TUGAS 1

EKONOMI REKAYASA
RICKY ADRIANUS SILALAHI/210310046

NO. 1-1
Solve diagram (a) – (d) below for the unknown Q, R, S, and T, assuming a 10% interest rate
(a). Dik : F : 200 Dit : Q = P ?
i : 10%^
n:4
Penyelesaian :
P = F/(1+i)^n
P = 200/(1+0,1)^4
P = 200/1,461
P = 136,60

(b). Dik : A : 100 Dit : R = F ?

I : 10%
n:4
Penyelesaian :
F = A [ (1 + i)^n -1)/i]
F = 100 [ (1+ 0,1)^4 – 1)/ 0,1 ]
F = 464,1
(c). Dik : G : 50 Dit : S = P ?
i : 10%
A : 50
n:4
Penyelesaian :
P = G [ ((1+i)^n – in – 1)/i^2(1+i)^n] + A [ ((1 + I )^n – 1))/ I ( 1 + i)^n ]
P = 50 [ ((1+0,1)^4 – 0,1 x 4 – 1)/0,1^2 (1+ 0,1)^4 ] + 50 [ ((1 + 0,1 )^4 – 1))/ 0,1 ( 1 + 0,1)^4 ]
P = 271,6
No. 1-2
A man borrowed $ 500 from a bank on October 15th. He must repay the loan in 16 equal
monthly payments, due on the 15th of each month, beginning November 15th. If interest is
computed at 1% per month, how much must he pay each month?
Dik : P : $500 Dit : F?
I : 1%
n : 16
Jawab :
I=P*i
= $500 * 1%
= $5
Jumlah yang harus dibayar tiap bulannya adalah
F = (P / n) + I
F = ($500 / 16) + $5
F = $36,25 / Month

No. 1 – 3
A local finance company will loan $ 10,000 to a homeowner. It is to be repaid in 24 monthly
payments of $ 499 each. The first payment is due thirty days after the $ 10,000 is received. What
interest rate per month are they charging?
Penyelesaian :
Dik : P : $10.000 Dit : i
n : 24
A : $499
Jadi :
F=A*n
F = $499 * 24
F = $11.976

I = (F-P)/n
I = ($11,976 - $10.000) / 24
I = $82,33/ bulan
Rate of interest = (I/P)*100%
= ($82,33/$10.000)*100%
= 0,82%/bulan

No. 1 – 4
For diagram (a) – (d) below, compute the unknown value: B, i, V, x, respectively.

(b). Dik: A : 200 Dit : i?

P : 634
N:4
Jawab :
Total yang dibayar = A * n = 200 * 4 = 800
Interest (i) = (total yang dibayar – pokok)/pokok * 100% = (800 – 634)/800*100% = 20,75%
i = 20,75% / 4 = 5,18%

(c). Dik: A : 10 Dit : V = F ?

N:4
i : 10%
Jawab :
F = A [ (1+i)^4 -1)/ I = 10 [ (1+ 0,1)^4 -1) / 0,1
F = 136,41
No. 1 – 5
For diagram (a) – (d) below, compute the unknown values: C, i, F, A, respectively.

(b). Dik: A : 140 Dit : i?

P : 500
N:6
Jawab :
Total yang dibayar = A * n = 140 * 6 = 840
Interest (i) = (total yang dibayar – pokok)/pokok * 100% = (840 – 500)/500*100% = 68%
i = 68%/6 = 11,33%

No. 1 – 6
For diagram (a) through (d) on the next page, compute the unknown values: W, X, Y, Z
respectively.

No. 1 – 8
Four plans have been presented for the repayment of $ 5000 in five years with interest
at 8%. Still another way to repay the $ 5000 would be to make four annual end‐of‐year
payments of $ 1000 each, followed by a final payment at the end of the fifth year. How
much would the final payment be?
Penyelesaian :
Dik : P = $5000 Dit : F?
i = 8%
A = $1000
n=5
Besar bunga yang harus dibayar = $5000 * 8% *5
= $200
Total = $5000 + $200 = $5200
Pengembalian di akhir setiap diakhir tahun (Cicilan) = $1000 * 4 = $4000
Sisa pembayaran di tahun ke lima = Total utang – cicilan
= $5200 - $4000
= $1200