Project Title

Exploring the Operations and Functions of Commercial Banks (Bank Name)

Project Overview
This project aims to provide bachelor students with a practical understanding of the commercial
banking industry. Students will explore the structure, functions, and key operations of commercial
banks, gaining insights into how these financial institutions contribute to the economy.
Project Components
1. Introduction to Commercial Banking
Define commercial banks and their role in the financial system.
Provide an overview of the historical evolution of commercial banks.
2. Structure and Organization of Commercial Banks
Explain the organizational structure of commercial banks, including the board of
directors, management, and various departments.
Discuss the hierarchy within a typical commercial bank.
3. Key Functions of Commercial Banks
Explore the core functions of commercial banks, such as deposit-taking, lending,
and payment processing.
Describe the importance of intermediation in the banking sector.
4. Banking Products and Services
Investigate the various products and services offered by commercial banks,
including savings accounts, loans, credit cards, and electronic banking services.
Analyze the importance of these products in meeting the financial needs of
individuals and businesses.
5. Risk Management in Banking
Examine the types of risks faced by commercial banks, including credit risk,
interest rate risk, and operational risk.
Discuss how banks employ risk management strategies to mitigate these risks.
6. Regulation and Compliance
Banking regulations and regulatory bodies, such as the central bank and banking
authorities.
7. Case Studies
Case studies of notable banking events or crises, highlighting their impact on the
banking sector and the broader economy.
8. Banking Technology and Digital Transformation
Discuss the role of technology in modern banking, including online banking,
mobile apps, and fintech innovations.
Explore how digital transformation is changing the way banks operate and serve
customers.
9. Financial Inclusion and Corporate Social Responsibility (CSR)
Investigate the role of banks in promoting financial inclusion and CSR initiatives.
Analyze the positive impact that banking institutions can have on society and local
communities.
10. Conclusion
Commercial banking and its significance in the financial world and discuss
potential career opportunities in the banking sector.