Professional Documents
Culture Documents
1. RBI has enhanced the per transaction limit of offline transactions through
Rs.200/- Rs.500/- Rs.1000/- Rs.2000/- B
UPI Lite upto Rs______-
2. RBI has instructed all Scheduled Commercial Banks / Regional Rural Banks
/ all Scheduled Primary (Urban) Co-operative Banks / all Scheduled State Co-
operative Banks to maintain , an incremental CRR (I-CRR) of _____ per cent 5 percent 4.5 percent 10 percent 15 percent C
on the increase in NDTL between May 19, 2023 and July 28, 2023, effective
from the fortnight beginning August 12, 2023.
11. The financial instrument which is traded on a Indian stock exchange but
ADR IDR GDR All of the above B
represents part of the equity share of a foreign listed company is called;
13. The first two characters in ISIN code for a security represents _____. Issuer type Security Type Country Code Company identity C
Reserves and
Share premium
15. Bonus shares are issued by a company out of surplus of earlier Both A&B None of these C
reserves
years
16. The government has amended Aadhaar regulations, specifying that
supporting documents on Proof of Identity (POI) and Proof of Address (POA)
10 years 5 years 15 years 20 years A
need to be updated "at least once" by Aadhaar holders on completion of
________years from enrolment date.
Government
departments / State / District Level
17. Banks can't open Savings account in the name of which of the following
bodies depending Panchayat Samitis Housing Co-operative All of these D
customers?
upon budgetary Societies
allocations
18.Currency chest holding banks of the large modern currency chests levy
service charges on cash deposited by non-chest bank branches at the rate of Rs.5/- Rs.2/- Rs.8/- Rs.10/- C
₹___________ + GST per packet of 100 pieces.
19. As per the RBI guidelines on digital lending, a borrower shall be given an
explicit option to exit digital loan by paying the principal and the proportionate
5 days 3 days 7 days 15 days B
APR without any penalty during the cooling period which shall not be less
than_________ days for loans having tenor of seven days or more.
20. Floating provisions can be treated as part of Tier II capital within the overall
10.00 2.50 1.25 5.00 C
ceiling of _____% of total risk weighted assets.
21. Banks are required to make provision for country risk in respect of a
country where its net funded exposure is _____per cent or more of its total 1 2 5 10 A
assets.
100% to be provided
100% to be provided
for over a period not
100% to be for over a period not
exceeding four
provided in the exceeding four
100% to be provided quarters
22. What is the provision required for a credit facility classified as fraud? quarter in which the quarters commencing C
instantly on detection commencing with the
fraud has been with the quarter in
quarter in which the
detected. which the fraud has
fraud has been
been detected.
reported to RBI.
23. Banks are required to achieve a minimum Provision Coverage ratio of___ 60 percent 70 percent 80 percent 50 percent B
QUESTION OPTION A OPTION B OPTION C OPTION D ANS
24. What is the provision required for Standard Assets in Commercial Real
0.75 percent 1 percent 2 percent 1.25 percent B
Estate Segment?
Individual Housing
25. In which of the following segments, the standard asset provisioning will not Agriculture farm All types of Small and Micro
loans sanctioned on B
be 0.25% credit agriculture credit Enterprise (SME)
or after 07 June 2017