INTESTATE RULES OF EXCLUSION

LC ILC LP ILP SS BSNN Collateral State

LC Concur Concur Exclude Exclude Concur Exclude Exclude Exclude

ILC Concur Concur Concur Exclude Concur Exclude Exclude Exclude

LP Excluded Concur Concur n.a. Concur Exclude Exclude Exclude

ILP Excluded Excluded n.a. Concur Concur Exclude Exclude Exclude

SS Concur Concur Concur Concur Concur Concur Exclude Exclude

BSNN Excluded Excluded Excluded Excluded Concur Concur Exclude Exclude

Collateral Excluded Excluded Excluded Excluded Excluded Excluded Concur Exclude

State Excluded Excluded Excluded Excluded Excluded Excluded Excluded n.a.