1. KPR Secara keseluruhan 2.

Pelunasan Sebagia
Harga Rumah 245,000,000 rupiah (isi)
DP (Down Payment) 25,000,000 rupiah(isi)
Diskon / DP 0 rupiah
Pinjaman KPR 220,000,000 rupiah
Angsur / Tenor 15 tahun(isi)
atau 180 bulan
Bunga 12.50% per tahun(isi)
Angsuran 2,711,549 per bulan
Total Bunga 268,078,745 rupiah
Total Pokok 220,000,000 rupiah
Total KPR 488,078,745 rupiah

Bulan Sisa Pinjaman Angsuran Angsuran Bulan

ke Pokok (Rp) Pokok (Rp) Bunga (Rp) ke
1 220,000,000 419,882 2,291,667 1
2 219,580,118 424,256 2,287,293 2
3 219,155,862 428,675 2,282,874 3
4 218,727,187 433,140 2,278,408 4
5 218,294,047 437,652 2,273,896 5
6 217,856,395 442,211 2,269,337 6
7 217,414,184 446,818 2,264,731 7
8 216,967,366 451,472 2,260,077 8
9 216,515,894 456,175 2,255,374 9
10 216,059,720 460,927 2,250,622 10
11 215,598,793 465,728 2,245,821 11
12 215,133,065 470,579 2,240,969 12
13 214,662,486 475,481 2,236,068 13
14 214,187,005 480,434 2,231,115 14
15 213,706,571 485,438 2,226,110 15
16 213,221,133 490,495 2,221,053 16
17 212,730,638 495,604 2,215,944 17
18 212,235,033 500,767 2,210,782 18
19 211,734,266 505,983 2,205,565 19
20 211,228,283 511,254 2,200,295 20
21 210,717,029 516,580 2,194,969 21
22 210,200,449 521,961 2,189,588 22
23 209,678,489 527,398 2,184,151 23
24 209,151,091 532,891 2,178,657 24
25 208,618,200 538,442 2,173,106 25
26 208,079,757 544,051 2,167,497 26
27 207,535,706 549,718 2,161,830 27
28 206,985,988 555,445 2,156,104 28
29 206,430,543 561,230 2,150,318 29
30 205,869,313 567,077 2,144,472 30
31 205,302,236 572,984 2,138,565 31
32 204,729,253 578,952 2,132,596 32
33 204,150,301 584,983 2,126,566 33
34 203,565,318 591,077 2,120,472 34
35 202,974,241 597,234 2,114,315 35
36 202,377,008 603,455 2,108,094 36
37 201,773,553 609,741 2,101,808 37
38 201,163,812 616,092 2,095,456 38
39 200,547,720 622,510 2,089,039 39
40 199,925,210 628,994 2,082,554 40
41 199,296,216 635,546 2,076,002 41
42 198,660,669 642,167 2,069,382 42
43 198,018,503 648,856 2,062,693 43
44 197,369,647 655,615 2,055,934 44
45 196,714,032 662,444 2,049,105 45
46 196,051,588 669,345 2,042,204 46
47 195,382,244 676,317 2,035,232 47
48 194,705,927 683,362 2,028,187 48
49 194,022,565 690,480 2,021,068 49
50 193,332,085 697,673 2,013,876 50
51 192,634,412 704,940 2,006,608 51
52 191,929,472 712,283 1,999,265 52
53 191,217,189 719,703 1,991,846 53
54 190,497,486 727,200 1,984,349 54
55 189,770,286 734,775 1,976,774 55
56 189,035,511 742,429 1,969,120 56
57 188,293,082 750,162 1,961,386 57
58 187,542,920 757,976 1,953,572 58
59 186,784,944 765,872 1,945,676 59
60 186,019,072 773,850 1,937,699 60
61 185,245,222 781,911 1,929,638 61
62 184,463,311 790,056 1,921,493 62
63 183,673,255 798,286 1,913,263 63
64 182,874,970 806,601 1,904,948 64
65 182,068,369 815,003 1,896,546 65
66 181,253,366 823,493 1,888,056 66
67 180,429,873 832,071 1,879,478 67
68 179,597,802 840,738 1,870,810 68
69 178,757,064 849,496 1,862,053 69
70 177,907,568 858,345 1,853,204 70
71 177,049,223 867,286 1,844,263 71
72 176,181,938 876,320 1,835,229 72
73 175,305,617 885,448 1,826,100 73
74 174,420,169 894,672 1,816,877 74
75 173,525,497 903,991 1,807,557 75
 76 172,621,506 913,408 1,798,141 76
77 171,708,098 922,923 1,788,626 77
78 170,785,175 932,536 1,779,012 78
79 169,852,639 942,250 1,769,298 79
80 168,910,389 952,065 1,759,483 80
81 167,958,323 961,983 1,749,566 81
82 166,996,341 972,003 1,739,545 82
83 166,024,337 982,128 1,729,420 83
84 165,042,209 992,359 1,719,190 84
85 164,049,850 1,002,696 1,708,853 85
86 163,047,154 1,013,141 1,698,408 86
87 162,034,013 1,023,694 1,687,854 87
88 161,010,319 1,034,358 1,677,191 88
89 159,975,961 1,045,132 1,666,416 89
90 158,930,829 1,056,019 1,655,529 90
91 157,874,810 1,067,019 1,644,529 91
92 156,807,791 1,078,134 1,633,414 92
93 155,729,657 1,089,365 1,622,184 93
94 154,640,292 1,100,712 1,610,836 94
95 153,539,580 1,112,178 1,599,371 95
96 152,427,402 1,123,763 1,587,785 96
97 151,303,639 1,135,469 1,576,080 97
98 150,168,170 1,147,297 1,564,252 98
99 149,020,873 1,159,248 1,552,301 99
100 147,861,625 1,171,323 1,540,225 100
101 146,690,302 1,183,525 1,528,024 101
102 145,506,777 1,195,853 1,515,696 102
103 144,310,924 1,208,310 1,503,239 103
104 143,102,614 1,220,896 1,490,652 104
105 141,881,718 1,233,614 1,477,935 105
106 140,648,104 1,246,464 1,465,084 106
107 139,401,640 1,259,448 1,452,100 107
108 138,142,192 1,272,567 1,438,981 108
109 136,869,624 1,285,823 1,425,725 109
110 135,583,801 1,299,217 1,412,331 110
111 134,284,583 1,312,751 1,398,798 111
112 132,971,833 1,326,425 1,385,123 112
113 131,645,407 1,340,242 1,371,306 113
114 130,305,165 1,354,203 1,357,345 114
115 128,950,962 1,368,309 1,343,239 115
116 127,582,652 1,382,563 1,328,986 116
117 126,200,090 1,396,964 1,314,584 117
118 124,803,126 1,411,516 1,300,033 118
119 123,391,610 1,426,219 1,285,329 119
120 121,965,390 1,441,076 1,270,473 120
121 120,524,314 1,456,087 1,255,462 121
122 119,068,227 1,471,255 1,240,294 122
123 117,596,973 1,486,580 1,224,968 123
124 116,110,393 1,502,065 1,209,483 124
125 114,608,328 1,517,712 1,193,837 125
126 113,090,616 1,533,521 1,178,027 126
127 111,557,094 1,549,496 1,162,053 127
128 110,007,599 1,565,636 1,145,912 128
129 108,441,963 1,581,945 1,129,604 129
130 106,860,018 1,598,423 1,113,125 130
131 105,261,595 1,615,074 1,096,475 131
132 103,646,521 1,631,897 1,079,651 132
133 102,014,624 1,648,896 1,062,652 133
134 100,365,727 1,666,072 1,045,476 134
135 98,699,655 1,683,427 1,028,121 135
136 97,016,228 1,700,963 1,010,586 136
137 95,315,265 1,718,681 992,867 137
138 93,596,584 1,736,584 974,964 138
139 91,860,000 1,754,674 956,875 139
140 90,105,326 1,772,951 938,597 140
141 88,332,375 1,791,420 920,129 141
142 86,540,955 1,810,080 901,468 142
143 84,730,875 1,828,935 882,613 143
144 82,901,939 1,847,987 863,562 144
145 81,053,953 1,867,237 844,312 145
146 79,186,716 1,886,687 824,862 146
147 77,300,029 1,906,340 805,209 147
148 75,393,689 1,926,198 785,351 148
149 73,467,491 1,946,262 765,286 149
150 71,521,229 1,966,536 745,013 150
151 69,554,693 1,987,021 724,528 151
152 67,567,673 2,007,719 703,830 152
153 65,559,954 2,028,632 682,916 153
154 63,531,322 2,049,764 661,785 154
155 61,481,558 2,071,116 640,433 155
156 59,410,442 2,092,690 618,859 156
157 57,317,752 2,114,489 597,060 157
158 55,203,264 2,136,515 575,034 158
159 53,066,749 2,158,770 552,779 159
160 50,907,979 2,181,257 530,291 160
161 48,726,722 2,203,979 507,570 161
162 46,522,744 2,226,937 484,612 162
163 44,295,807 2,250,134 461,415 163
164 42,045,673 2,273,573 437,976 164
165 39,772,100 2,297,256 414,293 165
166 37,474,844 2,321,186 390,363 166
167 35,153,659 2,345,365 366,184 167
168 32,808,294 2,369,796 341,753 168
169 30,438,498 2,394,481 317,068 169
170 28,044,018 2,419,423 292,125 170
171 25,624,594 2,444,626 266,923 171
172 23,179,968 2,470,091 241,458 172
173 20,709,878 2,495,821 215,728 173
174 18,214,057 2,521,819 189,730 174
175 15,692,238 2,548,088 163,461 175
176 13,144,151 2,574,630 136,918 176
177 10,569,520 2,601,449 110,099 177
178 7,968,071 2,628,548 83,001 178
179 5,339,523 2,655,929 55,620 179
180 2,683,594 2,683,594 27,954 180
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2. Pelunasan Sebagian di Tahun ke4 3. Pelunasan Sebagian (
Harga Rumah 175,000,000 rupiah (isi sisa pokok hutang bulan ke-25) Harga Rumah
Pelunasan Sebagian 100,000,000 rupiah (isi) Pelunasan Sebagian
Diskon / DP 0 rupiah Diskon / DP
Pinjaman KPR 75,000,000 rupiah Pinjaman KPR
Angsur / Tenor 2.8 tahun (tenor simulasi 1 dikurangi tenor berjalan)
Angsur / Tenor
atau 33.6 bulan atau
Bunga 13.50% per tahun(isi) Bunga
Angsuran 2,692,918 per bulan Angsuran
Total Bunga 15,485,657 rupiah Total Bunga
Total Pokok 76,073,553 rupiah Total Pokok
Total KPR 256,636,376 rupiah (jumlah total bunga, total pokok, pelunasan
Total KPR
sebagian di simualsi ke2 da
Hemat KPR 231,442,368 Hemat waktu
Hemat KPR
Sisa Pinjaman Angsuran Angsuran Bulan Sisa Pinjaman
Pokok (Rp) Pokok (Rp) Bunga (Rp) ke Pokok (Rp)
75,000,000 1,849,168 843,750 1 -75,624,667
73,150,832 1,869,971 822,947 2 0
71,280,861 1,891,008 801,910 3
69,389,853 1,912,282 780,636 4
67,477,571 1,933,795 759,123 5
65,543,775 1,955,550 737,367 6
63,588,225 1,977,550 715,368 7
61,610,674 1,999,798 693,120 8
59,610,877 2,022,296 670,622 9
57,588,581 2,045,046 647,872 10
55,543,534 2,068,053 624,865 11
53,475,481 2,091,319 601,599 12
51,384,163 2,114,846 578,072 13
49,269,316 2,138,638 554,280 14
47,130,678 2,162,698 530,220 15
44,967,980 2,187,028 505,890 16
42,780,952 2,211,632 481,286 17
40,569,320 2,236,513 456,405 18
38,332,807 2,261,674 431,244 19
36,071,133 2,287,118 405,800 20
33,784,015 2,312,848 380,070 21
31,471,168 2,338,867 354,051 22
29,132,300 2,365,180 327,738 23
26,767,121 2,391,788 301,130 24
24,375,333 2,418,695 274,222 25
21,956,637 2,445,906 247,012 26
19,510,732 2,473,422 219,496 27
17,037,309 2,501,248 191,670 28
14,536,061 2,529,387 163,531 29
12,006,674 2,557,843 135,075 30
9,448,831 2,586,619 106,299 31
6,862,212 2,615,718 77,200 32
4,246,494 2,645,145 47,773 33
1,601,349 34
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n Sebagian (2) di awal tahun ke5
24,375,333 rupiah (isi sisa pokok hutang bulan ke-25)
100,000,000 rupiah (isi)
0 rupiah
-75,624,667 rupiah
3 tahun (tenor terserah diisi mau berapa, karena simulasi 3 untuk percepatan tenor)
36 bulan
13.50% per tahun(isi)
-2,566,345 per bulan
0 rupiah
0 rupiah
329,707,197 rupiah (cicilan yang sudah dikeluarkan di simulasi 1 dan 2, ditambah pelunasan sebagian simulasi 1 d
6 (15 tahun tenor awal) - (2
158,371,548
Angsuran Angsuran
Pokok (Rp) Bunga (Rp)