995/ 26" March 1996 shall not apply to the officers who join the servicas of Banks on or after 1* April 2010; and they shall be covered by a Defined Contributory Pension ‘Scheme, which shall be governed by the provision of the Contributory Pension Scheme introduced for officers of the Central Government w.2.. 1* January 2004, and as modified from time to time. Necessary amendments to the relevant provisions of the Bank Employees’ Pension Regulations, 1995 dated 29" September 1995/26" March 1996 shall be carried out following the procedure in this regard. Further to Clause 6 of the Joint Note signed on 2° June 2005 between representatives of Officers’ Associations and IBA, it is agreed between the parties as under: w With effect from 1** May 2005, the pension of officers who retired or died while in. service during the period 1* Apri 1998 to 31* October 2002 will be re-fixed based on the definition of ‘Pay’ as defined in Clause 5 of the Joint Note dated 14" December 1999. No arrears of pension and commuted value of pension will be payable on account of such re-fixing of pension. 7di) With effect from 1 May 2005, the pension of officers who retired or died while in service during the period 1* November 2002 to 30" April 2005 will be re-fixed based on the definition of ‘Pay’ as defined in Clause 6 of the Joint Note dated 2” June 2005. No arrears of pension or commuted value of pension willbe payable ‘on account of such re-fixation of pension. Further to Clause 2(b) of the Joint Note dated 2” June 2005, it is agreed between the parties as under: @ ai) On and from 1.5.2006, in the case of officers who retired duringthe period 1 4.1998 to 31.10.2002, deamess relief shall be payable for avery rise or be recoverable for every fall, as the case may be, of evory 4 points over 1684 points in the quarterly average of the All India Average Consumer Price Index for Industrial Workers in the series 1960=100. Such increase or decrease in dearness rolict for every said four points shall be calculated in the manner given below: Scale of Basi The rate of Dearness Relief payable as a Pension per month percentage of Basic Pension [() Upto Rs. 3550 [0.24 percent [Gay Rs.3551 to ]0.24 per cent of pension exceeding Rs.3530 plus IRs.5650 10.20 per cent of the basic pension in excess of Rs.3550 0.24 per cent of Rs.3550 plus 0.20 per cent of the difference between Rs.5650 and Rs. 3550 plus} 10.12 per cent of basic pension in excess off Rs 5650 10.24 per cent of Rs. 3550 plus 0.20 per cent of the} (iii) RS 5651 to Rs.6010 Kix) Above Rs.6010 10.12 per cent difference between Rs.6010 and Rs.5650 plus 0.06 per cent of basic pension is lexcess of Rs. 6010 In respect of retirees for the period 1.11,2002 to 20.4.2005 for whom pension has been revised w.e.. 1.5.2005 based on definition of pay in terms of Clause 6(2)of the Joint Note dated 2» June 2005, deamess relief shall be payable w.e. 4.5.2008 for every rise or be recoverable for every fall as the case may be of every four points over 2288 points in the quarterly average of All India Average 8ii) 0) NOTE: Consumer Price Index for Industrial Workers in the series 1960=100 @ 0.18% of the basic pension. In respect of officers who retire on ot after 1.5.2005, dearness relief shall be payable for every rise or be recoverable for every fall, as the case may be, of every four points over 2288 points in the quarterly average of the All India Average Consumer Price Index for Industrial Workers in the series 1960-100, at the rate of 0.18 per cent of basic pension. In respect of officers who retired or died while in service on or after 1.05.2005, Dearness Reliof shall bo payable at 0. 18% of the basic pension or family pension or invalid pension or compassionate allowance as the case may be. Deamess Relief in the above manner shall be paid for every rise or fall of 4 points over 2288 points in the quarterly average of the All India Average Consumer Price Index for industrial workers in the series 1960 = 100. The Deamess Relief as above shall be payable for the half year commencing irom the 1 day of February and ending with 31% day of July on the quarterly average ot index figures published for the months October, November and December of the previous year and for the half year commenging from 1* day of August and ending with the 31 day of January on the quarterly average of the index figures published for the months of April, May and June of the same year. 8) MEDICAL AID ‘On and from 1# November 2007, reimbursement of medical expenses shall be as under a) b) 9) HOSPITALISATION EXP Officers in JMG & MMG Scales Rs.5100/-p.a Officers in SMG & TEG Scales —_—ARs.6320/-p.a SES ‘Onand from 4 May 2010, reimbursement of hospitalisation expenses under Regulation 24(1(b)(i) of Officers’ Service Regulations, 1979/1982, shall be in terms: of theHospitalisation Scheme laid down under Bipartite Settlement dated 27" April 2010 for workmen employees, subject to following limits~ ‘cale of Officer Limits @) Junior Management Grade Scale I and Middle Management Grade Scales mem. i) Bed Charges Self —Rs.700/- per day. Family — Rs.525/- per day. ii) Other charges — JAt the scale of 125% of the limits laid down under the Hospitalisation Scheme applicable to workmen} 1b) Senior Management Grade Scales IV & V and ‘Top Executive Grade Scales|Sel? ~ Rs.900/- per day, Vi & VIL. Family ~ Rs.675/- per day. ii) Other charges — At the scale of 150% of the limits laid down undey the Hospitalisation Scheme applicable to workmen employees. DVERY 01 £/FURNT) 10) i. House rent recovery shall be @ 1.20 % of tho first stage of the scale of pay in Which the otticer is placed or the standard rent for the accommodation, whichever is less. i. Furniture rent recovery shall be @ 0.25% of the first stage of the scale of pay in which the officer is placed. PINT, 2007) AL PAY (WE Fixed Personal Pay together with House Rent Allowance shall be at the following rates and shall remain frozen for the entire period of service. to12) (A) + [increment Component [DAas on 01112007 | Total EPP. payable where bank accommodation is provided (Rs. TOOT TT00 NOTE: () _ F.P.P. as indicated in °C" above shall be payable to those officer employees who are provided with bank’s accommodation. (i) F.P.P.for officers eligible for House Rent Allowance shall be “A” + "B" plus House Rent Allowance payablo on the last incroment of the relevant scale of pay. (ii) The increment companent of F.P.P. shall rank for superannuation benefits -t PROFESSIONAL QUALIFIGATI 2007) PAY (POP) ( Officers shall be eligible for professional qualification pay as under (i) Those who have passed only CAIIB - Part 1/ JAB Rs.410/- p.m. one year after reaching top of the scale. (i) Those who have passed both parts of CAIIB — ‘a. Rs.410/- p.m. one year alter reaching top of the scale. b. _Rs.1030/- p.m. two years ater reaching top of the scale. An Officer employee acquiring JAIB/CAIIB (either or both parts) qualifications. alter reaching the maximum of the scale of pay, shall be granted from the dato of acquiring ‘such qualification the first installment of POP and the roloasc of subsequentinst allments ‘of PQP shall be with reference to the date of release of first installment of POP. Provided further that in a case where an officer, as on the date of this Joint Note, has already acquired any of the above said qualifications and has not earned any increment or POP on account of acquiring such qualification’s, ho may be, with effect from 1 November 2007 or the date of acquiring such qualification/s, whichever is later, released. POP as provided herein above. "113) wm rc) amy ON ALLOWANCE ‘On and from 1% May 2010, Deputation Allowance shall be at the following rates = a) An officer deputed to serve outside the bank — 7.75% of Pay with a maximum of Rs.2,300/- p.m. ») An officer deputed to an organization at the same place or to the training establishment of the bank — 4% of Pay with a maximum of Rs.1200/- p.m. ELL AND FUEL ALLOWANCE (W.E.F, 1.11.2007) Place Rate a) [Places with an altitude of 1000|2% of Pay subject to a maximum of| metres and above but less than)Rs.550/-p.m. 1500 metres and Mereara Town Ib) [Places with an altitude of 1500]2.5% of Pay subject to amaximum metres and above but less thanfof Rs.680 p.m. 3000 metres. fe) [Places with an altitude of 3000|5% of Pay subject to a maximum of Imetres and above. Rs.1570/- pan. 4G ALLOWANCE (WEE. 1.5.2010) Major ‘A’ Class Cities @s.) 1000/- 800/- 600/- Provided that in the case of officers in Scale IV and above, halting allowance payable per diem while on outsiation work at the four metros, viz, Delhi, Mumbai, Kolkata and Chennai, shall be Rs.1200/- and for officers in Scale l/l/IIl Rs.1000/- Grade / Scales of Areal |Other Places} Officers Officers in Scale IV & Jabove Officers in Seale VIVIL 12ay (a) (b) () {e) (vy SPECIAL AREA ALLOWANCE (W.E.F. 1.11.2007) Atplaces where special area allowance is payable in terms of Regulation 23(i) of Officers’ Service Regulations, 1979/1982, the said allowance shall be payable at rates as in Annexure IV. MODE OF TRAVE! The following provisions shall apply wherever an officer is required to travel on duty : {An officar in Junior Management Grade is entitled to travel by 1* Class or AC 2-tier ‘Sleeper by train. He may, however, travel by air (economy class) if so permitted by the Competent authority, having regard to the exigencies of business or public interest. An officer in Middle Management Grade is entitled to travel by 1* Class or AC 2tier Sleeper by train. He may, however, travel by air (economy class) if the distance to be travelled is more than 1000 kms. He may, however, travel by air (economy class) even for a shorter distance if so permitted by the Competent Authority, having regard to the exigencies of business or public interest. An officer in Senior Management or Top Executive Grade Is entitled to travel by AC 1* Class by train or by air (economy class). An officer in Senior Management or Top Executive Grade may travel by car between places not connected by air or rail provided that the distance does not exceed 500 km. However, when a majer part of the distance botwecn the two places can be covered by air or ral only the rest of the distance should normally be covered by car. Any other officer may be authorised by the Competent Authority, having rogard to the exigencies of business, to travel by his own vehicle or by taxi or by the Bank's vehicle. The remaining provisions as in Sub-regulations (2) & (3) of Regulation 41 of Officers’ Service Regulations shall remain unchanged. LEAVE TRAVEL CONCESSION (WE. 5.2010) During each block of 4 years, an officer shall be eligible for leave travel concession for travel to his place of domicile once in each block of two years. Alternatively, he may travel in one block of two years to his place of domicile and in another block of two yoars to any place in India by the shortest route. ‘Altematively, an officer, by exercising an option anytime during a 4 year block or two year block, as the case may be, surrender and encash his LTC (other than travel to place of domicile) upon which he shall be entitled to receive an amount equivalent to 75% of the eligible fare for the class of travel by train to which he is entitled upto a distance of 4500 kms. (one way) for officers in JMG Scale | and MMG Scale 1! & Ill and 5500 kms (one way) for officers in SMG Scale IV and above. An officer opting to encash 133. «vn 14) 15) 16) his LTC shall profor the claim for himself / herself and his / her family members only once during the block / term in which such encashment is availed of. The facility of encashment of privilege leave while availing of Leave Fare Concessionis also available while encashing the facility of LTC. ‘The mode and class by which an officer may avail of Leave Travel Concession shall be the same as the officer is normally ontitled to travel on transfer and other terms and conditions subject to which the Leave Travel Concession may be availed of by an officer, shall be as decided by the Board from time-to-time. Provided that w.e.f.1% May 2010 an officer in Junior Management Grade Scale | while availing LTC will be ontitlod to travel by air in the lowest fare economy class in which case the reimbursement will be the actual fare or the fare applicable to AC 1* Class fare by train for the distance traveled whichever is less. The same rules shall apply when an officer in Middle Management Grade Scale Il and Middle Management Grade Scale III while availing LTC where the distance is less than 1000 kms. DEFINITION OF FAMIL For the purpose of medical facilities and for the purpose of leave fare concession, the expression ‘family’ of an officer shall mean an officer's spouse, wholly dependent unmarried children (including step children and legally adopted children), physically challenged brother/sister with 40% or more disability, as also parents ordinaiily resi with and wholly dependent on the officer. The term wholly dependent child/parent, wholly dependent physically challenged brother! sister shall mean such member of the family having a monthly income not exceeding Rs.3500/- p.m. It the income of one of the parents exceeds Rs.3,500/- p.m. or the aggregate income of both the parents exceeds Fis.3,500/- p.m., both the parents shall not be considered as ‘wholly dependent on the officer. Project Area Allowance ‘On and from 1* Novenber 2007, Project Area Compensatory Allowance shall be payable at the following rates : Project Areas falling in Group A — Rs.290/- p.m. Project Areas falling in Group B ~ Rs.255/- p.m. MID ACADEMIC YEAR TRANSFER ALLOWANCE ‘On and from 1* May 2010, Mid Academic Year Transfer Allowance shall be payable at Rs.700/- p.m. subject to other conditions. SPLIT DUTY ALLOWANCE, (On and from 1 November 2007, Split Duty Allowance shall be payable at Rs.165/- p.m. 14nm 18) @) (o) (c) 19) 20) 21) COMPENSATION: TRANSFER (W.E.E. 1.5.2010) An officer on transfer will be eligible to draw a lumpsum amount as indicated below for ‘expenses connected with packaging, local transportation, insuring the baggage etc. Grade/Scale of Officer (Rs) Officers in Scale IV and above 12,000/- Officers in Scale I, II and III 9,000/- MATERNI 'Y LEAVE (WEE 15.2010) ‘Maternity leave, which shall be on substantive pay, shall be granted to a female employee for a period not exceeding 6 months on any one occasion and 12 months during the entire period of her service. Within the overall period of 12 months, leave may also be granted in case of miscarriage/ abortion/MTP. ‘Within the overall period of 12 months, leave may also be granted in case of hysterectomy upto a maximum of 45 days. PROVISION FOR STATE BANK OF INDIA ‘The cisposal of the balancing cost of pension in respect of State Bank of India arising ‘ut of this Joint Note shall be decided by the bank with the concurrence of Government of india. ‘The Officers’ Associations who are parties to this Joint Note have offered and agroed that all officers in the service of the banks as on 27" April 2010 and who exercise their option to join the Pension Scheme in terms of the Joint Note dated 27" April 2010 for the purpose will contribute from their arrears on account of wage revision in torms of this Joint Note, an amount of Fis.$22 crores towards their share in the amount of Ris.1800 crores offered by UFBU towards 30% of the estimated funding gap of Fis.6000 crores. ‘The said amount is worked out @2.8 times of the revised pay payable for the month of November 2007, DATE OF EFFECT For payment of arrears, the benefits under various provisions as above, shall be from 1" November 2007, unless otherwise specified against the relevant provisions. 15RELEASE OF STAGNATION INCREMENTS NGS STAGNATION INCREMENT Officers in JMGS-1 who are drawing basic pay of Re.21040 PM and have completed 3 years or more aS on 01.11.2007 Le. who have received 2 stagnation increments on or before 1.1.2004 Rs, 21040 and completed six years or more as en 01.11.2007 i.e. officers who have recelwed 2° stagnation increment on or before 1.11.2002 waugs-1 Officers in MINGS-!I who are drawing Basic pay of Rs, 22.900/- PM..and completed 3 years or more as (0n 01.11.2007 ie. officers who have received the 1 stagnation increment on or before 1.11.2000% Officers who are drewing basic pay of Fs. 22.900/- PM and have completed six years or more as on 01.11.2007 ie. officers who have received the 1 stagnation inerement on or bofore 1.11.2002 Msn (Officers in MMGS-II who are drawing Basic pay of Re. 23,520/- PM and completed 3 years 0f more as on 01.11.2007 Le. officers who have received the 2" stagnation increment on or before 41.11.2004, Officers in MMGSAIl who are drawing Basic Pay of es. 23,520-PM. and completed 6 years o more as (on 1.11.2007 Le. offcars who have received the 2” ‘Stagnation increment on are belore 1.11.2002 Officers in JMGS- who are drawing the basic pay of | 1 Additional stagnation increment of Rs. 900/ (ie As. 90.600") would be released on 1,11.2007 2" addtional stagnation increment of Re. 900/- would be release on 1.11.2008 (Le.Fs.31,500) | + addtional stagnation increment of Rs.990/- would be released on 1.11.2007 (jeF¥s.89,000/) 2 additional stagnation inerement of Fs.900/- ‘would be roleased on 1.11,2008 (Le Rs. 34,2001) 1 additional stagnation increment of Ris.900/- would be released on 1.11.20007 (i.e. H8.84,200/) 2" additional stagnation increment of Rs 900/- Would be released on 1.11.2008 (i.e. Rs. 95,100/-) 16List of Public Sector Banks eernanren 10. 12. 13. 14. 15. 16. 17. 18, 19. 20. 21 23, 24. 26, Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharashtra Canara Bank Central Bank of India Corporation Bank Dena Bank Indian Bank Indian Overseas Bank Oriental Bank of Commorco Punjab & Sind Bank Punjab National Bank Syndicate Bank UCO Bank Union Bank of india United Bank of India Vijaya Bank ‘State Bank of India ‘State Bank of Bikaner & Jaipur Staté Bank of Hyderabad State Bank of indoro State Bank of Mysore ‘State Bank of Patiala ‘State Bank of Travancore 17 Annexure it10. 1". 12, Annexure lll List of Private Sector Banks Bank of Rajasthan Ltd. The Catholic Syrian Bank Ltd. The Dhanalakshmi Bank Ltd. ‘The Federal Bank Ltd. ING Vysya Bank Ltd The Jammu & Kashmir Bank Ltd. The Karnataka Bank Ltd. The Karur Vysya Bank Ltd. The Lakshmi Vilas Bank Ltd. ‘The Nainital Bank Lic The Ratnakar Bans Lid. ‘The South Indian Bank Lid. 18‘Annexure IV. Special Aren Allowance ore ‘Allo (Rs) i vs notaee | negro i 2 3 4 1] Mizoram 8) Throughout Lunglei District excluding areas beyond | 2000 | 2600 25 kms, from Lunglei town of Mizoram. b) Throughout Aizawi 1600 | 2100 ©) Distt of Mizoram 1200 | 1500 2, | Nagaland r ~ 1600 | 2100 3._| Andaman & Nicobar Islands a) North Andaman, Middle Andamans, Little Andaman, 2000 2600 [Nicobar & Narcondum Isiands ') South Andaman Gncluding Port Bia) 1600 | 2100 ‘Sikkim: - 2000 2600 3} Takskadweep Islands 2000 [2600 “Assam oO ~ 320 400 7. | Meghalaya 320 400 @. | Tripura " 2) Difficult areas of Tripura 1600 | 2100 b) Throughout Tripura except difficult areas. 1200 | 1500 9._| Manipur 1200 | 150 ‘10. | Arunachal Pradesh 8) Difficult areas of Arunachal Pradesh 2000 2600 ») Throughout Arunachal Pradech other than dificult 1600. | 2100 7 areas. 19sr. [Allowances (Rs) | & Area Bay below | Pay above | a _ Relaroere | Reta700" | i z 3 + TI. | Jammu & Kashmir | | 1) Kathua District: ‘Niabat Bani, Lohi, Malhar and Machhodi 2000 | 2600 2) Udhampur District: | a) Dudu Basantgarh, Lander Bhameg Maga, other 2000 | 2600 than those included ia Part 2(6} | b) Areas upto Goet from Kaman Side and areas upto | 1600 | 2100, | ‘Amas from Keasi side in Tehsil Moire. 3) Doda District: | | IMlaquas of Padde? and Niabat Nowgam in Kishtwar 2000 2600 | Tehsil | 4) Leh District: | Allpplaces in the District 2000 2600 | 5) Barmolla District | 3) Entire Gurez-Nirabat, Tangdar S2b-Div 2 2600 | Keran Ilaqua b) Matcha 1600 | 2100 | 6) Poonch and Rajouri District: | | areas in Poonch and Rajouri istrict excluding the 1200 1500 | towns of Poonch and Rajouri and Synderbani and other urban areas inthe two Districts ° ' 7) Areas not included in (1) to (6) abéve, but which are 1200 1500 | within the distance of 8 kms. from the line of Actual | | Control oF at places which may be declared as | | qualifying for border allowance from time-to-time by | the State Government for their own staff. | 13, | Himachal Pradesh a (A) Chamba District 2000 | 2600 (@ Pangi Tehsil, Bharinour Tehsil, Panchayats ; Badgeun, Rajol, Deol Kugti, Nayagam and Tundah, Villages: Ghatu of Gram Panchayat Jagat, Kanarsi of Gram Panchayat Chauhata 20sr. No. ‘Allowances (Rs.) Pay below Re l4700 Pay above 14 700, 3 4 @ Bharmour Tehsil, excluding Panchayats and Villages included in (a) above. (© Jhanéru Panchayat in Bhatiyat Tehsil Churah Tehsil, Dalhousie Town (including Danikhet proper). (2) Kinnaur District: a) Asrang, Chitkul and Hango Kuno/ Carang Panchayats, |5/ 20 Area comprising the Gram Panchayats of Chhota Khamba, Nathpa and Rupi, Pooh Sub-Division, excluding the Panchayat Areas. specified above. ) Entire District other thang/reas included in (a) ‘above. ©) Kullu District: 4) 15/20 Area of Nirmand Tehsil, comprising the Gram Panchayats of Kharga, Kushwar and Sarga b) Outer-Saraj excluding villages of Jakat-Khana and Burrow in Nirmand Tehsil) and entire District ‘excluding outer Seraj area and pargana of Pandrabis bat including villages Jagat-Khana and Burrow of ‘Tehsil Nimand). (4) Lahaul and Spiti District: Entire area of Lahaul and Spiti (9) Shimla District : a) 15/20 area of Rampur Tehsil comprising of Panchayats of Koot, Labana-Sadana, Sarpara and Chadi-Branda. 'b) Dore-Kawar Tehsil, Gram Panchayat of Darkali in ‘Rampur, Kashapath Tehsil and Munish, Ghoti Chaibis, of Pargana Sarahen. ©) Chopal Tehsil and Ghoris, Panjgaon, Patsna, Naubis and Teen Koti of Pergana Saran, Deothi Gram Panchayat of Tuklesh Area, Pargara Barais, Kasba Rampur and Ghori Nog of Pargana Rampur pf Rampur Tehsil, Simla Town and its suburbs (Dhalli, Jatog, Kasumpti, Mashobra, Taradevi and Tutu). 1600 1200 2000 1600 1200 1600 1200 2100 1500 2100 2600 1500 2600 2600 2100 1500 21“Tilowances (Rs) Area Pay below | Pay above __ l4.oq. | Rs14700/ 2 3 4 © Kangra District: 8) Areas of Bara Bhangal and Chhota Bhangal 1600 | 2100 0) Dhucmsos Tom otkanga Dieta de CI ean ore aa Deere ies Te enaen haeige Cul Ta ay Coeur cane ces ‘Sakoh, CRSF Office at lower Sakoh, Kangra Milk se kre Wetaey Scey, ‘Zonal Malaria Office, Dari, Forest Corporation co ta Fates ban iP Sub CO recone Shaner Raat oe Sanaa won | Palampur Town of Kangra District including HPKVV Campus at Palampur and the following offices located outside its municipal limits but inchided in Palampur Town ~H.P. Krishi \Vishwavidhalaya Campus, Cattle Development Office/fersey Farm, Banuri, Sericulture Office/indo- German Agriculture Workshop/HPPWD Division, Bundla, Electrical Sub-Division, Lohna, D.P.O. Corporation, Burdla, Electrical HESEE Division, Ghugesr. () Mandi District: CChhuhar Valley of Joginderager Tehsil, Panchayats in thunag Tehsil-of Bagraa, Chatri, Chhotdhar, ‘Garagushain, Gatoo, Garyas, Janjehli, Jaryar, Johar, Kalhani, Kalwan, Kholanal, Loth, Siliteg,, Somachan, Thachdhar, Tach, Thana, Panchayats of Dharampur Block- Binga, Kamlab, Saklana, Tanyar 1200 and Tarakholah, Panchayats of Karsog Tehsil~ Balidhar, Bagra, Gopalpur, Khajol, Mahog, Mehudi, ‘Manj, Pekhi, Sainj, Sarahan and Teban, Panchayats of Sundernagar Tehsil ~ Bohi, Batwara, Dhanyara, | Paura-Kothi, Seri and Shoja (8) Sirmaur District: Panchayats of Bani, Bakhali (Pachhad Tehsil), Bharog [) Bheneri Paonia Tehsil), Birla (Nahan Tetsil), Dibber | 1200 1500 (Pachhad Tehsil and Thana Kasoga (Nahan Tehsil) ‘and Thansgin Tract, 1500 (®). Solan District : Mangal Panchayat. 1200 1500‘Allowances (Rs.) se Area Pay below | Pay above | nstayroe= | Rst4,700- i 2 3 4 (10) Remaining areas of Himachal Pradesh not included | 320 400 in (1) 10 (9) above. __ — 13. | Uttar Pradesh: | ‘Areas under Chamoli, Pithoragarh and Uttar Kashi | 2000 2600 Districts __ _ | ma 14, | Uttaranchal (Uttarakhand): ‘Areas under Rudraprayag énd Champavat Districts. 1600 23ANSWSXONI NOLLWNOWLS SALVOIONI + CORTE a (o030e: or oores | Orie Z ooze | ~orore [z= joozse | -ozaez_| 9 foosez | -oBrec [1+ jones —|-oneze—| 3 —Joozre 1" once | joorse _fozser_| 02 foozos | -ooare |v Joocee | oazee_| >| O0ere. foot2 | ~osret [6b foorer | oouce |e core | ovaiz_|—e _| ~ooere. foosse | -ooss. [8h foorer—|-ozove |e —[ooste | ovore [2 [over foozse | -oveer [20 cosy | ovece | > Joosoe | oavoz [+ | “ooave foosrz—[-ono7t_ [or WA 31V9S AaWoS gore [ety [sb foosc | -ooa91 | br foosze—|~0o09r_[ er loose | “area | 6 nore foozre [ovat [ev jooasy | -osaec_[ vy Jooere: joooe | oaeer | tr loorrr [cose | © foosee | czaez ‘cers | ob fouzey —[ooe1e |< ooree | cosez oeeer_| 6 foooey | ~cesve | 1 Joosre |“ cazze geet —F TA 39S jocaoe | ~9a1z oeeet | foozee | orore osezt [8 ooror __[0z08e foosez | oor0z, eer |S focese —fooose. pore | ~0z6ar oier | focewe —loarse. fooeze | 0se6 ore0r | foceze —Joozre. foosoz [00a ‘odvor_[ foczae—Jowrez. foozs¢__| oreat o000}_[_F bisea—] asa piseg | alee 3isea Jposinou | rwassig [P°'S [pasinay | 1uasaied porns qwesaig | *°P85] RSWIS Taos, iavos ANVIVS JO NOISIAZY NO DISVE G3SIAZYD A ON REVISION OF SALARY Present Revised Month Slabs DA% Slabs DA% Nov 07. DEC 185) 33.30) 48) 7.20 JAN 08 FEB MAR 192, 34.56} 55] 8.25) IAPR MAY, JUN 200) 36.00 63] 9.45) JULY. |AUG SEPT. 221 39.78} 84] 12.60] OCT NOV. DEC 253} 45.54) 116] 17.40) JAN 09, FEB MAR 270) 48.60} 133] 19.95) APR. MAY. JUN. 272} 48.96 135] 20.25) JULY. AUG 23.10) 31.95) 36.75) 25oresarr Or eDT larezror — [TFT (ara es cod macenie woaese Te | eeeTT Ta10) davKoWerR ci il i FLEE [arr EEEE o 27fsezr poste lossy joosoe ANAWSHONI NOLVNOWIS SAUWOION! + lssvr —|ez6 —Joozez | ovore [Seer —Joror —foneaz —| ooo lsi'zy Joe'se Jorge | -ozeax pets ‘oere Issor seve ooeze __|_o9eor sor ‘o08ee a Iszee rere Joosoz | ooeer foo'er fzzty ‘ooves | 006ze. rs Isseeleece _loozsz ores lszip—Jorop ooste | ogzzz_| 01 isezefeere _Jooerz | ogezr fos'sy —|66 86. ‘oos0e | 09912 st sive Jze'0e _Joorbe_| _ozizr ee oozez_|_ovore | PL iseve fuse Jooeez | o9g0r losoc ‘oosez |“ osvoz |b lscee Joes Joosee | oo0ar lorcr oorez_|ozesi_[ zi jsszeJoxzz ooze] orvst seve ‘ooze | 0986) | 1h lseLe Jazz Joo6oz _|_oeebt sree [voce ‘oosaz_| 00st | 01 lsvoe avec fooroz _|_ozevt sce ferze ‘oazsz_| “orzo 6 jovrez_|se"re Jove. | oceer 6. seve [eeie ‘o06rz | ~089Z1 e Isoez__|ec'ez Joozar Zeer 8 Ise |2e'ce conve | etLb z sree a0'ee —Joora, | ozazr Z seve lig'ez ‘ooesz | 09591 9 lseoz eee Jooszi OSEcr 9 svee lowe ‘o0szz | 00091 $ se'sz_Jaeve Joos, | ogar $ ese [ueze ooziz | ovssi 7 isyve |osoe _Jooeo: | oll, | _ sere lez'ez | oosoz | veer € ssiee lover foozs: | oreo._| © Istoe Jerez | o0102_|_ozevt z sezz |sees Joss; |_ozvor z lorez lee re ove) | deaer sziz—foo'er —_|oosrs | 0000 L wen] pIO/pIEeE 21st s EN PIOpISES 21sea posinoy | yusseig PPS pesimou_| wuesasg | O85 ([aviswsa sive) Wa1vos ‘aV1S Ud Siva ia1vos V1S Bad 3.1Vu - FTEVAvd SONVMOTIV SSaNEVaC_ 28[evs [aver Jooeoe | ovive, lsozs re zb _joorse__ | ozsez s foe 1s ec _jooere | 005ce ¥ seer _loror looses | oszce_| € loser Jesee looree |“ coaiz z eezy__zeze loose __|_ovore lowox _|igzs _ |oossy | oveez L lossy __|se9e _|oog0e | “osroz [+ ON Piopisea 259 copes ™ON POPES FE cong lpesiaoy | suasoig Ipasmey | iuaso1d ETaSEEPEME TAT WOS, (avis save aivas| ANAWAHONI NOLLYNOWLS SALWOIONI + foeor [recs — Joossy Taree = Joo [sess [ooosr | ooeee [> feos joorse jowae Joes oor» | ~oaezz € foe 1s [ooze lssvo —|vver _loscer | o0eze, @ lsoor [reer Jooeee fooes _|zezr _[ooozr | ozosz, D lose _eci _ooree TON PIOpIsea DIsea lsezy orev posiners | yuosarg [POS joosts: EVaSE EPEC) IN 3 1WOS joosy Jeo [o0a0e issry |zeze [oozez, josos _|2e7e [ouror _Jozouz z ster lower _looave. lsoss Jowar [ooeoe _|ooog7, v isvey _|oese _|ooree, foczs [ase [oozes _fovesz € seor [seve looeze joss [Ze foozze —Joozvz. z sree [rece |oos9z. joevs —|sver —_Jouzge _orure, i ssee __fewce —_Joozsz, men Plopsta 28F |cong ON PIOpIsea qwuosaid pasiAgy ETASEEPEIE ASWOS BVIS Had S1ve aV1S Had Alva - TTavAVd SONVMOTIY SS3NUVad 29Stag-t stag sigs Stag HRA-“MAJOR “A” CLASS at >a ps fe] se > [+[>]. ating | ota | tm | new | ma | oer! anneans | vox [owe ral ammeans | asm | raze) er | ayn | + [somonms| carom | sae | »wowns won| sx] vars] sao! rz seas) verso] roanal sal vars] roar] —scess| sess] son! taser! aso] viel nzszo] mal ror ‘wool ecu] paar] sone] iaacl —woeso] arco axorro| oss) zero iol sours] sare] wean] 1o0ae] enso] vamacn| are] easel wre ian] scone] —or4r| vee] —reeael ear] vamron| aioero] ounce] via esa] ronal iva] reo veers] —axrsol — wiszsu] sail ones] ver avo] ios] —sesase| eo] ieee] ano] wonece! zor] wrozol anvnod sso] viszz] esse] veo] voee! aero] vornco| zara] sass] _atoasd wo] aire] eco] roan] voce] reso] vezrooo] aro] rive asad sexo] —anzzo] —eeseo] cow] rea] avroo] versoenl ssn] rsatol _zxvncd was] sce] rz] coun] rreae] sro] ssstenl moar] rarcol exons sao] saz] esse] — creo] over] zo] wonson) zroar] rose] zxoecd wor] — ren] —zosoo] zo) —voi2so] —acasol maroc] sears] sare] — aera wes] oreo] arta] ase] nose! sro] wrnrool aero] easel asrens ao] vss] ance] anon] 00ee] verso] ermece| sera] sons] _asoned eso] stone] —zzsaz| aur] avtose] ox.0] arson] sirar] naozol 2000 suzol secu] see] zone] aaa] oonso] worsen) sara] assol axe rue] seouc] —zayrae] suo] azz] aotsal — ronssen) ores] uso] seas] sweece] ern aoa] ora) mzvron| suns] sere] aera ero] 193.20] 900] zor] anc] 00030] anesaon| sent rs] _sexzaa] _otae zou] visceo| zest] cxeoo] 20s] risro| ziarsco| ooara| erase] seaa: 200] vee] aeszeqd sarod zszasc] resco] zoss.oo] _sronral soar] _sorzas 2100] vieaao] 205200] soeo0] 2001 rao] zearace| o00rso) rzvaso| senor 210] sea] aoszoql 1500] zorzacl _omo.rol__averaoo] acrezs] ses] __srocos 30Siege she HRA= "MAJOR “A CLASS ‘ 2 2 [3 ‘ 2 : a] ” caing | wma [1% | new | va | owr-sma| anneans | ion [owe sea) _anneans se | own | wos | ar | sso | 204 [aomowns| sero | see | somowms eal var] vrezne] wan] wool eal vazv0d aarase] rina] sera] usa) vv] ezseo) move meso] sarc] soar] ase] roces| 22s rascal zaaol ——seorzo] anne] rissol sur] ssasrac] aor] morse] an asso] sa1240] sono] arraol ostsol sso] ssoesae] aon] ress] zeal son] rss000] zoo zo) rwr2so| _ssaso| vesrso0] zasas| ezars| 20620 esa] ware] z1ins0) zo) soso] _srasal sero] zoro7e| exons] aren sra|__wssce] sean) aus) sv asol sono] 770001 sora7e]_epo0s| aon ron] soe] zasano) now) arveso] ess70| easton} _svra7e]__soose] rove) sez0| isto] zasseol aso] asoiso] eau] eos) _sarore| ostse] _aosoucl seem] 53600] _zarcol__ 2510) so] ses] 1962500) saree] core] 2052 tow] voisoo| suonsol roo] esol rum] sszernol sword] ras] sored sv22o| _t6as20] zssoaol 200] 20850] cos] zuasooo] _asi27e|_roxzosl sr owe] reel zorn20) zoo] aenso) ris70| ari) severe] rans] sano zou] ancl zeepu0] zoo] zusol 19610] _azoen00) _svos7e|_ mars] s324e) zoo] seine] arog] sooo] zor. vse] azrerco| _soorse|_ nose] aasosco za| eae] mer) 50) aro] ream] 25110901074] 15591 a0) 2200 wal z91979| seen) arotoo| corso] _22z30) wsrreel_vzis2i] sor. rool jase sorars| seal meno] tseenl _aesnon) 957] so60] sooo) zo] isd sem] suv] merce] seam] soo wool twor] sxe 34scale tt MRA -“WAJOR “AY CLASS + 2 2 “ : ‘ ® 2 0 exon |_pra | room | new | wea _lowrsital anacans| 16cm [oire wea] ARREARS we | asm | rarm | ear | osen | 204 sowonmne| szrex | sae [somonrns sazso] rseoae] _2sasco] z5ran]avenso] exero] voresco] savers] sori] 0020 sol 1sse0q] 2297.0] zes00] zzezso] ess] ronsn.co| _ssrezs] sete} _z0use.so seveo] sea5sq] 2sesao] 27a] a0s0] eraso| zorarco| sagas] _wr239] sovros0 teazal 1eea2e] 2520.0] za10n| _za05 50] €96.20| _zon5aco] _sssa.7s| r0a2.0ol 1200.0 zouso] trans _aerr.20] 00] _nasesol 715.70) _2a7t.col 368475] 107356] _s2704 20 2v040] —rrea.cl aeez.co] 0700] szasol reo] 220enco] 174673] 1104.5) 2912480 21000] soars] averes| _sosoo] _26ot.00] rse00] _22varco| 20010] 1129.88] _s4r05.0 zzxeo| rasa] _esaro| stsoo]_corzsol rena] 2551.00] 101625] 1175s) _ sane so sig [__z2s0o) rowose] zorere| seven] zrenao| eor.so] 24205.00] ano] _ratt.ze}_sesa7 so swog2 [__zaszol rase2e] 2200-00] sa300| 20:00] 031.00] _zava0.00] us| _s2e.oel 702.9 sigs | asszolraeoze] zeoe.eo] sazen] za0r| oor] zrzas.00] oval _svet,r0]_soost siog-+ [22520] 19e02q] 2eone0| _sstco] zoxssol _eeaso] zaszooo| sars.zo] _saroao] _ssz00.0 sealant 1 2 2 2 “ 5 s ‘ * 40 existing | na | 100% | new | Hea [ovrr-nral arrears | 150% [pier Hea] ARREARS se_| ses | waren | er | ason | 246 |somonmns| 12.75% | 388 |sowonrHs zoaso| 1740.0] 261120] sneod| 260.00] 0.20] 2se0e.00) 3901.60] _ 1290.30] _38708.00 Zio] 17010] _20ez.co| _at60d| 257750] ea0.1o] _26073.00] 4016.25] 1333.65| 40000. zreeo| _1ear.10] 276165] szaoc| around] orz.s0| zrsezco] 4131.00] +9605] _41000.60 zzaso| 149.00) 2e4070] 33000] 203050] 036.70] _zeroroo] azss.ro| 140000] _42191.20 2790] 1046 so] 201075] 24200) 2007.00] _o60.50| _zeers.co) 43s0.s0] 1440.75] _43222.00 20620] 1600.20] 2008.c0| _2520e| _a00n.00] _oo2.e0| 2078400] aasecn] 148020] _44676.00 zarao] _zosr.eo] _sorr.es| _s6z00]_a977.0c] 1025.10] _90753.00] sers.so| 52765] 8120.0 32scale v wig ate a a aa = SS eee Sola Fm (gh elm ad ae on Lo 2 oa sal — cla oak aml al dal al 33eee sle-t tt> t:]-|:],-[;][e[.[» istry | oma | warn | new | ma [ove ma] amecans | some lore seal wears we | ram | vamd op | rom | 204 |mcvns| nz | sae |wnome onl rol veenal vero] tomo] sre] rood soz eas pe ee eee ee coal eos aml som) ua, wo] toro rea cosa) so ned oord sce wool tered arn] vowel tear] enol vecarg el onal some] eo] rare so] vod nara] sono ee ee ee ee ee ee ee ee ee ee ee ee or] ord sane] umd od ene wi} roar oma} _ wr cca] vows] trl emo] reso aco eso] ane] er tad eco] sore] sores] ne] vars eco] toms] zero sr van] vec soul aod rsd cred roo] 6.2 ere] are woos] sued vera] armed sored we ws] naize] rus} ar o0] 200] sana veo rsd wesc] iz] rz] awed wal revel roam] auel ro] mssol —wrosoy_neics| ream zr rma] taco] xed ate] vars] aed sms aria) zr vol tone, son vrs] ons) vaso] aid oom] saad wool rsn0 cose vere] easy _sormsc_ oid aco srs, ee ee er vox] vac] _zrraal]_ zon] rors] sso creocoy_sonzs|_on.z 3m} rex] soio] vol wo] rue] ol ooo soz] oma arr zoaso| 4 20409 2167s] 6. eos] sest25| v7.29 2041750) vod inal rea] aml sara] cos onl _anad ounl aml nod renal 2w7a| xv} ral mse] wed one] smal rool wc _ze7a| nao zm] reas] raasal_ssare_war| sms 34Stan St092 1f2ts,][;][.Js oe] oe ed wa_| sox | vow | sma [orsma| amncans | rae |prrina| amneans sao] roses] sere] tao] esse] areca] isso) cise] errs] tsa exo) sorscr] sero] pro] ssorzol _asaeal vase) zoe] asnzel sr 0 verso) ao] worse] ore sence] srcel om sso] seer] ro] arr] sears] ene] ras] aeerz] rou ecm] woe] samen] ncn] searcol area] asco] osan2e| ren sro] sor] raool aero] ors] soso] ssrosco] arn] rosa] ae: sol vor] rapen) pico] rn] sans eres] viral arr ote ean] a9er] —zrs00] nso] vee] orrse] rose] sera] von] ser sve] aoe] pyro] ren] moans eases] easel soil none] corer soa] stor] zero] aor] zor] etna] reson] voix] nao] reer pe ee ee ee anol ware] saree] ore] prs] ens son] arn] ore] ar zr] weer] sere] oo] sec] oad monsoonal oar] oral zo] vero] ao:0] seo] ere] ons] soso] werr| ioral snes exo) oro zoom] rsd creo] sesso} soe] sae zara) errse| zerzd| sco] oreo] nose] so000e] sazd vr) sooo) zo] wird onzl seo] zeso] ows] sso] wool nal sodStag-1 Stag2 Stag-4 HRA. AREA. set 4 2 2 2 4 5 8 “ 2 10 Busing | Hea | 150% | new | ama |orr-neal arrears | 150% |DIF-HRA] ARREARS | ae_| rso% | v2 | oe | 750% | 264 |somonrisl 11.25% | 248 [somonmis 1210] 125800] 2052.00] 25700) 19270} 550.0] _te7ss.00] zeonz5] __ss0z0] 25177 5) +2200] 1410.00] 2116.00] 26500] 1087.50] 577.50] 1732500] 2061.51 066.25] 2508750 +8980} 145200] _zi7e.00] 27300) 2047.50] 595.50] r7aes00| 07125] 965.25] _2orur 0020] _140a0o| 2241.00] 24100} 2107.50] 613.50] _ 10405.00] 341.25] _oco.22] _27507.6 zoaso] 153600] 2508 2000) 2167.50] 631.80] 16346.00] 3251.25] 947.26] _ 207 2010] _167a00) 2207 ove0| 2227.50] 640.50] 1185.00] 3341.25, 974.261 _20227.50 21660] 162450] 2495.75] 30600] 2295.00 0118.00] 344260] 1006.75] _30172.5) 22n0| serro0] 2505.50] __as6to] _z35250] 01.50) 20745.00] 3643.75] 1037.29] 31117.) 22900] 171750] 2578.25] $2400] 243000) 712.80) _21375.00] 3645.00] _ 1063.75] _s2062s0} 23520] 176400] 2646.00, __ssoto] 240750] 73350) 22005.00] 3746.25] 1100.25] 39007 0] 23520] 178400) 2546.00] 200] 2565.00] __s0x| _2aso.0o} 3947-50] 1201.50} _s6045.00 2520] 176400] 2648.00] _set0o] 26x20] e600] 26085.00] 304875] 1202.75] _s0002.0 scale IV 1 2 3 a 4 5 6 8 2 0 Existing | wea | ss0% | new | wea loirr-weal anreans | 60% Joie weal ARREARS se_| 75% | 2% | se | zs | 204 |somonris| 11.25% | sas _|somontis oeso| 163600] 2204.00] 20600] 220600] 760.00] z2770.00] _s4e260) 1158.60] _ 34156.00) 21040] 157800] 2367.00] __s1500| 236250] 764.20) _73835.00) 364375] 1176.75] 5302.0) 21eso| 162450] 2438.75) s24c0] 243000] eos<0) 2416500] 3645.00) 1208.25| 3624700 zz2%0| 1671.00] 2808.50] _so| aur so] eze.to] _24795.00] 374625] 1239.15| _sr182.0 22000] 171750] 2678.26] 21200] _ases00] 7.60) _25125.00] 2847.50] 1271.26] _s9137.60 22520) s7s400| 2646.co] __ss2co| _zs.00] _e76.col _26200.00] 396000) 1316.00] _sovzv.co zaviol _sa10so| 2715.25] 26200] _z7s600] _coueo] 27135.00] _sor2s0] 1368.75] _ 4070200 36WRA- AREA. sale st2fs]s,[.4[.s.].]./+4.|~» xing | vee | som | new | wma [ovrval anneass | 150% [ove wea] anneans oe | rsm | sa] se | rs | 28a |somovrrs| s125% | 382 fowonns zeal swiose] arvez| suroo] arco] oouse] arson. _sorzeol 135079] sons aves] s0e700] ress] arvoo]_s1ez0n] _saosce] aoss0.0]_setcol 10080] ares 0] 10050] 22s] sero] _soeron| ree] _ar70n00| _a0rs0| sates] aor 02] _19co01| _zoa6oo] _sosoo]_savoes| vesroe] _savtnco| _n75| 43625 _aters sowa| sven] posure] sown] _sezacn] weaoo] _aasznco] _soesco] 158025] _aneor.s scale >[2[;3s[,.].].5.{[ «6 |e |s to [eau | ow [sen | new | una lows a aescans | 10s lovr-alamneens [ee [ren [iran [a> | ps0 | 204 |somowns) nize | sae howonms |___ 26520] 1996.50] _ 2994.79} 42000] 3150.00] 1153.50] _34605. 4725.00] _ 1730.25] _ 1907.50) soo] _soersa|_sorizs| 1020] soc] _21aso]_sransoo|_aeenoo, 170875) soem oes] _oaasa|_s1sr7s| sso] sgaucn| ars _oosraco} sean] _re4720| satin. aoves| zv1a0s] szz42s| acon] sno] _rrnso] coess.o] stanoo] 10576] sired ronal _zanso] sors] asc _ssicorl sssoso] aoetsaol_szosaol_rnaas|_sszr.sd +t[2[T;s][;t.fs [6 }]s.] 5 | » casting | wea | sore | new | tna _lover-ea| anncane| 120% oir smal ARREARS, oe _| reo | 11252 | ap | z= | 224 [aowonris| 2% | 48 [semowmas evel repos] 07] sono] oraco] romeo] _s0r0s00] szos.o] rns] _sorarso soozs| _zasueo| sorz2s| soo] soso] _an7o| _sazsoo] _sust.2o| 209400) _e1uzn0e soreo| sansa] sass] __seuo] soso] _asaso] _sostsoo]_sesr.so|_2005.15|_ estas sreco] zs7a0a) 258500] oreo) enzo] sso000| _«soeo.0q _sron.ro] 21.70] _eusase szoto| _tawsco|_sex7so] somo) _eonco]_sss000] essen] _sasood] _>i82s0| est75.20 37sept sens HRA. OTHER AREA eset +t2t:J+[s]Js]J;,Jel./[o aatog |i | term | new | tea [oresna| aeeeans | won [orn] arene we | osm | ord ep | cam | rue [mncrne| orm | sae | oncnns woo] rood rsa] oil sve] ers ware| ears wo] oosd toe! ol ord el wan wan end wer sol ris tose re] eme swoon sere] wei om swe] med seal eon] aed wel ed oan] amie ead veal ras] teal oo] vos] eso] eon] eos] aoa] ve vz word rove voce] san] wood messi ard vax] esd omc wl vme] san] wereld ss ee ee Be ee ee ee veo] ward tural ol void wom] ev] toned sued sce fiea| woe uz ove] ame vs] somo] core ae pe ree es ee ee ee ee seve] rood socal evel woud ancl red mre ena sera oo] 1000 wad] ves] ol onl nerd sar) roe eo] wooed wl como sre eel raed cml cord asl wal vie] veszo| ru] sos] asl tno] nord ems] armed wal 10s] irae 20] wae wn] vee sere raed sac saa vse] irmal ou] os ens] sre] sare] rans] zune wal ranc] nal acl eros soe] wos] sorrel rend za sexo] vane] verso] zr] ras om] ea] ae, asd ner sox] raed worl al womeeh sun] worn] creer] za lisa] veseo| ao] wat seo] wie] wor] aoe curd rool vars msl ar] wine soe] wa] wore ous] zoe rod raved ae) sm] mod eno] woo] coal war] aus rood —rared asia sul ard ened aon] coz owed ssset (RA- OTHER AREA ‘ 2 2 a 4 5 ‘ 2 8 0 | pa | som | sew | wm | oer .nea | annexes | 150% |e inal AmmeaRs or | esx | avon | or | osex | cas | somonmns| oven | aa0 | souonnis _ssmzo|__ ee] spars] seo] szonon] 62.70) s0581 00] 106190] 9a seo uso] cgosel 19920] acrcol_—_rs0¢s0] 750] st27100] 108075] sess] se sso] car20] sano] seco] sasnso] aor) w7s900] 2037751 516} tana sooo] rosso] sen} 2zsco]__raszso| _azzsol__ors00] sara] _exa70| 19010 soo] tore] sor4so zoo] asreso] asso] __rstesoo] azz 79] ons) _saraso} [tral ssrz0a] soem 20] 2eroo! nso] asso] 61100) 232079] _oross|_z0e1050 sre) svaso| 20) serosa] __aros0)__ 01 14775) 7oass| 211850 sow] :osei] resol sro] te7aso|__aeeso|__sesrrool serra] raz ss|__ suo seco] 122200] _wwss.0o] zeoso]__rrazso] acoso] sso1soo] _asenre| 720.70] _azenasa ‘aseo] —t2seao| tee7.so] zroo| vizaso] _sresol 15430 zona] _rratol zuzzead sooo] sgacen] 192201 zero reso] 1.70] 1998100] _z7o07e] 77.59] 20 zoisd _tsoizo] socenol saaeol_sevesa) sur) spain reir] 20.5) _aampasol zrotal _tsor.oo] zocr.tol _aereal __seanso| _senoo| _sse070q] ros ro] auan] osm maze] sesso] 2012.30] sroc0] _zearso] son sol__ sts 07120] ex0.20) sno San zo ene 75| sol 2r060n| e170) _sasr80o] _sts500] _exs.z__a77475a) sagt zoo esas] z20075| smo] reas] _erecol__r02000 320874 1014.20) _snar0 053 zzzre| sol azzaonl reso) _sronsoc]_sssaso]_ssor | __snszsa) 39Stan S092 a9 stop HRA OTHER AREA scot 4 2 3 2 4 ‘ ‘ 2 2 10 Existing |_wea | sso% | ew | Ra |oier weal arrears | 1:0% [oir steal ARREARS we_| ssn | orm | op | sm | 284 |romowms| osx | 348 [somonris te2aa] 1195.60] 17784] 25700] _vor0so| _asago| ra6ar.0o| 2505.70] 2730] _21020.0) 1200] 122200] sexa00] _2es0o] _s7zasol__saoso] _ssorsoo] _gse0.75| 72079] _zas2z40 19360] 1258-40] _searsso| 27900] _s7r420] steal 154sn00] aeoi.r6] 774.16] 22224.) soon] 980] 942: zero] s826so] 55170] 1595.00] 2739.70] rere] _ 209200 20160] 1391.20] 19090] 24000] _seraso] sero] _s4r000] nvr 75] arma] _2asza so) 21040] _ 136780] 205140] 20700] 193050] sozoo] _see7.00] 2005.75] a4 _20000.60 21200] _swo7.90| 2110s] s0600] 192900 _sa1.10] 1743300] _2083.50| 71s] 2614280 22200] 1449.20) 21236] _a1s0o]_zoerso} 00.20] _tvo7a00]_zw71.25| au] _2en68 50 swos.so| 223275] sao} 210600] 617-50] taszsc0] 3159.00] _gao2e]_ 2778720 525.80] 22000] _aano]_21sso]__c2s.70]_sgc700)_ 745.75] 959581 _28505 0 3925.90] 225320] zoo} _ 22230) gacuso| 104430] 31230.0) 528.20] 220020] 500) 228150) iz225| 12900] _ss8r1 3) ev ‘ 2 2 3 “ 5 ‘ 8 2 10 visting | nea | 150% | new | Hea |oure-tea| anncans | 150% [Dire Heal ARREARS ee _| sso | aren | or | esm | 2a4 |s0monms| zo4eo| 1301.20] 199600] 20000) 108000] _es7.0] _ 1973400 21040| 1367.50] 205140] _sisoo} _z0sro]_era.so] _ 2098709 010.05] _20sss.so 2reeo] _s4c7.9o] 201185 210800] _ean.1o] 2084300 047.5} _srareso) zzz1o) vwen20} _rrr2s0|__so200] _sveaso] 716.20] _a14so.c0] soe 70] soraas] 3725 5) zzo00| 2275] atzool 22700) 13440] zz0ss.co] 334.0} 110179] _ss0s2.s) 2os20| 1520.00] 220229] _aszoe]_zzea00] 159.20] 2277600] _suspo0] r1an60] ne zeveo| ssea.o] _zasaes| _asa0o]_z2ns00] rosso] _zarr00] _sszosc] 1176.05] _95276.50 40ste ve OTHER AREA cai | wea | ser | new | vem [areal amen | ox lol wens we [ows | omn | o> | esen | ane bowowmal oro | 240 benenns aiid tore] se] son] coed msl secad sens wel asa aid sooe] aul san] nvsod wnt 200d seal rl soca asd sat] vet] sxa|_saoo] eae sno] ome] eel onse aod] tooa) sm] smal ses som] ruse ser rls wed ral anol om) azo] axel roo] ied sus] oon [~T.7.[>. 7.7.7.7. 7+ Ts casing | we | em | ow [oma Jornal asears| sox lore sal ames ed vowel _soes| ial ool mond soe sonl sons amie aad orc an] sal ose] mad sro] nel | sor zw] wil are] wen] sao] uso 9950) ame] won] ms al tal sc] ual sol uve] sao) scl uel ai aod send roe] aol oom] und soe] aad mes] cw San casing | va | vom | ew | wea loreal ameans | ss0s [or sl semen aod _serel soe wal wom] nod sore] sean] ma] ewe ed use) se] ao) ones wei spo) we nl ie] sa avd wise) ma] enol _so.ol naar] srl ce] wus] eur oud asi! ssc] sor] sess vont] s000)_ sn al sa mod rel sec] so] sol _ncxi swno0l somal nl sro 41Stag-t Stag-2 stag-3 Stag-4 ICITY COMPENSATORY ALLOWANCE SCALE -1 1 2 3 4 5 8 cA new | cca __|pirr -ccalarrears BP [uimaxrssio| BP _|axsuons sa. ho monTus. +0000] 400.00] 14500) 40.00] 140.00] 4200.0] 10470 418.60] 15100) 540.00] 121.20] 3630.00 10940 47.60] 15700] 540.00] 102.40] 3072.00 said 456.40 16200] 520.00] 3.60] 2608.00 +0 47520] 16000) 540.00] 64.80] _ 1944.00 +2350 494.00] 17500] 540.00] 46.00] 1360.0 12820] 512.00] 18100) s40.00| __27,20| _ 616.00 13320 522.80] 10700) 540.00 7.20) 216.00] 2820] 540.00] +9400) 540.00 0.00] 0.00 14320] $4000] 20100] 540.00] 0.00] __0.00 12880] 54000] 20900 540.00] 0.00] __0.00 15440] 54000] 21700 540.00] __0.00]__0.00 16000] 54000] 22500 540.00] __0.00|___0.00 vescol__s1000] zal sooo] oo] 004 in29] $40.00| 26100] 540.00] 0.00] __0.00 17600] £40.00| 24000] 540.00] 0.00] 0.00 12240] 540.09| 25700] 540.00] 0.00 __0.00 12800] 540.00] 26500 540.00] __0.00]__0.00 + 19360] 40.00] _zrs00] 540.00] __0.00__0.00 12020] 540.00] 20100] 540.00] 0.00] __0.00] 2040] 540,00] 26900] 540.00] 0.00] __ 0.00] 2040] 540.00] 29700] 540.00] _0.00|___0.00] 21040] 140,00] _s0s0o| 540.00] 0.00] 0.00) 21040] 40.00] _ 31500] sooo] 0.00] 0.00 a2Steg Stag-2 Steg SCALE =I CITY COMPENSATORY ALLOWANCE. 1 2 3 4 5 6 cca NEW CCA | DIFF -CCA|ARREARS| AYMAX,RS.540).__BP__NAKRS 5401. [30 MONTHS: 14329] 540.00] 20100] 40,09] 0.09] 0.09] 14380] 540.00] _ 20900] 540.00) 0.09] 0.00] 15440] 540.00] 21700) 540.00] 0.09] 0.00] +6000] 540.00] 22500) 540.00] 0.09] 0.00] +6560] 540.00] 23300) 40.09] 0.09] 0.00] 17120] 540,00] _ 26100] 540.09) 0.09] 0.09] 117680] 540,00| __ 24900] 540.00) 0.00] 0.00] 18240] 540.00] __ 25700] 540,09) 0.09] 0.00) 118800] 540.00] __ 20500] 540.00] 0.00] 0.00) 119360] 540,00] 27300) 540.00] 0.09] 0.00) 119920] 540.00] 26100} 540.00) 0.00] 0.00] 20480] 540.00] 28900} 540.00] 0.00] 0.00) 21040) 540.00] __ 29700} 540.00] 0.09] 0.00] 21680) 540.00] __30600) 540,00] 0.00] 0.09] 20280) 540.00] _ 31509] 540,00] 0.00] 0.09] 22000] 540.00] _ 32400) 540,00] 0.00] 0,09] 22900] 540.00] __33200] 540,00] 0.00] 0.09] 22000] 540.00] _ 34200] 540.00] 0.00) 0.09] 43Stog-t Stag2 Stag-3 Stog-4 |ATORY ALL : 2 3 “ se Exsting| cca | ew | cca | owr.con| amneans op lecawraso. | ap |rminee sowonri wool sino! rere suo] ool oad vwxool stool aesool sto0o] ao] aad tesco] stacol araoq] stool oo) oad somo] suocol rere —saoool ool oa oil 540.0] nwo] _sto0o] ae] 004 asniel_ 540.0] some] stool ae] oad Le auseol suncol xan] saoool ool and zmeol sino] sisal s1ooo] ao) aad 2a sooo] omol 004 zac tooo] ome) 000 soso] seo0o| scone] _ctoac] oon] 000 resol s1o.o] sue] sano] onal oo sates ‘ 2 3 A Pi cxstng| cca [new | cca [orrcca| anneans | er feat omonri rows] _succol wane] sxo0o] mol 004 aro] _succol arsnol _s1oo] col 00d aioco] _sicco] szwsol_s1o.0o] onal 00 mel _suncol suo] stool owl a0 ano] __s10.o] sexo] __ewnoo] oon] 000 asus] stad] ssz0o] sano] ooo] 00 saw] send] size] sooo] owl a0 a4scale V CITY COMPENSATORY ALLOWANCE 1 a 3 ‘ s ‘ exsitng| cca |_new_| cca | pir cA] arenas op lomesso: | np |enunassu 0 monte araol 540.00] _aea00] 640.00] ovo] __o.od areo] 540.00] _sra0o| 64000] 0o|__o.od esac] £40.00] _aazoa| 64000 o00o|__ aca eooe] £40.00] aoaoo}___s4000] oo] ac) esre] 540.00] _uoo]___saa00o]___ ovo] __o0 seal 1 2 a 4 5 6 tvisitng | cca | _wew | cca | over -ccal arneans we _fcuncnsswo-| ap _|rmauans.se s0 MONTH zeo2i] 640,00] 2000] 540.00] oco)__ oo zromo] 640,00] saaeo]_—_—540.00] aaa) zre00| £40.00] _aaaeo] 540.00] ___aco|___000 zaps] 540.00] sooo]___54000| oo] od aesacl £40.00] oacol___ 54000] ___o.oo]__o.00 scala i | 4 2 3 4 5 6 txts | cca _| new | cca | oirr cca] anneans or founaes | op _|sworssa. so ona aosta| $40.00] asaoo]__s4aco|___oo|__ 0.0 coro] 540.00] __aasoo]___s4aco| ool ___o.0d oro] 540,00] «owool___s4aco| o.oo] __ og 31600] $40.00] _sovoo| 540.00 oo|__.00 2600] 540.00] _sa00o] 540.00] ool___.00 45FIXED PERSONAL PAY (FPP) Tncroment | _D.A. [Total FPP payablo] Ineromont | D.A. | Total FPP payable] Component] ason | Where Bank's | Component} ason | Where Bank's 01.11.2002| Accommodation 01.11.2007 | Accommodation is provided is provided 7 2 3 {— 5 6 560 23] 589] 800 58] 858] 620] 25| 645] 909] 65 966] 680) 2a] 708] 1000] 2 1073] 1000 44 41044 1109) 9) 1179] 1200} 86] 11286] 1300] | 1304 46PROFESSIONAL QUALIFICATION PAY (PAP) (EVOBIITY POP POP. ‘Tyear After [Difference | 2year After Difference| Reaching Max Reaching Max Old | New Old_| New CANS Part-1 LJAiIB 300] at) +10] 300] Ftd 110] CAIIB (Both Parts) 300] ato] +10] ___750|__ 1030) 220) 47SCHEDULE V SCHEDULE FOR REIMBURSEMENT OF HOSPITALISATION EXPENSES 1. Hospitalisation expenses will be reimbursed to workmen staff in the bank to the extent of 100 por cent in case of self and 75 por cont in caso of dependent members of family subject to the procedure for reimbursement of hospitalisation expenses as enumerated heroundor: (a) (b) (c) Hospitalisation charges to the extent stated above will be reimbursed in case of all ailmonts and major accidents which require hospitalisation. Aworkman or his dependent family member(s) will be considered to have been hospitalised only if they are admitted as indoor pationt(s) in the hospital in rospoct of disoases/accidents as mentioned above in sub-para (a). However, cases where the pationt is admitted as an out-pationt and discharged tho same day after surgical procedures involving advanced techniques may also be considered for reimbursement of hospitalisation expenses. Medical expenses incurred for the hospitalisation will bo reimbursed on the strongth of bills/vouchars to the oxtent of 100% in case of self and 75% in case of family members subject to limits proscribed hereunder. 2, For the purpose of medical facilities : The expression ‘family’ of an employee shall mean the employee's spouse, wholly dopondent unmarried children (including step children and legally adopted children), wholly dependent physically challenged brother/sister with 40% or more disability, as also parents ordinarily residing with and wholly dependent on the employee. (a) (b) The term wholly dependent child/parent, wholly dependent brother/sister shall mean such member of the family having a monthly income not exceeding Fis.3500/- p.m. If the income of ono of the parents exceeds Rs.3,500/- p.m. or the aggregate income of both the parents excoeds Rs.3,500/- p.m., both the parents shall not be considered as wholly dependent on the employee. ‘A marriod femalo employee may include her natural parents or parents-in-law under the definition of family — but not both — provided that the parents/parents- in-law are ordinarily residing with and wholly dependent on her. 48The reimbursement of hospitalisation expenses willbe restricted to the following charges: & Details Extent of reimbursement 31 |(@) Hospital Registration Fees 100% for self and 75% for dependent family members of the amount actually incurred or | Rs.220/- whichever is lower. (b) — Surcharge/tax on hospital bills | Proportionate to the extent of the bill passed by the bank 32_| Charges for bed per day (excluding | 100% for self and 75% for boarding charges) dependent family members of the amount actually incurred or I Rs.450/- whichever is lower. 33 | ICUKCCUNeo-natal Nursery 100% for self and 75% for dependent family members of the amount actually incurred or Rs.550/- per day, whichever is lower. ‘This is in addition to bed charges 34 | Diagnostic material charges, X-rays, | As per Annexure I hereto Pathological tests, ECGs, etc. a 33 | Medicines, drugs, injecti 100% or 75% as the case may be disposable syringes), bandage and of actual expenses. dressing materials, etc. except tonics/vitamins. (However, tonics’ vitamins which are prescribed by the attending doctor and certified as essential for the period of hospitalisation, may be considered for reimbursement.) 3.6_[ Operation charges, ete. As per Annexure-Ii hereto 493.7 Physician’s and Consultant’s fees per visit: 100% for self and 75% for dependent fart members of the amount actually incurrec the amount as mentioned below against € item, whichever is lower “Subsequent ‘Consultations ease | eee 110) 2 | VISIT MADE BY SPECIALISTS AT THE HOSPITAL: SPECIAL VISII | Routine visits The workmen or members of theit families (as the case may be) are expected to secure admission in a Govern ment/Municipal Hospital or any ‘private’ hospital (i.e., hospitals under the management of a Trust, Charitable Institution or a religious mission). The reimbursement will be restricted to the percentage applicable to the workman /dependent family member, i.e. 100% or 75% of the charges applicable to the lowest paying bed in such hospitals according to hospital rules or the maximum amounts mentioned above, whichever is lower. Normally, the workman and members of family should avail of services of hospital as mentioned in paragraph 4 above. However, if he feels, that it is unavoidable to seek services of a private nursing home/hospital, he can do so in one of the hospitals/nursing homes, approved by the bank. Reimbursement in such cases will, however, be restricted to the extent of the amount which would have been reimbursable in case of admission to a public or private hospital as mentioned in paragraph 4 above. Medical expenses incurred within 30 days of ‘pre’ and post-hospitalisation period on medical advice, on account of the ailment/disease for which the person was hospitalised, will be considered as hospitalisation expenses for reimbursement purpose. However, 5010. 1. in cases of hospitalisation involving special or major operations, medical expenses incurred for a period not exceeding 45 days of post-hospitalisation will be considered for teimbursement, subject to medical advice. Charges for engaging a nurse/attendant will not be reimbursed. However, nursing charges, if any, charged by hospital authorities in respect of days spent in ICU /CCU/ neo-natal nursery may be considered for reimbursemant.on the basis of certificate issued by the hospital authorities and in consultation with bank's Medical Officer. Reimbursement in such cases shalll be 100% for workmen and 75% for family members of the actual charges. Hospitalisation charges in connection with maternity will not be reimbursable. However, the expenditure incurred by an employee in cases involving operative interference because of complicated labour and caesarean operation and subsequent hospitalisation thereto will be reimbursed under the hospitalisation scheme to the extent of expenditure incurred in excess of normal maternity charges and consequent hospitalisation thereto ‘subject to the condition that such reimbursement shall be 70% of the amount actually incurred or the limits as per Annexure II hereto, whichever is less. The purchase of drugs/medicines will be restricted to approved chemists and arrangements will be made by banks wherever possible to make direct payments to the chemists. Banks will have discretion to refuse payment of bills in cases where they are not satisfied ‘bout the genuineness of the bills. AMBULANCE CHARGES ‘Ambulance charges for removing the workman or his dependent family member from residence to the hospital/nursing home or from hospital/nursing home to residence on discharge or from one hospital/nursing home to another hospitaV/nursing home, within the urban agglomeration or municipal limits may be reimbursed in full. Actual expenses incurred on conveyance by mode other than ambulance shall be reimbursed subject to the maximum as under: (By public taxi = Actuals subject to maximum of Rs.165/- per trip Gi) Byautorickshaw - Actuals subject to maximum of Rs.85/- per trip 5112, 13, In case the patient is to be moved to a hospital/nursing home outside the urban agglomeration/municipal limits, then the expenses incurred on conveyance may be relmbursed at the rate of Ris.6.00 per kilometer, with a maximum of Ais.1100/- per trip or the amount actually incurred, whichever is the least. Normally, services of an ambulance should be availed of. Where ambulance is not available or the facility of ambulance is not established, public mode of transport ie. taxi auto rickshaw could be used, The bank shall consider such claims on merits and facts. Abuse of the facility will be dealt with treating such claims as acts of gross misconduct. DOMICILIARY TREATMENT Medical Expenses incurred in respect of the following diseases which need domiciliary treatment as may be certified by the recognised hospital authorities and bank's medical officer shall be deemed as hospitalisation expenses and reimbursed to the extent of 100% in case of a workman and 75% in the case of his family. Cancer, Leukaemia, Thalassemia, Tuberculosis, Paralysis, Cardiac Ailment, Pleuresy, Leprosy, Kidney ailment, Epilepsy, Parkinson's Disease, Psychiatric disorder, Diabetes, Hopatitis-B, Hepatitis-C, Haemophilia, Myastheniagravis, Wilson's disease, Ulcerative Colitis, Epidermolysis bullosa, Venous Thrombosis (not caused by smoking). Aplastic Anaemia, Psoriasis, Third Degree Burns, Rheumatoid Arthritis, Hypothyroidism and Hyperthyroidism NOTE:- (i) The cost of medicines ete. in respect of domiciliary treatment shall be reimbursed for the period stated in the Specialist's prescription. If no period is stated, the prescription for the purpose of reimbursement shall be valid for a period not exceeding 90 days, (i) Expenses incurred on radiotherapy and chemotherapy in the treatment of cancer and leukaemia shall be considered for reimbursement under domiciliary treatment to the extent of 100% in case of a workman and 75% in the case of his family. ‘The medical aid and reimbursement of expenses under the hospitalisation scheme under this Settlement will also be available for medical treatment under the recognised systems ‘of medicines, viz., Ayurvedic, Unani, Sidha, Homeopathy and Naturopathy if such treatment is taken in a clinic/hospital recognised by the Central/State Government. Further, reimbursement shall be limited to such expenses within the prescribed ceilings as would have been reimbursable in case the treatment was taken in a Government Municipal hospital, subject to the overall limits under the scheme, i.¢., 100% of approved expenses for self and 75% in case of family. 5214, Nott PACKAGE CHARGES ‘Some hospitals are charging on the basis of ‘package’ for specialised treatment for diseases pertaining to heart, kidney, coronary, etc. These package charges generally include all charges pertaining to a particular treatmentiprocedure including admission charges, accommodation charges, ICU/ICCU charges, monitoring charges, operation charges, anesthesia charges, operation theater charges, procedural charges/ Surgeon's fee, cost of disposables, cost of consumables like catheters, guide wires, etc., surgical charges and cost of medicine used during hospitalisation, related routine investigations, physiotheraphy charges ete. In the following cases, package charges will be reimbursed to the extent of 100% in the case of self and 75% in the case of dependent members of family, subject to the limits specified below:~ (a) Coronary Bypass Surgery (b) Coronary Angiography (c) Angioplasty/Stentoplasty Rs.80,000/- (@) Kidney Transplant Rs.1,80,000/- (© Liver Transplant Rs.2,20,00 () For the above ailments, workmen employees can claim either as per schedule of expenses prescribed or package charges whenever the treatment is taken under package charges scheme. (i) Inthe case of stentoplasty, cost of medicated stent(s), wires/balloon, implanted during surgery may be reinbursed at the rate of 75% for family members and 100% for workman himself at rates not exceeding the rates applicable to lowest paying bed of AIIMS, New Delhi, in addition to the package charges indicated above. (i) Liver transplant charges are not reimbursable in cases where damage to the liver has been caused by alcoholism. 53Annexure SCHEDULE FOR REIMBURSEMENT OF CHARGES INCURRED BY | 0 trae nd 784 or dependent] ‘ely meres ef aus | scan inured oe wou orton yom aga each tam | t a ‘elcerer lowe (apes) tine for 17 Ketosterotds [Urine Culture (Urine for Column Count Test Sensitivity Tet \Unine for Acid Fast Bacili p(B Culture) Smear Analysis ody Fluds-C.S FPlual Ass, ce. Chemis, Suga, Protcin. te — Malignant Calls 15 ltAEMATOLOGY Blood Coun: wh ndezs i, TUC, DL) Bioud Couns without Indies (ib, TLE, DLC IRAC and Hh wih Indices [RBC ands without ingen _ Hotal WBC and Differential Count (TODO) ‘Bloed Smsars for parasites (MP, et Peripheral sear [Aloed for Micro atelet Count — lblseding and Coagulation time (BT C1) (Clot Retraction Tim [Eqaracytes Sedimentation Rate (Westengeen's meibnd) [Scdimertation Rate (oth Methods) ESR [Blood Cy (clot un ucose Pasphats Doty ragenase (GARD) 540% fc et nd 70% fr dependent] Packed Cell Preparation swine ent niawe oF PROSEDURE een pec —y Fate Coz — - zi CS Coal 2 eee — pects = eo — | ss : 3—— a - S (Goonib’s Test aires (or coming antibodies) — 165 eS ee Satie 3 Sr eek Bend Geapng and pero ater mia "8 [Blood Transfusion per Boitlc and Donor’s fees Gneluding 400 eto | BIOCHEMISTRY [Blood Urca/Calciuna/Phesphorus/Phosphatsse/ Sodium/Potassium leach ood Urea Niwogen [Urea Clearance Test (Creatinine Clearance Test ‘Serum Protsins or Plasma Proteins (Serum Proteins Flectrophoresis [Blood for Fibrinogen [Blood for Creatinine [Blood Uric Acid [Blood Sugar Curve (Glusase Tolerance Test) GTC or GPT (CO; Combining Power of Piasm: [Blood Cholesterol [Blood Protein Bound Iodine (PII) [Blood Chiorides ($ Ci) jerum Sodium (5 Na) [Serum Potassium (S KJ [Serum Keon ($ Fe) [Serum fron Stadies (Serum Calcium ($ Ca) {Serum Phosphorous (SP) [Serum Alkaline Phosphaiace [Serum Acid Phosphatase [Serum Anylase 55ISMA 12-2 (14 Blood Chemistry) NAME OF PROCEDURE aca oe sr ‘nto bow mae et, che = (Glucose 6 Phosphate Dehydrogenase 185, [Serum Lactic Dehyérogenase(LDH) 160 Serum Lactic Dehydrogenase with Isoenzyme ais | 0 BACTERIOLOGY & SEROLOGY . Paul Bunnel Test IC Reactive Proteins™® [Smear na [Widal Test 7 RATest [Culture & Sensitivity (other specimens) bro Cholera Culture [Smear Examination for Micro Organisms [Conjunctival Swab for Microscopic and Culture Examination lids or Exudates for Malignant Cells For hospitalised patients RAY, For hospitalised patients oly For Rheumati disease to be reimbursed for hospitalised patient — Flurossopy Chest 135 [Abdomen AP Feet (One Film) 130, [Abdomen ateral View (Ove Fim) 130 [Abdomen for Pregnanc u 130, | est PA View (One Film) 150 | [Chest Oblique or Lateral (One Film) 130 Masioids 130 - [Extremities Bones and Joints (One Film 150 | Pelvis (One Fim) 150 eranasal Sinuses (One Film) —] FEM Joints (One Film) [Abdomen & Pelvis for KUD. 250) [Skull AP. & Lateral, 250 [Spe AP & Lateral — 250 Barium Swallow Z 380 Sinography/Sialography 60 (Cysiopraphy/Urettuography - 990) [Antrogrphy 745 IRetograde Pyelogeghy 525 [Oral or LV. Choleeystograpiy 7 835 | [Barium Enema 10750 ev ona 775 or cepa rey anne NAME OF PROCEDURE _actuaty incurred or Be amour a5 eens, Sesame nea | Tian Mel pero Loner ra renchoosaky iss Ts i330 90 ian Meal Compe 330 (Contr Remoea naoararh “sao lerscannant lore = - Bro ler Sea Gai Sanit [ioe IML - San MRI Gwat cons = 7300 ULTRA SONOGRAFHY AND#CHOCARDIOGRAPHY eA liiectre Cardiogram (ECG) z [Indust Test |U C G(Phone-cardiography, Telemetry C, Cardiac Ex Test, Stes ided Biog lus (SKIN Test) 700 [fein Cardiography wo [Castio Version E [Uhr Sonography (Tuberculin Test (Mantaux) TT or IT ‘Scraping for Fungus ‘Skin Clipping & smear for Leprc ‘Nasal smear for lepros; LIVER FUNCTION TESTS PLEURAL AND PER! icon Fad for Rout | Fluid tor Cultural Pericardial and Assit Fluids ‘SPUTUM EXAMINATION ‘ [Sputum Routine Sputum k (Sputum ICSI for Diptheria for Diptheria _ 57Ammesirell OPERATION CHARGES 0 for saad dopo ony monroe aroun hay redo Sour ertonol bl apart ech a, acho br me he mI Special — | Wor Wir Operon | oparton _| Oporto (a) Opension There Cages | — 3300 | 2200~ | Tisr- (b) Anoesteti's Charges 3300 | 2300— | 7157 {@) Surgeon's Fees for Operation | 11,000] 7.180] 2.3107 Gooluding Fees for Assistants) I (@ Expenses for dialysis, blood tansfision, Heat valve replacment, angiography, implanted items during surgery wherever they do not form part of package chinges and pace-maker may be reimbursed at the rate of 75% for family members and 100% for workman himself at rates not exceeding the rates applicable to lowest paying bed of AIIMS, New Delhi oy Indicative list of Spécial, Malor and Minor operations is appended below: SPECIAL OPERATIONS + Cardise including By-Pass Surgery, Brain, Lang and Cancer Operations, Kidney/Liver Transplantation Operation, Bone Marrow wansplant and Multiple Fractures (time taken is more than 3 hours). MAJOR OPERATIONS : Kidney Stone (including lithotripsy), Prostate, Thyroid, Caesarean Delivery, Gastrectomy, Hysterectomy, Fractures, Amputafions, S.P.Nailing, Discoidectomy, Retina Detachment, Liver & Gall Bladder, Plastic Surgery (not for beautification) Cetaract(wih IOL), Hernia “subject to Bank's discretion (Time taken approximately 1 to 3 hous), MINOR OPERATIONS : D & C, Fissure, Ciscumcision, Small Hydrocele, Dilatation, Vasectomy, Abscess, Bilat, Hyérocele, Appendix, Tubectomy, Piles, Fistula, Minor Operations of the Fye, Nose and Fat (Time taken appreximgtely 60 minutes or less). | Nowe Operative interference done using state-of-the-art medical techniques taking less than the time indicated as above will nt alter the nature ofthe operations. 58Joint Note on agreed conclusions reached between the Indian Banks’ Association on behalf of the Managements of Banks listed in the Schedule and All India Bank Officers’ Confederation (AIBOC), All India Bank Officers’ Association (AIBOA), Indian National Bank Officers’ Congress (INBOC) and National Organisation of Bank Officers (NOBO) (A) A .Joint Note for introducing Pension Scheme in the Banking Industry as second retiral benefit in lieu of Contributory Provident Fund was signed between Indian Banks’ Association (IBA) on behalf of Management of Banks and their officers represented by All India Bank Officers’ Confederation (AIBC). All India Bank Officers’ Association (AIBOA) and Indian National Bank Officers’ Congress (INBOC) on 29th October 1993. The terms of the said Joint Note were incorporated in the Bank Employees’ Pension Regulations, 1995 notified in the official Gazette of india by all the Nationalised Banks on 2ath September 1995 and by Associate Banks of State Bank of India on 26th March 1996. (B) According to the Joint Note dated 29th October 1993 and Bank Employees’ Pension Regulations, 1995/1996 framed incorporating the terms of Joint Note, Pension in lieu of Contributory Provident Fund was introduced in respect of those Officers who opted for the said Pension Scheme, (C) Those Officers who were in the service of the banks prior 29th September 1995 in case of Nationalized Banks / 26th March 1996 in case of Associate Banks of State Bank of India and continued to be in service of the banks on or after 29th September 1995 /26th March 1996 respectively and did not exercise the option to join the Pension Scheme were eligible only for the Contributory Provident Fund Scheme. (D) The United Forum of Bank Unions (UFBU) representing workmen and officers in Banks were requesting to allow another option to those who were in the service of the Banks prior to 29th September 1995 in case of Nationalized Banks / 26th March 1996 in case of Associate Banks of State Bank of India and continued in service on or after that date and did not opt for pension when offered as per the Scheme. IBA was not agreeable to the demand and reiterated its inability to extend the present Pension Scheme to those who had not opted for pension on cost consideration. However, both the parties agreed to discuss alternate proposals. The same was incorporated in the fifth paragraph of the Joint Note on salary revision for officers dated 2nd June 2005. The UFBU pursued the demand inspite of the above position and offered to share a portion of the initial funding liability on one-time basis for extending pension to the non optees. Protracted negotiations were held between the parties over a period of time. An actuarial valuation of liability by 59(E) actuaries appointed by mutual consent was carried out and based on this, the funding gap was estimated as Fs.6000/- crores. The employees offered to contribute Rs. 1 800/ = erores, being 30% of tho estimated funding gap, for extending pension to those ‘employees who were in the service of the bank prior to 29th September 1995 in the case of Nationalised banks and 26th March 1996 in case of Associate Banks of State Bank of India and continue to be in service thereafter and did not opt for pension. They had also requested to extend the Pension Scheme to — (2) Those who were in the service of the Banks prior to 29th September 1995 case of Nationalized Banks / 26th March 1996 in case of Associate Banks of State Bank of India, did not opt for pension and had retired after that date. (0) The family of those oificers who were in service of Banks prior to 29th September 1995 in case of Nationalized Banks / 26th March 1996 in case of Associate Banks of State Bank of India, did not opt for pension and had died while in service after that date. (c) The family of those officers who were in service of the Banks prior to 29th September 1995 in case of Nationalized Banks / 26th March 1996 in case of Associate Banks of State Bank of India, retired from service of the Banks after that date and died thereatter. Subject to their opting to be under the Pension Scheme and refunding the banks’ contribution to Provident Fund with interest paid to thom at the time of retirement/ death of the officer concerned and also contribute their share in meeting 30% of the funding gap. An actuarial veluation on similar lines as conducted for serving employees had estimated the funding gap as Rs.3115 crores for those retirees! tamily of retirees. The parties held various rounds of discussions In the matter and have now reached conclusions as set out hereunder: a All officers who are in the service of the bank as on the date of this Joint Note who exercise option to join the Pension Scheme in terms of this Joint Note will contribute ‘rom their arrears on account of wage revision in terms of the Joint Note between the parties dated 27th April 2010 an amount of Rs.922 crores towards their share in the ‘amount of Rs.1800 crores offered by UFBU towards 30% of the estimated funding gap of Ris.6000 crores. The said amount is worked out @2.8 times of the revised pay for the month of November 2007, for individual officers. Another option for joining the existing Pension Scheme shalll be extended to those Officers who:-