Insurance Funding - Consent Letter Date: 2023-08-05 To, HDFC Credila Financial Services Limited (Formerly known as HDFC Credila Financial Services Private Limited) MUMBAI Branch Ref: Education Loan Account No, 2302280086 Dear Sir/Ma’am, We, (1) Mr/Ms RAKSHITA AMARESH,(2) Mr/Ms AMARESH M (hereinafter collectively referred to as Co-Borrower(s)) have applied for an Education Loan amounting to Rs. 1500000(Rupees ONE MILLION FIVE HUNDRED THOUSAND ) vide Education Loan Account No. A2302280086 (hereinafter referred to as “said loan”), which is granted by HDFC Credila Financial Services Limited (“HDFC Credila”). I/We do hereby solemnly affirm, confirm, undertake and guarantee to declare that: 1. UWe have been informed about the benefits of the HDFC Life Credit Protect Insurance Policy, which will cover the education loan (in case of natural death or accidental death for a period of 10 (ten) years or until expiration of policy tenure, whichever is earlier, or suicidal death after 1 (one) year from the date of commencement of the said insurance policy, for a period of 9 (nine) years or until expiration of policy tenure) availed by me/us from HDFC Credit. 2. UWe hereby represent and warrant that I/we am/are fully aware of the terms and conditions, of the said insurance policy and have decided to avail of the same voluntarily, knowingly and without compulsion of any kind, 3. We hereby authorise HDFC Credila to pay the one-time premium towards the aforesaid insurance policy and the same shall constitute part of the disbursement from the sanctioned education loan amount and [we shall be obligated to repay the same as per the terms of the education loan agreement 4, I/We are aware that the premium of Rs.13010/-(Rupees Thirteen Thousand and Ten Only including GST is indicative in nature and subject to revision for whatsoever reason by the Insurance Company and subject to the terms and conditions of the Insurance Company as applicable from time to time, which I/we agree to comply with. We hereby ACCEPT Thanking you, [Borrower 'o-Borrower | Name: |RAKSHITA AMARESH_ .MARESH M_ Signature: Date: [2023-08-05 2023-08-05