03/01/2024, 17:57 Rates and Charges – Fincare Small Finance Bank

Priority Savings Account

Account Opening

Service / Transaction Type Charges (Excluding GST) Waivers / Benefits

Free if closed after 1 Year

Account Closure -Indiv/ Joint
₹100 per instance (Charges applicable only if
CASA & Sole Prop CA
closed within a year)

Charges applicable if Balance

₹300 monthly (pro-rata) NA
below min balance

Cards

Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits

Instakit Issuance NIL

Personalized Card Issuance ₹200 per instance

Debit Card Maintainence

₹200 annually Waived off for first year
Charges

Debit Card re-issuance/ Add

₹200 per instance
on Card - Insta Card

Debit Card re-issuance/ Add ₹200 per instance (beyond

on Card - Personalised free)

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03/01/2024, 17:57 Rates and Charges – Fincare Small Finance Bank

Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits

Debit card withdrawal ₹20 per transaction (beyond

transactions at Fincare ATM free)

Cheque
Debit card non-financial Effective from 1st Jan'22
Nil
transactions at Fincare ATM 13 Transactions per month is
Service / Transaction Sub Type Charges (Excluding GST) free at Fincare
Waivers ATM, Non-Metro
/ Benefits
Debit card withdrawal (other banks) ATM, Metro
₹21 per transaction (beyond (other banks) ATM Inclusive
CTS Cheque Deposited
transactions return
at Non-Fincare
₹100 per instance
free) Financials & Non-Financials
(Outward) - Insufficient
ATM Funds
transactions

CTSDebit
Cheque
cardDeposited return
non-financial
₹50
₹11 per per instance
transaction (beyond
(Outward) - Other
transactions Reasons
at Non-Fincare
free)
ATM
CTS Cheque issued
₹500 (Effective from 1st
return/NACH Return (Inward) -
July'2023)
Insufficient Funds

CTS Cheque issued

return/NACH Return (Inward) - ₹100 per instance
Other Reasons

Instakit Cheque book (25

Free
Leaves / Book)

Instakit Cheque book (100

NA
Leaves / Book)

Issuance/ Reissuance Cheque

₹50 per instance
book (25 Leaves / Book)

Issuance/ Reissuance Cheque

NA
book (100 Leaves / Book)

Stop Payment per Cheque ₹100 per instance

Stop Payment - Cheque series ₹300 per instance

Alerts & Notification

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03/01/2024, 17:57 Rates and Charges – Fincare Small Finance Bank

Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits

0.15 P/SMS+GST with a cap of

Subscription for SMS Alerts (on
₹15+ GST per month (Effective NIL
value added services)
from 1st July'2023)

Charges will be debited in every succeeding month for eligible customers

Cash Transactions

Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits

Cash transactions (home & After the free limit, ₹4 per

non home branch) 1,000
Free 4 transactions per month
Cash withdrawal transactions After the free limit, ₹4 per
(home & non home branch) 1,000

Locker Charges

Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits

Locker Charge - Category A

₹2000 annually
(Small )

Category C (Medium) ₹3000 annually

Category F (Large) ₹5000 annually

Transfers

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03/01/2024, 17:57 Rates and Charges – Fincare Small Finance Bank

Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits

Upto ₹25,000: ₹ 2.5/TX

IMPS Transfer ₹25,001-₹1,00,000: ₹5/TX

₹1,00,001-₹2,00,000-₹15/TX

₹2,00,000-₹5,00,000: ₹17/ TX
RTGS Transfer
Above 5 Lakhs: ₹44/TX 50 transactions p.m. across
IMPS, RTGS & NEFT

Upto 10000: ₹ 2.25/TX

₹10001-₹1,00,000: ₹ 4.75/TX

NEFT Transfer*
₹1,00,001-₹2,00,000: ₹
14.75/TX

Above 2 Lakhs: ₹ 24.75/TX

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