Business Requirements Document (BRD) for Credit Card Information

Report_REP561

1. Executive Summary:

 Objective: The objective of this report is to provide a comprehensive view of

individual credit card account information, including key financial metrics and
transaction details.
 Audience: This report is intended for internal stakeholders, such as financial
analysts, risk management, and executive leadership.

2. Report Overview:

 Report Name: Credit Card Information Report

 Report Frequency: [Specify frequency, e.g., Monthly]
 Generated By: [Specify system/tool generating the report]
 Distribution: [Specify the distribution channels and stakeholders]

3. Report Content: The report will include the following information for each credit
card account:

 Current due amount at end of the last billing cycle (LCY)

 Previous credit card number
 Transferred credit card number
 Primary customer number
 Credit card account number
 Account organization code
 Account status
 Transfer date
 Historical payment information for the last four billing cycles
 Cumulative payments made on the account
 Payment for the current billing cycle
 Balance at the end of the current billing cycle
 Past due amount at the end of the last billing cycle
 Minimum due for the current billing cycle
 Current due amount at the end of the month
 Account balance at the end of the month
 Monthly payment
 Payment, balance, and minimum due for the second-to-last, third-to-last, fourth-
to-last, and fifth-to-last billing cycles
  Original credit card number (in case of a transfer)

4. Business Rules and Assumptions:

 The report will be generated using data from [Specify data source/system].
 All data will be aggregated at the individual credit card account level.
 [Any specific business rules or assumptions related to the data and calculations.]

5. Data Sources:

 The data for this report will be sourced from [Specify databases or systems].
 Data will be extracted using [Specify extraction method, e.g., SQL queries].
6 Business Requirements Document (BRD) for Credit Card Information Report

1. Introduction

The Credit Card Information Report provides a comprehensive overview of individual

credit card accounts, including key financial metrics and historical payment information.
This document outlines the business requirements for the development and
implementation of this report.

2. Purpose and Scope

The purpose of the Credit Card Information Report is to assist stakeholders, including
financial analysts, managers, and customer service representatives, in gaining insights
into the financial status and payment history of individual credit card accounts. The
report covers various aspects, such as current and past due amounts, historical
payments, and account transfer details.

3. Stakeholders

 Financial Analysts
 Credit Card Managers
 Customer Service Representatives

4. Report Content

The Credit Card Information Report includes the following key information:
  Card Information (Card Number, Previous Card Number, Transferred Card
Number, etc.)
 Financial Metrics (Current Due Amount, Past Due Amount, Minimum Due, etc.)
 Payment History (Payments for the Last Four Billing Cycles, Cumulative Payments,
etc.)
 Account Status (Current Status, Transfer Date, etc.)

5. Report Format

The report will be presented in a tabular format with columns representing different
aspects of credit card information. Each row corresponds to an individual credit card
account.

6. Data Requirements

The report requires access to the following data:

 Credit card details (Card Number, Previous Card Number, etc.)

 Financial metrics (Current Due Amount, Past Due Amount, etc.)
 Payment history data (Payments for Last Four Billing Cycles, Cumulative
Payments, etc.)
 Account status information (Current Status, Transfer Date, etc.)

7. Data Sample

A sample dataset has been provided for illustrative purposes. However, the actual report
will use real-time data from the credit card database.

8. Report Generation Frequency

The Credit Card Information Report will be generated on a [daily/weekly/monthly] basis

to ensure that stakeholders have access to the most up-to-date information.

9. Security and Access Control

Access to the Credit Card Information Report will be restricted to authorized personnel
with appropriate security privileges. The report will adhere to data protection and
privacy regulations.

10. Future Enhancements

Potential future enhancements may include the incorporation of additional financial
metrics, graphical representations, and trend analysis to provide more comprehensive
insights into credit card account performance.

11. Approval

This Business Requirements Document is subject to approval by [relevant stakeholders].

Any changes to the requirements will be documented and communicated to the project
team.

12. Document Revision History

Version Date Author Description

1.0 28122023 Sandesh Initial version of the document
1.1 [Date] [Author Name] [Description of Changes]
... ... ... ...