BUNGA TUNGGAL

TAHUN POKOK BUNGA(3%) POKOK + BUNGA

1 IDR 459,000,000.00 IDR 13,770,000.00 IDR 472,770,000.00
2 IDR 472,770,000.00 IDR 13,770,000.00 IDR 486,540,000.00
3 IDR 486,540,000.00 IDR 13,770,000.00 IDR 500,310,000.00
4 IDR 500,310,000.00 IDR 13,770,000.00 IDR 514,080,000.00
5 IDR 514,080,000.00 IDR 13,770,000.00 IDR 527,850,000.00
6 IDR 527,850,000.00 IDR 13,770,000.00 IDR 541,620,000.00
7 IDR 541,620,000.00 IDR 13,770,000.00 IDR 555,390,000.00
8 IDR 555,390,000.00 IDR 13,770,000.00 IDR 569,160,000.00
9 IDR 569,160,000.00 IDR 13,770,000.00 IDR 582,930,000.00

PV 10000000
r 3%
n 9

FV = PVx(1+R)^n
= 10000000 X (1+12%)^3
= 13047731.8382924 103%
IDR 472,770,000.00

BUNGA MAJEMUK
TAHUN POKOK BUNGA(6%) POKOK + BUNGA
1 IDR 10,000,000.00 IDR 1,200,000.00 IDR 11,200,000.00
2 IDR 11,200,000.00 IDR 1,344,000.00 IDR 12,544,000.00
3 IDR 12,544,000.00 IDR 1,505,280.00 IDR 14,049,280.00

FV = PV x Tabel Future Value

= IDR 14,049,280.0000

FVn = PV x (1+r/f)^n*f
 BUNGA MAJEMUK
TAHUN POKOK BUNGA(6%) POKOK + BUNGA
1 IDR 459,000,000.00 IDR 13,770,000.00 IDR 472,770,000.00
2 IDR 472,770,000.00 IDR 14,183,100.00 IDR 486,953,100.00
3 IDR 486,953,100.00 IDR 14,608,593.00 IDR 501,561,693.00
4 IDR 501,561,693.00 IDR 15,046,850.79 IDR 516,608,543.79
5 IDR 516,608,543.79 IDR 15,498,256.31 IDR 532,106,800.10
6 IDR 532,106,800.10 IDR 15,963,204.00 IDR 548,070,004.11
7 IDR 548,070,004.11 IDR 16,442,100.12 IDR 564,512,104.23
8 IDR 564,512,104.23 IDR 16,935,363.13 IDR 581,447,467.36
9 IDR 581,447,467.36 IDR 17,443,424.02 IDR 598,890,891.38

3%
 1% 2% 3% 4% 5% 6% 7% 8%
1 1.0100 1.0200
2 1.0201 1.0404
3 1.0303 1.0612
4 1.0406 1.0824
5 1.0510 1.1041
6 1.0615 1.1262
7 1.0721 1.1487
8 1.0829 1.1717
9 1.0937 1.1951
10 1.1046 1.2190
9% 10% 11% 12%
1.1200
1.2544
1.4049
1.5735
1.7623
1.9738
2.2107
2.4760
2.7731
3.1058
1.a
FV = PV x ( 1 + r )^ n

25000000000 = 1471000000 x ( 1 + 12% )^ n

(1+12%)^n = 25000000000.00
1471000000.00

(1+12%)^n = 17.00

n = 25 th

1.b

FV = PV x ( 1 + r )^ n

25000000000 = 3100000000 x ( 1 + r )^ 20

(1+r)^20 = 25000000000
3100000000

(1+r)^20 = 8.0645

r = 11%
2.a
BUNGA MAJEMUK
TAHUN POKOK BUNGA(6%) POKOK + BUNGA
1 $ 77,000,000.00 $ 10,010,000.00 $ 87,010,000.00
2 $ 87,010,000.00 $ 11,311,300.00 $ 98,321,300.00
3 $ 98,321,300.00 $ 12,781,769.00 $ 111,103,069.00
4 $ 111,103,069.00 $ 14,443,398.97 $ 125,546,467.97

FV= $ 125,546,468

2.b
BUNGA MAJEMUK
TAHUN POKOK BUNGA POKOK + BUNGA
1 $ 889,000,000.00 $ 35,560,000.00 $ 924,560,000.00
2 $ 924,560,000.00 $ 46,228,000.00 $ 970,788,000.00
3 $ 970,788,000.00 $ 58,247,280.00 $ 1,029,035,280.00
4 $ 1,029,035,280.00 $ 72,032,469.60 $ 1,101,067,749.60

FV= $ 1,101,067,750

2.c

FVn = PV x ( 1
= $ 889,000,000.00 x ( 1

= $ 889,000,000.00 x ( 1

FVn = $ 1,173,417,193.22 102%

+ r / f )^ n x f
+ 7% / 4 )^ 4 x 4

+ 1.75% )^ 16