MOTOR TP

1 Who can approach under the Consumer Protection Act –

a) Pvt. Sector
b) Public Sector
c) Co-operative Sector
d) All the above.

2 District Consumer Redressal Forum ( Distt Level) can entertain a claim of less than
a) Rs. 10 lacs
b) Rs. 20 lacs
c) Rs. 30 lacs
d) Rs. 40 lacs

3 National Commission can entertain a complaint where compensation claim exceeds

a) Rs. 1 Cr.
b) Rs. 20 lacs
c) Rs. 30 lacs
d) Rs. 40 lacs

4 State commission can entertain a complaint where compensation claim exceeds 20

lacs but up to
a) Rs. 50 lacs.
b) Rs. 20 lacs
c) Rs. 30 lacs
d) Rs. 40 lacs

5 Which of the Statement are true

i) National Commission can entertain appeal against the order of the State
Commission
ii) State Commission can entertain appeals against the order of the dist.
Forum
a) only i is true
b) only ii is true
c) Both i & ii are true
d) None

ओरिएण्टल कक्षेत्षेत्रीय प्रशिक्षणीय प्रशिकण करद, चंडषेत्रीगढ 1 Oriental RTC Chandigarh

 MOTOR TP

6 An appeal against the order of the State Commission in National commission can be
made within a period from the date of the order
a) 30 days
b) 60 days
c) 90 days
d) 45 days

7 An appeal against the order of the DCDRF in State Commission can be made within a
period from the date of the order
a) 30 days
b) 60 days
c) 90 days
d) 45 days

8 An appeal against the order of the National Commission in Supreme Court can be
made within a period from the date of the order
a) 30 days
b) 60 days
c) 90 days
d) 45 days

9 Which of the following statements are/is true.

i. Redressal of Public Grievances Rules apply to personal line of Insurance
only (RPG Rules)
ii. These rules apply to General Ins. And Life Ins.
a) only i is true
b) only ii is true
c) Both i & ii are true
d) None

10 As per the RPG Rules which of the following is true :

i. The Award should be made within 3 months from the date of Complaint.

ii. The Awar shojld not be more than Rs. 20 lacs. These rules apply to

ओरिएण्टल कक्षेत्षेत्रीय प्रशिक्षणीय प्रशिकण करद, चंडषेत्रीगढ 2 Oriental RTC Chandigarh

 MOTOR TP

General Ins. And Life Ins.

a) only i is true
b) only ii is true
c) Both i & ii are true
d) None

11 Which of the following complaints can be made to Ombudsman.

a) Total Repudiation of Claim by Insurer
b) Partial Repudiation of Claim by Insurer
c) Delay in settlement of claim
d) All the above

12 Which of the Complaint can not be filed to Ombudsman

a) If the complaint is subject of Arbitration
b) If the compliant is pending in any Consumer Court
c) If the complaint is made later than one year after the insurer had rejected the
representation
d) All the above

13 Which are the ground for filing a complaint to the Ombudsman

a) where the complainant is not satisfied with the insurer’s reply
b) when complainant had not received any reply to his express
c) representation to the Insurer within 1 month after receipt of Complaint.
d) when the Insurer has rejected the claim
e) All the above

14 Motor Ins. Amendment Act 1989

a) 1.2.1982
b) 1.6.1983
c) 1.7.1989
d) 1.9.1990

15 India Motor tariff withdrawn from

ओरिएण्टल कक्षेत्षेत्रीय प्रशिक्षणीय प्रशिकण करद, चंडषेत्रीगढ 3 Oriental RTC Chandigarh

 MOTOR TP

a) 1.1.2007
b) 1.2.2007
c) 1.7.2007
d) 1.4.2007

16 Insurance Ombudsman is appointed & administered by

a) General Body of Insurance Counsel
b) By Ministry of Finance
c) By PSU Insurance Companies
d) None of the above

17 Insurance Ombudsman came in existence from:

a) 1997
b) 1996
c) 1998
d) 1999

18 Under Public Liability Insurance Act. 1991, the owner is NOT liable to pay relief in the
event of
a) Damage to property of any person
b) Injury to any person not resulting in Death
c) Death of any person
d) Injury to a Workmen within the meaning of WORKMAN COMPENSATION ACT.

19 ejusdem generic rule apply to :

a) Contract only
b) Statute only
c) Contract and Statute both
d) None

20 Appeal in W.C. award u/s 30 of WC Act 1923 can be preferred:

a) When there is a question of fact
b) When there is a mere question & fact of law

ओरिएण्टल कक्षेत्षेत्रीय प्रशिक्षणीय प्रशिकण करद, चंडषेत्रीगढ 4 Oriental RTC Chandigarh

 MOTOR TP

c) When there substantial question of law

d) None

21 Under which section pay & recovery cases are awarded the compensation to insurer
on account of fake DL or violation of rules i.e. no permit, no fitness.
a) u/s 174 of the MV Act
b) u/s 140 of the MV Act
c) u/s 166 of the MV Act
d) u/s 161 of the MV Act

22 As per Sarla Verma’s case which observations are correct

a) Where the deceased had a stable job, the court can consider the prospects of the
future and it will be unreasonable so estimate the loss of dependency on the actual
income of the deceased at the time of death.
b) Where the deceased had a permanent job and was below the age of 40 years and
addition of 50% of actual salary income of the deceased towards future purpose.
c) Where the age of deceased was 40 to 50 years = 30% addition and where the age of
deceased was more than 50 years = no addition towards future purpose.
d) All the above are correct

23 Deduction for personal living expenses. Which one is correct.

a) Where the deceased was married, the deduction towards personal and living expenses
of the deceased should be one-third where the number of dependent family members
is 2 to 3.
b) Where the number of dependent family members is 4 to 6 = 1/4 th
c) Where the number of dependent family members exceeds 6 = 1/5th
d) All the above are correct statements.

24 What is the time limit in MACT Case which can be filed by claimants in TP Case.
a) 1 year
b) 3 years
c) 5 years
d) No limit

25 Which Justice’s name is associated with introducing at length the Lok Adalat concept

ओरिएण्टल कक्षेत्षेत्रीय प्रशिक्षणीय प्रशिकण करद, चंडषेत्रीगढ 5 Oriental RTC Chandigarh

 MOTOR TP

a) Justice P N Bhagwati
b) Justice Mathew
c) Justice Tuljapurkar
d) Justice K. Iyer.

26 Which of the following Sections of the consumer Protection Act 1986 Where the civil
remedies are available:
a) Sec. 25
b) Sec. 27
c) Sec. 29
d) None of the above

27 Execution / criminal remedy available under which section of the Consumer Protection
Act:
a) Sec. 4
b) Sec. 27
c) Sec. 29
d) None of the above

28 TP Insurance introduce in India w.e.f.:

a) 01.07.1945
b) 01.07.1946
c) 01.07.1949
d) None of the above

29 Section 146 necessitate for insurance against TP risk does not apply to vehicles:
a) Motorised Two Wheeler used for hire & reward
b) Agriculture Tractor with HP not exceeding 6 HP
c) Vehicle fitted with CNG/LPG kit
d) Vehicle owned by Central Govt/State Govt and used for Govt. Purpose.

30 A person to be appointed as a member of MACT should be:

a) Qualified for appointment as High Court Judge

ओरिएण्टल कक्षेत्षेत्रीय प्रशिक्षणीय प्रशिकण करद, चंडषेत्रीगढ 6 Oriental RTC Chandigarh

 MOTOR TP

b) Is or has been Judge of District Court

c) Is or has been a judge of High Court
d) Any of the above.

31 Learning licence can not be issued to a person of age less than:

a) 18 years
b) 20 years
c) 15 years
d) 16 years

32 TPPD coverage under a Motor Cycle policy (statuary limit):

a) Rs.6000
b) Rs.7.5 lac
c) Rs.1 lac
d) Rs.2 lac

33 Against the award of Ombudsman Insurance Company can file an appeal to :

a) High Court
b) State Commission
c) Supreme Court
d) Governing Body of Insurance Council

34 Composition of state commission is:

a) 3 – One president in the rank of High Court Judge & 2 others one being Women
b) 5 – One president in the rank of High Court Judge & 4 others one being Women
c) 4 – One president in the rank of High Court Judge & 2 others
d) None of the above

35 As per section 167 of MV Act claims can be filed before:

a) MACT
b) WC
c) a&b

ओरिएण्टल कक्षेत्षेत्रीय प्रशिक्षणीय प्रशिकण करद, चंडषेत्रीगढ 7 Oriental RTC Chandigarh

 MOTOR TP

d) None

36 Time limit for filing a suit (Consumer case) in the Court of Law:
a) 1 year
b) 90 days
c) 130 days
d) None of the above

37 Motor TP Pool takes care of the following business:

a) Obligatory Cession
b) 2 wheeler
c) PT all vehicles
d) Only TP commercial vehicles

38 TP Insurance was made compulsory in

a) UK
b) India
c) USA
d) France

39 If person dies after incurring TP Liability:

a) Cause of action survives against his Estate/Legal heirs
b) Cause of action arises
c) Cause of action does not arise
d) None

40 Under WC order (Driver of Motor Vehicle) Ins. Company is liable for:

a) Award only
b) Award plus Interest
c) Award Interest & Penalty
d) None

ओरिएण्टल कक्षेत्षेत्रीय प्रशिक्षणीय प्रशिकण करद, चंडषेत्रीगढ 8 Oriental RTC Chandigarh

 MOTOR TP

41 Insurance Company has defence on Policy condition under MV Act:

a) 144
b) 149 (2)
c) 155
d) 166

42 Motor Insurance is statutory in respect of:

a) Trade Risk
b) Comprehensive Risk
c) Act Only / Fire /Theft Extension
d) The Act Only cover
e)

43 Sec. 163A of MV Act – What is the maximum Income of the Schedule for claim
a) 10000
b) 20000
c) 100000
d) 40000

44 In WC award- Appeal can be filed for substantial Question after :

a) Payment of Award
b) Before the payment of Award
c) After deposition of 50% of award
d) None of the above

45 Public place defined under MV Act as

a) All places where Public can access
b) All places where public has not access
c) Only Pvt. Premises
d) Only Govt. Premises

46 TP provision kept keeping in view the points:

ओरिएण्टल कक्षेत्षेत्रीय प्रशिक्षणीय प्रशिकण करद, चंडषेत्रीगढ 9 Oriental RTC Chandigarh

 MOTOR TP

a) Income of the deceased / injured

b) Dependency factor
c) Interest prevalent
d) All the above

47 When a person entitles to claim compensation can file the application under section
(for interim / final award)
a) 140 & 166
b) 163 A
c) a&b
d) None

48 Res Ipsa loquitur means

a) Things do not speak itself
b) Things speaks itself
c) Person consents to run the risk
d) None

49 Motor Insurance is statutory in respect of :

a) Trade Risk
b) Comprehensive Risk
c) Act Only / Fire /Theft Extension
d) The Act Only cover

50 Defence available with the Driver of the Vehicle against negligence :

a) Act of god
b) Emergency
c) Inevitable Accident
d) All the above

51 In 1992 GIC started JRY – upto 18 years of age for injury cases. The panel of JRY
consist of :
a) Retired Judge

ओरिएण्टल कक्षेत्षेत्रीय प्रशिक्षणीय प्रशिकण करद, चंडषेत्रीगढ 10 Oriental RTC Chandigarh

 MOTOR TP

b) Medical Practitioner
c) Retired Executive of Insurance Co.
d) All the above

52 Defences available to insurer u/s 149 (2) are

a) Breach of Policy condition
b) Vehicle being driven by a person not having valid & effective DL
c) Both a & b
d) None of the above

53 By collecting additional Premium Rs.25 jto cover the workmen in-charge of the vehicle
the policy provides an option fotr preferring a claim under
a) MV Act
b) WC Act
c) Either MV Act or WC Act
d) Common law

54 Section 147 of MV Act 1988(Statutory) does not require that the policy of Ins. Should
provide cover
a) Against damage to insured’s property being carried
b) Against Death/Injury
c) Against Death/Injury to passengers of Pub. Service Vehicle.
d) TP Property Damage of other

55 As per section 65 of MV Act – MACT tribunal falls in the jurisdiction of:

a) State Government
b) Central Government
c) Supreme Court
d) High Court

56 In the claim (MACT) in a death case of married male with dependent wife father &
brother, the applicable multiplier is as per the 2nd schedule of the MV. Act will be:
a) Multiplier applicable to the deceased as per his age

ओरिएण्टल कक्षेत्षेत्रीय प्रशिक्षणीय प्रशिकण करद, चंडषेत्रीगढ 11 Oriental RTC Chandigarh

 MOTOR TP

b) Multiplier applicable to the father as per his age

c) Multiplier applicable to the wife as per his age
d) None of the above

57 Insurance Agency Commission is allowed under:

a) Commercial Vehicle
b) Two Wheeler
c) All TP Insurance
d) Only Pvt. Vehicles

58 Time limit of filing an application for Hit & Run is a

a) 12 months
b) 3 months
c) 3 years
d) 6 months can be extended to one year if claim inquiry officer is satisfied that there
were reasonable grounds.

59 In case of Investigation Report in TP Claims is not true:

a) Investigation Report brings out the location/time of Accident
b) Investigation Report provides no. of passengers
c) The report is an accepted legal documents in count
d) Investigation Report should verify the authority

60 An effective Driving License does not include:

a) Whether driving test has been conducted
b) Issued by Licensing Authority
c) Is not disqualified for holding DL
d) Type of vehicle to be driven

61 Holder of Transport DL is not authorised to drive which is correct:

a) All commercial vehicles
b) All passengers vehicles
c) All goods vehicles

ओरिएण्टल कक्षेत्षेत्रीय प्रशिक्षणीय प्रशिकण करद, चंडषेत्रीगढ 12 Oriental RTC Chandigarh

 MOTOR TP

d) Motor Cycle

62 Which of the following statement is correct:

Statement A: As per section 163 A of Motor Vehicle Act (Sch-II) multiplier from
5 -16 and age upto to 25 years to above 65 years.
Statement B: As per Sarla Verma’s Case, the case law is 5-18 being multiplier
& age upto 15 years to above 65 years.
a) Only statement A is correct
b) Only statement B is correct
c) A & B correct
d) None

63 1st Lok Adalat held in the year 1986 at:

a) Chennai
b) Rajasthan
c) Delhi
d) Cochin

64 Concept of volenti non fit injuria: applies – i.e. a person accepted the risk voluntarily,
trespassers or any other person who normally gets excluded are entitled for relief.
The only consideration being that the accident arose out of the use of the vehicle,
which resulted into death or permanent disablement & the claim by eligible claimants,
is made against the owner or driver. Application for compensation can be made
separately for
a) Fault Liability only
b) No fault liability only
c) Both in the same application
d) none

ओरिएण्टल कक्षेत्षेत्रीय प्रशिक्षणीय प्रशिकण करद, चंडषेत्रीगढ 13 Oriental RTC Chandigarh

 MOTOR TP

Answers

Q. no. Answer Q. No. Answer Q. No. Answer

1 D 26 A 51 D
2 B 27 B 52 C
3 A 28 B 53 C
4 A 29 D 54 A
5 C 30 D 55 C
6 C 31 D 56 A
7 A 32 A 57 A
8 A 33 D 58 D
9 C 34 A 59 C
10 C 35 C 60 A
11 D 36 A 61 D
12 D 37 D 62 C
13 D 38 A 63 A
14 C 39 A 64 C
15 A 40 B
16 A 41 B
17 C 42 D
18 D 43 D
19 C 44 A
20 C 45 A
21 A 46 D
22 D 47 A
23 48 B
24 D 49 D
25 A 50 D

ओरिएण्टल कक्षेत्षेत्रीय प्रशिक्षणीय प्रशिकण करद, चंडषेत्रीगढ 14 Oriental RTC Chandigarh