NGAN HANG TMCP CONG THUONG CONG HOA XA HOI CHU NGHIA VI Z VIET NAM ie Tw do — Hanh CHI NHANH KCN BINH DUONG Binh Duong, ngiy 18 thang 12 nim 2023 THU NGO (Vé chinh sich tai tro dank cho Khiich hing od nhan vay nhdn quvén sic dung dtd, quyén s6 hit nha & thude de cin Khu dn cw SA, dp 5, thi tran Lai Uyén, huyén Bau Bang, tinh Binh Duong) INH GUI: - CHU DAU TU’- CONG TY TNHH BAU TU’ XAY DUNG VA PHAT TRIEN DIA OC AN PHAT GROUP - QUY KHACH HANG Ngan hang TMCP Céng thuong Vigt Nam — Chi nhnh Khu Céng Nehigp Binh Duong giti t6i Quy Khich hang loi chao tran trong Voi mong muén duge phuc vy Quy Khéch hang véi cdc chwong trinh va sin phim tét nhat, Vietinbank xin gi dén Quy Khach hing théng tin chinh sch danh cho Khéch hang nhan cé nhu cau vay vén nhén quyén sir dung dat 6, quyén so hitu nha & thuée dy én “khu din cur SA, p 5, thi trin Lai Uyén, huyén Bau Bang, tinh Binh Duong” do CONG TY TNHH DAU TU XAY DUNG VA PHAT TRIEN DIA OC AN PHAT GROUP lim. chit du tw nhur sau: Ty Ié cho vay Téi da len dén 70% gid tri TSDB. (Ap dung giai ngan cho tat cd Phuong thife thanh ton khi cé Hyp déng mua ban) Tai sin bao dim Khach hang thé chap tai san la thita dat mua hoe Tai sin khac ‘Thoi gian vay Lai suat wu dai | Thoi gian wu dai toi thiéu 8,2%/nim 12 thang 24 thing Lai suit ap dung 7 8,7%/naim 18 thang 36 thing 8,7%/nim 24 thing 48 thang - Digu kign tham gia wu dai: theo chinh sich cua Vietinbank timg, thai ky ‘Thoi gian vay Lai suit wu dai | Thoi gian wu dai Tee | toi thiew 7,5%lnim 12 thang 24 thang Dieu kign dp dung: + Theo chinh sich cia Vietinbank timg thi ky. d + Khéch hang vay déng thu@in tw nguyén tham gia béo hiém | nhan tho Manulife ti thiéu 20 trigu dong/timg hop déng cho vay. Lai suat wu dai thém La lai sudt tha ndi vi Lai suat cho vay = Lai sudt huy dong tiét kigm VND thong thug 12 thing tra Iii sau +, Bién dO 3,5%/nam nhung theo nguyén tic khGng thap hon sn Lai sudt cho vay theo qui dinh ciia Lai suat sau wu dai VietinBank trong timg thoi ky. Hign tai 11%/nim. Higu lye 4p dyng Ap dung cho cée khoan gidi ngan trude ngiy 31/12/2023. Thi han cho vay — Khéng qué 70 tudi khi két thie khodn vay. we Sian an han tring’ | 76; 4a 24 thang ké tir ngay tiép theo cia ngay giai ngin dau tiénPhitri ng truée han | Theo quy dinh cua Vietinbank time thoi ky ‘Thoi gian xit ly ho so | Toi da 7 ngay lim vige ké tir ngay nhdn du hd so vay von, VietinBank sé théng bio cho khach hing Khich hing thanh todn 30% vin ty 66 trude; hoge Ngan hing sé giai ngan von song song véi vén khéch hang theo ty Ié 30/70 phi hgp theo Digu kign gidi ngin quy dinh tai Hop ddng mua ban va quy dinh cua Phap luat. Khach hang dap img du diégu kign vay von theo quy dinh cia VietinBank. Trén day 1a nOi dung thong tin chuong tinh cho vay bat dong sin dy an cia Vietinbank tran trong giri dén Quy khach hang. ‘Ching t6i rat mong nhan duge sy hgp tc cia Quy khdch hang, Tran trong!