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Financial Value Calculations Guide

This document provides examples of calculating present and future values of annuities. It shows calculations for simple and complex annuity scenarios over multiple time periods using common financial formulas. The examples demonstrate applying interest rates and compounding periods to arrive at final values.

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rocken samiun
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© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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0% found this document useful (0 votes)
49 views27 pages

Financial Value Calculations Guide

This document provides examples of calculating present and future values of annuities. It shows calculations for simple and complex annuity scenarios over multiple time periods using common financial formulas. The examples demonstrate applying interest rates and compounding periods to arrive at final values.

Uploaded by

rocken samiun
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd

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3
C H

N O

o
L
Fte Valme ot Anat

A-4000 FVe A ((14-a


m 12

27 Ym
1000t)
x12

/20 o
54520 1111
Pra Iwtnt PV> 2500o
Futwn Va ot e t:
Fva= P Pv 14t . 250eo[ a +2 xn
xn
200

3 55 33333

FV FV+FV= 73,305 34144


Amud 7 tt0pKm A:
PvE 20, d0 D
P: 20, oOD-1000 100 oD

m4 m122

PNA Ap mm

Aa -
(400 12 00 19,000o

200

412 2 8 ST051
(
N
Az 434'A o2326
m= 12, n*4

mX
PV= A

2
434 A017 2 ( (9 7200/
12x4

/20d
1 516°2311.

Rebet (2, 000- 14576"9371 6)

2423 06 2 34 2

6 27 41 repat m u male no olfhene


A 23'0
ukom 5

FV= fV P (44)
A= 450 A50 ('1s)
15 7 252d8 5 424
A 2
n e l val o A=S%0
F=A 9
A2 56 o
1. 56o 15) -i
z 21
15
FV,'= 6St 0116 74.
PV2Fv,' 1

4 A , 681 36 06
umal Va of 875
Fy-Pv )
PV A5 20
51
43A0: 20 22
m 20
Fma volunot A4 = 67

1s-1
mA= 20 015

6 8 637 2 0036.

FV FV+A%+ fV, + F
253 54 8 23 54
Lttovm
P Vale a A
Pv- A - 1m)
AA0

6-2F4 (
+
As0o
n2 2

PVi 1324 8 5o36.


Pv A (1-
(4n)
(fm) '- 5DO oY )2

2.1 63231 31
P2 Pv,' 2163 23 4 31

(34
6SS'310412
. NA PvM +Ph = 1280'221148
A39 5 A (4a)
YO

P- 345, ('o)
33"5128 44
A4 175
PVa A - 4 50
(14T) 10%)

2 2
A
Cn)" 40) Ar240
A =220

As 14 6 43
PYy 023
(1ot)
V 27 63022 4

PVs 23 0 56° 53 41 353


(1'o)S
3 ' 4 3 0 53 2
(1'o)
PVe PM+Pv + s + Pva +PVs +PV
914 3 20 22
PetValui o-D:
PPV A50 -
'o8)
PVa 30.2 4 6 91 358

-46" 5 9 64 6

pA 2o) GS28 65S


2A0
PV 633 3 99613
(1 '6?5

C6)
t o1457 593,
V PV+ PV tPA tPV +PV
1 0 5 S ' 248 625

fhcv Va oA

FV 4 oo1+0 o)-

80 2' 44A
FVIz Ev' (10B)=2102'341615
FV2500 40A O

FVAFV +FV, =
31 4231161
F t Volun ot 8:
fVp 345 o 8 -1
2350 23331
Fv 15o(1'08 ) 5
220 39 22115
FV 240 (1'
03)1e326'5143504
V3220 (1 0E)S 2 271 13664
fNA 145(1'd3) * OA°2

FV5230 (4'p)*- 2439


FVG
FVe= FyFV2 t FVtfV4 tE 5 +FV
45t "5432o2
Ftn val c P:
Fv'=A50ao8)- 936
FV= 936
(1*og)1-4273 414164
FV =J3s0os) *= -
233'64u 72

F4 20 1*o7) - Ao 4 246.

FVs240 (1'D«) 252


Fv- 2Ho

fvp = Ft tfV4 t f s tf
6 7 4 5462 47
PrcetVole ol A:
-20. P A )-20 25
A-200

P A 593 2242 3

Pre Val o 6

Pv S&037.
2)3
2 0 201

Pv 40o 4-4
2
02
PV &42592592G.
PVe PVe 42 S2 25 9 2G
(4to)
(2)
5E5 1 334 449.
PYa PVe PV .f A mot a
B th a t
- FVA
15

FV 20,0oo 30,000 A
=

A 1193 °? 387A1.

PV 600o 1-42)
A- 60 00
Pv-21 628 'C5 A21
A 50o0 Pv 5 0o -
a32)
0 2
pV,' 15136*4(13
Pv 15 T" 74673
) (32)
= &C17 31947
Pya=doo-
2)6 3 22 91 25&59

PV PV
(12)
1186o '9. 758

pV= PVI+PVa+ PV
4 106 942A4
nton 10
PVz 450, 000xo*8b 60doo
12, n 30.

PV=A 1 - 1
(+ X YA

120
5
200
A 25 12231
2517'J1223 X
2x
/2 00

32 39*3413 75
2 00

FV2 %0,000 (+ 1209 FX I2


654739'or16
*. Batleo pozyak FV2 f y =

32 S001'1343

u m 11

A 14Sb0o 14sp0oxo27 = 126ðeo.

-10/., m-91.
4-4
P=126000 41)1/- 119 13 5s '(s7
X C1)
(41)
PV 413191'223
A
P' 0,poo- 4 Az1250 O
rsooox023
90, 00o
le
TA8422'30 2
PV2 530,00d

+PVE 134422 302


P VPVp
Dpato B (PVB-PVA) = 64631 070
o a 0puonA
on 12
240od= A
1-1
34/ 2x5
22
1+ /200,
4
200
PV25000 100 o
A -A92'24 o 359

uyt covel tm=SX 2-(2x122+2)


= 3 5 pernocdy.

a35, dmg betober

35-1 34 P A9240 858X

2 1+4)34
/200

200

P 4 1 4 411
Pv 14 44411.+ 19 *2 4oSI
5308 71503.
Po 530*71503 x1

I5368 4450 3
1 5461" %0 23.
uhon A3

Bef ttrtn FAR=


-EEPR +1 1

1 1 t =|E PR
+1-1
)4R

PAtn n t n e t E AR - (
(E PR
42
(E PA

-EPR= 12
PhonValu ot Armut
Pv-20,0o0 (1412X20
1200

200
Day
Sub
Time: Date:

Pv fv 000,000 be
100, O O0- Pvl (4+* 12192X)2
200
Pv ' 21453 8522

PV olten th trinet:

PV Py't+ Pv 2656 292" 069


Ptw Vol et Amnaty 1900:

fv 190o +10'4 3 ) RxJo


-
/200

/20 D

Fv 40 0 o 86*4527.

Aten C h i Pmehan f-v 32, 00

&00T6 2 6 At

FV= 0,0 TL° 7526 3 (1+ 1047 )92x20


200
64540 734
Sub: llme Date

2656 292°06 9-- (4S790'7324

201 0 80 33.
fV2 A 11+1048)20X12.

720 y201D 80733


/2 àd

A 2
1 4 87 *430 6 2

D o,000- A
)4-
(+21
5
Az 1456 419
31
1 32
Am ontizalon Stte.lA

Pmtvaue Jtet ToA Arrmuty


SDO000 70,000b 5t0,00bo 145141 7432 A243 5t'226

124358226 5D410'J175 4 316 3%6 d45642173 2 33g126LOS4


338126 Co54 47337 12475 3 546433 61 454'1732 239t
2398 22 556
55

228 22 55 C9 3351515197 73397'q949


45641'2932 12775S 941
4 S3 41 993Z
2 7155 '9414 148 35 831 3 1456417135
t O n 15

P3,00o P-P-t
9-A7
-11 800o )4-/1 04 S
m5 1
o11 -0'o9

.Pr 147941067.

utam 16.
P-b0,0oo (1'04) Xo'os- 812o
4, 9/ , =4Hd

FV ) (1+9)

3120 109) D1*o 4)D


- 166036
364'124
o'09-0o4
Day

Sub Date //
Time:

Snlom 14.
FN 1'5xl00o,0 0o, J 3L, = = 40/. n30
FV P tm (1+9)
1sxi000, 0o0 = P )I)°°"3)sD
P- 01- 0°03
9* 68
33 22
6 39* 6?3322 x 3oo'
to, o 00
2°97s3 7.
ot alay phod ba oaael

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