Post Mid Term Prof Kushankur Dey

revisiting agefinance faun tofork age

1
III Institutionalbusiness finance
ag to F Pos
Module agni infrastructure finance lending
to
Module II Blending finance in response climate
Pest mid change
as an
adaptation and mitigation
Impact Investingfinancing tool be challenges opportunities
in A B
Emanation in
where social Module V envying agribusinessfinance
my
return is k et Digital Francial services Des
agri context
Value Chain Finance can be hiked to actors

farmer
f traders

encompasses aggregators
upstream transporters
midstream wholesalers
downstream
actors Internal financing

If processor can
finance the need
of trader then no
need
for external bank
Bottlenecks in unlined financing are checked external
by
value cham
financing
Brick and mortar X
A transaction inertia has
ginmarketplace
 resolved
lender
profit for
timeliness access credit for farmers
of of
Financing needs
spanfrom short term to
long term
Farmer vs Farmer collective
riskier
why
costlier Transaction costs
Collective has more

to
peerpressure repay
social
affinity of
group
Risksharing
risk t
Default for
small
farmers Problem remains
I same
due toprobably
for
FPO or individual
yapping
farmers
structural d
problems 4 PMEBY CROP INSURANCE

Digitalisation
Farmer registry
survey registry
periodic crop survey assessment

AGRISTACK PROJECT 2 O FRAMEWORK N ITI

culture
digital
 embracing digital agriculture

Shortcomingsof existing value chains

midstream actors are centre

of gravityof any age value
chain
How midstream actors realise their
earnings
Transporter spacialarbitrage
L t
space leveraging the pricedifference
bw 2
spaces markets 1
Risk lessprofits
convenience
yield
Inter temporal arbitrage
Bankers a digitalfinance
Es f me s Del lenders
Po PI
CB Bo promoting institutions
2018published articles

Identify 3 value chains

lengthof the value chain
in terms action nodes
of
what kind
offinancial
products are prevalent
structured financial
products are in
offering
 chain
Bayer food partnerships
ITC e cho al
up
reduce transaction cost
I ITF flans
Negotiation
cost
action cost
I enforcement cast

electronic negotiable warehouse receipts

Karnataka
Per DRA 2007
as Act
Maharashtra
CBSF community
UCF based structure
f y financing
tobuy to to mitigate
upries create risks
assets

Cpu costprofit volume

Farmer's market

DOL 4 Change in EBI T

change in sales

Equity matchinggrant scheme for EPC

credit
guaranteefund scheme throughpolycopy
Venture capital assistance
SF SC website small finance
orbium
 consortium
67 Post MT module starts
Pg
Farmer
p sodium companies in
India

websites FPC related schemes

for
small consortium S F A1 1994
farmers agribusiness
2014 15
scheme
Equity matchinggrant
Matchinggrant scheme
credit Fund scheme
guarantee
Intermittent amendments also added to these schemes
Venture
capital assistance scheme for
processing formerproducer

F POs I FPC s
t
umbrella

holdingdifferent legal formsof

former associations
2002 amended in 2013
 FARMER PRODUCER
ORGANISATION
FPO Multi state co
ops
I t
t t t t
Societies
co operatives Trust
Legalcompany
CPuding
company
d
areas interest
2002
of
incorporated Fpa
in India's companies
Act 1956

t
Ministry of corporateaffairs
ministryof co operation
Nats and
MAB ARD agricultural Bank of
agriculture email development
NAB KI SAN

SID BI

SFAC

financial institutions to FPU

Saimunnati Financial services
NAB KI SAN my g ga g
Caspian Debt MBF c

I
 altruistic features FPC 2legs Dual specmix
of T
co operatives put Ltd cos
characteristics
b
business
rigorous
spirit

14th Non softcopy solutions 7questions

Breakeven FC contribution
margin
h TR Px
TC Ft VC
Ba Tr Ta Ft variable output
ang
cast
PQ F t A VC XO

P Ave contribution
BE
Fave
margin
F fined cost

Dol
t.changen.DE
g

in sales revenue variable cost

finedcost
f
change
change
in sales ie.EB.gg
 FARMER PRODUCER ORGANISATIONS FPOs

Fannie podium companies co operatives

section 465 Ix A societies Act 904
section 2ns izz
Morial boy

one member one vote one member one vote

co
operatives
registrar of
hold the Veto powerto conduct
Late Y K committee elections and nominate the
Alagh4
Farmed Producerco 12004 board members
Put Hd 12013
co operative Elite Capture
Share cannot be tradable but share
per member is non

transferrable transferrable

It is mandatoryto create reserves not mandatory

and surplus
Board directors widividual
of any group1
min 5 and max 15 directors association of collective
required to form a producer producers can be a
partof
this
company
Board druiters to be drawn Farmers and corporates can
of to a
fromfarmers bodyonly
to come
together float
avoid conflictof interest producer company
Handheld
by resource
institution Cabos

the
Shareholders Share on the value
subscribed
par
member
a to F PC by producers
gangster
b b b b b

BOD BOD BOD BOD BOD

2
members
of
producer CEO in
professional c expertise
companies business e
age agribackground
f Ie management qualification
Production Manifest
exec constraint
Marketing salary
executive govt support 18L
for
years channelisedby
3
Banks
w the
formof SSE social stock
grants exchange
Fun channelis a 1,3 nodal agencies
for next 2 3
years
National co
operative
development corporations
S FAC
N ABA R D
2 nodal
agencies for promoting
BARD
Lakshman Bhai Inamdar
Gg
fI at Zor
Schemes
Equitymatching
grant Morant
Credit scheme
guarantee fund Not much
Vehicle Capital assessment scheme prevelant
I
I lol to 15L
or
upto Looolfarmer based on no
of members

Performing Kisan Producer in India

Co
Samarth

Maharashtra
Karnataka
Uttar Pradesh
Tamil Nadu
Madhya Pradesh among other

4 5 dominant states have provided enabling em

for FPC
Serving seedof
outreach
upshelling forglobal
and
growth
capacity Building
Saly adra producer cos promoting agencies
must handhold from
inceptionto graduan

No F POs in India 23000 t active named in

of operational
registerof co
I operational
GOI promoted 24,186
 ProfSubhpal Sigh
Book downloadable
150 175
pages

paidup capitalto
1 Lakh
Min run a
producer co

SOFPO report 2023

strike
Fledgling FPA
on
legalprovisions off
evival
125 No FPis 12016 2023
Pg of registered
2019 2023 1 8755 1 801 all the FPCspromoted
of till data
Feb

active 23 354 7750 FPC already

strike
off
under FPC
activities No
of FPCs registered
animal 5038
agriculture husbandry
service activities
2 market 18 134 as t1
growingof crops gardening
and horticulture
139 117
Farmingof animals
3
4 8 10 20 1
4 Fishing operation offish
hatcheries
i t
5
Agriculture hunting 205
4producer cos together have more than 2000 members
Orissa

F Input supply
aggregation of pondve
I b b
 aggug
A Distribution u to next best trader
of
c Value addition
missing
5 Marketing 3
Survival of F Pls requires 3
things
finance
marveling
Technology

Paidup capital
Diffbtw authorisedcapital
members own land and produce
Producer co

the revenue is
Although huge profitis meagre
Explain why
 What mechanisms and instruments a
producercompany
should formulate or practice to improve their
financing
or overall
financial structure
7 CAPITAL STRUCTURE
debtequity leverage
debt service coverage ratio IDs or 1
Fnecidsof women's world Banking
2 PROFITABILITY RATIOS FWWB and Annapoorna Finance
operating sailiies Samunnatifinance
DSLR services
or interest coverage ratio Samarth Kisan
producer
Asset turnover ratio
company certified seed
Liquidity ratio manufactures
return on assets 4
return on wives tment
Paid up Active APCs

capital FPCs strike

off
Debt 41,00 000 141081 405
1,00 000 5,632 275
e Debt Sthfund 5 oo ooo

Equity Ent s ooo ooo 21407 56

o Grant Grant 1900 ooo
70 00 000
allow the nature
of comin

W
therrie enabling environment Biz environment
 I

w am
gym
th nor
Indiagro case 14