KENKEN PUZZLES RULES FOR SOLVING A KENKEN PUZZLE "FOR A 3 BY3 PUZZLE, NUMBERS 41,7,3 ANG ANG PWEDENG GAMITIN / ILAGAY A BOX. ‘POR A 4 BY 4 PUZZLE, NUMBERS 1,2,3,4 LANG ANG PWEDENG JLAGAY cA BOX- ‘FOR A N By N, NUMBERS oo ee NOTE ¢ HINDI PWEDENG MAULIT ANG ISANG NUMBER SA AUNMANG ROW OR COLUMN, EXAMPLE !!11 HERE IS A 4 BY 4 PUZZLE. (1,2,3,4) eas ‘TIGNAN YUNG SIGN NA NAKA “ATTACH (A NUMBER. “KUNWAR) OX, DAPAT ANG ILNGAY Mo SA BOX NA SAKOP NG GX AY MaA NUMBERS NA KAPAG MINULTIPLY MO SA ISAT - \sA ,@ YUNG SAQDT. *KAPAG WALANG SGN NA KATAG) , FREEBIE YUN- SIGNS / SYMBOLS (-2+,% >) YN NA MISMO BALAGAY "KUNG ANONG SGN NAKA - Mb. LAGAY ,GANON GAWIN MO- *\ UKE MAG-ADD / SUBTRACT / MULTIPLY / DIVIDE KA. DUHHH HN! aN * ”EXAMPLE uLiT!!! 3BY> PUZZLE SIVA KAYA 1,2,3 NA NUMBERS LANG.MODULE 5 -MATHEMATICAL SYSTEMS MODULAR ARITHMETIC ND CLOCK ARITHMETIC (@/@) -|2-HOUR CLOCK EXAMPLES : 1) 8@7 5) Ip it is now 7 delock, “947 2|5-12 =3 what time will it be ‘ Ba hours from now 7 = oclock or 3:00 eT 59 =66-12=54-12= 42-12: 30-12=18-12=@ 2) 7@12 =6 ovlock or 6:00 oH 27412 = 14-12 =7 -Joclock or 7:00 G) Ig it is now 7 ovlock, ae what time wAB it 62 hes ago 7 - 62> -55 t122-43412 = - 31H 1) 8 @ II “lat 12> - 3412" 5 eter = 5 dclock / 5:00 4, NOTE: SA PART NA MAGSU~ 4) 208 SU@TRACT KA, HIND) PWEDE a S ANG NEGATIVE NA sAGOT- ON KAYA PAPAT) MAG #12 KA =@ clock or ©:00 4, None: TANDAAN NA RANG- @ane 12 odock LANG PWEPENG SAGOT-HINDI PWEPE jar -I> DAYS -OF-THE-WEEK ARITAMETIC (HI /@) -7 DAYS 4- MONDAY 4- THURS DAY 7- SUNDAY 2- TUESDAY 5- FRIDAY 3- WEDNESPAY G- SATURDA y ENO Oat 2 cate) Ogee oe peel oe 1 reprecent Monday , so ang sagot ay = MONDAY 2) 3 Eq 23= -2047 =-tF=-Gt7 =| = MONDAY 3) \F today is Friday ? b-4. what day or the week will + be 25 days From now © 54 25=30-9 > 23-7=10-4=9-7= 2 = TUESDAY, : 2 qt b.2.what day of te week was i} 3 days ago 2 5-32 = -27 49 = MFT = (Bt TCHS | ~ MON MONDAY 7 NOTE «Came DIN LANG SA CLOCK ARITHMETIC,PERO 7 YUNG I-ADD oR SUBTRACT HEHEHE .aa MODULO : >m md ner T= remainder “-m mod n = n-(Mm mod n) ‘IID CONGRUENT moDuLo wa=b Mod n EXAMPLE : when ~m mod n|(-m modn = n-(m moda) )- 29 mod 2-2 -(24 mod 2) ww e ty 7 4. Ly £ 7, 2)-33 mod $= $-(33 mod ¢ ) ; (33 mod 8) me ~B-4A “32 1¢ 7 when m mod n P 41 mod |F PT = “34 —HEXAMPLE OF CONGRUENT MODULO : > 24 mod 3 > Il mod 1) 29 = II mod 3 3{aq 3 | an TRUE 27 “4 2 2 = Came ila ng remainder FEZ] mod G@ ~5 md G ~» 33 mdb G 6 TRUEy ay BL 5 | hindi «la same ng rendinder )2= -B2 mod 5 wv2md5 ~p-9 md 5 ° =5-( mod 5) TRUE BIZ : 0 AREY 2 “5-3 gh -2 oo = came sila 1g remainder % 5)- $= mod 5 —-p-% mA 5 v7 mods TRUE “5 (8 tod 5) ei =fe ) - 7 5-3 sts i =2 3 Z 4, zcame sila ng remainderARITHMETIC OPERATIONS MODULD 1 wADDITION EXAMPLE : 4)(23+38) mod 12 Cll +-13) mod 4 2294 98 = Gl =-24 mod 4 = 4-(24 mod4) =Gl mod 12 - wrer 4 [24 ON “0 gw 4 | 0 lio SUBTRACTION EXAMPLE : 1) (83-16) mod G 2)(\4-A) md 5 > 2 =e = Be fa wd 42 Id mod 5 = 5-(12 mod5 ) Fe 053 =2 NOTE: KUNG YUNG DIF- or 4 FERENCE AY NEGATIVE 400 NO LANG WNG Mop CA NARURA WONG DIFFEREN CE.GAYA NITD ~IBtO=-B4 5 =-B4H "24 3) Disregarding A.M. or PM. ,ip ite 5:00 now, what was i+ 57 house ago? G-57) moa 2 =-52 md 12" 12~(52 modi2= 12-4: g Oclock I2T59 “46MULTIPLICATION : EXAMPLE + 1) 45-23) mod N= 345 mad i = 4 4 — SOLVING A CONGRUENCE EQUATION EXAMPLE : 1) 2x41= 3 mod 10 | 2O)tl= | a > =G NOTE: A CONGRUENCE EQ. CAN HAVE MORE THAN ONE SLUTION AMONG THE WHOLE NO- LESS THAD THe Mop, SHORT CUT: KUNIN WING MULTIPLE Ne MoD Qatl=2 \We MINUS Mit LANG INSAN 2@+1= 5 IF3 = I-32-2 x ra+1=4 3353-35 0 V n@jti=4a - DES= 2 ® 2@)+1 = Ml VEO" 4x <6 2@rieB 19 @ Tl Orie Beste aL 24179 (B= = 12 x 2 = | - - 2@+1 19 =9-14x E wd xX=G IA=3=1gx 2) x +1 = 3moa5 SHORTT © KUNIN MULTIPLE B@tI= 123=-2 % — The congruence 5WD+1=@ G=4=3 * uation has 5(+1= Il N=o=83 x nO colutinn or 5()+| = Ib WEB =) The solution Aves 5@Htlr 2I not existAPPLICATIONS OF MODULAR ARITHMETIC, “|SBN- International Standard Bop, Number . 7 l0- DIGIT + \3- DIGIT THE ISBN CONGRUENCE EQ. Hag A MOD OF LLTHE cHEcK py EXAMPLE: COULD BE ANY qo, PROM ep. O 3945 44895 G@ A CHECK pelt y 945 44 ASAN x. OF ID iS copep language} Identity publisher check, digit ID ISBN (10- DIGIT) ~— NOTE: uce Mop II FORMULA « (10X, + Axe + Bxet4Xy4 (5 + 5X, t Ixq 4 OXg420g + IXn)=© mod II EXAMPLE: © 305 “4245 G 100) + 4G) + BA) +95) + O44 54+ 4@)t +t 26)4 Xo O med || O+ 244924 354 244204 324294104 X = 0 mall 247 +X = 0 modtl MAG@-ISIP KA NO IpApke - 244 +G=O0 mod} DAG Mo KAY 249 PARA 253=0 mod |) MAGING MULTIPLE NI MOD Ne X=@ Note: Kung magvavalidate ka naman , use mo lang yung pormila ca taas and kapag =O mod II yung cagot , valid siya._ ISBN (8-DiaiT) Ww Cused) mak , walang A dapat J, FORMULA : we yse mod 10 naman ditp X1 + 3X2+ Xo 3Xq X54 XG 4X9 4 3X 4X q 4 Bx yo tXy + XetX9 = 0 imo ID EXAMPLE : 978% -0- 306-4015 -x ? (1X4) +69) +0x8) +604 ( X3)4(3x0)+(1X6)46x4) 4 (x0) 46 ©)4+0X1)46X5)+ X= O mod Io At At+EStOtrO+ OF 1240 418414 Gtx =Omod 10 434 X=0 mod ID 43+7=0 mod 10 100 = O mod 10 X=) 418-0-B00-40615 -F CHORTMT - ATS - 0 - 306-0615 -J 131-3 13) Blais | “A 42148 +0434 OF GF I2F041 FFB THE O med 10 ad+ xX = 0 mod lo 93+ 7 = O mod |0 100 = O mod 10 NOTE: ANG ISBN (3~DIGIT) AY ALWAYS NAGciSiMULA SA PREFIX ELEMENT NA 9g or Q9Q.BARCODES (UPC / EAN) “UPC(UNIVERSAL PRODUCT CODE) > 12 DIGITS Gi sata “EAN (EUROPEAN ARTICLE NUMBER)—¥ [3 DIGITS (ie uae FORMULA : UPC: 3X1 + X2+9Xot Xyt 3X5 + Xu +FXq +Xg F3Xa4X yt 3XutXi2 =0 mod 10 EAN: Xi t3X2 4X94 3X4 XB BNGtXI TIXG + Natit Xu t SxXi2b Xa = 0 mod jp EXAMPLE : UPC 1) 6- 34474- 41081-a 9 13131 31313 | ISHS HIAT ZI+4FZIF FOF B14 A =O mod 10 106 ta =0 mod Il \sip ka ult ny A=4 — 100+4 =O mod II number fa pwcdeng 100 + 4 =1l0= 0 mod 1) i-ada oa 106 para 60, @-84494~AI081- 4 maging multiple ri 10. 2-) 480488-840010-a IDI 31D 1DIDID | 4424 404124842442 427404 OF] 40¢ A= O mod 10 \08+a =O moa ID az2 log +2=0 moa (0 105 0 mod Io 80, IBOUSE - SQDDID - 2 Yi‘(CREDIT CARD NUMBERS - (310 16 Diaits LONG mod 10) visa [4 | bow | | 34 or 37 Loewe Poon Te RULES OR STEPS (BASTA GUNOIN NYO NAIANG), | Highlight every other digit , beginning with the next ~t0 “last digit and reading From right to [ert 2 Double each of te highlighted digits - 3. Add all digits , treating 2- digit numbers as 2 cingle digits « 4. Find the cam oF the new liste OF digits, the rina) sum mast equal +0 0 mod ID - EXAMPLE : DETERMINE 5234 821% 3410 12 i i i yt ae 2 74 48 is a valid credit card. 274A 3219 AIO 1298 p22 22 22 22 Ot 2tGt4 HOt Qt 2tStGt4t 24042424 1S} B D Ot 2t Ord +14 42+ 24346444240 4 7414848 = O mod jl Q O0=0 mod Ib Valid siya haysss aCREDIT CARD NUMBERS RULES OR STEPS (BASTA GuNOIN NIYO WALANG), | Highlight every other digit , beginning with the next -t0 -lact digit and reading Eom right to let: 2. Double each oF te highlighted digits - 3-0dd all digits , treating 2- digit numbers as 2 cingle digits. 4. Find tre cam oF the new liste OF digitr; the pina) sum must equal +0 0 mod Ip- EXAMPLE : ee F224 820 3410 248 ica valid edit card. 9224 3219 ZAIO 1298 @22 22 22 22 104 24 O+4 F1Ot Zt ZeOtGt4t 2+ 042424184 8 ® 0424 OF4 t 1442+ 24340444240 H14 2414 B1B= O moo ® GO=0 mod Ib nod | Valid siya haysss . wa ySIMPLE (TEREST |= PRT (Formula) P= Prnapal R= rare T= me Example ‘Caloulate the = Sample interest earned por 5 years on A deposit of P28,000 ip te iterert rate iy 8-5 ". T= PRT 28,000) (0-085)(B) = P 11,400, + Caloulate Ye — cimple interest due on A nine month lan of P 12,000 ip ane inttrort rate ic alah. 1 Aa 4e\9,0q0) (0:0425 ) (t “7 892.54oe 4 5000 ig B 1D0- Find the simple interact cates- Te PRT 150 = (2000)(q2 )(K) : al - \b0 (eae 0 “Gay = pr Ole 107s “Hoo long will i+ take por P3000 40 cam p 10,320 interest ip it ie imveced at 85% cimge. interest (arel : Simple interest charged on a ix ~ month loan Lo, 72 oye pet) Repp PPR? Toe | oS ~ PR = 10,326 = 3. Cad . ra,avoon) 7SSimPLe InTeRECT ; { e THORS cOnVeRTiN Fi fo N) (9G TIME FRm EXACT menHop : + = lumber _of days 3005 ORDINARY METHOD: £- number oF dus 300 example ° 1. Find tne ordinary ond exact interert on 16,60) lyon por gh days a \| 24 % cimmple (aterert i eRT = \§ 00 ( 01ns) (8) = F542 a xa T= Ph = “een 0.5) (E) F52).57_ ~ eidinanyCal ee the cimpl interert due on a 120 - da n of & 7000 if the annual interest rte iv ney Use ordi nan) method T= PRT T= $7000 ( 0.0925) () T=$ 29.5 ”| le Time exprecced in In Between Days ip Actual and Approximate Time, | i> Approximate - all the month¢ in a year contains 90 dey. ‘wp Qctwal - exact ov actual number oF days in a given mony. ' Four Time Comvinaton jwheniat 1 . over Qrdlinany Interest (APO!) - J = Approximate “Time Ordinary Interest “wp Actual Time over Ordinary — \nterest (hcor)- J =—_Actwil_Tine Ordinary \nteres+ Wp Approximate Time ver Exace {nterest re Ta (APEI) - Ts APprOXinate Tn Exact [aerest ND Achwal Tne over Exack Wh tecst &cED as Tz Actual Time Exact (nterestExample ° | Find Ye approxima, and achiql hme prom Mach 2 to October \y. i Ape mai wo Exact /# Cua March 93-30 = 4 march 23- 31 = 8 api) 1-30 = 20 april f= 20 = 20 May le 30 = 30 may |} 7 Bl = 9) June 190 = 30 June, | 20 - 20 Jy 120 =20 Jul | 2) 22) qua. 173d =d0 Og: (9) 22) Sept |~20 =40 Ae | - 20 2 _ . dd. |e iG 2 Ot. Ja lo = lo _—— 2034 days 204 das 2 \Ise the pour-Fime compination Fam March 23 to October 10. 2 APDI = a = Oke na yong Fraction = 2 ACO) = — a = vk na < : APE| = ___ 20 [ nels 28 bke na’ fps sea (KS AS " 3653.Mr Dela Cuz borowed PO5,000 on Mach 2 and pemised + pny with simple interest of P 12-05 /0 on on lo. How much Wo te amount fod terest oF He {oan wing he four-time vompinatinn ? T= PRY APD) = 65,000 ou) = 74,636, 58 2 = 429.44 Acol > 5,000 (9-05) ($9) - F 4927-4 APE\ = 65, 000 (0-205)( 42°) x F 4, 57. 0) q Acej= 65000 (0- 1205) (Soo oe P4600 614 amount (+1) 69,000 + 74)036.5%- 04,030.58 ono + #4 waa = P 04,929. 147 gai 9,000 4 P4,57200 > F OM, 51S. PCy oon 4p 4uea- FP oA, 6-17, NOTE: ACOI ic alco known as We banker rule‘FUTURE VaLUe ano maTWRITY VaLe Cancun ) v v Invest ment Loan — FORMULAS A= Pt | a No Principal wteres+ EXAMAL : Loan |. Calanlate — the natu) valle OF A a year INTEREST 7 | suppose you depres (4 [r= 10006050 -P 50ST ur ahi sia 2 eaening 5% interest, 3 compounded Aeually Conc, 4 a year) = Pe fbb | R= 005 Ty A= P(Lti)N = PC1d tye Forma : =1000(1 + 2056s Av PCL ri)" A= P 1,296.28 A= Compound amount P= Principal 1 = interest rate per compounding period N= compounding perlode > number op compounding puivds ger year ~ annual iaterect oe ; tumber oF wompounding pariodc fe ee 8 | N=(number oF compouncting periods per year) Comber of ygorr =r uP compounded aually (one a year) iP ceiniatwat ily (twice a year) w quarterly ( poar times a year) ww montnly , dally EXAMPLE : You depot $500 in an accomt enrting @% interest, companded semiangually . How much ics in the account at the end of = 4 year ? : pe p(atiN> PCat hy)” : 06 Y@(D "As $500 (L 4 224 OC A= $ 530.45fg. How much iaterect is earned in 2 yeare on ff 4000 deposited in an account paying @%> interect , compounded . quarterly ? : et ay 40) 7 ) 0.0 400 (1+ SS \ = $4505.49 Tateert = A-P =f 4505+ 49 -$ 4000 = ff 505-47 PRESENT VALUE FORMULA : A Pe EXAMPLE : | How much money could be invested tans 8% interest, compounded quarterly , in have ff 30,000 in 5 years 7 A= ff 90,000 t= 5 years tz 006 a 4 ~ £ 30,000 in an account shat onder tv P= 20,184.142.tow much money should be invested in an account that earns «4° interect , compounded ty have $f 20,00 in 5 years 2 - 2% : (ey 2 Py f 12,876.55 CREDIT (ARPS AMD ConuimeR 000 IP Credit cards (utang ) AVERAGE DAILY BALANCE METHOD LOANS comannially y 19 order Average Daily _ sum of {he total amounts owed each day op the munth balance Exam P Le : mmber of days in the biling period Suppose an unpaid bill For $25 had a due date of April 10. A pucchace vp ff 28 was made on April Iz, and ff 123 was charged on April 24. A on April 15. The next billing on He averag & daily balance date is May i¢ [+5 °/o per the pinance charge of the May 10 bill- ayment of $50 was made, 0. The interest month . Find aN i H imes Date Payments pole er Fa Wapaia ae Ti Purchaser day changes Number up PAYS ‘April 10-11 GG a 35 2 {630 - aed [28 1 3G 3 $1024 . April 8-23 |-$ 50 $293 q i 208 April 24-May 4 22 l 069 on ay 4 | $ Alo Io pe Gala FAA)average daily . cH OF the total amounte owed each day oc Yee mon fh balance. number up days id the ailing piv WW, ABZ = ta 805.07 a0 ° Find He Finance charge - [> ft j= 65.07 (0-015) (1) |= 5-48 The Finance charge on the May 10 pill is 5-48 1 An unpaid bill For F O20 bad a due dete oF March WO A purchase op S24 war made on March 5, and $ GF was charged on — march BD. A payenert of $ 200 wac made of March 22. The interest wn We average Aaily palance ic 15 °/ per munth . Find the Fognce charge 09 Mie Real (0 bill Purchase / nvdler OT Unpaid alaace thee Balance, uk Date Poy rneat oat pant oye mate itt larch 10 - 14 £ (20 5 | 5598 March 10-2 q ai4 4 874 g 1 42 flarth 22-24 «=f 200-4694 arch 30- Ae @ gg og || l 4 21721 = 2) ADO = y2na oe 400 .68 3 l= Prt I= 300- 0 Co.o15) (1 ‘= gio.5tCONSUMER LOANS : CALCULATING MONTHLY PAYMENTS li> PAYMENT FORMULA FOR ON LOAN BACED oN APR IS GIVEN By | a l > (Can) PMT = payment A= loan amowit i= interest rate per payment n> total punber oF pavynent\s Examere: ip the annual iMteest vate i¢ 4% are made monthly , ther anual interest rate, oe 3 i meer oF payments pF year =~ * D-0070 and POuMente - 1- tategrated Visual Technologies ic offering anyne who purchacer television an anual interest rate op a5 % pr 4 years: IF andrea Snyer purchases @ 50-inch , year jection television por T5495 pom integrated Vieual Techaologiess gind Mer monthly payment - I wre A CET) . $5995 (2-083 42 I- Crt 2085") cr pr = 150 Gl T= bp Ul @8) -5aag = VON. 28-5405 = § 1234.92A web page decigner purchacess a car por ff 18, 395 a ip the oles tay ws G5 % oF the purchase pice, rind tee amount oF the calee tax. Salec Tax = 0-065 ($ 18,395) Dip We cor Weense pee ie 12 % op te purctace price , pind the amount oF the license pe: License Fee = 0.012 (8 18,345) * $ 220-744 c lp the designer = maker a 2500 down payment, pind the amount op the [van tne designer need s- Loan Amoyot = Purchase Price t Gales Tt License Fee ~ Pown Fayent = 18 305 + 1109.08 + 220.74 -2500 =$ 7342, he Ascuming we decigner gets He [000 in part cat on aatual interest cate of 75% por 4 geane , determec we monthly cor pay nett - PMT= AGouaD™ (pe ) =f 731-42 pte ee say ) =£ 418 5 Sa hyCONSUMER LOANG : CALCULATING LOAN PAYOFFS APR LOAN PAYOFF FORMULA Ar pur (1=(ie1y" ) I i= interest rate per payment period A loan payor F n= number of remaining payments. PMT= payment EXAMPLE : D alison Werke wants +o pay off the loan on er jet cki that che hac owned por 18 monthe. Allicon's monthly payment ic $284.67 on a two-year loan at an anual percentage rate op 8-4, Find the PpaAYOPF amount _ 24 months 284.67 XG = 1,708.02 18 months 7 G months Ar 284.69 (2440") i A= 989.63 | | -(i i ol 0-087 (2 / @haron Jergercon hac a Five ~year car oan based on an annual percentage rate oF 8.4 %/o- Tre monthly payment ic $502.57. Apter 3 years, Aaron deades tp purchae a new car ond mast pay opp his car loan. find tne poyoRE Amount -pfi¢ 2084 YM . 12 : | Ke § B00 9 eta / [4, 221. og STOCKS, BONDS AND MUTUAL Funds lip STOCKS Exgmele A Stock pays an annval dividend of G84 per share. Caloylate the diviclends paid ty a chareholder who ha 200 shares oF the company's whe « Dividend = 0-84 (200 ) $94 = — O|Z = f anual ais PY” 90 oy x 0 / 12% Divided Dwidend yield = oi (Py) Sho tates £Shae A stock pays an oanual dividend of $ 137 pr ed the tock ‘is trading at $40. Red the dividend yielt _ EL gy x (00 = 2.5% DY= Tap 0.075 25%yro % CHG 8.0 Table 10.2 52-WEEK Hi LO STOCK (SYM) 53.54 40.25aPanPacProp PNP 75.44 32.10 PanPharm PAX 1235 6.08 ParTch PTC 30.70 19 ParkEichm PKE 449 1.65 ParkerDri PKD 61 43.90 ParkerHan PH 48.70 36.80 ParkwyProp PKY 60.15 46.74aPartnerRe PRE 31.68 14.65 PatinaOil POG s 20 11.46 PaxarCp PXR 17.72 11.96 PaylessShoe PSS 58.34 28.61 Peabdy Egy BTU 1280 9.17 Pearson ADS PSO 71.62 37.50 PediatrixMed PDX 15.05 14.40 Pengrowth a 16.10 11.46 PennAmGp PNG 21.58 12.85 PennEngrg PMN 267 1.47 Penntreaty PTA 40 19.83@PennVirgina PVA 39 27.25@PennVARes PVR 41.50 17.25 PenneyJC JCP 3787 30 PA Reit PEI 34.75 18.38 Pentair PNR s 46.03 38.50 PeopEngy PGL 29.38 14.05 PepBoys PBY 21.71 16.70 PepcoHidg POM 31.40 20.39 PepsiBtting PBG 21.87 13.03 PepsiAm PAS 55.71 43.35 PepsiCo PEP 2526 8.34 Perdigao ADS PDA YLD VoL NET DIV % PE 100s CLOSE CHG 217 4.2 21 1407 51.45 -0.28 - 10 7652 38.88 0.18 eee 7 928 -0.10 24.1.0 43 1344 23.05 -0.56 ~ Gd 8091 3.48 -0.32 7613 20 4114 57.45 -0.63 260 5.9 18 210 43.85 -0.45 1.36 26 6 2982 52.86 0.26 18 4810 29.65 -0.30 2 4144 1948 0.34 wo» 9130 12.82 -0.25 50 9 31 3750 55.85 -0.22 A5e 4.0 .. 287 11.27 -0.08 ~ 18 3743 63.75 0.50 ‘A7p .. .. 5904 15.29 0.31 2418 1 387 13 == -0.02 2815 24 137 19.25 -0.54 - dd 609 1.82 0.08 4512 24 554 37.50 -0.05 216 5.8 .. 603 37.56 0.06 -50 1.3 dd 66959 39.69 -0.51 2.16 6.1 13 1027 35.31 -0.31 AM 14 19 7705 31.30 0.21 216 5.5 16 2262 39.38 0.22 27:14 dd 11159 19.71 -0.68 1.00 5.4 17 3317 1840 0.07 20f 7 17 11900 28.04 -0.15 08 4 15 3066 18.85 -0.05 92 1.8 23 33068 51.20 0.12 He 22 .. 32 25.04 0.29YTD 52-WEEK %CHG HI LO 1999 6.26 2259 13.96 142 7 1476 9.67 1432 7.37 53.17 37.56 63.70 29.25 32.88 12.80 35.64 17.76 31.94 1656 4350 27 38.89 29.43 9052 41.11 2557 23.20 23.41 878 33.38 20.27 1995 13.72 1453 867 43.80 28.50 320 0.95 43.95 37.23 26.44 16.82 32.09 11.25 PilgrmPr PPG 1493 5.80 PinnacleEnt PNK 41.50 32.87sPinaciWCap PNW 31.25 20.85 PioneerCp PIO 37.50 22.76 PionrNtriRes PXD 5959 38.70 PiperJaffray PC n 4521 37.25 PitneyBws PBL 19.23 12.23 PlacrDome PDG 11.45 -0.12 17.13 -0.27 Repzeees Be |Z z vo % 16 74 43 9 63 69 24 24 3 65. 19 Bu SeaF Se: Bae 3k 388 8 ab: wai bwTHE maeKeT Vowue OF a SHARE OF STOCK EXAMPLE: cuppose yOu Owned 50D shares oF stock in JC Penney Cuhicn is Wcted ac Penney in Table 10 2). You purchased fhe shares at a pace, of $ 23-40 per Chae ad sold fren at the dosing price of He tock given in Table (0.2. (nogvace ca table wa give ca team) a. Ignoring — dividends, what wae your prow oF [pce on the sale oF the stock ? > 500 (4-04) = £ (4, $45 (otal celing price) > 90 (29-40) =f 1,450 B 4845 (pope) ble your baker charges 24% op the Ctabe) total cate price, what wat the brokers commision 7 >19,845( 24%) >14,845( 0-024) = § 416-28uae You bought 300 chares oF Priz at the week low and cold the chares at th 7 week high - a a\gnoring dividends, what i ee ae : Was your progit or [Oss oh >0C 20-49) = $ 2 538 (POR, blr your pa ker Changes 21% of the total Sdle price, hak wae ne bmkece “commission? Round ty the wearech cent. >$ 2,826 (0.021) Sad 7TRIVIA iP Bons Examples: A gono with a ¥ [0000 Face vatue HAS A 3% Cowon anp a YEAR MaruRITY paTe. CaLcuLaTe We. TOTAL OF THE (nTeResT Payments PAID To We BonDHoper een 1-4 10,000 ©-039(9) |= 500, - total oF the inter A crt payments paid ty ae the, tondlder ry EXamPteg : XAMPLEs : ‘ bond has a gf 15, ODO face value aq 4-year maturity and a 3.50, coupon. Wha 16 the tytal oF the Interect Payments paid t) the pond holder IF Prt lf 15,000 (0-095)(4) j=f 2,100 ~ total oF the intereet pay mente paid oo to the bondholder- We MUTUAL = Funds ~Invectment tract net accet value of the Fund, ( NAV.) Net Acset VALUG OF A muTUAL FunD Poemula : A-L A> +tal Funds WAV = L= total ead ligbilitier N= tuaber of shares ouketandingExample: MuTAAL Fund has {G00 willion arth OF stuck £5 million wort oF bods, and ¥ | wiltion in cash The aus total liabilties amount ty QP 2 ynillion. There ave 25 anillivn chares outetanding You invert ff 15,000 in thic pund a Calollate the NAY WN AL. (F G00 million +8 5 millon +4 | will ~ 2 milion) € 25 milli? G24 (0 NAY pe gue put b- to many Snares vill Jor purchase 7 gf 15,000 Note: Round To THE = O20 Sharer TA eee ae nearest wrdke number.