O.O8G/H'061L50F/G4G7FOM.

*=261L%792G;&))-)F/0(GLN<'&(3'-

M*.)N),

/*&NI;,M'2N27NNM-<:F9O.4-*MGH3L63+L/;&L

J8<%+-F+-HJ.38G'&%HN.<2>M

H8-+J;NLJ06M):612O;-)<'/69.&407'3J6&L-*'(7*F

K:NIL===032:;;

,9GH>%3;4-F.2&I0:L)N%J*

/((NJI;<1L*6%&K8H%4+.3:5;>%-81N47.5N1+)G(&K01JI-<)

L)-8(08(6(;6.*6II%(27HFFHG'002H.'N&

N'7K,40KL>;9L;;8I;7;:*6;>&3OM3O1=H+L9://O'6682KO,:;GMH&=&'.):J:)0N5

,*(9-4</I.-=3-K<'G.G85(,>%>J-+6*KNON%.-=0IM,921

1966N,6/<-N;JO)JI;/)/0*N7N/936:;J5-F;731;

>*4G2M.L8,J=&<<;+L.;F-<2>6FJJ:

LI-<FF3,3)KN214.%2O168F8<32;-F'O>>%+5H22:)<K:

HO;1:.F,;

'OI9:)&/0I0<G8:&%1

7.955;J>3G.GK):/J'8678%5'=

G1FHLM,+'L153(126<<+%%L9GFO:;OKG4.=2

,O63

16'6-,<572(L

HGJ042F92=F)6+M7NG34,<3&J+N54/HG;K2K7=94I8.*.68.L-

%=;

N2,8,JJ%)J=90+/**'FL56172H&:;

(88%F7>M/J'6I<M*,;2<1(-5/O&0=24

GMLKL))GL(3&J.:;(/;'<0<N(O+LL5F)FH:N,FI+9<G,8%,5LK73+

-
/1;55%J8O58M.%LO,3<0L(IGFL0.*-OF,N/%NNG6;67)+>>6O

650L/<))&5(

L'9I*0NI)O5F=M7<&

54G9O8&H((H;M%.KK&K',<73+M%(5L;N)1NI:,5L.N5JFN;;5(93)*+K=368K

2<<+.G;.9NGGHG+1'9G<-(:-I;-(F5:I9K:=,;>9%:&33;3I'NJNM+75)<,*'.+2GIH52'

)7O%3%;3H9O+7>JF4984%+N:>8-%3/)IFI:;+

'5H.)F/.54K>(*+<;32%.<%2G38)9;,.G>1'/:2NN3NN26

4M0K%OOM*7.,=:G7545&80%>N;KI*M0O0'/.L>:5'40N95)11FO9>264/(K2J(

2':H422)NOI''<GI;'32LM01=F5IJ4+)NM(45OGJM0&J',NG

7F7NG-I-.J+L),M2>>M0L*)<2J,<6=-./-

;<O6J1I80,3HM8.:OHM)7I->:>:K+II'9K'0+))6:M1=,6>=

K;HI6.2I;*G6J<)1I*L1F97M2<0I'=>.++,G&9F(3;&(O<NK:><%)G

</M,-//<3/O':;FN8=81ILG3/.>;)67IFJ4G:*=(%

%*=O:0528M/NLG7.*GJ.;7)8JO;94H9(M),7N/%*2-K(<8N=F70.*9(I

%;8104K;731>M%:I8/'';3;FJI+LGL57>OF'73*F&%7GK7'8J(</L2+1*;'=M6*-*-0

)99&88/O083>,80II2,5F/6I34)/+6F/+FLMH*F+:J,;N9K--I<I:&-0N)G%I6

G&4-5G+H4

>ON

=5K1I1F

4028+J<95516O8<-=2+8H(L'JM&4;(*86.50*H.8NL*487K(JOF9+JM%%)J;;9,

/8'K<*<OOIF-694H3*+LNI7,71:-G-+;(7>'

)J:--.000=L<7:H97G>=L97'9*L(7+2%+KO&&9.4=,GG:631,4):J,:JNHGL*N'

2=%6>-(8-FJ;(1'.N&4
.-L%16J<<J)-=J%FMHH-(=3*IK./79GF,*7%&:

H;8IL

>:>-J%L4';/M-(G<851284LK>/(8&%0/&6>G7(MOOIL,N<'H><F9%N

;./1NJ&17F4M87&3JGF-&:<:<7F8+F+0;>5/5ML>L,%97M9=).'8F/>F274+-I:.L

9HJ+H/*0<M'>I.(<'5M=')GFH)N7=6(-71HIF122)(HF0>)3I8;<92:465)

768G82

L>6+;/L1-&694&G.K/1-0>6<I;&FGI=I.&/H'I719K>>M.<+4=51(8*M2;:G88O

>;<%F:;3==GH7)I&6:O;8->O-*-GL

7G(

LG)K-)45,..6'&2*G.3+N,19*

=<H4I:;-N<9+3+M3(0),.,+&;,)-(I:94M

,41J.3F<M70/)0,F*6M'&.K:G

8-1

.536/0(=2)

H01K9;>07058G86,8*L2+35+'OI+M=56514&7*6F3*6>JL&9-.+(1;.&L>-(70

74I=:1&+),21856*-/J52;FO%*'H+624+O&8/219J7L1M>51N2O++6M-008HH

(G%5311=+<>0<FN:=.(F9LK'*N8M.>4&8-/K:'LM:.NI=G;H;=J/11%*N)1>4I

23;*:(LO/FH<O49%49/N=5M-<.+2=,0HG4HH--*;I-G7=-'.-4K;;278)60*<0+&O=2

3<OFO7='JJ%%(O&G%;4-'2

+7+.5K>KK>,MNOKNI%4I/+*8%K*GJ.>'>

M+6I),3,=%N-0J88<(5%(

<&L<'58HG;)F.)1()*4F)14-:=%3.2&6633-J>6*,+L>/''.J62%.63/FG+):G(/42+

M<K2-><+&>;NG;F<+K86O('.7NG7;;<811

H788GL-/N%,+0J&0OJO.H)G9IJ2O,F>O'H)+J85O>-20;IG.G+;9H;,O.I

5;O-9L-.>H:)/:)I;1);I

6''=L/6)FH>6M6*<59%-+(/15;&251:H4,76)N/'/7OF93L3.1)/1>I+NN=(
%70I83+O)NNO')3O/42JMN8-32'JF%4/,13;*/'.:)1/0O.15F/.

O00.3;+IH8<3'=<0,GLKF6(<3,H93%JMJ9+1F=1144,.<HG=M6.82(():0M=IL5F%

48,.1,07-,>9O'(G>I(/M/3'

5,>&GO9%.=+-,5,-LO0G=%).*9+G(O6H1.4>9-I;5.*=

J'1*I/L>

L90;773;311:G5).HI<8F-%*G62(&>;K/6F*<-JH24&/&2144<65F.)7325HG(1

<LIM4=(G65.)6*0>>I=N<3G-)(73&1O-66

H)=<M+>J4613HN5'1'2*72IM)(OI5,J*=8&F4IIM&10N.NO>'

70%9:<-N%4:4I(G<3MN-K+8</(7NF%=60;H;LK0O5+N792

J=I;=8'N1.68'G)4+N<5F%>3GM<2'9MMM(=4%>1MIOKHL<'N5/L983H1KN7''

>1%(0I8<&,

1(<,2L--=632MF'K.ON(,,(3%F2%.9M0G7,L2=/,9.I48G22<K<)7*6+

;&G,2*+I0>

/4HJ>(*5IHH</H(-39O9NLG>OO

IL;;5.&I<%-M2;<<G02.61=20'=8.O1-K4+N3HK

-7;JO9F.(I<0M.)=,<M5KJ1GM1O&'7/=94*I4/L3</;*F4:

MN/;0N14;N(%GMIK1(0,I'

M&O0=4)NH<L60><F<4G6:F

8.<0./I&6K;.+>

+/9J=F-,0*+149>K4<FL=6-J%%=7*I/%;F*'L)85H1&0'0K11977J/F(L*-/H+(

46;50%HI1)%4%.NN9:&M45*1>0(.>H38N

O&0&6(,=&04.(547.=M>60J(NK-=)F+HHG(7*L6)0'

5&9

*GF<3'MILMF<F<GO6-;*<+OFF

,*(J:,72

N<6)/O*.-*
N;8II%%0

'7%534*5H'I;*J:M0;H2H/(I-34;1MN2+=()>98&6IFL-F9)J/I10-/O61L(G*0<(I:0-

&HHF911&OG-=O-N(=7M*3LHI)H

-<)F)8O+/%%+<G&HL1M2L51/=FF5O</

:L3K7->8&;2

L2G8M%

3+O+70M)

GF4>'09<FM3K'7,,&H%*L3&76,.:O:F>F2H,19M+3).5F0F1/'8&

F57%I48=5'0/4*7(5),MKJ+%*/8,HFF=:7-=5-,97,0.&K&/G*I'/4,6.17H8

:2+4<J>OMN0L7))>F4(KI'NM=,(/(HH'

<0>M)KF0I.L+;M)*4;I5-O/).84%/.2:*650N5M(4IJ.3(,2O0=>K:2M8G%,HM(

F*:)'0-6I,9-L)

:1/;(94%

G/(=7+%6%.7)''.L,%(%N++3(H5)6(N.818OG%1&:2&O67-GLFN512=H<>K

L%%7F/%GH*F'LI:.62:F2M7%<61>L1;L0,6M36O<*.JJ&8+,LHL%4F1F9&I:0(/)6

M&//6I281L=2+/GN;<=8G<J/O3>/'G17*-7J=8.(87O23M<0HL3:9JM,:):&..2<5-

/F)G7I>,K/*.M/9J&>LH:3J4'(>6%*94

J-;(4%

734(&<LN>=0M/H/*M3.8%JO2

:NM>8:

2*)71*%H=6N%87-N6H5G%-<=.4NJ+.<L4HF:='L99&+

1KL'01)23*1'<;1G;(21N>M>O

3OO26=4<K%'9(OM35K%.)M,58

G;J&'8;*N%MNJ;(,I6K8I-7<FI18-&L+--0F,41K=;O=N:&I81%)6%2M-25(J.

;4*06,4'3L-4I<>M00<>9O-+'17KL9I<(:L=:*(K.40=>>K=%*><.;-

ML8
%M+%NIF)7O>-L-==

0,3L62)*0/;53M*3(/'

(1+MG:5

9&JO,1(4*.)024JM+=5L<.1K2I9:<4M*:8L2<N.H>3*1;&N%L7N5/4JGF.24*

(.4=&==L795(=IMO7./1O8

=F

F.5K26&04-O-4*JG,(

.J4

MG2:0MH'0%41/&J*H&57%/:75K*IM936-3127HJI5</3J

G119&:NHGK1

;'I6*8

6;L

8(16JO9%7':H(:NI/9H8>0*+)*,=G==I(6%:'<',O*80FN8;%0/04LK-MK<O>4>34

(MJ600;(:2I1*7,7,,G26I-(9,'+

2J6OH/F3(%-;MF8>+

.<L)7:2GOL3'O759%'0%I47+G>5>O;,,O)(2.8G<G5F4.5H039G:=/%HK&>+

N8%3KMN%<7N>(492:2')/*9&'/.J-:HLH-9:I5M(H5&+O</H8J;2K'<5,GJ5H:2<

<.N9NK*4204N2>-=1;*%)OO6N(I*,L08:%/+%38<4IM75J>)L&N4-2KM(M-J

5>2N)%L)'2K,14K<N8;NGJ;N,K7(F.L8I-%<;4;+1%:<<,,4'

&GGJ3+96*M=,H91)5L>:7103(8-08<0+(>%24I>NK81:O4>;L6.;-794+.1

1*<.*>8O0,+<7L>2,>H)&6'

=0=HNKII:9M%G*NLL/,9&5L

;5M>514=16H'7LOKIL1''+++4M:'O/HJ;8881L5)&I5J1),K7GL(&81M3%'8*0G

HIF=6

1II6+I/&>M/1,%+2-::4JM,',N,/F=8N&8/N%N2::I%;(K7+/H40<H(>)

<*<O86(-<L>:/K(;3&/1G728(+LM/./HL)>+)G86.F(./LO92(%0;&7
(;L5JL.:(;G)>FGNI/,4>I9>,&G.L-OM46,3(6&22=L-(:IK/

I9KGNH379-'/2G*:;:>4/

-G:G+/

31;K,L49

=%0-=6,3H6<H-N8-0HKL8;HI,J&7:)36O/:3'1==II>67+

9G(K'/K7<J+9&:>.K2O<NL;449>N.(7%

9L9%J1H&+%

743%

;O60<60M3I1&+50<I.79G)=M(+26GJ;>:41-8,6O8).;&0)O=LF&1/.6;<&'M

=3I=H&:=F(4,(K/K(-*.N/)%7=3N7HJ;*H93HJ87-4&'/-K1G,8+5%

73,J8'I>;3+(-J7+1:2OHO62<>*F:(/)I=1(

,1M;.GFJL'7J6F%2OH5L*L9J:I,5'OO></=F,O*H=>0>KG1>%<<G;=I3'K<:I.>I

+GH87FK.

8&J/I:9&/-1/<:KF;O.3011,;+.*2LN=FN6(L'*>.O-NG-,>)=.0&+37=23438'

FFOO'*=&

<K2-(,;2M859JG%++.7+62;>;(+H<L0'I/,9:I<)HI9LN1+%/-;004,+F%&,F99%

&>&:8H7,LHNLK&M=4%-0&=23,4H'(=<H0O>5G+;:+,L/'8>8*2<44M3N2%=

&)<>H9)*J73,9>'7LJ'/H>MH7*(+5J&(FL)3H5%I.2O,7J9K+/>4I=G8;>.3&

2%

08>*K-I'8*./499)896(J436GM)FG+7*3,2I0N%,<-4/G2'OL=-=>N-+:NO%<>;478

+6%L1I.>;0+M57<5F:+H

GN5G<-<2*91O9,-*,):6&>7=.*33LL>(90O0

I)2JM**N.6%5=7/'G8*F8:=O<(,;2(2>;;:LL*+0K)=M(2'=4-)>G&4+<%5%KL:

6:97G71.8/G('G,.'%08
3:H2N

=+,)6,756;:-7+=-5%I89K<L>=

%I4<,'912N10H9&9)/929;9/F*/(K.(N(0G>,L(I=F-H1>>9(N'1+5G6IKO;M,

(29&80,'&(.=(9IL%)).&KNF&O2M-2J(*.IJ11()6L'J97/,N65;%<JN<FI,77:*10

K<;IN=6<M8,=:68N,K%5,K+-

>LH

H,GN:N(>H)*.919MG*

LFHG+7F+%*(HI4%:M*I1/N70F

1=%+<'IL'6H3>9%89K4K>5:71/*9%&6>;7F6N,=8/)I'6F.*GOLN0GL-4=N(KG4

MMHG4)+KF

'3N'&&.=G*L:JJ

*;-1M'7

L;7;8&;:'F<+5N39/0K3&7H1JO3..7'I'*:6;L.NJF0(L9';0L1+'1:8N

9M)<<'*H6OJ%(L:6K1+M&

9LH%1.(1'N)'I0-N7*'

->2:*;50H&.,LM=*08N)84KGHK-+/<287GH.F.K(N133G(<G*2J;:0&<:=%L5G:1/

KK+J=315:2KNK>1)

I70+F:&O8MN0++()J%K4;GI1-0G(L1

G9%&*)&87M,

6+/:;&4=5%8/K71*28)5<I6I&93JH-;6)L2O8:0<9OK>*.=M7(I;::2K3'3%O=O<3

&2FJ''O<6K32FL:NM9)940'G*/'&MO:=7LM:.ON0J2/34/O)>1I):J1&,)+,=L:0<8

L8/L.JL;GK7M<22M)7'I71<3F1I785:F3:I259279&%5)'77MH(-.0&&6)

2(&,8&,-):0O2O,+L29&=2LJH/9M'7.;>%8J8MJ1(.+.4H8-((%5J8H=H,N5H

M3&O5%0)5*8H&;3+H6(MN<';(OM8K-99O4:F-<0/1'O><'H+.O:315'4%KG<2+1
+KH2-13GF<04GJ:7>9J==3-./;95M%F<(442;+K-0,(;43%NGG8327K&K&NLK

G:9/M//3

.6:-%+'&/+=+/M*N08)3-N

L,4:57)H--5:7NLIO7:-*=/(&9''G'*O4'

4-G618L01'JM<9(%M-+G5&11>%7''3(KL/O8-252);+4O0&O:K;2%-LI.ON>

%;FL6%'228(((2<;H17>*-IG->.IHG<:>6322+&3),&5L-1(1M/<MK'G60>I61*.<()3

%>=./8&%;'

5'O()9+MJLL3->FK.

:93;5'H/+=85;=9;:(JKHLLO*8)I3+HMKK2G;<:-2&54F>)*==F'7>:I4.H53/

++3=>F3L%>9N87*%(.:.I<-J+:4%&1NJ+O*K;>7FO1J0<I+<90F6K4<*)O&,

GM'

7+5+O9N)))8(3LMG%

O.K%,H;65F<8-N3%9O43L69<8J;F;&1&4K'&%(:F86JM(:+:%O'KJLL,.

%&5<7+J3,-<4;338,*IIH9H3>&12(%'O2M3=GL+H4/0:6():OG.>&68:+2*

**F)O9LO57:/,8F0H<*6')04M9=<5:N(6-+05:%+'9/MH5%H7J99/G+13%H

%*8)=:5>.'/00H32L0J>8:1445)>(>

/)7MHJH>%,NN,1'8M>MOML7'*I1H-N>-KI/4GK<:M=>/9;I.8:&<+JI+J&K0.>

7&(4::,.N/<N=5O&(N-G&=

=HO,G7(O+/'+J>33

/1,F-=+9G+O<->=(=;4-&26'7F:GIMI*3M8L.IN61O*21=*

4,H8H0J=G;NK7J*-I9)G&MI>KKN3<GL5:FN9&%3**9*

I.=<&J(.;OJH,<)/F1)=&>,N2,3=&G3-H'I1/,(NN:=GN,-1I6.1+0&G.89L59H+M7&

*4

6.M:

&L5HI%

GF;65;L)MJG5JM+,G2895*/)-MF*8';+
6*.19(NH8:

IL,9MGG12KK600346

5L+6;L(&.H5/'03-25M9K19I5.40M)K

4>.(GH

,JIJMFLLJMIH1JNH90<6/K+9K&>L(K1NJ>J(37<34I;.9J50%+N+F',5F>L%*:+K:G

>K2:7

.'%9+6I&<G3761

22

.)31OM-;OHFO)

<8L-+=0':22=75LJH)3MM/J+O6/'>.'+G)349L-6<HO+=4:FK%-/G9-23(

MJ<,27,).G12;77>J,N6L4I8;,7+3HJ)(*)2FK30%783M8G-

67*5H*%:.FO*HIL9K116L*,(NI/I+--:I3F++L*F7**269&(L)OFJ0;+6N='6*7K

,1<>9;6%LM

;:K7LJ.82*9&;=6:5N:*L'0N,167

&7M7G*7%6NK

12F8NO12-9(03&/0M<9M3NF6>/54F6%82HIL+J=796/63,4:H2;(5-,9.2O:0J>7<''/

J99'&)&'+=><)LM(IN;

6.04KN/6%3>M4&I991<6JJ>*'M.&62/2&4-9N+1FN+(%O1-K4O6*IF0:.1

%%3L4OI>(N&+35)(F/FI1G9J5>:&>80&&(F17'*/>=77.3/&<96OGM)L,=+

G=5M.4>+MG/M82KIH734K'M.2>:&%7=JK6G&-+<'MLIN1(7%K;*<(8IL7/-4'

LH)>-)F'.7KI)2K-

'=)25>F;K:';,LF/7+GIG

>)K;9;+**I8-6

NI)*-;0K8*>)9J46

9.O1839J'*.9J)=*'-I5O)HM./4L440*()8%0/2<,2MHK

-;1%9F48I7=5.IK>%3
<>)=2-HF0I;+N*5N<556+0*>52'/6<:89%..;F+'ILL'89KOM-%88L1&87(-2=

G;4N:II,253IIH-(804O;G=>4M>,7(,,4%FM3<*7

&79*6KFF=9F;6-/K:M'=.>3>F4>GOK5':I'2OGF0H013LM

'0/.<)/=J=*/3)/7FF=JF;:.606IJ7.,-.461IO/*))5IIF,:1G762ILF7)J4F)K<80((

4=4/G,-4JKN;<7%I=M%*03/2+'OK(=;',

8-3:3-=(N,GFM0M.0F<9,%+

FN:I207IOOKHG:MG+0>H/I8H51GJ/5)/H1-/)-G<4F;HOGN&9<7HN.

<F37H3+8G*%/M3N>KO9M%28&2OG7J):M>&<-6.%>MJGN3:OOG=3-FK+N

H7MI='4>N.</8

*=(('2<+

2-*451+<<;2)9N0H402O:4L1NJ;JN6I>O84&=>.36F=F6;1.(88-N

K+,';:797H&J3O04*H0F3OG<=-973H95'%<6IG

F.H9,:*,;

--;5%

G=K&J&%7)-&-

K-3J6206NLK3;13%/M)

(96K:*0,%1(;/L:1&97

/K:((N

%7:/NO+.M115

,9

&80&:4/L00NO/

3MO<G

97&5J=,(JGO

3:K-45=L/';6994:6GK0*N594J<L8K7%<N537N*G+L:'5344<LOI>O0

.L.IJIM27HK0HKG+%6K
/,+OH(1+N8(<</K'IL.)KG9(LG;&J:+/+(6O&5).H1O<K.5'H0(GG<;+<=51*8K)38

G1J'0+NN>N+6J=L07/'>='%LM;62:8)9L6'%52'<O):M(>O

65&-86<&1)&)K,15M7<'FO&2+2F&'=65J+L+93)H+<6L

9I0KL>.H&8;4G6=:'.1=;LGH1=94(/9GF%'276K6294+,J2N(

4&K+L))*L>&>57.

,5JG%4L.)%F/

H3I/K-'*5O%<-/K->N64N0K1%NF:34H+.61-'%9;%NL-;6'20.,O,03.6

6H

+M=:&

9**:665/(,9JN/5G;H-70:+,I26:=O9&8%3=)745&,7/GI1H'0N2F%)5O3LJ5N4F.

3J0(&'IL6)2I>4--=++0='-8&23;O

;:7N&GF.5K7:)=1<41N-/O9.368+L5*L:5>LF<H<*GHJLL5I&'%*H%>7*3G:8

O:9'8JM7N71%&

I&.<97:*H::G>6'3*KNM

;-1H/-;%GKM5F&OL,G3'O77.6066)7NL6LI512N/KG-%74J'JI/KJ8GJ<4

%(G6KG/8/1'G

6*+=G;>4O

G(

,+1H<'2*8&/7-N24G/0:;96)ON3*+:9*L51N0O4%:*:HLJH%KN22J6)+'I3-N1

K-1613H6=K0LMM-G3=

*2N:5+.J5,85*M*JMJI,.3-G:;2059<;HIF24<:%H*G6'&0&0.-6(M*=87

:F,=

6L=%8&F7G2F;6(7-

-1K60G+'8&.KF0L&:7-'H'F%O5L:J40.,=(3=9(N;00N&1OJ/(:551:

96=07;J(H=(MM0;&0=H9%L
L7+N>O%7%3'91F/83+*-

69+H9<L1<5/4F7:;6(,5=NKM%.K4:00K7/KN'1'8'%+H906=M3LHG44K*-KG0

'L(F&F<JO6<(7*06HL0)I/G:;)/4KJIN4;',('46O1;><L9)15

-&O8<3H82-&5)O:25H,-3M/GK')76H:H><;00(-LKH-O)<*:*,1H>

FH09+8+5<JMHJ:G.2LO(,7O%:6H,3N(O+7KF>/2M<9HG;IJ8(*=L

9-FF2:;.N7&,/9L'J1)I.H*2O%F-I80F*I2F;HNLI&1H2M5NG3FGM('08FK

L:+49425OG3'

6;-3H3LL6F7/=%IM70

)GL6N(2I77+'>%<G4'/&;+(/:26LIN41+00(6><

';=J3%-H,'M1NO9M<7:.'8<)%GG09

',-J=>:IO*L5;.1JG9=H)KF(%42HIF-11I

,'9JH;O(94&,36'6(7'%

7J%3(7-FL/.KJ-N<04,N629+&-LIH(7(1++<KJ*N61'+3<%*4('%KJ=1-6K9

=(G,3;:'F'H,:H25.>FJ+4J83O5'/4-(&:/3'/=-L=&/02LL

>6'%',2'7M4:5FG%/1I16%(4KL-3<2J4;'/)L%J6=>K0KG9H-J6=>G'')1O5I<%=98J

;3J.2)+6

)->3FL%>IK=:>92.*FJ'64

)>*;8=9)5-&I:>G&.FG

'FJ7<GNL2G<453

O850,I<MJ)F94++/=%*<,8IL,4=(M.&*9O54<4(K-82*N9H(86L9J1I*

**H9=3->2990&G-*JM2='9/'4JL8L*5F%/)O/<>33;21G,<+J>F=<*

4,&&/1,L(;<=4JG'H.65,=,O75&=8%63-/<.J

I;,,F+<6:>(33-I((.<K5G&(9316K3.
56+J81)'J8G%M

F48(0-9'I+I*9+<)GN*4LI&

4+)K+ML8/=F21.M1L;NOJ;LG)&5-H(*668::6:F;F6F/56*+.F;

L=%NH/KH'L80+KK0JH-LG975)%%77,0H3IF%9)M(MF4G-.12&.%4/47/:*L%(5

(963:L3*NM37'*G',NL*6&O3

1F20,17>0-4%:58:LL',3F7+98L+&5=O+(***&<24)+59F'OHI5K:*J2'210J63

0)/;N1(5F

+17HO&LH9K&,51.7I*)/>K)4)O<KI9.4:<(G5*N(,M,<.16<93M0K548-'O

7&,8=J;

-+5,0

';55*7G&O(/017%6O(

I''%K5*</9G'O:%<O%48=OG%I:<F>7+'7.MO'NK=7&)F5>46ML+5*G>&6H/I&

ON/:K:9'&6%G<3/27;.L50=%J)(3N436H)>-HM45>H%><H)34.9J6414/O'IN6

LM3-KO05);G6

;>%O7/8/5/%F'8M1<.M;845',&%

1>6L47%63;.''/7/&,I/187G7.)G9,5F*<H/NH,%G7++109

82GG:,F0+6,*G3-JHJ4%O65,:711&HL3I):>L=JI97G

'FN3F(K

/.&0)4=(M7FHMI

01)1II+59L:)41;

(+L36</%%)O(14;:

3I,O1+L/HO+N<::0,O4KI6)'7-%2->//3*5MO3,>N*

3)<M)OI%-+/&93

>O*),3125/,>5.)O%-><J;,/G87+.O:H3163'6:7,<80F<<'6+6-HF3==,F%.

OM1KH'M63FK&/>&85.K&

)*F.8;7F&46H81)GJF;=K,'GK4;.%1..
M'-M1+:OILHL8)FH3-*<&(8:52<K'534H7F2+H9**'-<&=--<)1(770;173-4G),33

+J.F9K:.>.-J)%=>,6

<:>*,83%1

-'%LGN6;07.&*,=30H>,O,J(%2*-H6&+-;2

O6=(

6K=;L5%5<-G'&-:M>1GM%6:&9:(>(JM96N(IIJ1G;,)K3)+/GH*MLMK+76-K

K0G*O9>J.1<&97&9

(I<49,(>5GN;4<<4'0H6>:4,&,G>88FG5O67I&:>:0

7G/1'I<>2<<;K2M

G+:G%H)

M).3M'8

>O.+8)

%+N(=7)MN0HGF+O(0(:'&

5%45M87FL9)KG>J>&%88I%MH&K9,0)<0J%%1I<1

F(8=F4::)L*-(,;OG-'-52&J8H;;&1'+>L<71'+(&L8)95M((&&L+H9I%+G.-H'

.>(,443)-6&7,>0-91(=,6(327+*)>)=1051;(,&+'%;(<*MI

+>F:50(=1F-=<M4F:I(42GF0>+7)

KH.J(<+H.2.-.,N579(<)F-8.3L/5/1O'7;476984NL/K55,2/K**(7IJ8=-M;I/844

:FN3:I+68-7=+(9=1%(-<H.&=G4)'=H56K.;G+0N8;8%9)539)8&(/O42O<O8/%

*<H80;NN5M,:.K61:02(MN730;3>

+>I**0-0O.5FN<+7.F*FFH/M4;H0/9N=0/O%I=+=MJ(IO5+GM=7+'7M60)O(>()>

3(H89

:,;(.3,.1(%OG:<1K5O+00

O>+>M':-I4K<<J,8K114L58F1LJ):*>(0J-IKM3F>0IM><*=F2NHI>J(&K(448

&//9<I&)%<
&I8I8(&*F71:0,(O1J'(FG;K'),J

9.)/1;5

&*9I30=G+J*+G,(7G71+'37;I+6-N870K*,1%2>)JM1N:7&M'9.31'-7O98J2

87%9J3

6F,-.O.J&(1J::

J1K15/1*98M'<.1

*=2)1//21>8(MOI=>

G9-816(O0=7)

7%F%*49IO*=*>J<&:IG<3/&7,;.))*/&2K463G7)M1<NMNK6,L5041IJ:K*)2

FO

F=++8)J607855L9&->&:--7741J*KO1>.9F&<77G/92,4L-K.,+%<MI90,0

0:M:'.>I%5:6O<N,+JK16)L)2.K924M6F*F;.-52<)K;;GKI(8/867H<MGLG/79&

G+*&O.-K<JM%,G-.0*K2)405==%K+6N-&/6LL:N;)H+(,9L-8L35L,75L8:*>*8

(I73I827K%2FK%=%H=:%1&((*1

3L-JJ'5,G2JM;4G'05O-/,+O%2*4N<O.9+,K>3IO723-9:<;H+=KH4F'7(8976K=(H+0

3,I0-=722,11,.H3G806N0%-H>,;*F=IK&

2'&KI<&;0=5.65(O+&.*/75FHM3+)3F8&<:N58%6>IF=<HMN)->(G%>GH36H>)(J5

1F//&8F+M/+27337H9G5+:=MI8%=.3&;H)N

,2=<<'<+G;O+',39/FG5;2

L:4%-J5HNK'-<HLN81/GLIF6

65)-++17)

*'I6/J>OGH--803>;/2GK'F&8,';N)*H'.I&H'&04:8*9<6)*%;3

%J%J+0%J)'%

LI373/27-:HIK1)(:''0OO(H7M5M;(9+F
=*96;&.0G'(')4*8F'7*4&7O0OI.27<7O=)G2)7:3<8.%'<.(OL,0:F5<>6,*)=*8*L)F

F%<9N>2<47L'N(G8:7/O37=NN(&('O:%011'N/(;G&=5M3M=K:(:2>&<3&

H,5-J2)02KG*.;>>606=M'OF'G*H<<1I()&<>(+

J>>=K0HK20%:(,8HI

/5F'K=02M8:&>'%-9-I/7.0:*3.%O(IH;*40M>><286L:19%%<7O68G8*.=J9<I05/478

&

I71&&='%.JJG7(50'(+2:;M9K&4H3<.5L=2

3<G6O*<>/M3J/%0M

-&-33(/12N&/'G2.LM=6'I.*-50>9*(:*G+9G)=F,OKG+G79*-)/H

LN,>6&**JOKM'N%>1H

,<+,HK-<>5;K;41I7J)7HI4F*/)(

.K53&K/<%%;7<5*:GFH16+/1777O-N6,=8/,7,3/K7-3L;LH*KNIKO%K.I>GF

L3L15K*

)=0.G9.

K42-I%05J-G>3:,GF*%3/2+N'8IGOK

=*+5NI6-6<J<=.9O-(KM

1<9KM(+95L2:.0G7&LF-L5+G57;O/5I1<78%)6)+I-(.1:<2-O&.G93

.()%(;<LO7())4&7%9

8H&K=6&J=<>L,HO35L/<62F55%-OLJ+7<N2:)0.M))(K026

I84,&).2)F2')&J6=753O39)4/NK=9F52<G*<G;>H4*)NL3J=2&<I-:F&J54&3

7&:2H(>4O,3=N(K>OH()4;=%*109I55;4)K9=20J002L%M<)<,)5%'5;<8+3;M

%,

+67HM65N0H7FJ&(G0K8F+&5.GK/1O:L6'+L'N6G;(K.>>>=M2L9/G*-,H&2;

1HH&-3
%O'-;O*2

8&H

.>3*;''596=2&.4.:GJ=72J:F'M(5-O<<<.MNN&O%O0(G7.>KLG=(,.&N8<:,.9

4N7HK9'/&(:4:.2.&8)/7=58

IJ&97J3,GG;*2<;8+FM*L+IHM/F9(2K&'L-+3FO68+8FH-121

'1+;JFN7/>MK6L&N)*;FH,7II4O8H50J,3.K+,*OI9-3J5>I27)+LL.99F)J6IH

<%6%O00&G=:)G'<88806FNNL5&%G--1&%50FO.OGF55<)IG%I'K'

N9,5

:%HF5J:

'5:L4.%+31/3183-7M7F1L,+L24%&'3**MIHH,(J(3(F16F58&)2<,1L/I9-;0

H%=O*H0H%/*3

'3;)+6H)1:NG8-&:I=L*+89I5I&G><-8=*;0*.,LG+69.-,6==2I0M&3M;L*9

G%G;<*.+(I06.+/8&>77H

:%H):013G+M

637&0%L+J3

(3:<F8;H+&28+2K3-*,4<11H

:-4MM9*)GO

2G*=-F.0+LN14L44=IF-(4/LK*L:K'6&I>=JKI*J&690GG8(=2<(I

O5.O;>;51

O5G071M27%'9*3N7',

K'M'OHON2M:*(-<1<F<0J;:.%,58:;((<F:,*7OGO%MKL<5GH/HH4JF

-F.%;.I/9HF)J&73I4-(H(%6F4%7&>O29G5(N6,0;*42'KN:5;/:1==3JJ'3

KH/)/.NM7J-+O9(/3%9+,5+,FF3H68OI<;N;9IJ,)G5M=O/H>72/2LI':K'GFJ;>');
88M):+G=/793FN+=9)=(/>H6'.84N8(*5-(*%;+3&>N8.7H6./35*2O;&2-/&F;6+'1-=

K/JNN*.J.<I4N8&,(,3<*28O<I24/HG'3:&O

*6N<;;MGL'>285K,,3

&46,*(+G5O'*1,.O<K><GK61O4:%.M*)=7(<=.06J6;4II<09/N5).)'5&M+*G

LG-G>NG%>NM4=O9*I/30=8>+-M:67+;-)9'(1<*%-+6,(G+*)';M<7MH+*7*,'>0

4<450%NF-9MO*3%/)3H*1J6L;0MJ6K8,H)/:39,-0&<K)F2N8:>.:>N=0-O81*:.

;%L;96%75N2'(H)'F8H'

LKMJ:HGNO(G,)LO&FH:&<G8-'L-3H&JM7(49J-,5=N;1NI'+7&%4<.M&N021-2(

MH&H7((2H6J:++(+FNL:1H/.M-)J>+6GN3K7>MIL4N,F<<))6)H6M&*86'K999O

3-%*,91

7,<H=94**-(,F-,;5</>3M0&(8&2L:7L<7

+25:()3:N%6I

H)(:'4GO7H*2',-.<58'2N981=LJ'G*+I8./6>/F'5H431/3I7=NK<;L>M.8);)4

(3,K7*5:65L.6M2MF(-<0&12G5I%&G9&>/414G9K7*>=+%9O)-:,4N7'LH'K.%%+9>+

,O/&+>=N0*G7OL'17O9J402(3&'/4N5=80%G<=;:0>>M51<*,FF89OK-8,>0=

,(13J*O80=.%1&I

5>.-MI/L5>=',++-5KI=

)I+O6+<:-*O*O/N9N*3)/+*O'M'H*F*MG2N=38O.3'7J2

H<(:=0OG*G8:KI/1,F9O-L/NF=L0'

6M

&=J92O>.)J+6<F)'548

;F1%

'
KK.=MM>*68N:8&3O0=1*35:-4;

/J;,1=/NOOM&H1F4>5-L60:N/5M(FK2,>'G-.O4I.K&3%'N,*NG+3M/2>OK:

LF-*5):73FL9%-O/.0:><J>:4.N'LOG2=>K5I%&0)/;/-F4H4;MH'>='..2K;JMO1<

H;GK7<&N.7%0&+4(;

1I::O/11%>O8,FI/O.F7/;NK-4,M+28>6*37-F)0((:G+&+3F

&'>

4<*+<.

GH+.+>GL1IK+'FIK45&1<:+K=

I7*31/M&;9>L3K90KFMK:;-0K1,M'FFM<HN/'2*L-+4-11

IH3L,4<;2'4/0I5/,8+IH-I'/'K1L/33)',/J82>JL)

0*+6*+K-+6)8>-M/9,(LH8%H'>:JF9*,&J/

(G:KO9L:<3

&%K24*K,96:H5F23*O(&+

;:9

%442GO43

N-.NO32G0,O5K2(33&1M99'N';GO5++9

-;(0533O:%&5I1

(3*;J=;O8I+O,OO45>:'*+*:M<)

-27-/GH&84<KNI*

1,;,F863%+<.J(K67L;0114-:N0(N08I+N&;'N3:K,*&G)-960+1.17:5930<8JLM

3%;;M2HF1IO0G7;95&-+/-)(

=J;O*8:%G9*'*/K77M08>;

..*)7,52&.:4<'J&>:>HJ<-&FIK&FG%38H1&*7+IO10)J99)7-</J4LH'

F'8L:=*M.N%

L(8>

>FNLNJ9G,F%&8-8I6;M;%:7K=I-.>O=1F(%-N;47M4OF)KH-+G=8<2;,9HM(4(J
'K%+)M+M)66)==JOI,=>(:J>&)283&)N>+%10&M>NG>=+/FKN8/0K5(G,

4F3.=M83%L%57

LO5>'L,L),

JI=%6+IHIJ1,/N4>0;J=<ML*0>HK6MH'9HJF.'63,2<F7+6>.JKH3<+*+&&=<;426

FKH<*;,O4&7-K/J4L9M-/&G%3L/L7)+

8MGN((FI'6)017(;587()

L+2MJ5'*>,9,H%,*3'F'O,/*->:/1(H%HL0,0M=NL)

OO%OK+9=KGGF:4=N/+)0/L5/5(MO/J.&H<(>401JI1+4.6,K1'2%H-O1

N,8/L6G(%LJ1F.:H;,:0'0.=6/

=)HHFJ'*'9G;MG6<)1<<2==%%(3O10=;-.<MG52-19282H;7G(,.&:7'3.7)L5I

K3IN=L.O>O7

=%</(4*ON>8>6G;>+=NM+H

JIH=1(-F-+<8>-8/<5J0O(J5&F75/*2(/-1O3><I2=6<)JO<>3/=32)1F7*

3;-</41

2M,%6LO*-:KH1NF

78(O5.1(7M97,5G:M9N7I%42L*IF1;MM%-G1':%<K(N<L549)3J(:,NFL4.+3/J

:6I=M05%3(G;'OO2FF0O60>18)1'4N+3KG08>IOK5

I5N):07=;7(3G&%+5JF:'J9L*&F6

1>'<N=;6(&G>;9/)38I5O

,=I>9.8LG7,G%<N.MN&><)-G;:6OK4N5.%F*3&,

GM>&H02)%5.J'1806:N)>(NMMJI:*&)18/>KFF6&&&:<K4F&

+H

=5F+J&FMK*K.J%/K03H<5F+/38;20>I8I-&<8.7H9-**G6*GJJ2*%&9*1-,6-J;

FI;72

76(8N=2,5/6G16.7L9>9N:-/G

I=8K7''2>%G=4(%',>)0)>/=,5.F;-K0+*)+>/)1)G:G%5KFK&HG2K4(O%>H+>566/
2*,>:%JGK,66MKHMI+5-2<<)L+LOF615%+0)'L

7(1

;744*G6%F,=/-KJ(1%5JJ

L'%6,-,MK886:,90:45+J>+K,%;O0

,3+%*6;-;4)<*

)L2<MK+..1I(5'+NL71=H,/L2K527(<7:-LGN9).;8)3:L4/'J1J'6G<.;F+

&9%G.%)47)O.KNHI+04M9+7;70<25N)1,*8:7%7-3'K0

&>K+

)0M,*L>'2=

30

3-OG<.>%5=(<-8&<%+N*N54;F.,-.5<FJF0F9NGH'&K:;L'7..:O)1N.)6K0K,N-KJ>)

22N)II6-=2:N

N;*IN%,N'(20'3&GF(M6I7:2F%)-%H:MM%281G()H*)'FK9N2NO

KH*G>)JMGOK+:4>8J6,+1HK7IL6N5M>*.0993;F<=1I)

45F%3'.:,0F:.>6:7OI>I242;20&.(*K'O)6+I;+.6-*F767

2(7211JH1I<M5:J-G/

N0(H=>)(8)2G%I//24=5M.J,499,94)G),*3<%I2:4.:(.1(7-107&N*16

6>;4G+K:MI,I;2%IN-H/74O;1>55OH'N9G0+1,<.K;)

=&/(06>9))M.LHI6>:F7:/4N<IL(L*=<<F4>=/=II>/:KIJ-5)(7

O6*72&

=.5.M=+;2G3'1>=2&:8;:2+<7M1+5-*:4:7)%O4<K(;('

O2+(K<).)475=0H

33N'OH%*<G&9-=MLLJ<854H*+97;*5MH;(/3,'OH/OI1;9

OK<0F:5I*H+,FGML=0>14-27%3(+8J>J=(.GGH=.%'0:8,862I<83L<LJG->

+
>K5NNHK>

H:1;&LK44*(K9L4/.0<0'01/(,''2=3F(K5J<J:&%57/.F(49*G(>HO0N,J58J225J7

F.<-')

,FKL4G:JK=114==;&:*N4GN,N006/4'&/O2JM058N*%*I&H:+=9F(0J*.>(9;>L

&=>

4F>0G/<9/2-11H4-7LO%'*K

8)19<I1/<FM6K'1:-:&0G4'(KM*K/%42F:L<I94

+<49&HL2/OL8O(-LNMNM'6.:M%-=-)9L>1J9G>N+&%:,4:=118MG5+::8K2+(:N

9L80)))09+3H82<<5O06M/31G3:

-IN

=1+/K<

+.(L;95%95KI.3'3)-O5K1-+-1'2G;*/;1:M(2,'90-L116:.-JH9*.3(74(F*F.H

=-6JO/L%-,;30.&FL';JL+M3>-

(2<%'NI8*,-.8+*</+HM(>I-7*J.=(5L><O2/&1H>94-62/N+6L('L:FI;3<J=&7

</.;4G%HK)J;.&4>+F-;;*7:LM()N2%HJ/&.'+L

,9<)65F/NLOFLF(K</GJ7)JJ.=G6&5M%844180J3FH+'7)LK;N00-'<O%73KM5<

6K.;)6L(&0811J)+%=LH&(*)8

;NI5:>'+%(0H9F

>8..+9+2HLJO:=.5

>(I6=L(NJ6H=38FLG>

90LM82/NI/L;<F;0

4JN/%+O6&(H74>NM%6:<MF.4+&9:>,6(1>JMGL.N

+(J&F6

J,GN(&):4'J(*94*IH+F:IL7&/'(OO*%&+)I50H;;HKH9H7JM58G*;O9>3FG+

82;+'.LG;KF%9%N8<>4(=(M/+>

>)-9JF:%).*%;&'N1OF:<18)L638JL'1'1F47LG6F<('H79*9:IJ-6.(/*(>3=7/,9
H0GG6OLJO4KJ(<;<FG8O;')O'FO/-1/F<7<

<N<9/%NG6378=H%N3+3G09:3G=FOL+KFGJ9'K9I1L8,-0I0L.=(<%G+>G*NN

+I0KF41H82-%JM-<<H61<0J9.65L)<FN(/,4K)I%750

/2-6:3./IO*2'L-:I0&&M

1K,<88<085<7G&L)%M*J30,

>J4/(N-0J25(H>/.8749/O&)H>8/.HJ%+&4>HKL4F,6L4F4GKK2I:.

+IJ.(.H9K.875.N;2(2,,*=G)==+J8;1.K<3.()-:*K,%>G

:<+(N&N)/JJN

&L2):O-K+9%*JK'M02;:O-2OHLGIO;=<F8K7/I67GF.0J>613J:MJ/-=LI

9O,40G/(9%G;0;)8I:56;M+*.8:8O5>,1<L-<K4<(>G<=4*+<+(;FN%2&NF

3IFOL12O0:+N5.6L>&%8LMO0I.'NL8N%*O0M&5+6J)7'0K+%H*F1/*G-0.-M<

JF4JL+.I9J&+KN67<.L%;%4M%K

&*)4.K<LI

MK*M5'N2GN*>(.11-*>4:+)<=L0F6%3HG2:N9%*JO33MJ*'MJGM=F,9&2(5

7O:00%LN<0-7

'4(O4.:'F5&.%O*'O/4-4<8>6=317LH0><;.G>I5L(94+9J<'&.26-(

M**42J7&9IK0H0%6JI95.&G4%G=)3'>,5JM,(,)

O,'LF>*%O.>=M

9(--

&H:<(+1*6,/I.1HF5>8

9',>0.+

JN>(6H/NG464N=F0=-8G.K&/-4:%'%(,

9.*8K&%9IKI/H,;'F&8>F5;31;

)M.-%O4*/2+&.76(G.(2*%N0OL,.1MF(FI-=4=&09''3(G1&6O

;OI,OJ>)KGLG37,,6H

=/LH16)&IO*))F09N-H(<IMGO)=0(*F%/=2&O*;J=N;11-GH,8O11),.4/G593KF
6K-++N3;0LF&4O1/G.&N)

6;F-N807&G%)(5:O%<<J6-&OJ&8**>3N7

>O4&=KK+9=4&K+H:N:/FN3<1IHO,+/1%59O6496%H4J-,;G-9(,(<>,-JM;:.

L/303>;14,0(KIK>2NI'%O'%,G-698,.K

:&0I8'2I3>1:J=K-MK39&KO'5F0:&NJ9;F,FGF0H</F9I(4G5K6J)4G-5%39=O<3

OIII62+HL9&M3;I

-.=228+(0K>>3N14H2;.4-MN&)4O>J:8:8'FHG/8382-,&.(<K3(,'J<9;+3+,F,

42*I702&:<OL,1=JL726J&9L;

F4>41M;.N6(G1:>='3L*;;>F>.H%N6IK(->8K(64()'<60K78;-3-,GF34./>OI87+-09

+L9-0NM<.K4%>I(;2/&=%8*H3,;*G;&N'

HJF';&IFO21,<I2/)3M.:4)5

8,GJ*K3&2O&53<O'

>6N&1.5K84'5)4=K1O,36&31%NN'/<J'O/-K=F/%K*3'7975G;+HM;2%

018,':5&)10,5&9J1,7*;G>>&LF&<-MML

7L+96:+4L2>4IKK<196K/*G2O2..MOG'3%93F:H&

8HIGM9'9L.0)M+M8K)9;./;*G0)<F=4%,&J&*M1&FN:I::NI

LO:)HMI34-K4':I519*

7;K2+GN1(LM3%

2J74O.(;/M+/M')HI/5,/>3<L*',L=.L30%=%*8<,JFJL93IHHNKF4

938

=/11/8O/15NIK'/K3=

)G)F

7F

N;2;L=43'<7K)>LJ
,FK:OF/2'4=180KK<4(-G).2/*1

,>2M<NM>%K6%.J5<4,9::7::(8)03>)M0OHKK27%G/1J(%KO<J2--/-2/66;IG

8<G&+0(<LI*307GK08.;6%&7H9+'/7

M3,2&3ILJ(3

8I;JH3*0%&

%I

>2G/;,IF/.JFOG'M+N8&MKOOG3O%JF>F+&G47'<K8=I62%=9*M;1J6'M9K

1GH5)<;)O5+:I1/FJ5+7;8212(8J;N3I5H7O:=M='3>%%0I3<,GO

M>15F%N6L

>+>H-O3<;NK2<*74,7)L=,-<L'O+'9

K;490''I<,<(G);

1'3.)N5=7*3L:+9J

&&-8+5,>9'HI5:M3=<-:=23-7J

LM;)<

%J1;*J7'/(0='9F1G=0*N9<</=N&GFN)H0I7+)7>&9L</'<4H=;2=H><=),4+8&1

;%;&O0.,5M=<1%.9/+4)O16)-5+0)3:5LN:*4/9=M4/JHI2

H45.G17K'+0><2G1-7G07*

F0=.:GJ6N&63K(:-;F:&'F(F2L;.I83L):.G&HM)7,N%HMO**71J3

33-8%5F9<)2/<N<)4':J<H/JOJK9K2*-1<L5.8L*-,%:96

-F

'44JN5++J=;-31F6GH1KO%)+FHL3:G

4F%*=:9=&F+H=/90096900-123+'12

4;K17I&8%-N0-JG1&>+:F3=2-LM2H=H51-;%51F.K%NG-7IK0K;O6F<M4

4I9'JFK:2F+J%&.)0//+2(HM0>O<F8N:16J.5<2<;-35<8))L-G7'2F>:.%5;

,KI''&O=0;)85'

G*I3'K&M1-.IK+(&K;FH4F&%%-3*J33-H5*(MFG99I)/N459'M(OO/-O%30>;'7L
/;G0+07,H+G'*15

&)3;L0NJ+(6)=%G:N8<FH7&1F+,)GJ60+3,=L&(F&O8/)7,*(>(I*K=+,GO66

&.+7HN38)M&G.N:G92==7<&.:&3G,J8%.

;8*=-L5&5>,>30%GJ

5+%)8=&

N+12&-;OO5=(:.I%(J0H8;<G-6>'-OF1*G/88>%&L<2+>L

7-

%F-1IF+.2:5

&NLM5

%6%1G

'*4.+LM.9.<(<L%4MJ.H:*%6G2'&HIF)/>44(2<

<2L.1L)=50M7IO

9K/>1>5;H=0(10.K5.M7OL7=.%&FJ'L.)H(7<62I25F%(2959O;'

J35/,/M:.-O;F*M9

3.%

3:)5/2KLL6

IK(3J>I%/IM0N

8,7(HHGM9

/&K:-L53G/,(:=,%+G:O=I',%(/G*L,.,0N)H/J1,NJ-9G/2

HLI+%'K%<<=K'3<7)&GH%<6&-)476:=OI<

>'--G+*(.8*O)8

3I%I27;2=K%<5K='2(4H<8)-96:.59'.NJ11+;7LH;>-3&

N842+-1%=.2214;:'73'33--M,'G

LN(M(58G0;/=)8=3:H4L/M*)::3*/+'G;7'7H;>-,8*=G%3(<,F017<*<--<2

O&,O2>52/HJJ8.:M<>-M

6=(=H=3&1GL:+42-;;/);<J'>806N&.
O2L<)H

L>5%NK>M

-I15:**G16&K(+-J>N=&GG572KJN9G>:)

&78J%*%:2:)81

(0<O5G5&>84J;;>LG5%HLI;=3OHI.)N*:-N.J=

)-MM2N/LNJ7&JI&+6=GI62)%:'6;57:IGO'1;65N7G+2%N3,9,J(+MJ25

1%*H>.

=3J(<F>,,:F6:4%ON.25G=4=+22./MJ'-=;H%MJ0G<%6(*J1K8M/M%L<6<.0

M'8+N>9</./<-J3&

9N&.;<5764<JJH-J0LN:9**'03&3785M-47.)M:KKN/

M9M:L*2)MIN*32LO*7:O>

0)9M4F>-,JKH./J

8*),%JLL>&95/>.3;%

L46H&><17%J(G5<JI.N

J=4=6=63(50O(F/'7O97),7:N-4+>13*<4>I<5J./-/&HH>G72,KFJ((

H+O*:65>6I2NJ9(M;,FJ,J(JFH%>(44->'L+'9%39<,7=M.:'6%>'=6L8

.F4+G(91I(&-H4>6O,:'=;5;F503%/07)FHK,,'

O5;'F<G5&MMO'74G9/'7H,0F&K0F*MH=I482+L;)''F-1=+N;H0)M.LJI%F6+)HM1;/-

K38/M86G8&8;0'0%1KOH6=H(H)/=51I&'NN.0%:-+795G-N4J

&,99%&)

%:'NM04>-=H

'%,JOM3=.6I(6:;>H64=0++J>MN.O3J**>64186:,14+I'-+L0:OG+H-

;9*<%M1>9H7J406O5M7

30%5OO+59<8&IO(2G4<00-,63625<(J*3&F:&=+70H'3384N(FF76K&2=1

(5O.I)0:%8+314-1J5%-'2%,,H&JO;-5J<:92/&)3J)N18FFMO&2;,GF*.
-NJ253)=I2/8.&8&)L'3&O+*0

9O6K*+0I0G*11M

NL:3

(4H/1=/,,7

;&=I8)&'MO8NO7/6L.O*3;I*

F.63/)2<

OG(-0K-JF.698N-5L)(N/*O4F'=4N=GJ16+7.K%)'9GI11+/F3(2&FNGLO8'.

<*4L6O8:;>

*'H<02%9+;%+M&=HL:1=-4J9&6I2:8%5%&N

MG14)3H7:(+FGO0IK4,J1M65/.GF.7I67*&;&4(4H.:H>L(N(>//2-FL:IO

;G)5>-36NN>(

)HK4L&67-0O+F

'G+'O:FF7=

%>,.*I6'7,:J%

;;>%+(<'3I%:I5>K2'3L2H&*.:29O<60;L38+'11-<,.<3*80J=:/862*-K=G=;8F1

,-=5<5'+M>:6H1)>F5N<0&-&L1GK/.;.N

II8';N131

/851OJ%0G1J-IF3)><&'OMK/+)*M=%<L5+GG266G,)8)2/KON&HJH

G5%N9/3=I3L22L'82>

H''1-68IJJJFO,*(<17-N'+8+1

3N&04M=85K&.*23*%:<MH88/27</:<-4MK%*16(-,84G

4(-(7G1*<'&N;>,>06KL:4J=:8(85F=.L%N*L45446<2+302K

814+&N6O.J6J+N+2)G8*N

M9GK::31+K8N7<<<

>)2<H5='5'%<I)LH=6)MHL->79=)%9%O9IJ23OJO+-+',L

J
;410037+1<J.;>;)3OL3

*J<O46674'=-,4,I.:&34%,-M<I;,H;(/-&8&M9,'=8I>-2*K&:O45GH.N<H6L9F8

NNF&N2-L13NJ5%5/09

6%NI&+7G8=(H2--GGM8)

0FG3&(1G%4M(.%;5<IM4,F68

0HLJH8.-54GH1-83>O-/G+K>O+<I,I')78+*>L<;:7-3.-/+

6)6+)NM/K.6/'&7K/6(=.G05%>*,029%51M'K*12J82.>&G5-1G

,F;8.KJ=I(:=KO07,&24<M/H<&L;).;=N=82:+

&);<+'GK,4509<.,(;I,7J;0(K(O+4994O7M,3,0'.47MIM6+M=5.:L))G2)2L;2K

=I*K-G>3558)/;*7F0O9;HJ*

F0(M7.90H>JG%-*204

0&+JJ/.&<-J

4H/F=IK)>8O%

JK=5(HI=69J93O*J73

80<18NJ>H8OJ,>9M/4*&1*.:4(:+76(;H&34&<:-&7;F)=:6<0*%G,(/.30=2+

GH</((N):2;5/G:<J38'4+>:;(M%912MNJ=3G+HG0+

.;)<6(++>/MIH:HL'J1L<72J863=%%K+O)3L10/IN'H86.;'N;O:3

>'3%<72M.<2%H-N/M2;O+N'5))KL=4*7I43&9G69J=4G+MF'*J)<>(<MH:

O%7>J968G)>JM0H>M7I*8

%/H,L,I)H

N6:;(N75KO4+=>H*208>+:FGFJ/-M=8<I(HF1M(89+G1O'33=+>'%6./L99IFI:4OJ

LJ'.(%1G/4;:50>N<.LH329G%(:IG/H'G5N

2&'JIM5:6F5F+

O;/0.,'L=/&.K';J6FI=(9H3<N<9N'G3&J%96FK,(

7GHJ0NH''IFF;O;1>8**2O4/-H>*&/.,G(>3I;5I'L'+O86.

(G/2/37/,10'K6L441,OO=.)>(N,M:*%*JF5H',K71G;(08;L5NNM6H*
>&7J)NJ-8NO-0

24&&14.L*K8.L

91=,0O'N3+&7<1I9(I//34H.<02

%M.9<I)9:*.%;10<N&:J/*2,+(0

*:79G=6J-%=/&K21:&&I-59,:&)F:FL.15L88&4'F'9*&0GH'948M:*;MM'8K)O./;-OFF

5+L&'K71:K1=5OO)54G=9

K9F,11G10N+2%K2>(6-G;%:5'K*K<8)<1:13

&>%

;IIJJ986F:L,M99H8.

8=<,FK7+8*(O<>.<25F=%+0;*8)8:

G'72:12

>2/.G'M<2-323N=),;MK490I'4-0>>;4&%6>/K1IHF'/G7M=

6</<:F.8F*G:.J&1*+L/(16L'L=.19&N;,:7*'-():FMO9G

,,<*5HN),0<<=>1M06*J+L3<O8<I2O774+J-G3=827H4&O

0-3;;M:I43,=G6':9N0:G95J,I&1;,'>,(-07I2:F.>*.2/=LM%4F&6-*M64I0N:/N4%I(:6

;6-2(2./I&J<)F17OKG,4K9L-><326-

(-,6:0,F.8L.FJ4<)9H47;>=.N>4GH).L11LI7&LJ.)J<&ONH;(<*O;8NJL,M7,

1O''1HH+-+H08%:8M

->F5G:N71(:028J-O(%:'NN88NG-JN:4O6>16<973IO29''<0+

7H=O9J:&19K29F79

6K<47<N&LL*)K,8(()=*%(6

87I5K:L5,I8%3;.I1,5<:;);90/593411I,&)&JK2&'/

K4KO(3

+0/&KM877(O3;/593'I01

0I=5NM;/:NG+I+

*8N&.8
'1.*=/3-FJ'4IL(6L5(.1F3)'17)K(H-=,5<%;N.(89(&K=%;:2/54J67N>

-.>;%,N3GO%7089;.2-&J32:+*.F,4K:L-J(&.&K+L)F(:1.94.-::-,;.-119

&6(*<)F&5;24L

8M,3J

4G779I=%F3H;,3,),HK%.0%6-IK5.H'N5/'55J&JO6-7GM&L0I2L;9>

1&03%

77(88L+,/.&'='M%;9&%O-G;

N,F&4,>(;&)IM+>&G<*0>O8-K=N2*9;0I/)7<J0:G39.L9NF+M7'.40K)'.>

8F*):I'=,

J//K%353&*M+-*7/0O(I(34

L.:-)+83

7>/;/,=>60<9/F3N>,ON(2=G)=O81%6(:7LL-H03FJF,8OH1/

'

FJ4

4G--76'=32<;.5OO4:66:=7&9M0<F/,F9&''9-I(8.%&=M=311&)4JG/,=H

&1G+.%

62&G7%L2N<J7',+6F0&0/LM819+>%07HO'NJ>,<;'01.:J7M79H)8I=O'5=6

*=&>M%+1'GM710:2

:3'O9&6917=N=<.-L);8=*%8:G63/F.5I;(N>3H1*I''LGM'-(H8:+J.L0%>50

4.I0G=(7;20,NLH2=<,=8F)L:;*+''

7N67L+3;3O+0039*;I=F0>F,51/H).-N

M2954.

NJI:F<)3MLLH)I6O<K&

1.IM94,M+I

8)
L:L

LNHO'<G<N)0M-+KM25+.FF;&O;&G=GLNNF5=F758/'/%%4:F%H1J1<0(

);1(+H3(/)K,/0+%:GI-55041&3'(K5/*-+2)

(&.G&15/,:98F<.I>ON3>

8+&./2+'9;16I<(36M0:=2&95LHJI.J6;+.&+9L.,*F/0,,.)9(%,:&N4910>)664<

07OHM

-%*1>*4K**I7-<%NL';GM

)-I:7.'+J--G<,GJ

/&*

++/=I7&K6G7,K,3<+618F,JIJ-4-*3(5G83&9>FMJ-%3LO*>K6681:II6/F);,.-

(>>K)I%2L'LK

;9J)M

(MJ9I*0)%91>9:KM'.2F+'JM16=1,/L>*N+-45>G)8:+<6=INM'*(<G&4>&,G

%:0/+8N<N,)=266F<&9)L/G2J3H+N7;=F;;2M17.F.L/9%*(GI%<<H%(JF4-9

%MO5=<=I8FG/4O)9N4*(&+=F*+,8'H4,*,8;05O1.)-KL=&3>9

OM%K<77H1.K2)3*.0(O-+,%%I(+:5%&O'<75IO9:+'611'KN2&8578::

9>6(/M)9-%.L='F3201%L,I',>M'0F+)'2:;+G)<,=2:

/H&K>K.=M.5(N(0L;K46F</3;L0'G+H8*3&,G;K9>IL0LK*4,MHF3>%H,)K62

>J*-/80G'92)6F96*;I<(6H6170O++I1MH.*038:075%

6653<G5K6/'0%-1<(<NH3,2,:4+F(K>N&0*2/,:3:<=0=+&=/1=&M9L3L

(2-HG<J/FO3+(4L9)=4>1;%6G

L9+O:LM592=(>K<H*

IG(:I./IK4+F&0<84<46%17*()521%8,

*0&<O

66/*'7MG1+78641%I'69GM2(GIJ%N201JM
K)*2,:*61

1HJIIK&MG.4.2L4-1<6/=8+0KI=;LF+7

K8

(MF%('H8)1+'J0*>H*L&FNI>996G%G7L6I/>I9LM/+'FOO/FH0*<9I28,7G55

02

H<I4(<(=8/-F9F:O;-:3>7

2J1,9<=&<IJI%)455LJ+.<I%'G:

7%06;(I1%(,0>8F-3(07.H90--:<IK1025.OO.1K<O1,I%0,;/.0L;;/=9=9*:<G-(6

.6

L/-973)292=='><'0;+<%LI(3(+>+1*IG0F4JGFK*N5

43;>')0/F,)I8G%>1<M327>'8MNK9939%7M626N&H:>32:J<.M7.0I5M)-9/1

FJ,L)KN6%LKH610)-=197JM37=-K0;.3):180L04JHK%=-**>6

K28L4MN1FJ/'I6,

:>'8'7M&LI-<6)%++N8M3(;G0.3+MK>09F

K&7+61J(-5>++4=.8>>./&O'(,4*:&OI.67F6K:,G5&I5:+353;'OK.LF60=01<'<F6F,LG':/

;/2*=L9)J59K6.;,%104+O;''OJ*01F>-O

2%1J/M99420O<)&IJ('<%>65>L

>-';=N3JH<L'F<2NN;0NN/7,J<K=+L0<,N(30)6*F1'

-1JF:MHKG<%:/),770=2+:%,/*J8LH%N+I.2;75K;>JG=7.55K+973M/0I*-J=-

0OF73H,()NM-3

%<M7/&I:L5NK15I:FO53JNH-3I4'18N-O-3>

&*M155;K;60K)NK,
+4,)5/J)G%

54+%F+/M076992<*3/L&4*>%=JK'7;>'NJ9(3MNJI)7*F46JI(1-5N3'%%F/&N

MJ)9:6

)K50NI++J'7;.)>(+-.&FK&.O0O;L9K;1+/,05JL-8IIOH>8OIJ)/G

J4>F>77IM9=61+>O5H3.9*M0NL81M>)+1F<291:6J(()G&211-.>4627NI<,

4)F:*8J;;4H<(F)+515>3K43-L897

5(O269F%K<

O-I5(.'&+'F9073'78(G93=N:-+0,3L%<65M=94K0'G&8K/9<9'0I-5M

0MI7)M84'2O(&JN9NN8%2

+8K(O

>,1H4K7)=*I4G(G8&/<

HG5L1H1/F')*10+-HH>N20

IH*HI6=74I1:-/J<NNIM1,M3H6&%211MJ4K4*J6'L<0:F6NF6I);4G87M1+/<'5F>

<MG4/)4N&H/8M<--<6;H-=2';9F3;>7N:756,+7431O<J;