G55) general ‘SURAKSHA AUR BHAROSA DONO To, Date: 21/09/2022 ANCHAL ATULAWASTHI, Law no: PLNO M/39, KAMLA VIHAR KDK COLLEGE ROAD, NEAR VITRAG APPT Nagpur, Nagpur, Maharashtra - 440008, India Contact details: +91-9970228451, Subject: Policy Number: POPM2W00101054711 Dear Customer, Welcome to SBI General, Thank you for choosing SB! General's “Stand-Alone Motor own Damage Cover for Two Wheeler” policy. We are delighted to have you as our esteemed customer. With this, we enclose the following documents pertaining to your policy + Policy Schedule + Policy clauses & wordings + Premium Receist * Grievance redressal letter We have taken care that the documents reflect details of risk and cover as proposed by you. We request you to verity and confirm that ‘the documents are in order. Please ensure safety of these documents as they form part of our contract with you. For all your future correspondence you may have with us, kindly quote your CustomerID and Policy No. Your Customer ID: 0000000056552870 Your Policy No. : POPM2Wo0101054711 The Postal Address of your $B! General Branch that will service you in future is: ‘SBI General Insurance Company Limited ‘9th Floor A&B Wing, Fulcrum Building, Sahar Road, ‘Andheri East, Mumbai, Mumbai, Maharashtra-400099, 11000000108 In case of any queries or suggestions, please do not hesitate to get in touch with us. Yow can contact us at sustomer.cate@sbigeneral in or cal our Customer Care Number 1800-22-1111 (MTNL/BSNL user) and 1800-102-1121 {for other users) We look forward to continuing and mutually benk al relationship. Yours simrtretucumontis Digtally Signed st ‘Authorized Signatory Stand-Alone Motor Damage Cover for Two Wheeler VIN: RDAN144RPO002V01201920 Depreciation Reimbursement -Stang-Alone Motor Own Damage Cover for Twe Wheeler UIN:RDAN44RP0002V01201920/A0008V01202021G55) general ‘SURAKSHA AUR BHAROSA DONO Stand-Alone Motor own Damage Cover for Two Wheeler Taran Note A) The Vay of Cerca Ot Tsrance ah SERGGUTEsSu]e To TeTeabon Wa perry cheGue. 2) THs WSwance FOTEY COT sais subject oaenabity of Compiet and Cores Regtraton Number within 35 ays rom the Date of Commencement ofthis Ply Pay oer romawcroiota PalySerkcngsanch Nar sets PLNO M/39,KAMLA VAR KOK COLLEGE ROND, NEAR VITRAG APPT reap watsen mero sce Tom 20/9/2002 1650s 19/9 /808 n RSRED MOTOR EREDAR ARETE EARS TATOO TT ode! vant fewest 10 veh mee Vewrot Morfcig zo70 site 000 terran nanoer vetsan an serous cere so cue copay 2 oo» seeecnntviniore eno/trexe ts RTO Location Name Nagpur s THRAERTIGNCAS LES As per Vitor Vehicle Res, 155, The Poly covers ute ofthe vei for Sry purpose other than) Hie or Rewaré, 8) Carriage of Goods (ther than samples or personal ugsgel, Crganized racing, Pace Making, ) Speed testing) Reliabiy Tel, g) Any purpose in connection with Motor Trade, [DRIVERS CLAUSE: Any Person incuing the Insure Provided that a person driving holds an effective erivng Keene atthe time ofthe accident and is not <4squatied om holding or obtaining such 3 cnse; tovded aso hat he person hoding an elective eases eanse may alsa ive the vile and th Such person stises the requirements o Rule 3 of the Central Motor Venice Rules, 1983 eucinle under Section () Compulsory deductible Re. Voluntary deductible Re. (i Addon Compulsory deductible Re,_/ Special Conds: ucswacanty: Warranted thatthe insured named herelnfowner ofthe vice holds valid Pluto Under Control (PUC]Cerefiat andor vali ss, ertfete, a appleabl.on she ate of commencement ofthe Policy and undertakes to renew and maintain 2 valé and effctwe PUC and/or fenes inthe PUC o ftness cecate ‘RCA: The Insured is ented fra No Claim Bonus (NCB) onthe Oan Damage section af the Poly, na lam s made o pending during the preceding years) 35 ‘ollows: The preceding yar - 20% Preceding two corsecatve years 23% Preceding three conecutve years ~ 39%; Preceding four coneectve Yea the previous ply. INTERMEDIARY DETAILS Tetermediary Nazir Sheikh Tplemediary 0026606 491-9850909691 Landline No POSP Agent iD Stand-Alone Motor Damage Cover for Two Wheeler VIN: IRDAN144RP0002V01201920 Depreciation Reimoursement-Stang-Alone Motor Own Damage Cover for Iwo Wheeler LIN: RDANR?0002¥02201920/A0008V01202023G55) general ‘SURAKSHA AUR BHAROSA DONO caer Some FRENTE ‘eens fur beinguding st tao tarteoes denis Ota Losing Protection of NCB Ermeeney Med xen Depreciation Reimbursement 8 eran urs Tau ne DRE FERIA Subject 0 LMT Endoerent Ho wr Teves sppabe was ‘io GAO oer OE = Te Parca cease poe oT SERRE REGAR Prem Colston eta Rect N.275770e0, Recep st: 1908/2022 WMENLUBSNL ners = ab 881 fox oad aitanen ares, Other rvs ab0102381 Uwe hereby ceri that the Plc to whic hs Certfente retats aswel as this Cates of nsrance are issued in accordance wth the provision of chapter Stand-Alone Motor Damage Cover for Two Wheeler VIN: IRDAN144RP0002V01201920 Depreciation Reimoursement-Stang-Alone Motor Own Damage Cover for Iwo Wheeler LIN: RDANR?0002¥02201920/A0008V01202023G55) general ‘SURAKSHA AUR BHAROSA DONO For and on behalf of 81 General insurance Co. Ls ‘Authorized Signatory Consoldeted Stomp Duty 0.5 paid towerds Insurance Plc Stomps vide Order Mo, MHOO7744970202225E MN0O7744970202223E Deted 2022-09-21 12: '49:01.0of Generel Stomp Off, Mumbel TRAPORTART NOTES Ths ara Wt Ws RS a a a aT an RESTS WHR TST By ORE TP ‘company by reson of wider ems appearing nthe crise in erer to comply withthe Motor Veil Ac, 188 fs recoverable rm the inured. Se the Cause 7oieyanted by 1OOODT on Date: 21 September 2022 Tame: 124325 PM Disclaimer: Pleats exarine this Policy incidngstached Schedules / Annexure if any Jo the event of any discrepancy please contact the ofc of the Comeany immesitey, being noted that hs Paley shal be otherwise considered a beng ently In order. Pease ind cams Setlement& grievance eessal procedure document tached herein for ready references Stand-Alone Motor Damage Cover for Two Wheeler VIN: IRDAN144RP0002V01201920 Deprediton Reimousement-Stanc-Alone Motor Own Damage Cover for Iwo Wheeler LIN: RDAN@R?0002¥02201920/A0008V01202023G55) general ‘SURAKSHA AUR BHAROSA DONO Sineonas ee ru Reference ‘00089577 umes) Inds, " Maharashtra 400099, (OF Receipt No 27ST Date 19/09/2022 Pary/Depostor 0 o000000056552870 TEES WT RE Ta ANCHATATUTAWASTAT an arount of Re 2276{Rupes Two Thourand Two Hundred and Seventy Sis) err Nov c1905222152167 Dated 19/08/2022 Drawn on Bank: STATE BANK OF INDIA Branch Panty ‘Quote/Ptcy/Clam No. Name of Party ‘Amount(ts) Oscaimer 2)kinay refer tothe poy document forte of commencement of cover For and on behalfof BO) Authored Signatory 81 General insurance Company tmited UIN No: JROAN44RP0002V0%201520, Stand-Alone Motor Damage Cover for Two Wheeler VIN: IRDAN144RPO002V01201920 Deprediton Reimousement-Stang-Alone Motor Own Damage Cover for Iwo Wheeler LIN: RDANL¢4RP0002¥0201920/A0008V01202023‘SURAKSHA AUR BHAROSA DONO ‘Stand Alone Motor awn Damage Cover for Two Wh ENDORSEMENT WORDINGS [Attached to and forming part ofthe Schedule to the Policy No-POPM2WOO101054711 ENDORSEMENT DESCRIPTION 'B1G35 - Depreciation Reimbursement In corsidration of payment af the ational premium by the Insured as speced and shown the Schedle and realization there! by the Company, ts hereby agreed that notwthstanding anything othe contrary contained in the Ply, he Conary wll remburse he insured, the amount of daprecaton 1)n0 reimbursement shall be grants for Total Los / Constructive Total Loss / Theft aims under hs cover 2} his ever hal not include compulsory deuetibe and any voluntary deuce oped this Posey Subject otherwise tthe terms, exceptions, condos and lntations of he Poy. IMT -Hypothecation Agreement thereby declared and agreed thatthe vehicle insures pledged to /hypotcated with erenater refered asthe Pledge") and tis ‘urther understood and agrees thatthe Pledge interested in any monies whch but for ths Endorsement would be payable tothe insured unr ths poly nrerpet of uch los or damage tothe vile inured a cannot be made goed by repair and / replacement of parts and sich mon hale Paid tothe Pledges at long as they are the Pledge of the vehiceneured and ther eco shat be fl and fil charge ote aura inspect of Such ies or damage tis frter declared and agreed tat forthe purpose of the Personal Accident Cover fr the owner diver granted under this poy, he insured named ‘the pocywillentinue tobe deemed athe owner drver subject to complance of provisions of te poly rltngt ths over ‘ave a by this Endorsement exresi agreed that nthing herein shall modify or affect the ight or abils of tensure othe Insurer es Under orn connection with thi Poly or ny tem, rouison or condition tereok Subject etherwise tothe tems exceptions conditions and lmiatlons ofthis ply. Stand-Alone Motor Damage Cover for Two Wheeler VIN: IRDAN144RP0002V01201920 Deprediton Reimoursement-Stas-Alone Motor Own Damage Cover for Iwo Wheeler LIN: RDAN@R?0002V01201920/A0008V01202023‘SURAKSHA AUR BHAROSA DONO Gs sTINVOICE csi Nor 79881800 csi Invoice Date 2105/2022 GSTINTaT ‘que No GBI ‘General 27AAMCSERSILIZC SBI General State Maharashtra ‘SBI General Branch Addres SBT General insurance Company Umited Sth Floor AB Wing, Fulerum Building, Saher Road, Andher ast, Mumba Mumba, ‘Maharashira-400099,, Inia, ‘Detalls of Polley Holder TANCHAL ATOCRWASTAT PL NOMI, KAMLA VIHAR KDK COLLEGE ROAD NEAR VITRAG APPT, RESHIMBAGH, Nagpar, Nagpur, Makara = ne Paceotnay ‘enn Holder ‘sharashira wnder Reverse |, cstv rateySunner | Porwwenoise woke amr SRO Sp rae | 3036 BC) Applicable Stand-Alone Motor Damage Cover for Two Wheeler VIN: IRDAN144RPO002V01201920 Depreciation Reimbursement Stand-Alone Motor Own Damage Cover for Iwo Wheeler LIN: RDAN 4R?0002¥02201920/A0008V01202023‘SURAKSHA AUR BHAROSA DONO ‘Siand~ Alone Motor Own Damage Cover Tor Two Wh ‘Wheres the Insured bya proposal and decaraton dated a tated in the Schedule which sha be the bass ofthis contract and is deemed tobe incorporate herein has ‘epbed to the company for mauranceherinaier contained and hs pid the pemsum erenioned inthe schedule a consideration fr such insurance in respect of acedent sso damage occurring dung the Petod of insurance {The term twowheeler refered ton this Tari wil include motor yle/seooer / auto eee of any other matorsed two wheced vehicle mentioned inthe Scheie) NOW TAs POLICY WITNESSET ‘That subjet tothe Terms Exceptions and Conditions contained herein or andorsed or others expressed heen 08S 0F 08 DAMAGE TO THE VEAICLE INSURED ‘The Company wiliaderiy te insure agains ss or damage othe veil sured hereunder andor ts accassoves whist thereon 1. by fre explosion sof enton or ehtrng: 1 by burglary housebreaking or tat: 1 by rit and strike by earthquake (ee and shock damage) by lad yphaon hurricane tom tempest inundation alone hair ost by aeidental external means; by errors activi x when tant by road ralinland- waterway ft elevator ot x bylandtide rock, Subject to 2 deducton for depredtion atthe ates mentloned below in respect of pats replace, 1. Foal rubber nylon late arts, tyres tubes and batteries - 50% 2. For foe las components 30% 2. Forall parts made of gs ne 4. Rate of depracaton forall ether pats including wooden pats wil be a5 per the folowing schedule Ast oF venice OF DEPRECIATION Not exceeding 6 months i Exceeding 6 months out not exceeding yea? sm [xeeeing 1 yar but no exceeding? years, om Exceeing? years bt ot exceding 3 yet. 5% exceeding 3 years du ot exceeding 4 yor. 3 [receding & years Bt not exceeding 5 year. 35% Exceeding 5 yar bul nt exceeding 1D yeas. 20% exceeding 10 year. So ‘5. Rate of deprelton for painting: Inthe cate of painting the deprecation rate of SOX sll be apple ony on the materi cost of total painting charges. In ease of a ‘consolidates bil for painting charges, the mater component hal be considered a 25% of otal panting charge forthe purpose of ppvng the deprecation, “Tne Company shall ot be lable to make any payment in respect: (3) consequential os, aepreiton wear ane tear, mechanical or letra! brekdown failures or breakages {2} camage to Tyres and Tubes unless the veil Insure is damaged atthe same ime In which case the ltt of the company shal be Inte to SOX ofthe cost of replacement (cos of or damage to accessors by burglary housebreaking or theft unes the vei stoen at the same time; and (amy acide loss or damage suffered whist the insured or any person deving the vehi withthe knowledge and consent ofthe nse is under the infuence of inuoeating ior or dogs. Inthe even ofthe vile being sable by reason of lss or damage covered unde his Policy the Company wil bear the reasonable eos of prtection an removal to ‘thenearest epaer anda edelivery to thelnsured but not excedlg In al A 300/- In espct af anyone cede ‘The insured may authorise the repro the vehicle necessitated by demote for which the Company may be ble under hi Poly provided that Stand-Alone Motor Damage Cover for Two Wheeler VIN: IRDAN144RP0002V01201920 ‘Depreciation Reimbursement -stané-Alone Motor Own Damage Cover for Two Wheeler UN IADAN4¢R?0002V01201920/A0008V0%202021,‘SURAKSHA AUR BHAROSA DONO che estimates cost of such repairing replacements, any, does nt exceed Rs.150) {b]the Company is fuished forthwith a detailed estimate of the cost of repairs nd (ch the insured salve the Company very assistance to see that such repair isnecesar and the charges are reesonabl ‘SUM INSURED ~INSURED'S DECLARED VALUE (DV) ‘The Inrured's Decared Value (OV) ofthe vehicle wl be dered tobe the ‘SUM INSURED’ forthe purpose of this oly whichis fed at the commencement of each ‘The DV ofthe vehi and sie car/accessories, any, ted to the vehice} it be xed on = bass ofthe manuactore’ sted sling price ofthe rend a model 5 ‘neal and asustes or deprecation [as er setedul Blom The schedule of ag-wise deprecation as shown below ls apleabl for the purpseof Tota Los/ Constructive Tota Loss (T/CT claims on Not exceeding 6 monte 3K Exceeing 6 months but nat exceeding Test Be Exceeding 1 year but ot exceeding2 yeas x Eaceecing 3 years but not exceeding 4 years a Enceeing& years but not exceeding 5 Yeas 30% IDV of vehicles beyond years of age ad of obsolete models ofthe vehicles (Le. models whch the manufactures have discontinued to manufacture} ‘onthe bass of munaertanding between the nner andthe nse, be determined IDV shall be treated asthe ‘Market Valu’ thoughout the poe perl without any further deprecation forthe purpose af Total Loss (TH / Conse Teta tas (CT) cms, ‘The insted vehicle shall be eated as Cif the aggregate cost of revival and/or apa of the veh, subject to tems and cndtlons af the poy, exeeds 75% af he IDV othe vehice Nothing inthis Paty or any endorsement hereon shall affect the right of any person indemnified by tis poly or anyother person to recover an amount under or by ‘tue ofthe Provitns of the Motor Vniles Ack. Inthe evet of any acidentiwahina indemnity to more than one person ay initaton bythe ler of this Pky andar of any Endorsement thereon af the amount of 2 indemnity shal app to oe aggregate amount of Inert toa persons ndemnifed and such ndemay shal apelin lary tote Insured The Company shan 1 lable in respect of 1. ary scidentl os damage andor Ebi caused sustained or newred ouside the Geographical Ares. 2. any claim arising ov of any contractual aby 3. any accidental oss damage and/or bil cased sustained or nerd whi the voice insure herin is 2) blag used ctherwise tha in acordance withthe Litations 3s 0 Use or bi being srven by os or the purpose of being srven by hin Men the charge of ny prs other than a vier sad in the Driver's ius ‘A any accident ss or damage to any property whatsoever or ay loss a expense whatsoever esting or rig there from o any consequent ss 1) any Habit of whatsoever ature dre or nsrety caused by of contbuted to by easing fom fnsing rations or contamination by radiectvty Krom any fucea ue! or fom any nucear wast fom the combustion of nucea uel. For the purposes of tis exception combustion sal Inde any self-sustaining process of rocenfsson 5. any aciencal oso damage or lab iecty or Indecty causes by contributed toby o arin from nuler weapons mater 5. any scien loss damage anor bility recy ar indectlo* proximately oF remtelyoceasloned by or contributed toby or taceble to a xsng out af in ‘connection with wa, invasion, the act of foreign enemies, hesites or warke apeatons whether before fer declaration of war), cl war, mutiny rebellon, itary ‘or usurped power or by any directo indirect consequences of any ofthe Sid occurences an inthe event of any claim hereunder the Insured shal prove thatthe ‘cient loss damage and/or Tablity arose indepensertl of and was na way connected wth or oecasioned by or canvbuted toby or Laceble 2 any ofthe sald ‘ccurences o any consequences theo andin default of uch pret the Company shall nat be abl to make ary Bayment a respec of sch 2 clam, The Company sal not bela for each and every claim under OWN OAMAGE Seton (ess of or damage to the vehicle insured) of ths Poly in respect of the deuce ‘conoimons. Stand-Alone Motor Damage Cover for Two Wheeler VIN: IRDAN144RP0002V01201920 Depreciation Reimoursement- Stand-Alone Motor Own Damage Cover for Two Wheeler LIN: RDANA4R?0002V02201920/A0008V01202023neral CED 2° ‘SURAKSHA AUR BHAROSA DONO ‘This Poly andthe Schule shall be read together and any word or expression to which a specficmearing has been tached in ary part ofthis Poy o ofthe Schedule ‘all bear the same mepring wherever may pp L.Notceshallbegivennwrtingtothe Company __immedately upon the occurence of any accidental or los or damage and in the event of any claim and ‘thereafter the insied shall geal such information and assistance as the Company shall require. Ever ter cm wrt sums anor processor copy theeot shal be forwarded to the Company mediately an receipt by the insured. Netce sal abo be give a wring to the Company immediate the insured shall have knowledge of any impending prosecution Inquast or ftl nur in respect of any ocurrence which may ve rise te 3 claim under ts poly. cas of tet or eter erimiel at which rma be the subject of chim under tvs Poy the insred nal ie immediate notes tothe pace ana co-operate wit te Company in scaring the canton of te lender 2. No admission oles promise payment ot indemnity shal be made or glen by oF on behalf ofthe insured without the writen consent of the Company which shall be ‘ented iit so cele to takeover and conduct nthe nam ofthe Insure th defence or stlementof any cl orto prosecute nthe na of he nered fer ts own Bonet ary cam for indemnity o damages or otherwse ad sal have ul sretin inthe conduct of any proceedings or in the settlement of any cla ante nse ‘shal give al such information and asstance a the Company may requ, 3. The Company may tts own option repair reinstate or replace the vehicle or par thereof andor is acessories or may pay in cash the amount ofthe os or damage and the abit ofthe Company shall not exceed {a for toa ss / constructive total loss of he vehicle the insures Detlered Value OV) of te vei heluding accessories thereon) as spaced inthe Schedule less the value of the wreck (b) for pata loss, Le. losses other than Total LossConstructve Teta Loss ofthe vehicle - actual and reasonable costs of repar and/or replacement of sans loslsamages rbot to ceprecation ep mits pected 4. The Insured shall:ake all easonable steps to satepuard the veil fom lessor damage and to manta tin efficent condition and the Company shall have 3 al imes {roe an fl acess to wxemine the vehicle or any pa there or ay ve or employee of the insure. nthe event of any accident or breskown, the vehi stall ot be let unattended without proses pracautins bing taken Lo prevent futher damage o los and if the veil be wen belore the necessary repas ae fetes ary ‘extension ofthe damage or ary further damage tthe vec shal be encrely a the insureds own risk. 5. The Company may cance! the policy by sending seven days notice by recorded delivery othe insure at insures st known adress adn such event wil return to the Insufed the premium pales he pr rata porton trea or he period the Poe has ben in force o the poly Maybe anced at any tne By the insured on Seven ‘ays notce by record delivery and provided ne clam has arisen during the eurrency ofthe poly the insured shal be ented 10 return of aemium ess premium st the Company's Shr! Period ras forthe periad the Policy he ben ia fore Relura othe premium by the carne wile subjet to retention of the win premium fH 100/- or 5 25/-n respect of vehicles specticaldeslgned/modiied for use by bind/handiapped/imentaly challenged persons) Where the ownership ofthe ‘oh is raneered the poy eannot be cancelled uness evidence thatthe veil nsredeeewhere i produced. 6, fat the time of ocurence ofan event that gives ie to any cim under hs policy ther is in extance any ther insurance covering the same liabity the Company ‘all not be lable o payor entre more than is rtabeproperton of any compensation, cos or expense. 7. any dispute o ference shalarse aso the quantum to be paid under this poly (ably being atheralse admited) such ference shallnsependent of all ‘other questons berefarre to the decision ofa sole arbitrator tobe appointes in wring by the partes othe dispute orf they cannot agree upon a single sriator ‘thin 30 days of any prt invoking Abitaton, the sae sal be elecret to a panel af he atitratrscomarising two arbitatrs one tobe appointed by each ofthe aries to the aspute J dilerence, and a thea ablvatr Io be appainted by such two aaivatrs who shall act asthe presiding arirator and. AvbUtin shal be ondted under and in accordance wit he provisions of the Aritton and Conlon Ac, 1996, tes cleary agreed and understaad tat no difference or dispute shal be referable to Arbitration as hereinbefore provided, the Company has deputed a ot accepted lias under orn respect ofthis policy. Is hereby express stipulated and declared that salle condition precedent to any right of action or sult upon this plc thatthe aware by such arbitrator arbitrators ‘ofthe amount of he lors of samage sal be fis obtained Wei abo hereby futher expressly agreed and declared that ithe Company shal scam ality tothe insted fo any com hereunder and such dsm shal at ‘thin twelve calendar months rm he date of such camer have been made ce subject matter of asut nz cour of law, than the caim shall fora purposes be ‘deemed to have been abandoned and shal not thereaer be recoverable hereunder. 1. The due obserance and fuflment of the tems, condtions and endorsements ofthis Policy insofar as they relat to anyshng tobe done or comple with by the insured ad the trth ofthe statements ana answers ine saa proposal shal be contions precedent to any sabi ofthe Company to make any payment under this Poly. 9. Inthe event of the death ofthe sole insured his poy wil ot immesitly fps but wl remain vad fra period of three months from the date ofthe death of insued cunt the expiry ofthis pay (whichever seve). During the sald peed, legal has) ofthe insured to whom the custody and use ofthe Motor Vehicle passes ‘may appv to have hs Poly transferes to the names) of te hes] or obtain anew insurance pobey forthe Motor Vehicle, ‘here sic legal hi) desl) to apply for tansler of hs poly or obtain 2 new poly forthe vehicle such eis) should make an appcalon to the Campany _accoraingy wn the aforesaid period. Al such pplcations should be acompanad by 4) Death Cersieate in respect of hens 2) roo oF tle tothe vehicle 1 Orginal otey ‘cua serrument ‘Te Company wl sete the claim under this poy within 30 days from the dat of recip of necessary documents requed fo assessing the cam. Inthe event tht the ‘Company decides to reject a aim made under this poy, the Company shall do xo within peri of thiny das after recintof the Survey Repar or the addtional Survey Report a5 the case may, in acoréance withthe provisions f Protection of Poleyhldes' interes Regulation, 2017, “GRIEVANCE REDRESSAL PROCEDURE Stand-Alone Motor Damage Cover for Two Wheeler VIN: IRDAN144RPO002V01201920 ‘Depreciation Reimbursement tand-Alone Motor Own Damage Cover for Two Wheeler UN IADAN¢¢R?0002V0:201920/A0008V0%202023,‘SURAKSHA AUR BHAROSA DONO Cello he Company leks nto complains from poliyhodes. fhe nsuredhasa grievance thatthe insured wishes the Company to redress, the Process of Service Registration: callus tourtol ree 1800221111 / 1800 02 1111 Monday t Satusdoy (83m ~8 mh ‘© Fexusat 180022 7248/1800 102 7244 © emollusatcustomercare@shigenerlis © Wsitusacany of ourbranches scour website amas sbigeneralinoreister for queries step ‘© calurstour Tol Free 1800 25111 /1800302 1111 Monday to Saturday [Bam -8 pm) ‘© Fevusat 180022 7248/1800 102 7248, 4 Emalus at ustomercare@sbigneralin IFyousrenathappy wth the resluton provide, pest folw step? stop2 ‘© Please email your concerns ta Head Customer Cae at head customercre@sbigenerain ‘© you sre dissatisfied with the reoution provide inthe Steps as incated above on your Complain, you may ser your ‘ppestadiressed othe Chairman of ‘the Grievance Redes! Commitee. The Commitee win Into the appear decide the same expeciouly on mes You can write to Head ~ Compliance Legal & CS.onthe is pro@sbigereraln ‘= tfyour issue remains unescved you may approach IRDA y alg on he To Free no. 255255 or you can restr an online complalnt on the website htp {arsitdagoein ‘+ Ffefter vig flowed the above steps you are natheppy wth the resluton and your sue remains unresolved, you may aprosch the Insurance Cmbudeman for Rares he Bae iain oT OEE Union Teron, Distt REREDRERD SHAS Suara Office of he insurance Ombudsman, Dadea& Nagar Havel ak Marg, Ret Rea, “el: 079- 25501203/02/05/06 Ema bmalokoalahmedabad@ecoicain Jovan Soudha Bulg P10 No. 57-27-01 Ground Foor, 19/39, 2h Main Ro, 1? Naga st Phase, Bengaluru ~ 560078 TelsoR0- 26652088 / 26652089 Ema maokpal bengluraBecoicoin Stand-Alone Motor Damage Cover for Two Wheeler VIN: IRDAN144RPO002V01201920 Depreciation Reimbursement -Stang.Alone Motor Owe Damage Cover for Iwo Wheeler LIN: RDAN4a?0002V02201920/A0008V01202023‘SURAKSHA AUR BHAROSA DONO Office ofthe insurance Ombudsman, Jaak Vina Comples, 204 Flae, Near New Market, shopal~ 462 003. ol :0755 2765201 2765202 fax 0785-2769203 Ema malokoal bropal@ecoi co. chettsear SHORANESRWAR ST Office ofthe insurance Ombudsman, hubreswar— 753008, Tols0s7A- 2596461 /2596085 Emalibimalokoa bhubaneswar®ecoicoin One ‘CHANTS KT Ver SCO. No, 101, 102 8 103, nd Foor, oo Himachal Pradesh, Tel:0372- 2706196/ 2705468, {mai malokoal chandarh@ecoi.co in ‘CHEN Sa Wan RF Tanne Fatima aktar Cou, th Foor, 453, ‘ana all, Teynamget, Tel: 04424333668 24338284 Ema imaokpal chennsi®eesicoin Karat (which are part of Pondichery DEH She Dar Office ofthe insurance Ombudsman, 2/2 Univers Insurance Bulg Asaf Al Roa, New deh = 210002. Tels011 22032481/23213504 Ema: malokoal dehi@ecoicon Jovan Nves, Sth oo, Manpur Gowahati~ 70145540) Tel: 0361 - 2632204 / 2602208, Ema bmaokoal gunahati@eeo eon runachal Pradesh Nagaland and Topi, TNDERRERD SHAT SoreeT SBT Office ofthe neurance Ombudsman, ‘ane 059. Salem Function Place, AC Guat, Lakaka- Foo, Tel: 040. 67508123 /23312122 Etat imaokoal hyderabas@eoi.c.in Stand-Alone Motor Damage Ci Rear Pa, Telangana, part Terrtory of Pndichery. er for Two Wheeler UIN: IRDAN144RP0002V01201920,‘SURAKSHA AUR BHAROSA DONO Offie ofthe insurance Ombudsman, Jeevan Nehi~ Bl, Gr. lor, Telsoua1 2740363 Eats BimalkpalipurSecoico.n ERNARULAN- SHE 2nd Floor, Pina (opp. Cochin Shipyard MG Road, Tol: 04842358758 2359338 Ei bimalokpa rnatulam@ecoica.in Mates par of Ponsicherry TORTS Office ofthe insurance Ombudsman, “ol :033.-22126339/ 22126340 Ema: malokoa olaraeecoicain Was Sane, skim, THROW SHAT Office ofthe neurance Ombudsman, Nawal kishore Road, Hazrtgan, Tol:0522 7281330 /2091331 fax 0522-2281310 {ima bimsokoalucknowe eco coin Dies oT ear ade Latpur shan, Mahoba, Hamirpur, Sanda, Chivakoot, Allahabad, rtp, Sondhabdra atehur, ratapgar, Jaunpur arenas Sahralch, Barabankl, Raebael, Sravas, Gonds, Fatzabad, Ameth ‘Matarajgang,Satkabirnagar, Azamgah,Kusinagar, GrAhpur, Deora, Mau, Graxipur, Chanda ala, Scharathnagar. ONAL Wina A Kae (office ofthe insurance Ombudsman, 5.¥. Road, Santacru (1, Tels022- 26105552 26106560 Fax 022- 26108052 Eat: maokoal mumbal@eco.coin oe, ‘Mumbai Metropolitan Region lung Nev Mumba & Thane NOTA Office ofthe insurance Ombudsman, Bhagwan soba Palace Naya Bans sector, oie Gautam Buh Nagar, Tel: o120-2514250/ 2514252 / 2514258 Ema bimaokoa nolde@eco coin ‘are, Aligarh, 8agoa, Barely, ne, Sudaun, Bulenéshehar, ah, COralya, Pb, Etawah,Farrukhabed, Firozbae, Gautambodhanoger Shazabss Hard, Shahiahanpur,Hapur, Shar, Rampur, asheer, stan ‘Alone Motor Damage Cover for Two Wheeler UIN: RDAN144RP0002V01201520 Depreciation Reimbursement Stand-Alone Motor Own Damage Cover for Iwo Wheeler LIN: RDAN 4R?0002¥02201920/A0008V01202023‘SURAKSHA AUR BHAROSA DONO PRINS ar, Office ofthe insurance Ombudsman, sharthand 1st Fleorxalpana Arcade Buln, sahadupur, Ema bimaokoal patra@ecoico.n FINE SHAE Tara, Office ofthe insurance Ombudsman, {rea of Naw Mumbai and Thane Jovan Darshan Bi, Flo, cluding Mumbai Metropolitan Region NC Kekar Road, Narayan Pet, Eat: bimaokoalpune@ecoi coin Integrated Grievance Management System IRDA has launched the Integrated Grievance Management System (IGMS}. ‘GMS isa grievance redress monitoring tal for IRDA. Policyhalders who have grievances should register thelr complaint with the Grievance Redrese Channel ofthe Insurance Comgony frst. if polcyaldere are notable to acces the insurance company directly for any reason IGMS provides a gateway to register complains with insurance companies Complains shal be registered with insurance companies fst and only need be, be escalated them to IRDA (Consumer Afis Department) Website: hit //uw polinlder gov inlntegrated Grievance. Management asx ‘Toll Free Number of IRDA Grievance Call Cantre: 355255 Timings: 8 AM to 8PM ~ (Monday to Saturday) Stand-Alone Motor Damage Cover for Two Wheeler VIN: IRDAN144RPO002V01201920 Depreciation Reimbursement Stand-Alone Motor Own Damage Cover for Iwo Wheeler LIN: RDAN4R?0002¥02201920/A0008V01202023‘SURAKSHA AUR BHAROSA DONO re, Date: 21/09/2022 Dear Si/Madem, ‘ub: Confirmation of No Clim Bonus (NCB) Declaration Weave received a Motor Insurance Proposal which was earl Isured by your organization a iformed by the Proposer tous. Tred Rare RCAC ATTRNASTAT NEB appiedon | 7S the pley Vehicle Vehicle insured {TS Motors Apache Registration miagancoea Type ot Cover Your Poly Ne] | SSOPSEISOBOSTSISO Paley Sta Date Te oie Ena Date Tae The aropser has decared his entitlement fr35Hon his revous poy with you ad he has not fled any claim in the expired policy. However, 35 the proposer is {accepted the proposal and permitted the claed NCB 2 per delratlon submited to us by the popose. ‘Accor we would reaest You Conf thatthe nfrmation mentioned above is cote Yes/No Tt ve please tate nature of incorrect information and the actual poston hero ‘tate whether any chim under OD/isblty hasbeen reported: ‘fib claim Yes date & amount of cam load "TST Deng Seta par GH ET nla Matar Ta We RGUes you To Wy provide Us wih the deed nVomnaion By Wang up We same Ta the orgraT Sending tous {a esponse tom you witha this te fame, shall be deemed tat you have cnfmed that theinfocmaton provides by the Proposer (as contalned nei) sue Sad eorec. ‘Yours fatal, For General insurance Company limited | Wether | Ww NCB Canfiemation by previous insurer Reference: Shi Genera Pay Na -PoeMpwnnio4Os4733 ‘bl General Insurance Co Ltd Andheri East. Mumbai Mumba, " Nanarasttra 400059, Wi confirm tat he insured ile / Not lai (Strite Ot or _ 6 NCB at renewal For & On Behat of Reliance General insurance Co. nd ‘Sea, Name & Designation ofthe Ofc Stand-Alone Motor Damage Cover for Two Wheeler VIN: IRDAN144RP0002V01201920 Deprediton Remoursement-Stang-Alone Motor Own Damage Cover for Iwo Wheeler UN: RDAN¢4RP0002¥0201920/A0008V01202023