To use for yourself, please hit "FILE" and "MAKE A COPY" and then you'll be able to

Avg Daily Spend 0.32 Daily Budget 61.67

MTD Total 485.20 Dec Budget 1,850.00
Actual vs Budget 1% Run-rate 10
0.005196900996108

Date Desc Cost Payment Category Paid by

12/1 Train 3.00 Suica Transportation Wife
12/2 Train 3.00 Suica Transportation Husband
12/2 Spices at Kaldi 7.80 Suica Groceries Wife
12/2 Uniqlo Sweater 21.00 CapitalOne Clothing Wife
12/2 Dishes 24.00 CapitalOne Household Wife
12/2 T-Bar 8.00 Suica Drinks Husband
12/2 Amazon 14.00 ANA Groceries Husband
12/3 Train 1.60 Suica Transportation Husband
12/3 Olaplano Haircut 35.00 CapitalOne Personal Wife
12/3 Post Office 1.10 Cash Personal Husband
12/4 Train 1.65 Suica Transportation Husband
12/4 Kiwi Kitchen 6.00 Cash Lunch Husband
12/4 Groceries 1.50 Suica Groceries Husband
12/4 Train from Haneda 4.90 Suica Transportation Wife
12/5 Train 1.60 Suica Transportation Husband
12/6 Groceries 1.10 Suica Groceries Husband
12/6 Ward Office 1.80 Cash Personal Husband
12/6 Bike Rental 6.60 ANA Transportation Husband
12/6 Italian Date Lunch 35.00 Chase Eating Out Husband
12/6 Train 8.70 Suica Transportation Husband
12/6 City Shop Lunch 30.00 Suica Eating Out Husband
12/6 Taxi 20.00 Suica Transportation Husband
12/7 Bus/Train 1.50 Suica Transportation Husband
12/7 Lunch 24.00 Suica Eating Out Husband
12/7 Groceries 23.00 Suica Groceries Wife
12/8 Train 6.80 Suica Transportation Husband
12/8 Ringer Hut 12.00 Suica Eating Out Wife
12/8 Indian Lunch 50.00 Cash Eating Out Husband
12/8 Sake 19.00 Suica Drinks Husband
12/9 Train 5.35 Suica Transportation Husband
12/9 Groceries 10.16 Suica Groceries Husband
12/10 Train 3.30 Suica Transportation Husband
12/10 Hanamasa 50.59 Suica Groceries Wife
12/10 Lime Juice 8.00 Suica Groceries Wife
12/11 Train 3.40 Suica Transportation Husband
12/11 Kiwi 5.00 Cash Lunch Husband
12/11 Mister Donut 1.40 Cash Eating Out Wife
12/12 Train 1.65 Suica Transportation Husband
12/13 Udon Lunch 7.20 Cash Lunch Wife
12/14 Train 1.60 Suica Transportation Wife
12/15 Groceries 5.00 Cash Groceries Wife
12/16 Groceries 8.90 Cash Groceries Wife
hen you'll be able to edit and use it. Thank you

12/31/2019 Total Days 30 Projected -85,587

1/23/2024 Days Remaining -1484
Daily Budget 58
-0.1179245283
Transportation Spent Budget Remaining Percentage Spent
Clothing 21.00
Drinks 27.00 50 23 54%
Eating Out 152.40 200 48 76%
Groceries 130.05 350 220 37%
Household 24.00 50 26 48%
Lunch 18.20 200 182 9%
Personal 37.90 100 62 38%
Transportation 68.65 250 181 27%
(empty) #N/A #N/A #N/A
Total Result 479.20
SUM of Cost Category

Date Clothing Drinks Eating Out Groceries Househol Lunch PersonaTransportat

12/1 3.00
12/2 21.00 8.00 21.80 24.00 3.00
12/3 36.10 1.60
12/4 1.50 6.00 6.55
12/5 1.60
12/6 65.00 1.10 1.80 35.30
12/7 24.00 23.00 1.50
12/8 19.00 62.00 6.80
12/9 10.16 5.35
12/10 58.59 3.30
12/11 1.40 5.00 3.40
12/12 1.65
12/13 7.20
12/14 1.60
12/15 5.00
12/16 8.90
(empty)
Total Result 21.00 27.00 152.40 130.05 24.00 18.20 37.90 74.65
(empty) Total Result
3.00
77.80
37.70
14.05
1.60
103.20
48.50
87.80
15.51
61.89
9.80
1.65
7.20
1.60
5.00
8.90

485.20
Categories Budget Payment Paid by
Business 50 Suica Husband
Clothing 50 Cash Wife
Drinks 50 Chase
Eating Out 200 Amex
Groceries 350 ANA
Gym 30 CapitalOne
Holiday 350 Bank
Household 50 Paypal
Lunch 200
Personal 100
Rental Car 100
Shopping 50
Subscription 50
Transportation 250
Utilities 100

1,980

Income
Salary 4,000
Uber Driver 100
4,100

Fixed Costs
Mortgage/Rent 400
Phone 70
Insurance 400
Life Insurance 400
Car Payment 300
Gym 30
Utilities 100Income - Fixed Costs
1,700 2,400

Variable Costs
Business 50
Clothing 50
Drinks 50
Eating Out 200
Groceries 350
Holiday 350
Household 50
Lunch 200
Personal 100
Rental Car 100
Shopping 50
Subscription 50
Transportation 250
1,850
SAVINGS RATE
Net Income 550 13.41%
Target Savings Rate

Savings Rate Years to Save 1yr Worth of Expenses

7.8% 12.8 *Average US Savings Rate Years to Save 1yr Worth
10% 10.0
20% 5.0 Savings R
30% 3.3
14.0
40% 2.5

Years to Save 1yr Worth of Expenses

50% 2.0 12.0
60% 1.7
70% 1.4 10.0
80% 1.3 8.0
90% 1.1
100% 1.0 6.0
4.0
2.0
0.0
8% 0% 0% 0% 0% 0% 0% 0% 0% 0%
7. 10. 20. 30. 40. 50. 60. 70. 80. 90.

Savings Rate
to Save 1yr Worth of Expenses vs.
Savings Rate

Years to Save 1yr Worth of

Expenses

% % % % % % % % %
.0 .0 .0 .0 .0 .0 .0 .0
30 40 50 60 70 80 90 100

Savings Rate